Home > The First National Bank of Minersville > Income and Expense
The First National Bank of Minersville, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 5,440 |
| Total interest expense | $172,000 | 5,647 |
| Net interest income | $2,142,000 | 5,342 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $573,000 | 4,069 |
| Gross Fiduciary activities income | $268,000 | 722 |
| Service charges on deposit accounts | $19,000 | 6,149 |
| Trading account gains and fees | $61,000 | 147 |
| Additional Noninterest Income | $225,000 | 4,381 |
| Total noninterest expense | $2,480,000 | 4,909 |
| Salaries and employee benefits | $1,088,000 | 5,219 |
| Premises and equipment expense | $200,000 | 5,347 |
| Additional noninterest expense | $1,192,000 | 4,065 |
| Pre-tax net operating income | $235,000 | 5,601 |
| Securities gains (losses) | $-523,000 | 6,453 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-288,000 | 6,255 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-288,000 | 6,256 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-288,000 | 6,256 |
| Net charge-offs | $14,000 | 4,453 |
| Cash dividends | $179,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 5,525 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 5,481 |
| Total interest expense | $133,000 | 5,697 |
| Net interest income | $1,625,000 | 5,394 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $402,000 | 4,213 |
| Gross Fiduciary activities income | $196,000 | 728 |
| Service charges on deposit accounts | $14,000 | 6,227 |
| Trading account gains and fees | $61,000 | 133 |
| Additional Noninterest Income | $131,000 | 4,738 |
| Total noninterest expense | $2,035,000 | 4,746 |
| Salaries and employee benefits | $836,000 | 5,209 |
| Premises and equipment expense | $158,000 | 5,339 |
| Additional noninterest expense | $1,041,000 | 3,735 |
| Pre-tax net operating income | $-8,000 | 6,159 |
| Securities gains (losses) | $-535,000 | 6,541 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-543,000 | 6,404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-543,000 | 6,403 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-543,000 | 6,403 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-8,000 | 6,159 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 5,529 |
| Total interest expense | $92,000 | 5,713 |
| Net interest income | $1,066,000 | 5,448 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $287,000 | 4,111 |
| Gross Fiduciary activities income | $136,000 | 723 |
| Service charges on deposit accounts | $11,000 | 6,231 |
| Trading account gains and fees | $61,000 | 133 |
| Additional Noninterest Income | $79,000 | 4,846 |
| Total noninterest expense | $1,310,000 | 4,864 |
| Salaries and employee benefits | $561,000 | 5,243 |
| Premises and equipment expense | $113,000 | 5,260 |
| Additional noninterest expense | $636,000 | 3,967 |
| Pre-tax net operating income | $43,000 | 6,017 |
| Securities gains (losses) | $-621,000 | 6,626 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-578,000 | 6,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-578,000 | 6,539 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-578,000 | 6,539 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $43,000 | 6,001 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 5,566 |
| Total interest expense | $46,000 | 5,783 |
| Net interest income | $538,000 | 5,472 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $180,000 | 3,650 |
| Gross Fiduciary activities income | $73,000 | 713 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $61,000 | 109 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $677,000 | 4,824 |
| Salaries and employee benefits | $305,000 | 5,180 |
| Premises and equipment expense | $57,000 | 5,305 |
| Additional noninterest expense | $315,000 | 3,997 |
| Pre-tax net operating income | $41,000 | 5,829 |
| Securities gains (losses) | $-621,000 | 6,709 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-580,000 | 6,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-580,000 | 6,651 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-580,000 | 6,651 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $41,000 | 5,767 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 5,428 |
| Total interest expense | $233,000 | 5,739 |
| Net interest income | $2,437,000 | 5,326 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $414,000 | 4,701 |
| Gross Fiduciary activities income | $248,000 | 740 |
| Service charges on deposit accounts | $25,000 | 6,358 |
| Trading account gains and fees | $-19,000 | 6,778 |
| Additional Noninterest Income | $160,000 | 4,894 |
| Total noninterest expense | $2,576,000 | 4,974 |
| Salaries and employee benefits | $1,260,000 | 5,154 |
| Premises and equipment expense | $196,000 | 5,579 |
| Additional noninterest expense | $1,120,000 | 4,345 |
| Pre-tax net operating income | $275,000 | 5,547 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $44,000 | 3,814 |
| Income before extraordinary items | $270,000 | 5,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $270,000 | 5,504 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $270,000 | 5,504 |
| Net charge-offs | $79,000 | 3,969 |
| Cash dividends | $208,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $236,460 | 5,557 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 5,481 |
| Total interest expense | $179,000 | 5,811 |
| Net interest income | $1,830,000 | 5,375 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $345,000 | 4,590 |
| Gross Fiduciary activities income | $185,000 | 732 |
| Service charges on deposit accounts | $20,000 | 6,404 |
| Trading account gains and fees | $-21,000 | 6,859 |
| Additional Noninterest Income | $161,000 | 4,616 |
| Total noninterest expense | $1,986,000 | 4,924 |
| Salaries and employee benefits | $977,000 | 5,122 |
| Premises and equipment expense | $152,000 | 5,573 |
| Additional noninterest expense | $857,000 | 4,315 |
| Pre-tax net operating income | $189,000 | 5,716 |
| Securities gains (losses) | $39,000 | 1,833 |
| Applicable income taxes | $44,000 | 3,783 |
| Income before extraordinary items | $184,000 | 5,694 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $184,000 | 5,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $184,000 | 5,695 |
| Net charge-offs | $92,000 | 3,335 |
| Cash dividends | $148,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $152,410 | 5,758 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 5,494 |
| Total interest expense | $120,000 | 5,864 |
| Net interest income | $1,225,000 | 5,391 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $217,000 | 4,732 |
| Gross Fiduciary activities income | $121,000 | 740 |
| Service charges on deposit accounts | $12,000 | 6,472 |
| Trading account gains and fees | $-22,000 | 6,906 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $1,312,000 | 4,966 |
| Salaries and employee benefits | $650,000 | 5,151 |
| Premises and equipment expense | $111,000 | 5,437 |
| Additional noninterest expense | $551,000 | 4,408 |
| Pre-tax net operating income | $130,000 | 5,687 |
| Securities gains (losses) | $39,000 | 1,677 |
| Applicable income taxes | $28,000 | 3,789 |
| Income before extraordinary items | $141,000 | 5,601 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $141,000 | 5,604 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $141,000 | 5,604 |
| Net charge-offs | $68,000 | 3,099 |
| Cash dividends | $99,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $108,630 | 5,707 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 5,527 |
| Total interest expense | $62,000 | 5,899 |
| Net interest income | $611,000 | 5,427 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $80,000 | 5,176 |
| Gross Fiduciary activities income | $61,000 | 751 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $3,000 | 138 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $690,000 | 4,887 |
| Salaries and employee benefits | $350,000 | 5,009 |
| Premises and equipment expense | $62,000 | 5,269 |
| Additional noninterest expense | $278,000 | 4,400 |
| Pre-tax net operating income | $1,000 | 6,323 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $-12,000 | 6,475 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-12,000 | 6,476 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-12,000 | 6,476 |
| Net charge-offs | $67,000 | 2,204 |
| Cash dividends | $48,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-12,000 | 6,418 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 5,408 |
| Total interest expense | $290,000 | 6,019 |
| Net interest income | $2,832,000 | 5,234 |
| Provision for loan and lease losses | $56,000 | 5,137 |
| Total noninterest income | $471,000 | 4,587 |
| Gross Fiduciary activities income | $241,000 | 753 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $34,000 | 135 |
| Additional Noninterest Income | $176,000 | 4,751 |
| Total noninterest expense | $2,686,000 | 4,995 |
| Salaries and employee benefits | $1,338,000 | 5,141 |
| Premises and equipment expense | $246,000 | 5,376 |
| Additional noninterest expense | $1,102,000 | 4,563 |
| Pre-tax net operating income | $561,000 | 4,790 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $182,000 | 3,080 |
| Income before extraordinary items | $379,000 | 5,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,256 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $379,000 | 5,257 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $196,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $379,000 | 5,062 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 5,466 |
| Total interest expense | $223,000 | 6,120 |
| Net interest income | $2,155,000 | 5,277 |
| Provision for loan and lease losses | $56,000 | 4,869 |
| Total noninterest income | $365,000 | 4,591 |
| Gross Fiduciary activities income | $179,000 | 754 |
| Service charges on deposit accounts | $14,000 | 6,771 |
| Trading account gains and fees | $34,000 | 126 |
| Additional Noninterest Income | $138,000 | 4,738 |
| Total noninterest expense | $1,984,000 | 5,084 |
| Salaries and employee benefits | $1,014,000 | 5,125 |
| Premises and equipment expense | $156,000 | 5,718 |
| Additional noninterest expense | $814,000 | 4,625 |
| Pre-tax net operating income | $480,000 | 4,756 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $158,000 | 3,027 |
| Income before extraordinary items | $322,000 | 5,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $322,000 | 5,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $322,000 | 5,242 |
| Net charge-offs | $120,000 | 3,789 |
| Cash dividends | $147,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $322,000 | 5,050 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 5,482 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $1,456,000 | 5,287 |
| Provision for loan and lease losses | $44,000 | 4,691 |
| Total noninterest income | $213,000 | 4,785 |
| Gross Fiduciary activities income | $118,000 | 760 |
| Service charges on deposit accounts | $9,000 | 6,823 |
| Trading account gains and fees | $-9,000 | 7,211 |
| Additional Noninterest Income | $95,000 | 4,723 |
| Total noninterest expense | $1,326,000 | 5,113 |
| Salaries and employee benefits | $664,000 | 5,209 |
| Premises and equipment expense | $99,000 | 5,823 |
| Additional noninterest expense | $563,000 | 4,545 |
| Pre-tax net operating income | $299,000 | 4,839 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $225,000 | 5,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $225,000 | 5,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,189 |
| Net charge-offs | $120,000 | 3,241 |
| Cash dividends | $99,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $225,000 | 5,000 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 5,490 |
| Total interest expense | $80,000 | 6,209 |
| Net interest income | $739,000 | 5,270 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $136,000 | 4,429 |
| Gross Fiduciary activities income | $55,000 | 776 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $5,000 | 131 |
| Additional Noninterest Income | $71,000 | 4,189 |
| Total noninterest expense | $685,000 | 5,058 |
| Salaries and employee benefits | $366,000 | 5,004 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $273,000 | 4,629 |
| Pre-tax net operating income | $166,000 | 4,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $39,000 | 3,256 |
| Income before extraordinary items | $127,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $127,000 | 5,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,085 |
| Net charge-offs | $122,000 | 2,285 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $127,000 | 4,932 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 5,500 |
| Total interest expense | $379,000 | 6,284 |
| Net interest income | $3,051,000 | 5,216 |
| Provision for loan and lease losses | $64,000 | 5,685 |
| Total noninterest income | $314,000 | 5,130 |
| Gross Fiduciary activities income | $190,000 | 754 |
| Service charges on deposit accounts | $22,000 | 6,721 |
| Trading account gains and fees | $-53,000 | 7,300 |
| Additional Noninterest Income | $155,000 | 4,813 |
| Total noninterest expense | $2,575,000 | 5,275 |
| Salaries and employee benefits | $1,406,000 | 5,130 |
| Premises and equipment expense | $204,000 | 5,972 |
| Additional noninterest expense | $965,000 | 4,980 |
| Pre-tax net operating income | $726,000 | 4,225 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $212,000 | 2,850 |
| Income before extraordinary items | $514,000 | 4,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,624 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $514,000 | 4,623 |
| Net charge-offs | $10,000 | 6,100 |
| Cash dividends | $206,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $514,000 | 4,507 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 5,535 |
| Total interest expense | $290,000 | 6,364 |
| Net interest income | $2,305,000 | 5,238 |
| Provision for loan and lease losses | $52,000 | 5,499 |
| Total noninterest income | $253,000 | 5,093 |
| Gross Fiduciary activities income | $139,000 | 753 |
| Service charges on deposit accounts | $17,000 | 6,758 |
| Trading account gains and fees | $-25,000 | 7,375 |
| Additional Noninterest Income | $122,000 | 4,847 |
| Total noninterest expense | $1,869,000 | 5,366 |
| Salaries and employee benefits | $1,012,000 | 5,240 |
| Premises and equipment expense | $160,000 | 5,945 |
| Additional noninterest expense | $697,000 | 5,107 |
| Pre-tax net operating income | $637,000 | 4,126 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $148,000 | 2,924 |
| Income before extraordinary items | $489,000 | 4,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 4,354 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $489,000 | 4,354 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $153,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $489,000 | 4,230 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 5,548 |
| Total interest expense | $196,000 | 6,450 |
| Net interest income | $1,554,000 | 5,251 |
| Provision for loan and lease losses | $36,000 | 5,344 |
| Total noninterest income | $202,000 | 4,861 |
| Gross Fiduciary activities income | $87,000 | 777 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $23,000 | 125 |
| Additional Noninterest Income | $82,000 | 4,854 |
| Total noninterest expense | $1,226,000 | 5,472 |
| Salaries and employee benefits | $665,000 | 5,330 |
| Premises and equipment expense | $108,000 | 5,964 |
| Additional noninterest expense | $453,000 | 5,240 |
| Pre-tax net operating income | $494,000 | 3,844 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $76,000 | 3,070 |
| Income before extraordinary items | $418,000 | 3,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $418,000 | 3,894 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $418,000 | 3,895 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $104,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $418,000 | 3,789 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,543 |
| Total interest expense | $101,000 | 6,504 |
| Net interest income | $790,000 | 5,211 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $73,000 | 5,414 |
| Gross Fiduciary activities income | $39,000 | 800 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $-15,000 | 7,546 |
| Additional Noninterest Income | $44,000 | 4,863 |
| Total noninterest expense | $641,000 | 5,375 |
| Salaries and employee benefits | $359,000 | 5,159 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $223,000 | 5,269 |
| Pre-tax net operating income | $210,000 | 4,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $180,000 | 4,163 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $180,000 | 4,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $180,000 | 4,163 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $51,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $180,000 | 4,110 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 5,481 |
| Total interest expense | $657,000 | 6,085 |
| Net interest income | $3,207,000 | 5,186 |
| Provision for loan and lease losses | $96,000 | 6,064 |
| Total noninterest income | $333,000 | 5,236 |
| Gross Fiduciary activities income | $150,000 | 806 |
| Service charges on deposit accounts | $22,000 | 6,598 |
| Trading account gains and fees | $-16,000 | 7,594 |
| Additional Noninterest Income | $177,000 | 4,759 |
| Total noninterest expense | $2,779,000 | 5,241 |
| Salaries and employee benefits | $1,552,000 | 4,972 |
| Premises and equipment expense | $256,000 | 5,759 |
| Additional noninterest expense | $971,000 | 5,175 |
| Pre-tax net operating income | $665,000 | 3,991 |
| Securities gains (losses) | $125,000 | 1,972 |
| Applicable income taxes | $182,000 | 2,789 |
| Income before extraordinary items | $608,000 | 4,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $608,000 | 4,056 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $608,000 | 4,057 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $206,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $511,750 | 4,132 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 5,565 |
| Total interest expense | $533,000 | 6,083 |
| Net interest income | $2,374,000 | 5,279 |
| Provision for loan and lease losses | $72,000 | 5,997 |
| Total noninterest income | $266,000 | 5,230 |
| Gross Fiduciary activities income | $115,000 | 794 |
| Service charges on deposit accounts | $16,000 | 6,702 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $135,000 | 4,807 |
| Total noninterest expense | $1,967,000 | 5,409 |
| Salaries and employee benefits | $1,064,000 | 5,249 |
| Premises and equipment expense | $174,000 | 6,001 |
| Additional noninterest expense | $729,000 | 5,164 |
| Pre-tax net operating income | $601,000 | 3,947 |
| Securities gains (losses) | $47,000 | 2,448 |
| Applicable income taxes | $105,000 | 3,086 |
| Income before extraordinary items | $543,000 | 3,969 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $543,000 | 3,971 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $543,000 | 3,971 |
| Net charge-offs | $15,000 | 6,116 |
| Cash dividends | $148,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $503,520 | 3,952 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,596 |
| Total interest expense | $381,000 | 6,052 |
| Net interest income | $1,572,000 | 5,309 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $152,000 | 5,463 |
| Gross Fiduciary activities income | $81,000 | 797 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $-33,000 | 7,773 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $1,281,000 | 5,493 |
| Salaries and employee benefits | $690,000 | 5,357 |
| Premises and equipment expense | $111,000 | 6,112 |
| Additional noninterest expense | $480,000 | 5,195 |
| Pre-tax net operating income | $395,000 | 4,018 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $57,000 | 3,196 |
| Income before extraordinary items | $338,000 | 4,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 4,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $338,000 | 4,078 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $97,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $338,000 | 3,958 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,647 |
| Total interest expense | $202,000 | 6,060 |
| Net interest income | $782,000 | 5,358 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $38,000 | 823 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $-23,000 | 7,896 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $698,000 | 5,313 |
| Salaries and employee benefits | $364,000 | 5,241 |
| Premises and equipment expense | $67,000 | 5,829 |
| Additional noninterest expense | $267,000 | 4,931 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $49,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $100,000 | 4,863 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 5,686 |
| Total interest expense | $1,263,000 | 5,547 |
| Net interest income | $2,787,000 | 5,574 |
| Provision for loan and lease losses | $64,000 | 6,726 |
| Total noninterest income | $553,000 | 4,539 |
| Gross Fiduciary activities income | $178,000 | 786 |
| Service charges on deposit accounts | $22,000 | 6,870 |
| Trading account gains and fees | $148,000 | 140 |
| Additional Noninterest Income | $205,000 | 4,598 |
| Total noninterest expense | $2,463,000 | 5,726 |
| Salaries and employee benefits | $1,345,000 | 5,514 |
| Premises and equipment expense | $238,000 | 6,177 |
| Additional noninterest expense | $880,000 | 5,576 |
| Pre-tax net operating income | $813,000 | 3,323 |
| Securities gains (losses) | $-199,000 | 7,419 |
| Applicable income taxes | $76,000 | 3,027 |
| Income before extraordinary items | $538,000 | 3,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $538,000 | 3,763 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $538,000 | 3,764 |
| Net charge-offs | $-5,000 | 7,818 |
| Cash dividends | $206,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $713,120 | 3,269 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 5,755 |
| Total interest expense | $1,011,000 | 5,535 |
| Net interest income | $2,018,000 | 5,675 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $443,000 | 4,461 |
| Gross Fiduciary activities income | $137,000 | 772 |
| Service charges on deposit accounts | $15,000 | 6,942 |
| Trading account gains and fees | $140,000 | 139 |
| Additional Noninterest Income | $151,000 | 4,750 |
| Total noninterest expense | $1,733,000 | 5,899 |
| Salaries and employee benefits | $929,000 | 5,786 |
| Premises and equipment expense | $153,000 | 6,503 |
| Additional noninterest expense | $651,000 | 5,614 |
| Pre-tax net operating income | $688,000 | 3,363 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $62,000 | 3,194 |
| Income before extraordinary items | $628,000 | 3,310 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $628,000 | 3,308 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $628,000 | 3,310 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $148,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $626,180 | 3,221 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 5,836 |
| Total interest expense | $691,000 | 5,598 |
| Net interest income | $1,302,000 | 5,770 |
| Provision for loan and lease losses | $28,000 | 6,551 |
| Total noninterest income | $267,000 | 4,675 |
| Gross Fiduciary activities income | $93,000 | 784 |
| Service charges on deposit accounts | $11,000 | 6,975 |
| Trading account gains and fees | $66,000 | 140 |
| Additional Noninterest Income | $97,000 | 4,856 |
| Total noninterest expense | $1,144,000 | 5,972 |
| Salaries and employee benefits | $596,000 | 5,937 |
| Premises and equipment expense | $109,000 | 6,430 |
| Additional noninterest expense | $439,000 | 5,589 |
| Pre-tax net operating income | $397,000 | 3,699 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $42,000 | 3,265 |
| Income before extraordinary items | $357,000 | 3,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 3,671 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $357,000 | 3,671 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $99,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $355,220 | 3,570 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 5,878 |
| Total interest expense | $343,000 | 5,722 |
| Net interest income | $652,000 | 5,775 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $168,000 | 4,163 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $60,000 | 109 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $541,000 | 6,068 |
| Salaries and employee benefits | $278,000 | 6,150 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $197,000 | 5,637 |
| Pre-tax net operating income | $263,000 | 3,552 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $49,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 3,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 5,889 |
| Total interest expense | $1,674,000 | 5,736 |
| Net interest income | $2,544,000 | 5,864 |
| Provision for loan and lease losses | $62,000 | 6,417 |
| Total noninterest income | $428,000 | 5,156 |
| Gross Fiduciary activities income | $297,000 | 688 |
| Service charges on deposit accounts | $21,000 | 7,028 |
| Trading account gains and fees | $-36,000 | 8,199 |
| Additional Noninterest Income | $146,000 | 5,359 |
| Total noninterest expense | $2,269,000 | 5,885 |
| Salaries and employee benefits | $1,223,000 | 5,924 |
| Premises and equipment expense | $232,000 | 6,398 |
| Additional noninterest expense | $814,000 | 5,432 |
| Pre-tax net operating income | $641,000 | 4,528 |
| Securities gains (losses) | $-465,000 | 7,522 |
| Applicable income taxes | $34,000 | 4,057 |
| Income before extraordinary items | $142,000 | 5,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $142,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,110 |
| Cash dividends | $205,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $518,650 | 4,553 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 5,964 |
| Total interest expense | $1,301,000 | 5,768 |
| Net interest income | $1,855,000 | 5,983 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | $214,000 | 705 |
| Service charges on deposit accounts | $16,000 | 7,073 |
| Trading account gains and fees | $-107,000 | 8,294 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $1,609,000 | 6,034 |
| Salaries and employee benefits | $886,000 | 6,029 |
| Premises and equipment expense | $129,000 | 6,980 |
| Additional noninterest expense | $594,000 | 5,446 |
| Pre-tax net operating income | $442,000 | 5,130 |
| Securities gains (losses) | $-10,000 | 7,337 |
| Applicable income taxes | $14,000 | 4,753 |
| Income before extraordinary items | $418,000 | 4,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $418,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,112 |
| Cash dividends | $147,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $427,700 | 4,846 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 6,055 |
| Total interest expense | $885,000 | 5,867 |
| Net interest income | $1,197,000 | 6,072 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $172,000 | 5,734 |
| Gross Fiduciary activities income | $148,000 | 707 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $-65,000 | 8,375 |
| Additional Noninterest Income | $78,000 | 5,462 |
| Total noninterest expense | $1,071,000 | 6,083 |
| Salaries and employee benefits | $587,000 | 6,112 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $396,000 | 5,448 |
| Pre-tax net operating income | $274,000 | 5,395 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $270,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $99,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $271,980 | 5,093 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 6,125 |
| Total interest expense | $450,000 | 6,002 |
| Net interest income | $593,000 | 6,132 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $170,000 | 4,322 |
| Gross Fiduciary activities income | $67,000 | 743 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $57,000 | 112 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $497,000 | 6,308 |
| Salaries and employee benefits | $276,000 | 6,296 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $175,000 | 5,750 |
| Pre-tax net operating income | $254,000 | 4,500 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $228,000 | 4,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $228,900 | 4,295 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 6,119 |
| Total interest expense | $1,959,000 | 5,874 |
| Net interest income | $2,264,000 | 6,208 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $444,000 | 5,280 |
| Gross Fiduciary activities income | $274,000 | 732 |
| Service charges on deposit accounts | $20,000 | 7,148 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $150,000 | 5,575 |
| Total noninterest expense | $2,228,000 | 5,918 |
| Salaries and employee benefits | $1,217,000 | 5,940 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $831,000 | 5,227 |
| Pre-tax net operating income | $444,000 | 6,147 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $57,000 | 4,857 |
| Income before extraordinary items | $383,000 | 6,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $383,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,121 |
| Cash dividends | $205,000 | 4,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $386,480 | 6,090 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 6,171 |
| Total interest expense | $1,480,000 | 5,897 |
| Net interest income | $1,675,000 | 6,284 |
| Provision for loan and lease losses | $22,000 | 5,780 |
| Total noninterest income | $383,000 | 5,010 |
| Gross Fiduciary activities income | $205,000 | 728 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $163,000 | 4,907 |
| Total noninterest expense | $1,568,000 | 6,081 |
| Salaries and employee benefits | $847,000 | 6,138 |
| Premises and equipment expense | $116,000 | 7,191 |
| Additional noninterest expense | $605,000 | 5,269 |
| Pre-tax net operating income | $468,000 | 5,897 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $41,000 | 5,075 |
| Income before extraordinary items | $424,000 | 5,704 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $424,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,207 |
| Cash dividends | $145,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $426,730 | 5,680 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 6,251 |
| Total interest expense | $973,000 | 5,937 |
| Net interest income | $1,082,000 | 6,409 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $230,000 | 5,282 |
| Gross Fiduciary activities income | $133,000 | 744 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $88,000 | 5,345 |
| Total noninterest expense | $1,037,000 | 6,140 |
| Salaries and employee benefits | $582,000 | 6,110 |
| Premises and equipment expense | $71,000 | 7,341 |
| Additional noninterest expense | $384,000 | 5,422 |
| Pre-tax net operating income | $271,000 | 6,218 |
| Securities gains (losses) | $-14,000 | 8,066 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $232,000 | 6,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $232,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $97,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $244,600 | 6,039 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 6,330 |
| Total interest expense | $480,000 | 5,965 |
| Net interest income | $516,000 | 6,536 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $119,000 | 5,158 |
| Gross Fiduciary activities income | $68,000 | 748 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $496,000 | 6,312 |
| Salaries and employee benefits | $274,000 | 6,313 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $138,000 | 6,189 |
| Securities gains (losses) | $-63,000 | 8,520 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $64,000 | 6,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $64,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $48,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $117,550 | 6,113 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 6,086 |
| Total interest expense | $1,931,000 | 5,503 |
| Net interest income | $2,121,000 | 6,426 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $411,000 | 5,550 |
| Gross Fiduciary activities income | $267,000 | 743 |
| Service charges on deposit accounts | $17,000 | 7,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 5,919 |
| Total noninterest expense | $2,221,000 | 5,850 |
| Salaries and employee benefits | $1,254,000 | 5,768 |
| Premises and equipment expense | $247,000 | 6,250 |
| Additional noninterest expense | $720,000 | 5,559 |
| Pre-tax net operating income | $311,000 | 7,084 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $250,000 | 7,097 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $250,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $209,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $250,810 | 7,091 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 6,094 |
| Total interest expense | $1,421,000 | 5,483 |
| Net interest income | $1,618,000 | 6,449 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $307,000 | 5,580 |
| Gross Fiduciary activities income | $198,000 | 735 |
| Service charges on deposit accounts | $12,000 | 7,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $1,665,000 | 5,831 |
| Salaries and employee benefits | $917,000 | 5,819 |
| Premises and equipment expense | $196,000 | 6,131 |
| Additional noninterest expense | $552,000 | 5,483 |
| Pre-tax net operating income | $260,000 | 7,188 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $34,000 | 5,676 |
| Income before extraordinary items | $225,000 | 7,085 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $225,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $153,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $225,870 | 7,086 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 6,111 |
| Total interest expense | $913,000 | 5,470 |
| Net interest income | $1,085,000 | 6,460 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $209,000 | 5,531 |
| Gross Fiduciary activities income | $135,000 | 745 |
| Service charges on deposit accounts | $6,000 | 7,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,128,000 | 5,810 |
| Salaries and employee benefits | $625,000 | 5,769 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $373,000 | 5,444 |
| Pre-tax net operating income | $154,000 | 7,363 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $141,000 | 7,226 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $141,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $102,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $141,000 | 7,241 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 6,123 |
| Total interest expense | $449,000 | 5,397 |
| Net interest income | $539,000 | 6,499 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $107,000 | 5,456 |
| Gross Fiduciary activities income | $65,000 | 760 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $533,000 | 5,988 |
| Salaries and employee benefits | $287,000 | 6,061 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $183,000 | 5,453 |
| Pre-tax net operating income | $107,000 | 6,969 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $76,000 | 7,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $49,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $76,000 | 7,111 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 5,780 |
| Total interest expense | $1,577,000 | 5,108 |
| Net interest income | $2,486,000 | 6,061 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $409,000 | 5,679 |
| Gross Fiduciary activities income | $273,000 | 738 |
| Service charges on deposit accounts | $7,000 | 7,635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $129,000 | 5,992 |
| Total noninterest expense | $2,333,000 | 5,593 |
| Salaries and employee benefits | $1,281,000 | 5,570 |
| Premises and equipment expense | $298,000 | 5,753 |
| Additional noninterest expense | $754,000 | 5,360 |
| Pre-tax net operating income | $538,000 | 6,620 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $87,000 | 5,482 |
| Income before extraordinary items | $453,000 | 6,560 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $453,000 | 6,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $215,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $451,320 | 6,551 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 5,750 |
| Total interest expense | $1,147,000 | 5,055 |
| Net interest income | $1,899,000 | 6,036 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $316,000 | 5,658 |
| Gross Fiduciary activities income | $207,000 | 722 |
| Service charges on deposit accounts | $5,000 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $1,636,000 | 5,780 |
| Salaries and employee benefits | $924,000 | 5,685 |
| Premises and equipment expense | $149,000 | 6,734 |
| Additional noninterest expense | $563,000 | 5,322 |
| Pre-tax net operating income | $561,000 | 6,168 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $456,000 | 6,094 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $456,000 | 6,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $154,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $456,810 | 6,071 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 5,718 |
| Total interest expense | $729,000 | 5,021 |
| Net interest income | $1,289,000 | 5,974 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $224,000 | 5,488 |
| Gross Fiduciary activities income | $145,000 | 706 |
| Service charges on deposit accounts | $4,000 | 7,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,080,000 | 5,808 |
| Salaries and employee benefits | $626,000 | 5,617 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $368,000 | 5,368 |
| Pre-tax net operating income | $421,000 | 5,860 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $351,000 | 5,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $105,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $351,840 | 5,731 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 5,722 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $653,000 | 5,952 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $74,000 | 709 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $527,000 | 5,924 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $240,000 | 5,542 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $206,000 | 5,344 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $206,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $49,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $206,000 | 5,313 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,559 |
| Total interest expense | $1,287,000 | 4,919 |
| Net interest income | $2,709,000 | 5,744 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $359,000 | 6,029 |
| Gross Fiduciary activities income | $226,000 | 762 |
| Service charges on deposit accounts | $7,000 | 7,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,018 |
| Total noninterest expense | $2,279,000 | 5,583 |
| Salaries and employee benefits | $1,234,000 | 5,612 |
| Premises and equipment expense | $259,000 | 6,105 |
| Additional noninterest expense | $786,000 | 5,152 |
| Pre-tax net operating income | $765,000 | 5,899 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $139,000 | 5,192 |
| Income before extraordinary items | $625,000 | 5,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $625,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $216,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $625,820 | 5,789 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 5,581 |
| Total interest expense | $943,000 | 4,954 |
| Net interest income | $2,030,000 | 5,748 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $241,000 | 6,293 |
| Gross Fiduciary activities income | $142,000 | 798 |
| Service charges on deposit accounts | $5,000 | 7,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $1,620,000 | 5,729 |
| Salaries and employee benefits | $897,000 | 5,665 |
| Premises and equipment expense | $135,000 | 6,954 |
| Additional noninterest expense | $588,000 | 5,105 |
| Pre-tax net operating income | $633,000 | 5,748 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $117,000 | 5,164 |
| Income before extraordinary items | $515,000 | 5,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $515,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $154,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $515,810 | 5,675 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 5,613 |
| Total interest expense | $615,000 | 5,034 |
| Net interest income | $1,343,000 | 5,759 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $153,000 | 6,424 |
| Gross Fiduciary activities income | $82,000 | 837 |
| Service charges on deposit accounts | $4,000 | 7,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $1,086,000 | 5,742 |
| Salaries and employee benefits | $612,000 | 5,629 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $389,000 | 5,155 |
| Pre-tax net operating income | $398,000 | 5,868 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $71,000 | 5,263 |
| Income before extraordinary items | $327,000 | 5,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $104,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $327,000 | 5,761 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,659 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $668,000 | 5,781 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $31,000 | 915 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $511,000 | 5,975 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $219,000 | 5,613 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $186,000 | 5,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $49,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $186,000 | 5,394 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 5,524 |
| Total interest expense | $1,538,000 | 4,801 |
| Net interest income | $2,592,000 | 5,788 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $242,000 | 6,998 |
| Gross Fiduciary activities income | $113,000 | 935 |
| Service charges on deposit accounts | $7,000 | 7,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $122,000 | 6,193 |
| Total noninterest expense | $2,106,000 | 5,813 |
| Salaries and employee benefits | $1,118,000 | 5,882 |
| Premises and equipment expense | $282,000 | 5,852 |
| Additional noninterest expense | $706,000 | 5,477 |
| Pre-tax net operating income | $704,000 | 6,003 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $136,000 | 5,398 |
| Income before extraordinary items | $568,000 | 6,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $568,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $215,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $568,000 | 5,908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 5,556 |
| Total interest expense | $1,202,000 | 4,817 |
| Net interest income | $1,920,000 | 5,855 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $184,000 | 7,040 |
| Gross Fiduciary activities income | $81,000 | 949 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $1,494,000 | 5,992 |
| Salaries and employee benefits | $825,000 | 5,919 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $592,000 | 5,916 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $149,000 | 5,100 |
| Income before extraordinary items | $443,000 | 6,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $443,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,854 |
| Cash dividends | $153,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $443,000 | 5,964 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 5,551 |
| Total interest expense | $833,000 | 4,813 |
| Net interest income | $1,284,000 | 5,841 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $106,000 | 7,290 |
| Gross Fiduciary activities income | $38,000 | 1,012 |
| Service charges on deposit accounts | $4,000 | 8,047 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $993,000 | 6,016 |
| Salaries and employee benefits | $538,000 | 5,990 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $360,000 | 5,374 |
| Pre-tax net operating income | $385,000 | 5,961 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $279,000 | 6,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $279,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,920 |
| Cash dividends | $103,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $279,000 | 6,059 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,594 |
| Total interest expense | $426,000 | 4,847 |
| Net interest income | $629,000 | 5,902 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $17,000 | 1,042 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $511,000 | 5,934 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $182,000 | 5,306 |
| Pre-tax net operating income | $168,000 | 6,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $104,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,034 |
| Cash dividends | $49,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,000 | 6,655 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,778 |
| Total interest expense | $1,682,000 | 5,362 |
| Net interest income | $2,483,000 | 5,936 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $199,000 | 7,319 |
| Gross Fiduciary activities income | $55,000 | 1,095 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,794 |
| Total noninterest expense | $1,854,000 | 6,147 |
| Salaries and employee benefits | $1,046,000 | 5,964 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $627,000 | 5,778 |
| Pre-tax net operating income | $804,000 | 5,758 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $210,000 | 5,041 |
| Income before extraordinary items | $595,000 | 5,983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $595,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $219,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $594,260 | 5,846 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 6,186 |
| Total interest expense | $2,061,000 | 6,004 |
| Net interest income | $2,155,000 | 6,192 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $149,000 | 7,869 |
| Gross Fiduciary activities income | $34,000 | 1,206 |
| Service charges on deposit accounts | $8,000 | 8,282 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $107,000 | 6,284 |
| Total noninterest expense | $1,728,000 | 6,285 |
| Salaries and employee benefits | $1,005,000 | 5,960 |
| Premises and equipment expense | $180,000 | 7,067 |
| Additional noninterest expense | $543,000 | 6,194 |
| Pre-tax net operating income | $552,000 | 6,354 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $86,000 | 6,180 |
| Income before extraordinary items | $467,000 | 6,225 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $467,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $212,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $466,160 | 6,110 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 6,479 |
| Total interest expense | $1,912,000 | 6,400 |
| Net interest income | $2,105,000 | 6,409 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $108,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $1,533,000 | 6,669 |
| Salaries and employee benefits | $849,000 | 6,503 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $523,000 | 6,260 |
| Pre-tax net operating income | $656,000 | 6,388 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $161,000 | 5,793 |
| Income before extraordinary items | $495,000 | 6,360 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $495,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $212,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $495,000 | 6,374 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 6,758 |
| Total interest expense | $1,566,000 | 6,807 |
| Net interest income | $2,005,000 | 6,638 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $96,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $1,389,000 | 7,066 |
| Salaries and employee benefits | $787,000 | 6,813 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $426,000 | 7,077 |
| Pre-tax net operating income | $688,000 | 6,363 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $151,000 | 6,267 |
| Income before extraordinary items | $537,000 | 6,221 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $537,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $217,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $537,000 | 6,207 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 7,047 |
| Total interest expense | $1,450,000 | 7,305 |
| Net interest income | $1,963,000 | 6,737 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,352,000 | 7,094 |
| Salaries and employee benefits | $735,000 | 7,000 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $471,000 | 6,643 |
| Pre-tax net operating income | $695,000 | 6,501 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $150,000 | 6,830 |
| Income before extraordinary items | $546,000 | 6,349 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $546,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $213,000 | 5,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $545,220 | 6,246 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 7,352 |
| Total interest expense | $1,425,000 | 7,527 |
| Net interest income | $1,922,000 | 7,080 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $1,239,000 | 7,538 |
| Salaries and employee benefits | $681,000 | 7,433 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $427,000 | 7,136 |
| Pre-tax net operating income | $762,000 | 6,720 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $608,000 | 6,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $608,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $212,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $608,000 | 6,262 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 7,594 |
| Total interest expense | $1,378,000 | 7,899 |
| Net interest income | $1,930,000 | 7,296 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,916 |
| Total noninterest expense | $1,276,000 | 7,738 |
| Salaries and employee benefits | $662,000 | 7,769 |
| Premises and equipment expense | $159,000 | 7,849 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $756,000 | 6,675 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $543,000 | 6,609 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $543,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $543,000 | 6,546 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,805 |
| Total interest expense | $1,450,000 | 7,828 |
| Net interest income | $1,851,000 | 7,643 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,283,000 | 7,913 |
| Salaries and employee benefits | $667,000 | 7,947 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $464,000 | 7,568 |
| Pre-tax net operating income | $657,000 | 7,552 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $494,000 | 7,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $494,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $494,000 | 7,270 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 7,660 |
| Total interest expense | $1,343,000 | 7,416 |
| Net interest income | $1,929,000 | 7,727 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 10,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $1,293,000 | 8,272 |
| Salaries and employee benefits | $631,000 | 8,395 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $505,000 | 7,794 |
| Pre-tax net operating income | $733,000 | 7,227 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $141,000 | 8,493 |
| Income before extraordinary items | $604,000 | 6,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $604,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $594,280 | 6,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 7,805 |
| Total interest expense | $1,431,000 | 7,442 |
| Net interest income | $1,889,000 | 7,979 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,220,000 | 8,818 |
| Salaries and employee benefits | $601,000 | 8,798 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $451,000 | 8,716 |
| Pre-tax net operating income | $771,000 | 6,968 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $588,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $588,000 | 6,626 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 8,162 |
| Total interest expense | $1,677,000 | 7,956 |
| Net interest income | $1,838,000 | 8,225 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $1,126,000 | 9,380 |
| Salaries and employee benefits | $517,000 | 9,610 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $440,000 | 9,096 |
| Pre-tax net operating income | $837,000 | 6,395 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $123,000 | 9,281 |
| Income before extraordinary items | $714,000 | 5,832 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $714,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $714,000 | 5,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.