Home > The First National Bank of Manlius > Income and Expense

The First National Bank of Manlius, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,739,000	9,750
Total interest expense	$991,000	9,040
Net interest income	$748,000	10,257
Provision for loan and lease losses	$0	9,041
Total noninterest income	$57,000	10,730
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	9,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,065
Total noninterest expense	$497,000	10,605
Salaries and employee benefits	$237,000	10,795
Premises and equipment expense	$111,000	8,998
Additional noninterest expense	$149,000	10,555
Pre-tax net operating income	$308,000	9,077
Securities gains (losses)	$-7,000	10,114
Applicable income taxes	$105,000	8,669
Income before extraordinary items	$196,000	9,337
Extraordinary gains, net	$0	53
Net income	$196,000	9,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$180,000	5,668
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$200,550	9,238
1995-12-31 (YTD Data)		Rank
Total interest income	$4,137,000	6,846
Total interest expense	$2,814,000	5,044
Net interest income	$1,323,000	9,011
Provision for loan and lease losses	$-60,000	11,625
Total noninterest income	$143,000	9,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	7,528
Total noninterest expense	$1,182,000	8,265
Salaries and employee benefits	$628,000	8,199
Premises and equipment expense	$269,000	6,072
Additional noninterest expense	$285,000	9,409
Pre-tax net operating income	$344,000	9,434
Securities gains (losses)	$96,000	982
Applicable income taxes	$104,000	9,095
Income before extraordinary items	$336,000	8,602
Extraordinary gains, net	$0	65
Net income	$336,000	8,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-86,000	11,674
Cash dividends	$198,000	5,593
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$263,040	9,270
1994-12-31 (YTD Data)		Rank
Total interest income	$3,419,000	7,454
Total interest expense	$2,185,000	5,193
Net interest income	$1,234,000	9,661
Provision for loan and lease losses	$0	9,146
Total noninterest income	$85,000	11,114
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	10,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,243,000	8,454
Salaries and employee benefits	$591,000	8,665
Premises and equipment expense	$255,000	6,434
Additional noninterest expense	$397,000	8,855
Pre-tax net operating income	$76,000	11,771
Securities gains (losses)	$87,000	835
Applicable income taxes	$35,000	10,807
Income before extraordinary items	$128,000	11,078
Extraordinary gains, net	$0	249
Net income	$128,000	11,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	11,561
Cash dividends	$213,000	5,301
Sale, conversion, retirement of capital stock, net	$1,603,000	339
Net operating income	$59,270	11,784
1993-12-31 (YTD Data)		Rank
Total interest income	$2,222,000	9,738
Total interest expense	$1,274,000	7,985
Net interest income	$948,000	10,966
Provision for loan and lease losses	$0	10,371
Total noninterest income	$58,000	12,338
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	11,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,795
Total noninterest expense	$834,000	10,500
Salaries and employee benefits	$394,000	10,699
Premises and equipment expense	$132,000	9,415
Additional noninterest expense	$308,000	10,343
Pre-tax net operating income	$172,000	11,301
Securities gains (losses)	$288,000	1,338
Applicable income taxes	$73,000	10,384
Income before extraordinary items	$387,000	8,563
Extraordinary gains, net	$0	3,149
Net income	$387,000	8,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	6,216
Cash dividends	$150,000	6,064
Sale, conversion, retirement of capital stock, net	$529,000	585
Net operating income	$145,080	11,062
1992-12-31 (YTD Data)		Rank
Total interest income	$2,335,000	10,224
Total interest expense	$1,336,000	9,101
Net interest income	$999,000	11,108
Provision for loan and lease losses	$40,000	9,471
Total noninterest income	$67,000	12,655
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$13,000	11,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	10,164
Total noninterest expense	$744,000	11,288
Salaries and employee benefits	$381,000	11,076
Premises and equipment expense	$97,000	10,832
Additional noninterest expense	$266,000	11,332
Pre-tax net operating income	$282,000	10,311
Securities gains (losses)	$130,000	2,597
Applicable income taxes	$80,000	10,440
Income before extraordinary items	$332,000	8,906
Extraordinary gains, net	$0	1,422
Net income	$332,000	9,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	9,710
Cash dividends	$180,000	5,316
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$226,700	9,882

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.