The First National Bank of Middle Tennessee, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$11,488,0001,140
Total interest expense$5,048,000984
Net interest income$6,440,0001,278
Provision for loan and lease losses$100,0001,432
Total noninterest income$1,537,0001,011
Gross Fiduciary activities income$52,000721
Service charges on deposit accounts$226,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$1,259,000835
Total noninterest expense$6,221,0001,067
Salaries and employee benefits$4,139,000937
Premises and equipment expense$467,0001,340
Additional noninterest expense$1,259,000835
Pre-tax net operating income$1,656,0001,640
Securities gains (losses)$0665
Applicable income taxes$311,0001,316
Income before extraordinary items$1,345,0001,696
Extraordinary gains, net$047
Net income$1,345,0001,716
Minority interest net income$065
Net income of bank and minority interests.$1,345,0001,696
Net charge-offs$26,0001,311
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,345,0001,708
2024-12-31 (YTD Data)Rank
Total interest income$46,220,0001,122
Total interest expense$22,033,000954
Net interest income$24,187,0001,263
Provision for loan and lease losses$355,0001,622
Total noninterest income$7,283,000926
Gross Fiduciary activities income$228,000709
Service charges on deposit accounts$1,019,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$6,036,000771
Total noninterest expense$23,729,0001,087
Salaries and employee benefits$15,966,000935
Premises and equipment expense$1,717,0001,397
Additional noninterest expense$6,036,000771
Pre-tax net operating income$7,386,0001,429
Securities gains (losses)$76,000316
Applicable income taxes$1,450,0001,144
Income before extraordinary items$6,012,0001,502
Extraordinary gains, net$053
Net income$6,012,0001,516
Minority interest net income$090
Net income of bank and minority interests.$6,012,0001,502
Net charge-offs$81,0001,843
Cash dividends$4,433,000949
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,950,4401,512
2024-09-30 (YTD Data)Rank
Total interest income$34,730,0001,105
Total interest expense$16,657,000945
Net interest income$18,073,0001,258
Provision for loan and lease losses$305,0001,439
Total noninterest income$5,142,000956
Gross Fiduciary activities income$135,000727
Service charges on deposit accounts$755,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$4,252,000797
Total noninterest expense$17,949,0001,070
Salaries and employee benefits$12,220,000919
Premises and equipment expense$1,235,0001,437
Additional noninterest expense$4,252,000797
Pre-tax net operating income$4,961,0001,532
Securities gains (losses)$76,000344
Applicable income taxes$942,0001,247
Income before extraordinary items$4,095,0001,574
Extraordinary gains, net$051
Net income$4,095,0001,591
Minority interest net income$082
Net income of bank and minority interests.$4,095,0001,576
Net charge-offs$25,0002,020
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,033,4401,603
2024-06-30 (YTD Data)Rank
Total interest income$22,934,0001,106
Total interest expense$10,999,000939
Net interest income$11,935,0001,266
Provision for loan and lease losses$230,0001,292
Total noninterest income$3,196,0001,004
Gross Fiduciary activities income$87,000734
Service charges on deposit accounts$516,000971
Trading account gains and feesNANA
Additional Noninterest Income$2,593,000842
Total noninterest expense$11,802,0001,075
Salaries and employee benefits$8,017,000938
Premises and equipment expense$790,0001,476
Additional noninterest expense$2,593,000842
Pre-tax net operating income$3,099,0001,578
Securities gains (losses)$0628
Applicable income taxes$558,0001,334
Income before extraordinary items$2,541,0001,626
Extraordinary gains, net$052
Net income$2,541,0001,651
Minority interest net income$084
Net income of bank and minority interests.$2,541,0001,628
Net charge-offs$7,0002,151
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,541,0001,632
2024-03-31 (YTD Data)Rank
Total interest income$11,365,0001,101
Total interest expense$5,442,000936
Net interest income$5,923,0001,268
Provision for loan and lease losses$150,000959
Total noninterest income$1,590,0001,006
Gross Fiduciary activities income$61,000668
Service charges on deposit accounts$235,0001,039
Trading account gains and feesNANA
Additional Noninterest Income$1,294,000851
Total noninterest expense$6,085,0001,063
Salaries and employee benefits$4,170,000918
Premises and equipment expense$391,0001,492
Additional noninterest expense$1,294,000851
Pre-tax net operating income$1,278,0001,766
Securities gains (losses)$0689
Applicable income taxes$202,0001,508
Income before extraordinary items$1,076,0001,807
Extraordinary gains, net$051
Net income$1,076,0001,830
Minority interest net income$072
Net income of bank and minority interests.$1,076,0001,807
Net charge-offs$1,0002,067
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,076,0001,808
2023-12-31 (YTD Data)Rank
Total interest income$41,842,0001,088
Total interest expense$17,576,000861
Net interest income$24,266,0001,234
Provision for loan and lease losses$525,0001,246
Total noninterest income$5,075,0001,186
Gross Fiduciary activities income$131,000697
Service charges on deposit accounts$970,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$3,974,0001,032
Total noninterest expense$20,436,0001,194
Salaries and employee benefits$13,398,0001,053
Premises and equipment expense$1,344,0001,671
Additional noninterest expense$3,974,0001,032
Pre-tax net operating income$8,380,0001,349
Securities gains (losses)$0988
Applicable income taxes$1,572,0001,148
Income before extraordinary items$6,808,0001,372
Extraordinary gains, net$054
Net income$6,808,0001,387
Minority interest net income$088
Net income of bank and minority interests.$6,808,0001,374
Net charge-offs$13,0002,350
Cash dividends$1,000,0002,148
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,808,0001,392
2023-09-30 (YTD Data)Rank
Total interest income$30,456,0001,094
Total interest expense$12,060,000870
Net interest income$18,396,0001,228
Provision for loan and lease losses$475,0001,034
Total noninterest income$3,916,0001,163
Gross Fiduciary activities income$121,000685
Service charges on deposit accounts$738,000999
Trading account gains and feesNANA
Additional Noninterest Income$3,057,0001,018
Total noninterest expense$15,288,0001,188
Salaries and employee benefits$10,063,0001,063
Premises and equipment expense$992,0001,684
Additional noninterest expense$3,057,0001,018
Pre-tax net operating income$6,549,0001,358
Securities gains (losses)$0849
Applicable income taxes$1,296,0001,098
Income before extraordinary items$5,253,0001,391
Extraordinary gains, net$052
Net income$5,253,0001,402
Minority interest net income$081
Net income of bank and minority interests.$5,253,0001,391
Net charge-offs$13,0002,056
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,253,0001,406
2023-06-30 (YTD Data)Rank
Total interest income$19,631,0001,096
Total interest expense$7,241,000862
Net interest income$12,390,0001,226
Provision for loan and lease losses$325,000978
Total noninterest income$2,724,0001,075
Gross Fiduciary activities income$85,000684
Service charges on deposit accounts$579,000883
Trading account gains and feesNANA
Additional Noninterest Income$2,060,000949
Total noninterest expense$10,275,0001,173
Salaries and employee benefits$6,767,0001,042
Premises and equipment expense$655,0001,694
Additional noninterest expense$2,060,000948
Pre-tax net operating income$4,514,0001,300
Securities gains (losses)$0938
Applicable income taxes$905,0001,072
Income before extraordinary items$3,609,0001,347
Extraordinary gains, net$051
Net income$3,609,0001,362
Minority interest net income$081
Net income of bank and minority interests.$3,609,0001,347
Net charge-offs$13,0001,714
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,609,0001,363
2023-03-31 (YTD Data)Rank
Total interest income$9,350,0001,122
Total interest expense$3,258,000838
Net interest income$6,092,0001,248
Provision for loan and lease losses$175,000955
Total noninterest income$1,296,0001,120
Gross Fiduciary activities income$56,000687
Service charges on deposit accounts$259,000971
Trading account gains and feesNANA
Additional Noninterest Income$981,000978
Total noninterest expense$5,235,0001,172
Salaries and employee benefits$3,591,0001,021
Premises and equipment expense$317,0001,770
Additional noninterest expense$981,000978
Pre-tax net operating income$1,978,0001,481
Securities gains (losses)$0950
Applicable income taxes$384,0001,187
Income before extraordinary items$1,594,0001,542
Extraordinary gains, net$04
Net income$1,594,0001,542
Minority interest net income$048
Net income of bank and minority interests.$1,594,0001,542
Net charge-offs$13,0001,282
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,594,0001,555
2022-12-31 (YTD Data)Rank
Total interest income$28,649,0001,189
Total interest expense$5,034,000782
Net interest income$23,615,0001,257
Provision for loan and lease losses$625,0001,079
Total noninterest income$6,118,0001,044
Gross Fiduciary activities income$137,000730
Service charges on deposit accounts$831,0001,171
Trading account gains and feesNANA
Additional Noninterest Income$5,150,000890
Total noninterest expense$20,122,0001,177
Salaries and employee benefits$13,576,0001,038
Premises and equipment expense$1,322,0001,681
Additional noninterest expense$5,150,000890
Pre-tax net operating income$8,986,0001,375
Securities gains (losses)$0691
Applicable income taxes$1,739,0001,171
Income before extraordinary items$7,247,0001,403
Extraordinary gains, net$05
Net income$7,247,0001,403
Minority interest net income$063
Net income of bank and minority interests.$7,247,0001,403
Net charge-offs$-196,0004,431
Cash dividends$3,984,000943
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,247,0001,426
2022-09-30 (YTD Data)Rank
Total interest income$19,823,0001,214
Total interest expense$2,819,000772
Net interest income$17,004,0001,274
Provision for loan and lease losses$525,000943
Total noninterest income$5,115,000997
Gross Fiduciary activities income$115,000719
Service charges on deposit accounts$601,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$4,399,000825
Total noninterest expense$15,164,0001,179
Salaries and employee benefits$10,297,0001,035
Premises and equipment expense$978,0001,717
Additional noninterest expense$4,399,000825
Pre-tax net operating income$6,430,0001,408
Securities gains (losses)$0740
Applicable income taxes$1,212,0001,226
Income before extraordinary items$5,218,0001,434
Extraordinary gains, net$04
Net income$5,218,0001,433
Minority interest net income$057
Net income of bank and minority interests.$5,218,0001,434
Net charge-offs$-213,0004,485
Cash dividends$399,0002,362
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,218,0001,466
2022-06-30 (YTD Data)Rank
Total interest income$12,032,0001,265
Total interest expense$1,579,000732
Net interest income$10,453,0001,335
Provision for loan and lease losses$325,000883
Total noninterest income$3,776,000920
Gross Fiduciary activities income$75,000682
Service charges on deposit accounts$399,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$3,302,000771
Total noninterest expense$9,928,0001,185
Salaries and employee benefits$6,747,0001,039
Premises and equipment expense$645,0001,741
Additional noninterest expense$2,536,0001,328
Pre-tax net operating income$3,976,0001,418
Securities gains (losses)$0687
Applicable income taxes$728,0001,210
Income before extraordinary items$3,248,0001,440
Extraordinary gains, net$04
Net income$3,248,0001,439
Minority interest net income$060
Net income of bank and minority interests.$3,248,0001,440
Net charge-offs$-207,0004,555
Cash dividends$399,0002,076
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,248,0001,477
2022-03-31 (YTD Data)Rank
Total interest income$5,635,0001,303
Total interest expense$717,000761
Net interest income$4,918,0001,368
Provision for loan and lease losses$150,000763
Total noninterest income$1,936,000903
Gross Fiduciary activities income$48,000671
Service charges on deposit accounts$189,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$1,699,000771
Total noninterest expense$5,061,0001,158
Salaries and employee benefits$3,496,0001,015
Premises and equipment expense$321,0001,756
Additional noninterest expense$1,244,0001,340
Pre-tax net operating income$1,643,0001,539
Securities gains (losses)$0623
Applicable income taxes$292,0001,331
Income before extraordinary items$1,351,0001,566
Extraordinary gains, net$04
Net income$1,351,0001,564
Minority interest net income$050
Net income of bank and minority interests.$1,351,0001,566
Net charge-offs$-201,0004,669
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,351,0001,588
2021-12-31 (YTD Data)Rank
Total interest income$20,327,0001,465
Total interest expense$2,985,000912
Net interest income$17,342,0001,536
Provision for loan and lease losses$950,000623
Total noninterest income$12,168,000730
Gross Fiduciary activities income$157,000686
Service charges on deposit accounts$673,0001,287
Trading account gains and feesNANA
Additional Noninterest Income$11,338,000618
Total noninterest expense$19,533,0001,185
Salaries and employee benefits$13,048,0001,057
Premises and equipment expense$1,290,0001,723
Additional noninterest expense$5,195,0001,290
Pre-tax net operating income$9,027,0001,370
Securities gains (losses)$67,0001,017
Applicable income taxes$1,790,0001,170
Income before extraordinary items$7,304,0001,455
Extraordinary gains, net$010
Net income$7,304,0001,455
Minority interest net income$074
Net income of bank and minority interests.$7,304,0001,455
Net charge-offs$-79,0004,283
Cash dividends$2,956,0001,201
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,250,4001,432
2021-09-30 (YTD Data)Rank
Total interest income$15,170,0001,499
Total interest expense$2,223,000969
Net interest income$12,947,0001,567
Provision for loan and lease losses$450,000883
Total noninterest income$9,876,000712
Gross Fiduciary activities income$134,000672
Service charges on deposit accounts$476,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$9,266,000601
Total noninterest expense$14,915,0001,182
Salaries and employee benefits$10,039,0001,052
Premises and equipment expense$965,0001,754
Additional noninterest expense$3,911,0001,280
Pre-tax net operating income$7,458,0001,327
Securities gains (losses)$67,000954
Applicable income taxes$1,579,0001,114
Income before extraordinary items$5,946,0001,423
Extraordinary gains, net$08
Net income$5,946,0001,422
Minority interest net income$069
Net income of bank and minority interests.$5,946,0001,423
Net charge-offs$-76,0004,360
Cash dividends$556,0002,231
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,893,0701,409
2021-06-30 (YTD Data)Rank
Total interest income$10,169,0001,488
Total interest expense$1,497,0001,004
Net interest income$8,672,0001,542
Provision for loan and lease losses$300,000865
Total noninterest income$6,975,000695
Gross Fiduciary activities income$75,000694
Service charges on deposit accounts$303,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$6,597,000587
Total noninterest expense$10,252,0001,144
Salaries and employee benefits$7,006,000994
Premises and equipment expense$664,0001,700
Additional noninterest expense$2,582,0001,282
Pre-tax net operating income$5,095,0001,299
Securities gains (losses)$67,000792
Applicable income taxes$1,151,0001,040
Income before extraordinary items$4,011,0001,399
Extraordinary gains, net$06
Net income$4,011,0001,399
Minority interest net income$067
Net income of bank and minority interests.$4,011,0001,399
Net charge-offs$-79,0004,519
Cash dividends$506,0001,934
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,958,0701,378
2021-03-31 (YTD Data)Rank
Total interest income$5,256,0001,439
Total interest expense$782,0001,009
Net interest income$4,474,0001,500
Provision for loan and lease losses$150,000937
Total noninterest income$4,317,000594
Gross Fiduciary activities income$42,000687
Service charges on deposit accounts$140,0001,414
Trading account gains and feesNANA
Additional Noninterest Income$4,135,000512
Total noninterest expense$5,505,0001,072
Salaries and employee benefits$3,849,000913
Premises and equipment expense$326,0001,727
Additional noninterest expense$1,330,0001,227
Pre-tax net operating income$3,136,0001,106
Securities gains (losses)$01,392
Applicable income taxes$721,000896
Income before extraordinary items$2,415,0001,224
Extraordinary gains, net$03
Net income$2,415,0001,224
Minority interest net income$055
Net income of bank and minority interests.$2,415,0001,224
Net charge-offs$-81,0004,723
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,415,0001,189
2020-12-31 (YTD Data)Rank
Total interest income$21,181,0001,427
Total interest expense$4,262,0001,097
Net interest income$16,919,0001,482
Provision for loan and lease losses$1,255,0001,381
Total noninterest income$16,604,000561
Gross Fiduciary activities income$113,000711
Service charges on deposit accounts$554,0001,497
Trading account gains and feesNANA
Additional Noninterest Income$15,937,000474
Total noninterest expense$21,328,0001,066
Salaries and employee benefits$14,682,000923
Premises and equipment expense$1,293,0001,703
Additional noninterest expense$5,353,0001,204
Pre-tax net operating income$10,940,000988
Securities gains (losses)$746,000466
Applicable income taxes$2,668,000764
Income before extraordinary items$9,018,0001,049
Extraordinary gains, net$04
Net income$9,018,0001,049
Minority interest net income$072
Net income of bank and minority interests.$9,018,0001,049
Net charge-offs$721,000792
Cash dividends$3,949,000922
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,428,6601,066
2020-09-30 (YTD Data)Rank
Total interest income$16,094,0001,406
Total interest expense$3,376,0001,114
Net interest income$12,718,0001,472
Provision for loan and lease losses$705,0001,659
Total noninterest income$12,050,000558
Gross Fiduciary activities income$91,000701
Service charges on deposit accounts$400,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$11,559,000463
Total noninterest expense$15,617,0001,067
Salaries and employee benefits$10,903,000913
Premises and equipment expense$976,0001,695
Additional noninterest expense$3,738,0001,256
Pre-tax net operating income$8,446,000929
Securities gains (losses)$746,000379
Applicable income taxes$2,146,000686
Income before extraordinary items$7,046,000970
Extraordinary gains, net$04
Net income$7,046,000971
Minority interest net income$065
Net income of bank and minority interests.$7,046,000970
Net charge-offs$-45,0004,626
Cash dividends$399,0002,535
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,456,6601,017
2020-06-30 (YTD Data)Rank
Total interest income$10,930,0001,404
Total interest expense$2,379,0001,140
Net interest income$8,551,0001,464
Provision for loan and lease losses$490,0001,629
Total noninterest income$6,603,000609
Gross Fiduciary activities income$55,000714
Service charges on deposit accounts$259,0001,600
Trading account gains and feesNANA
Additional Noninterest Income$6,289,000497
Total noninterest expense$10,137,0001,088
Salaries and employee benefits$7,047,000937
Premises and equipment expense$645,0001,693
Additional noninterest expense$2,445,0001,269
Pre-tax net operating income$4,527,0001,039
Securities gains (losses)$746,000281
Applicable income taxes$1,210,000718
Income before extraordinary items$4,063,0001,026
Extraordinary gains, net$04
Net income$4,063,0001,025
Minority interest net income$065
Net income of bank and minority interests.$4,063,0001,026
Net charge-offs$-52,0004,755
Cash dividends$399,0002,198
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,473,6601,138
2020-03-31 (YTD Data)Rank
Total interest income$5,260,0001,449
Total interest expense$1,255,0001,184
Net interest income$4,005,0001,503
Provision for loan and lease losses$45,0002,611
Total noninterest income$1,439,0001,008
Gross Fiduciary activities income$29,000715
Service charges on deposit accounts$126,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$1,284,000819
Total noninterest expense$4,733,0001,150
Salaries and employee benefits$3,229,0001,006
Premises and equipment expense$331,0001,691
Additional noninterest expense$1,173,0001,330
Pre-tax net operating income$666,0002,415
Securities gains (losses)$606,000158
Applicable income taxes$256,0001,206
Income before extraordinary items$1,016,0001,642
Extraordinary gains, net$04
Net income$1,016,0001,643
Minority interest net income$056
Net income of bank and minority interests.$1,016,0001,643
Net charge-offs$-32,0004,767
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$531,2002,530
2019-12-31 (YTD Data)Rank
Total interest income$21,007,0001,462
Total interest expense$4,919,0001,258
Net interest income$16,088,0001,502
Provision for loan and lease losses$75,0003,120
Total noninterest income$9,953,000696
Gross Fiduciary activities income$173,000695
Service charges on deposit accounts$516,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$9,264,000551
Total noninterest expense$17,744,0001,183
Salaries and employee benefits$11,999,0001,037
Premises and equipment expense$1,241,0001,755
Additional noninterest expense$4,504,0001,360
Pre-tax net operating income$8,222,0001,213
Securities gains (losses)$79,0001,050
Applicable income taxes$1,780,000976
Income before extraordinary items$6,521,0001,307
Extraordinary gains, net$011
Net income$6,521,0001,308
Minority interest net income$076
Net income of bank and minority interests.$6,521,0001,309
Net charge-offs$-43,0004,748
Cash dividends$4,442,000881
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,458,5901,296
2019-09-30 (YTD Data)Rank
Total interest income$15,741,0001,476
Total interest expense$3,624,0001,287
Net interest income$12,117,0001,512
Provision for loan and lease losses$75,0002,839
Total noninterest income$7,549,000687
Gross Fiduciary activities income$141,000688
Service charges on deposit accounts$371,0001,940
Trading account gains and feesNANA
Additional Noninterest Income$7,037,000546
Total noninterest expense$13,137,0001,198
Salaries and employee benefits$8,896,0001,045
Premises and equipment expense$914,0001,799
Additional noninterest expense$3,327,0001,390
Pre-tax net operating income$6,454,0001,197
Securities gains (losses)$78,000898
Applicable income taxes$1,405,000969
Income before extraordinary items$5,127,0001,290
Extraordinary gains, net$011
Net income$5,127,0001,292
Minority interest net income$072
Net income of bank and minority interests.$5,127,0001,292
Net charge-offs$-24,0004,654
Cash dividends$1,042,0001,765
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,065,3801,277
2019-06-30 (YTD Data)Rank
Total interest income$10,436,0001,484
Total interest expense$2,331,0001,308
Net interest income$8,105,0001,508
Provision for loan and lease losses$75,0002,429
Total noninterest income$4,783,000699
Gross Fiduciary activities income$96,000687
Service charges on deposit accounts$243,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$4,444,000555
Total noninterest expense$8,708,0001,208
Salaries and employee benefits$5,940,0001,037
Premises and equipment expense$568,0001,892
Additional noninterest expense$2,200,0001,412
Pre-tax net operating income$4,105,0001,211
Securities gains (losses)$62,000679
Applicable income taxes$903,000968
Income before extraordinary items$3,264,0001,305
Extraordinary gains, net$011
Net income$3,264,0001,304
Minority interest net income$069
Net income of bank and minority interests.$3,264,0001,305
Net charge-offs$-45,0004,881
Cash dividends$689,0001,786
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,215,0201,291
2019-03-31 (YTD Data)Rank
Total interest income$5,129,0001,496
Total interest expense$1,102,0001,328
Net interest income$4,027,0001,512
Provision for loan and lease losses$30,0002,400
Total noninterest income$2,069,000752
Gross Fiduciary activities income$68,000660
Service charges on deposit accounts$111,0002,057
Trading account gains and feesNANA
Additional Noninterest Income$1,890,000585
Total noninterest expense$3,912,0001,323
Salaries and employee benefits$2,661,0001,151
Premises and equipment expense$264,0002,004
Additional noninterest expense$987,0001,524
Pre-tax net operating income$2,154,0001,148
Securities gains (losses)$01,087
Applicable income taxes$474,000934
Income before extraordinary items$1,680,0001,250
Extraordinary gains, net$05
Net income$1,680,0001,249
Minority interest net income$052
Net income of bank and minority interests.$1,680,0001,249
Net charge-offs$-34,0004,993
Cash dividends$100,0002,404
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,680,0001,230
2018-12-31 (YTD Data)Rank
Total interest income$19,224,0001,493
Total interest expense$3,463,0001,276
Net interest income$15,761,0001,522
Provision for loan and lease losses$04,082
Total noninterest income$7,657,000836
Gross Fiduciary activities income$151,000731
Service charges on deposit accounts$467,0002,088
Trading account gains and feesNANA
Additional Noninterest Income$7,039,000650
Total noninterest expense$16,255,0001,252
Salaries and employee benefits$11,026,0001,089
Premises and equipment expense$1,009,0002,047
Additional noninterest expense$4,220,0001,438
Pre-tax net operating income$7,163,0001,322
Securities gains (losses)$12,000676
Applicable income taxes$1,486,0001,054
Income before extraordinary items$5,689,0001,419
Extraordinary gains, net$06
Net income$5,689,0001,418
Minority interest net income$072
Net income of bank and minority interests.$5,689,0001,418
Net charge-offs$-251,0005,208
Cash dividends$4,057,000859
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,679,5201,411
2018-09-30 (YTD Data)Rank
Total interest income$14,138,0001,504
Total interest expense$2,458,0001,268
Net interest income$11,680,0001,542
Provision for loan and lease losses$03,948
Total noninterest income$5,845,000825
Gross Fiduciary activities income$121,000718
Service charges on deposit accounts$339,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$5,385,000647
Total noninterest expense$12,061,0001,258
Salaries and employee benefits$8,216,0001,096
Premises and equipment expense$772,0002,016
Additional noninterest expense$3,073,0001,478
Pre-tax net operating income$5,464,0001,324
Securities gains (losses)$12,000667
Applicable income taxes$1,149,0001,067
Income before extraordinary items$4,327,0001,401
Extraordinary gains, net$05
Net income$4,327,0001,400
Minority interest net income$066
Net income of bank and minority interests.$4,327,0001,400
Net charge-offs$-275,0005,308
Cash dividends$957,0001,715
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,317,5201,387
2018-06-30 (YTD Data)Rank
Total interest income$9,284,0001,508
Total interest expense$1,553,0001,257
Net interest income$7,731,0001,545
Provision for loan and lease losses$03,782
Total noninterest income$3,786,000845
Gross Fiduciary activities income$77,000731
Service charges on deposit accounts$226,0002,138
Trading account gains and feesNANA
Additional Noninterest Income$3,483,000662
Total noninterest expense$8,263,0001,240
Salaries and employee benefits$5,712,0001,057
Premises and equipment expense$530,0001,989
Additional noninterest expense$2,021,0001,491
Pre-tax net operating income$3,254,0001,433
Securities gains (losses)$12,000565
Applicable income taxes$661,0001,158
Income before extraordinary items$2,605,0001,523
Extraordinary gains, net$06
Net income$2,605,0001,522
Minority interest net income$065
Net income of bank and minority interests.$2,605,0001,522
Net charge-offs$-271,0005,394
Cash dividends$579,0001,822
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,595,4001,512
2018-03-31 (YTD Data)Rank
Total interest income$4,496,0001,537
Total interest expense$739,0001,261
Net interest income$3,757,0001,582
Provision for loan and lease losses$03,508
Total noninterest income$1,696,000894
Gross Fiduciary activities income$44,000730
Service charges on deposit accounts$108,0002,209
Trading account gains and feesNANA
Additional Noninterest Income$1,544,000695
Total noninterest expense$3,834,0001,330
Salaries and employee benefits$2,611,0001,152
Premises and equipment expense$275,0001,979
Additional noninterest expense$948,0001,586
Pre-tax net operating income$1,619,0001,403
Securities gains (losses)$12,000418
Applicable income taxes$327,0001,155
Income before extraordinary items$1,304,0001,486
Extraordinary gains, net$07
Net income$1,304,0001,487
Minority interest net income$052
Net income of bank and minority interests.$1,304,0001,486
Net charge-offs$-222,0005,492
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,294,4001,482
2017-12-31 (YTD Data)Rank
Total interest income$17,287,0001,548
Total interest expense$2,712,0001,188
Net interest income$14,575,0001,610
Provision for loan and lease losses$90,0003,158
Total noninterest income$7,671,000840
Gross Fiduciary activities income$165,000732
Service charges on deposit accounts$425,0002,296
Trading account gains and feesNANA
Additional Noninterest Income$7,081,000660
Total noninterest expense$15,803,0001,261
Salaries and employee benefits$10,642,0001,106
Premises and equipment expense$1,073,0002,010
Additional noninterest expense$4,088,0001,489
Pre-tax net operating income$6,353,0001,406
Securities gains (losses)$85,000684
Applicable income taxes$1,667,0001,442
Income before extraordinary items$4,771,0001,394
Extraordinary gains, net$09
Net income$4,771,0001,392
Minority interest net income$076
Net income of bank and minority interests.$4,771,0001,394
Net charge-offs$54,0002,920
Cash dividends$4,107,000795
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,708,1001,391
2017-09-30 (YTD Data)Rank
Total interest income$12,851,0001,561
Total interest expense$1,994,0001,196
Net interest income$10,857,0001,618
Provision for loan and lease losses$36,0003,464
Total noninterest income$5,828,000836
Gross Fiduciary activities income$133,000731
Service charges on deposit accounts$311,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$5,384,000655
Total noninterest expense$11,613,0001,287
Salaries and employee benefits$7,771,0001,138
Premises and equipment expense$792,0002,030
Additional noninterest expense$3,050,0001,490
Pre-tax net operating income$5,036,0001,364
Securities gains (losses)$61,000793
Applicable income taxes$1,395,0001,177
Income before extraordinary items$3,702,0001,460
Extraordinary gains, net$09
Net income$3,702,0001,459
Minority interest net income$071
Net income of bank and minority interests.$3,702,0001,460
Net charge-offs$84,0002,073
Cash dividends$856,0001,867
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,657,4701,456
2017-06-30 (YTD Data)Rank
Total interest income$8,336,0001,582
Total interest expense$1,300,0001,172
Net interest income$7,036,0001,652
Provision for loan and lease losses$03,871
Total noninterest income$3,521,000890
Gross Fiduciary activities income$91,000728
Service charges on deposit accounts$203,0002,372
Trading account gains and feesNANA
Additional Noninterest Income$3,227,000701
Total noninterest expense$7,443,0001,333
Salaries and employee benefits$4,990,0001,175
Premises and equipment expense$506,0002,101
Additional noninterest expense$1,947,0001,542
Pre-tax net operating income$3,114,0001,425
Securities gains (losses)$4,0001,497
Applicable income taxes$807,0001,266
Income before extraordinary items$2,311,0001,517
Extraordinary gains, net$011
Net income$2,311,0001,517
Minority interest net income$071
Net income of bank and minority interests.$2,311,0001,517
Net charge-offs$52,0001,968
Cash dividends$656,0001,708
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,308,0401,506
2017-03-31 (YTD Data)Rank
Total interest income$4,049,0001,613
Total interest expense$646,0001,153
Net interest income$3,403,0001,695
Provision for loan and lease losses$03,537
Total noninterest income$1,462,0001,000
Gross Fiduciary activities income$38,000756
Service charges on deposit accounts$97,0002,433
Trading account gains and feesNANA
Additional Noninterest Income$1,327,000783
Total noninterest expense$3,386,0001,484
Salaries and employee benefits$2,219,0001,299
Premises and equipment expense$243,0002,198
Additional noninterest expense$924,0001,615
Pre-tax net operating income$1,479,0001,455
Securities gains (losses)$01,153
Applicable income taxes$367,0001,325
Income before extraordinary items$1,112,0001,544
Extraordinary gains, net$08
Net income$1,112,0001,544
Minority interest net income$055
Net income of bank and minority interests.$1,112,0001,544
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,112,0001,525
2016-12-31 (YTD Data)Rank
Total interest income$15,843,0001,593
Total interest expense$2,796,0001,030
Net interest income$13,047,0001,719
Provision for loan and lease losses$-400,0005,707
Total noninterest income$7,275,000877
Gross Fiduciary activities income$147,000765
Service charges on deposit accounts$430,0002,345
Trading account gains and fees$0170
Additional Noninterest Income$6,698,000685
Total noninterest expense$14,105,0001,384
Salaries and employee benefits$9,081,0001,239
Premises and equipment expense$996,0002,154
Additional noninterest expense$4,028,0001,525
Pre-tax net operating income$6,617,0001,297
Securities gains (losses)$418,000518
Applicable income taxes$1,842,0001,110
Income before extraordinary items$5,193,0001,340
Extraordinary gains, net$05
Net income$5,193,0001,339
Minority interest net income$082
Net income of bank and minority interests.$5,193,0001,339
Net charge-offs$-90,0005,503
Cash dividends$3,725,000878
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,883,6801,388
2016-09-30 (YTD Data)Rank
Total interest income$11,817,0001,608
Total interest expense$2,130,0001,016
Net interest income$9,687,0001,740
Provision for loan and lease losses$-200,0005,777
Total noninterest income$5,547,000871
Gross Fiduciary activities income$124,000747
Service charges on deposit accounts$322,0002,343
Trading account gains and fees$0169
Additional Noninterest Income$5,101,000675
Total noninterest expense$10,330,0001,424
Salaries and employee benefits$6,629,0001,269
Premises and equipment expense$739,0002,180
Additional noninterest expense$2,962,0001,554
Pre-tax net operating income$5,104,0001,302
Securities gains (losses)$418,000470
Applicable income taxes$1,400,0001,132
Income before extraordinary items$4,122,0001,304
Extraordinary gains, net$05
Net income$4,122,0001,303
Minority interest net income$071
Net income of bank and minority interests.$4,122,0001,304
Net charge-offs$132,0001,809
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,808,5001,348
2016-06-30 (YTD Data)Rank
Total interest income$7,948,0001,597
Total interest expense$1,446,000997
Net interest income$6,502,0001,735
Provision for loan and lease losses$-200,0005,898
Total noninterest income$3,517,000892
Gross Fiduciary activities income$61,000791
Service charges on deposit accounts$213,0002,333
Trading account gains and fees$0157
Additional Noninterest Income$3,243,000694
Total noninterest expense$6,847,0001,442
Salaries and employee benefits$4,437,0001,276
Premises and equipment expense$478,0002,223
Additional noninterest expense$1,932,0001,582
Pre-tax net operating income$3,372,0001,297
Securities gains (losses)$98,000977
Applicable income taxes$821,0001,225
Income before extraordinary items$2,649,0001,343
Extraordinary gains, net$016
Net income$2,649,0001,342
Minority interest net income$071
Net income of bank and minority interests.$2,649,0001,343
Net charge-offs$219,0001,062
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,574,5201,327
2016-03-31 (YTD Data)Rank
Total interest income$3,982,0001,599
Total interest expense$725,000993
Net interest income$3,257,0001,729
Provision for loan and lease losses$03,656
Total noninterest income$1,449,000983
Gross Fiduciary activities income$37,000776
Service charges on deposit accounts$106,0002,330
Trading account gains and fees$0142
Additional Noninterest Income$1,306,000779
Total noninterest expense$3,144,0001,550
Salaries and employee benefits$1,970,0001,390
Premises and equipment expense$231,0002,286
Additional noninterest expense$943,0001,607
Pre-tax net operating income$1,562,0001,368
Securities gains (losses)$89,000577
Applicable income taxes$393,0001,248
Income before extraordinary items$1,258,0001,363
Extraordinary gains, net$012
Net income$1,258,0001,363
Minority interest net income$062
Net income of bank and minority interests.$1,258,0001,364
Net charge-offs$-163,0005,962
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,190,3601,390
2015-12-31 (YTD Data)Rank
Total interest income$16,101,0001,534
Total interest expense$3,375,000825
Net interest income$12,726,0001,719
Provision for loan and lease losses$-1,500,0006,075
Total noninterest income$4,984,0001,125
Gross Fiduciary activities income$99,000827
Service charges on deposit accounts$426,0002,395
Trading account gains and fees$0159
Additional Noninterest Income$4,459,000871
Total noninterest expense$12,856,0001,508
Salaries and employee benefits$7,970,0001,365
Premises and equipment expense$1,102,0002,029
Additional noninterest expense$3,784,0001,604
Pre-tax net operating income$6,354,0001,298
Securities gains (losses)$61,0001,501
Applicable income taxes$1,445,0001,269
Income before extraordinary items$4,970,0001,365
Extraordinary gains, net$023
Net income$4,970,0001,364
Minority interest net income$081
Net income of bank and minority interests.$4,970,0001,365
Net charge-offs$-1,555,0006,134
Cash dividends$3,621,000856
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,923,0301,348
2015-09-30 (YTD Data)Rank
Total interest income$12,186,0001,532
Total interest expense$2,605,000813
Net interest income$9,581,0001,722
Provision for loan and lease losses$-500,0006,082
Total noninterest income$3,801,0001,129
Gross Fiduciary activities income$77,000817
Service charges on deposit accounts$323,0002,396
Trading account gains and fees$0153
Additional Noninterest Income$3,401,000874
Total noninterest expense$9,500,0001,537
Salaries and employee benefits$5,856,0001,388
Premises and equipment expense$834,0002,029
Additional noninterest expense$2,810,0001,614
Pre-tax net operating income$4,382,0001,423
Securities gains (losses)$45,0001,541
Applicable income taxes$984,0001,382
Income before extraordinary items$3,443,0001,465
Extraordinary gains, net$021
Net income$3,443,0001,466
Minority interest net income$078
Net income of bank and minority interests.$3,443,0001,466
Net charge-offs$-350,0006,054
Cash dividends$650,0002,054
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,407,9001,442
2015-06-30 (YTD Data)Rank
Total interest income$8,077,0001,544
Total interest expense$1,787,000787
Net interest income$6,290,0001,756
Provision for loan and lease losses$-500,0006,200
Total noninterest income$2,428,0001,165
Gross Fiduciary activities income$50,000837
Service charges on deposit accounts$221,0002,329
Trading account gains and fees$0157
Additional Noninterest Income$2,157,000914
Total noninterest expense$6,226,0001,565
Salaries and employee benefits$3,806,0001,421
Premises and equipment expense$566,0002,009
Additional noninterest expense$1,854,0001,646
Pre-tax net operating income$2,992,0001,382
Securities gains (losses)$46,0001,281
Applicable income taxes$695,0001,330
Income before extraordinary items$2,343,0001,425
Extraordinary gains, net$022
Net income$2,343,0001,425
Minority interest net income$075
Net income of bank and minority interests.$2,343,0001,426
Net charge-offs$-469,0006,211
Cash dividends$600,0001,719
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,307,5801,400
2015-03-31 (YTD Data)Rank
Total interest income$4,037,0001,537
Total interest expense$911,000769
Net interest income$3,126,0001,760
Provision for loan and lease losses$-300,0006,286
Total noninterest income$1,087,0001,214
Gross Fiduciary activities income$26,000839
Service charges on deposit accounts$107,0002,356
Trading account gains and fees$0152
Additional Noninterest Income$954,000960
Total noninterest expense$3,018,0001,613
Salaries and employee benefits$1,869,0001,440
Premises and equipment expense$295,0001,965
Additional noninterest expense$854,0001,759
Pre-tax net operating income$1,495,0001,346
Securities gains (losses)$29,0001,077
Applicable income taxes$359,0001,278
Income before extraordinary items$1,165,0001,404
Extraordinary gains, net$013
Net income$1,165,0001,407
Minority interest net income$064
Net income of bank and minority interests.$1,165,0001,406
Net charge-offs$-500,0006,348
Cash dividends$50,0002,582
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,142,9601,382
2014-12-31 (YTD Data)Rank
Total interest income$16,391,0001,524
Total interest expense$4,078,000710
Net interest income$12,313,0001,781
Provision for loan and lease losses$04,603
Total noninterest income$3,764,0001,332
Gross Fiduciary activities income$219,000759
Service charges on deposit accounts$425,0002,572
Trading account gains and fees$0180
Additional Noninterest Income$3,120,0001,076
Total noninterest expense$10,369,0001,829
Salaries and employee benefits$5,981,0001,729
Premises and equipment expense$1,068,0002,133
Additional noninterest expense$3,320,0001,854
Pre-tax net operating income$5,708,0001,361
Securities gains (losses)$433,000455
Applicable income taxes$1,386,0001,260
Income before extraordinary items$4,755,0001,367
Extraordinary gains, net$017
Net income$4,755,0001,366
Minority interest net income$084
Net income of bank and minority interests.$4,755,0001,366
Net charge-offs$723,0001,137
Cash dividends$3,425,000834
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,421,5901,435
2014-09-30 (YTD Data)Rank
Total interest income$12,324,0001,527
Total interest expense$3,103,000705
Net interest income$9,221,0001,791
Provision for loan and lease losses$04,401
Total noninterest income$2,800,0001,352
Gross Fiduciary activities income$201,000724
Service charges on deposit accounts$320,0002,592
Trading account gains and fees$0174
Additional Noninterest Income$2,279,0001,100
Total noninterest expense$7,599,0001,873
Salaries and employee benefits$4,466,0001,739
Premises and equipment expense$775,0002,204
Additional noninterest expense$2,358,0001,951
Pre-tax net operating income$4,422,0001,347
Securities gains (losses)$351,000427
Applicable income taxes$1,126,0001,203
Income before extraordinary items$3,647,0001,329
Extraordinary gains, net$015
Net income$3,647,0001,328
Minority interest net income$081
Net income of bank and minority interests.$3,647,0001,329
Net charge-offs$677,000920
Cash dividends$606,0001,997
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,380,2401,397
2014-06-30 (YTD Data)Rank
Total interest income$8,231,0001,517
Total interest expense$2,093,000699
Net interest income$6,138,0001,783
Provision for loan and lease losses$04,196
Total noninterest income$1,795,0001,369
Gross Fiduciary activities income$172,000675
Service charges on deposit accounts$214,0002,556
Trading account gains and fees$0172
Additional Noninterest Income$1,409,0001,145
Total noninterest expense$4,884,0001,938
Salaries and employee benefits$2,849,0001,810
Premises and equipment expense$497,0002,285
Additional noninterest expense$1,538,0001,987
Pre-tax net operating income$3,049,0001,272
Securities gains (losses)$37,0001,347
Applicable income taxes$710,0001,237
Income before extraordinary items$2,376,0001,319
Extraordinary gains, net$020
Net income$2,376,0001,319
Minority interest net income$080
Net income of bank and minority interests.$2,376,0001,320
Net charge-offs$179,0001,690
Cash dividends$556,0001,709
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,347,5101,307
2014-03-31 (YTD Data)Rank
Total interest income$4,116,0001,514
Total interest expense$1,061,000698
Net interest income$3,055,0001,785
Provision for loan and lease losses$03,817
Total noninterest income$792,0001,468
Gross Fiduciary activities income$155,000567
Service charges on deposit accounts$104,0002,594
Trading account gains and fees$0147
Additional Noninterest Income$533,0001,350
Total noninterest expense$2,451,0001,932
Salaries and employee benefits$1,439,0001,800
Premises and equipment expense$242,0002,366
Additional noninterest expense$770,0001,957
Pre-tax net operating income$1,396,0001,333
Securities gains (losses)$11,0001,130
Applicable income taxes$306,0001,330
Income before extraordinary items$1,101,0001,380
Extraordinary gains, net$016
Net income$1,101,0001,383
Minority interest net income$066
Net income of bank and minority interests.$1,101,0001,382
Net charge-offs$82,0001,501
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,092,4201,360
2013-12-31 (YTD Data)Rank
Total interest income$16,546,0001,516
Total interest expense$5,087,000652
Net interest income$11,459,0001,868
Provision for loan and lease losses$800,0001,326
Total noninterest income$3,154,0001,560
Gross Fiduciary activities income$68,000916
Service charges on deposit accounts$464,0002,531
Trading account gains and fees$0184
Additional Noninterest Income$2,622,0001,256
Total noninterest expense$9,570,0001,970
Salaries and employee benefits$5,284,0001,925
Premises and equipment expense$1,056,0002,144
Additional noninterest expense$3,230,0001,958
Pre-tax net operating income$4,243,0001,644
Securities gains (losses)$1,001,000235
Applicable income taxes$1,059,0001,414
Income before extraordinary items$4,185,0001,439
Extraordinary gains, net$029
Net income$4,185,0001,443
Minority interest net income$090
Net income of bank and minority interests.$4,185,0001,443
Net charge-offs$746,0001,562
Cash dividends$3,789,000730
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,384,2001,682
2013-09-30 (YTD Data)Rank
Total interest income$12,522,0001,509
Total interest expense$3,906,000643
Net interest income$8,616,0001,869
Provision for loan and lease losses$800,0001,047
Total noninterest income$2,489,0001,530
Gross Fiduciary activities income$51,000906
Service charges on deposit accounts$350,0002,541
Trading account gains and fees$0180
Additional Noninterest Income$2,088,0001,234
Total noninterest expense$7,326,0001,941
Salaries and employee benefits$4,085,0001,880
Premises and equipment expense$844,0002,044
Additional noninterest expense$2,397,0001,958
Pre-tax net operating income$2,979,0001,756
Securities gains (losses)$1,001,000207
Applicable income taxes$839,0001,406
Income before extraordinary items$3,141,0001,442
Extraordinary gains, net$025
Net income$3,141,0001,445
Minority interest net income$084
Net income of bank and minority interests.$3,141,0001,444
Net charge-offs$567,0001,470
Cash dividends$1,216,0001,252
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,350,2101,813
2013-06-30 (YTD Data)Rank
Total interest income$8,367,0001,505
Total interest expense$2,678,000639
Net interest income$5,689,0001,876
Provision for loan and lease losses$800,000795
Total noninterest income$1,672,0001,532
Gross Fiduciary activities income$27,000937
Service charges on deposit accounts$235,0002,479
Trading account gains and fees$0157
Additional Noninterest Income$1,410,0001,248
Total noninterest expense$5,022,0001,897
Salaries and employee benefits$2,786,0001,850
Premises and equipment expense$567,0002,035
Additional noninterest expense$1,669,0001,883
Pre-tax net operating income$1,539,0002,155
Securities gains (losses)$961,000190
Applicable income taxes$499,0001,515
Income before extraordinary items$2,001,0001,505
Extraordinary gains, net$022
Net income$2,001,0001,508
Minority interest net income$082
Net income of bank and minority interests.$2,001,0001,510
Net charge-offs$262,0001,819
Cash dividends$1,166,000957
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,232,2002,174
2013-03-31 (YTD Data)Rank
Total interest income$4,202,0001,510
Total interest expense$1,371,000649
Net interest income$2,831,0001,884
Provision for loan and lease losses$600,000594
Total noninterest income$717,0001,693
Gross Fiduciary activities income$13,000939
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$587,0001,409
Total noninterest expense$2,640,0001,836
Salaries and employee benefits$1,490,0001,754
Premises and equipment expense$294,0001,996
Additional noninterest expense$856,0001,837
Pre-tax net operating income$308,0003,758
Securities gains (losses)$757,000139
Applicable income taxes$165,0001,908
Income before extraordinary items$900,0001,622
Extraordinary gains, net$010
Net income$900,0001,623
Minority interest net income$076
Net income of bank and minority interests.$900,0001,624
Net charge-offs$256,0001,181
Cash dividends$656,000761
Sale, conversion, retirement of capital stock, net$0789
Net operating income$256,5503,745
2012-12-31 (YTD Data)Rank
Total interest income$17,595,0001,497
Total interest expense$5,998,000725
Net interest income$11,597,0001,894
Provision for loan and lease losses$1,125,0001,639
Total noninterest income$2,426,0001,912
Gross Fiduciary activities income$70,000937
Service charges on deposit accounts$508,0002,455
Trading account gains and fees$0166
Additional Noninterest Income$1,848,0001,604
Total noninterest expense$9,508,0002,012
Salaries and employee benefits$4,860,0002,062
Premises and equipment expense$1,093,0002,100
Additional noninterest expense$3,555,0001,856
Pre-tax net operating income$3,390,0001,876
Securities gains (losses)$1,627,000331
Applicable income taxes$913,0001,548
Income before extraordinary items$4,104,0001,426
Extraordinary gains, net$029
Net income$4,104,0001,427
Minority interest net income$093
Net income of bank and minority interests.$4,104,0001,427
Net charge-offs$1,282,0001,561
Cash dividends$3,849,000717
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,769,8601,888
2012-09-30 (YTD Data)Rank
Total interest income$13,260,0001,525
Total interest expense$4,520,000758
Net interest income$8,740,0001,900
Provision for loan and lease losses$525,0002,211
Total noninterest income$1,678,0002,026
Gross Fiduciary activities income$61,000903
Service charges on deposit accounts$382,0002,474
Trading account gains and fees$0157
Additional Noninterest Income$1,235,0001,748
Total noninterest expense$7,149,0002,001
Salaries and employee benefits$3,686,0002,040
Premises and equipment expense$803,0002,170
Additional noninterest expense$2,660,0001,871
Pre-tax net operating income$2,744,0001,809
Securities gains (losses)$479,000774
Applicable income taxes$479,0001,994
Income before extraordinary items$2,744,0001,600
Extraordinary gains, net$020
Net income$2,744,0001,601
Minority interest net income$086
Net income of bank and minority interests.$2,744,0001,601
Net charge-offs$522,0002,123
Cash dividends$1,382,0001,058
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,336,8501,741
2012-06-30 (YTD Data)Rank
Total interest income$8,844,0001,544
Total interest expense$3,028,000792
Net interest income$5,816,0001,903
Provision for loan and lease losses$425,0001,999
Total noninterest income$972,0002,197
Gross Fiduciary activities income$43,000912
Service charges on deposit accounts$260,0002,413
Trading account gains and fees$0153
Additional Noninterest Income$669,0001,968
Total noninterest expense$4,247,0002,252
Salaries and employee benefits$2,346,0002,115
Premises and equipment expense$528,0002,183
Additional noninterest expense$1,373,0002,363
Pre-tax net operating income$2,116,0001,618
Securities gains (losses)$207,0001,077
Applicable income taxes$376,0001,794
Income before extraordinary items$1,947,0001,521
Extraordinary gains, net$019
Net income$1,947,0001,520
Minority interest net income$084
Net income of bank and minority interests.$1,947,0001,521
Net charge-offs$535,0001,695
Cash dividends$928,0001,043
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,773,1201,560
2012-03-31 (YTD Data)Rank
Total interest income$4,417,0001,560
Total interest expense$1,523,000820
Net interest income$2,894,0001,918
Provision for loan and lease losses$275,0001,672
Total noninterest income$344,0002,705
Gross Fiduciary activities income$11,000973
Service charges on deposit accounts$129,0002,411
Trading account gains and fees$0148
Additional Noninterest Income$204,0002,623
Total noninterest expense$2,086,0002,287
Salaries and employee benefits$1,149,0002,178
Premises and equipment expense$252,0002,287
Additional noninterest expense$685,0002,336
Pre-tax net operating income$877,0001,878
Securities gains (losses)$111,000867
Applicable income taxes$126,0002,209
Income before extraordinary items$862,0001,686
Extraordinary gains, net$019
Net income$862,0001,686
Minority interest net income$078
Net income of bank and minority interests.$862,0001,687
Net charge-offs$425,0001,208
Cash dividends$166,0001,739
Sale, conversion, retirement of capital stock, net$0861
Net operating income$765,4301,764
2011-12-31 (YTD Data)Rank
Total interest income$17,560,0001,615
Total interest expense$6,247,000977
Net interest income$11,313,0001,938
Provision for loan and lease losses$1,300,0002,049
Total noninterest income$1,316,0002,642
Gross Fiduciary activities income$86,000861
Service charges on deposit accounts$528,0002,459
Trading account gains and fees$0146
Additional Noninterest Income$702,0002,636
Total noninterest expense$7,739,0002,441
Salaries and employee benefits$4,335,0002,232
Premises and equipment expense$765,0003,009
Additional noninterest expense$2,639,0002,489
Pre-tax net operating income$3,590,0001,561
Securities gains (losses)$799,000539
Applicable income taxes$742,0001,626
Income before extraordinary items$3,647,0001,353
Extraordinary gains, net$029
Net income$3,647,0001,353
Minority interest net income$096
Net income of bank and minority interests.$3,647,0001,353
Net charge-offs$933,0002,442
Cash dividends$1,424,0001,290
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,983,8301,545
2011-09-30 (YTD Data)Rank
Total interest income$13,138,0001,634
Total interest expense$4,709,0001,018
Net interest income$8,429,0001,954
Provision for loan and lease losses$1,075,0001,876
Total noninterest income$942,0002,718
Gross Fiduciary activities income$75,000829
Service charges on deposit accounts$383,0002,537
Trading account gains and fees$0145
Additional Noninterest Income$484,0002,753
Total noninterest expense$5,860,0002,432
Salaries and employee benefits$3,348,0002,173
Premises and equipment expense$575,0003,026
Additional noninterest expense$1,937,0002,536
Pre-tax net operating income$2,436,0001,777
Securities gains (losses)$688,000492
Applicable income taxes$499,0001,743
Income before extraordinary items$2,625,0001,451
Extraordinary gains, net$021
Net income$2,625,0001,451
Minority interest net income$087
Net income of bank and minority interests.$2,625,0001,451
Net charge-offs$316,0003,186
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,047,0801,725
2011-06-30 (YTD Data)Rank
Total interest income$8,697,0001,659
Total interest expense$3,130,0001,052
Net interest income$5,567,0001,970
Provision for loan and lease losses$900,0001,580
Total noninterest income$584,0002,842
Gross Fiduciary activities income$47,000857
Service charges on deposit accounts$235,0002,693
Trading account gains and fees$0153
Additional Noninterest Income$302,0002,868
Total noninterest expense$3,697,0002,567
Salaries and employee benefits$2,072,0002,338
Premises and equipment expense$547,0002,258
Additional noninterest expense$1,078,0003,005
Pre-tax net operating income$1,554,0001,823
Securities gains (losses)$313,000537
Applicable income taxes$250,0001,989
Income before extraordinary items$1,617,0001,521
Extraordinary gains, net$015
Net income$1,617,0001,521
Minority interest net income$089
Net income of bank and minority interests.$1,617,0001,521
Net charge-offs$315,0002,639
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,344,6901,702
2011-03-31 (YTD Data)Rank
Total interest income$4,332,0001,678
Total interest expense$1,582,0001,078
Net interest income$2,750,0001,989
Provision for loan and lease losses$450,0001,516
Total noninterest income$256,0003,115
Gross Fiduciary activities income$13,000926
Service charges on deposit accounts$109,0002,804
Trading account gains and fees$0158
Additional Noninterest Income$134,0003,092
Total noninterest expense$1,891,0002,530
Salaries and employee benefits$1,110,0002,214
Premises and equipment expense$254,0002,461
Additional noninterest expense$527,0003,049
Pre-tax net operating income$665,0002,049
Securities gains (losses)$01,772
Applicable income taxes$8,0003,871
Income before extraordinary items$657,0001,776
Extraordinary gains, net$09
Net income$657,0001,776
Minority interest net income$086
Net income of bank and minority interests.$657,0001,776
Net charge-offs$310,0001,720
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$657,0001,722
2010-12-31 (YTD Data)Rank
Total interest income$18,230,0001,663
Total interest expense$6,258,0001,320
Net interest income$11,972,0001,834
Provision for loan and lease losses$6,364,000943
Total noninterest income$884,0003,451
Gross Fiduciary activities income$113,000860
Service charges on deposit accounts$507,0002,618
Trading account gains and fees$0175
Additional Noninterest Income$264,0004,167
Total noninterest expense$7,859,0002,457
Salaries and employee benefits$4,732,0002,038
Premises and equipment expense$973,0002,543
Additional noninterest expense$2,154,0003,049
Pre-tax net operating income$-1,367,0006,617
Securities gains (losses)$167,0001,737
Applicable income taxes$-1,354,0007,383
Income before extraordinary items$154,0005,435
Extraordinary gains, net$029
Net income$154,0005,434
Minority interest net income$0111
Net income of bank and minority interests.$154,0005,436
Net charge-offs$6,289,000848
Cash dividends$2,185,000758
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$47,1205,671
2010-09-30 (YTD Data)Rank
Total interest income$13,305,0001,737
Total interest expense$4,605,0001,406
Net interest income$8,700,0001,917
Provision for loan and lease losses$2,659,0001,371
Total noninterest income$614,0003,642
Gross Fiduciary activities income$59,000897
Service charges on deposit accounts$377,0002,694
Trading account gains and fees$0165
Additional Noninterest Income$178,0004,370
Total noninterest expense$5,518,0002,620
Salaries and employee benefits$3,305,0002,200
Premises and equipment expense$677,0002,738
Additional noninterest expense$1,536,0003,157
Pre-tax net operating income$1,137,0002,868
Securities gains (losses)$163,0001,533
Applicable income taxes$-185,0007,183
Income before extraordinary items$1,485,0002,163
Extraordinary gains, net$023
Net income$1,485,0002,164
Minority interest net income$0110
Net income of bank and minority interests.$1,485,0002,166
Net charge-offs$2,695,0001,240
Cash dividends$1,580,000681
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,322,0002,261
2010-06-30 (YTD Data)Rank
Total interest income$8,792,0001,773
Total interest expense$3,009,0001,487
Net interest income$5,783,0001,927
Provision for loan and lease losses$450,0002,998
Total noninterest income$380,0003,738
Gross Fiduciary activities income$23,000969
Service charges on deposit accounts$240,0002,789
Trading account gains and fees$0152
Additional Noninterest Income$117,0004,376
Total noninterest expense$3,529,0002,715
Salaries and employee benefits$2,153,0002,249
Premises and equipment expense$438,0002,833
Additional noninterest expense$938,0003,375
Pre-tax net operating income$2,184,0001,195
Securities gains (losses)$03,184
Applicable income taxes$374,0001,503
Income before extraordinary items$1,810,0001,231
Extraordinary gains, net$019
Net income$1,810,0001,232
Minority interest net income$0105
Net income of bank and minority interests.$1,810,0001,232
Net charge-offs$2,0006,208
Cash dividends$1,277,000543
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,810,0001,189
2010-03-31 (YTD Data)Rank
Total interest income$4,285,0001,870
Total interest expense$1,519,0001,559
Net interest income$2,766,0002,027
Provision for loan and lease losses$225,0002,809
Total noninterest income$179,0003,907
Gross Fiduciary activities income$10,000980
Service charges on deposit accounts$117,0002,833
Trading account gains and fees$0175
Additional Noninterest Income$52,0004,626
Total noninterest expense$1,802,0002,693
Salaries and employee benefits$1,114,0002,215
Premises and equipment expense$201,0003,102
Additional noninterest expense$487,0003,258
Pre-tax net operating income$918,0001,423
Securities gains (losses)$02,284
Applicable income taxes$176,0001,558
Income before extraordinary items$742,0001,477
Extraordinary gains, net$016
Net income$742,0001,479
Minority interest net income$091
Net income of bank and minority interests.$742,0001,479
Net charge-offs$-13,0007,555
Cash dividends$113,0001,810
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$742,0001,421
2009-12-31 (YTD Data)Rank
Total interest income$16,728,0002,035
Total interest expense$6,145,0001,889
Net interest income$10,583,0002,078
Provision for loan and lease losses$1,744,0002,670
Total noninterest income$784,0003,807
Gross Fiduciary activities income$75,000902
Service charges on deposit accounts$501,0002,879
Trading account gains and fees$0211
Additional Noninterest Income$208,0004,570
Total noninterest expense$6,516,0002,974
Salaries and employee benefits$3,982,0002,457
Premises and equipment expense$788,0003,156
Additional noninterest expense$1,746,0003,681
Pre-tax net operating income$3,107,0001,287
Securities gains (losses)$748,000649
Applicable income taxes$606,0001,371
Income before extraordinary items$3,249,0001,039
Extraordinary gains, net$034
Net income$3,249,0001,035
Minority interest net income$0115
Net income of bank and minority interests.$3,249,0001,038
Net charge-offs$111,0005,603
Cash dividends$3,047,000567
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,620,6801,264
2009-09-30 (YTD Data)Rank
Total interest income$12,432,0002,084
Total interest expense$4,584,0001,974
Net interest income$7,848,0002,088
Provision for loan and lease losses$633,0003,448
Total noninterest income$596,0003,856
Gross Fiduciary activities income$65,000877
Service charges on deposit accounts$374,0002,901
Trading account gains and fees$0212
Additional Noninterest Income$157,0004,684
Total noninterest expense$4,630,0003,119
Salaries and employee benefits$3,012,0002,477
Premises and equipment expense$582,0003,235
Additional noninterest expense$1,036,0004,273
Pre-tax net operating income$3,181,0001,029
Securities gains (losses)$744,000504
Applicable income taxes$870,000936
Income before extraordinary items$3,055,000885
Extraordinary gains, net$027
Net income$3,055,000886
Minority interest net income$0118
Net income of bank and minority interests.$3,055,000886
Net charge-offs$75,0005,336
Cash dividends$1,512,000843
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,474,6801,088
2009-06-30 (YTD Data)Rank
Total interest income$8,251,0002,135
Total interest expense$3,072,0002,055
Net interest income$5,179,0002,111
Provision for loan and lease losses$522,0002,918
Total noninterest income$399,0003,851
Gross Fiduciary activities income$46,000880
Service charges on deposit accounts$247,0002,891
Trading account gains and fees$0193
Additional Noninterest Income$106,0004,700
Total noninterest expense$2,990,0003,225
Salaries and employee benefits$1,968,0002,547
Premises and equipment expense$380,0003,318
Additional noninterest expense$642,0004,527
Pre-tax net operating income$2,066,0001,104
Securities gains (losses)$744,000370
Applicable income taxes$656,000865
Income before extraordinary items$2,154,000879
Extraordinary gains, net$021
Net income$2,154,000879
Minority interest net income$0112
Net income of bank and minority interests.$2,154,000879
Net charge-offs$27,0005,411
Cash dividends$945,000981
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,581,1201,159
2009-03-31 (YTD Data)Rank
Total interest income$4,086,0002,172
Total interest expense$1,552,0002,110
Net interest income$2,534,0002,158
Provision for loan and lease losses$111,0003,726
Total noninterest income$193,0003,885
Gross Fiduciary activities income$23,000892
Service charges on deposit accounts$123,0002,835
Trading account gains and fees$0171
Additional Noninterest Income$47,0004,942
Total noninterest expense$1,531,0003,087
Salaries and employee benefits$1,036,0002,475
Premises and equipment expense$187,0003,412
Additional noninterest expense$308,0004,335
Pre-tax net operating income$1,085,0001,184
Securities gains (losses)$744,000237
Applicable income taxes$492,000686
Income before extraordinary items$1,337,000766
Extraordinary gains, net$015
Net income$1,337,000766
Minority interest net income$0102
Net income of bank and minority interests.$1,337,000768
Net charge-offs$31,0003,989
Cash dividends$340,0001,257
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$793,8801,306
2008-12-31 (YTD Data)Rank
Total interest income$17,734,0002,144
Total interest expense$7,062,0002,190
Net interest income$10,672,0002,075
Provision for loan and lease losses$600,0003,490
Total noninterest income$1,422,0002,734
Gross Fiduciary activities income$80,000917
Service charges on deposit accounts$517,0002,937
Trading account gains and fees$0154
Additional Noninterest Income$825,0002,419
Total noninterest expense$5,965,0003,091
Salaries and employee benefits$4,041,0002,485
Premises and equipment expense$704,0003,493
Additional noninterest expense$1,220,0004,241
Pre-tax net operating income$5,529,0001,010
Securities gains (losses)$-4,796,0008,077
Applicable income taxes$-693,0007,601
Income before extraordinary items$1,426,0002,600
Extraordinary gains, net$039
Net income$1,426,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,058
Cash dividends$2,321,0001,179
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,222,000698
2008-09-30 (YTD Data)Rank
Total interest income$13,417,0002,178
Total interest expense$5,409,0002,230
Net interest income$8,008,0002,090
Provision for loan and lease losses$600,0002,479
Total noninterest income$1,223,0002,542
Gross Fiduciary activities income$56,000922
Service charges on deposit accounts$393,0002,921
Trading account gains and fees$0148
Additional Noninterest Income$774,0002,161
Total noninterest expense$4,407,0003,115
Salaries and employee benefits$3,064,0002,495
Premises and equipment expense$484,0003,719
Additional noninterest expense$859,0004,345
Pre-tax net operating income$4,224,0001,195
Securities gains (losses)$-4,367,0008,191
Applicable income taxes$-782,0007,987
Income before extraordinary items$639,0004,006
Extraordinary gains, net$031
Net income$639,0004,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,890
Cash dividends$718,0002,246
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,433,8801,137
2008-06-30 (YTD Data)Rank
Total interest income$8,903,0002,209
Total interest expense$3,731,0002,237
Net interest income$5,172,0002,147
Provision for loan and lease losses$114,0004,093
Total noninterest income$470,0003,649
Gross Fiduciary activities income$37,000942
Service charges on deposit accounts$259,0002,927
Trading account gains and fees$0149
Additional Noninterest Income$174,0004,039
Total noninterest expense$2,808,0003,264
Salaries and employee benefits$1,976,0002,600
Premises and equipment expense$280,0004,163
Additional noninterest expense$552,0004,439
Pre-tax net operating income$2,720,0001,291
Securities gains (losses)$13,0002,325
Applicable income taxes$583,0001,426
Income before extraordinary items$2,150,0001,281
Extraordinary gains, net$021
Net income$2,150,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,615
Cash dividends$718,0001,830
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,139,7301,265
2008-03-31 (YTD Data)Rank
Total interest income$4,510,0002,235
Total interest expense$2,006,0002,230
Net interest income$2,504,0002,209
Provision for loan and lease losses$54,0003,716
Total noninterest income$221,0003,785
Gross Fiduciary activities income$8,0001,052
Service charges on deposit accounts$125,0002,971
Trading account gains and fees$0158
Additional Noninterest Income$88,0004,007
Total noninterest expense$1,344,0003,385
Salaries and employee benefits$910,0002,801
Premises and equipment expense$140,0004,199
Additional noninterest expense$294,0004,183
Pre-tax net operating income$1,327,0001,410
Securities gains (losses)$13,0001,848
Applicable income taxes$292,0001,507
Income before extraordinary items$1,048,0001,429
Extraordinary gains, net$015
Net income$1,048,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,732
Cash dividends$113,0002,814
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,037,8601,394
2007-12-31 (YTD Data)Rank
Total interest income$18,458,0002,229
Total interest expense$8,861,0002,141
Net interest income$9,597,0002,322
Provision for loan and lease losses$06,851
Total noninterest income$737,0004,189
Gross Fiduciary activities income$53,0001,004
Service charges on deposit accounts$490,0003,097
Trading account gains and fees$0178
Additional Noninterest Income$194,0005,123
Total noninterest expense$5,171,0003,356
Salaries and employee benefits$3,513,0002,794
Premises and equipment expense$671,0003,541
Additional noninterest expense$987,0004,706
Pre-tax net operating income$5,163,0001,592
Securities gains (losses)$02,146
Applicable income taxes$1,319,0001,543
Income before extraordinary items$3,844,0001,652
Extraordinary gains, net$039
Net income$3,844,0001,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0002,230
Cash dividends$1,489,0002,027
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,844,0001,640
2007-09-30 (YTD Data)Rank
Total interest income$13,726,0002,256
Total interest expense$6,586,0002,152
Net interest income$7,140,0002,346
Provision for loan and lease losses$06,528
Total noninterest income$539,0004,239
Gross Fiduciary activities income$40,000996
Service charges on deposit accounts$349,0003,192
Trading account gains and fees$0184
Additional Noninterest Income$150,0005,093
Total noninterest expense$3,712,0003,449
Salaries and employee benefits$2,521,0002,896
Premises and equipment expense$494,0003,574
Additional noninterest expense$697,0004,812
Pre-tax net operating income$3,967,0001,680
Securities gains (losses)$01,655
Applicable income taxes$1,107,0001,529
Income before extraordinary items$2,860,0001,767
Extraordinary gains, net$033
Net income$2,860,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,141
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,860,0001,757
2007-06-30 (YTD Data)Rank
Total interest income$9,062,0002,301
Total interest expense$4,278,0002,206
Net interest income$4,784,0002,370
Provision for loan and lease losses$06,209
Total noninterest income$358,0004,272
Gross Fiduciary activities income$25,0001,018
Service charges on deposit accounts$234,0003,159
Trading account gains and fees$0168
Additional Noninterest Income$99,0005,143
Total noninterest expense$2,464,0003,478
Salaries and employee benefits$1,679,0002,942
Premises and equipment expense$331,0003,589
Additional noninterest expense$454,0004,889
Pre-tax net operating income$2,678,0001,712
Securities gains (losses)$01,444
Applicable income taxes$797,0001,495
Income before extraordinary items$1,881,0001,845
Extraordinary gains, net$029
Net income$1,881,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,040
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,881,0001,826
2007-03-31 (YTD Data)Rank
Total interest income$4,503,0002,308
Total interest expense$2,096,0002,231
Net interest income$2,407,0002,360
Provision for loan and lease losses$05,779
Total noninterest income$160,0004,478
Gross Fiduciary activities income$11,0001,027
Service charges on deposit accounts$106,0003,330
Trading account gains and fees$0195
Additional Noninterest Income$43,0005,388
Total noninterest expense$1,167,0003,651
Salaries and employee benefits$769,0003,198
Premises and equipment expense$157,0003,744
Additional noninterest expense$241,0004,659
Pre-tax net operating income$1,400,0001,638
Securities gains (losses)$01,187
Applicable income taxes$427,0001,458
Income before extraordinary items$973,0001,759
Extraordinary gains, net$022
Net income$973,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$973,0001,747
2006-12-31 (YTD Data)Rank
Total interest income$17,301,0002,252
Total interest expense$7,489,0002,167
Net interest income$9,812,0002,325
Provision for loan and lease losses$06,850
Total noninterest income$682,0004,421
Gross Fiduciary activities income$55,0001,014
Service charges on deposit accounts$440,0003,346
Trading account gains and fees$0130
Additional Noninterest Income$187,0005,237
Total noninterest expense$4,769,0003,476
Salaries and employee benefits$3,154,0002,995
Premises and equipment expense$620,0003,663
Additional noninterest expense$995,0004,531
Pre-tax net operating income$5,725,0001,683
Securities gains (losses)$14,000999
Applicable income taxes$1,754,0001,470
Income before extraordinary items$3,985,0001,793
Extraordinary gains, net$051
Net income$3,985,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,587
Cash dividends$2,042,0001,504
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,975,3401,778
2006-09-30 (YTD Data)Rank
Total interest income$12,736,0002,285
Total interest expense$5,415,0002,177
Net interest income$7,321,0002,361
Provision for loan and lease losses$06,685
Total noninterest income$501,0004,472
Gross Fiduciary activities income$38,0001,023
Service charges on deposit accounts$318,0003,440
Trading account gains and fees$0126
Additional Noninterest Income$145,0005,203
Total noninterest expense$3,424,0003,599
Salaries and employee benefits$2,246,0003,124
Premises and equipment expense$454,0003,752
Additional noninterest expense$724,0004,593
Pre-tax net operating income$4,398,0001,695
Securities gains (losses)$14,000824
Applicable income taxes$1,405,0001,465
Income before extraordinary items$3,007,0001,830
Extraordinary gains, net$045
Net income$3,007,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,980
Cash dividends$680,0002,478
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,997,4801,812
2006-06-30 (YTD Data)Rank
Total interest income$8,325,0002,288
Total interest expense$3,453,0002,155
Net interest income$4,872,0002,375
Provision for loan and lease losses$06,419
Total noninterest income$323,0004,542
Gross Fiduciary activities income$21,0001,067
Service charges on deposit accounts$202,0003,521
Trading account gains and fees$0126
Additional Noninterest Income$100,0005,133
Total noninterest expense$2,298,0003,578
Salaries and employee benefits$1,522,0003,081
Premises and equipment expense$308,0003,693
Additional noninterest expense$468,0004,682
Pre-tax net operating income$2,897,0001,707
Securities gains (losses)$11,000713
Applicable income taxes$893,0001,529
Income before extraordinary items$2,015,0001,814
Extraordinary gains, net$039
Net income$2,015,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$605,0002,079
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,007,4101,810
2006-03-31 (YTD Data)Rank
Total interest income$4,120,0002,265
Total interest expense$1,683,0002,118
Net interest income$2,437,0002,378
Provision for loan and lease losses$06,013
Total noninterest income$149,0004,696
Gross Fiduciary activities income$10,0001,070
Service charges on deposit accounts$99,0003,496
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,532
Total noninterest expense$1,127,0003,650
Salaries and employee benefits$717,0003,266
Premises and equipment expense$151,0003,771
Additional noninterest expense$259,0004,358
Pre-tax net operating income$1,459,0001,658
Securities gains (losses)$0955
Applicable income taxes$482,0001,440
Income before extraordinary items$977,0001,835
Extraordinary gains, net$021
Net income$977,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$977,0001,818
2005-12-31 (YTD Data)Rank
Total interest income$15,447,0002,152
Total interest expense$5,320,0002,081
Net interest income$10,127,0002,190
Provision for loan and lease losses$-87,0008,616
Total noninterest income$790,0004,071
Gross Fiduciary activities income$126,000910
Service charges on deposit accounts$489,0003,096
Trading account gains and fees$0138
Additional Noninterest Income$175,0005,437
Total noninterest expense$4,627,0003,444
Salaries and employee benefits$3,140,0002,854
Premises and equipment expense$580,0003,753
Additional noninterest expense$907,0004,740
Pre-tax net operating income$6,377,0001,506
Securities gains (losses)$6,0001,641
Applicable income taxes$1,956,0001,390
Income before extraordinary items$4,427,0001,585
Extraordinary gains, net$046
Net income$4,427,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,604
Cash dividends$2,415,0001,266
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,422,8601,562
2005-09-30 (YTD Data)Rank
Total interest income$11,462,0002,127
Total interest expense$3,822,0002,059
Net interest income$7,640,0002,152
Provision for loan and lease losses$06,899
Total noninterest income$547,0004,291
Gross Fiduciary activities income$44,0001,011
Service charges on deposit accounts$363,0003,121
Trading account gains and fees$0126
Additional Noninterest Income$140,0005,313
Total noninterest expense$3,343,0003,526
Salaries and employee benefits$2,266,0002,917
Premises and equipment expense$420,0003,830
Additional noninterest expense$657,0004,820
Pre-tax net operating income$4,844,0001,479
Securities gains (losses)$6,0001,641
Applicable income taxes$1,547,0001,348
Income before extraordinary items$3,303,0001,594
Extraordinary gains, net$035
Net income$3,303,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0008,625
Cash dividends$978,0001,838
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,298,9201,565
2005-06-30 (YTD Data)Rank
Total interest income$7,541,0002,097
Total interest expense$2,431,0002,041
Net interest income$5,110,0002,121
Provision for loan and lease losses$06,626
Total noninterest income$358,0004,317
Gross Fiduciary activities income$23,0001,049
Service charges on deposit accounts$241,0003,084
Trading account gains and fees$0116
Additional Noninterest Income$94,0005,308
Total noninterest expense$2,292,0003,426
Salaries and employee benefits$1,534,0002,868
Premises and equipment expense$301,0003,616
Additional noninterest expense$457,0004,676
Pre-tax net operating income$3,176,0001,471
Securities gains (losses)$4,0001,659
Applicable income taxes$1,026,0001,352
Income before extraordinary items$2,154,0001,599
Extraordinary gains, net$030
Net income$2,154,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,284
Cash dividends$865,0001,484
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,151,2801,572
2005-03-31 (YTD Data)Rank
Total interest income$3,741,0002,065
Total interest expense$1,168,0002,017
Net interest income$2,573,0002,099
Provision for loan and lease losses$06,226
Total noninterest income$186,0004,166
Gross Fiduciary activities income$10,0001,066
Service charges on deposit accounts$129,0002,862
Trading account gains and fees$0115
Additional Noninterest Income$47,0005,321
Total noninterest expense$1,116,0003,519
Salaries and employee benefits$716,0003,066
Premises and equipment expense$161,0003,448
Additional noninterest expense$239,0004,502
Pre-tax net operating income$1,643,0001,387
Securities gains (losses)$4,0001,261
Applicable income taxes$510,0001,333
Income before extraordinary items$1,137,0001,493
Extraordinary gains, net$024
Net income$1,137,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,262
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,134,2401,468
2004-12-31 (YTD Data)Rank
Total interest income$14,986,0001,902
Total interest expense$4,282,0001,901
Net interest income$10,704,0001,893
Provision for loan and lease losses$07,314
Total noninterest income$703,0004,377
Gross Fiduciary activities income$77,000988
Service charges on deposit accounts$459,0003,329
Trading account gains and fees$0138
Additional Noninterest Income$167,0005,478
Total noninterest expense$4,691,0003,306
Salaries and employee benefits$3,118,0002,746
Premises and equipment expense$623,0003,424
Additional noninterest expense$950,0004,538
Pre-tax net operating income$6,716,0001,285
Securities gains (losses)$33,0002,039
Applicable income taxes$2,069,0001,233
Income before extraordinary items$4,680,0001,375
Extraordinary gains, net$034
Net income$4,680,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,750
Cash dividends$1,943,0001,406
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,657,2301,346
2004-09-30 (YTD Data)Rank
Total interest income$11,198,0001,894
Total interest expense$3,169,0001,891
Net interest income$8,039,0001,874
Provision for loan and lease losses$07,100
Total noninterest income$537,0004,342
Gross Fiduciary activities income$67,000963
Service charges on deposit accounts$344,0003,347
Trading account gains and fees$0134
Additional Noninterest Income$126,0005,476
Total noninterest expense$3,561,0003,254
Salaries and employee benefits$2,341,0002,729
Premises and equipment expense$468,0003,441
Additional noninterest expense$752,0004,277
Pre-tax net operating income$5,005,0001,309
Securities gains (losses)$25,0002,158
Applicable income taxes$1,562,0001,239
Income before extraordinary items$3,468,0001,418
Extraordinary gains, net$026
Net income$3,468,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$567,0002,509
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,450,7501,381
2004-06-30 (YTD Data)Rank
Total interest income$7,432,0001,880
Total interest expense$2,085,0001,897
Net interest income$5,347,0001,871
Provision for loan and lease losses$06,885
Total noninterest income$347,0004,447
Gross Fiduciary activities income$35,0001,016
Service charges on deposit accounts$224,0003,386
Trading account gains and fees$0130
Additional Noninterest Income$88,0005,416
Total noninterest expense$2,394,0003,218
Salaries and employee benefits$1,593,0002,682
Premises and equipment expense$303,0003,525
Additional noninterest expense$498,0004,324
Pre-tax net operating income$3,300,0001,294
Securities gains (losses)$21,0002,004
Applicable income taxes$1,049,0001,233
Income before extraordinary items$2,272,0001,424
Extraordinary gains, net$021
Net income$2,272,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,713
Cash dividends$454,0002,285
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,257,7201,376
2004-03-31 (YTD Data)Rank
Total interest income$3,712,0001,895
Total interest expense$1,044,0001,919
Net interest income$2,668,0001,872
Provision for loan and lease losses$06,501
Total noninterest income$165,0004,531
Gross Fiduciary activities income$9,0001,110
Service charges on deposit accounts$110,0003,351
Trading account gains and fees$0121
Additional Noninterest Income$46,0005,276
Total noninterest expense$1,142,0003,373
Salaries and employee benefits$748,0002,846
Premises and equipment expense$136,0003,860
Additional noninterest expense$258,0004,212
Pre-tax net operating income$1,691,0001,252
Securities gains (losses)$21,0001,679
Applicable income taxes$527,0001,249
Income before extraordinary items$1,185,0001,353
Extraordinary gains, net$016
Net income$1,185,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,170,5101,300
2003-12-31 (YTD Data)Rank
Total interest income$15,865,0001,793
Total interest expense$4,771,0001,876
Net interest income$11,094,0001,756
Provision for loan and lease losses$59,0006,101
Total noninterest income$785,0004,282
Gross Fiduciary activities income$82,000998
Service charges on deposit accounts$462,0003,303
Trading account gains and fees$0160
Additional Noninterest Income$241,0004,918
Total noninterest expense$4,722,0003,199
Salaries and employee benefits$3,124,0002,684
Premises and equipment expense$550,0003,778
Additional noninterest expense$1,048,0004,121
Pre-tax net operating income$7,098,0001,181
Securities gains (losses)$23,0003,134
Applicable income taxes$2,178,0001,208
Income before extraordinary items$4,943,0001,296
Extraordinary gains, net$054
Net income$4,943,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,889
Cash dividends$1,822,0001,501
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,927,1301,229
2003-09-30 (YTD Data)Rank
Total interest income$11,993,0001,809
Total interest expense$3,681,0001,897
Net interest income$8,312,0001,763
Provision for loan and lease losses$59,0005,561
Total noninterest income$500,0004,744
Gross Fiduciary activities income$29,0001,117
Service charges on deposit accounts$345,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$126,0005,660
Total noninterest expense$3,374,0003,338
Salaries and employee benefits$2,257,0002,762
Premises and equipment expense$365,0004,145
Additional noninterest expense$752,0004,251
Pre-tax net operating income$5,379,0001,203
Securities gains (losses)$18,0003,018
Applicable income taxes$1,699,0001,210
Income before extraordinary items$3,698,0001,346
Extraordinary gains, net$040
Net income$3,698,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$423,0002,946
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,685,5801,273
2003-06-30 (YTD Data)Rank
Total interest income$8,080,0001,797
Total interest expense$2,530,0001,895
Net interest income$5,550,0001,754
Provision for loan and lease losses$59,0004,958
Total noninterest income$328,0004,762
Gross Fiduciary activities income$15,0001,166
Service charges on deposit accounts$231,0003,259
Trading account gains and fees$0150
Additional Noninterest Income$82,0005,679
Total noninterest expense$2,197,0003,405
Salaries and employee benefits$1,457,0002,856
Premises and equipment expense$241,0004,161
Additional noninterest expense$499,0004,250
Pre-tax net operating income$3,622,0001,181
Securities gains (losses)$7,0003,077
Applicable income taxes$1,149,0001,222
Income before extraordinary items$2,480,0001,335
Extraordinary gains, net$030
Net income$2,480,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$423,0002,376
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,475,2401,246
2003-03-31 (YTD Data)Rank
Total interest income$4,063,0001,804
Total interest expense$1,290,0001,911
Net interest income$2,773,0001,749
Provision for loan and lease losses$44,0004,021
Total noninterest income$164,0004,662
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$110,0003,304
Trading account gains and fees$0134
Additional Noninterest Income$48,0005,346
Total noninterest expense$1,095,0003,405
Salaries and employee benefits$722,0002,876
Premises and equipment expense$122,0004,095
Additional noninterest expense$251,0004,205
Pre-tax net operating income$1,798,0001,196
Securities gains (losses)$02,891
Applicable income taxes$572,0001,227
Income before extraordinary items$1,226,0001,341
Extraordinary gains, net$021
Net income$1,226,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,226,0001,255
2002-12-31 (YTD Data)Rank
Total interest income$17,572,0001,758
Total interest expense$6,207,0001,842
Net interest income$11,365,0001,705
Provision for loan and lease losses$180,0004,547
Total noninterest income$628,0004,605
Gross Fiduciary activities income$41,0001,154
Service charges on deposit accounts$476,0003,101
Trading account gains and fees$0153
Additional Noninterest Income$111,0006,234
Total noninterest expense$4,468,0003,242
Salaries and employee benefits$2,961,0002,658
Premises and equipment expense$532,0003,767
Additional noninterest expense$975,0004,264
Pre-tax net operating income$7,345,0001,141
Securities gains (losses)$22,0003,078
Applicable income taxes$2,304,0001,149
Income before extraordinary items$5,063,0001,241
Extraordinary gains, net$070
Net income$5,063,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,612
Cash dividends$1,752,0001,464
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,047,8201,194
2001-12-31 (YTD Data)Rank
Total interest income$19,419,0001,754
Total interest expense$9,785,0001,658
Net interest income$9,634,0001,849
Provision for loan and lease losses$180,0004,345
Total noninterest income$605,0004,555
Gross Fiduciary activities income$47,0001,143
Service charges on deposit accounts$483,0002,923
Trading account gains and fees$0177
Additional Noninterest Income$75,0007,000
Total noninterest expense$4,143,0003,325
Salaries and employee benefits$2,762,0002,703
Premises and equipment expense$469,0004,106
Additional noninterest expense$912,0004,364
Pre-tax net operating income$5,916,0001,263
Securities gains (losses)$20,0003,157
Applicable income taxes$1,764,0001,306
Income before extraordinary items$4,172,0001,306
Extraordinary gains, net$0105
Net income$4,172,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,283
Cash dividends$1,867,0001,417
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,158,0001,257
2000-12-31 (YTD Data)Rank
Total interest income$19,259,0001,798
Total interest expense$10,276,0001,672
Net interest income$8,983,0001,964
Provision for loan and lease losses$180,0003,942
Total noninterest income$861,0003,499
Gross Fiduciary activities income$74,000990
Service charges on deposit accounts$485,0002,765
Trading account gains and fees$0180
Additional Noninterest Income$302,0003,906
Total noninterest expense$4,004,0003,327
Salaries and employee benefits$2,629,0002,710
Premises and equipment expense$448,0004,149
Additional noninterest expense$927,0004,251
Pre-tax net operating income$5,660,0001,302
Securities gains (losses)$1,0001,732
Applicable income taxes$1,761,0001,306
Income before extraordinary items$3,900,0001,357
Extraordinary gains, net$038
Net income$3,900,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0009,498
Cash dividends$2,174,0001,268
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,899,3101,345
1999-12-31 (YTD Data)Rank
Total interest income$18,131,0001,794
Total interest expense$8,960,0001,672
Net interest income$9,171,0001,919
Provision for loan and lease losses$180,0003,760
Total noninterest income$1,079,0002,925
Gross Fiduciary activities income$62,0001,068
Service charges on deposit accounts$465,0002,806
Trading account gains and fees$0173
Additional Noninterest Income$552,0002,771
Total noninterest expense$3,939,0003,356
Salaries and employee benefits$2,513,0002,792
Premises and equipment expense$509,0003,715
Additional noninterest expense$917,0004,317
Pre-tax net operating income$6,131,0001,251
Securities gains (losses)$30,0001,197
Applicable income taxes$1,933,0001,260
Income before extraordinary items$4,228,0001,281
Extraordinary gains, net$035
Net income$4,228,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,617
Cash dividends$1,576,0001,625
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,207,3001,262
1998-12-31 (YTD Data)Rank
Total interest income$17,147,0001,885
Total interest expense$8,453,0001,807
Net interest income$8,694,0001,967
Provision for loan and lease losses$180,0003,728
Total noninterest income$890,0003,342
Gross Fiduciary activities income$27,0001,196
Service charges on deposit accounts$510,0002,517
Trading account gains and fees$0224
Additional Noninterest Income$353,0003,682
Total noninterest expense$3,840,0003,338
Salaries and employee benefits$2,423,0002,807
Premises and equipment expense$528,0003,541
Additional noninterest expense$889,0004,332
Pre-tax net operating income$5,564,0001,347
Securities gains (losses)$42,0001,862
Applicable income taxes$1,717,0001,445
Income before extraordinary items$3,889,0001,367
Extraordinary gains, net$032
Net income$3,889,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$1,467,0001,703
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,860,0201,316
1997-12-31 (YTD Data)Rank
Total interest income$15,489,0002,113
Total interest expense$7,081,0002,127
Net interest income$8,408,0002,075
Provision for loan and lease losses$220,0003,234
Total noninterest income$765,0003,717
Gross Fiduciary activities income$49,0001,176
Service charges on deposit accounts$487,0002,692
Trading account gains and fees$0239
Additional Noninterest Income$229,0004,621
Total noninterest expense$3,784,0003,342
Salaries and employee benefits$2,310,0002,868
Premises and equipment expense$605,0003,134
Additional noninterest expense$869,0004,446
Pre-tax net operating income$5,169,0001,495
Securities gains (losses)$3,0003,097
Applicable income taxes$1,582,0001,632
Income before extraordinary items$3,590,0001,503
Extraordinary gains, net$044
Net income$3,590,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,0001,113
Cash dividends$1,512,0001,592
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,587,9301,466
1996-12-31 (YTD Data)Rank
Total interest income$14,529,0002,309
Total interest expense$6,599,0002,338
Net interest income$7,930,0002,268
Provision for loan and lease losses$150,0004,046
Total noninterest income$788,0003,756
Gross Fiduciary activities income$66,0001,179
Service charges on deposit accounts$519,0002,630
Trading account gains and fees$0262
Additional Noninterest Income$203,0005,117
Total noninterest expense$3,596,0003,693
Salaries and employee benefits$2,144,0003,121
Premises and equipment expense$586,0003,281
Additional noninterest expense$866,0004,895
Pre-tax net operating income$4,972,0001,447
Securities gains (losses)$-79,00011,151
Applicable income taxes$1,441,0001,662
Income before extraordinary items$3,452,0001,430
Extraordinary gains, net$053
Net income$3,452,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,470
Cash dividends$2,126,0001,223
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,508,0901,375
1995-12-31 (YTD Data)Rank
Total interest income$13,770,0002,425
Total interest expense$6,418,0002,409
Net interest income$7,352,0002,442
Provision for loan and lease losses$160,0003,506
Total noninterest income$693,0004,119
Gross Fiduciary activities income$19,0001,413
Service charges on deposit accounts$470,0002,888
Trading account gains and fees$0522
Additional Noninterest Income$204,0005,077
Total noninterest expense$3,533,0003,714
Salaries and employee benefits$2,036,0003,258
Premises and equipment expense$493,0003,802
Additional noninterest expense$1,004,0004,336
Pre-tax net operating income$4,352,0001,694
Securities gains (losses)$63,0001,165
Applicable income taxes$1,303,0001,867
Income before extraordinary items$3,112,0001,639
Extraordinary gains, net$065
Net income$3,112,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,295
Cash dividends$1,406,0001,578
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,067,9001,644
1994-12-31 (YTD Data)Rank
Total interest income$12,489,0002,428
Total interest expense$4,844,0002,539
Net interest income$7,645,0002,360
Provision for loan and lease losses$240,0002,662
Total noninterest income$603,0004,644
Gross Fiduciary activities income$45,0001,324
Service charges on deposit accounts$421,0003,229
Trading account gains and fees$0475
Additional Noninterest Income$137,0006,499
Total noninterest expense$3,661,0003,694
Salaries and employee benefits$1,997,0003,284
Premises and equipment expense$443,0004,213
Additional noninterest expense$1,221,0003,998
Pre-tax net operating income$4,347,0001,653
Securities gains (losses)$-62,00011,197
Applicable income taxes$1,205,0001,875
Income before extraordinary items$3,080,0001,588
Extraordinary gains, net$0249
Net income$3,080,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$1,300,0001,560
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,124,6401,580
1993-12-31 (YTD Data)Rank
Total interest income$12,115,0002,547
Total interest expense$4,535,0002,839
Net interest income$7,580,0002,361
Provision for loan and lease losses$240,0003,470
Total noninterest income$596,0004,981
Gross Fiduciary activities income$65,0001,288
Service charges on deposit accounts$346,0003,920
Trading account gains and fees$0532
Additional Noninterest Income$185,0005,910
Total noninterest expense$3,601,0003,814
Salaries and employee benefits$2,081,0003,154
Premises and equipment expense$464,0004,134
Additional noninterest expense$1,056,0004,694
Pre-tax net operating income$4,335,0001,609
Securities gains (losses)$58,0003,190
Applicable income taxes$1,226,0001,886
Income before extraordinary items$3,167,0001,612
Extraordinary gains, net$22,0002,659
Net income$3,189,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0008,555
Cash dividends$1,180,0001,548
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,125,2401,538
1992-12-31 (YTD Data)Rank
Total interest income$12,543,0002,797
Total interest expense$5,185,0003,209
Net interest income$7,358,0002,466
Provision for loan and lease losses$485,0003,068
Total noninterest income$529,0005,427
Gross Fiduciary activities income$12,0001,528
Service charges on deposit accounts$348,0003,932
Trading account gains and fees$0504
Additional Noninterest Income$169,0006,237
Total noninterest expense$3,305,0004,152
Salaries and employee benefits$1,927,0003,314
Premises and equipment expense$374,0005,066
Additional noninterest expense$1,004,0005,035
Pre-tax net operating income$4,097,0001,532
Securities gains (losses)$97,0003,051
Applicable income taxes$1,139,0001,854
Income before extraordinary items$3,055,0001,519
Extraordinary gains, net$01,422
Net income$3,055,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0003,095
Cash dividends$1,059,0001,472
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,984,1901,436

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.