Home > The First National Bank of Marengo > Assets and Liabilities
The First National Bank of Marengo, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 89 | 1,926 |
| Assets and Liabilities | ||
| Total Assets: | $355,084,000 | 1,869 |
| Cash and due from depository institutions | $7,048,000 | 1,926 |
| Interest-bearing balances | $125,000 | 4,315 |
| Securities | $57,937,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,981 |
| Net loans & leases | $218,126,000 | 2,115 |
| Loan loss allowance | $3,245,000 | 1,647 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,263,000 | 906 |
| Other real estate owned | $0 | 1,926 |
| Goodwill and other intangibles | $49,164,000 | 254 |
| All other assets | $8,546,000 | 2,017 |
| Life insurance assets | $4,783,000 | 1,242 |
| Total liabilities and capital | $355,084,000 | 1,869 |
| Total liabilities | $281,408,000 | 2,094 |
| Total deposits | $268,121,000 | 1,959 |
| Interest-bearing deposits | $238,973,000 | 1,913 |
| Deposits held in domestic offices | $268,121,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,287,000 | 3,466 |
| Total equity capital | $73,676,000 | 923 |
| Total bank equity capital | $73,676,000 | 923 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $325,000 | 4,844 |
| Surplus | $72,674,000 | 474 |
| Undivided profits | $677,000 | 7,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,096,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,444,000 | 1,834 |
| Earning assets | $277,188,000 | 2,174 |
| Long-term assets (5+ years) | $12,898,000 | 4,390 |
| Average Assets, year-to-date | $335,670,500 | 1,908 |
| Average Assets, quarterly | $366,366,000 | 1,806 |
| Volatile liabilities | $59,205,000 | 2,206 |
| Insider loans | $4,622,000 | 1,598 |
| FHLB advances | $12,000,000 | 2,240 |
| Loans and leases held for sale | $221,000 | 1,456 |
| Unused loan commitments | $22,904,000 | 3,148 |
| Tier 1 (core) risk-based capital | $24,394,000 | 2,631 |
| Tier 2 risk-based capital | $2,929,000 | 1,748 |
| Total risk weighted assets | $233,998,000 | 2,035 |
| Total unused commitments | $22,904,000 | 3,148 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 96 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $377,648,000 | 1,777 |
| Cash and due from depository institutions | $6,582,000 | 1,826 |
| Interest-bearing balances | $119,000 | 4,468 |
| Securities | $60,041,000 | 1,916 |
| Federal funds sold & reverse repurchase agreements | $32,100,000 | 462 |
| Net loans & leases | $210,769,000 | 2,171 |
| Loan loss allowance | $2,872,000 | 1,834 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,231,000 | 1,362 |
| Other real estate owned | $0 | 1,826 |
| Goodwill and other intangibles | $49,552,000 | 260 |
| All other assets | $9,373,000 | 1,883 |
| Life insurance assets | $4,739,000 | 1,241 |
| Total liabilities and capital | $377,648,000 | 1,777 |
| Total liabilities | $304,214,000 | 1,945 |
| Total deposits | $287,319,000 | 1,864 |
| Interest-bearing deposits | $258,510,000 | 1,803 |
| Deposits held in domestic offices | $287,319,000 | 1,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,000,000 | 2,097 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,895,000 | 1,782 |
| Total equity capital | $73,434,000 | 924 |
| Total bank equity capital | $73,434,000 | 924 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $325,000 | 4,872 |
| Surplus | $72,673,000 | 486 |
| Undivided profits | $436,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,425,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,329,000 | 1,792 |
| Earning assets | $303,029,000 | 1,993 |
| Long-term assets (5+ years) | $18,466,000 | 3,632 |
| Average Assets, year-to-date | $329,199,330 | 1,966 |
| Average Assets, quarterly | $343,065,500 | 1,918 |
| Volatile liabilities | $66,185,000 | 2,009 |
| Insider loans | $5,764,000 | 1,273 |
| FHLB advances | $14,000,000 | 1,980 |
| Loans and leases held for sale | $340,000 | 1,404 |
| Unused loan commitments | $21,371,000 | 3,266 |
| Tier 1 (core) risk-based capital | $23,965,000 | 2,679 |
| Tier 2 risk-based capital | $2,847,000 | 1,795 |
| Total risk weighted assets | $227,888,000 | 2,080 |
| Total unused commitments | $21,371,000 | 3,266 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 98 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $308,483,000 | 2,122 |
| Cash and due from depository institutions | $6,859,000 | 1,763 |
| Interest-bearing balances | $118,000 | 4,525 |
| Securities | $45,737,000 | 2,477 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 606 |
| Net loans & leases | $208,595,000 | 2,172 |
| Loan loss allowance | $2,834,000 | 1,857 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,725,000 | 1,414 |
| Other real estate owned | $120,000 | 1,763 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,447,000 | 1,980 |
| Life insurance assets | $4,628,000 | 1,247 |
| Total liabilities and capital | $308,483,000 | 2,122 |
| Total liabilities | $284,144,000 | 2,071 |
| Total deposits | $265,663,000 | 2,002 |
| Interest-bearing deposits | $236,683,000 | 1,939 |
| Deposits held in domestic offices | $265,663,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,000,000 | 1,863 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,481,000 | 2,050 |
| Total equity capital | $24,339,000 | 2,755 |
| Total bank equity capital | $24,339,000 | 2,755 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $325,000 | 4,884 |
| Surplus | $1,341,000 | 6,316 |
| Undivided profits | $22,673,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,426,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,465,000 | 1,611 |
| Earning assets | $284,450,000 | 2,129 |
| Long-term assets (5+ years) | $15,315,000 | 3,942 |
| Average Assets, year-to-date | $304,975,000 | 2,131 |
| Average Assets, quarterly | $304,975,000 | 2,131 |
| Volatile liabilities | $62,187,000 | 2,086 |
| Insider loans | $6,075,000 | 1,187 |
| FHLB advances | $16,000,000 | 1,780 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,155,000 | 3,473 |
| Tier 1 (core) risk-based capital | $24,707,000 | 2,591 |
| Tier 2 risk-based capital | $2,736,000 | 1,850 |
| Total risk weighted assets | $218,757,000 | 2,131 |
| Total unused commitments | $19,155,000 | 3,473 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 96 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $301,467,000 | 2,156 |
| Cash and due from depository institutions | $5,713,000 | 1,803 |
| Interest-bearing balances | $117,000 | 4,551 |
| Securities | $47,464,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $21,500,000 | 743 |
| Net loans & leases | $210,368,000 | 2,134 |
| Loan loss allowance | $2,740,000 | 1,885 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,298,000 | 1,459 |
| Other real estate owned | $120,000 | 1,803 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,004,000 | 2,082 |
| Life insurance assets | $4,311,000 | 1,302 |
| Total liabilities and capital | $301,467,000 | 2,156 |
| Total liabilities | $277,789,000 | 2,091 |
| Total deposits | $256,492,000 | 2,047 |
| Interest-bearing deposits | $228,203,000 | 1,972 |
| Deposits held in domestic offices | $256,492,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,000,000 | 1,775 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,297,000 | 2,144 |
| Total equity capital | $23,678,000 | 2,758 |
| Total bank equity capital | $23,678,000 | 2,758 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $325,000 | 4,905 |
| Surplus | $1,341,000 | 6,306 |
| Undivided profits | $22,012,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,164,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,298,000 | 1,813 |
| Earning assets | $279,449,000 | 2,137 |
| Long-term assets (5+ years) | $16,648,000 | 3,747 |
| Average Assets, year-to-date | $295,072,200 | 2,114 |
| Average Assets, quarterly | $301,082,500 | 2,141 |
| Volatile liabilities | $59,248,000 | 2,331 |
| Insider loans | $6,298,000 | 1,125 |
| FHLB advances | $19,000,000 | 1,676 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,252,000 | 3,185 |
| Tier 1 (core) risk-based capital | $24,164,000 | 2,586 |
| Tier 2 risk-based capital | $2,740,000 | 1,831 |
| Total risk weighted assets | $220,249,000 | 2,125 |
| Total unused commitments | $21,252,000 | 3,186 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 99 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $300,698,000 | 2,144 |
| Cash and due from depository institutions | $11,872,000 | 1,762 |
| Interest-bearing balances | $5,107,000 | 960 |
| Securities | $47,230,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $19,775,000 | 697 |
| Net loans & leases | $205,627,000 | 2,169 |
| Loan loss allowance | $2,903,000 | 1,802 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,249,000 | 1,442 |
| Other real estate owned | $120,000 | 1,762 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,825,000 | 2,116 |
| Life insurance assets | $4,271,000 | 1,279 |
| Total liabilities and capital | $300,698,000 | 2,144 |
| Total liabilities | $276,961,000 | 2,083 |
| Total deposits | $256,984,000 | 2,014 |
| Interest-bearing deposits | $229,718,000 | 1,937 |
| Deposits held in domestic offices | $256,984,000 | 2,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,000,000 | 1,893 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,977,000 | 2,364 |
| Total equity capital | $23,737,000 | 2,722 |
| Total bank equity capital | $23,737,000 | 2,722 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $325,000 | 4,941 |
| Surplus | $1,341,000 | 6,327 |
| Undivided profits | $22,071,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,697,000 | 1,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,186,000 | 1,893 |
| Earning assets | $277,739,000 | 2,133 |
| Long-term assets (5+ years) | $17,091,000 | 3,629 |
| Average Assets, year-to-date | $293,473,500 | 2,131 |
| Average Assets, quarterly | $301,109,000 | 2,121 |
| Volatile liabilities | $62,420,000 | 2,217 |
| Insider loans | $6,351,000 | 1,098 |
| FHLB advances | $18,000,000 | 1,785 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,137,000 | 2,865 |
| Tier 1 (core) risk-based capital | $24,227,000 | 2,566 |
| Tier 2 risk-based capital | $2,645,000 | 1,888 |
| Total risk weighted assets | $211,339,000 | 2,184 |
| Total unused commitments | $26,137,000 | 2,866 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $301,520,000 | 2,110 |
| Cash and due from depository institutions | $12,240,000 | 1,767 |
| Interest-bearing balances | $101,000 | 4,778 |
| Securities | $43,648,000 | 2,624 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 447 |
| Net loans & leases | $202,712,000 | 2,171 |
| Loan loss allowance | $2,847,000 | 1,816 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,229,000 | 1,421 |
| Other real estate owned | $120,000 | 1,767 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,571,000 | 2,154 |
| Life insurance assets | $4,232,000 | 1,262 |
| Total liabilities and capital | $301,520,000 | 2,110 |
| Total liabilities | $279,251,000 | 2,054 |
| Total deposits | $258,468,000 | 1,996 |
| Interest-bearing deposits | $228,477,000 | 1,923 |
| Deposits held in domestic offices | $258,468,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $19,000,000 | 1,834 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,783,000 | 2,351 |
| Total equity capital | $22,269,000 | 2,788 |
| Total bank equity capital | $22,269,000 | 2,788 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $325,000 | 4,943 |
| Surplus | $1,341,000 | 6,327 |
| Undivided profits | $20,603,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,667,000 | 1,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,906,000 | 1,951 |
| Earning assets | $273,461,000 | 2,153 |
| Long-term assets (5+ years) | $11,496,000 | 4,358 |
| Average Assets, year-to-date | $291,065,330 | 2,149 |
| Average Assets, quarterly | $295,851,500 | 2,137 |
| Volatile liabilities | $62,386,000 | 2,179 |
| Insider loans | $6,224,000 | 1,108 |
| FHLB advances | $19,000,000 | 1,722 |
| Loans and leases held for sale | $780,000 | 1,016 |
| Unused loan commitments | $32,864,000 | 2,457 |
| Tier 1 (core) risk-based capital | $23,305,000 | 2,618 |
| Tier 2 risk-based capital | $2,586,000 | 1,905 |
| Total risk weighted assets | $206,615,000 | 2,210 |
| Total unused commitments | $32,864,000 | 2,458 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $290,183,000 | 2,168 |
| Cash and due from depository institutions | $5,547,000 | 1,793 |
| Interest-bearing balances | $26,000 | 5,989 |
| Securities | $46,749,000 | 2,515 |
| Federal funds sold & reverse repurchase agreements | $16,300,000 | 906 |
| Net loans & leases | $205,913,000 | 2,089 |
| Loan loss allowance | $2,741,000 | 1,836 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,269,000 | 1,369 |
| Other real estate owned | $186,000 | 1,793 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,219,000 | 2,192 |
| Life insurance assets | $3,871,000 | 1,317 |
| Total liabilities and capital | $290,183,000 | 2,168 |
| Total liabilities | $268,936,000 | 2,102 |
| Total deposits | $250,342,000 | 2,044 |
| Interest-bearing deposits | $217,708,000 | 1,992 |
| Deposits held in domestic offices | $250,342,000 | 2,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,885 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,594,000 | 2,561 |
| Total equity capital | $21,247,000 | 2,870 |
| Total bank equity capital | $21,247,000 | 2,870 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $325,000 | 4,939 |
| Surplus | $1,341,000 | 6,296 |
| Undivided profits | $19,581,000 | 1,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 1,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,050,000 | 1,684 |
| Earning assets | $268,988,000 | 2,147 |
| Long-term assets (5+ years) | $11,696,000 | 4,311 |
| Average Assets, year-to-date | $285,838,000 | 2,183 |
| Average Assets, quarterly | $285,838,000 | 2,183 |
| Volatile liabilities | $56,573,000 | 2,257 |
| Insider loans | $6,249,000 | 1,073 |
| FHLB advances | $17,000,000 | 1,790 |
| Loans and leases held for sale | $438,000 | 1,156 |
| Unused loan commitments | $31,504,000 | 2,493 |
| Tier 1 (core) risk-based capital | $22,117,000 | 2,679 |
| Tier 2 risk-based capital | $2,453,000 | 1,957 |
| Total risk weighted assets | $195,955,000 | 2,261 |
| Total unused commitments | $31,504,000 | 2,497 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 96 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $281,493,000 | 2,209 |
| Cash and due from depository institutions | $6,086,000 | 1,808 |
| Interest-bearing balances | $69,000 | 5,430 |
| Securities | $47,610,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,317 |
| Net loans & leases | $206,522,000 | 2,046 |
| Loan loss allowance | $2,677,000 | 1,859 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,319,000 | 1,343 |
| Other real estate owned | $186,000 | 1,808 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,270,000 | 2,180 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $281,493,000 | 2,209 |
| Total liabilities | $260,519,000 | 2,152 |
| Total deposits | $241,559,000 | 2,081 |
| Interest-bearing deposits | $212,024,000 | 2,004 |
| Deposits held in domestic offices | $241,559,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,960,000 | 2,176 |
| Total equity capital | $20,974,000 | 2,868 |
| Total bank equity capital | $20,974,000 | 2,868 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $325,000 | 4,962 |
| Surplus | $1,341,000 | 6,306 |
| Undivided profits | $19,308,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,891,000 | 1,865 |
| Earning assets | $259,701,000 | 2,193 |
| Long-term assets (5+ years) | $8,304,000 | 4,927 |
| Average Assets, year-to-date | $271,584,400 | 2,186 |
| Average Assets, quarterly | $279,440,000 | 2,197 |
| Volatile liabilities | $57,710,000 | 2,199 |
| Insider loans | $6,330,000 | 1,045 |
| FHLB advances | $17,000,000 | 1,827 |
| Loans and leases held for sale | $600,000 | 1,086 |
| Unused loan commitments | $23,986,000 | 2,948 |
| Tier 1 (core) risk-based capital | $21,369,000 | 2,729 |
| Tier 2 risk-based capital | $2,602,000 | 1,836 |
| Total risk weighted assets | $208,117,000 | 2,114 |
| Total unused commitments | $23,986,000 | 2,950 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $277,387,000 | 2,198 |
| Cash and due from depository institutions | $8,261,000 | 1,839 |
| Interest-bearing balances | $67,000 | 5,448 |
| Securities | $39,737,000 | 2,839 |
| Federal funds sold & reverse repurchase agreements | $11,750,000 | 1,118 |
| Net loans & leases | $202,066,000 | 2,052 |
| Loan loss allowance | $2,663,000 | 1,848 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,425,000 | 1,281 |
| Other real estate owned | $360,000 | 1,839 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,788,000 | 2,229 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $277,387,000 | 2,198 |
| Total liabilities | $256,631,000 | 2,127 |
| Total deposits | $238,034,000 | 2,079 |
| Interest-bearing deposits | $207,645,000 | 1,992 |
| Deposits held in domestic offices | $238,034,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,000,000 | 1,960 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,597,000 | 2,461 |
| Total equity capital | $20,756,000 | 2,869 |
| Total bank equity capital | $20,756,000 | 2,869 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $325,000 | 4,969 |
| Surplus | $1,341,000 | 6,291 |
| Undivided profits | $19,090,000 | 1,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,368,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,676,000 | 2,039 |
| Earning assets | $253,620,000 | 2,194 |
| Long-term assets (5+ years) | $8,036,000 | 5,046 |
| Average Assets, year-to-date | $269,107,250 | 2,192 |
| Average Assets, quarterly | $275,655,500 | 2,184 |
| Volatile liabilities | $55,506,000 | 2,187 |
| Insider loans | $7,452,000 | 842 |
| FHLB advances | $17,000,000 | 1,840 |
| Loans and leases held for sale | $680,000 | 1,118 |
| Unused loan commitments | $23,722,000 | 2,928 |
| Tier 1 (core) risk-based capital | $21,008,000 | 2,735 |
| Tier 2 risk-based capital | $2,575,000 | 1,824 |
| Total risk weighted assets | $205,903,000 | 2,080 |
| Total unused commitments | $23,722,000 | 2,932 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $273,924,000 | 2,181 |
| Cash and due from depository institutions | $8,346,000 | 1,897 |
| Interest-bearing balances | $62,000 | 5,544 |
| Securities | $38,041,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 954 |
| Net loans & leases | $200,091,000 | 2,022 |
| Loan loss allowance | $2,736,000 | 1,757 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,553,000 | 1,236 |
| Other real estate owned | $510,000 | 1,897 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,683,000 | 2,478 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $273,924,000 | 2,181 |
| Total liabilities | $253,677,000 | 2,112 |
| Total deposits | $235,219,000 | 2,053 |
| Interest-bearing deposits | $207,614,000 | 1,957 |
| Deposits held in domestic offices | $235,219,000 | 2,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,458,000 | 2,480 |
| Total equity capital | $20,247,000 | 2,887 |
| Total bank equity capital | $20,247,000 | 2,887 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $325,000 | 4,964 |
| Surplus | $1,341,000 | 6,269 |
| Undivided profits | $18,581,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,707,000 | 1,809 |
| Earning assets | $250,894,000 | 2,182 |
| Long-term assets (5+ years) | $7,463,000 | 5,255 |
| Average Assets, year-to-date | $266,347,330 | 2,189 |
| Average Assets, quarterly | $268,849,500 | 2,190 |
| Volatile liabilities | $55,387,000 | 2,090 |
| Insider loans | $6,480,000 | 968 |
| FHLB advances | $17,000,000 | 1,841 |
| Loans and leases held for sale | $410,000 | 1,314 |
| Unused loan commitments | $23,621,000 | 2,874 |
| Tier 1 (core) risk-based capital | $20,400,000 | 2,748 |
| Tier 2 risk-based capital | $2,537,000 | 1,812 |
| Total risk weighted assets | $202,789,000 | 2,054 |
| Total unused commitments | $23,621,000 | 2,875 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 91 | 1,871 |
| Assets and Liabilities | ||
| Total Assets: | $263,775,000 | 2,233 |
| Cash and due from depository institutions | $6,274,000 | 1,871 |
| Interest-bearing balances | $109,000 | 4,930 |
| Securities | $38,680,000 | 2,959 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,589 |
| Net loans & leases | $200,207,000 | 1,972 |
| Loan loss allowance | $2,439,000 | 1,948 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,519,000 | 1,212 |
| Other real estate owned | $150,000 | 1,871 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,595,000 | 2,477 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $263,775,000 | 2,233 |
| Total liabilities | $244,521,000 | 2,173 |
| Total deposits | $227,844,000 | 2,097 |
| Interest-bearing deposits | $199,169,000 | 2,026 |
| Deposits held in domestic offices | $227,844,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,677,000 | 2,228 |
| Total equity capital | $19,254,000 | 2,937 |
| Total bank equity capital | $19,254,000 | 2,937 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $325,000 | 4,997 |
| Surplus | $1,341,000 | 6,296 |
| Undivided profits | $17,588,000 | 1,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 2,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,567,000 | 1,930 |
| Earning assets | $243,346,000 | 2,220 |
| Long-term assets (5+ years) | $7,306,000 | 5,352 |
| Average Assets, year-to-date | $262,559,000 | 2,221 |
| Average Assets, quarterly | $262,559,000 | 2,221 |
| Volatile liabilities | $52,069,000 | 2,106 |
| Insider loans | $6,609,000 | 923 |
| FHLB advances | $15,000,000 | 1,896 |
| Loans and leases held for sale | $777,000 | 1,016 |
| Unused loan commitments | $21,045,000 | 3,021 |
| Tier 1 (core) risk-based capital | $19,580,000 | 2,817 |
| Tier 2 risk-based capital | $2,439,000 | 1,870 |
| Total risk weighted assets | $198,296,000 | 2,068 |
| Total unused commitments | $21,045,000 | 3,024 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $261,343,000 | 2,225 |
| Cash and due from depository institutions | $6,280,000 | 1,950 |
| Interest-bearing balances | $105,000 | 4,996 |
| Securities | $39,880,000 | 2,903 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,843 |
| Net loans & leases | $200,949,000 | 1,943 |
| Loan loss allowance | $2,308,000 | 2,035 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,886,000 | 1,301 |
| Other real estate owned | $0 | 1,950 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,348,000 | 2,531 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $261,343,000 | 2,225 |
| Total liabilities | $242,303,000 | 2,154 |
| Total deposits | $225,929,000 | 2,073 |
| Interest-bearing deposits | $196,643,000 | 2,009 |
| Deposits held in domestic offices | $225,929,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000,000 | 2,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,374,000 | 2,527 |
| Total equity capital | $19,040,000 | 2,970 |
| Total bank equity capital | $19,040,000 | 2,970 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $325,000 | 5,012 |
| Surplus | $1,341,000 | 6,298 |
| Undivided profits | $17,374,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,738,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,450,000 | 2,060 |
| Earning assets | $241,934,000 | 2,215 |
| Long-term assets (5+ years) | $7,423,000 | 5,376 |
| Average Assets, year-to-date | $245,782,600 | 2,269 |
| Average Assets, quarterly | $255,865,000 | 2,260 |
| Volatile liabilities | $57,211,000 | 1,896 |
| Insider loans | $6,317,000 | 944 |
| FHLB advances | $15,000,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $20,663,000 | 2,978 |
| Tier 1 (core) risk-based capital | $19,142,000 | 2,832 |
| Tier 2 risk-based capital | $2,308,000 | 1,948 |
| Total risk weighted assets | $198,943,000 | 2,033 |
| Total unused commitments | $20,663,000 | 2,980 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $250,387,000 | 2,311 |
| Cash and due from depository institutions | $6,278,000 | 1,986 |
| Interest-bearing balances | $98,000 | 5,327 |
| Securities | $38,570,000 | 2,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $191,928,000 | 1,990 |
| Loan loss allowance | $2,414,000 | 1,936 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,806,000 | 1,278 |
| Other real estate owned | $577,000 | 1,986 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,228,000 | 2,527 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $250,387,000 | 2,311 |
| Total liabilities | $231,552,000 | 2,249 |
| Total deposits | $214,493,000 | 2,160 |
| Interest-bearing deposits | $186,925,000 | 2,102 |
| Deposits held in domestic offices | $214,493,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,094 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,459,000 | 2,433 |
| Total equity capital | $18,835,000 | 2,982 |
| Total bank equity capital | $18,835,000 | 2,982 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $325,000 | 5,033 |
| Surplus | $1,341,000 | 6,281 |
| Undivided profits | $17,169,000 | 1,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,358,000 | 1,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,318,000 | 2,349 |
| Earning assets | $230,596,000 | 2,292 |
| Long-term assets (5+ years) | $7,904,000 | 5,372 |
| Average Assets, year-to-date | $241,892,500 | 2,296 |
| Average Assets, quarterly | $245,868,000 | 2,319 |
| Volatile liabilities | $54,097,000 | 1,967 |
| Insider loans | $6,210,000 | 937 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $601,000 | 1,103 |
| Unused loan commitments | $19,982,000 | 3,008 |
| Tier 1 (core) risk-based capital | $18,879,000 | 2,833 |
| Tier 2 risk-based capital | $2,391,000 | 1,853 |
| Total risk weighted assets | $191,267,000 | 2,070 |
| Total unused commitments | $19,982,000 | 3,011 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 86 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $241,349,000 | 2,354 |
| Cash and due from depository institutions | $5,932,000 | 1,983 |
| Interest-bearing balances | $87,000 | 5,470 |
| Securities | $35,543,000 | 3,226 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,269 |
| Net loans & leases | $182,132,000 | 2,033 |
| Loan loss allowance | $2,295,000 | 2,024 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,896,000 | 1,240 |
| Other real estate owned | $640,000 | 1,983 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,006,000 | 2,615 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $241,349,000 | 2,354 |
| Total liabilities | $223,431,000 | 2,301 |
| Total deposits | $211,340,000 | 2,167 |
| Interest-bearing deposits | $183,701,000 | 2,109 |
| Deposits held in domestic offices | $211,340,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,410 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,091,000 | 2,779 |
| Total equity capital | $17,918,000 | 3,008 |
| Total bank equity capital | $17,918,000 | 3,008 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $325,000 | 5,066 |
| Surplus | $1,341,000 | 6,295 |
| Undivided profits | $16,252,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,219,000 | 2,407 |
| Earning assets | $221,962,000 | 2,358 |
| Long-term assets (5+ years) | $8,442,000 | 5,358 |
| Average Assets, year-to-date | $239,061,000 | 2,323 |
| Average Assets, quarterly | $241,800,000 | 2,319 |
| Volatile liabilities | $50,036,000 | 2,044 |
| Insider loans | $6,306,000 | 896 |
| FHLB advances | $11,000,000 | 2,281 |
| Loans and leases held for sale | $248,000 | 1,414 |
| Unused loan commitments | $20,336,000 | 2,969 |
| Tier 1 (core) risk-based capital | $18,203,000 | 2,888 |
| Tier 2 risk-based capital | $2,280,000 | 1,904 |
| Total risk weighted assets | $182,373,000 | 2,113 |
| Total unused commitments | $20,336,000 | 2,972 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 84 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $242,251,000 | 2,319 |
| Cash and due from depository institutions | $5,913,000 | 2,036 |
| Interest-bearing balances | $97,000 | 5,483 |
| Securities | $37,963,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,193 |
| Net loans & leases | $180,725,000 | 1,985 |
| Loan loss allowance | $1,983,000 | 2,287 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,950,000 | 1,209 |
| Other real estate owned | $640,000 | 2,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,960,000 | 2,506 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $242,251,000 | 2,319 |
| Total liabilities | $224,530,000 | 2,251 |
| Total deposits | $212,014,000 | 2,131 |
| Interest-bearing deposits | $182,895,000 | 2,107 |
| Deposits held in domestic offices | $212,014,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,000,000 | 2,276 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,516,000 | 2,403 |
| Total equity capital | $17,721,000 | 3,090 |
| Total bank equity capital | $17,721,000 | 3,090 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $325,000 | 5,076 |
| Surplus | $1,341,000 | 6,297 |
| Undivided profits | $16,055,000 | 2,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 2,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,254,000 | 2,284 |
| Earning assets | $222,885,000 | 2,326 |
| Long-term assets (5+ years) | $7,652,000 | 5,498 |
| Average Assets, year-to-date | $237,917,000 | 2,350 |
| Average Assets, quarterly | $237,917,000 | 2,350 |
| Volatile liabilities | $52,460,000 | 1,898 |
| Insider loans | $7,210,000 | 774 |
| FHLB advances | $11,000,000 | 2,154 |
| Loans and leases held for sale | $873,000 | 1,044 |
| Unused loan commitments | $19,247,000 | 3,011 |
| Tier 1 (core) risk-based capital | $17,606,000 | 2,941 |
| Tier 2 risk-based capital | $1,983,000 | 2,132 |
| Total risk weighted assets | $180,917,000 | 2,077 |
| Total unused commitments | $19,247,000 | 3,017 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $233,583,000 | 2,399 |
| Cash and due from depository institutions | $6,421,000 | 1,965 |
| Interest-bearing balances | $62,000 | 5,726 |
| Securities | $40,549,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $172,909,000 | 2,065 |
| Loan loss allowance | $1,777,000 | 2,497 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,044,000 | 1,181 |
| Other real estate owned | $708,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,952,000 | 2,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,583,000 | 2,399 |
| Total liabilities | $216,682,000 | 2,343 |
| Total deposits | $206,586,000 | 2,192 |
| Interest-bearing deposits | $181,165,000 | 2,128 |
| Deposits held in domestic offices | $206,586,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,096,000 | 2,908 |
| Total equity capital | $16,901,000 | 3,168 |
| Total bank equity capital | $16,901,000 | 3,168 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $325,000 | 5,116 |
| Surplus | $1,341,000 | 6,305 |
| Undivided profits | $15,235,000 | 2,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,333,000 | 2,250 |
| Earning assets | $213,520,000 | 2,404 |
| Long-term assets (5+ years) | $10,247,000 | 4,974 |
| Average Assets, year-to-date | $229,750,600 | 2,357 |
| Average Assets, quarterly | $232,774,500 | 2,392 |
| Volatile liabilities | $53,464,000 | 1,857 |
| Insider loans | $6,412,000 | 841 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $86,000 | 1,697 |
| Unused loan commitments | $18,893,000 | 2,951 |
| Tier 1 (core) risk-based capital | $16,915,000 | 3,020 |
| Tier 2 risk-based capital | $1,777,000 | 2,311 |
| Total risk weighted assets | $175,088,000 | 2,125 |
| Total unused commitments | $18,893,000 | 2,953 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 89 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $231,966,000 | 2,421 |
| Cash and due from depository institutions | $6,677,000 | 1,961 |
| Interest-bearing balances | $62,000 | 5,799 |
| Securities | $43,067,000 | 2,751 |
| Federal funds sold & reverse repurchase agreements | $2,860,000 | 3,721 |
| Net loans & leases | $165,238,000 | 2,150 |
| Loan loss allowance | $1,627,000 | 2,695 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,105,000 | 1,167 |
| Other real estate owned | $1,002,000 | 1,961 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,017,000 | 2,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,966,000 | 2,421 |
| Total liabilities | $215,189,000 | 2,348 |
| Total deposits | $209,027,000 | 2,173 |
| Interest-bearing deposits | $184,627,000 | 2,102 |
| Deposits held in domestic offices | $209,027,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,162,000 | 2,925 |
| Total equity capital | $16,777,000 | 3,182 |
| Total bank equity capital | $16,777,000 | 3,182 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $325,000 | 5,143 |
| Surplus | $1,341,000 | 6,319 |
| Undivided profits | $15,111,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,328,000 | 2,372 |
| Earning assets | $211,227,000 | 2,430 |
| Long-term assets (5+ years) | $17,192,000 | 3,913 |
| Average Assets, year-to-date | $228,792,500 | 2,382 |
| Average Assets, quarterly | $234,427,000 | 2,374 |
| Volatile liabilities | $49,993,000 | 1,903 |
| Insider loans | $5,826,000 | 918 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $876,000 | 1,207 |
| Unused loan commitments | $17,125,000 | 3,146 |
| Tier 1 (core) risk-based capital | $16,668,000 | 3,054 |
| Tier 2 risk-based capital | $1,627,000 | 2,490 |
| Total risk weighted assets | $167,866,000 | 2,201 |
| Total unused commitments | $17,125,000 | 3,149 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $236,888,000 | 2,338 |
| Cash and due from depository institutions | $8,381,000 | 1,967 |
| Interest-bearing balances | $40,000 | 6,113 |
| Securities | $41,528,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $9,270,000 | 1,724 |
| Net loans & leases | $163,869,000 | 2,130 |
| Loan loss allowance | $1,817,000 | 2,413 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,201,000 | 1,125 |
| Other real estate owned | $815,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,824,000 | 2,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,888,000 | 2,338 |
| Total liabilities | $220,549,000 | 2,263 |
| Total deposits | $210,321,000 | 2,136 |
| Interest-bearing deposits | $181,641,000 | 2,118 |
| Deposits held in domestic offices | $210,321,000 | 2,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,509 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,228,000 | 2,883 |
| Total equity capital | $16,339,000 | 3,242 |
| Total bank equity capital | $16,339,000 | 3,242 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $325,000 | 5,154 |
| Surplus | $1,341,000 | 6,315 |
| Undivided profits | $14,673,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,688,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,306,000 | 2,301 |
| Earning assets | $214,707,000 | 2,360 |
| Long-term assets (5+ years) | $14,975,000 | 4,086 |
| Average Assets, year-to-date | $227,734,670 | 2,382 |
| Average Assets, quarterly | $233,166,500 | 2,358 |
| Volatile liabilities | $47,000,000 | 1,988 |
| Insider loans | $5,101,000 | 1,037 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $3,785,000 | 812 |
| Unused loan commitments | $18,830,000 | 2,928 |
| Tier 1 (core) risk-based capital | $16,109,000 | 3,090 |
| Tier 2 risk-based capital | $1,817,000 | 2,209 |
| Total risk weighted assets | $165,762,000 | 2,189 |
| Total unused commitments | $18,830,000 | 2,938 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $229,445,000 | 2,381 |
| Cash and due from depository institutions | $7,066,000 | 2,108 |
| Interest-bearing balances | $38,000 | 6,044 |
| Securities | $34,025,000 | 3,201 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,670 |
| Net loans & leases | $165,027,000 | 2,073 |
| Loan loss allowance | $1,705,000 | 2,506 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,133,000 | 1,118 |
| Other real estate owned | $568,000 | 2,108 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,326,000 | 2,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,445,000 | 2,381 |
| Total liabilities | $213,719,000 | 2,310 |
| Total deposits | $203,291,000 | 2,185 |
| Interest-bearing deposits | $176,001,000 | 2,155 |
| Deposits held in domestic offices | $203,291,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,000,000 | 2,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,428,000 | 2,622 |
| Total equity capital | $15,726,000 | 3,309 |
| Total bank equity capital | $15,726,000 | 3,309 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $325,000 | 5,172 |
| Surplus | $1,341,000 | 6,320 |
| Undivided profits | $14,060,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,197,000 | 2,552 |
| Earning assets | $209,390,000 | 2,388 |
| Long-term assets (5+ years) | $14,339,000 | 4,107 |
| Average Assets, year-to-date | $223,158,000 | 2,420 |
| Average Assets, quarterly | $223,158,000 | 2,420 |
| Volatile liabilities | $43,022,000 | 2,088 |
| Insider loans | $5,216,000 | 1,010 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $5,465,000 | 582 |
| Unused loan commitments | $13,735,000 | 3,473 |
| Tier 1 (core) risk-based capital | $15,525,000 | 3,147 |
| Tier 2 risk-based capital | $1,705,000 | 2,286 |
| Total risk weighted assets | $163,243,000 | 2,181 |
| Total unused commitments | $13,735,000 | 3,485 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 81 | 2,130 |
| Assets and Liabilities | ||
| Total Assets: | $216,871,000 | 2,487 |
| Cash and due from depository institutions | $6,630,000 | 2,130 |
| Interest-bearing balances | $39,000 | 5,963 |
| Securities | $31,702,000 | 3,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $165,934,000 | 2,047 |
| Loan loss allowance | $1,692,000 | 2,488 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,033,000 | 1,118 |
| Other real estate owned | $303,000 | 2,130 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,269,000 | 2,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,871,000 | 2,487 |
| Total liabilities | $201,560,000 | 2,402 |
| Total deposits | $186,878,000 | 2,340 |
| Interest-bearing deposits | $163,434,000 | 2,285 |
| Deposits held in domestic offices | $186,878,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,400,000 | 1,537 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,000,000 | 2,440 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,282,000 | 2,846 |
| Total equity capital | $15,311,000 | 3,351 |
| Total bank equity capital | $15,311,000 | 3,351 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $325,000 | 5,186 |
| Surplus | $1,341,000 | 6,308 |
| Undivided profits | $13,645,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,056,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,120,000 | 2,880 |
| Earning assets | $197,675,000 | 2,480 |
| Long-term assets (5+ years) | $8,622,000 | 5,105 |
| Average Assets, year-to-date | $202,147,800 | 2,533 |
| Average Assets, quarterly | $212,359,500 | 2,503 |
| Volatile liabilities | $45,244,000 | 1,995 |
| Insider loans | $5,998,000 | 830 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $8,337,000 | 510 |
| Unused loan commitments | $14,551,000 | 3,238 |
| Tier 1 (core) risk-based capital | $15,008,000 | 3,190 |
| Tier 2 risk-based capital | $1,692,000 | 2,278 |
| Total risk weighted assets | $160,015,000 | 2,184 |
| Total unused commitments | $14,551,000 | 3,242 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 80 | 2,147 |
| Assets and Liabilities | ||
| Total Assets: | $188,086,000 | 2,687 |
| Cash and due from depository institutions | $5,261,000 | 2,147 |
| Interest-bearing balances | $61,000 | 5,584 |
| Securities | $29,694,000 | 3,376 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,438 |
| Net loans & leases | $138,049,000 | 2,344 |
| Loan loss allowance | $971,000 | 3,673 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,282,000 | 1,028 |
| Other real estate owned | $336,000 | 2,147 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,064,000 | 2,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,086,000 | 2,687 |
| Total liabilities | $174,786,000 | 2,615 |
| Total deposits | $165,580,000 | 2,476 |
| Interest-bearing deposits | $146,321,000 | 2,409 |
| Deposits held in domestic offices | $165,580,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,449 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,206,000 | 3,012 |
| Total equity capital | $13,300,000 | 3,564 |
| Total bank equity capital | $13,300,000 | 3,564 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $325,000 | 5,308 |
| Surplus | $1,341,000 | 6,360 |
| Undivided profits | $11,634,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,973,000 | 1,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,197,000 | 2,888 |
| Earning assets | $170,204,000 | 2,706 |
| Long-term assets (5+ years) | $6,815,000 | 5,593 |
| Average Assets, year-to-date | $177,613,000 | 2,687 |
| Average Assets, quarterly | $186,593,500 | 2,679 |
| Volatile liabilities | $40,703,000 | 2,092 |
| Insider loans | $3,762,000 | 1,319 |
| FHLB advances | $8,000,000 | 2,277 |
| Loans and leases held for sale | $833,000 | 1,251 |
| Unused loan commitments | $13,741,000 | 3,228 |
| Tier 1 (core) risk-based capital | $13,101,000 | 3,454 |
| Tier 2 risk-based capital | $971,000 | 3,441 |
| Total risk weighted assets | $137,093,000 | 2,434 |
| Total unused commitments | $13,741,000 | 3,237 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $169,284,000 | 2,815 |
| Cash and due from depository institutions | $6,492,000 | 2,535 |
| Interest-bearing balances | $63,000 | 5,187 |
| Securities | $31,884,000 | 3,280 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 5,800 |
| Net loans & leases | $120,851,000 | 2,581 |
| Loan loss allowance | $796,000 | 4,167 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,444,000 | 1,320 |
| Other real estate owned | $1,397,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,486,000 | 4,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,284,000 | 2,815 |
| Total liabilities | $157,490,000 | 2,752 |
| Total deposits | $149,543,000 | 2,619 |
| Interest-bearing deposits | $131,024,000 | 2,568 |
| Deposits held in domestic offices | $149,543,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,448 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $947,000 | 3,743 |
| Total equity capital | $11,794,000 | 3,854 |
| Total bank equity capital | $11,794,000 | 3,854 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $325,000 | 5,473 |
| Surplus | $1,341,000 | 6,437 |
| Undivided profits | $10,128,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 2,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $899,000 | 3,057 |
| Earning assets | $153,528,000 | 2,861 |
| Long-term assets (5+ years) | $5,496,000 | 5,837 |
| Average Assets, year-to-date | $158,211,000 | 2,878 |
| Average Assets, quarterly | $168,628,000 | 2,800 |
| Volatile liabilities | $41,177,000 | 2,059 |
| Insider loans | $1,318,000 | 3,206 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,148,000 | 3,149 |
| Tier 1 (core) risk-based capital | $11,804,000 | 3,716 |
| Tier 2 risk-based capital | $796,000 | 3,917 |
| Total risk weighted assets | $120,460,200 | 2,624 |
| Total unused commitments | $13,148,000 | 3,150 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $145,927,000 | 3,160 |
| Cash and due from depository institutions | $4,825,000 | 2,644 |
| Interest-bearing balances | $37,000 | 5,657 |
| Securities | $28,622,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $104,509,000 | 2,803 |
| Loan loss allowance | $568,000 | 5,219 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,968,000 | 1,421 |
| Other real estate owned | $334,000 | 2,644 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,669,000 | 4,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,927,000 | 3,160 |
| Total liabilities | $136,498,000 | 3,067 |
| Total deposits | $128,375,000 | 2,959 |
| Interest-bearing deposits | $111,735,000 | 2,924 |
| Deposits held in domestic offices | $128,375,000 | 2,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 2,010 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,128 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $673,000 | 4,390 |
| Total equity capital | $9,429,000 | 4,459 |
| Total bank equity capital | $9,429,000 | 4,459 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $325,000 | 5,650 |
| Surplus | $341,000 | 8,797 |
| Undivided profits | $8,763,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 1,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $751,000 | 3,132 |
| Earning assets | $133,168,000 | 3,176 |
| Long-term assets (5+ years) | $5,100,000 | 6,278 |
| Average Assets, year-to-date | $135,372,600 | 3,271 |
| Average Assets, quarterly | $141,374,000 | 3,238 |
| Volatile liabilities | $28,767,000 | 2,626 |
| Insider loans | $716,000 | 4,526 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,984,000 | 3,537 |
| Tier 1 (core) risk-based capital | $9,877,000 | 4,301 |
| Tier 2 risk-based capital | $568,000 | 4,882 |
| Total risk weighted assets | $102,320,800 | 2,918 |
| Total unused commitments | $10,984,000 | 3,542 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $127,960,000 | 3,506 |
| Cash and due from depository institutions | $3,680,000 | 2,961 |
| Interest-bearing balances | $10,000 | 6,295 |
| Securities | $27,611,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $9,440,000 | 1,824 |
| Net loans & leases | $83,685,000 | 3,235 |
| Loan loss allowance | $677,000 | 4,576 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,365,000 | 3,394 |
| Other real estate owned | $0 | 2,961 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,179,000 | 5,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,960,000 | 3,506 |
| Total liabilities | $118,971,000 | 3,395 |
| Total deposits | $118,510,000 | 3,181 |
| Interest-bearing deposits | $104,416,000 | 3,082 |
| Deposits held in domestic offices | $118,510,000 | 3,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $461,000 | 6,025 |
| Total equity capital | $8,989,000 | 4,749 |
| Total bank equity capital | $8,989,000 | 4,749 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $325,000 | 5,719 |
| Surplus | $341,000 | 8,986 |
| Undivided profits | $8,323,000 | 3,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,181,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $642,000 | 3,633 |
| Earning assets | $120,746,000 | 3,427 |
| Long-term assets (5+ years) | $2,817,000 | 7,258 |
| Average Assets, year-to-date | $120,756,400 | 3,517 |
| Average Assets, quarterly | $128,329,000 | 3,436 |
| Volatile liabilities | $24,243,000 | 2,560 |
| Insider loans | $259,000 | 6,733 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,411,000 | 3,767 |
| Tier 1 (core) risk-based capital | $8,921,000 | 4,604 |
| Tier 2 risk-based capital | $677,000 | 4,187 |
| Total risk weighted assets | $82,316,300 | 3,353 |
| Total unused commitments | $9,411,000 | 3,774 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $107,877,000 | 4,050 |
| Cash and due from depository institutions | $4,075,000 | 3,171 |
| Interest-bearing balances | $15,000 | 5,985 |
| Securities | $18,341,000 | 5,235 |
| Federal funds sold & reverse repurchase agreements | $3,960,000 | 3,267 |
| Net loans & leases | $78,215,000 | 3,435 |
| Loan loss allowance | $628,000 | 4,885 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,328,000 | 3,363 |
| Other real estate owned | $85,000 | 3,171 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $873,000 | 6,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,877,000 | 4,050 |
| Total liabilities | $100,044,000 | 3,928 |
| Total deposits | $99,680,000 | 3,723 |
| Interest-bearing deposits | $86,976,000 | 3,687 |
| Deposits held in domestic offices | $99,680,000 | 3,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $364,000 | 7,084 |
| Total equity capital | $7,833,000 | 5,289 |
| Total bank equity capital | $7,833,000 | 5,289 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $325,000 | 5,962 |
| Surplus | $341,000 | 9,351 |
| Undivided profits | $7,167,000 | 3,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $538,000 | 4,407 |
| Earning assets | $100,531,000 | 4,006 |
| Long-term assets (5+ years) | $1,931,000 | 7,728 |
| Average Assets, year-to-date | $102,022,000 | 4,065 |
| Average Assets, quarterly | $107,446,000 | 4,007 |
| Volatile liabilities | $17,550,000 | 3,332 |
| Insider loans | $296,000 | 6,670 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $95,000 | 1,441 |
| Unused loan commitments | $5,605,000 | 4,906 |
| Tier 1 (core) risk-based capital | $7,833,000 | 5,134 |
| Tier 2 risk-based capital | $628,000 | 4,367 |
| Total risk weighted assets | $73,957,900 | 3,652 |
| Total unused commitments | $5,605,000 | 4,911 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $96,533,000 | 4,562 |
| Cash and due from depository institutions | $3,679,000 | 3,543 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $20,778,000 | 5,176 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 7,807 |
| Net loans & leases | $68,414,000 | 3,925 |
| Loan loss allowance | $545,000 | 5,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,422,000 | 3,198 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $900,000 | 6,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,533,000 | 4,562 |
| Total liabilities | $89,913,000 | 4,399 |
| Total deposits | $89,612,000 | 4,209 |
| Interest-bearing deposits | $79,096,000 | 4,103 |
| Deposits held in domestic offices | $89,612,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $301,000 | 7,858 |
| Total equity capital | $6,620,000 | 6,042 |
| Total bank equity capital | $6,620,000 | 6,042 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $325,000 | 6,314 |
| Surplus | $341,000 | 9,791 |
| Undivided profits | $5,954,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $487,000 | 4,771 |
| Earning assets | $89,532,000 | 4,522 |
| Long-term assets (5+ years) | $1,196,000 | 8,555 |
| Average Assets, year-to-date | $92,421,800 | 4,566 |
| Average Assets, quarterly | $95,341,500 | 4,560 |
| Volatile liabilities | $14,156,000 | 3,774 |
| Insider loans | $498,000 | 5,531 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,547,000 | 5,968 |
| Tier 1 (core) risk-based capital | $6,660,000 | 5,907 |
| Tier 2 risk-based capital | $545,000 | 4,936 |
| Total risk weighted assets | $62,848,500 | 4,212 |
| Total unused commitments | $3,547,000 | 5,984 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $86,275,000 | 5,044 |
| Cash and due from depository institutions | $5,187,000 | 3,656 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,921,000 | 6,221 |
| Federal funds sold & reverse repurchase agreements | $4,290,000 | 3,318 |
| Net loans & leases | $56,225,000 | 4,548 |
| Loan loss allowance | $464,000 | 6,360 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,837,000 | 2,680 |
| Other real estate owned | $0 | 3,656 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $815,000 | 7,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,275,000 | 5,044 |
| Total liabilities | $80,661,000 | 4,866 |
| Total deposits | $80,340,000 | 4,676 |
| Interest-bearing deposits | $69,038,000 | 4,681 |
| Deposits held in domestic offices | $80,340,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $321,000 | 8,027 |
| Total equity capital | $5,614,000 | 6,855 |
| Total bank equity capital | $5,614,000 | 6,855 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $325,000 | 6,662 |
| Surplus | $341,000 | 10,190 |
| Undivided profits | $4,948,000 | 4,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $414,000 | 5,607 |
| Earning assets | $77,436,000 | 5,134 |
| Long-term assets (5+ years) | $833,000 | 9,210 |
| Average Assets, year-to-date | $76,103,000 | 5,365 |
| Average Assets, quarterly | $84,442,000 | 5,069 |
| Volatile liabilities | $12,864,000 | 3,794 |
| Insider loans | $662,000 | 4,843 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,066,000 | 802 |
| Unused loan commitments | $5,350,000 | 4,799 |
| Tier 1 (core) risk-based capital | $5,561,000 | 6,769 |
| Tier 2 risk-based capital | $464,000 | 5,591 |
| Total risk weighted assets | $53,584,300 | 4,758 |
| Total unused commitments | $5,350,000 | 4,814 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $67,021,000 | 6,119 |
| Cash and due from depository institutions | $3,898,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,516,000 | 7,257 |
| Federal funds sold & reverse repurchase agreements | $1,480,000 | 4,561 |
| Net loans & leases | $44,284,000 | 5,383 |
| Loan loss allowance | $447,000 | 6,675 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,950,000 | 3,736 |
| Other real estate owned | $0 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $893,000 | 7,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,021,000 | 6,119 |
| Total liabilities | $62,719,000 | 5,955 |
| Total deposits | $62,593,000 | 5,728 |
| Interest-bearing deposits | $53,182,000 | 5,797 |
| Deposits held in domestic offices | $62,593,000 | 5,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $126,000 | 10,523 |
| Total equity capital | $4,302,000 | 7,848 |
| Total bank equity capital | $4,302,000 | 7,848 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $325,000 | 7,043 |
| Surplus | $341,000 | 10,628 |
| Undivided profits | $3,636,000 | 5,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 8,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $290,000 | 6,759 |
| Earning assets | $60,280,000 | 6,191 |
| Long-term assets (5+ years) | $1,259,000 | 9,114 |
| Average Assets, year-to-date | $61,124,600 | 6,435 |
| Average Assets, quarterly | $66,102,500 | 6,151 |
| Volatile liabilities | $7,265,000 | 5,425 |
| Insider loans | $595,000 | 5,157 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $442,000 | 850 |
| Unused loan commitments | $3,174,000 | 6,189 |
| Tier 1 (core) risk-based capital | $4,724,000 | 7,511 |
| Tier 2 risk-based capital | $447,000 | 5,767 |
| Total risk weighted assets | $42,255,200 | 5,666 |
| Total unused commitments | $3,174,000 | 6,200 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $55,767,000 | 7,196 |
| Cash and due from depository institutions | $3,686,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,532,000 | 8,888 |
| Federal funds sold & reverse repurchase agreements | $2,230,000 | 5,378 |
| Net loans & leases | $37,924,000 | 5,938 |
| Loan loss allowance | $388,000 | 7,558 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $949,000 | 6,342 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $446,000 | 9,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,767,000 | 7,196 |
| Total liabilities | $51,961,000 | 7,067 |
| Total deposits | $50,946,000 | 6,969 |
| Interest-bearing deposits | $43,521,000 | 6,971 |
| Deposits held in domestic offices | $50,946,000 | 6,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $785,000 | 2,965 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $230,000 | 8,679 |
| Total equity capital | $3,806,000 | 8,629 |
| Total bank equity capital | $3,806,000 | 8,629 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $325,000 | 7,411 |
| Surplus | $341,000 | 11,084 |
| Undivided profits | $3,140,000 | 5,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 10,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $234,000 | 7,346 |
| Earning assets | $50,686,000 | 7,218 |
| Long-term assets (5+ years) | $1,073,000 | 9,875 |
| Average Assets, year-to-date | $51,185,000 | 7,458 |
| Average Assets, quarterly | $54,717,500 | 7,232 |
| Volatile liabilities | $5,454,000 | 6,212 |
| Insider loans | $434,000 | 6,137 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,341,000 | 742 |
| Unused loan commitments | $1,655,000 | 8,035 |
| Tier 1 (core) risk-based capital | $3,806,000 | 8,543 |
| Tier 2 risk-based capital | $388,000 | 6,432 |
| Total risk weighted assets | $33,838,700 | 6,667 |
| Total unused commitments | $1,655,000 | 8,059 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $46,721,000 | 8,221 |
| Cash and due from depository institutions | $2,442,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,287,000 | 9,457 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 5,211 |
| Net loans & leases | $30,908,000 | 6,906 |
| Loan loss allowance | $300,000 | 8,803 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $867,000 | 6,777 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $367,000 | 11,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,721,000 | 8,221 |
| Total liabilities | $43,736,000 | 8,076 |
| Total deposits | $42,406,000 | 8,062 |
| Interest-bearing deposits | $36,316,000 | 8,086 |
| Deposits held in domestic offices | $42,406,000 | 8,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,074,000 | 2,497 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $256,000 | 8,933 |
| Total equity capital | $2,985,000 | 9,781 |
| Total bank equity capital | $2,985,000 | 9,781 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $325,000 | 7,787 |
| Surplus | $341,000 | 11,459 |
| Undivided profits | $2,319,000 | 6,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 10,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $188,000 | 8,964 |
| Earning assets | $43,045,000 | 8,154 |
| Long-term assets (5+ years) | $813,000 | 10,544 |
| Average Assets, year-to-date | $43,049,200 | 8,454 |
| Average Assets, quarterly | $45,917,000 | 8,257 |
| Volatile liabilities | $7,252,000 | 5,168 |
| Insider loans | $616,000 | 1,459 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,605,000 | 617 |
| Unused loan commitments | $1,292,000 | 8,531 |
| Tier 1 (core) risk-based capital | $2,985,000 | 9,706 |
| Tier 2 risk-based capital | $300,000 | 7,606 |
| Total risk weighted assets | $27,421,600 | 7,796 |
| Total unused commitments | $1,292,000 | 8,559 |
| Derivatives | $0 | 651 |