Home > The First National Bank of Maryland, D.C. > Income and Expense
The First National Bank of Maryland, D.C., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 8,393 |
| Total interest expense | $1,284,000 | 8,333 |
| Net interest income | $1,601,000 | 8,253 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $240,000 | 7,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,597,000 | 6,984 |
| Salaries and employee benefits | $445,000 | 9,583 |
| Premises and equipment expense | $490,000 | 3,822 |
| Additional noninterest expense | $662,000 | 6,108 |
| Pre-tax net operating income | $244,000 | 10,160 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $209,000 | 9,837 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $209,000 | 9,809 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 8,910 |
| Total interest expense | $903,000 | 9,120 |
| Net interest income | $1,593,000 | 8,597 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,452,000 | 7,758 |
| Salaries and employee benefits | $364,000 | 10,609 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $978,000 | 4,800 |
| Pre-tax net operating income | $367,000 | 9,597 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $367,000 | 8,525 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 9,644 |
| Total interest expense | $848,000 | 9,797 |
| Net interest income | $1,417,000 | 9,368 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,449,000 | 8,009 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $972,000 | 5,038 |
| Pre-tax net operating income | $136,000 | 11,586 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-212,000 | 13,046 |
| Income before extraordinary items | $348,000 | 8,954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $348,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $348,000 | 8,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 11,069 |
| Total interest expense | $817,000 | 11,254 |
| Net interest income | $1,097,000 | 10,709 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $152,000 | 10,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $3,242,000 | 4,217 |
| Salaries and employee benefits | $407,000 | 10,778 |
| Premises and equipment expense | $475,000 | 4,151 |
| Additional noninterest expense | $2,360,000 | 2,433 |
| Pre-tax net operating income | $-2,383,000 | 13,675 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-215,000 | 13,666 |
| Income before extraordinary items | $-2,168,000 | 13,689 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,168,000 | 13,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 2,713 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,168,000 | 13,641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.