Home > The First National Bank of Liberal > Income and Expense
The First National Bank of Liberal, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 2,319 |
| Total interest expense | $529,000 | 1,633 |
| Net interest income | $2,238,000 | 2,452 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $245,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $43,000 | 3,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 2,474 |
| Total noninterest expense | $1,481,000 | 2,802 |
| Salaries and employee benefits | $824,000 | 2,849 |
| Premises and equipment expense | $267,000 | 2,019 |
| Additional noninterest expense | $390,000 | 3,111 |
| Pre-tax net operating income | $1,002,000 | 2,041 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $103,000 | 2,155 |
| Income before extraordinary items | $899,000 | 1,992 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $899,000 | 1,991 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $899,000 | 1,992 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $300,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $899,000 | 1,980 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,293,000 | 2,227 |
| Total interest expense | $1,681,000 | 1,749 |
| Net interest income | $9,612,000 | 2,288 |
| Provision for loan and lease losses | $350,000 | 1,810 |
| Total noninterest income | $1,077,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $602,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 3,219 |
| Total noninterest expense | $6,531,000 | 2,618 |
| Salaries and employee benefits | $3,950,000 | 2,490 |
| Premises and equipment expense | $974,000 | 2,153 |
| Additional noninterest expense | $1,607,000 | 3,089 |
| Pre-tax net operating income | $3,808,000 | 2,113 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $629,000 | 2,249 |
| Income before extraordinary items | $3,182,000 | 1,940 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,182,000 | 1,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,182,000 | 1,941 |
| Net charge-offs | $342,000 | 1,376 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,179,510 | 1,921 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 2,229 |
| Total interest expense | $1,229,000 | 1,774 |
| Net interest income | $7,270,000 | 2,286 |
| Provision for loan and lease losses | $350,000 | 1,474 |
| Total noninterest income | $819,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $460,000 | 1,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,239 |
| Total noninterest expense | $4,974,000 | 2,605 |
| Salaries and employee benefits | $2,967,000 | 2,500 |
| Premises and equipment expense | $782,000 | 2,045 |
| Additional noninterest expense | $1,225,000 | 3,055 |
| Pre-tax net operating income | $2,765,000 | 2,202 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $429,000 | 2,204 |
| Income before extraordinary items | $2,339,000 | 2,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,339,000 | 2,143 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,339,000 | 2,143 |
| Net charge-offs | $366,000 | 987 |
| Cash dividends | $900,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,336,450 | 2,120 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 2,229 |
| Total interest expense | $781,000 | 1,803 |
| Net interest income | $4,835,000 | 2,283 |
| Provision for loan and lease losses | $325,000 | 1,128 |
| Total noninterest income | $561,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $319,000 | 1,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 3,220 |
| Total noninterest expense | $3,286,000 | 2,629 |
| Salaries and employee benefits | $1,951,000 | 2,534 |
| Premises and equipment expense | $521,000 | 2,056 |
| Additional noninterest expense | $814,000 | 3,071 |
| Pre-tax net operating income | $1,785,000 | 2,198 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $261,000 | 2,267 |
| Income before extraordinary items | $1,524,000 | 2,124 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,524,000 | 2,125 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,524,000 | 2,125 |
| Net charge-offs | $387,000 | 694 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,524,000 | 2,095 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 2,240 |
| Total interest expense | $362,000 | 1,898 |
| Net interest income | $2,431,000 | 2,273 |
| Provision for loan and lease losses | $250,000 | 786 |
| Total noninterest income | $283,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $162,000 | 1,650 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $121,000 | 3,210 |
| Total noninterest expense | $1,619,000 | 2,685 |
| Salaries and employee benefits | $954,000 | 2,612 |
| Premises and equipment expense | $269,000 | 2,033 |
| Additional noninterest expense | $396,000 | 3,129 |
| Pre-tax net operating income | $845,000 | 2,198 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $113,000 | 2,346 |
| Income before extraordinary items | $732,000 | 2,126 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $732,000 | 2,127 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $732,000 | 2,127 |
| Net charge-offs | $391,000 | 400 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $732,000 | 2,094 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 2,179 |
| Total interest expense | $1,239,000 | 2,082 |
| Net interest income | $10,049,000 | 2,177 |
| Provision for loan and lease losses | $1,025,000 | 873 |
| Total noninterest income | $1,047,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $578,000 | 1,853 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $469,000 | 3,346 |
| Total noninterest expense | $6,785,000 | 2,622 |
| Salaries and employee benefits | $4,026,000 | 2,489 |
| Premises and equipment expense | $1,018,000 | 2,125 |
| Additional noninterest expense | $1,741,000 | 3,027 |
| Pre-tax net operating income | $3,286,000 | 2,237 |
| Securities gains (losses) | $904,000 | 261 |
| Applicable income taxes | $812,000 | 1,824 |
| Income before extraordinary items | $3,378,000 | 1,902 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,378,000 | 1,901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,378,000 | 1,901 |
| Net charge-offs | $1,359,000 | 529 |
| Cash dividends | $1,200,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,645,760 | 2,264 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,478,000 | 2,176 |
| Total interest expense | $920,000 | 2,098 |
| Net interest income | $7,558,000 | 2,168 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $778,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $425,000 | 1,890 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $353,000 | 3,356 |
| Total noninterest expense | $5,173,000 | 2,574 |
| Salaries and employee benefits | $3,072,000 | 2,442 |
| Premises and equipment expense | $776,000 | 2,101 |
| Additional noninterest expense | $1,325,000 | 2,995 |
| Pre-tax net operating income | $3,163,000 | 1,880 |
| Securities gains (losses) | $275,000 | 637 |
| Applicable income taxes | $718,000 | 1,727 |
| Income before extraordinary items | $2,720,000 | 1,823 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,720,000 | 1,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,720,000 | 1,823 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $900,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,502,750 | 1,887 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 2,192 |
| Total interest expense | $610,000 | 2,107 |
| Net interest income | $5,022,000 | 2,174 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $508,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $267,000 | 1,961 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,331 |
| Total noninterest expense | $3,474,000 | 2,575 |
| Salaries and employee benefits | $2,060,000 | 2,451 |
| Premises and equipment expense | $514,000 | 2,106 |
| Additional noninterest expense | $900,000 | 2,969 |
| Pre-tax net operating income | $2,056,000 | 1,896 |
| Securities gains (losses) | $233,000 | 530 |
| Applicable income taxes | $498,000 | 1,664 |
| Income before extraordinary items | $1,791,000 | 1,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,791,000 | 1,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,791,000 | 1,823 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,609,260 | 1,924 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 2,195 |
| Total interest expense | $299,000 | 2,142 |
| Net interest income | $2,506,000 | 2,172 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $255,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $133,000 | 1,955 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $122,000 | 3,256 |
| Total noninterest expense | $1,697,000 | 2,626 |
| Salaries and employee benefits | $980,000 | 2,552 |
| Premises and equipment expense | $259,000 | 2,103 |
| Additional noninterest expense | $458,000 | 2,942 |
| Pre-tax net operating income | $1,064,000 | 1,836 |
| Securities gains (losses) | $67,000 | 694 |
| Applicable income taxes | $272,000 | 1,567 |
| Income before extraordinary items | $859,000 | 1,867 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $859,000 | 1,868 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $859,000 | 1,868 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $300,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $808,080 | 1,918 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 2,202 |
| Total interest expense | $1,228,000 | 2,080 |
| Net interest income | $9,686,000 | 2,210 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,188,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $530,000 | 2,035 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $658,000 | 2,919 |
| Total noninterest expense | $6,807,000 | 2,606 |
| Salaries and employee benefits | $3,914,000 | 2,541 |
| Premises and equipment expense | $1,074,000 | 2,063 |
| Additional noninterest expense | $1,819,000 | 2,989 |
| Pre-tax net operating income | $4,067,000 | 1,844 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $1,081,000 | 1,530 |
| Income before extraordinary items | $2,995,000 | 2,067 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,995,000 | 2,068 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,995,000 | 2,069 |
| Net charge-offs | $-8,000 | 5,150 |
| Cash dividends | $1,200,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,988,430 | 2,029 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 2,224 |
| Total interest expense | $936,000 | 2,078 |
| Net interest income | $7,200,000 | 2,246 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $783,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $391,000 | 2,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,250 |
| Total noninterest expense | $5,073,000 | 2,632 |
| Salaries and employee benefits | $2,909,000 | 2,563 |
| Premises and equipment expense | $806,000 | 2,086 |
| Additional noninterest expense | $1,358,000 | 3,012 |
| Pre-tax net operating income | $2,910,000 | 1,952 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $755,000 | 1,640 |
| Income before extraordinary items | $2,164,000 | 2,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,164,000 | 2,137 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,164,000 | 2,137 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $900,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,157,340 | 2,096 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 2,255 |
| Total interest expense | $637,000 | 2,046 |
| Net interest income | $4,710,000 | 2,280 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $499,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $242,000 | 2,171 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,269 |
| Total noninterest expense | $3,336,000 | 2,684 |
| Salaries and employee benefits | $1,928,000 | 2,591 |
| Premises and equipment expense | $529,000 | 2,125 |
| Additional noninterest expense | $879,000 | 3,106 |
| Pre-tax net operating income | $1,873,000 | 1,983 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $476,000 | 1,679 |
| Income before extraordinary items | $1,406,000 | 2,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,406,000 | 2,159 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,406,000 | 2,159 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,399,250 | 2,116 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 2,258 |
| Total interest expense | $318,000 | 2,062 |
| Net interest income | $2,336,000 | 2,286 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $239,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $116,000 | 2,233 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 3,302 |
| Total noninterest expense | $1,680,000 | 2,677 |
| Salaries and employee benefits | $974,000 | 2,579 |
| Premises and equipment expense | $267,000 | 2,136 |
| Additional noninterest expense | $439,000 | 3,084 |
| Pre-tax net operating income | $895,000 | 2,033 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $221,000 | 1,718 |
| Income before extraordinary items | $674,000 | 2,208 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $674,000 | 2,209 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $674,000 | 2,209 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $674,000 | 2,139 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,579,000 | 2,269 |
| Total interest expense | $1,340,000 | 2,082 |
| Net interest income | $9,239,000 | 2,296 |
| Provision for loan and lease losses | $-125,000 | 6,066 |
| Total noninterest income | $1,091,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $532,000 | 2,182 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $559,000 | 3,115 |
| Total noninterest expense | $6,757,000 | 2,685 |
| Salaries and employee benefits | $3,847,000 | 2,579 |
| Premises and equipment expense | $1,062,000 | 2,140 |
| Additional noninterest expense | $1,848,000 | 3,061 |
| Pre-tax net operating income | $3,698,000 | 1,951 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $842,000 | 1,716 |
| Income before extraordinary items | $2,861,000 | 2,097 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,861,000 | 2,097 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,861,000 | 2,096 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,857,150 | 2,051 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 2,306 |
| Total interest expense | $1,015,000 | 2,096 |
| Net interest income | $6,864,000 | 2,322 |
| Provision for loan and lease losses | $-125,000 | 6,228 |
| Total noninterest income | $790,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $403,000 | 2,178 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $387,000 | 3,260 |
| Total noninterest expense | $5,071,000 | 2,686 |
| Salaries and employee benefits | $2,846,000 | 2,610 |
| Premises and equipment expense | $804,000 | 2,139 |
| Additional noninterest expense | $1,421,000 | 3,010 |
| Pre-tax net operating income | $2,708,000 | 2,013 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $591,000 | 1,811 |
| Income before extraordinary items | $2,122,000 | 2,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,122,000 | 2,121 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,122,000 | 2,121 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $900,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,118,100 | 2,083 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 2,365 |
| Total interest expense | $683,000 | 2,093 |
| Net interest income | $4,406,000 | 2,408 |
| Provision for loan and lease losses | $-125,000 | 6,357 |
| Total noninterest income | $511,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $258,000 | 2,214 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $253,000 | 3,275 |
| Total noninterest expense | $3,418,000 | 2,664 |
| Salaries and employee benefits | $1,915,000 | 2,601 |
| Premises and equipment expense | $519,000 | 2,206 |
| Additional noninterest expense | $984,000 | 2,922 |
| Pre-tax net operating income | $1,624,000 | 2,144 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $337,000 | 1,948 |
| Income before extraordinary items | $1,292,000 | 2,219 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,292,000 | 2,221 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,292,000 | 2,222 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,288,050 | 2,172 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 2,395 |
| Total interest expense | $337,000 | 2,157 |
| Net interest income | $2,177,000 | 2,422 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $248,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $130,000 | 2,181 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $118,000 | 3,331 |
| Total noninterest expense | $1,646,000 | 2,765 |
| Salaries and employee benefits | $945,000 | 2,648 |
| Premises and equipment expense | $256,000 | 2,264 |
| Additional noninterest expense | $445,000 | 3,163 |
| Pre-tax net operating income | $779,000 | 2,134 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $156,000 | 1,962 |
| Income before extraordinary items | $623,000 | 2,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $623,000 | 2,218 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $623,000 | 2,218 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $623,000 | 2,171 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,122,000 | 2,396 |
| Total interest expense | $1,406,000 | 2,282 |
| Net interest income | $8,716,000 | 2,413 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,183,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $600,000 | 2,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $583,000 | 3,159 |
| Total noninterest expense | $6,465,000 | 2,823 |
| Salaries and employee benefits | $3,779,000 | 2,605 |
| Premises and equipment expense | $961,000 | 2,319 |
| Additional noninterest expense | $1,725,000 | 3,307 |
| Pre-tax net operating income | $3,434,000 | 1,935 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $722,000 | 1,784 |
| Income before extraordinary items | $2,715,000 | 2,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,715,000 | 2,052 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,715,000 | 2,052 |
| Net charge-offs | $27,000 | 4,704 |
| Cash dividends | $1,200,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,712,630 | 2,001 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 2,430 |
| Total interest expense | $1,058,000 | 2,332 |
| Net interest income | $6,475,000 | 2,441 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $907,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $457,000 | 2,040 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $450,000 | 3,174 |
| Total noninterest expense | $4,919,000 | 2,787 |
| Salaries and employee benefits | $2,812,000 | 2,632 |
| Premises and equipment expense | $780,000 | 2,196 |
| Additional noninterest expense | $1,327,000 | 3,257 |
| Pre-tax net operating income | $2,463,000 | 2,082 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $496,000 | 1,918 |
| Income before extraordinary items | $1,970,000 | 2,158 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,970,000 | 2,165 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,970,000 | 2,165 |
| Net charge-offs | $33,000 | 4,129 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,967,600 | 2,099 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 2,446 |
| Total interest expense | $708,000 | 2,374 |
| Net interest income | $4,257,000 | 2,455 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $634,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $308,000 | 1,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 3,094 |
| Total noninterest expense | $3,258,000 | 2,800 |
| Salaries and employee benefits | $1,876,000 | 2,647 |
| Premises and equipment expense | $509,000 | 2,244 |
| Additional noninterest expense | $873,000 | 3,276 |
| Pre-tax net operating income | $1,633,000 | 2,056 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $326,000 | 1,932 |
| Income before extraordinary items | $1,310,000 | 2,149 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,310,000 | 2,157 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,310,000 | 2,155 |
| Net charge-offs | $40,000 | 3,542 |
| Cash dividends | $600,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,307,600 | 2,070 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,501 |
| Total interest expense | $357,000 | 2,425 |
| Net interest income | $2,084,000 | 2,521 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $349,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $206,000 | 2,741 |
| Total noninterest expense | $1,656,000 | 2,789 |
| Salaries and employee benefits | $937,000 | 2,670 |
| Premises and equipment expense | $271,000 | 2,162 |
| Additional noninterest expense | $448,000 | 3,229 |
| Pre-tax net operating income | $777,000 | 2,081 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $149,000 | 1,999 |
| Income before extraordinary items | $628,000 | 2,175 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $628,000 | 2,177 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $628,000 | 2,177 |
| Net charge-offs | $54,000 | 2,367 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $628,000 | 2,090 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,017,000 | 2,567 |
| Total interest expense | $1,432,000 | 2,820 |
| Net interest income | $8,585,000 | 2,501 |
| Provision for loan and lease losses | $720,000 | 2,228 |
| Total noninterest income | $1,367,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $702,000 | 1,889 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $665,000 | 2,965 |
| Total noninterest expense | $6,652,000 | 2,789 |
| Salaries and employee benefits | $3,896,000 | 2,516 |
| Premises and equipment expense | $1,006,000 | 2,271 |
| Additional noninterest expense | $1,750,000 | 3,413 |
| Pre-tax net operating income | $2,580,000 | 2,355 |
| Securities gains (losses) | $912,000 | 581 |
| Applicable income taxes | $783,000 | 1,723 |
| Income before extraordinary items | $2,709,000 | 2,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,709,000 | 2,033 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,709,000 | 2,035 |
| Net charge-offs | $316,000 | 3,230 |
| Cash dividends | $1,200,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,997,640 | 2,470 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 2,626 |
| Total interest expense | $1,076,000 | 2,909 |
| Net interest income | $6,391,000 | 2,553 |
| Provision for loan and lease losses | $720,000 | 1,829 |
| Total noninterest income | $872,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $549,000 | 1,845 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 3,581 |
| Total noninterest expense | $4,966,000 | 2,811 |
| Salaries and employee benefits | $2,915,000 | 2,531 |
| Premises and equipment expense | $762,000 | 2,280 |
| Additional noninterest expense | $1,289,000 | 3,459 |
| Pre-tax net operating income | $1,577,000 | 2,790 |
| Securities gains (losses) | $800,000 | 502 |
| Applicable income taxes | $504,000 | 1,933 |
| Income before extraordinary items | $1,873,000 | 2,237 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,873,000 | 2,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,873,000 | 2,237 |
| Net charge-offs | $336,000 | 2,691 |
| Cash dividends | $900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,241,000 | 2,851 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 2,713 |
| Total interest expense | $715,000 | 3,006 |
| Net interest income | $4,116,000 | 2,644 |
| Provision for loan and lease losses | $420,000 | 2,011 |
| Total noninterest income | $571,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $359,000 | 1,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 3,586 |
| Total noninterest expense | $3,277,000 | 2,835 |
| Salaries and employee benefits | $1,938,000 | 2,532 |
| Premises and equipment expense | $487,000 | 2,338 |
| Additional noninterest expense | $852,000 | 3,521 |
| Pre-tax net operating income | $990,000 | 2,867 |
| Securities gains (losses) | $512,000 | 533 |
| Applicable income taxes | $310,000 | 2,025 |
| Income before extraordinary items | $1,192,000 | 2,281 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,192,000 | 2,281 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,192,000 | 2,281 |
| Net charge-offs | $350,000 | 2,146 |
| Cash dividends | $600,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $787,520 | 2,925 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 2,816 |
| Total interest expense | $383,000 | 2,956 |
| Net interest income | $1,984,000 | 2,747 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $257,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $180,000 | 1,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,070 |
| Total noninterest expense | $1,639,000 | 2,830 |
| Salaries and employee benefits | $968,000 | 2,556 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $429,000 | 3,484 |
| Pre-tax net operating income | $602,000 | 2,518 |
| Securities gains (losses) | $111,000 | 867 |
| Applicable income taxes | $145,000 | 2,082 |
| Income before extraordinary items | $568,000 | 2,355 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $568,000 | 2,357 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $568,000 | 2,358 |
| Net charge-offs | $-27,000 | 6,953 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $479,200 | 2,568 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,965,000 | 2,764 |
| Total interest expense | $1,638,000 | 3,215 |
| Net interest income | $8,327,000 | 2,629 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $1,208,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $836,000 | 1,726 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $372,000 | 3,532 |
| Total noninterest expense | $6,525,000 | 2,841 |
| Salaries and employee benefits | $3,677,000 | 2,620 |
| Premises and equipment expense | $1,074,000 | 2,258 |
| Additional noninterest expense | $1,774,000 | 3,435 |
| Pre-tax net operating income | $2,860,000 | 1,925 |
| Securities gains (losses) | $71,000 | 2,325 |
| Applicable income taxes | $605,000 | 1,840 |
| Income before extraordinary items | $2,326,000 | 1,986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,326,000 | 1,987 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,326,000 | 1,987 |
| Net charge-offs | $-76,000 | 7,235 |
| Cash dividends | $1,200,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,269,910 | 1,945 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 2,801 |
| Total interest expense | $1,247,000 | 3,297 |
| Net interest income | $6,199,000 | 2,648 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $931,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $632,000 | 1,720 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $299,000 | 3,469 |
| Total noninterest expense | $4,874,000 | 2,858 |
| Salaries and employee benefits | $2,713,000 | 2,668 |
| Premises and equipment expense | $808,000 | 2,276 |
| Additional noninterest expense | $1,353,000 | 3,406 |
| Pre-tax net operating income | $2,106,000 | 2,007 |
| Securities gains (losses) | $71,000 | 2,065 |
| Applicable income taxes | $443,000 | 1,842 |
| Income before extraordinary items | $1,734,000 | 2,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,734,000 | 2,049 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,734,000 | 2,050 |
| Net charge-offs | $-67,000 | 7,281 |
| Cash dividends | $900,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,677,200 | 2,025 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 2,869 |
| Total interest expense | $834,000 | 3,403 |
| Net interest income | $4,059,000 | 2,706 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $652,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $422,000 | 1,690 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 3,278 |
| Total noninterest expense | $3,213,000 | 2,906 |
| Salaries and employee benefits | $1,760,000 | 2,748 |
| Premises and equipment expense | $519,000 | 2,375 |
| Additional noninterest expense | $934,000 | 3,359 |
| Pre-tax net operating income | $1,348,000 | 2,045 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $260,000 | 1,953 |
| Income before extraordinary items | $1,092,000 | 2,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,092,000 | 2,111 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,092,000 | 2,111 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,088,760 | 2,050 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 2,874 |
| Total interest expense | $425,000 | 3,461 |
| Net interest income | $2,024,000 | 2,703 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $317,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $208,000 | 1,694 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,417 |
| Total noninterest expense | $1,606,000 | 2,919 |
| Salaries and employee benefits | $870,000 | 2,784 |
| Premises and equipment expense | $258,000 | 2,424 |
| Additional noninterest expense | $478,000 | 3,301 |
| Pre-tax net operating income | $660,000 | 2,063 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $125,000 | 1,953 |
| Income before extraordinary items | $537,000 | 2,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $537,000 | 2,126 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $537,000 | 2,127 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $535,380 | 2,085 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,395,000 | 2,853 |
| Total interest expense | $1,974,000 | 3,607 |
| Net interest income | $8,421,000 | 2,604 |
| Provision for loan and lease losses | $1,350,000 | 2,607 |
| Total noninterest income | $1,069,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $819,000 | 1,785 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $250,000 | 4,250 |
| Total noninterest expense | $6,463,000 | 2,918 |
| Salaries and employee benefits | $3,526,000 | 2,708 |
| Premises and equipment expense | $1,019,000 | 2,443 |
| Additional noninterest expense | $1,918,000 | 3,368 |
| Pre-tax net operating income | $1,677,000 | 2,554 |
| Securities gains (losses) | $973,000 | 504 |
| Applicable income taxes | $506,000 | 1,874 |
| Income before extraordinary items | $2,144,000 | 1,904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,144,000 | 1,905 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,144,000 | 1,906 |
| Net charge-offs | $1,096,000 | 2,559 |
| Cash dividends | $1,200,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,355,870 | 2,571 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 2,871 |
| Total interest expense | $1,525,000 | 3,659 |
| Net interest income | $6,374,000 | 2,605 |
| Provision for loan and lease losses | $1,125,000 | 2,350 |
| Total noninterest income | $740,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $613,000 | 1,847 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $127,000 | 4,894 |
| Total noninterest expense | $4,861,000 | 2,909 |
| Salaries and employee benefits | $2,621,000 | 2,739 |
| Premises and equipment expense | $777,000 | 2,441 |
| Additional noninterest expense | $1,463,000 | 3,299 |
| Pre-tax net operating income | $1,128,000 | 2,888 |
| Securities gains (losses) | $973,000 | 421 |
| Applicable income taxes | $422,000 | 1,830 |
| Income before extraordinary items | $1,679,000 | 1,962 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,679,000 | 1,963 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,679,000 | 1,964 |
| Net charge-offs | $1,100,000 | 2,081 |
| Cash dividends | $900,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $900,600 | 2,947 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 2,907 |
| Total interest expense | $1,047,000 | 3,686 |
| Net interest income | $4,237,000 | 2,618 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $585,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $422,000 | 1,799 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $3,263,000 | 2,899 |
| Salaries and employee benefits | $1,752,000 | 2,751 |
| Premises and equipment expense | $516,000 | 2,466 |
| Additional noninterest expense | $995,000 | 3,215 |
| Pre-tax net operating income | $1,009,000 | 2,351 |
| Securities gains (losses) | $388,000 | 587 |
| Applicable income taxes | $283,000 | 1,799 |
| Income before extraordinary items | $1,114,000 | 1,927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,114,000 | 1,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,114,000 | 1,927 |
| Net charge-offs | $512,000 | 2,416 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $803,600 | 2,396 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,952 |
| Total interest expense | $527,000 | 3,788 |
| Net interest income | $2,120,000 | 2,637 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $310,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $192,000 | 1,938 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $118,000 | 3,225 |
| Total noninterest expense | $1,584,000 | 3,002 |
| Salaries and employee benefits | $871,000 | 2,806 |
| Premises and equipment expense | $258,000 | 2,527 |
| Additional noninterest expense | $455,000 | 3,444 |
| Pre-tax net operating income | $671,000 | 1,898 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $536,000 | 2,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $536,000 | 2,021 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $536,000 | 2,023 |
| Net charge-offs | $211,000 | 2,369 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $536,000 | 1,944 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,853,000 | 3,008 |
| Total interest expense | $2,664,000 | 3,736 |
| Net interest income | $8,189,000 | 2,666 |
| Provision for loan and lease losses | $2,500,000 | 2,183 |
| Total noninterest income | $1,330,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $855,000 | 1,937 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $475,000 | 3,292 |
| Total noninterest expense | $6,169,000 | 3,112 |
| Salaries and employee benefits | $3,255,000 | 2,976 |
| Premises and equipment expense | $1,097,000 | 2,381 |
| Additional noninterest expense | $1,817,000 | 3,580 |
| Pre-tax net operating income | $850,000 | 3,245 |
| Securities gains (losses) | $960,000 | 519 |
| Applicable income taxes | $252,000 | 2,182 |
| Income before extraordinary items | $1,558,000 | 2,052 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,558,000 | 2,048 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,558,000 | 2,050 |
| Net charge-offs | $3,150,000 | 1,553 |
| Cash dividends | $1,200,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $732,400 | 3,227 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,049 |
| Total interest expense | $2,073,000 | 3,768 |
| Net interest income | $6,100,000 | 2,690 |
| Provision for loan and lease losses | $1,150,000 | 2,569 |
| Total noninterest income | $909,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $637,000 | 1,951 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $272,000 | 3,765 |
| Total noninterest expense | $4,615,000 | 3,123 |
| Salaries and employee benefits | $2,428,000 | 3,009 |
| Premises and equipment expense | $857,000 | 2,337 |
| Additional noninterest expense | $1,330,000 | 3,593 |
| Pre-tax net operating income | $1,244,000 | 2,369 |
| Securities gains (losses) | $294,000 | 1,011 |
| Applicable income taxes | $259,000 | 2,071 |
| Income before extraordinary items | $1,279,000 | 2,068 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,279,000 | 2,067 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,279,000 | 2,068 |
| Net charge-offs | $1,135,000 | 2,067 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,034,980 | 2,378 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 3,083 |
| Total interest expense | $1,436,000 | 3,775 |
| Net interest income | $4,009,000 | 2,712 |
| Provision for loan and lease losses | $535,000 | 2,886 |
| Total noninterest income | $608,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $414,000 | 1,962 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $194,000 | 3,692 |
| Total noninterest expense | $3,065,000 | 3,166 |
| Salaries and employee benefits | $1,610,000 | 3,063 |
| Premises and equipment expense | $561,000 | 2,388 |
| Additional noninterest expense | $894,000 | 3,573 |
| Pre-tax net operating income | $1,017,000 | 2,084 |
| Securities gains (losses) | $161,000 | 1,160 |
| Applicable income taxes | $228,000 | 1,823 |
| Income before extraordinary items | $950,000 | 1,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $950,000 | 1,929 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $950,000 | 1,930 |
| Net charge-offs | $372,000 | 2,687 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $819,590 | 2,139 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 3,102 |
| Total interest expense | $735,000 | 3,817 |
| Net interest income | $2,004,000 | 2,708 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $288,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $191,000 | 2,043 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $1,465,000 | 3,200 |
| Salaries and employee benefits | $796,000 | 3,113 |
| Premises and equipment expense | $273,000 | 2,492 |
| Additional noninterest expense | $396,000 | 3,606 |
| Pre-tax net operating income | $677,000 | 1,854 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $154,000 | 1,720 |
| Income before extraordinary items | $548,000 | 1,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 1,960 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $548,000 | 1,960 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $528,500 | 1,910 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,156,000 | 3,233 |
| Total interest expense | $3,589,000 | 3,781 |
| Net interest income | $7,567,000 | 2,850 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $1,535,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $919,000 | 1,885 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $616,000 | 2,854 |
| Total noninterest expense | $5,744,000 | 3,204 |
| Salaries and employee benefits | $3,129,000 | 3,136 |
| Premises and equipment expense | $1,002,000 | 2,619 |
| Additional noninterest expense | $1,613,000 | 3,440 |
| Pre-tax net operating income | $3,008,000 | 1,794 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $736,000 | 1,476 |
| Income before extraordinary items | $2,286,000 | 1,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,286,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-428,000 | 8,291 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,275,360 | 1,875 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 3,298 |
| Total interest expense | $2,813,000 | 3,781 |
| Net interest income | $5,530,000 | 2,931 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,209,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $699,000 | 1,871 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $510,000 | 2,780 |
| Total noninterest expense | $4,145,000 | 3,295 |
| Salaries and employee benefits | $2,268,000 | 3,260 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $1,198,000 | 3,394 |
| Pre-tax net operating income | $2,594,000 | 1,861 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $679,000 | 1,568 |
| Income before extraordinary items | $1,929,000 | 1,831 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,929,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-440,000 | 8,366 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,918,640 | 1,942 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 3,384 |
| Total interest expense | $1,954,000 | 3,803 |
| Net interest income | $3,565,000 | 3,014 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $644,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $460,000 | 1,871 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $184,000 | 3,922 |
| Total noninterest expense | $2,617,000 | 3,441 |
| Salaries and employee benefits | $1,506,000 | 3,320 |
| Premises and equipment expense | $358,000 | 3,499 |
| Additional noninterest expense | $753,000 | 3,511 |
| Pre-tax net operating income | $1,592,000 | 2,079 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $394,000 | 1,887 |
| Income before extraordinary items | $1,192,000 | 2,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,192,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,196,500 | 2,153 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 3,417 |
| Total interest expense | $1,100,000 | 3,662 |
| Net interest income | $1,706,000 | 3,148 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $316,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $224,000 | 1,890 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $1,334,000 | 3,404 |
| Salaries and employee benefits | $764,000 | 3,295 |
| Premises and equipment expense | $172,000 | 3,617 |
| Additional noninterest expense | $398,000 | 3,325 |
| Pre-tax net operating income | $688,000 | 2,446 |
| Securities gains (losses) | $-15,000 | 8,350 |
| Applicable income taxes | $153,000 | 2,294 |
| Income before extraordinary items | $520,000 | 2,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $520,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $531,550 | 2,482 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,338,000 | 3,438 |
| Total interest expense | $5,109,000 | 3,411 |
| Net interest income | $6,229,000 | 3,411 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,352,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $998,000 | 1,766 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $354,000 | 3,962 |
| Total noninterest expense | $5,153,000 | 3,371 |
| Salaries and employee benefits | $2,943,000 | 3,276 |
| Premises and equipment expense | $668,000 | 3,553 |
| Additional noninterest expense | $1,542,000 | 3,333 |
| Pre-tax net operating income | $2,428,000 | 2,892 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $511,000 | 2,713 |
| Income before extraordinary items | $1,904,000 | 2,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,904,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,104 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,914,270 | 2,907 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 3,477 |
| Total interest expense | $3,834,000 | 3,412 |
| Net interest income | $4,584,000 | 3,466 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,005,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $757,000 | 1,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $248,000 | 4,111 |
| Total noninterest expense | $3,869,000 | 3,334 |
| Salaries and employee benefits | $2,188,000 | 3,283 |
| Premises and equipment expense | $492,000 | 3,590 |
| Additional noninterest expense | $1,189,000 | 3,219 |
| Pre-tax net operating income | $1,720,000 | 3,181 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $344,000 | 3,002 |
| Income before extraordinary items | $1,363,000 | 3,173 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,363,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,048 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,373,400 | 3,140 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 3,542 |
| Total interest expense | $2,484,000 | 3,472 |
| Net interest income | $2,994,000 | 3,539 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $676,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $515,000 | 1,711 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $161,000 | 4,188 |
| Total noninterest expense | $2,552,000 | 3,393 |
| Salaries and employee benefits | $1,437,000 | 3,357 |
| Premises and equipment expense | $320,000 | 3,677 |
| Additional noninterest expense | $795,000 | 3,210 |
| Pre-tax net operating income | $1,118,000 | 3,272 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $220,000 | 3,139 |
| Income before extraordinary items | $894,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $897,200 | 3,233 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 3,644 |
| Total interest expense | $1,204,000 | 3,523 |
| Net interest income | $1,420,000 | 3,698 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $336,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $259,000 | 1,664 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $1,262,000 | 3,433 |
| Salaries and employee benefits | $693,000 | 3,488 |
| Premises and equipment expense | $159,000 | 3,713 |
| Additional noninterest expense | $410,000 | 3,102 |
| Pre-tax net operating income | $494,000 | 3,556 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $406,000 | 3,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $408,490 | 3,422 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,436,000 | 3,738 |
| Total interest expense | $3,916,000 | 3,648 |
| Net interest income | $5,520,000 | 3,746 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,403,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,044,000 | 1,687 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $359,000 | 3,945 |
| Total noninterest expense | $4,822,000 | 3,449 |
| Salaries and employee benefits | $2,807,000 | 3,316 |
| Premises and equipment expense | $572,000 | 3,898 |
| Additional noninterest expense | $1,443,000 | 3,394 |
| Pre-tax net operating income | $2,101,000 | 3,538 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $362,000 | 3,559 |
| Income before extraordinary items | $1,705,000 | 3,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,705,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,732,880 | 3,431 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 3,782 |
| Total interest expense | $2,774,000 | 3,704 |
| Net interest income | $4,114,000 | 3,781 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,075,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $775,000 | 1,712 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,733 |
| Total noninterest expense | $3,657,000 | 3,407 |
| Salaries and employee benefits | $2,070,000 | 3,352 |
| Premises and equipment expense | $462,000 | 3,692 |
| Additional noninterest expense | $1,125,000 | 3,289 |
| Pre-tax net operating income | $1,532,000 | 3,730 |
| Securities gains (losses) | $-36,000 | 8,061 |
| Applicable income taxes | $248,000 | 3,851 |
| Income before extraordinary items | $1,248,000 | 3,629 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,248,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,277,880 | 3,572 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 3,791 |
| Total interest expense | $1,740,000 | 3,737 |
| Net interest income | $2,755,000 | 3,779 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $626,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $497,000 | 1,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 4,602 |
| Total noninterest expense | $2,426,000 | 3,427 |
| Salaries and employee benefits | $1,385,000 | 3,349 |
| Premises and equipment expense | $297,000 | 3,797 |
| Additional noninterest expense | $744,000 | 3,315 |
| Pre-tax net operating income | $955,000 | 3,903 |
| Securities gains (losses) | $-38,000 | 8,292 |
| Applicable income taxes | $136,000 | 4,138 |
| Income before extraordinary items | $781,000 | 3,810 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $781,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,157 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $813,300 | 3,709 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 3,701 |
| Total interest expense | $826,000 | 3,735 |
| Net interest income | $1,455,000 | 3,627 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $310,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $238,000 | 1,765 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $1,196,000 | 3,481 |
| Salaries and employee benefits | $681,000 | 3,403 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $375,000 | 3,293 |
| Pre-tax net operating income | $569,000 | 3,449 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $459,000 | 3,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $459,000 | 3,345 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 3,771 |
| Total interest expense | $2,568,000 | 3,738 |
| Net interest income | $5,395,000 | 3,739 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,315,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,068,000 | 1,631 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $247,000 | 4,757 |
| Total noninterest expense | $4,672,000 | 3,424 |
| Salaries and employee benefits | $2,581,000 | 3,389 |
| Premises and equipment expense | $583,000 | 3,743 |
| Additional noninterest expense | $1,508,000 | 3,214 |
| Pre-tax net operating income | $2,038,000 | 3,636 |
| Securities gains (losses) | $-91,000 | 8,395 |
| Applicable income taxes | $341,000 | 3,939 |
| Income before extraordinary items | $1,606,000 | 3,622 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,606,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,680,620 | 3,486 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 3,818 |
| Total interest expense | $1,792,000 | 3,802 |
| Net interest income | $3,986,000 | 3,772 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $984,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $805,000 | 1,604 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 4,847 |
| Total noninterest expense | $3,525,000 | 3,376 |
| Salaries and employee benefits | $1,938,000 | 3,369 |
| Premises and equipment expense | $448,000 | 3,671 |
| Additional noninterest expense | $1,139,000 | 3,158 |
| Pre-tax net operating income | $1,445,000 | 3,860 |
| Securities gains (losses) | $-62,000 | 8,537 |
| Applicable income taxes | $231,000 | 4,200 |
| Income before extraordinary items | $1,152,000 | 3,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,152,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,203,460 | 3,624 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 3,842 |
| Total interest expense | $1,096,000 | 3,877 |
| Net interest income | $2,627,000 | 3,773 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $666,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $522,000 | 1,612 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $144,000 | 4,416 |
| Total noninterest expense | $2,344,000 | 3,366 |
| Salaries and employee benefits | $1,289,000 | 3,364 |
| Premises and equipment expense | $288,000 | 3,731 |
| Additional noninterest expense | $767,000 | 3,129 |
| Pre-tax net operating income | $949,000 | 3,849 |
| Securities gains (losses) | $-49,000 | 8,589 |
| Applicable income taxes | $149,000 | 4,260 |
| Income before extraordinary items | $751,000 | 3,777 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $751,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $791,670 | 3,606 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,919 |
| Total interest expense | $511,000 | 3,967 |
| Net interest income | $1,290,000 | 3,819 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $342,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $252,000 | 1,621 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $1,163,000 | 3,398 |
| Salaries and employee benefits | $642,000 | 3,363 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $377,000 | 3,175 |
| Pre-tax net operating income | $469,000 | 3,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $80,000 | 4,116 |
| Income before extraordinary items | $389,000 | 3,688 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $389,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $389,000 | 3,650 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 3,849 |
| Total interest expense | $1,829,000 | 3,930 |
| Net interest income | $5,080,000 | 3,768 |
| Provision for loan and lease losses | $-775,000 | 8,925 |
| Total noninterest income | $1,972,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,185,000 | 1,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $787,000 | 2,521 |
| Total noninterest expense | $4,778,000 | 3,250 |
| Salaries and employee benefits | $2,578,000 | 3,259 |
| Premises and equipment expense | $640,000 | 3,358 |
| Additional noninterest expense | $1,560,000 | 3,035 |
| Pre-tax net operating income | $3,049,000 | 2,546 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $851,000 | 2,421 |
| Income before extraordinary items | $2,227,000 | 2,667 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,227,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,733 |
| Cash dividends | $2,750,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,206,120 | 2,635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 3,878 |
| Total interest expense | $1,368,000 | 3,876 |
| Net interest income | $3,727,000 | 3,806 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,608,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $893,000 | 1,493 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $715,000 | 2,231 |
| Total noninterest expense | $3,605,000 | 3,211 |
| Salaries and employee benefits | $1,956,000 | 3,200 |
| Premises and equipment expense | $480,000 | 3,367 |
| Additional noninterest expense | $1,169,000 | 3,007 |
| Pre-tax net operating income | $1,730,000 | 3,243 |
| Securities gains (losses) | $72,000 | 1,403 |
| Applicable income taxes | $462,000 | 3,048 |
| Income before extraordinary items | $1,340,000 | 3,261 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,340,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,727 |
| Cash dividends | $1,700,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,286,720 | 3,284 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 3,855 |
| Total interest expense | $921,000 | 3,850 |
| Net interest income | $2,493,000 | 3,790 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,201,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $584,000 | 1,506 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $617,000 | 1,890 |
| Total noninterest expense | $2,430,000 | 3,184 |
| Salaries and employee benefits | $1,317,000 | 3,183 |
| Premises and equipment expense | $301,000 | 3,538 |
| Additional noninterest expense | $812,000 | 2,901 |
| Pre-tax net operating income | $1,264,000 | 2,986 |
| Securities gains (losses) | $73,000 | 1,220 |
| Applicable income taxes | $363,000 | 2,736 |
| Income before extraordinary items | $974,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $974,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,690 |
| Cash dividends | $1,400,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $920,710 | 3,056 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,891 |
| Total interest expense | $470,000 | 3,838 |
| Net interest income | $1,220,000 | 3,845 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $818,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $274,000 | 1,568 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $544,000 | 1,219 |
| Total noninterest expense | $1,264,000 | 3,069 |
| Salaries and employee benefits | $636,000 | 3,301 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $472,000 | 2,497 |
| Pre-tax net operating income | $774,000 | 2,489 |
| Securities gains (losses) | $73,000 | 971 |
| Applicable income taxes | $254,000 | 2,176 |
| Income before extraordinary items | $593,000 | 2,521 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $593,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,539 |
| Cash dividends | $1,400,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $541,900 | 2,657 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 4,295 |
| Total interest expense | $2,177,000 | 3,747 |
| Net interest income | $3,883,000 | 4,445 |
| Provision for loan and lease losses | $-400,000 | 9,111 |
| Total noninterest income | $1,417,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,030,000 | 1,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $387,000 | 4,040 |
| Total noninterest expense | $4,489,000 | 3,358 |
| Salaries and employee benefits | $2,396,000 | 3,376 |
| Premises and equipment expense | $598,000 | 3,529 |
| Additional noninterest expense | $1,495,000 | 3,092 |
| Pre-tax net operating income | $1,211,000 | 4,672 |
| Securities gains (losses) | $132,000 | 1,652 |
| Applicable income taxes | $235,000 | 4,676 |
| Income before extraordinary items | $1,108,000 | 4,352 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,108,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-433,000 | 9,160 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $998,440 | 4,490 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 4,527 |
| Total interest expense | $1,665,000 | 3,807 |
| Net interest income | $2,584,000 | 4,852 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $925,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $727,000 | 1,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $3,300,000 | 3,405 |
| Salaries and employee benefits | $1,790,000 | 3,382 |
| Premises and equipment expense | $463,000 | 3,431 |
| Additional noninterest expense | $1,047,000 | 3,259 |
| Pre-tax net operating income | $209,000 | 7,675 |
| Securities gains (losses) | $138,000 | 1,481 |
| Applicable income taxes | $-72,000 | 9,040 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-274,000 | 9,189 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $281,000 | 6,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 4,711 |
| Total interest expense | $1,132,000 | 3,856 |
| Net interest income | $1,580,000 | 5,166 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $585,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $447,000 | 1,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $138,000 | 4,712 |
| Total noninterest expense | $2,131,000 | 3,493 |
| Salaries and employee benefits | $1,182,000 | 3,408 |
| Premises and equipment expense | $299,000 | 3,503 |
| Additional noninterest expense | $650,000 | 3,456 |
| Pre-tax net operating income | $34,000 | 8,473 |
| Securities gains (losses) | $124,000 | 1,346 |
| Applicable income taxes | $-78,000 | 9,116 |
| Income before extraordinary items | $236,000 | 6,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $236,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 9,218 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $112,000 | 7,658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,472 |
| Total interest expense | $593,000 | 3,787 |
| Net interest income | $879,000 | 4,775 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $233,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $169,000 | 2,346 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $1,048,000 | 3,525 |
| Salaries and employee benefits | $605,000 | 3,340 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $296,000 | 3,686 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $50,000 | 1,389 |
| Applicable income taxes | $-29,000 | 9,131 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 9,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $93,000 | 6,871 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 3,852 |
| Total interest expense | $2,681,000 | 3,885 |
| Net interest income | $4,782,000 | 3,793 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,048,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $776,000 | 2,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $4,569,000 | 3,185 |
| Salaries and employee benefits | $2,515,000 | 3,108 |
| Premises and equipment expense | $602,000 | 3,405 |
| Additional noninterest expense | $1,452,000 | 3,023 |
| Pre-tax net operating income | $1,261,000 | 4,579 |
| Securities gains (losses) | $879,000 | 462 |
| Applicable income taxes | $493,000 | 3,475 |
| Income before extraordinary items | $1,647,000 | 3,261 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,647,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,241,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $970,170 | 4,558 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 3,486 |
| Total interest expense | $3,934,000 | 3,854 |
| Net interest income | $5,490,000 | 3,181 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,047,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $756,000 | 2,004 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $291,000 | 4,182 |
| Total noninterest expense | $4,404,000 | 3,132 |
| Salaries and employee benefits | $2,538,000 | 2,907 |
| Premises and equipment expense | $597,000 | 3,370 |
| Additional noninterest expense | $1,269,000 | 3,322 |
| Pre-tax net operating income | $2,133,000 | 3,029 |
| Securities gains (losses) | $157,000 | 1,374 |
| Applicable income taxes | $575,000 | 3,047 |
| Income before extraordinary items | $1,715,000 | 2,910 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,715,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,328 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,597,250 | 2,978 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 3,276 |
| Total interest expense | $4,604,000 | 3,553 |
| Net interest income | $5,863,000 | 3,022 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,056,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $733,000 | 1,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $323,000 | 3,761 |
| Total noninterest expense | $4,402,000 | 3,057 |
| Salaries and employee benefits | $2,456,000 | 2,873 |
| Premises and equipment expense | $624,000 | 3,155 |
| Additional noninterest expense | $1,322,000 | 3,136 |
| Pre-tax net operating income | $2,517,000 | 2,751 |
| Securities gains (losses) | $-78,000 | 9,347 |
| Applicable income taxes | $695,000 | 2,803 |
| Income before extraordinary items | $1,744,000 | 2,870 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,744,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,715 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,800,160 | 2,799 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,238,000 | 3,157 |
| Total interest expense | $4,474,000 | 3,254 |
| Net interest income | $5,764,000 | 3,030 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,165,000 | 2,758 |
| Gross Fiduciary activities income | $36,000 | 1,144 |
| Service charges on deposit accounts | $737,000 | 1,800 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $392,000 | 3,473 |
| Total noninterest expense | $4,453,000 | 3,009 |
| Salaries and employee benefits | $2,522,000 | 2,783 |
| Premises and equipment expense | $626,000 | 3,136 |
| Additional noninterest expense | $1,305,000 | 3,206 |
| Pre-tax net operating income | $2,476,000 | 2,816 |
| Securities gains (losses) | $-50,000 | 9,793 |
| Applicable income taxes | $782,000 | 2,693 |
| Income before extraordinary items | $1,644,000 | 3,020 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,644,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,601 |
| Cash dividends | $1,025,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,678,000 | 2,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 2,846 |
| Total interest expense | $5,390,000 | 2,793 |
| Net interest income | $5,940,000 | 2,903 |
| Provision for loan and lease losses | $1,612,000 | 669 |
| Total noninterest income | $1,126,000 | 2,830 |
| Gross Fiduciary activities income | $46,000 | 1,126 |
| Service charges on deposit accounts | $764,000 | 1,661 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $316,000 | 3,907 |
| Total noninterest expense | $4,904,000 | 2,668 |
| Salaries and employee benefits | $2,618,000 | 2,585 |
| Premises and equipment expense | $617,000 | 3,083 |
| Additional noninterest expense | $1,669,000 | 2,495 |
| Pre-tax net operating income | $550,000 | 7,150 |
| Securities gains (losses) | $129,000 | 1,130 |
| Applicable income taxes | $130,000 | 7,104 |
| Income before extraordinary items | $549,000 | 6,332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $549,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,423,000 | 582 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $444,510 | 6,851 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,421,000 | 2,637 |
| Total interest expense | $5,863,000 | 2,550 |
| Net interest income | $6,558,000 | 2,652 |
| Provision for loan and lease losses | $530,000 | 1,698 |
| Total noninterest income | $1,400,000 | 2,326 |
| Gross Fiduciary activities income | $82,000 | 1,089 |
| Service charges on deposit accounts | $806,000 | 1,609 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $512,000 | 2,787 |
| Total noninterest expense | $4,550,000 | 2,785 |
| Salaries and employee benefits | $2,381,000 | 2,779 |
| Premises and equipment expense | $560,000 | 3,360 |
| Additional noninterest expense | $1,609,000 | 2,550 |
| Pre-tax net operating income | $2,878,000 | 2,574 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $965,000 | 2,510 |
| Income before extraordinary items | $1,911,000 | 2,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,911,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,912,320 | 2,642 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,990,000 | 2,753 |
| Total interest expense | $5,827,000 | 2,611 |
| Net interest income | $6,163,000 | 2,885 |
| Provision for loan and lease losses | $1,395,000 | 801 |
| Total noninterest income | $1,403,000 | 2,419 |
| Gross Fiduciary activities income | $61,000 | 1,196 |
| Service charges on deposit accounts | $770,000 | 1,742 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $572,000 | 2,650 |
| Total noninterest expense | $4,765,000 | 2,869 |
| Salaries and employee benefits | $2,211,000 | 3,023 |
| Premises and equipment expense | $506,000 | 3,743 |
| Additional noninterest expense | $2,048,000 | 2,399 |
| Pre-tax net operating income | $1,406,000 | 4,566 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $397,000 | 4,917 |
| Income before extraordinary items | $1,009,000 | 4,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,009,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,899,000 | 593 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,009,000 | 4,412 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 2,988 |
| Total interest expense | $5,190,000 | 2,934 |
| Net interest income | $5,915,000 | 3,014 |
| Provision for loan and lease losses | $1,900,000 | 599 |
| Total noninterest income | $1,278,000 | 2,575 |
| Gross Fiduciary activities income | $121,000 | 1,122 |
| Service charges on deposit accounts | $749,000 | 1,818 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $408,000 | 3,275 |
| Total noninterest expense | $3,961,000 | 3,353 |
| Salaries and employee benefits | $1,941,000 | 3,393 |
| Premises and equipment expense | $379,000 | 4,750 |
| Additional noninterest expense | $1,641,000 | 2,828 |
| Pre-tax net operating income | $1,332,000 | 4,871 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $396,000 | 4,985 |
| Income before extraordinary items | $936,000 | 4,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $936,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 759 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $936,000 | 4,830 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,673,000 | 3,134 |
| Total interest expense | $3,665,000 | 3,324 |
| Net interest income | $6,008,000 | 2,990 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $1,143,000 | 2,820 |
| Gross Fiduciary activities income | $149,000 | 1,088 |
| Service charges on deposit accounts | $680,000 | 1,980 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $314,000 | 3,958 |
| Total noninterest expense | $3,718,000 | 3,648 |
| Salaries and employee benefits | $1,806,000 | 3,606 |
| Premises and equipment expense | $346,000 | 5,121 |
| Additional noninterest expense | $1,566,000 | 3,181 |
| Pre-tax net operating income | $2,833,000 | 2,502 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $954,000 | 2,340 |
| Income before extraordinary items | $1,860,000 | 2,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,860,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,628 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,872,540 | 2,612 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,261,000 | 3,336 |
| Total interest expense | $3,544,000 | 3,542 |
| Net interest income | $5,717,000 | 3,169 |
| Provision for loan and lease losses | $530,000 | 2,014 |
| Total noninterest income | $937,000 | 3,514 |
| Gross Fiduciary activities income | $70,000 | 1,276 |
| Service charges on deposit accounts | $657,000 | 2,077 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $210,000 | 5,508 |
| Total noninterest expense | $3,656,000 | 3,770 |
| Salaries and employee benefits | $1,785,000 | 3,636 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $1,534,000 | 3,445 |
| Pre-tax net operating income | $2,468,000 | 2,735 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $902,000 | 2,515 |
| Income before extraordinary items | $1,596,000 | 3,062 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,596,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,377 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,576,800 | 2,917 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,420,000 | 3,706 |
| Total interest expense | $4,143,000 | 3,946 |
| Net interest income | $5,277,000 | 3,455 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $873,000 | 3,715 |
| Gross Fiduciary activities income | $31,000 | 1,432 |
| Service charges on deposit accounts | $620,000 | 2,197 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $222,000 | 5,329 |
| Total noninterest expense | $3,419,000 | 4,013 |
| Salaries and employee benefits | $1,704,000 | 3,759 |
| Premises and equipment expense | $338,000 | 5,498 |
| Additional noninterest expense | $1,377,000 | 3,853 |
| Pre-tax net operating income | $2,231,000 | 2,795 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $778,000 | 2,687 |
| Income before extraordinary items | $1,487,000 | 3,098 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,487,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 2,929 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,464,560 | 2,914 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.