Home > The First National Bank of Mineola > Income and Expense
The First National Bank of Mineola, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 7,397 |
| Total interest expense | $183,000 | 7,361 |
| Net interest income | $721,000 | 7,374 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $533,000 | 4,442 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $95,000 | 5,546 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $428,000 | 3,404 |
| Total noninterest expense | $1,224,000 | 6,834 |
| Salaries and employee benefits | $659,000 | 6,780 |
| Premises and equipment expense | $96,000 | 7,087 |
| Additional noninterest expense | $469,000 | 6,606 |
| Pre-tax net operating income | $27,000 | 5,692 |
| Securities gains (losses) | $302,000 | 1,259 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $329,000 | 4,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $329,000 | 4,846 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $329,000 | 4,846 |
| Net charge-offs | $3,000 | 6,750 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $27,000 | 5,741 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 7,474 |
| Total interest expense | $149,000 | 7,450 |
| Net interest income | $578,000 | 7,448 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $484,000 | 4,136 |
| Gross Fiduciary activities income | $5,000 | 1,172 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $406,000 | 3,081 |
| Total noninterest expense | $899,000 | 6,923 |
| Salaries and employee benefits | $491,000 | 6,846 |
| Premises and equipment expense | $86,000 | 7,024 |
| Additional noninterest expense | $322,000 | 6,779 |
| Pre-tax net operating income | $163,000 | 5,380 |
| Securities gains (losses) | $301,000 | 1,079 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $464,000 | 4,259 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $464,000 | 4,260 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $464,000 | 4,260 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $163,000 | 5,301 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,500 |
| Total interest expense | $110,000 | 7,480 |
| Net interest income | $421,000 | 7,442 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $423,000 | 3,531 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $380,000 | 2,485 |
| Total noninterest expense | $614,000 | 6,937 |
| Salaries and employee benefits | $342,000 | 6,820 |
| Premises and equipment expense | $64,000 | 6,943 |
| Additional noninterest expense | $208,000 | 6,856 |
| Pre-tax net operating income | $218,000 | 4,839 |
| Securities gains (losses) | $139,000 | 1,186 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $357,000 | 3,974 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $357,000 | 3,972 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $357,000 | 3,973 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $218,000 | 4,628 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 7,539 |
| Total interest expense | $62,000 | 7,529 |
| Net interest income | $229,000 | 7,484 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $56,000 | 5,972 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $303,000 | 7,065 |
| Salaries and employee benefits | $176,000 | 6,856 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $103,000 | 6,955 |
| Pre-tax net operating income | $-24,000 | 6,399 |
| Securities gains (losses) | $73,000 | 941 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $49,000 | 5,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 5,711 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $49,000 | 5,710 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-24,000 | 6,434 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 7,628 |
| Total interest expense | $305,000 | 7,578 |
| Net interest income | $848,000 | 7,579 |
| Provision for loan and lease losses | $16,000 | 7,236 |
| Total noninterest income | $275,000 | 5,743 |
| Gross Fiduciary activities income | $22,000 | 1,083 |
| Service charges on deposit accounts | $71,000 | 6,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $1,202,000 | 7,143 |
| Salaries and employee benefits | $689,000 | 6,992 |
| Premises and equipment expense | $104,000 | 7,349 |
| Additional noninterest expense | $409,000 | 7,071 |
| Pre-tax net operating income | $-95,000 | 5,580 |
| Securities gains (losses) | $197,000 | 1,565 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $102,000 | 5,156 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $102,000 | 5,156 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $102,000 | 5,156 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-95,000 | 5,671 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,712 |
| Total interest expense | $236,000 | 7,662 |
| Net interest income | $621,000 | 7,670 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $208,000 | 5,814 |
| Gross Fiduciary activities income | $8,000 | 1,151 |
| Service charges on deposit accounts | $52,000 | 6,222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $148,000 | 4,798 |
| Total noninterest expense | $891,000 | 7,201 |
| Salaries and employee benefits | $517,000 | 7,027 |
| Premises and equipment expense | $84,000 | 7,334 |
| Additional noninterest expense | $290,000 | 7,166 |
| Pre-tax net operating income | $-80,000 | 5,845 |
| Securities gains (losses) | $92,000 | 1,900 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $12,000 | 5,723 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $12,000 | 5,723 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $12,000 | 5,723 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-80,000 | 5,909 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,810 |
| Total interest expense | $163,000 | 7,735 |
| Net interest income | $397,000 | 7,758 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $159,000 | 5,624 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $598,000 | 7,256 |
| Salaries and employee benefits | $345,000 | 7,096 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $193,000 | 7,225 |
| Pre-tax net operating income | $-54,000 | 5,978 |
| Securities gains (losses) | $91,000 | 1,558 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $37,000 | 5,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 5,667 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $37,000 | 5,667 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-54,000 | 6,026 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 7,881 |
| Total interest expense | $85,000 | 7,784 |
| Net interest income | $185,000 | 7,836 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $301,000 | 7,268 |
| Salaries and employee benefits | $174,000 | 7,127 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $95,000 | 7,159 |
| Pre-tax net operating income | $-18,000 | 6,352 |
| Securities gains (losses) | $77,000 | 1,111 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $59,000 | 5,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $59,000 | 5,562 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-18,000 | 6,373 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,820 |
| Total interest expense | $378,000 | 7,870 |
| Net interest income | $910,000 | 7,697 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $234,000 | 6,250 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $111,000 | 5,746 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $1,150,000 | 7,339 |
| Salaries and employee benefits | $695,000 | 7,170 |
| Premises and equipment expense | $108,000 | 7,538 |
| Additional noninterest expense | $347,000 | 7,247 |
| Pre-tax net operating income | $-18,000 | 6,360 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $52,000 | 6,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $85,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-18,000 | 6,406 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 7,904 |
| Total interest expense | $287,000 | 7,957 |
| Net interest income | $689,000 | 7,753 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $178,000 | 6,332 |
| Gross Fiduciary activities income | $11,000 | 1,141 |
| Service charges on deposit accounts | $87,000 | 5,730 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $865,000 | 7,352 |
| Salaries and employee benefits | $526,000 | 7,150 |
| Premises and equipment expense | $81,000 | 7,573 |
| Additional noninterest expense | $258,000 | 7,272 |
| Pre-tax net operating income | $-16,000 | 6,783 |
| Securities gains (losses) | $62,000 | 1,283 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $46,000 | 6,427 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $46,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-16,000 | 6,816 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 7,951 |
| Total interest expense | $194,000 | 8,041 |
| Net interest income | $455,000 | 7,806 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $111,000 | 6,501 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $54,000 | 6,025 |
| Total noninterest expense | $568,000 | 7,439 |
| Salaries and employee benefits | $347,000 | 7,252 |
| Premises and equipment expense | $52,000 | 7,661 |
| Additional noninterest expense | $169,000 | 7,329 |
| Pre-tax net operating income | $-14,000 | 6,991 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $7,000 | 6,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-14,000 | 7,020 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,027 |
| Total interest expense | $98,000 | 8,103 |
| Net interest income | $223,000 | 7,874 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $55,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $292,000 | 7,429 |
| Salaries and employee benefits | $175,000 | 7,247 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $-20,000 | 7,282 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,000 | 7,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-20,000 | 7,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 7,962 |
| Total interest expense | $416,000 | 8,069 |
| Net interest income | $967,000 | 7,789 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $211,000 | 6,669 |
| Gross Fiduciary activities income | $40,000 | 1,044 |
| Service charges on deposit accounts | $82,000 | 6,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $89,000 | 6,391 |
| Total noninterest expense | $1,126,000 | 7,473 |
| Salaries and employee benefits | $658,000 | 7,372 |
| Premises and equipment expense | $118,000 | 7,570 |
| Additional noninterest expense | $350,000 | 7,304 |
| Pre-tax net operating income | $34,000 | 7,338 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $34,000 | 7,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $34,000 | 7,355 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 8,022 |
| Total interest expense | $313,000 | 8,118 |
| Net interest income | $721,000 | 7,838 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $159,000 | 6,686 |
| Gross Fiduciary activities income | $30,000 | 1,030 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $843,000 | 7,456 |
| Salaries and employee benefits | $495,000 | 7,345 |
| Premises and equipment expense | $89,000 | 7,542 |
| Additional noninterest expense | $259,000 | 7,318 |
| Pre-tax net operating income | $19,000 | 7,590 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $19,000 | 7,612 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $19,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $19,000 | 7,597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,089 |
| Total interest expense | $209,000 | 8,176 |
| Net interest income | $477,000 | 7,916 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $106,000 | 6,756 |
| Gross Fiduciary activities income | $17,000 | 1,060 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $560,000 | 7,513 |
| Salaries and employee benefits | $329,000 | 7,397 |
| Premises and equipment expense | $63,000 | 7,498 |
| Additional noninterest expense | $168,000 | 7,377 |
| Pre-tax net operating income | $11,000 | 7,730 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,000 | 7,725 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 8,150 |
| Total interest expense | $104,000 | 8,218 |
| Net interest income | $236,000 | 7,990 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $10,000 | 1,042 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $284,000 | 7,529 |
| Salaries and employee benefits | $166,000 | 7,432 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 8,044 |
| Total interest expense | $387,000 | 8,126 |
| Net interest income | $953,000 | 7,902 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $202,000 | 6,912 |
| Gross Fiduciary activities income | $40,000 | 1,054 |
| Service charges on deposit accounts | $76,000 | 6,499 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $1,145,000 | 7,485 |
| Salaries and employee benefits | $667,000 | 7,381 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $357,000 | 7,275 |
| Pre-tax net operating income | $0 | 7,943 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $0 | 7,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $0 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $0 | 7,965 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 8,123 |
| Total interest expense | $281,000 | 8,188 |
| Net interest income | $716,000 | 7,977 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $160,000 | 6,857 |
| Gross Fiduciary activities income | $34,000 | 1,035 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,526 |
| Total noninterest expense | $864,000 | 7,472 |
| Salaries and employee benefits | $504,000 | 7,358 |
| Premises and equipment expense | $96,000 | 7,520 |
| Additional noninterest expense | $264,000 | 7,313 |
| Pre-tax net operating income | $-6,000 | 8,130 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-6,000 | 8,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-6,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-6,000 | 8,124 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $655,000 | 8,162 |
| Total interest expense | $179,000 | 8,230 |
| Net interest income | $476,000 | 8,026 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $22,000 | 1,057 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $575,000 | 7,515 |
| Salaries and employee benefits | $336,000 | 7,391 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $175,000 | 7,338 |
| Pre-tax net operating income | $-5,000 | 8,186 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-5,000 | 8,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-5,000 | 8,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,180 |
| Total interest expense | $85,000 | 8,264 |
| Net interest income | $241,000 | 8,033 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $51,000 | 6,914 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $295,000 | 7,465 |
| Salaries and employee benefits | $168,000 | 7,398 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $-9,000 | 8,254 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-9,000 | 8,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-9,000 | 8,239 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 8,127 |
| Total interest expense | $290,000 | 8,210 |
| Net interest income | $969,000 | 7,982 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $189,000 | 7,156 |
| Gross Fiduciary activities income | $29,000 | 1,122 |
| Service charges on deposit accounts | $74,000 | 6,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $1,249,000 | 7,316 |
| Salaries and employee benefits | $738,000 | 7,128 |
| Premises and equipment expense | $140,000 | 7,403 |
| Additional noninterest expense | $371,000 | 7,252 |
| Pre-tax net operating income | $-102,000 | 8,335 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-102,000 | 8,364 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-102,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-102,000 | 8,338 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $941,000 | 8,154 |
| Total interest expense | $212,000 | 8,236 |
| Net interest income | $729,000 | 8,027 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $147,000 | 7,119 |
| Gross Fiduciary activities income | $27,000 | 1,079 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,628 |
| Total noninterest expense | $946,000 | 7,286 |
| Salaries and employee benefits | $557,000 | 7,102 |
| Premises and equipment expense | $105,000 | 7,400 |
| Additional noninterest expense | $284,000 | 7,214 |
| Pre-tax net operating income | $-88,000 | 8,417 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-88,000 | 8,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-88,000 | 8,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-88,000 | 8,413 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $623,000 | 8,177 |
| Total interest expense | $138,000 | 8,236 |
| Net interest income | $485,000 | 8,044 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $17,000 | 1,086 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $625,000 | 7,306 |
| Salaries and employee benefits | $375,000 | 7,087 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $179,000 | 7,305 |
| Pre-tax net operating income | $-51,000 | 8,429 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-51,000 | 8,468 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-51,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-51,000 | 8,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,237 |
| Total interest expense | $66,000 | 8,315 |
| Net interest income | $243,000 | 8,110 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $325,000 | 7,279 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $96,000 | 7,233 |
| Pre-tax net operating income | $-44,000 | 8,564 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-44,000 | 8,586 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-44,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-44,000 | 8,562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 8,179 |
| Total interest expense | $248,000 | 8,293 |
| Net interest income | $984,000 | 8,043 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $195,000 | 7,193 |
| Gross Fiduciary activities income | $19,000 | 1,204 |
| Service charges on deposit accounts | $88,000 | 6,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,627 |
| Total noninterest expense | $1,214,000 | 7,416 |
| Salaries and employee benefits | $728,000 | 7,185 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $353,000 | 7,389 |
| Pre-tax net operating income | $-43,000 | 8,445 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-12,000 | 8,450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-12,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-43,000 | 8,455 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 8,222 |
| Total interest expense | $182,000 | 8,361 |
| Net interest income | $739,000 | 8,074 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | $17,000 | 1,162 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 6,593 |
| Total noninterest expense | $902,000 | 7,399 |
| Salaries and employee benefits | $545,000 | 7,145 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $257,000 | 7,438 |
| Pre-tax net operating income | $-31,000 | 8,530 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $0 | 8,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $0 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-31,000 | 8,529 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,273 |
| Total interest expense | $121,000 | 8,413 |
| Net interest income | $494,000 | 8,116 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $595,000 | 7,472 |
| Salaries and employee benefits | $360,000 | 7,226 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $171,000 | 7,474 |
| Pre-tax net operating income | $-15,000 | 8,569 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $16,000 | 8,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-15,000 | 8,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 8,322 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $247,000 | 8,144 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $296,000 | 7,532 |
| Salaries and employee benefits | $176,000 | 7,322 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $-9,000 | 8,600 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-9,000 | 8,591 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 8,329 |
| Total interest expense | $294,000 | 8,480 |
| Net interest income | $970,000 | 8,144 |
| Provision for loan and lease losses | $14,000 | 7,242 |
| Total noninterest income | $202,000 | 7,331 |
| Gross Fiduciary activities income | $20,000 | 1,249 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $1,231,000 | 7,414 |
| Salaries and employee benefits | $703,000 | 7,289 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $391,000 | 7,218 |
| Pre-tax net operating income | $-73,000 | 8,625 |
| Securities gains (losses) | $48,000 | 2,552 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $-21,000 | 8,657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-21,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-61,320 | 8,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 8,374 |
| Total interest expense | $230,000 | 8,544 |
| Net interest income | $748,000 | 8,167 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $152,000 | 7,380 |
| Gross Fiduciary activities income | $16,000 | 1,219 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 6,817 |
| Total noninterest expense | $920,000 | 7,407 |
| Salaries and employee benefits | $533,000 | 7,219 |
| Premises and equipment expense | $104,000 | 7,567 |
| Additional noninterest expense | $283,000 | 7,292 |
| Pre-tax net operating income | $-43,000 | 8,711 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $-4,000 | 8,875 |
| Income before extraordinary items | $-12,000 | 8,749 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-12,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-32,250 | 8,693 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $689,000 | 8,347 |
| Total interest expense | $163,000 | 8,568 |
| Net interest income | $526,000 | 8,143 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $613,000 | 7,430 |
| Salaries and employee benefits | $356,000 | 7,240 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $187,000 | 7,310 |
| Pre-tax net operating income | $1,000 | 8,653 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-4,000 | 8,947 |
| Income before extraordinary items | $5,000 | 8,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,000 | 8,618 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 8,336 |
| Total interest expense | $87,000 | 8,596 |
| Net interest income | $274,000 | 8,104 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $316,000 | 7,387 |
| Salaries and employee benefits | $177,000 | 7,287 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $3,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,000 | 8,616 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 8,187 |
| Total interest expense | $445,000 | 8,528 |
| Net interest income | $1,237,000 | 7,858 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,467 |
| Total noninterest expense | $1,312,000 | 7,218 |
| Salaries and employee benefits | $707,000 | 7,244 |
| Premises and equipment expense | $169,000 | 7,182 |
| Additional noninterest expense | $436,000 | 6,901 |
| Pre-tax net operating income | $134,000 | 8,176 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $134,000 | 8,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $134,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $134,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $134,000 | 8,067 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 8,091 |
| Total interest expense | $856,000 | 8,323 |
| Net interest income | $1,269,000 | 7,746 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $230,000 | 7,015 |
| Gross Fiduciary activities income | $26,000 | 1,257 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,283,000 | 7,259 |
| Salaries and employee benefits | $680,000 | 7,282 |
| Premises and equipment expense | $170,000 | 7,214 |
| Additional noninterest expense | $433,000 | 6,908 |
| Pre-tax net operating income | $192,000 | 7,922 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $192,000 | 7,797 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $192,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $692,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $192,000 | 7,679 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 8,169 |
| Total interest expense | $1,023,000 | 8,174 |
| Net interest income | $1,230,000 | 8,014 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $228,000 | 6,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,040 |
| Total noninterest expense | $1,222,000 | 7,443 |
| Salaries and employee benefits | $608,000 | 7,663 |
| Premises and equipment expense | $177,000 | 7,125 |
| Additional noninterest expense | $437,000 | 6,868 |
| Pre-tax net operating income | $221,000 | 8,274 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-5,000 | 9,296 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $226,000 | 4,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $226,000 | 7,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 8,275 |
| Total interest expense | $986,000 | 8,211 |
| Net interest income | $1,207,000 | 8,174 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $235,000 | 7,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $1,226,000 | 7,504 |
| Salaries and employee benefits | $657,000 | 7,449 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $406,000 | 7,213 |
| Pre-tax net operating income | $211,000 | 8,528 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-28,000 | 9,752 |
| Income before extraordinary items | $239,000 | 8,010 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $239,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $239,000 | 7,984 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 8,241 |
| Total interest expense | $1,073,000 | 8,221 |
| Net interest income | $1,292,000 | 8,144 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,342 |
| Total noninterest expense | $1,329,000 | 7,160 |
| Salaries and employee benefits | $751,000 | 6,910 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $424,000 | 7,026 |
| Pre-tax net operating income | $175,000 | 9,035 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-56,000 | 10,147 |
| Income before extraordinary items | $231,000 | 8,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $231,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $29,000 | 7,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $231,000 | 8,313 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 8,576 |
| Total interest expense | $1,042,000 | 8,576 |
| Net interest income | $1,305,000 | 8,461 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $236,000 | 7,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,279,000 | 7,411 |
| Salaries and employee benefits | $726,000 | 7,164 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $405,000 | 7,305 |
| Pre-tax net operating income | $235,000 | 9,383 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $150,000 | 9,588 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $150,000 | 9,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $150,000 | 9,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 9,022 |
| Total interest expense | $1,012,000 | 8,964 |
| Net interest income | $1,243,000 | 8,924 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $231,000 | 7,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $1,231,000 | 7,898 |
| Salaries and employee benefits | $705,000 | 7,506 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $385,000 | 8,005 |
| Pre-tax net operating income | $233,000 | 9,588 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $148,000 | 9,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $148,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $148,000 | 9,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 9,156 |
| Total interest expense | $1,160,000 | 8,717 |
| Net interest income | $1,209,000 | 9,305 |
| Provision for loan and lease losses | $-7,000 | 11,389 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,189,000 | 8,243 |
| Salaries and employee benefits | $641,000 | 8,108 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $423,000 | 7,979 |
| Pre-tax net operating income | $231,000 | 10,256 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $154,000 | 10,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $154,000 | 10,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $149,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $156,720 | 10,380 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 9,387 |
| Total interest expense | $1,009,000 | 8,656 |
| Net interest income | $1,215,000 | 9,725 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,248,000 | 8,431 |
| Salaries and employee benefits | $671,000 | 8,107 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $433,000 | 8,496 |
| Pre-tax net operating income | $159,000 | 11,199 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $88,000 | 11,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $88,000 | 11,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $57,280 | 11,799 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 9,400 |
| Total interest expense | $1,085,000 | 8,746 |
| Net interest income | $1,309,000 | 9,707 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $242,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,343,000 | 8,360 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $184,000 | 11,183 |
| Securities gains (losses) | $238,000 | 1,496 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $306,000 | 9,407 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $306,000 | 9,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $132,260 | 11,219 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 9,255 |
| Total interest expense | $1,324,000 | 9,147 |
| Net interest income | $1,517,000 | 9,219 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,239,000 | 8,882 |
| Salaries and employee benefits | $639,000 | 8,464 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $501,000 | 8,449 |
| Pre-tax net operating income | $438,000 | 8,907 |
| Securities gains (losses) | $199,000 | 2,020 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $479,000 | 7,511 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $479,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,750 | 8,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.