Home > The First National Bank of Marengo > Income and Expense
The First National Bank of Marengo, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,458 |
| Total interest expense | $4,463,000 | 3,019 |
| Net interest income | $4,014,000 | 3,818 |
| Provision for loan and lease losses | $172,000 | 3,290 |
| Total noninterest income | $1,627,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,116,000 | 1,179 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $511,000 | 2,811 |
| Total noninterest expense | $4,324,000 | 3,048 |
| Salaries and employee benefits | $2,174,000 | 3,308 |
| Premises and equipment expense | $484,000 | 3,630 |
| Additional noninterest expense | $1,666,000 | 2,378 |
| Pre-tax net operating income | $1,145,000 | 4,055 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $387,000 | 2,842 |
| Income before extraordinary items | $758,000 | 4,466 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $758,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,398 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $758,000 | 4,457 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 4,881 |
| Total interest expense | $1,772,000 | 4,332 |
| Net interest income | $1,595,000 | 5,392 |
| Provision for loan and lease losses | $46,000 | 4,481 |
| Total noninterest income | $675,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $455,000 | 1,901 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $220,000 | 3,603 |
| Total noninterest expense | $1,432,000 | 5,160 |
| Salaries and employee benefits | $858,000 | 4,904 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $387,000 | 5,402 |
| Pre-tax net operating income | $792,000 | 4,039 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $273,000 | 2,841 |
| Income before extraordinary items | $519,000 | 4,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $519,000 | 4,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,314 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $519,000 | 4,460 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 2,176 |
| Total interest expense | $2,388,000 | 2,010 |
| Net interest income | $2,413,000 | 2,357 |
| Provision for loan and lease losses | $134,000 | 1,638 |
| Total noninterest income | $919,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $609,000 | 700 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $310,000 | 1,910 |
| Total noninterest expense | $2,105,000 | 2,200 |
| Salaries and employee benefits | $1,303,000 | 1,966 |
| Premises and equipment expense | $307,000 | 2,128 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $1,093,000 | 2,016 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $1,078,000 | 1,602 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,078,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,933 |
| Cash dividends | $535,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,078,000 | 1,588 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,437,000 | 2,138 |
| Total interest expense | $8,297,000 | 1,989 |
| Net interest income | $10,140,000 | 2,268 |
| Provision for loan and lease losses | $439,000 | 2,123 |
| Total noninterest income | $3,805,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,625,000 | 669 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,180,000 | 1,990 |
| Total noninterest expense | $8,187,000 | 2,161 |
| Salaries and employee benefits | $4,876,000 | 1,998 |
| Premises and equipment expense | $1,219,000 | 2,047 |
| Additional noninterest expense | $2,092,000 | 2,461 |
| Pre-tax net operating income | $5,319,000 | 1,790 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $90,000 | 5,054 |
| Income before extraordinary items | $5,229,000 | 1,398 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,229,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,421 |
| Cash dividends | $2,433,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,229,000 | 1,386 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,645,000 | 2,151 |
| Total interest expense | $5,963,000 | 2,003 |
| Net interest income | $7,682,000 | 2,267 |
| Provision for loan and lease losses | $430,000 | 1,598 |
| Total noninterest income | $2,847,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,975,000 | 670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $872,000 | 2,013 |
| Total noninterest expense | $6,108,000 | 2,166 |
| Salaries and employee benefits | $3,685,000 | 1,972 |
| Premises and equipment expense | $907,000 | 2,076 |
| Additional noninterest expense | $1,516,000 | 2,534 |
| Pre-tax net operating income | $3,991,000 | 1,847 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $3,955,000 | 1,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,955,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,502 |
| Cash dividends | $1,096,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,955,000 | 1,409 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 2,179 |
| Total interest expense | $3,697,000 | 2,029 |
| Net interest income | $5,103,000 | 2,289 |
| Provision for loan and lease losses | $360,000 | 1,269 |
| Total noninterest income | $1,865,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,287,000 | 672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,016 |
| Total noninterest expense | $4,080,000 | 2,165 |
| Salaries and employee benefits | $2,456,000 | 1,977 |
| Premises and equipment expense | $605,000 | 2,074 |
| Additional noninterest expense | $1,019,000 | 2,511 |
| Pre-tax net operating income | $2,528,000 | 1,933 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $2,510,000 | 1,482 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,510,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,137 |
| Cash dividends | $574,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,510,000 | 1,462 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 2,217 |
| Total interest expense | $1,720,000 | 2,074 |
| Net interest income | $2,510,000 | 2,319 |
| Provision for loan and lease losses | $195,000 | 1,170 |
| Total noninterest income | $931,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $629,000 | 661 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $302,000 | 1,924 |
| Total noninterest expense | $2,101,000 | 2,104 |
| Salaries and employee benefits | $1,246,000 | 1,963 |
| Premises and equipment expense | $303,000 | 2,079 |
| Additional noninterest expense | $552,000 | 2,327 |
| Pre-tax net operating income | $1,145,000 | 2,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $1,132,000 | 1,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,132,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 798 |
| Cash dividends | $383,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,132,000 | 1,570 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,434,000 | 2,156 |
| Total interest expense | $5,477,000 | 2,043 |
| Net interest income | $9,957,000 | 2,226 |
| Provision for loan and lease losses | $899,000 | 1,157 |
| Total noninterest income | $3,812,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,569,000 | 679 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,243,000 | 1,919 |
| Total noninterest expense | $7,613,000 | 2,191 |
| Salaries and employee benefits | $4,403,000 | 2,096 |
| Premises and equipment expense | $1,203,000 | 1,991 |
| Additional noninterest expense | $2,007,000 | 2,482 |
| Pre-tax net operating income | $5,257,000 | 1,781 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,916,000 | 1,413 |
| Income before extraordinary items | $3,341,000 | 2,053 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,341,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,127 |
| Cash dividends | $1,115,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,341,000 | 2,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 2,153 |
| Total interest expense | $3,882,000 | 2,042 |
| Net interest income | $7,406,000 | 2,219 |
| Provision for loan and lease losses | $688,000 | 1,084 |
| Total noninterest income | $2,812,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,884,000 | 695 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $928,000 | 1,919 |
| Total noninterest expense | $5,625,000 | 2,205 |
| Salaries and employee benefits | $3,262,000 | 2,098 |
| Premises and equipment expense | $911,000 | 1,969 |
| Additional noninterest expense | $1,452,000 | 2,534 |
| Pre-tax net operating income | $3,905,000 | 1,803 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,389,000 | 1,465 |
| Income before extraordinary items | $2,516,000 | 2,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,516,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,165 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,516,000 | 2,015 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 2,147 |
| Total interest expense | $2,439,000 | 2,036 |
| Net interest income | $4,904,000 | 2,211 |
| Provision for loan and lease losses | $518,000 | 948 |
| Total noninterest income | $1,750,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,160,000 | 726 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $590,000 | 1,953 |
| Total noninterest expense | $3,722,000 | 2,206 |
| Salaries and employee benefits | $2,182,000 | 2,080 |
| Premises and equipment expense | $596,000 | 1,992 |
| Additional noninterest expense | $944,000 | 2,581 |
| Pre-tax net operating income | $2,414,000 | 1,893 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $856,000 | 1,540 |
| Income before extraordinary items | $1,558,000 | 2,160 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,558,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,029 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,558,000 | 2,126 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 2,167 |
| Total interest expense | $1,165,000 | 2,021 |
| Net interest income | $2,409,000 | 2,236 |
| Provision for loan and lease losses | $263,000 | 887 |
| Total noninterest income | $811,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $560,000 | 724 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,148 |
| Total noninterest expense | $1,817,000 | 2,282 |
| Salaries and employee benefits | $1,095,000 | 2,086 |
| Premises and equipment expense | $293,000 | 2,042 |
| Additional noninterest expense | $429,000 | 2,836 |
| Pre-tax net operating income | $1,140,000 | 1,954 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $403,000 | 1,593 |
| Income before extraordinary items | $737,000 | 2,233 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $737,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 926 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $737,000 | 2,195 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,128,000 | 2,194 |
| Total interest expense | $3,854,000 | 2,107 |
| Net interest income | $9,274,000 | 2,200 |
| Provision for loan and lease losses | $893,000 | 1,164 |
| Total noninterest income | $3,327,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,397,000 | 736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $930,000 | 2,251 |
| Total noninterest expense | $7,288,000 | 2,185 |
| Salaries and employee benefits | $4,058,000 | 2,135 |
| Premises and equipment expense | $1,117,000 | 2,054 |
| Additional noninterest expense | $2,113,000 | 2,301 |
| Pre-tax net operating income | $4,420,000 | 1,878 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $1,564,000 | 1,551 |
| Income before extraordinary items | $2,860,000 | 2,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,860,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,724 |
| Cash dividends | $632,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,857,400 | 2,128 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 2,211 |
| Total interest expense | $2,792,000 | 2,140 |
| Net interest income | $6,800,000 | 2,225 |
| Provision for loan and lease losses | $635,000 | 1,180 |
| Total noninterest income | $2,533,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,782,000 | 740 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $751,000 | 2,162 |
| Total noninterest expense | $5,338,000 | 2,219 |
| Salaries and employee benefits | $3,007,000 | 2,167 |
| Premises and equipment expense | $816,000 | 2,104 |
| Additional noninterest expense | $1,515,000 | 2,364 |
| Pre-tax net operating income | $3,360,000 | 1,865 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $1,189,000 | 1,554 |
| Income before extraordinary items | $2,175,000 | 2,154 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,175,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $210,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,172,400 | 2,102 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 2,225 |
| Total interest expense | $1,852,000 | 2,127 |
| Net interest income | $4,439,000 | 2,255 |
| Provision for loan and lease losses | $462,000 | 1,086 |
| Total noninterest income | $1,690,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,181,000 | 737 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $509,000 | 2,162 |
| Total noninterest expense | $3,511,000 | 2,258 |
| Salaries and employee benefits | $1,984,000 | 2,187 |
| Premises and equipment expense | $544,000 | 2,102 |
| Additional noninterest expense | $983,000 | 2,425 |
| Pre-tax net operating income | $2,156,000 | 1,912 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $762,000 | 1,584 |
| Income before extraordinary items | $1,398,000 | 2,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,398,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,760 |
| Cash dividends | $110,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,395,400 | 2,144 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 2,203 |
| Total interest expense | $937,000 | 2,133 |
| Net interest income | $2,242,000 | 2,231 |
| Provision for loan and lease losses | $220,000 | 1,080 |
| Total noninterest income | $789,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $572,000 | 745 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $1,732,000 | 2,298 |
| Salaries and employee benefits | $1,001,000 | 2,192 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $459,000 | 2,568 |
| Pre-tax net operating income | $1,079,000 | 1,888 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $382,000 | 1,630 |
| Income before extraordinary items | $701,000 | 2,180 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $701,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $698,400 | 2,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,679,000 | 2,272 |
| Total interest expense | $4,193,000 | 2,122 |
| Net interest income | $8,486,000 | 2,286 |
| Provision for loan and lease losses | $1,162,000 | 1,027 |
| Total noninterest income | $3,749,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,174,000 | 795 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,575,000 | 1,760 |
| Total noninterest expense | $7,144,000 | 2,203 |
| Salaries and employee benefits | $3,959,000 | 2,145 |
| Premises and equipment expense | $1,253,000 | 1,826 |
| Additional noninterest expense | $1,932,000 | 2,494 |
| Pre-tax net operating income | $3,929,000 | 2,004 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,370,000 | 1,756 |
| Income before extraordinary items | $2,559,000 | 2,323 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,559,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,077,000 | 875 |
| Cash dividends | $652,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,559,000 | 2,218 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 2,285 |
| Total interest expense | $3,237,000 | 2,152 |
| Net interest income | $6,334,000 | 2,302 |
| Provision for loan and lease losses | $920,000 | 959 |
| Total noninterest income | $2,929,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,575,000 | 824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,354,000 | 1,652 |
| Total noninterest expense | $5,272,000 | 2,241 |
| Salaries and employee benefits | $2,927,000 | 2,183 |
| Premises and equipment expense | $857,000 | 2,003 |
| Additional noninterest expense | $1,488,000 | 2,418 |
| Pre-tax net operating income | $3,071,000 | 2,011 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,081,000 | 1,742 |
| Income before extraordinary items | $1,990,000 | 2,351 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,990,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $985,000 | 706 |
| Cash dividends | $330,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,990,000 | 2,235 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 2,317 |
| Total interest expense | $2,217,000 | 2,161 |
| Net interest income | $4,117,000 | 2,354 |
| Provision for loan and lease losses | $518,000 | 1,111 |
| Total noninterest income | $1,958,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,043,000 | 822 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $915,000 | 1,619 |
| Total noninterest expense | $3,513,000 | 2,236 |
| Salaries and employee benefits | $1,934,000 | 2,190 |
| Premises and equipment expense | $581,000 | 1,958 |
| Additional noninterest expense | $998,000 | 2,373 |
| Pre-tax net operating income | $2,044,000 | 1,993 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $723,000 | 1,768 |
| Income before extraordinary items | $1,321,000 | 2,351 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,321,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,006 |
| Cash dividends | $220,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,321,000 | 2,224 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 2,328 |
| Total interest expense | $1,139,000 | 2,146 |
| Net interest income | $2,036,000 | 2,384 |
| Provision for loan and lease losses | $266,000 | 1,057 |
| Total noninterest income | $942,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $509,000 | 812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $433,000 | 1,643 |
| Total noninterest expense | $1,740,000 | 2,246 |
| Salaries and employee benefits | $955,000 | 2,206 |
| Premises and equipment expense | $290,000 | 1,956 |
| Additional noninterest expense | $495,000 | 2,353 |
| Pre-tax net operating income | $972,000 | 2,093 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $345,000 | 1,840 |
| Income before extraordinary items | $627,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 803 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $627,000 | 2,294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,938,000 | 2,379 |
| Total interest expense | $4,895,000 | 2,293 |
| Net interest income | $8,043,000 | 2,386 |
| Provision for loan and lease losses | $1,001,000 | 1,346 |
| Total noninterest income | $2,745,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,570,000 | 1,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,175,000 | 1,961 |
| Total noninterest expense | $6,298,000 | 2,362 |
| Salaries and employee benefits | $3,559,000 | 2,248 |
| Premises and equipment expense | $1,125,000 | 1,963 |
| Additional noninterest expense | $1,614,000 | 2,785 |
| Pre-tax net operating income | $3,489,000 | 2,211 |
| Securities gains (losses) | $25,000 | 2,988 |
| Applicable income taxes | $1,240,000 | 1,904 |
| Income before extraordinary items | $2,274,000 | 2,532 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,274,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,471 |
| Cash dividends | $367,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,257,750 | 2,461 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,875,000 | 2,648 |
| Total interest expense | $6,670,000 | 2,403 |
| Net interest income | $6,205,000 | 2,865 |
| Provision for loan and lease losses | $540,000 | 2,073 |
| Total noninterest income | $1,858,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,075,000 | 1,387 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $783,000 | 2,423 |
| Total noninterest expense | $5,378,000 | 2,630 |
| Salaries and employee benefits | $2,944,000 | 2,554 |
| Premises and equipment expense | $1,003,000 | 2,118 |
| Additional noninterest expense | $1,431,000 | 2,993 |
| Pre-tax net operating income | $2,145,000 | 3,016 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $751,000 | 2,543 |
| Income before extraordinary items | $1,394,000 | 3,412 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,394,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,961 |
| Cash dividends | $97,000 | 5,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,394,000 | 3,313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,731,000 | 2,950 |
| Total interest expense | $6,659,000 | 2,523 |
| Net interest income | $5,072,000 | 3,425 |
| Provision for loan and lease losses | $455,000 | 2,034 |
| Total noninterest income | $1,368,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $848,000 | 1,633 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $520,000 | 2,888 |
| Total noninterest expense | $4,556,000 | 2,960 |
| Salaries and employee benefits | $2,523,000 | 2,808 |
| Premises and equipment expense | $926,000 | 2,220 |
| Additional noninterest expense | $1,107,000 | 3,684 |
| Pre-tax net operating income | $1,429,000 | 4,201 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $445,000 | 3,759 |
| Income before extraordinary items | $984,000 | 4,430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $984,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,208 |
| Cash dividends | $57,000 | 6,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $984,000 | 4,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,860,000 | 3,256 |
| Total interest expense | $4,968,000 | 2,937 |
| Net interest income | $4,892,000 | 3,513 |
| Provision for loan and lease losses | $182,000 | 3,748 |
| Total noninterest income | $1,061,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $652,000 | 2,038 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $409,000 | 3,368 |
| Total noninterest expense | $4,329,000 | 3,080 |
| Salaries and employee benefits | $2,356,000 | 2,974 |
| Premises and equipment expense | $740,000 | 2,738 |
| Additional noninterest expense | $1,233,000 | 3,348 |
| Pre-tax net operating income | $1,442,000 | 4,207 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $988,000 | 4,465 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $988,000 | 4,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,860 |
| Cash dividends | $33,000 | 6,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $988,000 | 4,429 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 3,472 |
| Total interest expense | $4,918,000 | 3,048 |
| Net interest income | $4,286,000 | 3,897 |
| Provision for loan and lease losses | $168,000 | 3,936 |
| Total noninterest income | $1,065,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $564,000 | 2,289 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $501,000 | 2,979 |
| Total noninterest expense | $3,512,000 | 3,601 |
| Salaries and employee benefits | $1,943,000 | 3,436 |
| Premises and equipment expense | $527,000 | 3,546 |
| Additional noninterest expense | $1,042,000 | 3,822 |
| Pre-tax net operating income | $1,671,000 | 3,864 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $550,000 | 3,614 |
| Income before extraordinary items | $1,121,000 | 4,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,121,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,342 |
| Cash dividends | $33,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,121,000 | 4,036 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 3,908 |
| Total interest expense | $3,988,000 | 3,687 |
| Net interest income | $4,160,000 | 4,095 |
| Provision for loan and lease losses | $143,000 | 4,265 |
| Total noninterest income | $943,000 | 3,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,520 |
| Total noninterest expense | $3,116,000 | 3,973 |
| Salaries and employee benefits | $1,691,000 | 3,851 |
| Premises and equipment expense | $505,000 | 3,669 |
| Additional noninterest expense | $920,000 | 4,223 |
| Pre-tax net operating income | $1,844,000 | 3,786 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $639,000 | 3,497 |
| Income before extraordinary items | $1,205,000 | 4,038 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,205,000 | 4,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $33,000 | 7,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,205,000 | 3,973 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 4,482 |
| Total interest expense | $3,530,000 | 4,165 |
| Net interest income | $3,631,000 | 4,681 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $1,030,000 | 3,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 3,087 |
| Total noninterest expense | $2,787,000 | 4,574 |
| Salaries and employee benefits | $1,517,000 | 4,264 |
| Premises and equipment expense | $488,000 | 3,850 |
| Additional noninterest expense | $782,000 | 5,292 |
| Pre-tax net operating income | $1,722,000 | 3,869 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $591,000 | 3,640 |
| Income before extraordinary items | $1,131,000 | 4,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,131,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $33,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,131,000 | 4,010 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 5,316 |
| Total interest expense | $2,724,000 | 5,183 |
| Net interest income | $3,123,000 | 5,325 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $734,000 | 3,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,678 |
| Total noninterest expense | $2,464,000 | 5,060 |
| Salaries and employee benefits | $1,285,000 | 4,908 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $1,341,000 | 4,841 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $464,000 | 4,438 |
| Income before extraordinary items | $870,000 | 5,121 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $870,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $33,000 | 8,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $874,550 | 5,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 6,133 |
| Total interest expense | $1,689,000 | 6,357 |
| Net interest income | $2,829,000 | 5,865 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $740,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,958 |
| Total noninterest expense | $1,993,000 | 6,213 |
| Salaries and employee benefits | $1,024,000 | 5,977 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $694,000 | 6,367 |
| Pre-tax net operating income | $1,486,000 | 4,444 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $535,000 | 3,849 |
| Income before extraordinary items | $951,000 | 4,700 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $951,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $33,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $951,000 | 4,748 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 7,074 |
| Total interest expense | $1,463,000 | 7,327 |
| Net interest income | $2,373,000 | 6,788 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $863,000 | 3,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,530 |
| Total noninterest expense | $1,834,000 | 6,797 |
| Salaries and employee benefits | $935,000 | 6,509 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $655,000 | 6,904 |
| Pre-tax net operating income | $1,312,000 | 4,826 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $475,000 | 4,368 |
| Income before extraordinary items | $837,000 | 5,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $837,000 | 5,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $16,000 | 8,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $837,000 | 5,143 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 8,286 |
| Total interest expense | $1,508,000 | 8,480 |
| Net interest income | $1,923,000 | 7,966 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $744,000 | 4,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,946 |
| Total noninterest expense | $1,595,000 | 7,600 |
| Salaries and employee benefits | $817,000 | 7,153 |
| Premises and equipment expense | $198,000 | 7,887 |
| Additional noninterest expense | $580,000 | 7,694 |
| Pre-tax net operating income | $982,000 | 5,704 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $349,000 | 5,368 |
| Income before extraordinary items | $633,000 | 6,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $633,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $16,000 | 8,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $633,000 | 5,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.