The First National Bank of Mount Dora, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,087,0002,475
Total interest expense$2,762,0002,723
Net interest income$10,325,0002,347
Provision for loan and lease losses$03,275
Total noninterest income$7,562,000911
Gross Fiduciary activities income$6,562,000231
Service charges on deposit accounts$201,0002,667
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,503
Total noninterest expense$14,903,0001,538
Salaries and employee benefits$9,155,0001,434
Premises and equipment expense$1,915,0001,275
Additional noninterest expense$799,0002,503
Pre-tax net operating income$2,984,0002,517
Securities gains (losses)$-2,488,0004,423
Applicable income taxes$-624,0004,522
Income before extraordinary items$1,120,0003,360
Extraordinary gains, net$054
Net income$1,120,0003,397
Minority interest net income$088
Net income of bank and minority interests.$1,120,0003,362
Net charge-offs$15,0002,309
Cash dividends$945,0002,237
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,608,0002,145
2023-09-30 (YTD Data)Rank
Total interest income$9,750,0002,465
Total interest expense$1,646,0002,846
Net interest income$8,104,0002,291
Provision for loan and lease losses$03,085
Total noninterest income$5,705,000910
Gross Fiduciary activities income$4,927,000231
Service charges on deposit accounts$158,0002,641
Trading account gains and feesNANA
Additional Noninterest Income$620,0002,458
Total noninterest expense$10,840,0001,566
Salaries and employee benefits$6,510,0001,500
Premises and equipment expense$1,419,0001,282
Additional noninterest expense$620,0002,457
Pre-tax net operating income$2,969,0002,238
Securities gains (losses)$-45,0003,795
Applicable income taxes$147,0002,502
Income before extraordinary items$2,777,0002,137
Extraordinary gains, net$052
Net income$2,777,0002,158
Minority interest net income$081
Net income of bank and minority interests.$2,777,0002,139
Net charge-offs$18,0001,948
Cash dividends$467,0002,298
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,819,7502,150
2023-06-30 (YTD Data)Rank
Total interest income$6,455,0002,437
Total interest expense$792,0003,044
Net interest income$5,663,0002,230
Provision for loan and lease losses$02,940
Total noninterest income$3,786,000871
Gross Fiduciary activities income$3,257,000226
Service charges on deposit accounts$104,0002,639
Trading account gains and feesNANA
Additional Noninterest Income$425,0002,370
Total noninterest expense$7,106,0001,565
Salaries and employee benefits$4,361,0001,479
Premises and equipment expense$938,0001,280
Additional noninterest expense$425,0002,366
Pre-tax net operating income$2,343,0002,048
Securities gains (losses)$-55,0004,104
Applicable income taxes$163,0002,262
Income before extraordinary items$2,125,0001,987
Extraordinary gains, net$051
Net income$2,125,0002,011
Minority interest net income$081
Net income of bank and minority interests.$2,125,0001,987
Net charge-offs$18,0001,582
Cash dividends$467,0002,017
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,176,1501,964
2023-03-31 (YTD Data)Rank
Total interest income$3,190,0002,440
Total interest expense$390,0002,892
Net interest income$2,800,0002,258
Provision for loan and lease losses$02,612
Total noninterest income$1,800,000900
Gross Fiduciary activities income$1,539,000241
Service charges on deposit accounts$47,0002,788
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,358
Total noninterest expense$3,422,0001,649
Salaries and employee benefits$2,024,0001,622
Premises and equipment expense$469,0001,310
Additional noninterest expense$214,0002,358
Pre-tax net operating income$1,178,0002,099
Securities gains (losses)$3,000808
Applicable income taxes$92,0002,197
Income before extraordinary items$1,089,0001,987
Extraordinary gains, net$04
Net income$1,089,0001,986
Minority interest net income$048
Net income of bank and minority interests.$1,089,0001,987
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,086,2402,014
2022-12-31 (YTD Data)Rank
Total interest income$11,235,0002,364
Total interest expense$448,0003,348
Net interest income$10,787,0002,273
Provision for loan and lease losses$-360,0004,499
Total noninterest income$7,467,000918
Gross Fiduciary activities income$6,249,000244
Service charges on deposit accounts$233,0002,570
Trading account gains and feesNANA
Additional Noninterest Income$985,0002,341
Total noninterest expense$13,316,0001,637
Salaries and employee benefits$8,094,0001,552
Premises and equipment expense$1,890,0001,282
Additional noninterest expense$985,0002,341
Pre-tax net operating income$5,298,0001,973
Securities gains (losses)$-513,0004,332
Applicable income taxes$273,0002,478
Income before extraordinary items$4,512,0001,948
Extraordinary gains, net$05
Net income$4,512,0001,948
Minority interest net income$063
Net income of bank and minority interests.$4,512,0001,947
Net charge-offs$51,0001,524
Cash dividends$2,774,0001,222
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,994,2201,853
2022-09-30 (YTD Data)Rank
Total interest income$8,064,0002,381
Total interest expense$246,0003,516
Net interest income$7,818,0002,285
Provision for loan and lease losses$-270,0004,534
Total noninterest income$5,539,000948
Gross Fiduciary activities income$4,612,000247
Service charges on deposit accounts$187,0002,501
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,384
Total noninterest expense$9,565,0001,686
Salaries and employee benefits$5,689,0001,636
Premises and equipment expense$1,366,0001,319
Additional noninterest expense$740,0002,384
Pre-tax net operating income$4,062,0001,922
Securities gains (losses)$-51,0004,110
Applicable income taxes$287,0002,245
Income before extraordinary items$3,724,0001,816
Extraordinary gains, net$04
Net income$3,724,0001,814
Minority interest net income$057
Net income of bank and minority interests.$3,724,0001,815
Net charge-offs$51,0001,209
Cash dividends$2,232,0001,049
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,771,4301,837
2022-06-30 (YTD Data)Rank
Total interest income$5,073,0002,415
Total interest expense$158,0003,476
Net interest income$4,915,0002,335
Provision for loan and lease losses$-180,0004,523
Total noninterest income$3,787,000915
Gross Fiduciary activities income$3,133,000213
Service charges on deposit accounts$129,0002,441
Trading account gains and feesNANA
Additional Noninterest Income$525,0002,341
Total noninterest expense$6,286,0001,691
Salaries and employee benefits$3,853,0001,609
Premises and equipment expense$862,0001,379
Additional noninterest expense$1,571,0001,929
Pre-tax net operating income$2,596,0001,893
Securities gains (losses)$-4,0003,811
Applicable income taxes$244,0001,983
Income before extraordinary items$2,348,0001,795
Extraordinary gains, net$04
Net income$2,348,0001,795
Minority interest net income$060
Net income of bank and minority interests.$2,348,0001,795
Net charge-offs$50,000966
Cash dividends$2,232,000774
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,351,6401,831
2022-03-31 (YTD Data)Rank
Total interest income$2,354,0002,477
Total interest expense$75,0003,510
Net interest income$2,279,0002,405
Provision for loan and lease losses$-90,0004,509
Total noninterest income$1,886,000922
Gross Fiduciary activities income$1,510,000219
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$307,0002,158
Total noninterest expense$3,039,0001,736
Salaries and employee benefits$1,826,0001,678
Premises and equipment expense$428,0001,383
Additional noninterest expense$785,0001,901
Pre-tax net operating income$1,216,0001,900
Securities gains (losses)$62,000175
Applicable income taxes$139,0001,852
Income before extraordinary items$1,139,0001,759
Extraordinary gains, net$04
Net income$1,139,0001,759
Minority interest net income$050
Net income of bank and minority interests.$1,139,0001,759
Net charge-offs$53,000657
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,083,8201,844
2021-12-31 (YTD Data)Rank
Total interest income$9,313,0002,562
Total interest expense$320,0003,691
Net interest income$8,993,0002,470
Provision for loan and lease losses$03,064
Total noninterest income$7,861,000994
Gross Fiduciary activities income$5,697,000220
Service charges on deposit accounts$246,0002,412
Trading account gains and feesNANA
Additional Noninterest Income$1,918,0001,955
Total noninterest expense$11,921,0001,744
Salaries and employee benefits$7,704,0001,605
Premises and equipment expense$1,403,0001,602
Additional noninterest expense$2,814,0002,074
Pre-tax net operating income$4,933,0002,069
Securities gains (losses)$-149,0004,698
Applicable income taxes$482,0002,126
Income before extraordinary items$4,302,0002,072
Extraordinary gains, net$010
Net income$4,302,0002,072
Minority interest net income$074
Net income of bank and minority interests.$4,302,0002,074
Net charge-offs$-69,0004,239
Cash dividends$3,906,000969
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,436,1002,013
2021-09-30 (YTD Data)Rank
Total interest income$6,968,0002,617
Total interest expense$246,0003,763
Net interest income$6,722,0002,514
Provision for loan and lease losses$02,963
Total noninterest income$5,976,0001,002
Gross Fiduciary activities income$4,265,000220
Service charges on deposit accounts$189,0002,390
Trading account gains and feesNANA
Additional Noninterest Income$1,522,0001,938
Total noninterest expense$8,532,0001,812
Salaries and employee benefits$5,395,0001,686
Premises and equipment expense$1,061,0001,615
Additional noninterest expense$2,076,0002,109
Pre-tax net operating income$4,166,0002,003
Securities gains (losses)$-73,0004,770
Applicable income taxes$500,0001,976
Income before extraordinary items$3,593,0002,014
Extraordinary gains, net$08
Net income$3,593,0002,013
Minority interest net income$069
Net income of bank and minority interests.$3,593,0002,014
Net charge-offs$-69,0004,327
Cash dividends$3,468,000768
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,657,2401,963
2021-06-30 (YTD Data)Rank
Total interest income$4,523,0002,672
Total interest expense$169,0003,794
Net interest income$4,354,0002,566
Provision for loan and lease losses$02,862
Total noninterest income$3,893,0001,015
Gross Fiduciary activities income$2,813,000218
Service charges on deposit accounts$131,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$949,0001,968
Total noninterest expense$5,674,0001,803
Salaries and employee benefits$3,599,0001,682
Premises and equipment expense$691,0001,650
Additional noninterest expense$1,384,0002,083
Pre-tax net operating income$2,573,0002,079
Securities gains (losses)$-35,0004,768
Applicable income taxes$306,0002,006
Income before extraordinary items$2,232,0002,098
Extraordinary gains, net$06
Net income$2,232,0002,098
Minority interest net income$067
Net income of bank and minority interests.$2,232,0002,098
Net charge-offs$99,000914
Cash dividends$3,468,000560
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,262,8002,048
2021-03-31 (YTD Data)Rank
Total interest income$2,233,0002,677
Total interest expense$87,0003,826
Net interest income$2,146,0002,565
Provision for loan and lease losses$02,741
Total noninterest income$2,045,000996
Gross Fiduciary activities income$1,402,000217
Service charges on deposit accounts$67,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$576,0001,768
Total noninterest expense$2,737,0001,840
Salaries and employee benefits$1,703,0001,742
Premises and equipment expense$369,0001,576
Additional noninterest expense$665,0002,098
Pre-tax net operating income$1,454,0001,913
Securities gains (losses)$-181,0004,912
Applicable income taxes$159,0001,965
Income before extraordinary items$1,114,0002,079
Extraordinary gains, net$03
Net income$1,114,0002,079
Minority interest net income$055
Net income of bank and minority interests.$1,114,0002,079
Net charge-offs$01,930
Cash dividends$1,216,000646
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,273,2801,888
2020-12-31 (YTD Data)Rank
Total interest income$8,802,0002,712
Total interest expense$341,0004,197
Net interest income$8,461,0002,526
Provision for loan and lease losses$04,319
Total noninterest income$7,115,0001,012
Gross Fiduciary activities income$4,898,000224
Service charges on deposit accounts$247,0002,476
Trading account gains and feesNANA
Additional Noninterest Income$1,970,0001,797
Total noninterest expense$11,396,0001,766
Salaries and employee benefits$7,134,0001,661
Premises and equipment expense$1,661,0001,401
Additional noninterest expense$2,601,0002,148
Pre-tax net operating income$4,180,0002,014
Securities gains (losses)$153,0001,165
Applicable income taxes$453,0002,021
Income before extraordinary items$3,880,0001,961
Extraordinary gains, net$04
Net income$3,880,0001,960
Minority interest net income$072
Net income of bank and minority interests.$3,880,0001,961
Net charge-offs$-17,0004,360
Cash dividends$3,228,0001,061
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,742,3001,957
2020-09-30 (YTD Data)Rank
Total interest income$6,515,0002,751
Total interest expense$253,0004,284
Net interest income$6,262,0002,557
Provision for loan and lease losses$04,239
Total noninterest income$4,874,0001,038
Gross Fiduciary activities income$3,644,000223
Service charges on deposit accounts$191,0002,445
Trading account gains and feesNANA
Additional Noninterest Income$1,039,0002,109
Total noninterest expense$8,108,0001,823
Salaries and employee benefits$5,256,0001,668
Premises and equipment expense$945,0001,741
Additional noninterest expense$1,907,0002,147
Pre-tax net operating income$3,028,0002,028
Securities gains (losses)$26,0001,820
Applicable income taxes$287,0002,122
Income before extraordinary items$2,767,0002,003
Extraordinary gains, net$04
Net income$2,767,0002,002
Minority interest net income$065
Net income of bank and minority interests.$2,767,0002,003
Net charge-offs$-17,0004,382
Cash dividends$2,651,000881
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,743,3401,958
2020-06-30 (YTD Data)Rank
Total interest income$4,253,0002,827
Total interest expense$170,0004,351
Net interest income$4,083,0002,604
Provision for loan and lease losses$04,134
Total noninterest income$3,141,0001,002
Gross Fiduciary activities income$2,417,000223
Service charges on deposit accounts$131,0002,449
Trading account gains and feesNANA
Additional Noninterest Income$593,0002,203
Total noninterest expense$5,253,0001,863
Salaries and employee benefits$3,440,0001,681
Premises and equipment expense$583,0001,826
Additional noninterest expense$1,230,0002,191
Pre-tax net operating income$1,971,0002,024
Securities gains (losses)$40,0001,392
Applicable income taxes$225,0001,969
Income before extraordinary items$1,786,0001,994
Extraordinary gains, net$04
Net income$1,786,0001,995
Minority interest net income$065
Net income of bank and minority interests.$1,786,0001,995
Net charge-offs$-17,0004,469
Cash dividends$2,651,000651
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,750,4001,977
2020-03-31 (YTD Data)Rank
Total interest income$2,087,0002,864
Total interest expense$85,0004,438
Net interest income$2,002,0002,599
Provision for loan and lease losses$03,711
Total noninterest income$1,605,000947
Gross Fiduciary activities income$1,248,000222
Service charges on deposit accounts$80,0002,427
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,086
Total noninterest expense$2,750,0001,812
Salaries and employee benefits$1,806,0001,634
Premises and equipment expense$289,0001,858
Additional noninterest expense$655,0002,117
Pre-tax net operating income$857,0002,061
Securities gains (losses)$37,000943
Applicable income taxes$127,0001,756
Income before extraordinary items$767,0002,042
Extraordinary gains, net$04
Net income$767,0002,041
Minority interest net income$056
Net income of bank and minority interests.$767,0002,042
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$735,1802,063
2019-12-31 (YTD Data)Rank
Total interest income$8,458,0002,868
Total interest expense$351,0004,457
Net interest income$8,107,0002,605
Provision for loan and lease losses$03,973
Total noninterest income$6,044,000988
Gross Fiduciary activities income$4,709,000223
Service charges on deposit accounts$310,0002,557
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0002,220
Total noninterest expense$9,999,0001,925
Salaries and employee benefits$6,209,0001,798
Premises and equipment expense$1,225,0001,772
Additional noninterest expense$2,565,0002,178
Pre-tax net operating income$4,152,0002,003
Securities gains (losses)$-24,0004,929
Applicable income taxes$643,0001,784
Income before extraordinary items$3,485,0002,089
Extraordinary gains, net$011
Net income$3,485,0002,091
Minority interest net income$076
Net income of bank and minority interests.$3,485,0002,091
Net charge-offs$39,0002,794
Cash dividends$980,0002,378
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,505,1602,045
2019-09-30 (YTD Data)Rank
Total interest income$6,309,0002,919
Total interest expense$264,0004,510
Net interest income$6,045,0002,637
Provision for loan and lease losses$03,836
Total noninterest income$4,512,000971
Gross Fiduciary activities income$3,529,000219
Service charges on deposit accounts$232,0002,592
Trading account gains and feesNANA
Additional Noninterest Income$751,0002,239
Total noninterest expense$7,435,0001,944
Salaries and employee benefits$4,553,0001,834
Premises and equipment expense$935,0001,763
Additional noninterest expense$1,947,0002,157
Pre-tax net operating income$3,122,0002,058
Securities gains (losses)$-3,0004,753
Applicable income taxes$486,0001,820
Income before extraordinary items$2,633,0002,117
Extraordinary gains, net$011
Net income$2,633,0002,117
Minority interest net income$072
Net income of bank and minority interests.$2,633,0002,118
Net charge-offs$38,0002,391
Cash dividends$392,0002,718
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,635,5202,087
2019-06-30 (YTD Data)Rank
Total interest income$4,206,0002,928
Total interest expense$180,0004,493
Net interest income$4,026,0002,649
Provision for loan and lease losses$03,685
Total noninterest income$2,953,000977
Gross Fiduciary activities income$2,316,000220
Service charges on deposit accounts$154,0002,581
Trading account gains and feesNANA
Additional Noninterest Income$483,0002,252
Total noninterest expense$4,864,0001,973
Salaries and employee benefits$2,945,0001,876
Premises and equipment expense$600,0001,816
Additional noninterest expense$1,319,0002,141
Pre-tax net operating income$2,115,0002,028
Securities gains (losses)$9,0001,239
Applicable income taxes$335,0001,769
Income before extraordinary items$1,789,0002,079
Extraordinary gains, net$011
Net income$1,789,0002,077
Minority interest net income$069
Net income of bank and minority interests.$1,789,0002,079
Net charge-offs$48,0001,865
Cash dividends$392,0002,372
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,781,4402,061
2019-03-31 (YTD Data)Rank
Total interest income$2,049,0002,981
Total interest expense$97,0004,434
Net interest income$1,952,0002,731
Provision for loan and lease losses$03,406
Total noninterest income$1,407,000983
Gross Fiduciary activities income$1,086,000228
Service charges on deposit accounts$72,0002,700
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,150
Total noninterest expense$2,561,0001,903
Salaries and employee benefits$1,558,0001,809
Premises and equipment expense$312,0001,786
Additional noninterest expense$691,0002,051
Pre-tax net operating income$798,0002,362
Securities gains (losses)$-6,0005,035
Applicable income taxes$99,0002,165
Income before extraordinary items$693,0002,380
Extraordinary gains, net$05
Net income$693,0002,378
Minority interest net income$052
Net income of bank and minority interests.$693,0002,379
Net charge-offs$17,0001,768
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$698,2202,359
2018-12-31 (YTD Data)Rank
Total interest income$8,046,0002,925
Total interest expense$367,0004,286
Net interest income$7,679,0002,726
Provision for loan and lease losses$04,082
Total noninterest income$5,568,0001,021
Gross Fiduciary activities income$4,439,000225
Service charges on deposit accounts$303,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$826,0002,463
Total noninterest expense$9,267,0002,017
Salaries and employee benefits$5,612,0001,910
Premises and equipment expense$1,098,0001,918
Additional noninterest expense$2,557,0002,182
Pre-tax net operating income$3,980,0002,116
Securities gains (losses)$-304,0005,210
Applicable income taxes$541,0001,913
Income before extraordinary items$3,135,0002,257
Extraordinary gains, net$06
Net income$3,135,0002,255
Minority interest net income$072
Net income of bank and minority interests.$3,135,0002,256
Net charge-offs$166,0001,791
Cash dividends$882,0002,374
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,393,4002,134
2018-09-30 (YTD Data)Rank
Total interest income$5,989,0002,941
Total interest expense$288,0004,220
Net interest income$5,701,0002,751
Provision for loan and lease losses$03,948
Total noninterest income$4,214,0001,021
Gross Fiduciary activities income$3,357,000225
Service charges on deposit accounts$225,0002,760
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,458
Total noninterest expense$6,895,0002,028
Salaries and employee benefits$4,148,0001,933
Premises and equipment expense$824,0001,925
Additional noninterest expense$1,923,0002,169
Pre-tax net operating income$3,020,0002,114
Securities gains (losses)$-39,0005,091
Applicable income taxes$466,0001,852
Income before extraordinary items$2,515,0002,162
Extraordinary gains, net$05
Net income$2,515,0002,160
Minority interest net income$066
Net income of bank and minority interests.$2,515,0002,161
Net charge-offs$88,0001,829
Cash dividends$359,0002,702
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,547,7602,142
2018-06-30 (YTD Data)Rank
Total interest income$3,934,0002,963
Total interest expense$192,0004,192
Net interest income$3,742,0002,781
Provision for loan and lease losses$03,782
Total noninterest income$2,781,0001,027
Gross Fiduciary activities income$2,222,000228
Service charges on deposit accounts$152,0002,736
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,498
Total noninterest expense$4,568,0002,054
Salaries and employee benefits$2,744,0001,950
Premises and equipment expense$528,0001,993
Additional noninterest expense$1,296,0002,175
Pre-tax net operating income$1,955,0002,128
Securities gains (losses)$0961
Applicable income taxes$305,0001,856
Income before extraordinary items$1,650,0002,163
Extraordinary gains, net$06
Net income$1,650,0002,160
Minority interest net income$065
Net income of bank and minority interests.$1,650,0002,162
Net charge-offs$-11,0004,546
Cash dividends$359,0002,315
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,650,0002,154
2018-03-31 (YTD Data)Rank
Total interest income$1,940,0002,988
Total interest expense$98,0004,142
Net interest income$1,842,0002,826
Provision for loan and lease losses$03,508
Total noninterest income$1,374,0001,026
Gross Fiduciary activities income$1,112,000228
Service charges on deposit accounts$75,0002,780
Trading account gains and feesNANA
Additional Noninterest Income$187,0002,575
Total noninterest expense$2,420,0001,972
Salaries and employee benefits$1,497,0001,847
Premises and equipment expense$256,0002,083
Additional noninterest expense$667,0002,121
Pre-tax net operating income$796,0002,394
Securities gains (losses)$25,000304
Applicable income taxes$91,0002,244
Income before extraordinary items$730,0002,317
Extraordinary gains, net$07
Net income$730,0002,315
Minority interest net income$052
Net income of bank and minority interests.$730,0002,317
Net charge-offs$-14,0004,864
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$707,7502,348
2017-12-31 (YTD Data)Rank
Total interest income$7,607,0002,969
Total interest expense$418,0003,926
Net interest income$7,189,0002,836
Provision for loan and lease losses$04,227
Total noninterest income$5,284,0001,075
Gross Fiduciary activities income$4,115,000228
Service charges on deposit accounts$311,0002,801
Trading account gains and feesNANA
Additional Noninterest Income$858,0002,476
Total noninterest expense$9,174,0002,045
Salaries and employee benefits$5,404,0001,973
Premises and equipment expense$1,034,0002,057
Additional noninterest expense$2,736,0002,097
Pre-tax net operating income$3,299,0002,328
Securities gains (losses)$-156,0005,478
Applicable income taxes$1,162,0001,741
Income before extraordinary items$1,981,0002,712
Extraordinary gains, net$09
Net income$1,981,0002,711
Minority interest net income$076
Net income of bank and minority interests.$1,981,0002,712
Net charge-offs$447,0001,168
Cash dividends$753,0002,532
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,080,8402,609
2017-09-30 (YTD Data)Rank
Total interest income$5,664,0002,997
Total interest expense$313,0003,943
Net interest income$5,351,0002,872
Provision for loan and lease losses$04,088
Total noninterest income$3,926,0001,099
Gross Fiduciary activities income$3,034,000231
Service charges on deposit accounts$240,0002,772
Trading account gains and feesNANA
Additional Noninterest Income$652,0002,485
Total noninterest expense$6,770,0002,077
Salaries and employee benefits$4,019,0001,999
Premises and equipment expense$777,0002,055
Additional noninterest expense$1,974,0002,151
Pre-tax net operating income$2,507,0002,363
Securities gains (losses)$-15,0005,453
Applicable income taxes$519,0002,036
Income before extraordinary items$1,973,0002,433
Extraordinary gains, net$09
Net income$1,973,0002,432
Minority interest net income$071
Net income of bank and minority interests.$1,973,0002,433
Net charge-offs$360,000998
Cash dividends$427,0002,562
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,984,8502,402
2017-06-30 (YTD Data)Rank
Total interest income$3,786,0002,989
Total interest expense$209,0003,939
Net interest income$3,577,0002,861
Provision for loan and lease losses$03,871
Total noninterest income$2,538,0001,122
Gross Fiduciary activities income$1,983,000235
Service charges on deposit accounts$158,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,586
Total noninterest expense$4,372,0002,140
Salaries and employee benefits$2,630,0002,038
Premises and equipment expense$520,0002,059
Additional noninterest expense$1,222,0002,286
Pre-tax net operating income$1,743,0002,232
Securities gains (losses)$31,000823
Applicable income taxes$390,0001,925
Income before extraordinary items$1,384,0002,289
Extraordinary gains, net$011
Net income$1,384,0002,289
Minority interest net income$071
Net income of bank and minority interests.$1,384,0002,289
Net charge-offs$37,0002,210
Cash dividends$427,0002,183
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,359,8202,293
2017-03-31 (YTD Data)Rank
Total interest income$1,876,0003,007
Total interest expense$106,0003,927
Net interest income$1,770,0002,882
Provision for loan and lease losses$03,537
Total noninterest income$1,239,0001,132
Gross Fiduciary activities income$966,000236
Service charges on deposit accounts$81,0002,745
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,628
Total noninterest expense$2,172,0002,171
Salaries and employee benefits$1,406,0001,953
Premises and equipment expense$254,0002,122
Additional noninterest expense$512,0002,627
Pre-tax net operating income$837,0002,221
Securities gains (losses)$36,000401
Applicable income taxes$191,0001,923
Income before extraordinary items$682,0002,238
Extraordinary gains, net$08
Net income$682,0002,239
Minority interest net income$055
Net income of bank and minority interests.$682,0002,239
Net charge-offs$15,0002,041
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$653,9202,280
2016-12-31 (YTD Data)Rank
Total interest income$7,236,0003,062
Total interest expense$382,0004,093
Net interest income$6,854,0002,924
Provision for loan and lease losses$04,332
Total noninterest income$4,445,0001,247
Gross Fiduciary activities income$3,590,000242
Service charges on deposit accounts$345,0002,721
Trading account gains and fees$0170
Additional Noninterest Income$510,0003,237
Total noninterest expense$8,260,0002,231
Salaries and employee benefits$5,022,0002,084
Premises and equipment expense$1,084,0002,010
Additional noninterest expense$2,154,0002,622
Pre-tax net operating income$3,039,0002,373
Securities gains (losses)$47,0001,879
Applicable income taxes$356,0002,529
Income before extraordinary items$2,730,0002,267
Extraordinary gains, net$05
Net income$2,730,0002,264
Minority interest net income$082
Net income of bank and minority interests.$2,730,0002,266
Net charge-offs$67,0002,934
Cash dividends$523,0002,912
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,688,6402,239
2016-09-30 (YTD Data)Rank
Total interest income$5,333,0003,110
Total interest expense$277,0004,185
Net interest income$5,056,0002,972
Provision for loan and lease losses$04,186
Total noninterest income$3,445,0001,215
Gross Fiduciary activities income$2,623,000243
Service charges on deposit accounts$256,0002,745
Trading account gains and fees$0169
Additional Noninterest Income$566,0002,720
Total noninterest expense$6,276,0002,208
Salaries and employee benefits$3,776,0002,074
Premises and equipment expense$803,0002,041
Additional noninterest expense$1,697,0002,520
Pre-tax net operating income$2,225,0002,448
Securities gains (losses)$50,0001,770
Applicable income taxes$555,0001,959
Income before extraordinary items$1,720,0002,581
Extraordinary gains, net$05
Net income$1,720,0002,582
Minority interest net income$071
Net income of bank and minority interests.$1,720,0002,582
Net charge-offs$163,0001,622
Cash dividends$229,0003,070
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,682,0002,560
2016-06-30 (YTD Data)Rank
Total interest income$3,533,0003,125
Total interest expense$176,0004,306
Net interest income$3,357,0002,997
Provision for loan and lease losses$04,017
Total noninterest income$2,299,0001,200
Gross Fiduciary activities income$1,732,000248
Service charges on deposit accounts$172,0002,704
Trading account gains and fees$0157
Additional Noninterest Income$395,0002,676
Total noninterest expense$4,111,0002,251
Salaries and employee benefits$2,475,0002,109
Premises and equipment expense$531,0002,061
Additional noninterest expense$1,105,0002,569
Pre-tax net operating income$1,545,0002,354
Securities gains (losses)$02,835
Applicable income taxes$393,0001,895
Income before extraordinary items$1,152,0002,547
Extraordinary gains, net$016
Net income$1,152,0002,546
Minority interest net income$071
Net income of bank and minority interests.$1,152,0002,546
Net charge-offs$-46,0005,480
Cash dividends$229,0002,757
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,152,0002,483
2016-03-31 (YTD Data)Rank
Total interest income$1,740,0003,159
Total interest expense$86,0004,373
Net interest income$1,654,0003,029
Provision for loan and lease losses$03,656
Total noninterest income$1,172,0001,163
Gross Fiduciary activities income$863,000242
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$219,0002,516
Total noninterest expense$2,130,0002,208
Salaries and employee benefits$1,319,0002,019
Premises and equipment expense$256,0002,121
Additional noninterest expense$555,0002,555
Pre-tax net operating income$696,0002,497
Securities gains (losses)$-15,0006,005
Applicable income taxes$170,0001,989
Income before extraordinary items$511,0002,711
Extraordinary gains, net$012
Net income$511,0002,711
Minority interest net income$062
Net income of bank and minority interests.$511,0002,711
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$522,2502,632
2015-12-31 (YTD Data)Rank
Total interest income$7,055,0003,093
Total interest expense$467,0003,854
Net interest income$6,588,0002,998
Provision for loan and lease losses$04,380
Total noninterest income$3,716,0001,366
Gross Fiduciary activities income$3,343,000254
Service charges on deposit accounts$477,0002,221
Trading account gains and fees$0159
Additional Noninterest Income$-104,0006,119
Total noninterest expense$8,287,0002,227
Salaries and employee benefits$4,979,0002,067
Premises and equipment expense$1,022,0002,144
Additional noninterest expense$2,286,0002,515
Pre-tax net operating income$2,017,0002,996
Securities gains (losses)$-34,0005,990
Applicable income taxes$448,0002,323
Income before extraordinary items$1,535,0003,182
Extraordinary gains, net$023
Net income$1,535,0003,183
Minority interest net income$081
Net income of bank and minority interests.$1,535,0003,184
Net charge-offs$190,0002,029
Cash dividends$327,0003,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,561,1803,108
2015-09-30 (YTD Data)Rank
Total interest income$5,242,0003,138
Total interest expense$334,0004,001
Net interest income$4,908,0003,038
Provision for loan and lease losses$04,232
Total noninterest income$3,209,0001,262
Gross Fiduciary activities income$2,502,000258
Service charges on deposit accounts$384,0002,103
Trading account gains and fees$0153
Additional Noninterest Income$323,0003,503
Total noninterest expense$6,282,0002,203
Salaries and employee benefits$3,744,0002,075
Premises and equipment expense$771,0002,164
Additional noninterest expense$1,767,0002,451
Pre-tax net operating income$1,835,0002,711
Securities gains (losses)$-34,0006,119
Applicable income taxes$451,0002,097
Income before extraordinary items$1,350,0002,968
Extraordinary gains, net$021
Net income$1,350,0002,968
Minority interest net income$078
Net income of bank and minority interests.$1,350,0002,969
Net charge-offs$293,0001,216
Cash dividends$131,0003,344
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,375,5002,885
2015-06-30 (YTD Data)Rank
Total interest income$3,497,0003,135
Total interest expense$201,0004,226
Net interest income$3,296,0003,017
Provision for loan and lease losses$04,069
Total noninterest income$1,939,0001,352
Gross Fiduciary activities income$1,635,000263
Service charges on deposit accounts$171,0002,786
Trading account gains and fees$0157
Additional Noninterest Income$133,0004,176
Total noninterest expense$4,149,0002,241
Salaries and employee benefits$2,475,0002,098
Premises and equipment expense$495,0002,239
Additional noninterest expense$1,179,0002,468
Pre-tax net operating income$1,086,0002,917
Securities gains (losses)$-71,0006,259
Applicable income taxes$235,0002,321
Income before extraordinary items$780,0003,210
Extraordinary gains, net$022
Net income$780,0003,210
Minority interest net income$075
Net income of bank and minority interests.$780,0003,211
Net charge-offs$8,0003,322
Cash dividends$131,0003,068
Sale, conversion, retirement of capital stock, net$0751
Net operating income$834,6703,028
2015-03-31 (YTD Data)Rank
Total interest income$1,728,0003,176
Total interest expense$103,0004,234
Net interest income$1,625,0003,060
Provision for loan and lease losses$03,703
Total noninterest income$1,095,0001,206
Gross Fiduciary activities income$793,000269
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$212,0002,554
Total noninterest expense$2,001,0002,307
Salaries and employee benefits$1,168,0002,214
Premises and equipment expense$244,0002,288
Additional noninterest expense$589,0002,455
Pre-tax net operating income$719,0002,381
Securities gains (losses)$-75,0006,361
Applicable income taxes$169,0001,981
Income before extraordinary items$475,0002,816
Extraordinary gains, net$013
Net income$475,0002,819
Minority interest net income$064
Net income of bank and minority interests.$475,0002,819
Net charge-offs$5,0002,746
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$530,5002,530
2014-12-31 (YTD Data)Rank
Total interest income$7,139,0003,134
Total interest expense$441,0004,263
Net interest income$6,698,0002,994
Provision for loan and lease losses$250,0002,195
Total noninterest income$3,170,0001,497
Gross Fiduciary activities income$3,116,000268
Service charges on deposit accounts$395,0002,712
Trading account gains and fees$0180
Additional Noninterest Income$-341,0006,456
Total noninterest expense$8,335,0002,253
Salaries and employee benefits$5,075,0002,016
Premises and equipment expense$973,0002,294
Additional noninterest expense$2,287,0002,591
Pre-tax net operating income$1,283,0003,738
Securities gains (losses)$8,0002,740
Applicable income taxes$238,0002,822
Income before extraordinary items$1,053,0003,877
Extraordinary gains, net$017
Net income$1,053,0003,877
Minority interest net income$084
Net income of bank and minority interests.$1,053,0003,878
Net charge-offs$236,0002,287
Cash dividends$216,0003,659
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,046,4403,831
2014-09-30 (YTD Data)Rank
Total interest income$5,368,0003,151
Total interest expense$334,0004,302
Net interest income$5,034,0003,002
Provision for loan and lease losses$250,0001,804
Total noninterest income$2,797,0001,353
Gross Fiduciary activities income$2,310,000271
Service charges on deposit accounts$299,0002,720
Trading account gains and fees$0174
Additional Noninterest Income$188,0004,291
Total noninterest expense$6,261,0002,257
Salaries and employee benefits$3,776,0002,042
Premises and equipment expense$737,0002,303
Additional noninterest expense$1,748,0002,553
Pre-tax net operating income$1,320,0003,266
Securities gains (losses)$9,0002,383
Applicable income taxes$308,0002,446
Income before extraordinary items$1,021,0003,457
Extraordinary gains, net$015
Net income$1,021,0003,457
Minority interest net income$081
Net income of bank and minority interests.$1,021,0003,458
Net charge-offs$80,0002,898
Cash dividends$216,0003,016
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,014,0703,420
2014-06-30 (YTD Data)Rank
Total interest income$3,602,0003,138
Total interest expense$220,0004,364
Net interest income$3,382,0002,992
Provision for loan and lease losses$250,0001,440
Total noninterest income$1,667,0001,441
Gross Fiduciary activities income$1,433,000279
Service charges on deposit accounts$192,0002,779
Trading account gains and fees$0172
Additional Noninterest Income$42,0005,484
Total noninterest expense$4,269,0002,200
Salaries and employee benefits$2,577,0002,002
Premises and equipment expense$494,0002,295
Additional noninterest expense$1,198,0002,493
Pre-tax net operating income$530,0004,076
Securities gains (losses)$12,0001,855
Applicable income taxes$83,0003,158
Income before extraordinary items$459,0004,090
Extraordinary gains, net$020
Net income$459,0004,096
Minority interest net income$080
Net income of bank and minority interests.$459,0004,095
Net charge-offs$79,0002,407
Cash dividends$216,0002,647
Sale, conversion, retirement of capital stock, net$0794
Net operating income$448,8004,074
2014-03-31 (YTD Data)Rank
Total interest income$1,810,0003,139
Total interest expense$111,0004,410
Net interest income$1,699,0002,989
Provision for loan and lease losses$03,817
Total noninterest income$939,0001,311
Gross Fiduciary activities income$708,000280
Service charges on deposit accounts$98,0002,708
Trading account gains and fees$0147
Additional Noninterest Income$133,0003,145
Total noninterest expense$2,033,0002,305
Salaries and employee benefits$1,190,0002,161
Premises and equipment expense$238,0002,406
Additional noninterest expense$605,0002,463
Pre-tax net operating income$605,0002,554
Securities gains (losses)$-3,0006,318
Applicable income taxes$169,0001,887
Income before extraordinary items$433,0002,852
Extraordinary gains, net$016
Net income$433,0002,855
Minority interest net income$066
Net income of bank and minority interests.$433,0002,855
Net charge-offs$74,0001,565
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$435,1602,799
2013-12-31 (YTD Data)Rank
Total interest income$7,337,0003,138
Total interest expense$488,0004,516
Net interest income$6,849,0002,949
Provision for loan and lease losses$425,0002,033
Total noninterest income$4,015,0001,320
Gross Fiduciary activities income$3,121,000250
Service charges on deposit accounts$406,0002,780
Trading account gains and fees$0184
Additional Noninterest Income$488,0003,382
Total noninterest expense$8,041,0002,324
Salaries and employee benefits$4,779,0002,140
Premises and equipment expense$953,0002,334
Additional noninterest expense$2,309,0002,652
Pre-tax net operating income$2,398,0002,532
Securities gains (losses)$-12,0006,271
Applicable income taxes$804,0001,676
Income before extraordinary items$1,582,0003,057
Extraordinary gains, net$029
Net income$1,582,0003,059
Minority interest net income$090
Net income of bank and minority interests.$1,582,0003,060
Net charge-offs$594,0001,828
Cash dividends$196,0003,620
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,589,9202,985
2013-09-30 (YTD Data)Rank
Total interest income$5,492,0003,168
Total interest expense$373,0004,571
Net interest income$5,119,0002,986
Provision for loan and lease losses$375,0001,842
Total noninterest income$3,131,0001,311
Gross Fiduciary activities income$2,418,000247
Service charges on deposit accounts$305,0002,789
Trading account gains and fees$0180
Additional Noninterest Income$408,0003,313
Total noninterest expense$5,897,0002,378
Salaries and employee benefits$3,522,0002,168
Premises and equipment expense$744,0002,293
Additional noninterest expense$1,631,0002,791
Pre-tax net operating income$1,978,0002,445
Securities gains (losses)$-10,0006,507
Applicable income taxes$697,0001,578
Income before extraordinary items$1,271,0002,961
Extraordinary gains, net$025
Net income$1,271,0002,965
Minority interest net income$084
Net income of bank and minority interests.$1,271,0002,965
Net charge-offs$463,0001,662
Cash dividends$196,0002,960
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,277,5002,880
2013-06-30 (YTD Data)Rank
Total interest income$3,650,0003,183
Total interest expense$256,0004,565
Net interest income$3,394,0002,988
Provision for loan and lease losses$375,0001,435
Total noninterest income$1,893,0001,403
Gross Fiduciary activities income$1,450,000266
Service charges on deposit accounts$203,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$240,0003,518
Total noninterest expense$3,995,0002,348
Salaries and employee benefits$2,420,0002,121
Premises and equipment expense$499,0002,294
Additional noninterest expense$1,076,0002,798
Pre-tax net operating income$917,0003,057
Securities gains (losses)$-15,0006,691
Applicable income taxes$339,0001,898
Income before extraordinary items$563,0003,720
Extraordinary gains, net$022
Net income$563,0003,722
Minority interest net income$082
Net income of bank and minority interests.$563,0003,723
Net charge-offs$474,0001,297
Cash dividends$196,0002,598
Sale, conversion, retirement of capital stock, net$0838
Net operating income$572,6003,593
2013-03-31 (YTD Data)Rank
Total interest income$1,829,0003,199
Total interest expense$130,0004,626
Net interest income$1,699,0002,996
Provision for loan and lease losses$04,409
Total noninterest income$933,0001,414
Gross Fiduciary activities income$671,000275
Service charges on deposit accounts$106,0002,675
Trading account gains and fees$0148
Additional Noninterest Income$156,0003,123
Total noninterest expense$2,038,0002,330
Salaries and employee benefits$1,127,0002,272
Premises and equipment expense$243,0002,362
Additional noninterest expense$668,0002,323
Pre-tax net operating income$594,0002,567
Securities gains (losses)$01,966
Applicable income taxes$199,0001,718
Income before extraordinary items$395,0003,045
Extraordinary gains, net$010
Net income$395,0003,045
Minority interest net income$076
Net income of bank and minority interests.$395,0003,047
Net charge-offs$84,0002,029
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$395,0002,961
2012-12-31 (YTD Data)Rank
Total interest income$7,960,0003,123
Total interest expense$652,0004,571
Net interest income$7,308,0002,881
Provision for loan and lease losses$651,0002,343
Total noninterest income$2,842,0001,702
Gross Fiduciary activities income$2,690,000259
Service charges on deposit accounts$526,0002,386
Trading account gains and fees$0166
Additional Noninterest Income$-374,0006,892
Total noninterest expense$8,284,0002,274
Salaries and employee benefits$4,641,0002,153
Premises and equipment expense$952,0002,361
Additional noninterest expense$2,691,0002,410
Pre-tax net operating income$1,215,0003,692
Securities gains (losses)$3,0003,606
Applicable income taxes$410,0002,375
Income before extraordinary items$808,0004,255
Extraordinary gains, net$029
Net income$808,0004,254
Minority interest net income$093
Net income of bank and minority interests.$808,0004,256
Net charge-offs$1,596,0001,359
Cash dividends$150,0003,779
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$806,0204,087
2012-09-30 (YTD Data)Rank
Total interest income$6,007,0003,166
Total interest expense$511,0004,600
Net interest income$5,496,0002,915
Provision for loan and lease losses$651,0001,937
Total noninterest income$2,224,0001,647
Gross Fiduciary activities income$2,018,000256
Service charges on deposit accounts$405,0002,367
Trading account gains and fees$0157
Additional Noninterest Income$-199,0006,983
Total noninterest expense$6,191,0002,302
Salaries and employee benefits$3,424,0002,177
Premises and equipment expense$744,0002,323
Additional noninterest expense$2,023,0002,392
Pre-tax net operating income$878,0003,877
Securities gains (losses)$-1,0006,745
Applicable income taxes$285,0002,519
Income before extraordinary items$592,0004,396
Extraordinary gains, net$020
Net income$592,0004,395
Minority interest net income$086
Net income of bank and minority interests.$592,0004,394
Net charge-offs$1,485,0001,119
Cash dividends$150,0003,085
Sale, conversion, retirement of capital stock, net$0952
Net operating income$592,6804,210
2012-06-30 (YTD Data)Rank
Total interest income$4,017,0003,178
Total interest expense$360,0004,584
Net interest income$3,657,0002,923
Provision for loan and lease losses$651,0001,483
Total noninterest income$1,386,0001,722
Gross Fiduciary activities income$1,376,000252
Service charges on deposit accounts$286,0002,246
Trading account gains and fees$0153
Additional Noninterest Income$-276,0007,110
Total noninterest expense$4,211,0002,275
Salaries and employee benefits$2,348,0002,112
Premises and equipment expense$494,0002,310
Additional noninterest expense$1,369,0002,372
Pre-tax net operating income$181,0005,407
Securities gains (losses)$3,0002,959
Applicable income taxes$37,0003,716
Income before extraordinary items$147,0005,650
Extraordinary gains, net$019
Net income$147,0005,649
Minority interest net income$084
Net income of bank and minority interests.$147,0005,649
Net charge-offs$1,405,000900
Cash dividends$150,0002,721
Sale, conversion, retirement of capital stock, net$0928
Net operating income$144,6005,491
2012-03-31 (YTD Data)Rank
Total interest income$1,993,0003,222
Total interest expense$183,0004,652
Net interest income$1,810,0002,965
Provision for loan and lease losses$1,0005,211
Total noninterest income$371,0002,590
Gross Fiduciary activities income$649,000262
Service charges on deposit accounts$157,0002,054
Trading account gains and fees$0148
Additional Noninterest Income$-435,0007,264
Total noninterest expense$2,036,0002,330
Salaries and employee benefits$1,085,0002,298
Premises and equipment expense$240,0002,389
Additional noninterest expense$711,0002,252
Pre-tax net operating income$144,0004,996
Securities gains (losses)$02,210
Applicable income taxes$47,0003,119
Income before extraordinary items$97,0005,401
Extraordinary gains, net$019
Net income$97,0005,401
Minority interest net income$078
Net income of bank and minority interests.$97,0005,401
Net charge-offs$388,0001,270
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$97,0005,244
2011-12-31 (YTD Data)Rank
Total interest income$8,548,0003,150
Total interest expense$909,0004,629
Net interest income$7,639,0002,853
Provision for loan and lease losses$7,043,000591
Total noninterest income$3,790,0001,273
Gross Fiduciary activities income$2,609,000224
Service charges on deposit accounts$574,0002,321
Trading account gains and fees$0146
Additional Noninterest Income$607,0002,841
Total noninterest expense$8,212,0002,311
Salaries and employee benefits$4,523,0002,141
Premises and equipment expense$960,0002,489
Additional noninterest expense$2,729,0002,406
Pre-tax net operating income$-3,826,0006,986
Securities gains (losses)$37,0002,774
Applicable income taxes$-1,499,0007,218
Income before extraordinary items$-2,290,0006,872
Extraordinary gains, net$029
Net income$-2,290,0006,871
Minority interest net income$096
Net income of bank and minority interests.$-2,290,0006,872
Net charge-offs$6,443,000650
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,493,000155
Net operating income$-2,313,6806,863
2011-09-30 (YTD Data)Rank
Total interest income$6,490,0003,149
Total interest expense$715,0004,630
Net interest income$5,775,0002,843
Provision for loan and lease losses$6,944,000455
Total noninterest income$2,893,0001,252
Gross Fiduciary activities income$1,995,000222
Service charges on deposit accounts$500,0002,077
Trading account gains and fees$0145
Additional Noninterest Income$398,0003,048
Total noninterest expense$6,123,0002,338
Salaries and employee benefits$3,303,0002,200
Premises and equipment expense$748,0002,434
Additional noninterest expense$2,072,0002,386
Pre-tax net operating income$-4,399,0007,206
Securities gains (losses)$37,0002,520
Applicable income taxes$-1,704,0007,353
Income before extraordinary items$-2,658,0007,124
Extraordinary gains, net$021
Net income$-2,658,0007,124
Minority interest net income$087
Net income of bank and minority interests.$-2,658,0007,125
Net charge-offs$6,075,000540
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,681,6807,109
2011-06-30 (YTD Data)Rank
Total interest income$4,338,0003,179
Total interest expense$505,0004,601
Net interest income$3,833,0002,845
Provision for loan and lease losses$6,643,000324
Total noninterest income$1,960,0001,249
Gross Fiduciary activities income$1,352,000218
Service charges on deposit accounts$333,0002,058
Trading account gains and fees$0153
Additional Noninterest Income$275,0003,008
Total noninterest expense$4,183,0002,297
Salaries and employee benefits$2,218,0002,198
Premises and equipment expense$497,0002,467
Additional noninterest expense$1,468,0002,286
Pre-tax net operating income$-5,033,0007,373
Securities gains (losses)$37,0001,760
Applicable income taxes$-1,935,0007,460
Income before extraordinary items$-3,061,0007,297
Extraordinary gains, net$015
Net income$-3,061,0007,296
Minority interest net income$089
Net income of bank and minority interests.$-3,061,0007,297
Net charge-offs$4,767,000488
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,084,6807,288
2011-03-31 (YTD Data)Rank
Total interest income$2,184,0003,173
Total interest expense$269,0004,563
Net interest income$1,915,0002,828
Provision for loan and lease losses$3,688,000308
Total noninterest income$977,0001,235
Gross Fiduciary activities income$674,000222
Service charges on deposit accounts$155,0002,150
Trading account gains and fees$0158
Additional Noninterest Income$148,0002,922
Total noninterest expense$2,024,0002,401
Salaries and employee benefits$1,137,0002,168
Premises and equipment expense$245,0002,534
Additional noninterest expense$642,0002,580
Pre-tax net operating income$-2,820,0007,446
Securities gains (losses)$37,000859
Applicable income taxes$-970,0007,518
Income before extraordinary items$-1,813,0007,389
Extraordinary gains, net$09
Net income$-1,813,0007,389
Minority interest net income$086
Net income of bank and minority interests.$-1,813,0007,389
Net charge-offs$2,667,000438
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,837,0507,390
2010-12-31 (YTD Data)Rank
Total interest income$10,033,0002,952
Total interest expense$1,501,0004,264
Net interest income$8,532,0002,568
Provision for loan and lease losses$2,768,0001,701
Total noninterest income$3,817,0001,314
Gross Fiduciary activities income$2,522,000224
Service charges on deposit accounts$770,0001,897
Trading account gains and fees$0175
Additional Noninterest Income$525,0003,117
Total noninterest expense$7,838,0002,461
Salaries and employee benefits$4,724,0002,044
Premises and equipment expense$995,0002,488
Additional noninterest expense$2,119,0003,105
Pre-tax net operating income$1,743,0002,481
Securities gains (losses)$59,0002,547
Applicable income taxes$595,0001,729
Income before extraordinary items$1,207,0002,902
Extraordinary gains, net$029
Net income$1,207,0002,898
Minority interest net income$0111
Net income of bank and minority interests.$1,207,0002,902
Net charge-offs$1,505,0002,182
Cash dividends$819,0001,724
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,167,4702,842
2010-09-30 (YTD Data)Rank
Total interest income$7,669,0002,967
Total interest expense$1,202,0004,248
Net interest income$6,467,0002,579
Provision for loan and lease losses$2,117,0001,596
Total noninterest income$2,842,0001,300
Gross Fiduciary activities income$1,872,000219
Service charges on deposit accounts$592,0001,905
Trading account gains and fees$0165
Additional Noninterest Income$378,0003,193
Total noninterest expense$5,789,0002,499
Salaries and employee benefits$3,467,0002,085
Premises and equipment expense$772,0002,462
Additional noninterest expense$1,550,0003,125
Pre-tax net operating income$1,403,0002,504
Securities gains (losses)$59,0002,312
Applicable income taxes$471,0001,731
Income before extraordinary items$991,0002,902
Extraordinary gains, net$023
Net income$991,0002,897
Minority interest net income$0110
Net income of bank and minority interests.$991,0002,901
Net charge-offs$1,307,0001,906
Cash dividends$409,0001,986
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$950,8802,855
2010-06-30 (YTD Data)Rank
Total interest income$5,211,0002,945
Total interest expense$868,0004,156
Net interest income$4,343,0002,552
Provision for loan and lease losses$1,565,0001,478
Total noninterest income$1,899,0001,280
Gross Fiduciary activities income$1,251,000219
Service charges on deposit accounts$409,0001,852
Trading account gains and fees$0152
Additional Noninterest Income$239,0003,193
Total noninterest expense$3,786,0002,559
Salaries and employee benefits$2,228,0002,185
Premises and equipment expense$517,0002,462
Additional noninterest expense$1,041,0003,087
Pre-tax net operating income$891,0002,602
Securities gains (losses)$41,0002,004
Applicable income taxes$280,0001,805
Income before extraordinary items$652,0002,895
Extraordinary gains, net$019
Net income$652,0002,890
Minority interest net income$0105
Net income of bank and minority interests.$652,0002,893
Net charge-offs$794,0001,946
Cash dividends$409,0001,538
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$623,3002,877
2010-03-31 (YTD Data)Rank
Total interest income$2,538,0003,071
Total interest expense$459,0004,142
Net interest income$2,079,0002,677
Provision for loan and lease losses$713,0001,459
Total noninterest income$908,0001,329
Gross Fiduciary activities income$625,000223
Service charges on deposit accounts$185,0002,008
Trading account gains and fees$0175
Additional Noninterest Income$98,0003,557
Total noninterest expense$1,957,0002,494
Salaries and employee benefits$1,135,0002,172
Premises and equipment expense$253,0002,570
Additional noninterest expense$569,0002,840
Pre-tax net operating income$317,0003,270
Securities gains (losses)$17,0001,569
Applicable income taxes$114,0001,996
Income before extraordinary items$220,0003,710
Extraordinary gains, net$016
Net income$220,0003,707
Minority interest net income$091
Net income of bank and minority interests.$220,0003,709
Net charge-offs$611,0001,439
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$208,7803,682
2009-12-31 (YTD Data)Rank
Total interest income$10,935,0002,989
Total interest expense$2,558,0003,830
Net interest income$8,377,0002,606
Provision for loan and lease losses$2,214,0002,354
Total noninterest income$3,709,0001,374
Gross Fiduciary activities income$2,412,000220
Service charges on deposit accounts$843,0001,965
Trading account gains and fees$0211
Additional Noninterest Income$454,0003,362
Total noninterest expense$8,003,0002,464
Salaries and employee benefits$4,948,0001,990
Premises and equipment expense$1,031,0002,509
Additional noninterest expense$2,024,0003,285
Pre-tax net operating income$1,869,0002,018
Securities gains (losses)$03,754
Applicable income taxes$532,0001,493
Income before extraordinary items$1,337,0002,301
Extraordinary gains, net$034
Net income$1,337,0002,297
Minority interest net income$0115
Net income of bank and minority interests.$1,337,0002,299
Net charge-offs$1,152,0002,703
Cash dividends$819,0001,884
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,337,0002,260
2009-09-30 (YTD Data)Rank
Total interest income$8,312,0003,003
Total interest expense$2,070,0003,769
Net interest income$6,242,0002,630
Provision for loan and lease losses$1,511,0002,197
Total noninterest income$2,750,0001,426
Gross Fiduciary activities income$1,799,000218
Service charges on deposit accounts$634,0001,959
Trading account gains and fees$0212
Additional Noninterest Income$317,0003,535
Total noninterest expense$5,987,0002,469
Salaries and employee benefits$3,683,0002,017
Premises and equipment expense$779,0002,521
Additional noninterest expense$1,525,0003,243
Pre-tax net operating income$1,494,0002,065
Securities gains (losses)$03,497
Applicable income taxes$404,0001,619
Income before extraordinary items$1,090,0002,338
Extraordinary gains, net$027
Net income$1,090,0002,334
Minority interest net income$0118
Net income of bank and minority interests.$1,090,0002,337
Net charge-offs$455,0003,166
Cash dividends$409,0002,228
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,090,0002,297
2009-06-30 (YTD Data)Rank
Total interest income$5,597,0003,002
Total interest expense$1,496,0003,676
Net interest income$4,101,0002,647
Provision for loan and lease losses$883,0002,226
Total noninterest income$1,788,0001,451
Gross Fiduciary activities income$1,200,000222
Service charges on deposit accounts$396,0002,041
Trading account gains and fees$0193
Additional Noninterest Income$192,0003,707
Total noninterest expense$3,959,0002,523
Salaries and employee benefits$2,417,0002,087
Premises and equipment expense$520,0002,557
Additional noninterest expense$1,022,0003,237
Pre-tax net operating income$1,047,0002,036
Securities gains (losses)$03,136
Applicable income taxes$250,0001,730
Income before extraordinary items$797,0002,235
Extraordinary gains, net$021
Net income$797,0002,232
Minority interest net income$0112
Net income of bank and minority interests.$797,0002,234
Net charge-offs$274,0003,043
Cash dividends$409,0001,837
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$797,0002,180
2009-03-31 (YTD Data)Rank
Total interest income$2,834,0003,011
Total interest expense$802,0003,612
Net interest income$2,032,0002,671
Provision for loan and lease losses$210,0002,775
Total noninterest income$882,0001,430
Gross Fiduciary activities income$611,000225
Service charges on deposit accounts$201,0001,955
Trading account gains and fees$0171
Additional Noninterest Income$70,0004,238
Total noninterest expense$2,070,0002,348
Salaries and employee benefits$1,358,0001,894
Premises and equipment expense$258,0002,615
Additional noninterest expense$454,0003,253
Pre-tax net operating income$634,0001,963
Securities gains (losses)$02,434
Applicable income taxes$297,0001,061
Income before extraordinary items$337,0002,904
Extraordinary gains, net$015
Net income$337,0002,905
Minority interest net income$0102
Net income of bank and minority interests.$337,0002,905
Net charge-offs$17,0004,442
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$337,0002,771
2008-12-31 (YTD Data)Rank
Total interest income$11,387,0003,177
Total interest expense$3,701,0003,706
Net interest income$7,686,0002,812
Provision for loan and lease losses$600,0003,490
Total noninterest income$3,828,0001,308
Gross Fiduciary activities income$2,629,000222
Service charges on deposit accounts$721,0002,298
Trading account gains and fees$0154
Additional Noninterest Income$478,0003,250
Total noninterest expense$7,750,0002,439
Salaries and employee benefits$4,964,0002,050
Premises and equipment expense$1,015,0002,594
Additional noninterest expense$1,771,0003,173
Pre-tax net operating income$3,164,0001,712
Securities gains (losses)$4,0002,823
Applicable income taxes$1,258,000995
Income before extraordinary items$1,910,0002,081
Extraordinary gains, net$039
Net income$1,910,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0004,126
Cash dividends$819,0002,613
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,907,4402,195
2008-09-30 (YTD Data)Rank
Total interest income$8,554,0003,237
Total interest expense$2,838,0003,758
Net interest income$5,716,0002,856
Provision for loan and lease losses$340,0003,340
Total noninterest income$2,934,0001,323
Gross Fiduciary activities income$2,042,000227
Service charges on deposit accounts$526,0002,359
Trading account gains and fees$0148
Additional Noninterest Income$366,0003,325
Total noninterest expense$5,891,0002,408
Salaries and employee benefits$3,814,0002,016
Premises and equipment expense$758,0002,616
Additional noninterest expense$1,319,0003,110
Pre-tax net operating income$2,419,0001,990
Securities gains (losses)$4,0002,700
Applicable income taxes$925,0001,229
Income before extraordinary items$1,498,0002,332
Extraordinary gains, net$031
Net income$1,498,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,201
Cash dividends$410,0002,991
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,495,4402,449
2008-06-30 (YTD Data)Rank
Total interest income$5,751,0003,258
Total interest expense$1,998,0003,748
Net interest income$3,753,0002,873
Provision for loan and lease losses$195,0003,200
Total noninterest income$1,970,0001,343
Gross Fiduciary activities income$1,391,000228
Service charges on deposit accounts$332,0002,448
Trading account gains and fees$0149
Additional Noninterest Income$247,0003,372
Total noninterest expense$3,941,0002,402
Salaries and employee benefits$2,539,0002,039
Premises and equipment expense$495,0002,660
Additional noninterest expense$907,0002,996
Pre-tax net operating income$1,587,0002,085
Securities gains (losses)$4,0002,798
Applicable income taxes$592,0001,406
Income before extraordinary items$999,0002,570
Extraordinary gains, net$021
Net income$999,0002,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,894
Cash dividends$410,0002,523
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$996,4402,532
2008-03-31 (YTD Data)Rank
Total interest income$2,927,0003,297
Total interest expense$1,065,0003,756
Net interest income$1,862,0002,887
Provision for loan and lease losses$20,0004,875
Total noninterest income$949,0001,390
Gross Fiduciary activities income$690,000233
Service charges on deposit accounts$150,0002,617
Trading account gains and fees$0158
Additional Noninterest Income$109,0003,609
Total noninterest expense$2,100,0002,271
Salaries and employee benefits$1,399,0001,884
Premises and equipment expense$246,0002,694
Additional noninterest expense$455,0002,946
Pre-tax net operating income$691,0002,435
Securities gains (losses)$4,0002,294
Applicable income taxes$258,0001,649
Income before extraordinary items$437,0002,998
Extraordinary gains, net$015
Net income$437,0003,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$434,4402,922
2007-12-31 (YTD Data)Rank
Total interest income$11,805,0003,333
Total interest expense$4,289,0003,829
Net interest income$7,516,0002,906
Provision for loan and lease losses$180,0004,023
Total noninterest income$3,916,0001,323
Gross Fiduciary activities income$2,747,000228
Service charges on deposit accounts$701,0002,368
Trading account gains and fees$0178
Additional Noninterest Income$468,0003,429
Total noninterest expense$7,629,0002,393
Salaries and employee benefits$4,915,0002,048
Premises and equipment expense$934,0002,716
Additional noninterest expense$1,780,0002,960
Pre-tax net operating income$3,623,0002,150
Securities gains (losses)$02,146
Applicable income taxes$1,359,0001,509
Income before extraordinary items$2,264,0002,570
Extraordinary gains, net$039
Net income$2,264,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,918
Cash dividends$768,0003,043
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,264,0002,563
2007-09-30 (YTD Data)Rank
Total interest income$8,783,0003,357
Total interest expense$3,126,0003,915
Net interest income$5,657,0002,893
Provision for loan and lease losses$180,0003,151
Total noninterest income$2,966,0001,311
Gross Fiduciary activities income$2,078,000225
Service charges on deposit accounts$522,0002,362
Trading account gains and fees$0184
Additional Noninterest Income$366,0003,370
Total noninterest expense$5,759,0002,359
Salaries and employee benefits$3,726,0002,014
Premises and equipment expense$702,0002,707
Additional noninterest expense$1,331,0002,909
Pre-tax net operating income$2,684,0002,304
Securities gains (losses)$01,655
Applicable income taxes$1,019,0001,622
Income before extraordinary items$1,665,0002,756
Extraordinary gains, net$033
Net income$1,665,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,945
Cash dividends$371,0003,349
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,665,0002,740
2007-06-30 (YTD Data)Rank
Total interest income$5,803,0003,395
Total interest expense$2,030,0003,980
Net interest income$3,773,0002,912
Provision for loan and lease losses$155,0002,541
Total noninterest income$1,982,0001,336
Gross Fiduciary activities income$1,388,000231
Service charges on deposit accounts$343,0002,395
Trading account gains and fees$0168
Additional Noninterest Income$251,0003,336
Total noninterest expense$3,769,0002,424
Salaries and employee benefits$2,440,0002,097
Premises and equipment expense$434,0002,895
Additional noninterest expense$895,0002,897
Pre-tax net operating income$1,831,0002,311
Securities gains (losses)$01,444
Applicable income taxes$703,0001,650
Income before extraordinary items$1,128,0002,778
Extraordinary gains, net$029
Net income$1,128,0002,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$371,0002,871
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,128,0002,759
2007-03-31 (YTD Data)Rank
Total interest income$2,869,0003,398
Total interest expense$1,001,0004,012
Net interest income$1,868,0002,939
Provision for loan and lease losses$36,0003,550
Total noninterest income$960,0001,344
Gross Fiduciary activities income$706,000229
Service charges on deposit accounts$161,0002,463
Trading account gains and fees$0195
Additional Noninterest Income$93,0003,879
Total noninterest expense$1,942,0002,348
Salaries and employee benefits$1,282,0002,004
Premises and equipment expense$202,0003,085
Additional noninterest expense$458,0002,809
Pre-tax net operating income$850,0002,458
Securities gains (losses)$01,187
Applicable income taxes$310,0001,815
Income before extraordinary items$540,0002,850
Extraordinary gains, net$022
Net income$540,0002,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$540,0002,841
2006-12-31 (YTD Data)Rank
Total interest income$10,143,0003,533
Total interest expense$2,706,0004,590
Net interest income$7,437,0002,944
Provision for loan and lease losses$439,0002,123
Total noninterest income$3,960,0001,304
Gross Fiduciary activities income$2,861,000213
Service charges on deposit accounts$608,0002,661
Trading account gains and fees$0130
Additional Noninterest Income$491,0003,370
Total noninterest expense$7,142,0002,472
Salaries and employee benefits$4,567,0002,137
Premises and equipment expense$819,0002,941
Additional noninterest expense$1,756,0002,886
Pre-tax net operating income$3,816,0002,338
Securities gains (losses)$-34,0007,777
Applicable income taxes$1,521,0001,641
Income before extraordinary items$2,261,0002,835
Extraordinary gains, net$051
Net income$2,261,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,001
Cash dividends$691,0003,229
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,282,7602,805
2006-09-30 (YTD Data)Rank
Total interest income$7,359,0003,597
Total interest expense$1,783,0004,880
Net interest income$5,576,0002,973
Provision for loan and lease losses$405,0001,679
Total noninterest income$3,014,0001,307
Gross Fiduciary activities income$2,190,000213
Service charges on deposit accounts$453,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$371,0003,331
Total noninterest expense$5,394,0002,448
Salaries and employee benefits$3,446,0002,131
Premises and equipment expense$601,0002,996
Additional noninterest expense$1,347,0002,812
Pre-tax net operating income$2,791,0002,444
Securities gains (losses)$-34,0008,035
Applicable income taxes$1,130,0001,729
Income before extraordinary items$1,627,0003,021
Extraordinary gains, net$045
Net income$1,627,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,178
Cash dividends$346,0003,458
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,648,7602,974
2006-06-30 (YTD Data)Rank
Total interest income$4,676,0003,685
Total interest expense$998,0005,225
Net interest income$3,678,0003,009
Provision for loan and lease losses$300,0001,464
Total noninterest income$2,038,0001,292
Gross Fiduciary activities income$1,505,000215
Service charges on deposit accounts$298,0002,674
Trading account gains and fees$0126
Additional Noninterest Income$235,0003,438
Total noninterest expense$3,585,0002,467
Salaries and employee benefits$2,269,0002,165
Premises and equipment expense$390,0003,071
Additional noninterest expense$926,0002,751
Pre-tax net operating income$1,831,0002,479
Securities gains (losses)$-34,0008,254
Applicable income taxes$754,0001,752
Income before extraordinary items$1,043,0003,119
Extraordinary gains, net$039
Net income$1,043,0003,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,455
Cash dividends$346,0002,916
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,064,7603,058
2006-03-31 (YTD Data)Rank
Total interest income$2,222,0003,776
Total interest expense$460,0005,348
Net interest income$1,762,0003,116
Provision for loan and lease losses$73,0002,590
Total noninterest income$1,027,0001,256
Gross Fiduciary activities income$757,000217
Service charges on deposit accounts$147,0002,635
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,340
Total noninterest expense$1,818,0002,435
Salaries and employee benefits$1,156,0002,137
Premises and equipment expense$191,0003,125
Additional noninterest expense$471,0002,677
Pre-tax net operating income$898,0002,469
Securities gains (losses)$0955
Applicable income taxes$361,0001,784
Income before extraordinary items$537,0002,990
Extraordinary gains, net$021
Net income$537,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$537,0002,971
2005-12-31 (YTD Data)Rank
Total interest income$7,122,0004,096
Total interest expense$1,000,0006,287
Net interest income$6,122,0003,368
Provision for loan and lease losses$357,0002,491
Total noninterest income$3,683,0001,365
Gross Fiduciary activities income$2,615,000224
Service charges on deposit accounts$573,0002,756
Trading account gains and fees$0138
Additional Noninterest Income$495,0003,383
Total noninterest expense$6,526,0002,541
Salaries and employee benefits$4,042,0002,270
Premises and equipment expense$753,0003,052
Additional noninterest expense$1,731,0002,862
Pre-tax net operating income$2,922,0002,821
Securities gains (losses)$-62,0008,268
Applicable income taxes$1,160,0002,053
Income before extraordinary items$1,700,0003,498
Extraordinary gains, net$046
Net income$1,700,0003,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$563,0003,444
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,739,6803,421
2005-09-30 (YTD Data)Rank
Total interest income$5,115,0004,169
Total interest expense$675,0006,451
Net interest income$4,440,0003,455
Provision for loan and lease losses$272,0002,376
Total noninterest income$2,753,0001,375
Gross Fiduciary activities income$1,974,000220
Service charges on deposit accounts$416,0002,830
Trading account gains and fees$0126
Additional Noninterest Income$363,0003,454
Total noninterest expense$4,895,0002,521
Salaries and employee benefits$3,050,0002,240
Premises and equipment expense$553,0003,080
Additional noninterest expense$1,292,0002,841
Pre-tax net operating income$2,026,0003,023
Securities gains (losses)$-62,0008,537
Applicable income taxes$783,0002,235
Income before extraordinary items$1,181,0003,700
Extraordinary gains, net$035
Net income$1,181,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$294,0003,593
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,220,6803,585
2005-06-30 (YTD Data)Rank
Total interest income$3,257,0004,237
Total interest expense$386,0006,691
Net interest income$2,871,0003,521
Provision for loan and lease losses$226,0001,948
Total noninterest income$1,818,0001,369
Gross Fiduciary activities income$1,323,000216
Service charges on deposit accounts$263,0002,899
Trading account gains and fees$0116
Additional Noninterest Income$232,0003,499
Total noninterest expense$3,231,0002,515
Salaries and employee benefits$1,979,0002,276
Premises and equipment expense$355,0003,148
Additional noninterest expense$897,0002,711
Pre-tax net operating income$1,232,0003,181
Securities gains (losses)$-62,0008,639
Applicable income taxes$478,0002,334
Income before extraordinary items$692,0004,023
Extraordinary gains, net$030
Net income$692,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$294,0003,023
Sale, conversion, retirement of capital stock, net$0643
Net operating income$731,6803,810
2005-03-31 (YTD Data)Rank
Total interest income$1,535,0004,406
Total interest expense$173,0006,884
Net interest income$1,362,0003,691
Provision for loan and lease losses$06,226
Total noninterest income$908,0001,355
Gross Fiduciary activities income$672,000216
Service charges on deposit accounts$127,0002,903
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,573
Total noninterest expense$1,656,0002,476
Salaries and employee benefits$1,049,0002,168
Premises and equipment expense$170,0003,306
Additional noninterest expense$437,0002,772
Pre-tax net operating income$614,0003,172
Securities gains (losses)$01,685
Applicable income taxes$227,0002,400
Income before extraordinary items$387,0003,699
Extraordinary gains, net$024
Net income$387,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$387,0003,659
2004-12-31 (YTD Data)Rank
Total interest income$5,411,0004,591
Total interest expense$573,0007,052
Net interest income$4,838,0003,894
Provision for loan and lease losses$07,314
Total noninterest income$3,153,0001,536
Gross Fiduciary activities income$2,306,000233
Service charges on deposit accounts$535,0002,985
Trading account gains and fees$0138
Additional Noninterest Income$312,0004,189
Total noninterest expense$5,979,0002,660
Salaries and employee benefits$3,628,0002,398
Premises and equipment expense$673,0003,233
Additional noninterest expense$1,678,0002,838
Pre-tax net operating income$2,012,0003,484
Securities gains (losses)$-23,0008,413
Applicable income taxes$729,0002,691
Income before extraordinary items$1,260,0004,079
Extraordinary gains, net$034
Net income$1,260,0004,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,148
Cash dividends$540,0003,411
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,274,7203,988
2004-09-30 (YTD Data)Rank
Total interest income$3,956,0004,648
Total interest expense$429,0007,051
Net interest income$3,527,0003,986
Provision for loan and lease losses$07,100
Total noninterest income$2,419,0001,521
Gross Fiduciary activities income$1,773,000232
Service charges on deposit accounts$414,0002,925
Trading account gains and fees$0134
Additional Noninterest Income$232,0004,208
Total noninterest expense$4,524,0002,589
Salaries and employee benefits$2,772,0002,333
Premises and equipment expense$504,0003,235
Additional noninterest expense$1,248,0002,824
Pre-tax net operating income$1,422,0003,707
Securities gains (losses)$-18,0008,631
Applicable income taxes$512,0002,856
Income before extraordinary items$892,0004,299
Extraordinary gains, net$026
Net income$892,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,309
Cash dividends$269,0003,603
Sale, conversion, retirement of capital stock, net$0738
Net operating income$903,5204,189
2004-06-30 (YTD Data)Rank
Total interest income$2,605,0004,696
Total interest expense$290,0007,056
Net interest income$2,315,0004,030
Provision for loan and lease losses$06,885
Total noninterest income$1,615,0001,509
Gross Fiduciary activities income$1,206,000234
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$141,0004,431
Total noninterest expense$2,986,0002,618
Salaries and employee benefits$1,815,0002,377
Premises and equipment expense$337,0003,230
Additional noninterest expense$834,0002,824
Pre-tax net operating income$944,0003,667
Securities gains (losses)$-18,0008,784
Applicable income taxes$338,0002,865
Income before extraordinary items$588,0004,313
Extraordinary gains, net$021
Net income$588,0004,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$269,0003,057
Sale, conversion, retirement of capital stock, net$0638
Net operating income$599,5204,165
2004-03-31 (YTD Data)Rank
Total interest income$1,281,0004,769
Total interest expense$150,0007,036
Net interest income$1,131,0004,095
Provision for loan and lease losses$06,501
Total noninterest income$835,0001,444
Gross Fiduciary activities income$633,000230
Service charges on deposit accounts$129,0002,993
Trading account gains and fees$0121
Additional Noninterest Income$73,0004,352
Total noninterest expense$1,414,0002,785
Salaries and employee benefits$845,0002,560
Premises and equipment expense$166,0003,298
Additional noninterest expense$403,0002,892
Pre-tax net operating income$552,0003,279
Securities gains (losses)$02,934
Applicable income taxes$202,0002,565
Income before extraordinary items$350,0003,851
Extraordinary gains, net$016
Net income$350,0003,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$350,0003,735
2003-12-31 (YTD Data)Rank
Total interest income$5,192,0004,764
Total interest expense$814,0006,662
Net interest income$4,378,0004,084
Provision for loan and lease losses$07,651
Total noninterest income$3,026,0001,673
Gross Fiduciary activities income$2,151,000246
Service charges on deposit accounts$543,0002,907
Trading account gains and fees$0160
Additional Noninterest Income$332,0004,300
Total noninterest expense$5,586,0002,778
Salaries and employee benefits$3,330,0002,521
Premises and equipment expense$698,0003,089
Additional noninterest expense$1,558,0002,972
Pre-tax net operating income$1,818,0003,612
Securities gains (losses)$2,0004,163
Applicable income taxes$690,0002,829
Income before extraordinary items$1,130,0004,289
Extraordinary gains, net$054
Net income$1,130,0004,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,564
Cash dividends$512,0003,465
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,128,7204,126
2003-09-30 (YTD Data)Rank
Total interest income$3,935,0004,792
Total interest expense$648,0006,661
Net interest income$3,287,0004,100
Provision for loan and lease losses$07,481
Total noninterest income$2,298,0001,700
Gross Fiduciary activities income$1,613,000256
Service charges on deposit accounts$412,0002,896
Trading account gains and fees$0153
Additional Noninterest Income$273,0004,203
Total noninterest expense$4,124,0002,817
Salaries and employee benefits$2,452,0002,575
Premises and equipment expense$521,0003,109
Additional noninterest expense$1,151,0003,004
Pre-tax net operating income$1,461,0003,569
Securities gains (losses)$2,0003,872
Applicable income taxes$560,0002,809
Income before extraordinary items$903,0004,276
Extraordinary gains, net$040
Net income$903,0004,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,464
Cash dividends$256,0003,693
Sale, conversion, retirement of capital stock, net$0722
Net operating income$901,7204,113
2003-06-30 (YTD Data)Rank
Total interest income$2,682,0004,740
Total interest expense$457,0006,639
Net interest income$2,225,0004,053
Provision for loan and lease losses$07,324
Total noninterest income$1,543,0001,680
Gross Fiduciary activities income$1,078,000262
Service charges on deposit accounts$278,0002,824
Trading account gains and fees$0150
Additional Noninterest Income$187,0004,154
Total noninterest expense$2,780,0002,783
Salaries and employee benefits$1,670,0002,508
Premises and equipment expense$350,0003,074
Additional noninterest expense$760,0003,002
Pre-tax net operating income$988,0003,562
Securities gains (losses)$2,0003,460
Applicable income taxes$387,0002,760
Income before extraordinary items$603,0004,279
Extraordinary gains, net$030
Net income$603,0004,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,405
Cash dividends$256,0003,106
Sale, conversion, retirement of capital stock, net$0589
Net operating income$601,7204,085
2003-03-31 (YTD Data)Rank
Total interest income$1,361,0004,713
Total interest expense$238,0006,625
Net interest income$1,123,0004,032
Provision for loan and lease losses$06,934
Total noninterest income$758,0001,658
Gross Fiduciary activities income$544,000269
Service charges on deposit accounts$126,0002,979
Trading account gains and fees$0134
Additional Noninterest Income$88,0004,169
Total noninterest expense$1,334,0002,872
Salaries and employee benefits$786,0002,657
Premises and equipment expense$168,0003,178
Additional noninterest expense$380,0002,983
Pre-tax net operating income$547,0003,296
Securities gains (losses)$2,0002,590
Applicable income taxes$202,0002,679
Income before extraordinary items$347,0003,829
Extraordinary gains, net$021
Net income$347,0003,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$345,7203,657
2002-12-31 (YTD Data)Rank
Total interest income$5,994,0004,561
Total interest expense$1,402,0005,926
Net interest income$4,592,0003,922
Provision for loan and lease losses$35,0007,087
Total noninterest income$3,014,0001,549
Gross Fiduciary activities income$2,182,000273
Service charges on deposit accounts$526,0002,849
Trading account gains and fees$0153
Additional Noninterest Income$306,0004,217
Total noninterest expense$5,352,0002,750
Salaries and employee benefits$3,239,0002,449
Premises and equipment expense$652,0003,175
Additional noninterest expense$1,461,0003,012
Pre-tax net operating income$2,219,0003,182
Securities gains (losses)$04,537
Applicable income taxes$825,0002,540
Income before extraordinary items$1,394,0003,695
Extraordinary gains, net$070
Net income$1,394,0003,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,176
Cash dividends$563,0003,272
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,394,0003,588
2001-12-31 (YTD Data)Rank
Total interest income$6,593,0004,623
Total interest expense$2,352,0005,579
Net interest income$4,241,0003,942
Provision for loan and lease losses$20,0007,552
Total noninterest income$2,870,0001,530
Gross Fiduciary activities income$2,118,000282
Service charges on deposit accounts$540,0002,655
Trading account gains and fees$0177
Additional Noninterest Income$212,0004,806
Total noninterest expense$5,126,0002,769
Salaries and employee benefits$3,052,0002,470
Premises and equipment expense$633,0003,223
Additional noninterest expense$1,441,0002,975
Pre-tax net operating income$1,965,0003,208
Securities gains (losses)$04,612
Applicable income taxes$733,0002,587
Income before extraordinary items$1,232,0003,724
Extraordinary gains, net$0105
Net income$1,232,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,947
Cash dividends$551,0003,297
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,232,0003,614
2000-12-31 (YTD Data)Rank
Total interest income$6,492,0004,839
Total interest expense$2,121,0006,104
Net interest income$4,371,0003,901
Provision for loan and lease losses$20,0007,595
Total noninterest income$2,829,0001,422
Gross Fiduciary activities income$2,182,000277
Service charges on deposit accounts$473,0002,829
Trading account gains and fees$0180
Additional Noninterest Income$174,0005,123
Total noninterest expense$4,954,0002,747
Salaries and employee benefits$2,986,0002,399
Premises and equipment expense$779,0002,640
Additional noninterest expense$1,189,0003,457
Pre-tax net operating income$2,226,0003,056
Securities gains (losses)$01,956
Applicable income taxes$849,0002,405
Income before extraordinary items$1,377,0003,478
Extraordinary gains, net$038
Net income$1,377,0003,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$538,0003,429
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,377,0003,462
1999-12-31 (YTD Data)Rank
Total interest income$6,116,0004,882
Total interest expense$1,999,0006,003
Net interest income$4,117,0004,070
Provision for loan and lease losses$15,0007,855
Total noninterest income$2,638,0001,505
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,593
Trading account gains and feesNANA
Additional Noninterest Income$2,129,0001,104
Total noninterest expense$4,681,0002,888
Salaries and employee benefits$2,781,0002,525
Premises and equipment expense$685,0002,918
Additional noninterest expense$1,215,0003,389
Pre-tax net operating income$2,059,0003,267
Securities gains (losses)$03,155
Applicable income taxes$739,0002,802
Income before extraordinary items$1,320,0003,597
Extraordinary gains, net$035
Net income$1,320,0003,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,395
Cash dividends$525,0003,409
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,320,0003,558
1998-12-31 (YTD Data)Rank
Total interest income$5,944,0005,040
Total interest expense$1,953,0006,260
Net interest income$3,991,0004,126
Provision for loan and lease losses$10,0008,212
Total noninterest income$2,356,0001,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$468,0002,702
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,207
Total noninterest expense$4,382,0002,962
Salaries and employee benefits$2,648,0002,551
Premises and equipment expense$668,0002,883
Additional noninterest expense$1,066,0003,735
Pre-tax net operating income$1,955,0003,400
Securities gains (losses)$04,449
Applicable income taxes$694,0003,050
Income before extraordinary items$1,261,0003,771
Extraordinary gains, net$032
Net income$1,261,0003,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00010,051
Cash dividends$487,0003,607
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,261,0003,683
1997-12-31 (YTD Data)Rank
Total interest income$5,453,0005,441
Total interest expense$1,751,0006,774
Net interest income$3,702,0004,528
Provision for loan and lease losses$50,0006,616
Total noninterest income$2,058,0001,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$498,0002,633
Trading account gains and feesNANA
Additional Noninterest Income$1,560,0001,292
Total noninterest expense$3,981,0003,192
Salaries and employee benefits$2,287,0002,894
Premises and equipment expense$614,0003,083
Additional noninterest expense$1,080,0003,645
Pre-tax net operating income$1,729,0003,988
Securities gains (losses)$03,944
Applicable income taxes$609,0003,622
Income before extraordinary items$1,120,0004,296
Extraordinary gains, net$044
Net income$1,120,0004,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$435,0003,785
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,120,0004,235
1996-12-31 (YTD Data)Rank
Total interest income$5,314,0005,666
Total interest expense$1,712,0007,049
Net interest income$3,602,0004,713
Provision for loan and lease losses$75,0005,702
Total noninterest income$1,960,0001,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$523,0002,609
Trading account gains and feesNANA
Additional Noninterest Income$1,437,0001,423
Total noninterest expense$3,802,0003,495
Salaries and employee benefits$2,145,0003,115
Premises and equipment expense$609,0003,160
Additional noninterest expense$1,048,0004,242
Pre-tax net operating income$1,685,0003,963
Securities gains (losses)$-3,0009,684
Applicable income taxes$630,0003,441
Income before extraordinary items$1,052,0004,298
Extraordinary gains, net$053
Net income$1,052,0004,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,074
Cash dividends$435,0003,711
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,053,9204,240
1995-12-31 (YTD Data)Rank
Total interest income$5,124,0005,882
Total interest expense$1,852,0006,777
Net interest income$3,272,0005,141
Provision for loan and lease losses$08,958
Total noninterest income$1,804,0001,993
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$483,0002,810
Trading account gains and feesNANA
Additional Noninterest Income$1,321,0001,488
Total noninterest expense$3,684,0003,572
Salaries and employee benefits$2,048,0003,245
Premises and equipment expense$559,0003,412
Additional noninterest expense$1,077,0004,103
Pre-tax net operating income$1,392,0004,710
Securities gains (losses)$-3,0009,402
Applicable income taxes$498,0004,206
Income before extraordinary items$891,0005,033
Extraordinary gains, net$065
Net income$891,0005,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$320,0004,365
Sale, conversion, retirement of capital stock, net$0809
Net operating income$892,9205,011
1994-12-31 (YTD Data)Rank
Total interest income$4,753,0005,900
Total interest expense$1,562,0006,710
Net interest income$3,191,0005,336
Provision for loan and lease losses$09,146
Total noninterest income$1,729,0002,055
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$423,0003,212
Trading account gains and feesNANA
Additional Noninterest Income$1,306,0001,537
Total noninterest expense$3,650,0003,707
Salaries and employee benefits$1,990,0003,301
Premises and equipment expense$520,0003,675
Additional noninterest expense$1,140,0004,242
Pre-tax net operating income$1,270,0005,026
Securities gains (losses)$03,600
Applicable income taxes$463,0004,295
Income before extraordinary items$807,0005,328
Extraordinary gains, net$0249
Net income$807,0005,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$307,0004,384
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$807,0005,386
1993-12-31 (YTD Data)Rank
Total interest income$5,053,0005,728
Total interest expense$1,755,0006,468
Net interest income$3,298,0005,219
Provision for loan and lease losses$010,371
Total noninterest income$1,631,0002,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$434,0003,201
Trading account gains and feesNANA
Additional Noninterest Income$1,197,0001,815
Total noninterest expense$3,646,0003,779
Salaries and employee benefits$1,975,0003,325
Premises and equipment expense$538,0003,646
Additional noninterest expense$1,133,0004,420
Pre-tax net operating income$1,283,0004,914
Securities gains (losses)$07,477
Applicable income taxes$467,0004,438
Income before extraordinary items$816,0005,485
Extraordinary gains, net$03,149
Net income$816,0005,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$294,0004,510
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$816,0005,245
1992-12-31 (YTD Data)Rank
Total interest income$6,060,0005,438
Total interest expense$2,542,0005,913
Net interest income$3,518,0004,985
Provision for loan and lease losses$10,00011,168
Total noninterest income$1,475,0002,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$416,0003,338
Trading account gains and feesNANA
Additional Noninterest Income$1,059,0001,919
Total noninterest expense$3,529,0003,906
Salaries and employee benefits$1,911,0003,340
Premises and equipment expense$481,0004,113
Additional noninterest expense$1,137,0004,559
Pre-tax net operating income$1,454,0004,157
Securities gains (losses)$08,369
Applicable income taxes$511,0003,943
Income before extraordinary items$943,0004,747
Extraordinary gains, net$01,422
Net income$943,0004,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,00010,474
Cash dividends$282,0004,189
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$943,0004,419

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.