Home > The First National Bank of Little Falls > Assets and Liabilities
The First National Bank of Little Falls, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $69,367,000 | 5,746 |
| Cash and due from depository institutions | $2,073,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,688,000 | 5,246 |
| Federal funds sold & reverse repurchase agreements | $10,150,000 | 1,700 |
| Net loans & leases | $29,809,000 | 6,749 |
| Loan loss allowance | $295,000 | 7,449 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,129,000 | 5,596 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $7,487,000 | 442 |
| All other assets | $1,031,000 | 5,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,367,000 | 5,746 |
| Total liabilities | $53,395,000 | 6,282 |
| Total deposits | $50,638,000 | 6,270 |
| Interest-bearing deposits | $41,951,000 | 6,384 |
| Deposits held in domestic offices | $50,638,000 | 6,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,757,000 | 1,518 |
| Total equity capital | $15,972,000 | 2,812 |
| Total bank equity capital | $15,972,000 | 2,812 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $15,249,000 | 1,083 |
| Undivided profits | $623,000 | 8,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $178,000 | 8,232 |
| Earning assets | $57,647,000 | 6,130 |
| Long-term assets (5+ years) | $4,253,000 | 6,563 |
| Average Assets, year-to-date | $68,232,800 | 5,607 |
| Average Assets, quarterly | $68,462,500 | 5,723 |
| Volatile liabilities | $2,864,000 | 8,371 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,914,000 | 4,908 |
| Tier 1 (core) risk-based capital | $8,426,000 | 4,822 |
| Tier 2 risk-based capital | $295,000 | 7,059 |
| Total risk weighted assets | $32,408,900 | 6,646 |
| Total unused commitments | $5,914,000 | 4,915 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $68,204,000 | 5,833 |
| Cash and due from depository institutions | $1,863,000 | 6,915 |
| Interest-bearing balances | $28,000 | 5,678 |
| Securities | $19,729,000 | 4,957 |
| Federal funds sold & reverse repurchase agreements | $2,165,000 | 4,780 |
| Net loans & leases | $34,216,000 | 6,393 |
| Loan loss allowance | $267,000 | 7,940 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,179,000 | 5,468 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $7,880,000 | 422 |
| All other assets | $1,172,000 | 5,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,204,000 | 5,833 |
| Total liabilities | $52,825,000 | 6,413 |
| Total deposits | $48,566,000 | 6,524 |
| Interest-bearing deposits | $41,662,000 | 6,517 |
| Deposits held in domestic offices | $48,566,000 | 6,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,091 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,159,000 | 1,901 |
| Total equity capital | $15,379,000 | 2,877 |
| Total bank equity capital | $15,379,000 | 2,877 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $15,240,000 | 1,077 |
| Undivided profits | $39,000 | 10,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $229,000 | 7,830 |
| Earning assets | $56,138,000 | 6,247 |
| Long-term assets (5+ years) | $7,175,000 | 5,141 |
| Average Assets, year-to-date | $58,958,400 | 6,225 |
| Average Assets, quarterly | $62,808,000 | 6,092 |
| Volatile liabilities | $5,382,000 | 6,927 |
| Insider loans | $15,000 | 9,555 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,231,000 | 3,909 |
| Tier 1 (core) risk-based capital | $7,496,000 | 5,305 |
| Tier 2 risk-based capital | $267,000 | 7,463 |
| Total risk weighted assets | $35,759,500 | 6,360 |
| Total unused commitments | $8,231,000 | 3,911 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $56,418,000 | 6,772 |
| Cash and due from depository institutions | $4,694,000 | 7,084 |
| Interest-bearing balances | $46,000 | 5,463 |
| Securities | $15,852,000 | 6,212 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,015 |
| Net loans & leases | $32,164,000 | 6,690 |
| Loan loss allowance | $277,000 | 8,152 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,252,000 | 5,282 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $531,000 | 8,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,418,000 | 6,772 |
| Total liabilities | $52,042,000 | 6,651 |
| Total deposits | $50,568,000 | 6,536 |
| Interest-bearing deposits | $43,050,000 | 6,566 |
| Deposits held in domestic offices | $50,568,000 | 6,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $648,000 | 3,726 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $326,000 | 7,571 |
| Total equity capital | $4,376,000 | 7,815 |
| Total bank equity capital | $4,376,000 | 7,815 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $945,000 | 7,939 |
| Undivided profits | $3,331,000 | 5,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $217,000 | 8,179 |
| Earning assets | $49,987,000 | 6,903 |
| Long-term assets (5+ years) | $7,719,000 | 4,813 |
| Average Assets, year-to-date | $50,429,400 | 7,034 |
| Average Assets, quarterly | $53,902,500 | 6,901 |
| Volatile liabilities | $3,635,000 | 8,028 |
| Insider loans | $652,000 | 4,788 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,258,000 | 4,972 |
| Tier 1 (core) risk-based capital | $4,401,000 | 7,676 |
| Tier 2 risk-based capital | $277,000 | 7,541 |
| Total risk weighted assets | $36,259,800 | 6,395 |
| Total unused commitments | $5,258,000 | 4,985 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $48,230,000 | 7,563 |
| Cash and due from depository institutions | $2,700,000 | 7,557 |
| Interest-bearing balances | $43,000 | 5,835 |
| Securities | $14,279,000 | 6,896 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 5,743 |
| Net loans & leases | $27,519,000 | 7,339 |
| Loan loss allowance | $248,000 | 8,779 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,280,000 | 5,180 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $579,000 | 8,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,230,000 | 7,563 |
| Total liabilities | $44,239,000 | 7,457 |
| Total deposits | $41,036,000 | 7,610 |
| Interest-bearing deposits | $34,747,000 | 7,648 |
| Deposits held in domestic offices | $41,036,000 | 7,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,903 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $203,000 | 9,658 |
| Total equity capital | $3,991,000 | 8,354 |
| Total bank equity capital | $3,991,000 | 8,354 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $945,000 | 8,148 |
| Undivided profits | $2,946,000 | 6,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $221,000 | 8,409 |
| Earning assets | $43,716,000 | 7,603 |
| Long-term assets (5+ years) | $3,547,000 | 6,649 |
| Average Assets, year-to-date | $47,545,600 | 7,424 |
| Average Assets, quarterly | $49,184,500 | 7,423 |
| Volatile liabilities | $3,405,000 | 8,179 |
| Insider loans | $632,000 | 4,976 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,611,000 | 4,669 |
| Tier 1 (core) risk-based capital | $3,973,000 | 8,253 |
| Tier 2 risk-based capital | $248,000 | 8,089 |
| Total risk weighted assets | $30,518,700 | 7,086 |
| Total unused commitments | $5,611,000 | 4,683 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $45,139,000 | 7,966 |
| Cash and due from depository institutions | $2,003,000 | 7,461 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,124,000 | 7,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,985,000 | 7,337 |
| Loan loss allowance | $263,000 | 8,897 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,315,000 | 5,103 |
| Other real estate owned | $48,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $664,000 | 8,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,139,000 | 7,966 |
| Total liabilities | $41,379,000 | 7,885 |
| Total deposits | $40,745,000 | 7,753 |
| Interest-bearing deposits | $35,211,000 | 7,689 |
| Deposits held in domestic offices | $40,745,000 | 7,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $134,000 | 10,341 |
| Total equity capital | $3,760,000 | 8,462 |
| Total bank equity capital | $3,760,000 | 8,462 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $945,000 | 8,368 |
| Undivided profits | $2,715,000 | 6,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $199,000 | 8,503 |
| Earning assets | $41,109,000 | 7,974 |
| Long-term assets (5+ years) | $3,513,000 | 7,001 |
| Average Assets, year-to-date | $45,897,600 | 7,762 |
| Average Assets, quarterly | $45,565,000 | 7,881 |
| Volatile liabilities | $1,201,000 | 10,793 |
| Insider loans | $746,000 | 4,490 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,821,000 | 5,011 |
| Tier 1 (core) risk-based capital | $3,847,000 | 8,465 |
| Tier 2 risk-based capital | $263,000 | 8,038 |
| Total risk weighted assets | $29,836,300 | 7,265 |
| Total unused commitments | $4,821,000 | 5,017 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $47,554,000 | 7,969 |
| Cash and due from depository institutions | $2,130,000 | 7,545 |
| Interest-bearing balances | $2,000 | 7,588 |
| Securities | $13,240,000 | 7,940 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,826 |
| Net loans & leases | $26,664,000 | 7,513 |
| Loan loss allowance | $274,000 | 9,017 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,322,000 | 5,131 |
| Other real estate owned | $46,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $602,000 | 8,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,554,000 | 7,969 |
| Total liabilities | $43,867,000 | 7,894 |
| Total deposits | $43,785,000 | 7,711 |
| Interest-bearing deposits | $37,652,000 | 7,692 |
| Deposits held in domestic offices | $43,785,000 | 7,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $82,000 | 12,006 |
| Total equity capital | $3,687,000 | 8,794 |
| Total bank equity capital | $3,687,000 | 8,794 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $945,000 | 8,571 |
| Undivided profits | $2,642,000 | 6,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 8,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $167,000 | 8,994 |
| Earning assets | $43,456,000 | 7,971 |
| Long-term assets (5+ years) | $3,882,000 | 7,144 |
| Average Assets, year-to-date | $46,428,000 | 7,947 |
| Average Assets, quarterly | $47,077,000 | 7,973 |
| Volatile liabilities | $506,000 | 12,326 |
| Insider loans | $310,000 | 7,172 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,161,000 | 6,228 |
| Tier 1 (core) risk-based capital | $3,687,000 | 8,713 |
| Tier 2 risk-based capital | $274,000 | 7,975 |
| Total risk weighted assets | $29,582,700 | 7,349 |
| Total unused commitments | $3,161,000 | 6,249 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $46,932,000 | 8,195 |
| Cash and due from depository institutions | $3,560,000 | 7,704 |
| Interest-bearing balances | $1,254,000 | 3,432 |
| Securities | $10,601,000 | 8,900 |
| Federal funds sold & reverse repurchase agreements | $6,275,000 | 2,641 |
| Net loans & leases | $25,352,000 | 7,822 |
| Loan loss allowance | $307,000 | 8,687 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $337,000 | 10,180 |
| Other real estate owned | $63,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $744,000 | 7,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,932,000 | 8,195 |
| Total liabilities | $43,460,000 | 8,118 |
| Total deposits | $43,323,000 | 7,957 |
| Interest-bearing deposits | $38,503,000 | 7,802 |
| Deposits held in domestic offices | $43,323,000 | 7,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $137,000 | 11,459 |
| Total equity capital | $3,472,000 | 8,981 |
| Total bank equity capital | $3,472,000 | 8,981 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $945,000 | 8,645 |
| Undivided profits | $2,427,000 | 6,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 10,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $178,000 | 9,242 |
| Earning assets | $43,482,000 | 8,098 |
| Long-term assets (5+ years) | $2,961,000 | 8,033 |
| Average Assets, year-to-date | $45,402,600 | 8,210 |
| Average Assets, quarterly | $47,124,000 | 8,125 |
| Volatile liabilities | $801,000 | 12,207 |
| Insider loans | $225,000 | 3,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,502,000 | 6,673 |
| Tier 1 (core) risk-based capital | $3,472,000 | 8,903 |
| Tier 2 risk-based capital | $307,000 | 7,493 |
| Total risk weighted assets | $27,809,300 | 7,727 |
| Total unused commitments | $2,502,000 | 6,703 |
| Derivatives | $0 | 651 |