Home > The First National Bank of Monterey > Income and Expense
The First National Bank of Monterey, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,049,000 | 2,180 |
| Total interest expense | $7,332,000 | 1,586 |
| Net interest income | $8,717,000 | 2,557 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,231,000 | 2,514 |
| Gross Fiduciary activities income | $34,000 | 801 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,092,000 | 2,196 |
| Total noninterest expense | $7,263,000 | 2,506 |
| Salaries and employee benefits | $4,251,000 | 2,435 |
| Premises and equipment expense | $752,000 | 2,390 |
| Additional noninterest expense | $1,092,000 | 2,196 |
| Pre-tax net operating income | $2,685,000 | 2,635 |
| Securities gains (losses) | $-4,000 | 3,288 |
| Applicable income taxes | $202,000 | 2,440 |
| Income before extraordinary items | $2,479,000 | 2,536 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,479,000 | 2,561 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,479,000 | 2,538 |
| Net charge-offs | $-29,000 | 4,077 |
| Cash dividends | $625,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,482,680 | 2,563 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,752,000 | 2,182 |
| Total interest expense | $5,041,000 | 1,569 |
| Net interest income | $6,711,000 | 2,546 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,064,000 | 2,356 |
| Gross Fiduciary activities income | $22,000 | 797 |
| Service charges on deposit accounts | $77,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $965,000 | 2,029 |
| Total noninterest expense | $5,438,000 | 2,489 |
| Salaries and employee benefits | $3,222,000 | 2,415 |
| Premises and equipment expense | $499,000 | 2,557 |
| Additional noninterest expense | $965,000 | 2,029 |
| Pre-tax net operating income | $2,337,000 | 2,521 |
| Securities gains (losses) | $-4,000 | 3,374 |
| Applicable income taxes | $196,000 | 2,361 |
| Income before extraordinary items | $2,137,000 | 2,440 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,137,000 | 2,464 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,137,000 | 2,442 |
| Net charge-offs | $4,000 | 2,363 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,140,680 | 2,457 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 2,176 |
| Total interest expense | $3,046,000 | 1,546 |
| Net interest income | $4,672,000 | 2,514 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $881,000 | 2,091 |
| Gross Fiduciary activities income | $15,000 | 787 |
| Service charges on deposit accounts | $50,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 1,734 |
| Total noninterest expense | $3,591,000 | 2,486 |
| Salaries and employee benefits | $2,154,000 | 2,408 |
| Premises and equipment expense | $347,000 | 2,493 |
| Additional noninterest expense | $816,000 | 1,732 |
| Pre-tax net operating income | $1,962,000 | 2,274 |
| Securities gains (losses) | $-4,000 | 3,679 |
| Applicable income taxes | $186,000 | 2,177 |
| Income before extraordinary items | $1,772,000 | 2,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,772,000 | 2,227 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,772,000 | 2,201 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,775,640 | 2,213 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 2,173 |
| Total interest expense | $1,355,000 | 1,535 |
| Net interest income | $2,456,000 | 2,461 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $717,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 1,226 |
| Total noninterest expense | $1,882,000 | 2,435 |
| Salaries and employee benefits | $1,122,000 | 2,373 |
| Premises and equipment expense | $181,000 | 2,478 |
| Additional noninterest expense | $693,000 | 1,226 |
| Pre-tax net operating income | $1,291,000 | 1,979 |
| Securities gains (losses) | $-4,000 | 3,953 |
| Applicable income taxes | $204,000 | 1,652 |
| Income before extraordinary items | $1,083,000 | 1,998 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,083,000 | 1,997 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,083,000 | 1,998 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,086,360 | 2,013 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,097,000 | 2,142 |
| Total interest expense | $2,671,000 | 1,293 |
| Net interest income | $10,426,000 | 2,313 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $680,000 | 3,238 |
| Gross Fiduciary activities income | $32,000 | 836 |
| Service charges on deposit accounts | $106,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,975 |
| Total noninterest expense | $7,505,000 | 2,402 |
| Salaries and employee benefits | $4,558,000 | 2,313 |
| Premises and equipment expense | $695,000 | 2,504 |
| Additional noninterest expense | $542,000 | 2,975 |
| Pre-tax net operating income | $3,601,000 | 2,432 |
| Securities gains (losses) | $15,000 | 381 |
| Applicable income taxes | $515,000 | 1,999 |
| Income before extraordinary items | $3,101,000 | 2,415 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,101,000 | 2,413 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,101,000 | 2,414 |
| Net charge-offs | $89,000 | 1,285 |
| Cash dividends | $625,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,088,100 | 2,445 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 2,159 |
| Total interest expense | $1,639,000 | 1,209 |
| Net interest income | $7,779,000 | 2,296 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $517,000 | 3,260 |
| Gross Fiduciary activities income | $22,000 | 827 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,987 |
| Total noninterest expense | $5,578,000 | 2,408 |
| Salaries and employee benefits | $3,408,000 | 2,300 |
| Premises and equipment expense | $514,000 | 2,516 |
| Additional noninterest expense | $413,000 | 2,987 |
| Pre-tax net operating income | $2,718,000 | 2,418 |
| Securities gains (losses) | $15,000 | 375 |
| Applicable income taxes | $397,000 | 1,988 |
| Income before extraordinary items | $2,336,000 | 2,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,336,000 | 2,384 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,336,000 | 2,384 |
| Net charge-offs | $91,000 | 967 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,323,250 | 2,429 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 2,169 |
| Total interest expense | $996,000 | 1,139 |
| Net interest income | $5,026,000 | 2,295 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $345,000 | 3,245 |
| Gross Fiduciary activities income | $12,000 | 794 |
| Service charges on deposit accounts | $52,000 | 3,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 2,989 |
| Total noninterest expense | $3,737,000 | 2,388 |
| Salaries and employee benefits | $2,260,000 | 2,310 |
| Premises and equipment expense | $339,000 | 2,550 |
| Additional noninterest expense | $1,138,000 | 2,393 |
| Pre-tax net operating income | $1,634,000 | 2,460 |
| Securities gains (losses) | $19,000 | 314 |
| Applicable income taxes | $226,000 | 2,025 |
| Income before extraordinary items | $1,427,000 | 2,421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,427,000 | 2,421 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,427,000 | 2,421 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,410,660 | 2,468 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 2,177 |
| Total interest expense | $488,000 | 1,123 |
| Net interest income | $2,403,000 | 2,323 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $173,000 | 3,198 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 2,902 |
| Total noninterest expense | $1,849,000 | 2,409 |
| Salaries and employee benefits | $1,143,000 | 2,304 |
| Premises and equipment expense | $165,000 | 2,587 |
| Additional noninterest expense | $541,000 | 2,457 |
| Pre-tax net operating income | $727,000 | 2,509 |
| Securities gains (losses) | $19,000 | 303 |
| Applicable income taxes | $94,000 | 2,099 |
| Income before extraordinary items | $652,000 | 2,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $652,000 | 2,446 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $652,000 | 2,449 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $635,470 | 2,497 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,714,000 | 2,100 |
| Total interest expense | $2,197,000 | 1,231 |
| Net interest income | $10,517,000 | 2,251 |
| Provision for loan and lease losses | $40,000 | 2,638 |
| Total noninterest income | $604,000 | 3,472 |
| Gross Fiduciary activities income | $34,000 | 794 |
| Service charges on deposit accounts | $92,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,297 |
| Total noninterest expense | $7,233,000 | 2,425 |
| Salaries and employee benefits | $4,462,000 | 2,325 |
| Premises and equipment expense | $625,000 | 2,685 |
| Additional noninterest expense | $2,146,000 | 2,465 |
| Pre-tax net operating income | $3,848,000 | 2,380 |
| Securities gains (losses) | $264,000 | 513 |
| Applicable income taxes | $662,000 | 1,911 |
| Income before extraordinary items | $3,450,000 | 2,369 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,450,000 | 2,369 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,450,000 | 2,370 |
| Net charge-offs | $7,000 | 2,374 |
| Cash dividends | $710,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,228,240 | 2,427 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 2,120 |
| Total interest expense | $1,687,000 | 1,273 |
| Net interest income | $7,985,000 | 2,270 |
| Provision for loan and lease losses | $40,000 | 2,477 |
| Total noninterest income | $449,000 | 3,529 |
| Gross Fiduciary activities income | $20,000 | 797 |
| Service charges on deposit accounts | $67,000 | 3,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,345 |
| Total noninterest expense | $5,341,000 | 2,465 |
| Salaries and employee benefits | $3,337,000 | 2,336 |
| Premises and equipment expense | $455,000 | 2,741 |
| Additional noninterest expense | $1,549,000 | 2,536 |
| Pre-tax net operating income | $3,053,000 | 2,408 |
| Securities gains (losses) | $213,000 | 537 |
| Applicable income taxes | $546,000 | 1,922 |
| Income before extraordinary items | $2,720,000 | 2,395 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,720,000 | 2,395 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,720,000 | 2,395 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,543,210 | 2,459 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 2,179 |
| Total interest expense | $1,148,000 | 1,299 |
| Net interest income | $5,063,000 | 2,333 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $279,000 | 3,588 |
| Gross Fiduciary activities income | $9,000 | 828 |
| Service charges on deposit accounts | $39,000 | 3,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 3,376 |
| Total noninterest expense | $3,695,000 | 2,402 |
| Salaries and employee benefits | $2,353,000 | 2,256 |
| Premises and equipment expense | $284,000 | 2,853 |
| Additional noninterest expense | $1,058,000 | 2,470 |
| Pre-tax net operating income | $1,607,000 | 2,689 |
| Securities gains (losses) | $55,000 | 854 |
| Applicable income taxes | $235,000 | 2,193 |
| Income before extraordinary items | $1,427,000 | 2,701 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,427,000 | 2,700 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,427,000 | 2,701 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,379,700 | 2,721 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 2,164 |
| Total interest expense | $596,000 | 1,320 |
| Net interest income | $2,511,000 | 2,321 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $144,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,311 |
| Total noninterest expense | $1,815,000 | 2,410 |
| Salaries and employee benefits | $1,163,000 | 2,260 |
| Premises and equipment expense | $139,000 | 2,900 |
| Additional noninterest expense | $513,000 | 2,491 |
| Pre-tax net operating income | $810,000 | 2,655 |
| Securities gains (losses) | $55,000 | 631 |
| Applicable income taxes | $128,000 | 2,116 |
| Income before extraordinary items | $737,000 | 2,626 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $737,000 | 2,624 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $737,000 | 2,626 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $690,250 | 2,676 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,550,000 | 2,033 |
| Total interest expense | $2,969,000 | 1,500 |
| Net interest income | $10,581,000 | 2,166 |
| Provision for loan and lease losses | $80,000 | 3,682 |
| Total noninterest income | $407,000 | 3,800 |
| Gross Fiduciary activities income | $41,000 | 794 |
| Service charges on deposit accounts | $88,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,694 |
| Total noninterest expense | $7,262,000 | 2,407 |
| Salaries and employee benefits | $4,482,000 | 2,297 |
| Premises and equipment expense | $641,000 | 2,669 |
| Additional noninterest expense | $2,139,000 | 2,426 |
| Pre-tax net operating income | $3,646,000 | 2,169 |
| Securities gains (losses) | $125,000 | 1,275 |
| Applicable income taxes | $710,000 | 1,703 |
| Income before extraordinary items | $3,061,000 | 2,288 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,061,000 | 2,288 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,061,000 | 2,288 |
| Net charge-offs | $-2,000 | 3,992 |
| Cash dividends | $710,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,959,750 | 2,280 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,058 |
| Total interest expense | $2,299,000 | 1,542 |
| Net interest income | $7,764,000 | 2,203 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $518,000 | 3,271 |
| Gross Fiduciary activities income | $32,000 | 773 |
| Service charges on deposit accounts | $66,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 3,013 |
| Total noninterest expense | $5,536,000 | 2,379 |
| Salaries and employee benefits | $3,449,000 | 2,246 |
| Premises and equipment expense | $486,000 | 2,635 |
| Additional noninterest expense | $1,601,000 | 2,398 |
| Pre-tax net operating income | $2,696,000 | 2,185 |
| Securities gains (losses) | $119,000 | 1,138 |
| Applicable income taxes | $557,000 | 1,655 |
| Income before extraordinary items | $2,258,000 | 2,279 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,258,000 | 2,278 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,258,000 | 2,279 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,162,800 | 2,282 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 2,091 |
| Total interest expense | $1,594,000 | 1,576 |
| Net interest income | $5,107,000 | 2,244 |
| Provision for loan and lease losses | $20,000 | 3,842 |
| Total noninterest income | $362,000 | 3,187 |
| Gross Fiduciary activities income | $11,000 | 826 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,887 |
| Total noninterest expense | $3,735,000 | 2,348 |
| Salaries and employee benefits | $2,308,000 | 2,241 |
| Premises and equipment expense | $341,000 | 2,557 |
| Additional noninterest expense | $1,086,000 | 2,376 |
| Pre-tax net operating income | $1,714,000 | 2,218 |
| Securities gains (losses) | $56,000 | 1,255 |
| Applicable income taxes | $343,000 | 1,646 |
| Income before extraordinary items | $1,427,000 | 2,301 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,427,000 | 2,300 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,427,000 | 2,301 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,381,640 | 2,318 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,061 |
| Total interest expense | $840,000 | 1,639 |
| Net interest income | $2,545,000 | 2,198 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $218,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $26,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,483 |
| Total noninterest expense | $1,890,000 | 2,353 |
| Salaries and employee benefits | $1,207,000 | 2,196 |
| Premises and equipment expense | $150,000 | 2,777 |
| Additional noninterest expense | $533,000 | 2,431 |
| Pre-tax net operating income | $873,000 | 2,036 |
| Securities gains (losses) | $37,000 | 943 |
| Applicable income taxes | $180,000 | 1,480 |
| Income before extraordinary items | $730,000 | 2,109 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $730,000 | 2,108 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $730,000 | 2,109 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $700,400 | 2,138 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,590,000 | 2,087 |
| Total interest expense | $3,728,000 | 1,560 |
| Net interest income | $9,862,000 | 2,267 |
| Provision for loan and lease losses | $175,000 | 2,481 |
| Total noninterest income | $431,000 | 3,829 |
| Gross Fiduciary activities income | $27,000 | 846 |
| Service charges on deposit accounts | $125,000 | 3,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 3,655 |
| Total noninterest expense | $7,043,000 | 2,430 |
| Salaries and employee benefits | $4,342,000 | 2,314 |
| Premises and equipment expense | $637,000 | 2,703 |
| Additional noninterest expense | $2,064,000 | 2,502 |
| Pre-tax net operating income | $3,075,000 | 2,413 |
| Securities gains (losses) | $56,000 | 1,193 |
| Applicable income taxes | $452,000 | 2,071 |
| Income before extraordinary items | $2,679,000 | 2,474 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,679,000 | 2,475 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,679,000 | 2,476 |
| Net charge-offs | $55,000 | 2,589 |
| Cash dividends | $650,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,630,840 | 2,472 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 2,117 |
| Total interest expense | $2,818,000 | 1,556 |
| Net interest income | $7,310,000 | 2,317 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $500,000 | 3,339 |
| Gross Fiduciary activities income | $17,000 | 848 |
| Service charges on deposit accounts | $96,000 | 3,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,005 |
| Total noninterest expense | $5,129,000 | 2,503 |
| Salaries and employee benefits | $3,155,000 | 2,376 |
| Premises and equipment expense | $456,000 | 2,786 |
| Additional noninterest expense | $1,518,000 | 2,550 |
| Pre-tax net operating income | $2,506,000 | 2,358 |
| Securities gains (losses) | $57,000 | 1,016 |
| Applicable income taxes | $393,000 | 2,010 |
| Income before extraordinary items | $2,170,000 | 2,406 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,170,000 | 2,406 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,170,000 | 2,407 |
| Net charge-offs | $-11,000 | 4,453 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,121,550 | 2,403 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 2,132 |
| Total interest expense | $1,862,000 | 1,542 |
| Net interest income | $4,831,000 | 2,340 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $350,000 | 3,241 |
| Gross Fiduciary activities income | $8,000 | 881 |
| Service charges on deposit accounts | $62,000 | 3,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 2,881 |
| Total noninterest expense | $3,411,000 | 2,515 |
| Salaries and employee benefits | $2,076,000 | 2,404 |
| Premises and equipment expense | $289,000 | 2,884 |
| Additional noninterest expense | $1,046,000 | 2,504 |
| Pre-tax net operating income | $1,620,000 | 2,383 |
| Securities gains (losses) | $-11,000 | 4,963 |
| Applicable income taxes | $236,000 | 2,073 |
| Income before extraordinary items | $1,373,000 | 2,451 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,373,000 | 2,451 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,373,000 | 2,451 |
| Net charge-offs | $-9,000 | 4,454 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,382,350 | 2,415 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 2,134 |
| Total interest expense | $877,000 | 1,577 |
| Net interest income | $2,451,000 | 2,313 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $214,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,508 |
| Total noninterest expense | $1,765,000 | 2,466 |
| Salaries and employee benefits | $1,074,000 | 2,358 |
| Premises and equipment expense | $136,000 | 3,028 |
| Additional noninterest expense | $555,000 | 2,407 |
| Pre-tax net operating income | $825,000 | 2,325 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $123,000 | 2,003 |
| Income before extraordinary items | $706,000 | 2,355 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $706,000 | 2,353 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $706,000 | 2,354 |
| Net charge-offs | $-17,000 | 4,823 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $702,600 | 2,347 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,127 |
| Total interest expense | $2,549,000 | 1,624 |
| Net interest income | $10,057,000 | 2,236 |
| Provision for loan and lease losses | $300,000 | 1,959 |
| Total noninterest income | $196,000 | 4,655 |
| Gross Fiduciary activities income | $20,000 | 909 |
| Service charges on deposit accounts | $138,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,990 |
| Total noninterest expense | $7,095,000 | 2,452 |
| Salaries and employee benefits | $3,896,000 | 2,498 |
| Premises and equipment expense | $561,000 | 2,957 |
| Additional noninterest expense | $2,638,000 | 2,128 |
| Pre-tax net operating income | $2,858,000 | 2,580 |
| Securities gains (losses) | $7,000 | 778 |
| Applicable income taxes | $418,000 | 2,134 |
| Income before extraordinary items | $2,447,000 | 2,618 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,447,000 | 2,616 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,447,000 | 2,617 |
| Net charge-offs | $-8,000 | 4,476 |
| Cash dividends | $650,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,441,050 | 2,616 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 2,152 |
| Total interest expense | $1,752,000 | 1,654 |
| Net interest income | $7,524,000 | 2,250 |
| Provision for loan and lease losses | $225,000 | 1,851 |
| Total noninterest income | $430,000 | 3,638 |
| Gross Fiduciary activities income | $16,000 | 881 |
| Service charges on deposit accounts | $101,000 | 3,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,333 |
| Total noninterest expense | $5,344,000 | 2,452 |
| Salaries and employee benefits | $2,906,000 | 2,503 |
| Premises and equipment expense | $436,000 | 2,915 |
| Additional noninterest expense | $2,002,000 | 2,118 |
| Pre-tax net operating income | $2,385,000 | 2,464 |
| Securities gains (losses) | $7,000 | 778 |
| Applicable income taxes | $388,000 | 2,006 |
| Income before extraordinary items | $2,004,000 | 2,513 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,004,000 | 2,512 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,004,000 | 2,512 |
| Net charge-offs | $-33,000 | 4,813 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,998,120 | 2,513 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 2,158 |
| Total interest expense | $1,097,000 | 1,654 |
| Net interest income | $4,986,000 | 2,248 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $329,000 | 3,467 |
| Gross Fiduciary activities income | $9,000 | 899 |
| Service charges on deposit accounts | $65,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,084 |
| Total noninterest expense | $3,545,000 | 2,469 |
| Salaries and employee benefits | $1,932,000 | 2,531 |
| Premises and equipment expense | $304,000 | 2,844 |
| Additional noninterest expense | $1,309,000 | 2,161 |
| Pre-tax net operating income | $1,620,000 | 2,406 |
| Securities gains (losses) | $7,000 | 660 |
| Applicable income taxes | $286,000 | 1,902 |
| Income before extraordinary items | $1,341,000 | 2,490 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,341,000 | 2,489 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,341,000 | 2,489 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,335,260 | 2,492 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 2,164 |
| Total interest expense | $518,000 | 1,665 |
| Net interest income | $2,498,000 | 2,248 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $174,000 | 3,368 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 2,919 |
| Total noninterest expense | $1,800,000 | 2,469 |
| Salaries and employee benefits | $1,106,000 | 2,330 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $539,000 | 2,491 |
| Pre-tax net operating income | $797,000 | 2,392 |
| Securities gains (losses) | $7,000 | 490 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $696,000 | 2,389 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $696,000 | 2,388 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $696,000 | 2,389 |
| Net charge-offs | $-21,000 | 4,998 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $689,910 | 2,389 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,501,000 | 2,192 |
| Total interest expense | $1,869,000 | 1,613 |
| Net interest income | $9,632,000 | 2,283 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $678,000 | 3,507 |
| Gross Fiduciary activities income | $22,000 | 920 |
| Service charges on deposit accounts | $149,000 | 3,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,141 |
| Total noninterest expense | $6,792,000 | 2,558 |
| Salaries and employee benefits | $4,141,000 | 2,413 |
| Premises and equipment expense | $551,000 | 3,077 |
| Additional noninterest expense | $2,100,000 | 2,565 |
| Pre-tax net operating income | $3,368,000 | 2,294 |
| Securities gains (losses) | $39,000 | 1,002 |
| Applicable income taxes | $701,000 | 2,160 |
| Income before extraordinary items | $2,706,000 | 2,210 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,706,000 | 2,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,706,000 | 2,210 |
| Net charge-offs | $32,000 | 3,208 |
| Cash dividends | $650,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,675,190 | 2,206 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,504,000 | 2,227 |
| Total interest expense | $1,327,000 | 1,672 |
| Net interest income | $7,177,000 | 2,307 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $517,000 | 3,515 |
| Gross Fiduciary activities income | $17,000 | 902 |
| Service charges on deposit accounts | $110,000 | 3,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,124 |
| Total noninterest expense | $5,237,000 | 2,519 |
| Salaries and employee benefits | $3,252,000 | 2,341 |
| Premises and equipment expense | $419,000 | 3,082 |
| Additional noninterest expense | $1,566,000 | 2,588 |
| Pre-tax net operating income | $2,357,000 | 2,455 |
| Securities gains (losses) | $33,000 | 1,065 |
| Applicable income taxes | $592,000 | 1,938 |
| Income before extraordinary items | $1,798,000 | 2,575 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,798,000 | 2,575 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,798,000 | 2,575 |
| Net charge-offs | $29,000 | 2,799 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,773,250 | 2,576 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 2,240 |
| Total interest expense | $869,000 | 1,658 |
| Net interest income | $4,700,000 | 2,327 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $335,000 | 3,563 |
| Gross Fiduciary activities income | $12,000 | 900 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,171 |
| Total noninterest expense | $3,424,000 | 2,558 |
| Salaries and employee benefits | $2,091,000 | 2,420 |
| Premises and equipment expense | $278,000 | 3,097 |
| Additional noninterest expense | $1,055,000 | 2,566 |
| Pre-tax net operating income | $1,561,000 | 2,424 |
| Securities gains (losses) | $10,000 | 1,261 |
| Applicable income taxes | $448,000 | 1,803 |
| Income before extraordinary items | $1,123,000 | 2,630 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,123,000 | 2,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,123,000 | 2,630 |
| Net charge-offs | $25,000 | 2,462 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,115,900 | 2,630 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 2,255 |
| Total interest expense | $421,000 | 1,687 |
| Net interest income | $2,335,000 | 2,341 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $172,000 | 3,517 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $33,000 | 4,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,066 |
| Total noninterest expense | $1,780,000 | 2,527 |
| Salaries and employee benefits | $1,096,000 | 2,368 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $538,000 | 2,527 |
| Pre-tax net operating income | $677,000 | 2,591 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $189,000 | 1,930 |
| Income before extraordinary items | $488,000 | 2,791 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $488,000 | 2,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $488,000 | 2,791 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $488,000 | 2,773 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 2,252 |
| Total interest expense | $1,700,000 | 1,616 |
| Net interest income | $9,186,000 | 2,344 |
| Provision for loan and lease losses | $483,000 | 1,511 |
| Total noninterest income | $695,000 | 3,601 |
| Gross Fiduciary activities income | $44,000 | 881 |
| Service charges on deposit accounts | $138,000 | 4,116 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $513,000 | 3,227 |
| Total noninterest expense | $6,243,000 | 2,779 |
| Salaries and employee benefits | $3,688,000 | 2,647 |
| Premises and equipment expense | $540,000 | 3,214 |
| Additional noninterest expense | $2,015,000 | 2,746 |
| Pre-tax net operating income | $3,155,000 | 2,325 |
| Securities gains (losses) | $104,000 | 1,312 |
| Applicable income taxes | $762,000 | 1,887 |
| Income before extraordinary items | $2,497,000 | 2,413 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,497,000 | 2,412 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,497,000 | 2,413 |
| Net charge-offs | $260,000 | 1,673 |
| Cash dividends | $650,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,416,920 | 2,413 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 2,256 |
| Total interest expense | $1,262,000 | 1,634 |
| Net interest income | $6,874,000 | 2,350 |
| Provision for loan and lease losses | $458,000 | 1,208 |
| Total noninterest income | $528,000 | 3,590 |
| Gross Fiduciary activities income | $29,000 | 895 |
| Service charges on deposit accounts | $102,000 | 4,169 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $397,000 | 3,192 |
| Total noninterest expense | $4,681,000 | 2,771 |
| Salaries and employee benefits | $2,744,000 | 2,664 |
| Premises and equipment expense | $391,000 | 3,317 |
| Additional noninterest expense | $1,546,000 | 2,710 |
| Pre-tax net operating income | $2,263,000 | 2,420 |
| Securities gains (losses) | $98,000 | 1,272 |
| Applicable income taxes | $600,000 | 1,894 |
| Income before extraordinary items | $1,761,000 | 2,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,761,000 | 2,545 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,761,000 | 2,545 |
| Net charge-offs | $272,000 | 1,221 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,687,500 | 2,554 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 2,263 |
| Total interest expense | $832,000 | 1,638 |
| Net interest income | $4,559,000 | 2,369 |
| Provision for loan and lease losses | $383,000 | 1,054 |
| Total noninterest income | $329,000 | 3,708 |
| Gross Fiduciary activities income | $21,000 | 897 |
| Service charges on deposit accounts | $67,000 | 4,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,331 |
| Total noninterest expense | $3,094,000 | 2,794 |
| Salaries and employee benefits | $1,821,000 | 2,695 |
| Premises and equipment expense | $255,000 | 3,368 |
| Additional noninterest expense | $1,018,000 | 2,740 |
| Pre-tax net operating income | $1,411,000 | 2,504 |
| Securities gains (losses) | $52,000 | 1,395 |
| Applicable income taxes | $360,000 | 1,967 |
| Income before extraordinary items | $1,103,000 | 2,636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,103,000 | 2,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,103,000 | 2,635 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,064,000 | 2,628 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 2,286 |
| Total interest expense | $413,000 | 1,652 |
| Net interest income | $2,249,000 | 2,400 |
| Provision for loan and lease losses | $217,000 | 915 |
| Total noninterest income | $166,000 | 3,648 |
| Gross Fiduciary activities income | $10,000 | 893 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,242 |
| Total noninterest expense | $1,611,000 | 2,722 |
| Salaries and employee benefits | $968,000 | 2,578 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $512,000 | 2,727 |
| Pre-tax net operating income | $587,000 | 2,766 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $131,000 | 2,226 |
| Income before extraordinary items | $472,000 | 2,846 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $472,000 | 2,845 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $472,000 | 2,846 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $459,520 | 2,832 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,065,000 | 2,174 |
| Total interest expense | $1,680,000 | 1,613 |
| Net interest income | $9,385,000 | 2,270 |
| Provision for loan and lease losses | $600,000 | 1,174 |
| Total noninterest income | $619,000 | 3,848 |
| Gross Fiduciary activities income | $100,000 | 826 |
| Service charges on deposit accounts | $118,000 | 4,481 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $401,000 | 3,585 |
| Total noninterest expense | $6,554,000 | 2,680 |
| Salaries and employee benefits | $4,001,000 | 2,492 |
| Premises and equipment expense | $461,000 | 3,630 |
| Additional noninterest expense | $2,092,000 | 2,709 |
| Pre-tax net operating income | $2,850,000 | 2,410 |
| Securities gains (losses) | $168,000 | 843 |
| Applicable income taxes | $821,000 | 1,778 |
| Income before extraordinary items | $2,197,000 | 2,548 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,197,000 | 2,550 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,197,000 | 2,550 |
| Net charge-offs | $17,000 | 3,837 |
| Cash dividends | $650,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,074,360 | 2,612 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 2,185 |
| Total interest expense | $1,251,000 | 1,644 |
| Net interest income | $7,052,000 | 2,291 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $429,000 | 4,002 |
| Gross Fiduciary activities income | $53,000 | 859 |
| Service charges on deposit accounts | $87,000 | 4,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 3,664 |
| Total noninterest expense | $4,827,000 | 2,725 |
| Salaries and employee benefits | $2,981,000 | 2,508 |
| Premises and equipment expense | $348,000 | 3,683 |
| Additional noninterest expense | $1,498,000 | 2,791 |
| Pre-tax net operating income | $2,204,000 | 2,401 |
| Securities gains (losses) | $160,000 | 763 |
| Applicable income taxes | $661,000 | 1,752 |
| Income before extraordinary items | $1,703,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,703,000 | 2,552 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,703,000 | 2,552 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,587,800 | 2,623 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 2,184 |
| Total interest expense | $830,000 | 1,668 |
| Net interest income | $4,707,000 | 2,282 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $307,000 | 3,896 |
| Gross Fiduciary activities income | $51,000 | 831 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,633 |
| Total noninterest expense | $3,423,000 | 2,641 |
| Salaries and employee benefits | $2,010,000 | 2,506 |
| Premises and equipment expense | $237,000 | 3,661 |
| Additional noninterest expense | $1,176,000 | 2,477 |
| Pre-tax net operating income | $1,291,000 | 2,602 |
| Securities gains (losses) | $126,000 | 725 |
| Applicable income taxes | $428,000 | 1,780 |
| Income before extraordinary items | $989,000 | 2,774 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $989,000 | 2,775 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $989,000 | 2,776 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $900,800 | 2,883 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 2,155 |
| Total interest expense | $418,000 | 1,656 |
| Net interest income | $2,396,000 | 2,228 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $144,000 | 3,983 |
| Gross Fiduciary activities income | $22,000 | 857 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 3,638 |
| Total noninterest expense | $1,614,000 | 2,757 |
| Salaries and employee benefits | $1,026,000 | 2,471 |
| Premises and equipment expense | $110,000 | 3,843 |
| Additional noninterest expense | $478,000 | 2,880 |
| Pre-tax net operating income | $776,000 | 2,253 |
| Securities gains (losses) | $34,000 | 1,012 |
| Applicable income taxes | $213,000 | 1,767 |
| Income before extraordinary items | $597,000 | 2,397 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $597,000 | 2,399 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $597,000 | 2,399 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $571,840 | 2,410 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 2,198 |
| Total interest expense | $1,760,000 | 1,649 |
| Net interest income | $9,177,000 | 2,315 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $452,000 | 4,437 |
| Gross Fiduciary activities income | $19,000 | 1,019 |
| Service charges on deposit accounts | $115,000 | 4,786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $318,000 | 3,934 |
| Total noninterest expense | $6,220,000 | 2,838 |
| Salaries and employee benefits | $3,813,000 | 2,599 |
| Premises and equipment expense | $518,000 | 3,547 |
| Additional noninterest expense | $1,889,000 | 3,015 |
| Pre-tax net operating income | $3,109,000 | 2,217 |
| Securities gains (losses) | $128,000 | 1,080 |
| Applicable income taxes | $898,000 | 1,661 |
| Income before extraordinary items | $2,339,000 | 2,419 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,339,000 | 2,419 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,339,000 | 2,419 |
| Net charge-offs | $87,000 | 3,308 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,246,840 | 2,452 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 2,231 |
| Total interest expense | $1,328,000 | 1,658 |
| Net interest income | $6,817,000 | 2,340 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $414,000 | 4,161 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $87,000 | 4,846 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $313,000 | 3,569 |
| Total noninterest expense | $4,640,000 | 2,869 |
| Salaries and employee benefits | $2,869,000 | 2,593 |
| Premises and equipment expense | $383,000 | 3,638 |
| Additional noninterest expense | $1,388,000 | 3,065 |
| Pre-tax net operating income | $2,391,000 | 2,210 |
| Securities gains (losses) | $85,000 | 1,106 |
| Applicable income taxes | $694,000 | 1,652 |
| Income before extraordinary items | $1,782,000 | 2,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,782,000 | 2,412 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,782,000 | 2,411 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,720,800 | 2,437 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 2,231 |
| Total interest expense | $890,000 | 1,665 |
| Net interest income | $4,515,000 | 2,342 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $273,000 | 4,191 |
| Gross Fiduciary activities income | $7,000 | 1,032 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $209,000 | 3,553 |
| Total noninterest expense | $3,115,000 | 2,867 |
| Salaries and employee benefits | $1,932,000 | 2,589 |
| Premises and equipment expense | $263,000 | 3,602 |
| Additional noninterest expense | $920,000 | 3,090 |
| Pre-tax net operating income | $1,473,000 | 2,304 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $415,000 | 1,727 |
| Income before extraordinary items | $1,109,000 | 2,455 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,109,000 | 2,459 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,109,000 | 2,459 |
| Net charge-offs | $64,000 | 2,573 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,071,770 | 2,478 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,233 |
| Total interest expense | $451,000 | 1,675 |
| Net interest income | $2,249,000 | 2,335 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $129,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $102,000 | 3,539 |
| Total noninterest expense | $1,632,000 | 2,791 |
| Salaries and employee benefits | $1,022,000 | 2,454 |
| Premises and equipment expense | $152,000 | 3,313 |
| Additional noninterest expense | $458,000 | 3,101 |
| Pre-tax net operating income | $596,000 | 2,582 |
| Securities gains (losses) | $16,000 | 1,027 |
| Applicable income taxes | $197,000 | 1,726 |
| Income before extraordinary items | $415,000 | 2,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,927 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $415,000 | 2,927 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $404,120 | 2,931 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,545,000 | 2,301 |
| Total interest expense | $1,936,000 | 1,757 |
| Net interest income | $8,609,000 | 2,436 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $494,000 | 4,421 |
| Gross Fiduciary activities income | $22,000 | 1,038 |
| Service charges on deposit accounts | $118,000 | 4,986 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $354,000 | 3,854 |
| Total noninterest expense | $5,814,000 | 3,058 |
| Salaries and employee benefits | $3,560,000 | 2,760 |
| Premises and equipment expense | $644,000 | 3,142 |
| Additional noninterest expense | $1,610,000 | 3,471 |
| Pre-tax net operating income | $2,689,000 | 2,339 |
| Securities gains (losses) | $273,000 | 734 |
| Applicable income taxes | $725,000 | 1,778 |
| Income before extraordinary items | $2,237,000 | 2,387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,237,000 | 2,391 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,237,000 | 2,390 |
| Net charge-offs | $328,000 | 2,480 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,029,520 | 2,511 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 2,355 |
| Total interest expense | $1,466,000 | 1,790 |
| Net interest income | $6,283,000 | 2,503 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $445,000 | 4,208 |
| Gross Fiduciary activities income | $15,000 | 1,028 |
| Service charges on deposit accounts | $89,000 | 5,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $341,000 | 3,552 |
| Total noninterest expense | $3,960,000 | 3,279 |
| Salaries and employee benefits | $2,701,000 | 2,738 |
| Premises and equipment expense | $287,000 | 4,348 |
| Additional noninterest expense | $972,000 | 4,018 |
| Pre-tax net operating income | $2,318,000 | 2,187 |
| Securities gains (losses) | $232,000 | 758 |
| Applicable income taxes | $661,000 | 1,630 |
| Income before extraordinary items | $1,889,000 | 2,235 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,889,000 | 2,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,889,000 | 2,241 |
| Net charge-offs | $297,000 | 2,127 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,717,320 | 2,325 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 2,378 |
| Total interest expense | $977,000 | 1,818 |
| Net interest income | $4,151,000 | 2,519 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $253,000 | 4,506 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $59,000 | 5,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,871 |
| Total noninterest expense | $2,583,000 | 3,349 |
| Salaries and employee benefits | $1,819,000 | 2,736 |
| Premises and equipment expense | $180,000 | 4,511 |
| Additional noninterest expense | $584,000 | 4,257 |
| Pre-tax net operating income | $1,521,000 | 2,175 |
| Securities gains (losses) | $110,000 | 1,057 |
| Applicable income taxes | $418,000 | 1,693 |
| Income before extraordinary items | $1,213,000 | 2,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,213,000 | 2,289 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,213,000 | 2,287 |
| Net charge-offs | $221,000 | 1,998 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,131,600 | 2,309 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 2,379 |
| Total interest expense | $491,000 | 1,863 |
| Net interest income | $2,104,000 | 2,500 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $118,000 | 4,578 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,963 |
| Total noninterest expense | $1,136,000 | 3,696 |
| Salaries and employee benefits | $939,000 | 2,667 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $112,000 | 6,116 |
| Pre-tax net operating income | $936,000 | 1,813 |
| Securities gains (losses) | $46,000 | 956 |
| Applicable income taxes | $274,000 | 1,420 |
| Income before extraordinary items | $708,000 | 1,989 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $708,000 | 1,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $708,000 | 1,991 |
| Net charge-offs | $219,000 | 1,286 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $674,880 | 1,973 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 2,389 |
| Total interest expense | $2,198,000 | 1,975 |
| Net interest income | $8,607,000 | 2,494 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $766,000 | 3,727 |
| Gross Fiduciary activities income | $51,000 | 966 |
| Service charges on deposit accounts | $136,000 | 4,937 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $579,000 | 3,156 |
| Total noninterest expense | $6,027,000 | 3,026 |
| Salaries and employee benefits | $3,534,000 | 2,760 |
| Premises and equipment expense | $479,000 | 3,907 |
| Additional noninterest expense | $2,014,000 | 3,077 |
| Pre-tax net operating income | $2,746,000 | 2,246 |
| Securities gains (losses) | $310,000 | 1,343 |
| Applicable income taxes | $798,000 | 1,698 |
| Income before extraordinary items | $2,258,000 | 2,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,258,000 | 2,378 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,258,000 | 2,379 |
| Net charge-offs | $288,000 | 3,346 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,028,600 | 2,438 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,118,000 | 2,430 |
| Total interest expense | $1,679,000 | 2,029 |
| Net interest income | $6,439,000 | 2,538 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $614,000 | 3,645 |
| Gross Fiduciary activities income | $31,000 | 981 |
| Service charges on deposit accounts | $103,000 | 4,999 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $480,000 | 3,011 |
| Total noninterest expense | $4,491,000 | 3,054 |
| Salaries and employee benefits | $2,685,000 | 2,742 |
| Premises and equipment expense | $279,000 | 4,530 |
| Additional noninterest expense | $1,527,000 | 3,065 |
| Pre-tax net operating income | $2,112,000 | 2,252 |
| Securities gains (losses) | $239,000 | 1,296 |
| Applicable income taxes | $658,000 | 1,649 |
| Income before extraordinary items | $1,693,000 | 2,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,693,000 | 2,440 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,693,000 | 2,440 |
| Net charge-offs | $239,000 | 3,087 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,520,920 | 2,495 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 2,449 |
| Total interest expense | $1,134,000 | 2,068 |
| Net interest income | $4,255,000 | 2,556 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $390,000 | 3,699 |
| Gross Fiduciary activities income | $26,000 | 963 |
| Service charges on deposit accounts | $66,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 3,075 |
| Total noninterest expense | $2,998,000 | 3,066 |
| Salaries and employee benefits | $1,788,000 | 2,754 |
| Premises and equipment expense | $184,000 | 4,574 |
| Additional noninterest expense | $1,026,000 | 3,061 |
| Pre-tax net operating income | $1,347,000 | 2,313 |
| Securities gains (losses) | $104,000 | 1,569 |
| Applicable income taxes | $420,000 | 1,674 |
| Income before extraordinary items | $1,031,000 | 2,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,031,000 | 2,567 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,031,000 | 2,567 |
| Net charge-offs | $95,000 | 3,471 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $957,160 | 2,562 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,509 |
| Total interest expense | $576,000 | 2,104 |
| Net interest income | $2,096,000 | 2,603 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $228,000 | 3,399 |
| Gross Fiduciary activities income | $26,000 | 887 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $1,457,000 | 3,125 |
| Salaries and employee benefits | $901,000 | 2,736 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $469,000 | 3,247 |
| Pre-tax net operating income | $717,000 | 2,236 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $209,000 | 1,678 |
| Income before extraordinary items | $535,000 | 2,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $535,000 | 2,471 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $535,000 | 2,473 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $515,560 | 2,420 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,352,000 | 2,465 |
| Total interest expense | $3,058,000 | 1,928 |
| Net interest income | $8,294,000 | 2,640 |
| Provision for loan and lease losses | $776,000 | 2,784 |
| Total noninterest income | $775,000 | 3,583 |
| Gross Fiduciary activities income | $28,000 | 989 |
| Service charges on deposit accounts | $162,000 | 4,756 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $585,000 | 2,892 |
| Total noninterest expense | $5,947,000 | 3,081 |
| Salaries and employee benefits | $3,489,000 | 2,760 |
| Premises and equipment expense | $452,000 | 4,289 |
| Additional noninterest expense | $2,006,000 | 3,139 |
| Pre-tax net operating income | $2,346,000 | 2,225 |
| Securities gains (losses) | $253,000 | 1,269 |
| Applicable income taxes | $682,000 | 1,706 |
| Income before extraordinary items | $1,917,000 | 2,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,917,000 | 2,333 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,917,000 | 2,333 |
| Net charge-offs | $250,000 | 4,017 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,729,780 | 2,436 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 2,507 |
| Total interest expense | $2,428,000 | 1,905 |
| Net interest income | $6,014,000 | 2,733 |
| Provision for loan and lease losses | $500,000 | 2,879 |
| Total noninterest income | $523,000 | 3,797 |
| Gross Fiduciary activities income | $7,000 | 1,070 |
| Service charges on deposit accounts | $124,000 | 4,741 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $392,000 | 3,073 |
| Total noninterest expense | $4,434,000 | 3,092 |
| Salaries and employee benefits | $2,619,000 | 2,747 |
| Premises and equipment expense | $300,000 | 4,611 |
| Additional noninterest expense | $1,515,000 | 3,126 |
| Pre-tax net operating income | $1,603,000 | 2,460 |
| Securities gains (losses) | $159,000 | 1,380 |
| Applicable income taxes | $419,000 | 1,895 |
| Income before extraordinary items | $1,343,000 | 2,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,343,000 | 2,521 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,343,000 | 2,521 |
| Net charge-offs | $250,000 | 3,447 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,222,160 | 2,599 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 2,534 |
| Total interest expense | $1,679,000 | 1,909 |
| Net interest income | $3,927,000 | 2,787 |
| Provision for loan and lease losses | $285,000 | 3,094 |
| Total noninterest income | $366,000 | 3,735 |
| Gross Fiduciary activities income | $6,000 | 1,059 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 2,990 |
| Total noninterest expense | $2,921,000 | 3,162 |
| Salaries and employee benefits | $1,722,000 | 2,797 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $1,002,000 | 3,206 |
| Pre-tax net operating income | $1,087,000 | 2,404 |
| Securities gains (losses) | $95,000 | 1,182 |
| Applicable income taxes | $293,000 | 1,826 |
| Income before extraordinary items | $889,000 | 2,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $889,000 | 2,480 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $889,000 | 2,480 |
| Net charge-offs | $216,000 | 3,032 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $817,750 | 2,559 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 2,573 |
| Total interest expense | $857,000 | 1,935 |
| Net interest income | $1,922,000 | 2,823 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $165,000 | 3,974 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,234 |
| Total noninterest expense | $1,430,000 | 3,224 |
| Salaries and employee benefits | $848,000 | 2,852 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $483,000 | 3,278 |
| Pre-tax net operating income | $517,000 | 2,496 |
| Securities gains (losses) | $32,000 | 928 |
| Applicable income taxes | $127,000 | 1,939 |
| Income before extraordinary items | $422,000 | 2,548 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $422,000 | 2,547 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $422,000 | 2,548 |
| Net charge-offs | $136,000 | 2,450 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $397,360 | 2,622 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,480,000 | 2,617 |
| Total interest expense | $3,678,000 | 2,151 |
| Net interest income | $7,802,000 | 2,790 |
| Provision for loan and lease losses | $420,000 | 4,396 |
| Total noninterest income | $601,000 | 4,232 |
| Gross Fiduciary activities income | $36,000 | 996 |
| Service charges on deposit accounts | $174,000 | 4,658 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $391,000 | 3,552 |
| Total noninterest expense | $5,849,000 | 3,178 |
| Salaries and employee benefits | $3,403,000 | 2,798 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $1,993,000 | 3,265 |
| Pre-tax net operating income | $2,134,000 | 2,126 |
| Securities gains (losses) | $286,000 | 1,299 |
| Applicable income taxes | $703,000 | 1,561 |
| Income before extraordinary items | $1,717,000 | 2,275 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,717,000 | 2,274 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,717,000 | 2,276 |
| Net charge-offs | $323,000 | 4,208 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,513,940 | 2,403 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,725,000 | 2,637 |
| Total interest expense | $2,799,000 | 2,211 |
| Net interest income | $5,926,000 | 2,784 |
| Provision for loan and lease losses | $320,000 | 4,225 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $26,000 | 991 |
| Service charges on deposit accounts | $131,000 | 4,730 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $270,000 | 3,710 |
| Total noninterest expense | $4,332,000 | 3,206 |
| Salaries and employee benefits | $2,547,000 | 2,810 |
| Premises and equipment expense | $287,000 | 4,929 |
| Additional noninterest expense | $1,498,000 | 3,231 |
| Pre-tax net operating income | $1,701,000 | 2,158 |
| Securities gains (losses) | $276,000 | 1,141 |
| Applicable income taxes | $597,000 | 1,474 |
| Income before extraordinary items | $1,380,000 | 2,304 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,380,000 | 2,300 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,380,000 | 2,305 |
| Net charge-offs | $177,000 | 4,347 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,186,800 | 2,427 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 2,664 |
| Total interest expense | $1,873,000 | 2,286 |
| Net interest income | $3,953,000 | 2,782 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $265,000 | 4,492 |
| Gross Fiduciary activities income | $16,000 | 1,009 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 3,858 |
| Total noninterest expense | $2,851,000 | 3,234 |
| Salaries and employee benefits | $1,692,000 | 2,822 |
| Premises and equipment expense | $182,000 | 5,080 |
| Additional noninterest expense | $977,000 | 3,258 |
| Pre-tax net operating income | $1,167,000 | 2,092 |
| Securities gains (losses) | $180,000 | 1,004 |
| Applicable income taxes | $414,000 | 1,420 |
| Income before extraordinary items | $933,000 | 2,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $933,000 | 2,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $933,000 | 2,243 |
| Net charge-offs | $119,000 | 4,054 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $808,800 | 2,386 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 2,667 |
| Total interest expense | $935,000 | 2,415 |
| Net interest income | $2,032,000 | 2,737 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $100,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 4,390 |
| Total noninterest expense | $1,383,000 | 3,366 |
| Salaries and employee benefits | $817,000 | 2,957 |
| Premises and equipment expense | $92,000 | 5,136 |
| Additional noninterest expense | $474,000 | 3,331 |
| Pre-tax net operating income | $689,000 | 1,852 |
| Securities gains (losses) | $64,000 | 1,022 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $520,000 | 2,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $520,000 | 2,074 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $520,000 | 2,075 |
| Net charge-offs | $39,000 | 3,940 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $475,840 | 2,140 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,440,000 | 2,651 |
| Total interest expense | $4,288,000 | 2,579 |
| Net interest income | $8,152,000 | 2,675 |
| Provision for loan and lease losses | $280,000 | 5,369 |
| Total noninterest income | $630,000 | 4,277 |
| Gross Fiduciary activities income | $33,000 | 1,017 |
| Service charges on deposit accounts | $200,000 | 4,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $397,000 | 3,562 |
| Total noninterest expense | $5,726,000 | 3,291 |
| Salaries and employee benefits | $3,296,000 | 2,943 |
| Premises and equipment expense | $542,000 | 4,166 |
| Additional noninterest expense | $1,888,000 | 3,467 |
| Pre-tax net operating income | $2,776,000 | 1,439 |
| Securities gains (losses) | $467,000 | 920 |
| Applicable income taxes | $737,000 | 1,195 |
| Income before extraordinary items | $2,506,000 | 1,338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,506,000 | 1,336 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,506,000 | 1,337 |
| Net charge-offs | $245,000 | 4,751 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,146,410 | 1,514 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,347,000 | 2,686 |
| Total interest expense | $3,306,000 | 2,633 |
| Net interest income | $6,041,000 | 2,709 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $457,000 | 4,403 |
| Gross Fiduciary activities income | $14,000 | 1,073 |
| Service charges on deposit accounts | $152,000 | 4,656 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $291,000 | 3,672 |
| Total noninterest expense | $4,117,000 | 3,423 |
| Salaries and employee benefits | $2,472,000 | 2,975 |
| Premises and equipment expense | $284,000 | 5,174 |
| Additional noninterest expense | $1,361,000 | 3,534 |
| Pre-tax net operating income | $2,291,000 | 1,403 |
| Securities gains (losses) | $334,000 | 933 |
| Applicable income taxes | $702,000 | 1,091 |
| Income before extraordinary items | $1,923,000 | 1,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,923,000 | 1,382 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,923,000 | 1,384 |
| Net charge-offs | $223,000 | 4,128 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,679,180 | 1,554 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 2,707 |
| Total interest expense | $2,342,000 | 2,593 |
| Net interest income | $3,921,000 | 2,775 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $298,000 | 4,445 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $99,000 | 4,691 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $196,000 | 3,677 |
| Total noninterest expense | $2,726,000 | 3,476 |
| Salaries and employee benefits | $1,662,000 | 2,988 |
| Premises and equipment expense | $182,000 | 5,312 |
| Additional noninterest expense | $882,000 | 3,609 |
| Pre-tax net operating income | $1,433,000 | 1,580 |
| Securities gains (losses) | $224,000 | 947 |
| Applicable income taxes | $426,000 | 1,213 |
| Income before extraordinary items | $1,231,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,231,000 | 1,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,231,000 | 1,509 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,065,240 | 1,700 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,696 |
| Total interest expense | $1,244,000 | 2,538 |
| Net interest income | $1,955,000 | 2,769 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $1,391,000 | 3,339 |
| Salaries and employee benefits | $851,000 | 2,948 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $445,000 | 3,297 |
| Pre-tax net operating income | $679,000 | 1,851 |
| Securities gains (losses) | $101,000 | 987 |
| Applicable income taxes | $191,000 | 1,505 |
| Income before extraordinary items | $589,000 | 1,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 1,835 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $589,000 | 1,836 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $512,240 | 1,961 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,174,000 | 2,792 |
| Total interest expense | $6,074,000 | 2,492 |
| Net interest income | $7,100,000 | 3,013 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $605,000 | 4,454 |
| Gross Fiduciary activities income | $29,000 | 1,062 |
| Service charges on deposit accounts | $216,000 | 4,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $360,000 | 3,767 |
| Total noninterest expense | $4,817,000 | 3,668 |
| Salaries and employee benefits | $2,931,000 | 3,319 |
| Premises and equipment expense | $464,000 | 4,670 |
| Additional noninterest expense | $1,422,000 | 3,766 |
| Pre-tax net operating income | $2,858,000 | 1,883 |
| Securities gains (losses) | $153,000 | 854 |
| Applicable income taxes | $645,000 | 1,600 |
| Income before extraordinary items | $2,366,000 | 1,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,366,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,268 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,245,130 | 1,896 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,876,000 | 2,849 |
| Total interest expense | $4,689,000 | 2,516 |
| Net interest income | $5,187,000 | 3,108 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $456,000 | 4,543 |
| Gross Fiduciary activities income | $21,000 | 1,049 |
| Service charges on deposit accounts | $161,000 | 4,691 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 3,848 |
| Total noninterest expense | $3,593,000 | 3,678 |
| Salaries and employee benefits | $2,251,000 | 3,281 |
| Premises and equipment expense | $300,000 | 5,114 |
| Additional noninterest expense | $1,042,000 | 3,747 |
| Pre-tax net operating income | $2,020,000 | 2,300 |
| Securities gains (losses) | $130,000 | 822 |
| Applicable income taxes | $508,000 | 1,887 |
| Income before extraordinary items | $1,642,000 | 2,146 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,642,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,543,200 | 2,389 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 2,841 |
| Total interest expense | $3,254,000 | 2,518 |
| Net interest income | $3,450,000 | 3,104 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $180,000 | 5,656 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $2,412,000 | 3,688 |
| Salaries and employee benefits | $1,518,000 | 3,295 |
| Premises and equipment expense | $198,000 | 5,176 |
| Additional noninterest expense | $696,000 | 3,736 |
| Pre-tax net operating income | $1,188,000 | 2,606 |
| Securities gains (losses) | $115,000 | 866 |
| Applicable income taxes | $306,000 | 2,195 |
| Income before extraordinary items | $997,000 | 2,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $997,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $908,450 | 2,732 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 2,877 |
| Total interest expense | $1,734,000 | 2,519 |
| Net interest income | $1,655,000 | 3,231 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $1,256,000 | 3,572 |
| Salaries and employee benefits | $788,000 | 3,209 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $365,000 | 3,553 |
| Pre-tax net operating income | $472,000 | 3,190 |
| Securities gains (losses) | $49,000 | 1,096 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $381,000 | 3,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $381,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $345,230 | 3,407 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,993,000 | 2,865 |
| Total interest expense | $8,328,000 | 2,250 |
| Net interest income | $5,665,000 | 3,653 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $413,000 | 5,429 |
| Gross Fiduciary activities income | $44,000 | 1,030 |
| Service charges on deposit accounts | $204,000 | 4,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $4,491,000 | 3,761 |
| Salaries and employee benefits | $2,720,000 | 3,488 |
| Premises and equipment expense | $392,000 | 5,087 |
| Additional noninterest expense | $1,379,000 | 3,663 |
| Pre-tax net operating income | $1,497,000 | 3,903 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $183,000 | 3,942 |
| Income before extraordinary items | $1,316,000 | 3,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,316,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,314,240 | 3,735 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 2,884 |
| Total interest expense | $6,255,000 | 2,246 |
| Net interest income | $4,162,000 | 3,725 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $300,000 | 5,535 |
| Gross Fiduciary activities income | $36,000 | 1,005 |
| Service charges on deposit accounts | $148,000 | 4,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $116,000 | 5,535 |
| Total noninterest expense | $3,354,000 | 3,762 |
| Salaries and employee benefits | $2,057,000 | 3,452 |
| Premises and equipment expense | $270,000 | 5,315 |
| Additional noninterest expense | $1,027,000 | 3,625 |
| Pre-tax net operating income | $1,018,000 | 4,317 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $98,000 | 4,459 |
| Income before extraordinary items | $907,000 | 4,102 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $907,000 | 4,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $918,700 | 4,060 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,860,000 | 2,939 |
| Total interest expense | $4,096,000 | 2,282 |
| Net interest income | $2,764,000 | 3,757 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $174,000 | 5,857 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $72,000 | 5,691 |
| Total noninterest expense | $2,278,000 | 3,729 |
| Salaries and employee benefits | $1,409,000 | 3,409 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $690,000 | 3,600 |
| Pre-tax net operating income | $600,000 | 4,658 |
| Securities gains (losses) | $-17,000 | 8,102 |
| Applicable income taxes | $33,000 | 5,052 |
| Income before extraordinary items | $550,000 | 4,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $550,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $565,980 | 4,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 2,975 |
| Total interest expense | $2,019,000 | 2,301 |
| Net interest income | $1,354,000 | 3,810 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $1,148,000 | 3,697 |
| Salaries and employee benefits | $708,000 | 3,427 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $350,000 | 3,536 |
| Pre-tax net operating income | $258,000 | 4,979 |
| Securities gains (losses) | $-9,000 | 8,245 |
| Applicable income taxes | $47,000 | 4,199 |
| Income before extraordinary items | $202,000 | 5,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,300 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $209,290 | 4,934 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,879,000 | 2,913 |
| Total interest expense | $7,368,000 | 2,193 |
| Net interest income | $5,511,000 | 3,751 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $374,000 | 5,746 |
| Gross Fiduciary activities income | $17,000 | 1,199 |
| Service charges on deposit accounts | $220,000 | 4,791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $4,511,000 | 3,629 |
| Salaries and employee benefits | $2,688,000 | 3,433 |
| Premises and equipment expense | $464,000 | 4,472 |
| Additional noninterest expense | $1,359,000 | 3,566 |
| Pre-tax net operating income | $1,134,000 | 4,912 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $93,000 | 5,028 |
| Income before extraordinary items | $1,049,000 | 4,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,049,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,041,640 | 4,608 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,490,000 | 2,935 |
| Total interest expense | $5,321,000 | 2,201 |
| Net interest income | $4,169,000 | 3,749 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $264,000 | 5,880 |
| Gross Fiduciary activities income | $4,000 | 1,314 |
| Service charges on deposit accounts | $168,000 | 4,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,992 |
| Total noninterest expense | $3,292,000 | 3,702 |
| Salaries and employee benefits | $2,033,000 | 3,402 |
| Premises and equipment expense | $256,000 | 5,405 |
| Additional noninterest expense | $1,003,000 | 3,595 |
| Pre-tax net operating income | $961,000 | 4,798 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $103,000 | 4,896 |
| Income before extraordinary items | $866,000 | 4,513 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $866,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $858,880 | 4,522 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 2,939 |
| Total interest expense | $3,365,000 | 2,217 |
| Net interest income | $2,844,000 | 3,687 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $174,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $2,199,000 | 3,701 |
| Salaries and employee benefits | $1,366,000 | 3,389 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $667,000 | 3,623 |
| Pre-tax net operating income | $699,000 | 4,639 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $85,000 | 4,722 |
| Income before extraordinary items | $622,000 | 4,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $614,960 | 4,374 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 2,965 |
| Total interest expense | $1,560,000 | 2,261 |
| Net interest income | $1,445,000 | 3,646 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $1,093,000 | 3,747 |
| Salaries and employee benefits | $691,000 | 3,377 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $323,000 | 3,666 |
| Pre-tax net operating income | $376,000 | 4,415 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $51,000 | 4,470 |
| Income before extraordinary items | $333,000 | 4,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $326,040 | 4,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,410,000 | 2,821 |
| Total interest expense | $5,100,000 | 2,165 |
| Net interest income | $6,310,000 | 3,293 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $349,000 | 6,024 |
| Gross Fiduciary activities income | $25,000 | 1,153 |
| Service charges on deposit accounts | $198,000 | 5,064 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,027 |
| Total noninterest expense | $4,510,000 | 3,539 |
| Salaries and employee benefits | $2,672,000 | 3,296 |
| Premises and equipment expense | $437,000 | 4,594 |
| Additional noninterest expense | $1,401,000 | 3,409 |
| Pre-tax net operating income | $1,789,000 | 3,969 |
| Securities gains (losses) | $178,000 | 532 |
| Applicable income taxes | $184,000 | 4,770 |
| Income before extraordinary items | $1,783,000 | 3,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,783,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,621,020 | 3,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,472,000 | 2,791 |
| Total interest expense | $3,632,000 | 2,148 |
| Net interest income | $4,840,000 | 3,228 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $250,000 | 6,150 |
| Gross Fiduciary activities income | $11,000 | 1,204 |
| Service charges on deposit accounts | $148,000 | 5,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,086 |
| Total noninterest expense | $3,338,000 | 3,531 |
| Salaries and employee benefits | $1,997,000 | 3,279 |
| Premises and equipment expense | $288,000 | 4,976 |
| Additional noninterest expense | $1,053,000 | 3,377 |
| Pre-tax net operating income | $1,482,000 | 3,783 |
| Securities gains (losses) | $170,000 | 517 |
| Applicable income taxes | $206,000 | 4,368 |
| Income before extraordinary items | $1,446,000 | 3,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,298 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,296,400 | 3,453 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 2,765 |
| Total interest expense | $2,308,000 | 2,132 |
| Net interest income | $3,263,000 | 3,182 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $169,000 | 6,107 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $2,213,000 | 3,528 |
| Salaries and employee benefits | $1,334,000 | 3,251 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $688,000 | 3,408 |
| Pre-tax net operating income | $1,039,000 | 3,613 |
| Securities gains (losses) | $168,000 | 441 |
| Applicable income taxes | $183,000 | 3,945 |
| Income before extraordinary items | $1,024,000 | 3,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,024,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $881,200 | 3,360 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 2,750 |
| Total interest expense | $1,123,000 | 2,096 |
| Net interest income | $1,645,000 | 3,147 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $96,000 | 5,780 |
| Gross Fiduciary activities income | $10,000 | 1,066 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $1,088,000 | 3,601 |
| Salaries and employee benefits | $672,000 | 3,234 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $322,000 | 3,592 |
| Pre-tax net operating income | $563,000 | 3,375 |
| Securities gains (losses) | $168,000 | 283 |
| Applicable income taxes | $134,000 | 3,287 |
| Income before extraordinary items | $597,000 | 2,629 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $597,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,360 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $459,240 | 3,219 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 2,643 |
| Total interest expense | $4,078,000 | 2,005 |
| Net interest income | $6,671,000 | 3,021 |
| Provision for loan and lease losses | $260,000 | 3,183 |
| Total noninterest income | $394,000 | 5,830 |
| Gross Fiduciary activities income | $14,000 | 1,262 |
| Service charges on deposit accounts | $209,000 | 5,129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,432 |
| Total noninterest expense | $4,243,000 | 3,571 |
| Salaries and employee benefits | $2,512,000 | 3,335 |
| Premises and equipment expense | $480,000 | 4,221 |
| Additional noninterest expense | $1,251,000 | 3,625 |
| Pre-tax net operating income | $2,562,000 | 2,951 |
| Securities gains (losses) | $130,000 | 1,074 |
| Applicable income taxes | $439,000 | 3,553 |
| Income before extraordinary items | $2,253,000 | 2,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,253,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,453 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,143,800 | 2,690 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 2,633 |
| Total interest expense | $3,001,000 | 1,997 |
| Net interest income | $4,999,000 | 3,002 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $287,000 | 5,928 |
| Gross Fiduciary activities income | $4,000 | 1,368 |
| Service charges on deposit accounts | $157,000 | 5,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $3,072,000 | 3,641 |
| Salaries and employee benefits | $1,880,000 | 3,318 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $901,000 | 3,716 |
| Pre-tax net operating income | $2,034,000 | 2,838 |
| Securities gains (losses) | $56,000 | 1,578 |
| Applicable income taxes | $367,000 | 3,450 |
| Income before extraordinary items | $1,723,000 | 2,639 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,723,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,677,080 | 2,641 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 2,620 |
| Total interest expense | $1,991,000 | 1,974 |
| Net interest income | $3,338,000 | 2,989 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $184,000 | 6,009 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $2,057,000 | 3,657 |
| Salaries and employee benefits | $1,250,000 | 3,331 |
| Premises and equipment expense | $226,000 | 4,401 |
| Additional noninterest expense | $581,000 | 3,842 |
| Pre-tax net operating income | $1,345,000 | 2,821 |
| Securities gains (losses) | $46,000 | 1,516 |
| Applicable income taxes | $253,000 | 3,373 |
| Income before extraordinary items | $1,138,000 | 2,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,138,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,300 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,100,280 | 2,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 2,579 |
| Total interest expense | $1,024,000 | 1,951 |
| Net interest income | $1,678,000 | 2,961 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $1,024,000 | 3,680 |
| Salaries and employee benefits | $620,000 | 3,362 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $290,000 | 3,846 |
| Pre-tax net operating income | $675,000 | 2,783 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $570,000 | 2,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $570,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,290 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $542,000 | 2,652 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,773,000 | 2,627 |
| Total interest expense | $4,584,000 | 1,947 |
| Net interest income | $6,189,000 | 3,102 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $345,000 | 6,290 |
| Gross Fiduciary activities income | $14,000 | 1,304 |
| Service charges on deposit accounts | $215,000 | 5,108 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $116,000 | 6,281 |
| Total noninterest expense | $4,030,000 | 3,697 |
| Salaries and employee benefits | $2,393,000 | 3,381 |
| Premises and equipment expense | $431,000 | 4,496 |
| Additional noninterest expense | $1,206,000 | 3,710 |
| Pre-tax net operating income | $2,264,000 | 3,104 |
| Securities gains (losses) | $481,000 | 768 |
| Applicable income taxes | $663,000 | 2,886 |
| Income before extraordinary items | $2,082,000 | 2,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,082,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,175 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,716,440 | 3,083 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 2,668 |
| Total interest expense | $3,524,000 | 1,987 |
| Net interest income | $4,548,000 | 3,163 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $255,000 | 6,370 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $164,000 | 5,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $2,940,000 | 3,754 |
| Salaries and employee benefits | $1,794,000 | 3,372 |
| Premises and equipment expense | $276,000 | 5,002 |
| Additional noninterest expense | $870,000 | 3,803 |
| Pre-tax net operating income | $1,683,000 | 3,237 |
| Securities gains (losses) | $361,000 | 852 |
| Applicable income taxes | $528,000 | 2,935 |
| Income before extraordinary items | $1,516,000 | 2,937 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,516,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,248,860 | 3,225 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 2,623 |
| Total interest expense | $2,470,000 | 1,948 |
| Net interest income | $3,102,000 | 3,091 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $109,000 | 5,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $1,942,000 | 3,784 |
| Salaries and employee benefits | $1,189,000 | 3,388 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $572,000 | 3,843 |
| Pre-tax net operating income | $1,210,000 | 3,068 |
| Securities gains (losses) | $106,000 | 1,464 |
| Applicable income taxes | $361,000 | 2,901 |
| Income before extraordinary items | $955,000 | 3,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $955,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $877,620 | 3,104 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 2,619 |
| Total interest expense | $1,290,000 | 1,911 |
| Net interest income | $1,517,000 | 3,147 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $913,000 | 3,949 |
| Salaries and employee benefits | $575,000 | 3,481 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $260,000 | 4,092 |
| Pre-tax net operating income | $623,000 | 2,994 |
| Securities gains (losses) | $103,000 | 984 |
| Applicable income taxes | $222,000 | 2,526 |
| Income before extraordinary items | $504,000 | 2,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,930 | 3,108 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,494,000 | 2,657 |
| Total interest expense | $5,343,000 | 2,104 |
| Net interest income | $6,151,000 | 3,081 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $309,000 | 6,394 |
| Gross Fiduciary activities income | $21,000 | 1,274 |
| Service charges on deposit accounts | $209,000 | 5,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $3,545,000 | 3,918 |
| Salaries and employee benefits | $2,187,000 | 3,477 |
| Premises and equipment expense | $394,000 | 4,704 |
| Additional noninterest expense | $964,000 | 4,300 |
| Pre-tax net operating income | $2,675,000 | 2,750 |
| Securities gains (losses) | $85,000 | 1,891 |
| Applicable income taxes | $832,000 | 2,521 |
| Income before extraordinary items | $1,928,000 | 2,886 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,928,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,868,500 | 2,862 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,331,000 | 2,989 |
| Total interest expense | $5,951,000 | 2,690 |
| Net interest income | $5,380,000 | 3,237 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $378,000 | 5,834 |
| Gross Fiduciary activities income | $34,000 | 1,206 |
| Service charges on deposit accounts | $245,000 | 4,685 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $3,330,000 | 3,986 |
| Salaries and employee benefits | $2,072,000 | 3,493 |
| Premises and equipment expense | $350,000 | 5,032 |
| Additional noninterest expense | $908,000 | 4,379 |
| Pre-tax net operating income | $2,218,000 | 2,935 |
| Securities gains (losses) | $164,000 | 1,346 |
| Applicable income taxes | $760,000 | 2,525 |
| Income before extraordinary items | $1,622,000 | 3,043 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,622,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,316 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,510,480 | 3,104 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,896,000 | 3,164 |
| Total interest expense | $6,354,000 | 2,624 |
| Net interest income | $4,542,000 | 3,763 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $383,000 | 5,639 |
| Gross Fiduciary activities income | $43,000 | 1,069 |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $102,000 | 6,386 |
| Total noninterest expense | $3,192,000 | 4,023 |
| Salaries and employee benefits | $1,967,000 | 3,509 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $882,000 | 4,410 |
| Pre-tax net operating income | $1,568,000 | 3,949 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $438,000 | 3,792 |
| Income before extraordinary items | $1,145,000 | 3,990 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,145,000 | 3,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,134,200 | 4,013 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 3,400 |
| Total interest expense | $4,978,000 | 2,928 |
| Net interest income | $4,459,000 | 3,814 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $378,000 | 5,783 |
| Gross Fiduciary activities income | $17,000 | 1,220 |
| Service charges on deposit accounts | $235,000 | 4,682 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $3,153,000 | 4,047 |
| Salaries and employee benefits | $1,945,000 | 3,534 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $864,000 | 4,520 |
| Pre-tax net operating income | $1,564,000 | 3,977 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $438,000 | 3,924 |
| Income before extraordinary items | $1,133,000 | 4,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,133,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,127,960 | 4,023 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 3,558 |
| Total interest expense | $4,655,000 | 3,196 |
| Net interest income | $4,279,000 | 3,902 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $348,000 | 6,026 |
| Gross Fiduciary activities income | $11,000 | 1,282 |
| Service charges on deposit accounts | $216,000 | 4,927 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $3,065,000 | 4,039 |
| Salaries and employee benefits | $1,858,000 | 3,570 |
| Premises and equipment expense | $377,000 | 4,629 |
| Additional noninterest expense | $830,000 | 4,566 |
| Pre-tax net operating income | $1,442,000 | 4,305 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $507,000 | 3,799 |
| Income before extraordinary items | $956,000 | 4,644 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $956,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,318 |
| Cash dividends | $14,000 | 7,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $942,350 | 4,592 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,733 |
| Total interest expense | $4,445,000 | 3,326 |
| Net interest income | $4,116,000 | 4,139 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $302,000 | 6,623 |
| Gross Fiduciary activities income | $20,000 | 1,279 |
| Service charges on deposit accounts | $202,000 | 5,304 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $2,771,000 | 4,379 |
| Salaries and employee benefits | $1,634,000 | 3,956 |
| Premises and equipment expense | $406,000 | 4,402 |
| Additional noninterest expense | $731,000 | 5,056 |
| Pre-tax net operating income | $1,575,000 | 4,297 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $562,000 | 3,867 |
| Income before extraordinary items | $1,012,000 | 4,665 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,012,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,012,640 | 4,594 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 4,054 |
| Total interest expense | $4,250,000 | 3,507 |
| Net interest income | $3,714,000 | 4,594 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $261,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $2,516,000 | 4,979 |
| Salaries and employee benefits | $1,490,000 | 4,334 |
| Premises and equipment expense | $333,000 | 5,193 |
| Additional noninterest expense | $693,000 | 5,781 |
| Pre-tax net operating income | $1,459,000 | 4,442 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $515,000 | 4,057 |
| Income before extraordinary items | $944,000 | 4,712 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $944,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $10,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $944,000 | 4,662 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 4,453 |
| Total interest expense | $3,670,000 | 3,984 |
| Net interest income | $3,516,000 | 4,854 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $2,258,000 | 5,439 |
| Salaries and employee benefits | $1,270,000 | 4,961 |
| Premises and equipment expense | $245,000 | 6,430 |
| Additional noninterest expense | $743,000 | 5,572 |
| Pre-tax net operating income | $1,437,000 | 4,608 |
| Securities gains (losses) | $-33,000 | 10,904 |
| Applicable income taxes | $499,000 | 4,202 |
| Income before extraordinary items | $905,000 | 4,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $905,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $8,000 | 8,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $926,120 | 4,868 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 4,536 |
| Total interest expense | $3,012,000 | 3,946 |
| Net interest income | $3,467,000 | 4,985 |
| Provision for loan and lease losses | $225,000 | 2,816 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $2,161,000 | 5,838 |
| Salaries and employee benefits | $1,162,000 | 5,413 |
| Premises and equipment expense | $239,000 | 6,704 |
| Additional noninterest expense | $760,000 | 5,939 |
| Pre-tax net operating income | $1,315,000 | 4,899 |
| Securities gains (losses) | $34,000 | 1,394 |
| Applicable income taxes | $524,000 | 3,917 |
| Income before extraordinary items | $825,000 | 5,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $825,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,634 |
| Cash dividends | $6,000 | 8,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $803,240 | 5,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,817 |
| Total interest expense | $3,018,000 | 4,094 |
| Net interest income | $3,170,000 | 5,409 |
| Provision for loan and lease losses | $472,000 | 2,184 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $2,127,000 | 6,036 |
| Salaries and employee benefits | $1,141,000 | 5,471 |
| Premises and equipment expense | $202,000 | 7,645 |
| Additional noninterest expense | $784,000 | 6,021 |
| Pre-tax net operating income | $734,000 | 7,185 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $567,000 | 3,766 |
| Income before extraordinary items | $227,000 | 10,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $227,000 | 10,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,809 |
| Cash dividends | $4,000 | 9,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $188,600 | 10,562 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 5,212 |
| Total interest expense | $3,125,000 | 4,982 |
| Net interest income | $3,272,000 | 5,305 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,696,000 | 7,272 |
| Salaries and employee benefits | $955,000 | 6,294 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $604,000 | 7,475 |
| Pre-tax net operating income | $1,471,000 | 4,107 |
| Securities gains (losses) | $180,000 | 2,158 |
| Applicable income taxes | $701,000 | 2,972 |
| Income before extraordinary items | $950,000 | 4,721 |
| Extraordinary gains, net | $196,000 | 440 |
| Net income | $1,146,000 | 4,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $4,000 | 8,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $834,800 | 4,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.