Home > The First National Bank of Liberal > Assets and Liabilities
The First National Bank of Liberal, Assets and Liabilities
| 2018-03-31 | Rank | |
| # of Employees: | 47 | 2,678 |
| Assets and Liabilities | ||
| Total Assets: | $318,375,000 | 2,091 |
| Cash and due from depository institutions | $33,296,000 | 2,678 |
| Interest-bearing balances | $28,418,000 | 1,243 |
| Securities | $116,336,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $422,000 | 1,952 |
| Net loans & leases | $158,520,000 | 2,566 |
| Loan loss allowance | $1,863,000 | 2,691 |
| Trading account assets | $0 | 223 |
| Bank premises and fixed assets | $5,354,000 | 1,956 |
| Other real estate owned | $0 | 2,678 |
| Goodwill and other intangibles | $0 | 2,649 |
| All other assets | $4,447,000 | 2,994 |
| Life insurance assets | $0 | 3,566 |
| Total liabilities and capital | $318,375,000 | 2,091 |
| Total liabilities | $288,349,000 | 2,054 |
| Total deposits | $288,127,000 | 1,973 |
| Interest-bearing deposits | $231,223,000 | 1,904 |
| Deposits held in domestic offices | $288,127,000 | 1,973 |
| % insured | 61.19% | 5,105 |
| Federal funds purchased & repurchase agreements | $0 | 1,501 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,190 |
| Subordinated debt | $0 | 102 |
| All other liabilities | $222,000 | 4,495 |
| Total equity capital | $30,026,000 | 2,368 |
| Total bank equity capital | $30,026,000 | 2,367 |
| Perpetual preferred stock | $0 | 94 |
| Common stock | $1,000,000 | 1,698 |
| Surplus | $2,500,000 | 3,837 |
| Undivided profits | $26,526,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 4,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 785 |
| Income earned, not collected on loans | $2,608,000 | 1,058 |
| Earning assets | $303,696,000 | 2,048 |
| Long-term assets (5+ years) | $170,417,000 | 1,317 |
| Average Assets, year-to-date | $319,243,000 | 2,080 |
| Average Assets, quarterly | $319,243,000 | 2,080 |
| Volatile liabilities | $46,210,000 | 1,175 |
| Insider loans | $1,611,000 | 2,462 |
| FHLB advances | $0 | 3,022 |
| Loans and leases held for sale | $0 | 1,594 |
| Unused loan commitments | $26,363,000 | 2,387 |
| Tier 1 (core) risk-based capital | $32,166,000 | 2,235 |
| Tier 2 risk-based capital | $1,863,000 | 2,494 |
| Total risk weighted assets | $197,454,000 | 2,289 |
| Total unused commitments | $26,363,000 | 2,387 |
| Derivatives | $0 | 1,367 |
| 2017-12-31 | Rank | |
| # of Employees: | 53 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $320,111,000 | 2,104 |
| Cash and due from depository institutions | $21,407,000 | 2,488 |
| Interest-bearing balances | $13,564,000 | 2,109 |
| Securities | $121,825,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $1,528,000 | 1,296 |
| Net loans & leases | $166,108,000 | 2,523 |
| Loan loss allowance | $1,861,000 | 2,697 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,430,000 | 1,960 |
| Other real estate owned | $0 | 2,488 |
| Goodwill and other intangibles | $0 | 2,658 |
| All other assets | $3,813,000 | 3,285 |
| Life insurance assets | $0 | 3,602 |
| Total liabilities and capital | $320,111,000 | 2,104 |
| Total liabilities | $289,675,000 | 2,067 |
| Total deposits | $289,360,000 | 1,978 |
| Interest-bearing deposits | $232,877,000 | 1,903 |
| Deposits held in domestic offices | $289,360,000 | 1,978 |
| % insured | 59.66% | 5,219 |
| Federal funds purchased & repurchase agreements | $0 | 1,709 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,337 |
| Subordinated debt | $0 | 103 |
| All other liabilities | $315,000 | 4,184 |
| Total equity capital | $30,436,000 | 2,373 |
| Total bank equity capital | $30,436,000 | 2,373 |
| Perpetual preferred stock | $0 | 95 |
| Common stock | $1,000,000 | 1,719 |
| Surplus | $2,500,000 | 3,878 |
| Undivided profits | $26,936,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 122 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 4,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 790 |
| Income earned, not collected on loans | $2,138,000 | 1,381 |
| Earning assets | $303,025,000 | 2,056 |
| Long-term assets (5+ years) | $180,252,000 | 1,276 |
| Average Assets, year-to-date | $315,974,800 | 2,086 |
| Average Assets, quarterly | $315,095,000 | 2,119 |
| Volatile liabilities | $47,007,000 | 1,195 |
| Insider loans | $1,718,000 | 2,419 |
| FHLB advances | $0 | 3,177 |
| Loans and leases held for sale | $0 | 1,647 |
| Unused loan commitments | $28,498,000 | 2,264 |
| Tier 1 (core) risk-based capital | $31,567,000 | 2,274 |
| Tier 2 risk-based capital | $1,861,000 | 2,515 |
| Total risk weighted assets | $203,218,000 | 2,249 |
| Total unused commitments | $28,498,000 | 2,264 |
| Derivatives | $0 | 1,375 |
| 2017-09-30 | Rank | |
| # of Employees: | 54 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $310,079,000 | 2,157 |
| Cash and due from depository institutions | $6,283,000 | 2,479 |
| Interest-bearing balances | $279,000 | 5,330 |
| Securities | $126,855,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 2,350 |
| Net loans & leases | $168,111,000 | 2,498 |
| Loan loss allowance | $1,837,000 | 2,754 |
| Trading account assets | $0 | 232 |
| Bank premises and fixed assets | $5,450,000 | 1,959 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $0 | 2,676 |
| All other assets | $3,378,000 | 3,508 |
| Life insurance assets | $0 | 3,632 |
| Total liabilities and capital | $310,079,000 | 2,157 |
| Total liabilities | $279,156,000 | 2,129 |
| Total deposits | $274,298,000 | 2,061 |
| Interest-bearing deposits | $217,423,000 | 2,022 |
| Deposits held in domestic offices | $274,298,000 | 2,061 |
| % insured | 63.34% | 5,149 |
| Federal funds purchased & repurchase agreements | $0 | 1,740 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $4,300,000 | 2,456 |
| Subordinated debt | $0 | 100 |
| All other liabilities | $558,000 | 3,778 |
| Total equity capital | $30,923,000 | 2,376 |
| Total bank equity capital | $30,923,000 | 2,376 |
| Perpetual preferred stock | $0 | 98 |
| Common stock | $1,000,000 | 1,748 |
| Surplus | $2,500,000 | 3,911 |
| Undivided profits | $27,423,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 123 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 823 |
| Income earned, not collected on loans | $2,321,000 | 1,266 |
| Earning assets | $295,247,000 | 2,108 |
| Long-term assets (5+ years) | $190,242,000 | 1,237 |
| Average Assets, year-to-date | $314,940,750 | 2,109 |
| Average Assets, quarterly | $314,280,000 | 2,129 |
| Volatile liabilities | $52,374,000 | 1,099 |
| Insider loans | $1,875,000 | 2,337 |
| FHLB advances | $4,300,000 | 2,384 |
| Loans and leases held for sale | $0 | 1,726 |
| Unused loan commitments | $22,979,000 | 2,574 |
| Tier 1 (core) risk-based capital | $31,024,000 | 2,313 |
| Tier 2 risk-based capital | $1,837,000 | 2,550 |
| Total risk weighted assets | $201,218,000 | 2,262 |
| Total unused commitments | $22,979,000 | 2,574 |
| Derivatives | $0 | 1,401 |
| 2017-06-30 | Rank | |
| # of Employees: | 55 | 2,461 |
| Assets and Liabilities | ||
| Total Assets: | $318,481,000 | 2,111 |
| Cash and due from depository institutions | $7,996,000 | 2,461 |
| Interest-bearing balances | $2,090,000 | 4,614 |
| Securities | $129,204,000 | 1,090 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 1,139 |
| Net loans & leases | $170,682,000 | 2,441 |
| Loan loss allowance | $1,791,000 | 2,801 |
| Trading account assets | $0 | 233 |
| Bank premises and fixed assets | $5,520,000 | 1,948 |
| Other real estate owned | $0 | 2,461 |
| Goodwill and other intangibles | $0 | 2,688 |
| All other assets | $3,054,000 | 3,611 |
| Life insurance assets | $0 | 3,636 |
| Total liabilities and capital | $318,481,000 | 2,111 |
| Total liabilities | $287,854,000 | 2,076 |
| Total deposits | $287,380,000 | 1,976 |
| Interest-bearing deposits | $232,810,000 | 1,898 |
| Deposits held in domestic offices | $287,380,000 | 1,976 |
| % insured | 60.97% | 5,325 |
| Federal funds purchased & repurchase agreements | $0 | 1,742 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,427 |
| Subordinated debt | $0 | 99 |
| All other liabilities | $474,000 | 3,869 |
| Total equity capital | $30,627,000 | 2,383 |
| Total bank equity capital | $30,627,000 | 2,383 |
| Perpetual preferred stock | $0 | 102 |
| Common stock | $1,000,000 | 1,762 |
| Surplus | $2,500,000 | 3,942 |
| Undivided profits | $27,127,000 | 1,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 127 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 4,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 844 |
| Income earned, not collected on loans | $2,108,000 | 1,265 |
| Earning assets | $304,001,000 | 2,052 |
| Long-term assets (5+ years) | $191,302,000 | 1,244 |
| Average Assets, year-to-date | $316,561,330 | 2,095 |
| Average Assets, quarterly | $314,869,000 | 2,115 |
| Volatile liabilities | $48,191,000 | 1,107 |
| Insider loans | $1,879,000 | 2,334 |
| FHLB advances | $0 | 3,258 |
| Loans and leases held for sale | $0 | 1,778 |
| Unused loan commitments | $28,634,000 | 2,283 |
| Tier 1 (core) risk-based capital | $30,509,000 | 2,331 |
| Tier 2 risk-based capital | $1,791,000 | 2,595 |
| Total risk weighted assets | $205,632,000 | 2,237 |
| Total unused commitments | $28,634,000 | 2,283 |
| Derivatives | $0 | 1,429 |
| 2017-03-31 | Rank | |
| # of Employees: | 52 | 2,565 |
| Assets and Liabilities | ||
| Total Assets: | $311,257,000 | 2,156 |
| Cash and due from depository institutions | $5,966,000 | 2,565 |
| Interest-bearing balances | $337,000 | 5,438 |
| Securities | $123,844,000 | 1,132 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 2,342 |
| Net loans & leases | $172,085,000 | 2,422 |
| Loan loss allowance | $1,712,000 | 2,907 |
| Trading account assets | $0 | 232 |
| Bank premises and fixed assets | $5,561,000 | 1,933 |
| Other real estate owned | $0 | 2,565 |
| Goodwill and other intangibles | $0 | 2,703 |
| All other assets | $3,709,000 | 3,349 |
| Life insurance assets | $0 | 3,665 |
| Total liabilities and capital | $311,257,000 | 2,156 |
| Total liabilities | $281,974,000 | 2,119 |
| Total deposits | $280,698,000 | 2,035 |
| Interest-bearing deposits | $224,514,000 | 1,977 |
| Deposits held in domestic offices | $280,698,000 | 2,035 |
| % insured | 63.11% | 5,277 |
| Federal funds purchased & repurchase agreements | $0 | 1,613 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $1,000,000 | 2,976 |
| Subordinated debt | $0 | 105 |
| All other liabilities | $276,000 | 4,448 |
| Total equity capital | $29,283,000 | 2,446 |
| Total bank equity capital | $29,283,000 | 2,446 |
| Perpetual preferred stock | $0 | 106 |
| Common stock | $1,000,000 | 1,790 |
| Surplus | $2,500,000 | 3,983 |
| Undivided profits | $25,783,000 | 1,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 125 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 2,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 823 |
| Income earned, not collected on loans | $2,221,000 | 1,153 |
| Earning assets | $296,358,000 | 2,110 |
| Long-term assets (5+ years) | $186,063,000 | 1,275 |
| Average Assets, year-to-date | $315,601,500 | 2,119 |
| Average Assets, quarterly | $315,601,500 | 2,119 |
| Volatile liabilities | $50,215,000 | 1,048 |
| Insider loans | $1,937,000 | 2,306 |
| FHLB advances | $1,000,000 | 2,873 |
| Loans and leases held for sale | $0 | 1,700 |
| Unused loan commitments | $30,977,000 | 2,195 |
| Tier 1 (core) risk-based capital | $30,017,000 | 2,361 |
| Tier 2 risk-based capital | $1,712,000 | 2,681 |
| Total risk weighted assets | $207,167,000 | 2,213 |
| Total unused commitments | $30,977,000 | 2,196 |
| Derivatives | $0 | 1,425 |
| 2016-12-31 | Rank | |
| # of Employees: | 55 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $319,946,000 | 2,103 |
| Cash and due from depository institutions | $9,056,000 | 2,474 |
| Interest-bearing balances | $264,000 | 5,470 |
| Securities | $125,013,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $112,000 | 2,233 |
| Net loans & leases | $176,163,000 | 2,389 |
| Loan loss allowance | $1,853,000 | 2,750 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $5,633,000 | 1,913 |
| Other real estate owned | $0 | 2,474 |
| Goodwill and other intangibles | $0 | 2,724 |
| All other assets | $3,969,000 | 3,311 |
| Life insurance assets | $0 | 3,682 |
| Total liabilities and capital | $319,946,000 | 2,103 |
| Total liabilities | $291,743,000 | 2,059 |
| Total deposits | $284,027,000 | 2,002 |
| Interest-bearing deposits | $225,605,000 | 1,942 |
| Deposits held in domestic offices | $284,027,000 | 2,002 |
| % insured | 60.82% | 5,424 |
| Federal funds purchased & repurchase agreements | $0 | 1,797 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $7,600,000 | 2,000 |
| Subordinated debt | $0 | 112 |
| All other liabilities | $116,000 | 5,178 |
| Total equity capital | $28,203,000 | 2,502 |
| Total bank equity capital | $28,203,000 | 2,502 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 1,815 |
| Surplus | $2,500,000 | 4,021 |
| Undivided profits | $24,703,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 2,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $624,000 | 356 |
| Income earned, not collected on loans | $2,233,000 | 1,237 |
| Earning assets | $301,552,000 | 2,070 |
| Long-term assets (5+ years) | $190,940,000 | 1,230 |
| Average Assets, year-to-date | $308,626,600 | 2,119 |
| Average Assets, quarterly | $310,214,500 | 2,152 |
| Volatile liabilities | $54,247,000 | 981 |
| Insider loans | $1,574,000 | 2,600 |
| FHLB advances | $7,600,000 | 1,926 |
| Loans and leases held for sale | $0 | 1,794 |
| Unused loan commitments | $30,820,000 | 2,173 |
| Tier 1 (core) risk-based capital | $29,585,000 | 2,380 |
| Tier 2 risk-based capital | $1,853,000 | 2,541 |
| Total risk weighted assets | $211,958,000 | 2,162 |
| Total unused commitments | $30,820,000 | 2,173 |
| Derivatives | $0 | 1,433 |
| 2016-09-30 | Rank | |
| # of Employees: | 55 | 2,476 |
| Assets and Liabilities | ||
| Total Assets: | $300,483,000 | 2,209 |
| Cash and due from depository institutions | $7,124,000 | 2,476 |
| Interest-bearing balances | $1,275,000 | 5,080 |
| Securities | $113,981,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $766,000 | 1,750 |
| Net loans & leases | $170,094,000 | 2,442 |
| Loan loss allowance | $2,191,000 | 2,491 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,682,000 | 1,909 |
| Other real estate owned | $0 | 2,476 |
| Goodwill and other intangibles | $0 | 2,742 |
| All other assets | $2,836,000 | 3,789 |
| Life insurance assets | $0 | 3,692 |
| Total liabilities and capital | $300,483,000 | 2,209 |
| Total liabilities | $269,855,000 | 2,180 |
| Total deposits | $268,282,000 | 2,082 |
| Interest-bearing deposits | $211,949,000 | 2,040 |
| Deposits held in domestic offices | $268,282,000 | 2,082 |
| % insured | 64.21% | 5,380 |
| Federal funds purchased & repurchase agreements | $0 | 1,774 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,568 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $1,573,000 | 2,436 |
| Total equity capital | $30,628,000 | 2,391 |
| Total bank equity capital | $30,628,000 | 2,391 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $1,000,000 | 1,840 |
| Surplus | $2,500,000 | 4,058 |
| Undivided profits | $27,128,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 849 |
| Income earned, not collected on loans | $2,128,000 | 1,295 |
| Earning assets | $286,116,000 | 2,159 |
| Long-term assets (5+ years) | $175,641,000 | 1,319 |
| Average Assets, year-to-date | $305,796,750 | 2,140 |
| Average Assets, quarterly | $301,416,500 | 2,191 |
| Volatile liabilities | $49,103,000 | 1,061 |
| Insider loans | $1,258,000 | 2,900 |
| FHLB advances | $0 | 3,387 |
| Loans and leases held for sale | $0 | 1,876 |
| Unused loan commitments | $27,521,000 | 2,317 |
| Tier 1 (core) risk-based capital | $29,227,000 | 2,396 |
| Tier 2 risk-based capital | $2,192,000 | 2,249 |
| Total risk weighted assets | $201,179,000 | 2,255 |
| Total unused commitments | $27,521,000 | 2,317 |
| Derivatives | $0 | 1,446 |
| 2016-06-30 | Rank | |
| # of Employees: | 56 | 2,461 |
| Assets and Liabilities | ||
| Total Assets: | $302,350,000 | 2,192 |
| Cash and due from depository institutions | $7,083,000 | 2,461 |
| Interest-bearing balances | $1,306,000 | 5,101 |
| Securities | $115,158,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,524 |
| Net loans & leases | $171,588,000 | 2,417 |
| Loan loss allowance | $2,188,000 | 2,497 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,736,000 | 1,887 |
| Other real estate owned | $0 | 2,461 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $2,785,000 | 3,801 |
| Life insurance assets | $0 | 3,715 |
| Total liabilities and capital | $302,350,000 | 2,192 |
| Total liabilities | $272,040,000 | 2,157 |
| Total deposits | $269,164,000 | 2,068 |
| Interest-bearing deposits | $219,968,000 | 1,983 |
| Deposits held in domestic offices | $269,164,000 | 2,068 |
| % insured | 63.80% | 5,466 |
| Federal funds purchased & repurchase agreements | $1,048,000 | 1,525 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,625 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $1,828,000 | 2,138 |
| Total equity capital | $30,310,000 | 2,405 |
| Total bank equity capital | $30,310,000 | 2,405 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $1,000,000 | 1,866 |
| Surplus | $2,500,000 | 4,105 |
| Undivided profits | $26,810,000 | 1,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $2,110,000 | 1,226 |
| Earning assets | $288,052,000 | 2,144 |
| Long-term assets (5+ years) | $178,622,000 | 1,281 |
| Average Assets, year-to-date | $307,568,000 | 2,135 |
| Average Assets, quarterly | $305,671,000 | 2,155 |
| Volatile liabilities | $52,232,000 | 991 |
| Insider loans | $1,177,000 | 3,049 |
| FHLB advances | $0 | 3,439 |
| Loans and leases held for sale | $0 | 1,907 |
| Unused loan commitments | $26,114,000 | 2,394 |
| Tier 1 (core) risk-based capital | $28,598,000 | 2,425 |
| Tier 2 risk-based capital | $2,188,000 | 2,254 |
| Total risk weighted assets | $200,426,000 | 2,249 |
| Total unused commitments | $26,114,000 | 2,394 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 53 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $308,992,000 | 2,139 |
| Cash and due from depository institutions | $7,908,000 | 2,575 |
| Interest-bearing balances | $1,260,000 | 5,228 |
| Securities | $128,893,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $101,000 | 2,370 |
| Net loans & leases | $163,624,000 | 2,467 |
| Loan loss allowance | $2,187,000 | 2,497 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,805,000 | 1,883 |
| Other real estate owned | $0 | 2,575 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $2,661,000 | 3,871 |
| Life insurance assets | $0 | 3,726 |
| Total liabilities and capital | $308,992,000 | 2,139 |
| Total liabilities | $280,013,000 | 2,115 |
| Total deposits | $272,595,000 | 2,040 |
| Interest-bearing deposits | $219,966,000 | 1,984 |
| Deposits held in domestic offices | $272,595,000 | 2,040 |
| % insured | 64.50% | 5,504 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $6,065,000 | 2,116 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,353,000 | 2,493 |
| Total equity capital | $28,979,000 | 2,468 |
| Total bank equity capital | $28,979,000 | 2,467 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 1,885 |
| Surplus | $2,500,000 | 4,128 |
| Undivided profits | $25,479,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,864,000 | 1,383 |
| Earning assets | $293,878,000 | 2,107 |
| Long-term assets (5+ years) | $183,794,000 | 1,239 |
| Average Assets, year-to-date | $310,177,000 | 2,130 |
| Average Assets, quarterly | $310,177,000 | 2,130 |
| Volatile liabilities | $57,083,000 | 873 |
| Insider loans | $1,190,000 | 3,050 |
| FHLB advances | $6,065,000 | 2,047 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $29,634,000 | 2,211 |
| Tier 1 (core) risk-based capital | $27,965,000 | 2,461 |
| Tier 2 risk-based capital | $2,187,000 | 2,235 |
| Total risk weighted assets | $195,918,000 | 2,266 |
| Total unused commitments | $29,634,000 | 2,211 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 55 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $311,362,000 | 2,142 |
| Cash and due from depository institutions | $9,850,000 | 2,504 |
| Interest-bearing balances | $1,640,000 | 5,054 |
| Securities | $122,131,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $4,981,000 | 695 |
| Net loans & leases | $165,745,000 | 2,440 |
| Loan loss allowance | $2,187,000 | 2,498 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,877,000 | 1,877 |
| Other real estate owned | $0 | 2,504 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $2,778,000 | 3,875 |
| Life insurance assets | $0 | 3,740 |
| Total liabilities and capital | $311,362,000 | 2,142 |
| Total liabilities | $283,434,000 | 2,094 |
| Total deposits | $282,668,000 | 1,975 |
| Interest-bearing deposits | $223,280,000 | 1,940 |
| Deposits held in domestic offices | $282,668,000 | 1,975 |
| % insured | 63.17% | 5,614 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,691 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $766,000 | 3,273 |
| Total equity capital | $27,928,000 | 2,535 |
| Total bank equity capital | $27,928,000 | 2,535 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $1,000,000 | 1,914 |
| Surplus | $2,500,000 | 4,163 |
| Undivided profits | $24,428,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $2,077,000 | 1,282 |
| Earning assets | $294,497,000 | 2,100 |
| Long-term assets (5+ years) | $175,149,000 | 1,301 |
| Average Assets, year-to-date | $308,280,200 | 2,103 |
| Average Assets, quarterly | $304,097,000 | 2,160 |
| Volatile liabilities | $16,775,000 | 2,272 |
| Insider loans | $848,000 | 3,534 |
| FHLB advances | $0 | 3,512 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $20,201,000 | 2,717 |
| Tier 1 (core) risk-based capital | $27,406,000 | 2,500 |
| Tier 2 risk-based capital | $2,187,000 | 2,217 |
| Total risk weighted assets | $196,668,000 | 2,256 |
| Total unused commitments | $20,201,000 | 2,717 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 55 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $296,832,000 | 2,215 |
| Cash and due from depository institutions | $9,519,000 | 2,513 |
| Interest-bearing balances | $1,988,000 | 4,952 |
| Securities | $113,658,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $24,000 | 2,445 |
| Net loans & leases | $164,948,000 | 2,447 |
| Loan loss allowance | $2,182,000 | 2,544 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,954,000 | 1,871 |
| Other real estate owned | $0 | 2,513 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $2,729,000 | 3,933 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $296,832,000 | 2,215 |
| Total liabilities | $269,189,000 | 2,176 |
| Total deposits | $264,341,000 | 2,091 |
| Interest-bearing deposits | $205,076,000 | 2,101 |
| Deposits held in domestic offices | $264,341,000 | 2,091 |
| % insured | 66.27% | 5,560 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $3,730,000 | 2,694 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,118,000 | 2,937 |
| Total equity capital | $27,643,000 | 2,563 |
| Total bank equity capital | $27,643,000 | 2,563 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $1,000,000 | 1,953 |
| Surplus | $2,500,000 | 4,215 |
| Undivided profits | $24,143,000 | 1,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $2,017,000 | 1,349 |
| Earning assets | $280,618,000 | 2,185 |
| Long-term assets (5+ years) | $163,435,000 | 1,387 |
| Average Assets, year-to-date | $307,509,750 | 2,120 |
| Average Assets, quarterly | $304,481,000 | 2,155 |
| Volatile liabilities | $55,062,000 | 903 |
| Insider loans | $867,000 | 3,537 |
| FHLB advances | $3,730,000 | 2,608 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $23,250,000 | 2,566 |
| Tier 1 (core) risk-based capital | $26,875,000 | 2,542 |
| Tier 2 risk-based capital | $2,182,000 | 2,247 |
| Total risk weighted assets | $195,733,000 | 2,272 |
| Total unused commitments | $23,250,000 | 2,566 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 55 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $312,130,000 | 2,127 |
| Cash and due from depository institutions | $9,453,000 | 2,546 |
| Interest-bearing balances | $2,270,000 | 4,811 |
| Securities | $118,925,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $14,980,000 | 237 |
| Net loans & leases | $159,688,000 | 2,498 |
| Loan loss allowance | $2,185,000 | 2,553 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $6,026,000 | 1,852 |
| Other real estate owned | $0 | 2,546 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $3,058,000 | 3,748 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $312,130,000 | 2,127 |
| Total liabilities | $285,437,000 | 2,081 |
| Total deposits | $269,754,000 | 2,050 |
| Interest-bearing deposits | $216,831,000 | 2,005 |
| Deposits held in domestic offices | $269,754,000 | 2,049 |
| % insured | 64.17% | 5,787 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $15,000,000 | 1,447 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $683,000 | 3,553 |
| Total equity capital | $26,693,000 | 2,613 |
| Total bank equity capital | $26,693,000 | 2,612 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $1,000,000 | 1,984 |
| Surplus | $2,500,000 | 4,260 |
| Undivided profits | $23,193,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,975,000 | 1,290 |
| Earning assets | $295,863,000 | 2,089 |
| Long-term assets (5+ years) | $170,408,000 | 1,320 |
| Average Assets, year-to-date | $311,069,000 | 2,116 |
| Average Assets, quarterly | $312,050,500 | 2,119 |
| Volatile liabilities | $65,904,000 | 795 |
| Insider loans | $1,253,000 | 3,051 |
| FHLB advances | $15,000,000 | 1,387 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $26,675,000 | 2,343 |
| Tier 1 (core) risk-based capital | $26,418,000 | 2,568 |
| Tier 2 risk-based capital | $2,185,000 | 2,242 |
| Total risk weighted assets | $196,239,000 | 2,254 |
| Total unused commitments | $26,675,000 | 2,343 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 54 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $311,971,000 | 2,133 |
| Cash and due from depository institutions | $14,112,000 | 2,598 |
| Interest-bearing balances | $5,089,000 | 4,104 |
| Securities | $140,111,000 | 1,057 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 2,659 |
| Net loans & leases | $148,739,000 | 2,613 |
| Loan loss allowance | $2,184,000 | 2,567 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,068,000 | 1,850 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $2,866,000 | 3,805 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $311,971,000 | 2,133 |
| Total liabilities | $285,104,000 | 2,086 |
| Total deposits | $269,058,000 | 2,066 |
| Interest-bearing deposits | $214,503,000 | 2,044 |
| Deposits held in domestic offices | $269,058,000 | 2,066 |
| % insured | 65.91% | 5,754 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $15,000,000 | 1,352 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,046,000 | 2,943 |
| Total equity capital | $26,867,000 | 2,626 |
| Total bank equity capital | $26,867,000 | 2,626 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,000,000 | 2,016 |
| Surplus | $2,500,000 | 4,298 |
| Undivided profits | $23,367,000 | 1,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,748,000 | 1,424 |
| Earning assets | $294,014,000 | 2,105 |
| Long-term assets (5+ years) | $170,716,000 | 1,310 |
| Average Assets, year-to-date | $310,538,500 | 2,130 |
| Average Assets, quarterly | $310,538,500 | 2,130 |
| Volatile liabilities | $64,117,000 | 787 |
| Insider loans | $412,000 | 4,428 |
| FHLB advances | $15,000,000 | 1,291 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $31,453,000 | 2,107 |
| Tier 1 (core) risk-based capital | $25,986,000 | 2,599 |
| Tier 2 risk-based capital | $2,184,000 | 2,220 |
| Total risk weighted assets | $187,843,000 | 2,316 |
| Total unused commitments | $31,453,000 | 2,107 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 57 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $309,106,000 | 2,159 |
| Cash and due from depository institutions | $18,031,000 | 2,514 |
| Interest-bearing balances | $11,419,000 | 2,519 |
| Securities | $125,461,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 1,892 |
| Net loans & leases | $155,706,000 | 2,540 |
| Loan loss allowance | $2,179,000 | 2,604 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $6,084,000 | 1,859 |
| Other real estate owned | $0 | 2,514 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $3,164,000 | 3,727 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $309,106,000 | 2,159 |
| Total liabilities | $283,114,000 | 2,104 |
| Total deposits | $267,687,000 | 2,073 |
| Interest-bearing deposits | $217,863,000 | 2,000 |
| Deposits held in domestic offices | $267,687,000 | 2,072 |
| % insured | 63.38% | 5,973 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $15,000,000 | 1,435 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $427,000 | 4,272 |
| Total equity capital | $25,992,000 | 2,680 |
| Total bank equity capital | $25,992,000 | 2,680 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,000,000 | 2,056 |
| Surplus | $2,500,000 | 4,350 |
| Undivided profits | $22,492,000 | 1,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,034,000 | 1,257 |
| Earning assets | $293,246,000 | 2,110 |
| Long-term assets (5+ years) | $156,218,000 | 1,420 |
| Average Assets, year-to-date | $297,237,600 | 2,168 |
| Average Assets, quarterly | $305,745,000 | 2,159 |
| Volatile liabilities | $61,338,000 | 839 |
| Insider loans | $427,000 | 4,466 |
| FHLB advances | $15,000,000 | 1,377 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $28,467,000 | 2,183 |
| Tier 1 (core) risk-based capital | $25,611,000 | 2,628 |
| Tier 2 risk-based capital | $2,179,000 | 2,234 |
| Total risk weighted assets | $191,811,000 | 2,274 |
| Total unused commitments | $28,467,000 | 2,183 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 54 | 2,652 |
| Assets and Liabilities | ||
| Total Assets: | $302,384,000 | 2,195 |
| Cash and due from depository institutions | $11,090,000 | 2,652 |
| Interest-bearing balances | $2,280,000 | 4,861 |
| Securities | $132,878,000 | 1,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $148,959,000 | 2,616 |
| Loan loss allowance | $2,177,000 | 2,656 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,105,000 | 1,865 |
| Other real estate owned | $0 | 2,652 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $3,352,000 | 3,661 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $302,384,000 | 2,195 |
| Total liabilities | $276,976,000 | 2,148 |
| Total deposits | $253,199,000 | 2,174 |
| Interest-bearing deposits | $201,787,000 | 2,169 |
| Deposits held in domestic offices | $253,199,000 | 2,173 |
| % insured | 66.81% | 5,927 |
| Federal funds purchased & repurchase agreements | $8,000 | 2,174 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $23,130,000 | 1,036 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $639,000 | 3,876 |
| Total equity capital | $25,408,000 | 2,717 |
| Total bank equity capital | $25,408,000 | 2,717 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,000,000 | 2,081 |
| Surplus | $2,500,000 | 4,400 |
| Undivided profits | $21,908,000 | 1,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,979,000 | 1,357 |
| Earning assets | $284,117,000 | 2,161 |
| Long-term assets (5+ years) | $160,723,000 | 1,402 |
| Average Assets, year-to-date | $294,270,500 | 2,199 |
| Average Assets, quarterly | $302,019,500 | 2,182 |
| Volatile liabilities | $66,793,000 | 761 |
| Insider loans | $533,000 | 4,292 |
| FHLB advances | $23,130,000 | 986 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $27,339,000 | 2,268 |
| Tier 1 (core) risk-based capital | $25,173,000 | 2,666 |
| Tier 2 risk-based capital | $2,177,000 | 2,239 |
| Total risk weighted assets | $187,867,000 | 2,304 |
| Total unused commitments | $27,339,000 | 2,268 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 54 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $301,655,000 | 2,182 |
| Cash and due from depository institutions | $10,092,000 | 2,676 |
| Interest-bearing balances | $1,794,000 | 5,149 |
| Securities | $138,805,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $82,000 | 2,650 |
| Net loans & leases | $143,518,000 | 2,674 |
| Loan loss allowance | $2,175,000 | 2,683 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,185,000 | 1,846 |
| Other real estate owned | $0 | 2,676 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $2,973,000 | 3,843 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $301,655,000 | 2,182 |
| Total liabilities | $276,733,000 | 2,132 |
| Total deposits | $256,656,000 | 2,140 |
| Interest-bearing deposits | $207,909,000 | 2,109 |
| Deposits held in domestic offices | $256,656,000 | 2,139 |
| % insured | 65.24% | 6,117 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $19,563,000 | 1,187 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $514,000 | 4,089 |
| Total equity capital | $24,922,000 | 2,737 |
| Total bank equity capital | $24,922,000 | 2,737 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 2,112 |
| Surplus | $2,500,000 | 4,438 |
| Undivided profits | $21,422,000 | 1,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,808,000 | 1,384 |
| Earning assets | $284,199,000 | 2,131 |
| Long-term assets (5+ years) | $169,679,000 | 1,323 |
| Average Assets, year-to-date | $291,566,000 | 2,215 |
| Average Assets, quarterly | $297,026,000 | 2,197 |
| Volatile liabilities | $47,422,000 | 998 |
| Insider loans | $389,000 | 4,667 |
| FHLB advances | $19,563,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $26,574,000 | 2,313 |
| Tier 1 (core) risk-based capital | $24,643,000 | 2,682 |
| Tier 2 risk-based capital | $2,175,000 | 2,240 |
| Total risk weighted assets | $180,828,000 | 2,366 |
| Total unused commitments | $26,574,000 | 2,313 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 53 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $292,397,000 | 2,228 |
| Cash and due from depository institutions | $12,580,000 | 2,714 |
| Interest-bearing balances | $4,874,000 | 4,244 |
| Securities | $135,711,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $1,165,000 | 2,016 |
| Net loans & leases | $133,133,000 | 2,801 |
| Loan loss allowance | $2,306,000 | 2,619 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,238,000 | 1,838 |
| Other real estate owned | $0 | 2,714 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $3,570,000 | 3,561 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $292,397,000 | 2,228 |
| Total liabilities | $268,429,000 | 2,184 |
| Total deposits | $253,122,000 | 2,171 |
| Interest-bearing deposits | $202,301,000 | 2,198 |
| Deposits held in domestic offices | $253,122,000 | 2,171 |
| % insured | 66.20% | 6,130 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $15,000,000 | 1,294 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $307,000 | 4,777 |
| Total equity capital | $23,968,000 | 2,784 |
| Total bank equity capital | $23,968,000 | 2,784 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,000,000 | 2,135 |
| Surplus | $2,500,000 | 4,486 |
| Undivided profits | $20,468,000 | 1,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,672,000 | 1,489 |
| Earning assets | $274,883,000 | 2,191 |
| Long-term assets (5+ years) | $150,728,000 | 1,448 |
| Average Assets, year-to-date | $286,521,500 | 2,257 |
| Average Assets, quarterly | $286,521,500 | 2,257 |
| Volatile liabilities | $41,173,000 | 1,069 |
| Insider loans | $426,000 | 4,585 |
| FHLB advances | $15,000,000 | 1,241 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $29,607,000 | 2,140 |
| Tier 1 (core) risk-based capital | $24,274,000 | 2,701 |
| Tier 2 risk-based capital | $2,127,000 | 2,282 |
| Total risk weighted assets | $169,973,000 | 2,469 |
| Total unused commitments | $29,607,000 | 2,140 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 55 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $280,646,000 | 2,294 |
| Cash and due from depository institutions | $12,642,000 | 2,648 |
| Interest-bearing balances | $4,708,000 | 4,096 |
| Securities | $119,832,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 2,941 |
| Net loans & leases | $137,691,000 | 2,766 |
| Loan loss allowance | $2,310,000 | 2,629 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,207,000 | 1,846 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $4,271,000 | 3,296 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $280,646,000 | 2,294 |
| Total liabilities | $257,571,000 | 2,247 |
| Total deposits | $242,177,000 | 2,241 |
| Interest-bearing deposits | $196,121,000 | 2,244 |
| Deposits held in domestic offices | $242,177,000 | 2,241 |
| % insured | 65.80% | 6,233 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $15,207,000 | 1,347 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $187,000 | 5,380 |
| Total equity capital | $23,075,000 | 2,821 |
| Total bank equity capital | $23,075,000 | 2,821 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,000,000 | 2,161 |
| Surplus | $2,500,000 | 4,530 |
| Undivided profits | $19,575,000 | 1,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 6,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,868,000 | 1,385 |
| Earning assets | $262,234,000 | 2,270 |
| Long-term assets (5+ years) | $140,612,000 | 1,527 |
| Average Assets, year-to-date | $276,232,800 | 2,304 |
| Average Assets, quarterly | $277,710,500 | 2,304 |
| Volatile liabilities | $41,298,000 | 1,067 |
| Insider loans | $1,384,000 | 3,036 |
| FHLB advances | $15,207,000 | 1,293 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $26,513,000 | 2,231 |
| Tier 1 (core) risk-based capital | $23,951,000 | 2,711 |
| Tier 2 risk-based capital | $2,156,000 | 2,253 |
| Total risk weighted assets | $172,348,000 | 2,446 |
| Total unused commitments | $26,513,000 | 2,231 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 52 | 2,803 |
| Assets and Liabilities | ||
| Total Assets: | $274,775,000 | 2,332 |
| Cash and due from depository institutions | $10,865,000 | 2,803 |
| Interest-bearing balances | $3,894,000 | 4,408 |
| Securities | $117,614,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $97,000 | 2,749 |
| Net loans & leases | $135,894,000 | 2,777 |
| Loan loss allowance | $2,304,000 | 2,699 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $6,216,000 | 1,849 |
| Other real estate owned | $0 | 2,803 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $4,089,000 | 3,366 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $274,775,000 | 2,332 |
| Total liabilities | $251,862,000 | 2,272 |
| Total deposits | $231,182,000 | 2,331 |
| Interest-bearing deposits | $182,043,000 | 2,406 |
| Deposits held in domestic offices | $231,182,000 | 2,330 |
| % insured | 68.63% | 6,225 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $20,212,000 | 1,081 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $468,000 | 4,457 |
| Total equity capital | $22,913,000 | 2,844 |
| Total bank equity capital | $22,913,000 | 2,844 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,000,000 | 2,192 |
| Surplus | $2,500,000 | 4,570 |
| Undivided profits | $19,413,000 | 1,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 6,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,949,000 | 1,391 |
| Earning assets | $257,499,000 | 2,289 |
| Long-term assets (5+ years) | $140,333,000 | 1,512 |
| Average Assets, year-to-date | $275,129,500 | 2,312 |
| Average Assets, quarterly | $274,704,000 | 2,319 |
| Volatile liabilities | $45,714,000 | 981 |
| Insider loans | $905,000 | 3,724 |
| FHLB advances | $20,212,000 | 1,023 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $26,987,000 | 2,219 |
| Tier 1 (core) risk-based capital | $23,505,000 | 2,755 |
| Tier 2 risk-based capital | $1,736,000 | 2,675 |
| Total risk weighted assets | $168,335,000 | 2,478 |
| Total unused commitments | $26,987,000 | 2,219 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 54 | 2,731 |
| Assets and Liabilities | ||
| Total Assets: | $274,633,000 | 2,333 |
| Cash and due from depository institutions | $9,952,000 | 2,731 |
| Interest-bearing balances | $2,682,000 | 5,064 |
| Securities | $119,804,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $134,275,000 | 2,789 |
| Loan loss allowance | $2,297,000 | 2,716 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,303,000 | 1,825 |
| Other real estate owned | $0 | 2,731 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $4,299,000 | 3,235 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $274,633,000 | 2,333 |
| Total liabilities | $252,582,000 | 2,257 |
| Total deposits | $234,689,000 | 2,288 |
| Interest-bearing deposits | $185,872,000 | 2,368 |
| Deposits held in domestic offices | $234,689,000 | 2,287 |
| % insured | 67.20% | 6,351 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $17,524,000 | 1,196 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $369,000 | 4,729 |
| Total equity capital | $22,051,000 | 2,939 |
| Total bank equity capital | $22,051,000 | 2,939 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,000,000 | 2,208 |
| Surplus | $2,500,000 | 4,594 |
| Undivided profits | $18,551,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,835,000 | 1,423 |
| Earning assets | $256,761,000 | 2,296 |
| Long-term assets (5+ years) | $142,805,000 | 1,448 |
| Average Assets, year-to-date | $275,247,670 | 2,322 |
| Average Assets, quarterly | $276,973,000 | 2,315 |
| Volatile liabilities | $39,121,000 | 1,089 |
| Insider loans | $972,000 | 3,653 |
| FHLB advances | $17,524,000 | 1,137 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $24,123,000 | 2,414 |
| Tier 1 (core) risk-based capital | $23,147,000 | 2,773 |
| Tier 2 risk-based capital | $2,113,000 | 2,301 |
| Total risk weighted assets | $168,827,000 | 2,472 |
| Total unused commitments | $24,123,000 | 2,414 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 54 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $279,313,000 | 2,321 |
| Cash and due from depository institutions | $13,874,000 | 2,733 |
| Interest-bearing balances | $8,012,000 | 3,833 |
| Securities | $123,030,000 | 1,254 |
| Federal funds sold & reverse repurchase agreements | $228,000 | 3,052 |
| Net loans & leases | $132,062,000 | 2,807 |
| Loan loss allowance | $2,283,000 | 2,771 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $6,372,000 | 1,815 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,747,000 | 3,494 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $279,313,000 | 2,321 |
| Total liabilities | $255,093,000 | 2,280 |
| Total deposits | $238,509,000 | 2,305 |
| Interest-bearing deposits | $185,819,000 | 2,408 |
| Deposits held in domestic offices | $238,509,000 | 2,305 |
| % insured | 66.86% | 6,447 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $15,226,000 | 1,242 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,358,000 | 2,625 |
| Total equity capital | $24,220,000 | 2,799 |
| Total bank equity capital | $24,220,000 | 2,798 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,000,000 | 2,247 |
| Surplus | $2,500,000 | 4,638 |
| Undivided profits | $20,720,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,844,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,742,000 | 1,501 |
| Earning assets | $263,332,000 | 2,274 |
| Long-term assets (5+ years) | $139,246,000 | 1,446 |
| Average Assets, year-to-date | $275,555,000 | 2,339 |
| Average Assets, quarterly | $275,555,000 | 2,339 |
| Volatile liabilities | $38,381,000 | 1,106 |
| Insider loans | $1,019,000 | 3,600 |
| FHLB advances | $15,226,000 | 1,180 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $30,311,000 | 2,051 |
| Tier 1 (core) risk-based capital | $22,764,000 | 2,802 |
| Tier 2 risk-based capital | $2,072,000 | 2,337 |
| Total risk weighted assets | $165,598,000 | 2,497 |
| Total unused commitments | $30,311,000 | 2,051 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 56 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $271,797,000 | 2,378 |
| Cash and due from depository institutions | $22,917,000 | 2,657 |
| Interest-bearing balances | $13,874,000 | 2,606 |
| Securities | $101,722,000 | 1,457 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 3,044 |
| Net loans & leases | $136,657,000 | 2,757 |
| Loan loss allowance | $2,337,000 | 2,744 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,482,000 | 1,790 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,894,000 | 3,470 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $271,797,000 | 2,378 |
| Total liabilities | $247,511,000 | 2,337 |
| Total deposits | $230,963,000 | 2,361 |
| Interest-bearing deposits | $182,107,000 | 2,433 |
| Deposits held in domestic offices | $230,963,000 | 2,361 |
| % insured | 70.43% | 6,660 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $15,232,000 | 1,338 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,316,000 | 2,743 |
| Total equity capital | $24,286,000 | 2,784 |
| Total bank equity capital | $24,286,000 | 2,784 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,000,000 | 2,269 |
| Surplus | $2,500,000 | 4,668 |
| Undivided profits | $20,786,000 | 1,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,089,000 | 2,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,855,000 | 1,432 |
| Earning assets | $252,378,000 | 2,346 |
| Long-term assets (5+ years) | $125,630,000 | 1,558 |
| Average Assets, year-to-date | $258,373,000 | 2,453 |
| Average Assets, quarterly | $269,507,500 | 2,377 |
| Volatile liabilities | $41,150,000 | 1,088 |
| Insider loans | $1,107,000 | 3,505 |
| FHLB advances | $15,232,000 | 1,270 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $28,352,000 | 2,037 |
| Tier 1 (core) risk-based capital | $22,436,000 | 2,821 |
| Tier 2 risk-based capital | $2,085,000 | 2,331 |
| Total risk weighted assets | $166,544,000 | 2,491 |
| Total unused commitments | $28,352,000 | 2,037 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 57 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $267,218,000 | 2,416 |
| Cash and due from depository institutions | $7,533,000 | 2,647 |
| Interest-bearing balances | $459,000 | 6,235 |
| Securities | $108,503,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 3,372 |
| Net loans & leases | $140,528,000 | 2,718 |
| Loan loss allowance | $2,317,000 | 2,820 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,546,000 | 1,791 |
| Other real estate owned | $0 | 2,647 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $4,099,000 | 3,416 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $267,217,000 | 2,416 |
| Total liabilities | $243,144,000 | 2,372 |
| Total deposits | $213,481,000 | 2,534 |
| Interest-bearing deposits | $171,998,000 | 2,566 |
| Deposits held in domestic offices | $213,481,000 | 2,534 |
| % insured | 72.53% | 6,707 |
| Federal funds purchased & repurchase agreements | $2,295,000 | 1,549 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $25,202,000 | 952 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,166,000 | 2,082 |
| Total equity capital | $24,073,000 | 2,841 |
| Total bank equity capital | $24,073,000 | 2,841 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 2,307 |
| Surplus | $2,500,000 | 4,720 |
| Undivided profits | $20,573,000 | 1,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,094,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,074,000 | 1,370 |
| Earning assets | $249,499,000 | 2,369 |
| Long-term assets (5+ years) | $131,305,000 | 1,473 |
| Average Assets, year-to-date | $255,017,000 | 2,506 |
| Average Assets, quarterly | $262,642,000 | 2,447 |
| Volatile liabilities | $53,853,000 | 878 |
| Insider loans | $2,414,000 | 2,308 |
| FHLB advances | $25,202,000 | 886 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $26,177,000 | 2,181 |
| Tier 1 (core) risk-based capital | $21,901,000 | 2,908 |
| Tier 2 risk-based capital | $2,090,000 | 2,351 |
| Total risk weighted assets | $166,949,000 | 2,506 |
| Total unused commitments | $26,177,000 | 2,181 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 57 | 2,658 |
| Assets and Liabilities | ||
| Total Assets: | $258,066,000 | 2,485 |
| Cash and due from depository institutions | $6,497,000 | 2,658 |
| Interest-bearing balances | $241,000 | 6,442 |
| Securities | $114,001,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $120,000 | 3,261 |
| Net loans & leases | $127,383,000 | 2,949 |
| Loan loss allowance | $2,003,000 | 3,137 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,651,000 | 1,767 |
| Other real estate owned | $0 | 2,658 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $3,414,000 | 3,766 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $258,066,000 | 2,485 |
| Total liabilities | $234,639,000 | 2,436 |
| Total deposits | $223,431,000 | 2,412 |
| Interest-bearing deposits | $180,959,000 | 2,462 |
| Deposits held in domestic offices | $223,431,000 | 2,412 |
| % insured | 69.21% | 6,890 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $9,465,000 | 1,926 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,743,000 | 2,296 |
| Total equity capital | $23,427,000 | 2,863 |
| Total bank equity capital | $23,427,000 | 2,863 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,000,000 | 2,343 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $19,927,000 | 1,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,909,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,808,000 | 1,505 |
| Earning assets | $241,745,000 | 2,430 |
| Long-term assets (5+ years) | $129,186,000 | 1,466 |
| Average Assets, year-to-date | $250,950,000 | 2,542 |
| Average Assets, quarterly | $255,794,000 | 2,508 |
| Volatile liabilities | $49,680,000 | 933 |
| Insider loans | $2,415,000 | 2,311 |
| FHLB advances | $9,465,000 | 1,848 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $26,412,000 | 2,120 |
| Tier 1 (core) risk-based capital | $21,519,000 | 2,925 |
| Tier 2 risk-based capital | $1,948,000 | 2,490 |
| Total risk weighted assets | $155,810,000 | 2,648 |
| Total unused commitments | $26,412,000 | 2,120 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 57 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $253,522,000 | 2,552 |
| Cash and due from depository institutions | $5,876,000 | 2,644 |
| Interest-bearing balances | $67,000 | 6,740 |
| Securities | $118,961,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $42,000 | 3,655 |
| Net loans & leases | $118,305,000 | 3,122 |
| Loan loss allowance | $1,960,000 | 3,223 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,734,000 | 1,742 |
| Other real estate owned | $232,000 | 2,644 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,372,000 | 3,789 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $253,522,000 | 2,552 |
| Total liabilities | $230,209,000 | 2,515 |
| Total deposits | $221,797,000 | 2,457 |
| Interest-bearing deposits | $175,341,000 | 2,571 |
| Deposits held in domestic offices | $221,797,000 | 2,456 |
| % insured | 71.61% | 6,859 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,787,000 | 2,244 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,625,000 | 2,368 |
| Total equity capital | $23,313,000 | 2,847 |
| Total bank equity capital | $23,313,000 | 2,847 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,000,000 | 2,372 |
| Surplus | $2,500,000 | 4,772 |
| Undivided profits | $19,813,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,298,000 | 3,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,731,000 | 1,576 |
| Earning assets | $237,375,000 | 2,496 |
| Long-term assets (5+ years) | $121,570,000 | 1,542 |
| Average Assets, year-to-date | $247,392,000 | 2,585 |
| Average Assets, quarterly | $247,392,000 | 2,585 |
| Volatile liabilities | $44,591,000 | 1,057 |
| Insider loans | $2,148,000 | 2,503 |
| FHLB advances | $6,787,000 | 2,169 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $27,335,000 | 2,093 |
| Tier 1 (core) risk-based capital | $21,195,000 | 2,942 |
| Tier 2 risk-based capital | $1,854,000 | 2,600 |
| Total risk weighted assets | $148,281,000 | 2,756 |
| Total unused commitments | $27,335,000 | 2,093 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 56 | 2,697 |
| Assets and Liabilities | ||
| Total Assets: | $241,262,000 | 2,647 |
| Cash and due from depository institutions | $8,825,000 | 2,697 |
| Interest-bearing balances | $2,086,000 | 5,197 |
| Securities | $99,222,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $1,773,000 | 2,122 |
| Net loans & leases | $121,006,000 | 3,109 |
| Loan loss allowance | $1,933,000 | 3,234 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,813,000 | 1,715 |
| Other real estate owned | $278,000 | 2,697 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,345,000 | 3,879 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $241,262,000 | 2,647 |
| Total liabilities | $218,374,000 | 2,611 |
| Total deposits | $211,917,000 | 2,533 |
| Interest-bearing deposits | $171,215,000 | 2,592 |
| Deposits held in domestic offices | $211,917,000 | 2,532 |
| % insured | 69.12% | 7,012 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,258,000 | 2,658 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,199,000 | 2,899 |
| Total equity capital | $22,888,000 | 2,867 |
| Total bank equity capital | $22,888,000 | 2,866 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000,000 | 2,390 |
| Surplus | $2,500,000 | 4,796 |
| Undivided profits | $19,388,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,654,000 | 1,748 |
| Earning assets | $224,087,000 | 2,593 |
| Long-term assets (5+ years) | $102,729,000 | 1,513 |
| Average Assets, year-to-date | $242,091,000 | 2,612 |
| Average Assets, quarterly | $242,406,500 | 2,625 |
| Volatile liabilities | $40,968,000 | 1,225 |
| Insider loans | $3,367,000 | 1,824 |
| FHLB advances | $5,258,000 | 2,549 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $24,789,000 | 2,195 |
| Tier 1 (core) risk-based capital | $20,927,000 | 2,960 |
| Tier 2 risk-based capital | $1,847,000 | 2,603 |
| Total risk weighted assets | $147,713,000 | 2,776 |
| Total unused commitments | $24,789,000 | 2,197 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 56 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $243,551,000 | 2,619 |
| Cash and due from depository institutions | $6,577,000 | 2,700 |
| Interest-bearing balances | $785,000 | 5,850 |
| Securities | $104,911,000 | 1,371 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 3,688 |
| Net loans & leases | $121,138,000 | 3,136 |
| Loan loss allowance | $1,924,000 | 3,262 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,866,000 | 1,701 |
| Other real estate owned | $323,000 | 2,700 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,677,000 | 3,739 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $243,551,000 | 2,619 |
| Total liabilities | $220,691,000 | 2,572 |
| Total deposits | $199,164,000 | 2,676 |
| Interest-bearing deposits | $160,233,000 | 2,758 |
| Deposits held in domestic offices | $199,164,000 | 2,675 |
| % insured | 72.60% | 6,953 |
| Federal funds purchased & repurchase agreements | $4,305,000 | 1,325 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,442,000 | 1,528 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,780,000 | 2,317 |
| Total equity capital | $22,860,000 | 2,891 |
| Total bank equity capital | $22,860,000 | 2,889 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000,000 | 2,425 |
| Surplus | $2,500,000 | 4,835 |
| Undivided profits | $19,360,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 5,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,943,000 | 1,544 |
| Earning assets | $226,893,000 | 2,555 |
| Long-term assets (5+ years) | $104,350,000 | 1,423 |
| Average Assets, year-to-date | $242,298,250 | 2,617 |
| Average Assets, quarterly | $248,663,500 | 2,557 |
| Volatile liabilities | $55,522,000 | 960 |
| Insider loans | $3,822,000 | 1,667 |
| FHLB advances | $15,264,000 | 1,441 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $26,375,000 | 2,070 |
| Tier 1 (core) risk-based capital | $20,636,000 | 2,991 |
| Tier 2 risk-based capital | $1,856,000 | 2,612 |
| Total risk weighted assets | $148,457,000 | 2,789 |
| Total unused commitments | $26,375,000 | 2,075 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 56 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $253,776,000 | 2,518 |
| Cash and due from depository institutions | $8,174,000 | 2,726 |
| Interest-bearing balances | $1,862,000 | 5,159 |
| Securities | $121,201,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $113,373,000 | 3,312 |
| Loan loss allowance | $1,844,000 | 3,366 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,924,000 | 1,691 |
| Other real estate owned | $368,000 | 2,726 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,736,000 | 3,716 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $253,776,000 | 2,518 |
| Total liabilities | $232,195,000 | 2,466 |
| Total deposits | $210,989,000 | 2,531 |
| Interest-bearing deposits | $176,415,000 | 2,549 |
| Deposits held in domestic offices | $210,989,000 | 2,531 |
| % insured | 67.77% | 7,196 |
| Federal funds purchased & repurchase agreements | $4,471,000 | 1,331 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,791,000 | 1,571 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $944,000 | 3,327 |
| Total equity capital | $21,581,000 | 2,984 |
| Total bank equity capital | $21,581,000 | 2,982 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,461 |
| Surplus | $2,500,000 | 4,877 |
| Undivided profits | $18,081,000 | 1,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 5,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,916,000 | 1,520 |
| Earning assets | $236,436,000 | 2,462 |
| Long-term assets (5+ years) | $111,309,000 | 1,348 |
| Average Assets, year-to-date | $241,880,670 | 2,636 |
| Average Assets, quarterly | $245,366,000 | 2,613 |
| Volatile liabilities | $59,544,000 | 909 |
| Insider loans | $3,544,000 | 1,803 |
| FHLB advances | $15,391,000 | 1,509 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $28,527,000 | 1,960 |
| Tier 1 (core) risk-based capital | $20,293,000 | 2,999 |
| Tier 2 risk-based capital | $1,794,000 | 2,709 |
| Total risk weighted assets | $143,495,000 | 2,889 |
| Total unused commitments | $28,527,000 | 1,962 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 56 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $236,956,000 | 2,709 |
| Cash and due from depository institutions | $7,411,000 | 2,734 |
| Interest-bearing balances | $1,531,000 | 5,382 |
| Securities | $107,776,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $110,402,000 | 3,403 |
| Loan loss allowance | $1,786,000 | 3,446 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,992,000 | 1,693 |
| Other real estate owned | $418,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,957,000 | 3,651 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $236,956,000 | 2,709 |
| Total liabilities | $216,949,000 | 2,670 |
| Total deposits | $210,576,000 | 2,576 |
| Interest-bearing deposits | $174,159,000 | 2,607 |
| Deposits held in domestic offices | $210,576,000 | 2,574 |
| % insured | 67.97% | 7,236 |
| Federal funds purchased & repurchase agreements | $5,000 | 2,334 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,022,000 | 2,691 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $346,000 | 5,178 |
| Total equity capital | $20,007,000 | 3,145 |
| Total bank equity capital | $20,007,000 | 3,144 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $2,500,000 | 4,916 |
| Undivided profits | $16,507,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 4,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,923,000 | 1,507 |
| Earning assets | $219,709,000 | 2,676 |
| Long-term assets (5+ years) | $108,125,000 | 1,344 |
| Average Assets, year-to-date | $235,933,000 | 2,720 |
| Average Assets, quarterly | $235,933,000 | 2,720 |
| Volatile liabilities | $36,996,000 | 1,416 |
| Insider loans | $4,192,000 | 1,610 |
| FHLB advances | $5,622,000 | 2,667 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $29,949,000 | 1,904 |
| Tier 1 (core) risk-based capital | $20,038,000 | 3,029 |
| Tier 2 risk-based capital | $1,731,000 | 2,816 |
| Total risk weighted assets | $138,457,000 | 3,005 |
| Total unused commitments | $29,949,000 | 1,905 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 56 | 2,748 |
| Assets and Liabilities | ||
| Total Assets: | $234,910,000 | 2,734 |
| Cash and due from depository institutions | $15,548,000 | 2,748 |
| Interest-bearing balances | $9,039,000 | 2,948 |
| Securities | $93,790,000 | 1,431 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 4,167 |
| Net loans & leases | $113,888,000 | 3,395 |
| Loan loss allowance | $1,707,000 | 3,536 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,053,000 | 1,701 |
| Other real estate owned | $418,000 | 2,748 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,183,000 | 3,619 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $234,909,000 | 2,734 |
| Total liabilities | $215,283,000 | 2,678 |
| Total deposits | $209,457,000 | 2,576 |
| Interest-bearing deposits | $173,995,000 | 2,622 |
| Deposits held in domestic offices | $209,457,000 | 2,574 |
| % insured | 65.75% | 7,319 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,681,000 | 2,963 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $145,000 | 6,580 |
| Total equity capital | $19,626,000 | 3,199 |
| Total bank equity capital | $19,626,000 | 3,196 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $2,500,000 | 4,959 |
| Undivided profits | $16,126,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 5,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,954,000 | 1,538 |
| Earning assets | $216,747,000 | 2,702 |
| Long-term assets (5+ years) | $96,307,000 | 1,463 |
| Average Assets, year-to-date | $230,957,800 | 2,744 |
| Average Assets, quarterly | $234,289,500 | 2,738 |
| Volatile liabilities | $54,652,000 | 2,329 |
| Insider loans | $5,362,000 | 1,284 |
| FHLB advances | $5,281,000 | 2,897 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $20,982,000 | 2,461 |
| Tier 1 (core) risk-based capital | $19,801,000 | 3,059 |
| Tier 2 risk-based capital | $1,707,000 | 2,880 |
| Total risk weighted assets | $138,685,000 | 3,053 |
| Total unused commitments | $20,982,000 | 2,461 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 56 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $233,669,000 | 2,770 |
| Cash and due from depository institutions | $6,261,000 | 2,757 |
| Interest-bearing balances | $2,000 | 7,157 |
| Securities | $101,197,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 4,432 |
| Net loans & leases | $114,497,000 | 3,454 |
| Loan loss allowance | $1,478,000 | 3,894 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,145,000 | 1,711 |
| Other real estate owned | $418,000 | 2,757 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,150,000 | 3,697 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $233,669,000 | 2,770 |
| Total liabilities | $212,774,000 | 2,728 |
| Total deposits | $200,760,000 | 2,671 |
| Interest-bearing deposits | $167,074,000 | 2,776 |
| Deposits held in domestic offices | $200,760,000 | 2,668 |
| % insured | 63.57% | 7,360 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,918,000 | 2,263 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,096,000 | 3,336 |
| Total equity capital | $20,895,000 | 3,111 |
| Total bank equity capital | $20,895,000 | 3,111 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $2,500,000 | 5,006 |
| Undivided profits | $17,395,000 | 1,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 5,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,245,000 | 1,403 |
| Earning assets | $215,697,000 | 2,734 |
| Long-term assets (5+ years) | $103,540,000 | 1,327 |
| Average Assets, year-to-date | $229,969,750 | 2,784 |
| Average Assets, quarterly | $233,541,500 | 2,770 |
| Volatile liabilities | $60,463,000 | 2,222 |
| Insider loans | $5,198,000 | 1,376 |
| FHLB advances | $10,518,000 | 2,184 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $22,787,000 | 2,371 |
| Tier 1 (core) risk-based capital | $19,637,000 | 3,128 |
| Tier 2 risk-based capital | $1,478,000 | 3,272 |
| Total risk weighted assets | $140,795,000 | 3,062 |
| Total unused commitments | $22,787,000 | 2,376 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 52 | 2,972 |
| Assets and Liabilities | ||
| Total Assets: | $233,414,000 | 2,787 |
| Cash and due from depository institutions | $7,225,000 | 2,972 |
| Interest-bearing balances | $670,000 | 5,696 |
| Securities | $101,244,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $113,203,000 | 3,525 |
| Loan loss allowance | $1,491,000 | 3,861 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,263,000 | 1,711 |
| Other real estate owned | $566,000 | 2,972 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,913,000 | 3,841 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $233,414,000 | 2,787 |
| Total liabilities | $213,175,000 | 2,739 |
| Total deposits | $200,083,000 | 2,702 |
| Interest-bearing deposits | $169,404,000 | 2,765 |
| Deposits held in domestic offices | $200,083,000 | 2,700 |
| % insured | 62.43% | 7,466 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,325,000 | 2,208 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $767,000 | 3,972 |
| Total equity capital | $20,239,000 | 3,190 |
| Total bank equity capital | $20,239,000 | 3,190 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $2,500,000 | 5,033 |
| Undivided profits | $16,739,000 | 1,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 4,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,970,000 | 1,568 |
| Earning assets | $215,117,000 | 2,765 |
| Long-term assets (5+ years) | $97,016,000 | 1,404 |
| Average Assets, year-to-date | $228,736,670 | 2,829 |
| Average Assets, quarterly | $231,759,000 | 2,803 |
| Volatile liabilities | $60,356,000 | 2,243 |
| Insider loans | $5,450,000 | 1,328 |
| FHLB advances | $11,925,000 | 2,170 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,610,000 | 2,437 |
| Tier 1 (core) risk-based capital | $19,372,000 | 3,154 |
| Tier 2 risk-based capital | $1,491,000 | 3,264 |
| Total risk weighted assets | $140,067,000 | 3,109 |
| Total unused commitments | $22,610,000 | 2,441 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 57 | 2,781 |
| Assets and Liabilities | ||
| Total Assets: | $230,104,000 | 2,878 |
| Cash and due from depository institutions | $6,419,000 | 2,781 |
| Interest-bearing balances | $3,000 | 7,223 |
| Securities | $97,541,000 | 1,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $113,990,000 | 3,534 |
| Loan loss allowance | $1,417,000 | 4,010 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,369,000 | 1,716 |
| Other real estate owned | $645,000 | 2,781 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,140,000 | 3,801 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $230,105,000 | 2,878 |
| Total liabilities | $210,704,000 | 2,828 |
| Total deposits | $198,088,000 | 2,776 |
| Interest-bearing deposits | $168,767,000 | 2,811 |
| Deposits held in domestic offices | $198,088,000 | 2,774 |
| % insured | 63.50% | 7,523 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,185,000 | 2,337 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $431,000 | 5,168 |
| Total equity capital | $19,401,000 | 3,302 |
| Total bank equity capital | $19,401,000 | 3,302 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $2,500,000 | 5,100 |
| Undivided profits | $15,901,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 4,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,887,000 | 1,716 |
| Earning assets | $211,534,000 | 2,862 |
| Long-term assets (5+ years) | $98,038,000 | 1,397 |
| Average Assets, year-to-date | $226,398,000 | 2,911 |
| Average Assets, quarterly | $226,398,000 | 2,911 |
| Volatile liabilities | $60,383,000 | 2,324 |
| Insider loans | $4,913,000 | 1,517 |
| FHLB advances | $12,185,000 | 2,235 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,671,000 | 2,369 |
| Tier 1 (core) risk-based capital | $19,094,000 | 3,201 |
| Tier 2 risk-based capital | $1,417,000 | 3,418 |
| Total risk weighted assets | $138,673,000 | 3,183 |
| Total unused commitments | $24,671,000 | 2,374 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 54 | 2,958 |
| Assets and Liabilities | ||
| Total Assets: | $222,692,000 | 2,973 |
| Cash and due from depository institutions | $10,348,000 | 2,958 |
| Interest-bearing balances | $5,000 | 7,173 |
| Securities | $87,128,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $1,668,000 | 3,036 |
| Net loans & leases | $110,868,000 | 3,658 |
| Loan loss allowance | $1,453,000 | 3,936 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,427,000 | 1,732 |
| Other real estate owned | $515,000 | 2,958 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,738,000 | 3,582 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $222,692,000 | 2,973 |
| Total liabilities | $203,472,000 | 2,936 |
| Total deposits | $197,638,000 | 2,780 |
| Interest-bearing deposits | $168,831,000 | 2,786 |
| Deposits held in domestic offices | $197,638,000 | 2,778 |
| % insured | 60.94% | 7,653 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,303,000 | 3,584 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $531,000 | 4,762 |
| Total equity capital | $19,220,000 | 3,295 |
| Total bank equity capital | $19,220,000 | 3,295 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $2,500,000 | 5,140 |
| Undivided profits | $15,720,000 | 2,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 4,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,994,000 | 1,697 |
| Earning assets | $199,669,000 | 3,014 |
| Long-term assets (5+ years) | $91,452,000 | 1,490 |
| Average Assets, year-to-date | $216,808,200 | 2,988 |
| Average Assets, quarterly | $220,336,000 | 2,991 |
| Volatile liabilities | $50,649,000 | 2,713 |
| Insider loans | $6,162,000 | 1,259 |
| FHLB advances | $5,303,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,718,000 | 2,766 |
| Tier 1 (core) risk-based capital | $18,858,000 | 3,220 |
| Tier 2 risk-based capital | $1,452,000 | 3,377 |
| Total risk weighted assets | $135,354,000 | 3,302 |
| Total unused commitments | $19,718,000 | 2,768 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $217,980,000 | 3,032 |
| Cash and due from depository institutions | $7,057,000 | 2,976 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $87,089,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $112,414,000 | 3,673 |
| Loan loss allowance | $2,118,000 | 3,024 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,512,000 | 1,729 |
| Other real estate owned | $515,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,393,000 | 3,957 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $217,980,000 | 3,032 |
| Total liabilities | $197,899,000 | 2,999 |
| Total deposits | $180,438,000 | 3,001 |
| Interest-bearing deposits | $151,520,000 | 3,045 |
| Deposits held in domestic offices | $180,438,000 | 2,999 |
| % insured | 65.87% | 7,590 |
| Federal funds purchased & repurchase agreements | $3,998,000 | 1,616 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,808,000 | 2,650 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,655,000 | 2,711 |
| Total equity capital | $20,081,000 | 3,264 |
| Total bank equity capital | $20,081,000 | 3,264 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $2,500,000 | 5,172 |
| Undivided profits | $16,581,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,398,000 | 2,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,036,000 | 1,784 |
| Earning assets | $199,503,000 | 3,043 |
| Long-term assets (5+ years) | $87,601,000 | 1,534 |
| Average Assets, year-to-date | $215,337,250 | 3,021 |
| Average Assets, quarterly | $218,050,000 | 3,025 |
| Volatile liabilities | $58,328,000 | 2,421 |
| Insider loans | $6,754,000 | 1,150 |
| FHLB advances | $11,808,000 | 2,525 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,561,000 | 2,465 |
| Tier 1 (core) risk-based capital | $18,878,000 | 3,282 |
| Tier 2 risk-based capital | $1,711,000 | 2,988 |
| Total risk weighted assets | $136,485,000 | 3,305 |
| Total unused commitments | $24,561,000 | 2,468 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $218,120,000 | 3,029 |
| Cash and due from depository institutions | $5,946,000 | 2,879 |
| Interest-bearing balances | $6,000 | 7,170 |
| Securities | $89,037,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 5,067 |
| Net loans & leases | $112,473,000 | 3,691 |
| Loan loss allowance | $2,266,000 | 2,772 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,658,000 | 1,710 |
| Other real estate owned | $0 | 2,879 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,972,000 | 4,237 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $218,120,000 | 3,029 |
| Total liabilities | $199,103,000 | 2,990 |
| Total deposits | $184,649,000 | 2,935 |
| Interest-bearing deposits | $156,188,000 | 2,973 |
| Deposits held in domestic offices | $184,649,000 | 2,933 |
| % insured | 52.39% | 7,656 |
| Federal funds purchased & repurchase agreements | $1,480,000 | 2,184 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $11,813,000 | 2,724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,161,000 | 3,487 |
| Total equity capital | $19,017,000 | 3,398 |
| Total bank equity capital | $19,017,000 | 3,398 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $2,500,000 | 5,217 |
| Undivided profits | $15,517,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,964,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,934,000 | 1,804 |
| Earning assets | $201,550,000 | 3,010 |
| Long-term assets (5+ years) | $91,367,000 | 1,470 |
| Average Assets, year-to-date | $214,456,330 | 3,048 |
| Average Assets, quarterly | $217,512,500 | 3,032 |
| Volatile liabilities | $56,765,000 | 2,472 |
| Insider loans | $4,982,000 | 1,566 |
| FHLB advances | $11,813,000 | 2,600 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,941,000 | 2,120 |
| Tier 1 (core) risk-based capital | $18,849,000 | 3,320 |
| Tier 2 risk-based capital | $1,703,000 | 2,989 |
| Total risk weighted assets | $136,893,000 | 3,318 |
| Total unused commitments | $31,941,000 | 2,123 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $216,905,000 | 3,059 |
| Cash and due from depository institutions | $5,389,000 | 2,929 |
| Interest-bearing balances | $2,000 | 7,178 |
| Securities | $90,615,000 | 1,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $110,277,000 | 3,752 |
| Loan loss allowance | $2,249,000 | 2,727 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,809,000 | 1,682 |
| Other real estate owned | $0 | 2,929 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,815,000 | 4,365 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $216,905,000 | 3,059 |
| Total liabilities | $197,984,000 | 3,012 |
| Total deposits | $186,458,000 | 2,905 |
| Interest-bearing deposits | $156,317,000 | 2,964 |
| Deposits held in domestic offices | $186,458,000 | 2,903 |
| % insured | 54.17% | 7,620 |
| Federal funds purchased & repurchase agreements | $5,391,000 | 1,470 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,317,000 | 3,854 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $818,000 | 4,168 |
| Total equity capital | $18,921,000 | 3,442 |
| Total bank equity capital | $18,921,000 | 3,442 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $2,500,000 | 5,247 |
| Undivided profits | $15,421,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 3,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,840,000 | 1,908 |
| Earning assets | $200,894,000 | 3,045 |
| Long-term assets (5+ years) | $86,186,000 | 1,500 |
| Average Assets, year-to-date | $212,624,500 | 3,090 |
| Average Assets, quarterly | $212,624,500 | 3,090 |
| Volatile liabilities | $51,252,000 | 2,705 |
| Insider loans | $5,276,000 | 1,486 |
| FHLB advances | $5,317,000 | 3,710 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $30,479,000 | 2,264 |
| Tier 1 (core) risk-based capital | $18,748,000 | 3,345 |
| Tier 2 risk-based capital | $1,723,000 | 2,954 |
| Total risk weighted assets | $137,345,000 | 3,308 |
| Total unused commitments | $30,479,000 | 2,266 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 56 | 2,966 |
| Assets and Liabilities | ||
| Total Assets: | $208,344,000 | 3,141 |
| Cash and due from depository institutions | $7,010,000 | 2,966 |
| Interest-bearing balances | $6,000 | 6,883 |
| Securities | $75,724,000 | 1,612 |
| Federal funds sold & reverse repurchase agreements | $1,734,000 | 3,388 |
| Net loans & leases | $113,069,000 | 3,695 |
| Loan loss allowance | $2,103,000 | 2,797 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,946,000 | 1,643 |
| Other real estate owned | $0 | 2,966 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,861,000 | 4,382 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $208,344,000 | 3,141 |
| Total liabilities | $189,911,000 | 3,108 |
| Total deposits | $184,197,000 | 2,863 |
| Interest-bearing deposits | $158,028,000 | 2,879 |
| Deposits held in domestic offices | $184,197,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,324,000 | 4,069 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $390,000 | 5,861 |
| Total equity capital | $18,433,000 | 3,494 |
| Total bank equity capital | $18,433,000 | 3,494 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $2,500,000 | 5,252 |
| Undivided profits | $14,933,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 3,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,839,000 | 2,049 |
| Earning assets | $190,533,000 | 3,149 |
| Long-term assets (5+ years) | $74,671,000 | 1,673 |
| Average Assets, year-to-date | $202,635,000 | 3,109 |
| Average Assets, quarterly | $206,522,000 | 3,141 |
| Volatile liabilities | $44,396,000 | 2,992 |
| Insider loans | $5,511,000 | 1,453 |
| FHLB advances | $5,324,000 | 3,942 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $23,820,000 | 2,749 |
| Tier 1 (core) risk-based capital | $18,499,000 | 3,365 |
| Tier 2 risk-based capital | $1,708,000 | 2,951 |
| Total risk weighted assets | $136,224,000 | 3,349 |
| Total unused commitments | $23,820,000 | 2,751 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 56 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $204,700,000 | 3,159 |
| Cash and due from depository institutions | $6,914,000 | 2,985 |
| Interest-bearing balances | $5,000 | 6,606 |
| Securities | $74,888,000 | 1,577 |
| Federal funds sold & reverse repurchase agreements | $12,000 | 5,805 |
| Net loans & leases | $112,124,000 | 3,713 |
| Loan loss allowance | $1,765,000 | 2,998 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,786,000 | 1,669 |
| Other real estate owned | $0 | 2,985 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,976,000 | 4,348 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $204,700,000 | 3,159 |
| Total liabilities | $186,551,000 | 3,118 |
| Total deposits | $169,818,000 | 3,055 |
| Interest-bearing deposits | $143,144,000 | 3,088 |
| Deposits held in domestic offices | $169,818,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,870,000 | 1,794 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $11,327,000 | 3,011 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $536,000 | 5,319 |
| Total equity capital | $18,149,000 | 3,547 |
| Total bank equity capital | $18,149,000 | 3,547 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $2,500,000 | 5,278 |
| Undivided profits | $14,649,000 | 2,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,862,000 | 2,143 |
| Earning assets | $187,029,000 | 3,174 |
| Long-term assets (5+ years) | $82,796,000 | 1,504 |
| Average Assets, year-to-date | $201,207,750 | 3,125 |
| Average Assets, quarterly | $203,840,500 | 3,141 |
| Volatile liabilities | $52,519,000 | 2,567 |
| Insider loans | $5,593,000 | 1,423 |
| FHLB advances | $11,327,000 | 2,897 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,424,000 | 2,849 |
| Tier 1 (core) risk-based capital | $18,442,000 | 3,427 |
| Tier 2 risk-based capital | $1,679,000 | 2,899 |
| Total risk weighted assets | $134,227,000 | 3,372 |
| Total unused commitments | $24,424,000 | 2,851 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $202,981,000 | 3,176 |
| Cash and due from depository institutions | $14,504,000 | 3,233 |
| Interest-bearing balances | $5,976,000 | 1,073 |
| Securities | $76,995,000 | 1,565 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 5,918 |
| Net loans & leases | $101,596,000 | 3,970 |
| Loan loss allowance | $1,311,000 | 3,658 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,018,000 | 1,856 |
| Other real estate owned | $0 | 3,233 |
| Goodwill and other intangibles | $16,000 | 3,184 |
| All other assets | $2,848,000 | 4,389 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $202,981,000 | 3,176 |
| Total liabilities | $185,193,000 | 3,117 |
| Total deposits | $165,783,000 | 3,126 |
| Interest-bearing deposits | $140,556,000 | 3,121 |
| Deposits held in domestic offices | $165,783,000 | 3,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,570,000 | 1,510 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,331,000 | 2,898 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $509,000 | 5,396 |
| Total equity capital | $17,788,000 | 3,632 |
| Total bank equity capital | $17,788,000 | 3,632 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $2,500,000 | 5,296 |
| Undivided profits | $14,288,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,861,000 | 2,068 |
| Earning assets | $184,571,000 | 3,180 |
| Long-term assets (5+ years) | $74,895,000 | 1,636 |
| Average Assets, year-to-date | $200,043,670 | 3,150 |
| Average Assets, quarterly | $201,035,000 | 3,177 |
| Volatile liabilities | $55,032,000 | 2,470 |
| Insider loans | $4,952,000 | 1,595 |
| FHLB advances | $11,331,000 | 2,794 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,294,000 | 2,911 |
| Tier 1 (core) risk-based capital | $17,989,000 | 3,510 |
| Tier 2 risk-based capital | $1,311,000 | 3,456 |
| Total risk weighted assets | $122,473,000 | 3,630 |
| Total unused commitments | $24,294,000 | 2,912 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 54 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $199,089,000 | 3,206 |
| Cash and due from depository institutions | $6,610,000 | 3,145 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $81,693,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $4,984,000 | 3,215 |
| Net loans & leases | $97,792,000 | 4,014 |
| Loan loss allowance | $1,309,000 | 3,595 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,162,000 | 2,468 |
| Other real estate owned | $0 | 3,145 |
| Goodwill and other intangibles | $35,000 | 3,090 |
| All other assets | $2,813,000 | 4,348 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $199,089,000 | 3,206 |
| Total liabilities | $180,919,000 | 3,146 |
| Total deposits | $169,782,000 | 3,046 |
| Interest-bearing deposits | $141,116,000 | 3,135 |
| Deposits held in domestic offices | $169,782,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,336,000 | 2,848 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $801,000 | 4,543 |
| Total equity capital | $18,170,000 | 3,654 |
| Total bank equity capital | $18,170,000 | 3,654 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $2,500,000 | 5,286 |
| Undivided profits | $14,670,000 | 2,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,826,000 | 2,158 |
| Earning assets | $184,469,000 | 3,184 |
| Long-term assets (5+ years) | $75,154,000 | 1,569 |
| Average Assets, year-to-date | $198,575,000 | 3,181 |
| Average Assets, quarterly | $198,575,000 | 3,181 |
| Volatile liabilities | $40,150,000 | 3,104 |
| Insider loans | $4,691,000 | 1,659 |
| FHLB advances | $10,336,000 | 2,737 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $25,596,000 | 2,878 |
| Tier 1 (core) risk-based capital | $17,599,000 | 3,578 |
| Tier 2 risk-based capital | $1,309,000 | 3,417 |
| Total risk weighted assets | $116,864,000 | 3,697 |
| Total unused commitments | $25,596,000 | 2,880 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $198,061,000 | 3,173 |
| Cash and due from depository institutions | $6,844,000 | 3,047 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $74,565,000 | 1,587 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 6,017 |
| Net loans & leases | $109,714,000 | 3,680 |
| Loan loss allowance | $1,325,000 | 3,526 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,995,000 | 3,040 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $53,000 | 2,996 |
| All other assets | $2,835,000 | 4,367 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $198,061,000 | 3,173 |
| Total liabilities | $180,572,000 | 3,106 |
| Total deposits | $168,386,000 | 3,031 |
| Interest-bearing deposits | $144,738,000 | 3,011 |
| Deposits held in domestic offices | $168,386,000 | 3,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,327,000 | 2,624 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,340,000 | 2,679 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $519,000 | 5,572 |
| Total equity capital | $17,489,000 | 3,730 |
| Total bank equity capital | $17,489,000 | 3,730 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $2,500,000 | 5,289 |
| Undivided profits | $13,989,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,869,000 | 2,287 |
| Earning assets | $184,334,000 | 3,119 |
| Long-term assets (5+ years) | $65,485,000 | 1,631 |
| Average Assets, year-to-date | $188,194,800 | 3,198 |
| Average Assets, quarterly | $195,147,000 | 3,183 |
| Volatile liabilities | $39,336,000 | 3,125 |
| Insider loans | $5,448,000 | 1,407 |
| FHLB advances | $10,340,000 | 2,569 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,912,000 | 2,536 |
| Tier 1 (core) risk-based capital | $17,361,000 | 3,603 |
| Tier 2 risk-based capital | $1,325,000 | 3,348 |
| Total risk weighted assets | $126,247,000 | 3,487 |
| Total unused commitments | $30,912,000 | 2,537 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $192,233,000 | 3,211 |
| Cash and due from depository institutions | $5,790,000 | 3,036 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $75,711,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,191 |
| Net loans & leases | $104,349,000 | 3,767 |
| Loan loss allowance | $1,328,000 | 3,456 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,388,000 | 3,350 |
| Other real estate owned | $0 | 3,036 |
| Goodwill and other intangibles | $72,000 | 2,936 |
| All other assets | $2,922,000 | 4,365 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $192,233,000 | 3,211 |
| Total liabilities | $175,301,000 | 3,150 |
| Total deposits | $156,367,000 | 3,192 |
| Interest-bearing deposits | $132,368,000 | 3,225 |
| Deposits held in domestic offices | $156,367,000 | 3,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,685,000 | 1,634 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,344,000 | 2,330 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $905,000 | 4,307 |
| Total equity capital | $16,932,000 | 3,787 |
| Total bank equity capital | $16,932,000 | 3,787 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $2,500,000 | 5,260 |
| Undivided profits | $13,432,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 6,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,979,000 | 2,313 |
| Earning assets | $180,061,000 | 3,150 |
| Long-term assets (5+ years) | $65,135,000 | 1,595 |
| Average Assets, year-to-date | $185,728,250 | 3,227 |
| Average Assets, quarterly | $190,197,000 | 3,219 |
| Volatile liabilities | $44,873,000 | 2,808 |
| Insider loans | $4,451,000 | 1,663 |
| FHLB advances | $12,344,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $33,951,000 | 2,396 |
| Tier 1 (core) risk-based capital | $17,100,000 | 3,639 |
| Tier 2 risk-based capital | $1,328,000 | 3,317 |
| Total risk weighted assets | $119,884,000 | 3,580 |
| Total unused commitments | $33,951,000 | 2,396 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $188,161,000 | 3,271 |
| Cash and due from depository institutions | $5,225,000 | 3,128 |
| Interest-bearing balances | $602,000 | 2,918 |
| Securities | $77,614,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $99,612,000 | 3,889 |
| Loan loss allowance | $1,322,000 | 3,474 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,428,000 | 4,112 |
| Other real estate owned | $0 | 3,128 |
| Goodwill and other intangibles | $90,000 | 2,908 |
| All other assets | $3,192,000 | 4,103 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $188,161,000 | 3,271 |
| Total liabilities | $171,905,000 | 3,199 |
| Total deposits | $157,715,000 | 3,181 |
| Interest-bearing deposits | $135,317,000 | 3,171 |
| Deposits held in domestic offices | $157,715,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $662,000 | 2,879 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,099,000 | 2,173 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $429,000 | 5,956 |
| Total equity capital | $16,256,000 | 3,848 |
| Total bank equity capital | $16,256,000 | 3,848 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $2,500,000 | 5,267 |
| Undivided profits | $12,756,000 | 2,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,917,000 | 2,200 |
| Earning assets | $177,828,000 | 3,185 |
| Long-term assets (5+ years) | $67,308,000 | 1,532 |
| Average Assets, year-to-date | $183,560,000 | 3,281 |
| Average Assets, quarterly | $185,076,500 | 3,280 |
| Volatile liabilities | $43,300,000 | 2,854 |
| Insider loans | $3,476,000 | 2,053 |
| FHLB advances | $13,099,000 | 2,058 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $30,117,000 | 2,640 |
| Tier 1 (core) risk-based capital | $16,913,000 | 3,656 |
| Tier 2 risk-based capital | $1,322,000 | 3,331 |
| Total risk weighted assets | $116,215,000 | 3,646 |
| Total unused commitments | $30,117,000 | 2,640 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $181,992,000 | 3,356 |
| Cash and due from depository institutions | $6,474,000 | 3,006 |
| Interest-bearing balances | $600,000 | 3,000 |
| Securities | $81,983,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 6,761 |
| Net loans & leases | $88,766,000 | 4,170 |
| Loan loss allowance | $1,313,000 | 3,472 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,346,000 | 4,162 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $109,000 | 2,853 |
| All other assets | $2,312,000 | 4,778 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $181,992,000 | 3,356 |
| Total liabilities | $165,378,000 | 3,299 |
| Total deposits | $162,105,000 | 3,117 |
| Interest-bearing deposits | $135,621,000 | 3,154 |
| Deposits held in domestic offices | $162,105,000 | 3,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,846,000 | 2,140 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,103,000 | 4,683 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $324,000 | 6,519 |
| Total equity capital | $16,614,000 | 3,787 |
| Total bank equity capital | $16,614,000 | 3,787 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $2,500,000 | 5,254 |
| Undivided profits | $13,114,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,504,000 | 2,674 |
| Earning assets | $171,351,000 | 3,279 |
| Long-term assets (5+ years) | $66,789,000 | 1,515 |
| Average Assets, year-to-date | $181,259,500 | 3,336 |
| Average Assets, quarterly | $181,259,500 | 3,336 |
| Volatile liabilities | $39,924,000 | 2,976 |
| Insider loans | $5,728,000 | 1,262 |
| FHLB advances | $1,103,000 | 4,502 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,130,000 | 2,819 |
| Tier 1 (core) risk-based capital | $16,707,000 | 3,674 |
| Tier 2 risk-based capital | $1,313,000 | 3,321 |
| Total risk weighted assets | $105,587,000 | 3,857 |
| Total unused commitments | $27,130,000 | 2,821 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $180,527,000 | 3,331 |
| Cash and due from depository institutions | $7,540,000 | 3,101 |
| Interest-bearing balances | $1,105,000 | 2,381 |
| Securities | $81,031,000 | 1,500 |
| Federal funds sold & reverse repurchase agreements | $126,000 | 6,184 |
| Net loans & leases | $86,770,000 | 4,199 |
| Loan loss allowance | $1,306,000 | 3,475 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,257,000 | 4,226 |
| Other real estate owned | $0 | 3,101 |
| Goodwill and other intangibles | $128,000 | 2,802 |
| All other assets | $2,675,000 | 4,496 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $180,527,000 | 3,331 |
| Total liabilities | $164,260,000 | 3,292 |
| Total deposits | $161,695,000 | 3,087 |
| Interest-bearing deposits | $140,636,000 | 3,013 |
| Deposits held in domestic offices | $161,695,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,208,000 | 4,380 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $357,000 | 6,276 |
| Total equity capital | $16,267,000 | 3,775 |
| Total bank equity capital | $16,267,000 | 3,775 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $2,500,000 | 5,239 |
| Undivided profits | $12,767,000 | 2,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,651,000 | 2,540 |
| Earning assets | $169,032,000 | 3,271 |
| Long-term assets (5+ years) | $63,122,000 | 1,579 |
| Average Assets, year-to-date | $169,622,200 | 3,391 |
| Average Assets, quarterly | $175,745,000 | 3,376 |
| Volatile liabilities | $44,872,000 | 2,868 |
| Insider loans | $6,001,000 | 1,198 |
| FHLB advances | $2,208,000 | 4,215 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,244,000 | 2,703 |
| Tier 1 (core) risk-based capital | $16,581,000 | 3,626 |
| Tier 2 risk-based capital | $1,300,000 | 3,339 |
| Total risk weighted assets | $103,967,000 | 3,874 |
| Total unused commitments | $28,244,000 | 2,703 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $170,963,000 | 3,457 |
| Cash and due from depository institutions | $4,547,000 | 3,252 |
| Interest-bearing balances | $1,102,000 | 2,306 |
| Securities | $83,273,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $78,553,000 | 4,469 |
| Loan loss allowance | $1,305,000 | 3,488 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,905,000 | 4,588 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $146,000 | 2,757 |
| All other assets | $2,539,000 | 4,659 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $170,963,000 | 3,457 |
| Total liabilities | $154,866,000 | 3,418 |
| Total deposits | $142,800,000 | 3,402 |
| Interest-bearing deposits | $122,186,000 | 3,346 |
| Deposits held in domestic offices | $142,800,000 | 3,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,427,000 | 2,247 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,212,000 | 2,781 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $427,000 | 5,952 |
| Total equity capital | $16,097,000 | 3,783 |
| Total bank equity capital | $16,097,000 | 3,783 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $2,500,000 | 5,233 |
| Undivided profits | $12,597,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,549,000 | 2,710 |
| Earning assets | $162,928,000 | 3,356 |
| Long-term assets (5+ years) | $62,836,000 | 1,568 |
| Average Assets, year-to-date | $166,896,000 | 3,451 |
| Average Assets, quarterly | $168,078,000 | 3,472 |
| Volatile liabilities | $44,037,000 | 2,888 |
| Insider loans | $5,045,000 | 1,412 |
| FHLB advances | $9,212,000 | 2,648 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $25,875,000 | 2,879 |
| Tier 1 (core) risk-based capital | $16,356,000 | 3,646 |
| Tier 2 risk-based capital | $1,218,000 | 3,471 |
| Total risk weighted assets | $97,325,000 | 4,031 |
| Total unused commitments | $25,875,000 | 2,880 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $165,193,000 | 3,520 |
| Cash and due from depository institutions | $6,620,000 | 3,250 |
| Interest-bearing balances | $1,122,000 | 2,327 |
| Securities | $85,463,000 | 1,419 |
| Federal funds sold & reverse repurchase agreements | $19,000 | 5,817 |
| Net loans & leases | $68,210,000 | 4,817 |
| Loan loss allowance | $1,331,000 | 3,412 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,643,000 | 4,908 |
| Other real estate owned | $0 | 3,250 |
| Goodwill and other intangibles | $165,000 | 2,704 |
| All other assets | $3,073,000 | 4,130 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $165,193,000 | 3,520 |
| Total liabilities | $150,388,000 | 3,473 |
| Total deposits | $139,487,000 | 3,425 |
| Interest-bearing deposits | $119,687,000 | 3,373 |
| Deposits held in domestic offices | $139,487,000 | 3,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,916,000 | 1,914 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,716,000 | 3,273 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $269,000 | 6,696 |
| Total equity capital | $14,805,000 | 3,930 |
| Total bank equity capital | $14,805,000 | 3,930 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $2,500,000 | 5,216 |
| Undivided profits | $11,305,000 | 2,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,435,000 | 2,608 |
| Earning assets | $154,814,000 | 3,452 |
| Long-term assets (5+ years) | $56,291,000 | 1,678 |
| Average Assets, year-to-date | $165,540,330 | 3,468 |
| Average Assets, quarterly | $163,919,500 | 3,510 |
| Volatile liabilities | $40,517,000 | 3,015 |
| Insider loans | $5,611,000 | 1,229 |
| FHLB advances | $6,716,000 | 3,123 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,789,000 | 2,897 |
| Tier 1 (core) risk-based capital | $13,160,000 | 4,312 |
| Tier 2 risk-based capital | $1,145,000 | 3,593 |
| Total risk weighted assets | $91,412,000 | 4,156 |
| Total unused commitments | $25,789,000 | 2,898 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $162,646,000 | 3,529 |
| Cash and due from depository institutions | $5,424,000 | 3,344 |
| Interest-bearing balances | $1,157,000 | 2,424 |
| Securities | $86,415,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $43,000 | 6,222 |
| Net loans & leases | $65,550,000 | 4,876 |
| Loan loss allowance | $1,311,000 | 3,426 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,628,000 | 3,735 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $184,000 | 2,637 |
| All other assets | $2,402,000 | 4,621 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $162,646,000 | 3,529 |
| Total liabilities | $147,147,000 | 3,497 |
| Total deposits | $142,123,000 | 3,339 |
| Interest-bearing deposits | $121,498,000 | 3,307 |
| Deposits held in domestic offices | $142,123,000 | 3,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,907,000 | 2,252 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,719,000 | 4,310 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $398,000 | 5,741 |
| Total equity capital | $15,499,000 | 3,745 |
| Total bank equity capital | $15,499,000 | 3,745 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $2,500,000 | 5,150 |
| Undivided profits | $11,999,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 967 |
| Income earned, not collected on loans | $1,218,000 | 2,897 |
| Earning assets | $153,165,000 | 3,467 |
| Long-term assets (5+ years) | $54,044,000 | 1,686 |
| Average Assets, year-to-date | $165,714,000 | 3,467 |
| Average Assets, quarterly | $165,714,000 | 3,467 |
| Volatile liabilities | $36,269,000 | 3,126 |
| Insider loans | $4,685,000 | 1,455 |
| FHLB advances | $2,719,000 | 4,166 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,025,000 | 2,693 |
| Tier 1 (core) risk-based capital | $16,029,000 | 3,601 |
| Tier 2 risk-based capital | $1,126,000 | 3,615 |
| Total risk weighted assets | $92,475,000 | 4,079 |
| Total unused commitments | $28,025,000 | 2,696 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $168,782,000 | 3,413 |
| Cash and due from depository institutions | $5,996,000 | 3,204 |
| Interest-bearing balances | $1,156,000 | 2,492 |
| Securities | $84,206,000 | 1,457 |
| Federal funds sold & reverse repurchase agreements | $2,090,000 | 3,923 |
| Net loans & leases | $71,378,000 | 4,608 |
| Loan loss allowance | $1,307,000 | 3,393 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,602,000 | 3,744 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $202,000 | 2,592 |
| All other assets | $2,308,000 | 4,735 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $168,782,000 | 3,413 |
| Total liabilities | $153,365,000 | 3,367 |
| Total deposits | $148,245,000 | 3,207 |
| Interest-bearing deposits | $128,857,000 | 3,095 |
| Deposits held in domestic offices | $148,245,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,873,000 | 3,747 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $247,000 | 6,728 |
| Total equity capital | $15,417,000 | 3,737 |
| Total bank equity capital | $15,417,000 | 3,737 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $2,500,000 | 5,135 |
| Undivided profits | $11,917,000 | 2,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 614 |
| Income earned, not collected on loans | $1,255,000 | 2,835 |
| Earning assets | $158,830,000 | 3,325 |
| Long-term assets (5+ years) | $50,820,000 | 1,751 |
| Average Assets, year-to-date | $166,719,600 | 3,309 |
| Average Assets, quarterly | $167,629,000 | 3,400 |
| Volatile liabilities | $34,301,000 | 3,173 |
| Insider loans | $4,032,000 | 1,660 |
| FHLB advances | $4,873,000 | 3,600 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,814,000 | 3,238 |
| Tier 1 (core) risk-based capital | $15,802,000 | 3,595 |
| Tier 2 risk-based capital | $1,164,000 | 3,509 |
| Total risk weighted assets | $92,952,000 | 4,049 |
| Total unused commitments | $20,814,000 | 3,238 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $166,476,000 | 3,405 |
| Cash and due from depository institutions | $5,188,000 | 3,234 |
| Interest-bearing balances | $1,149,000 | 2,538 |
| Securities | $86,868,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $145,000 | 5,654 |
| Net loans & leases | $69,093,000 | 4,673 |
| Loan loss allowance | $1,333,000 | 3,318 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,609,000 | 3,721 |
| Other real estate owned | $0 | 3,234 |
| Goodwill and other intangibles | $221,000 | 2,535 |
| All other assets | $2,352,000 | 4,649 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $166,476,000 | 3,405 |
| Total liabilities | $150,983,000 | 3,365 |
| Total deposits | $135,002,000 | 3,405 |
| Interest-bearing deposits | $115,481,000 | 3,332 |
| Deposits held in domestic offices | $135,002,000 | 3,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,750,000 | 1,516 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,876,000 | 2,755 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $355,000 | 6,021 |
| Total equity capital | $15,493,000 | 3,678 |
| Total bank equity capital | $15,493,000 | 3,678 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $2,500,000 | 5,096 |
| Undivided profits | $11,993,000 | 2,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 633 |
| Income earned, not collected on loans | $1,414,000 | 2,463 |
| Earning assets | $157,255,000 | 3,316 |
| Long-term assets (5+ years) | $47,058,000 | 1,843 |
| Average Assets, year-to-date | $166,204,000 | 3,306 |
| Average Assets, quarterly | $165,584,000 | 3,379 |
| Volatile liabilities | $46,222,000 | 2,530 |
| Insider loans | $3,272,000 | 1,959 |
| FHLB advances | $9,876,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,028,000 | 2,905 |
| Tier 1 (core) risk-based capital | $15,628,000 | 3,576 |
| Tier 2 risk-based capital | $1,159,000 | 3,490 |
| Total risk weighted assets | $92,508,000 | 4,016 |
| Total unused commitments | $24,028,000 | 2,908 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 55 | 3,078 |
| Assets and Liabilities | ||
| Total Assets: | $164,692,000 | 3,369 |
| Cash and due from depository institutions | $5,178,000 | 3,078 |
| Interest-bearing balances | $1,518,000 | 2,271 |
| Securities | $93,091,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $546,000 | 4,886 |
| Net loans & leases | $60,761,000 | 4,998 |
| Loan loss allowance | $1,331,000 | 3,273 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,688,000 | 3,596 |
| Other real estate owned | $0 | 3,078 |
| Goodwill and other intangibles | $240,000 | 2,497 |
| All other assets | $2,188,000 | 4,666 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $164,692,000 | 3,369 |
| Total liabilities | $149,224,000 | 3,333 |
| Total deposits | $141,586,000 | 3,225 |
| Interest-bearing deposits | $121,989,000 | 3,139 |
| Deposits held in domestic offices | $141,586,000 | 3,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 2,247 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,880,000 | 3,715 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $458,000 | 5,098 |
| Total equity capital | $15,468,000 | 3,636 |
| Total bank equity capital | $15,468,000 | 3,636 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $2,500,000 | 5,073 |
| Undivided profits | $11,968,000 | 2,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 3,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 621 |
| Income earned, not collected on loans | $1,461,000 | 2,164 |
| Earning assets | $155,916,000 | 3,271 |
| Long-term assets (5+ years) | $47,905,000 | 1,840 |
| Average Assets, year-to-date | $166,113,330 | 3,286 |
| Average Assets, quarterly | $164,711,000 | 3,333 |
| Volatile liabilities | $37,526,000 | 2,804 |
| Insider loans | $3,362,000 | 1,849 |
| FHLB advances | $4,880,000 | 3,579 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $25,813,000 | 2,696 |
| Tier 1 (core) risk-based capital | $15,209,000 | 3,579 |
| Tier 2 risk-based capital | $1,083,000 | 3,603 |
| Total risk weighted assets | $86,410,000 | 4,150 |
| Total unused commitments | $25,813,000 | 2,697 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $164,730,000 | 3,346 |
| Cash and due from depository institutions | $5,236,000 | 3,054 |
| Interest-bearing balances | $1,527,000 | 2,295 |
| Securities | $92,740,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $794,000 | 5,289 |
| Net loans & leases | $60,839,000 | 4,956 |
| Loan loss allowance | $1,344,000 | 3,266 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,740,000 | 3,529 |
| Other real estate owned | $0 | 3,054 |
| Goodwill and other intangibles | $258,000 | 2,463 |
| All other assets | $2,123,000 | 4,730 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $164,730,000 | 3,346 |
| Total liabilities | $149,374,000 | 3,329 |
| Total deposits | $144,156,000 | 3,162 |
| Interest-bearing deposits | $124,674,000 | 3,096 |
| Deposits held in domestic offices | $144,156,000 | 3,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,883,000 | 3,620 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $335,000 | 5,784 |
| Total equity capital | $15,356,000 | 3,585 |
| Total bank equity capital | $15,356,000 | 3,585 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $2,500,000 | 5,084 |
| Undivided profits | $11,856,000 | 2,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,709,000 | 959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $547,000 | 298 |
| Income earned, not collected on loans | $1,188,000 | 2,585 |
| Earning assets | $155,900,000 | 3,268 |
| Long-term assets (5+ years) | $46,672,000 | 1,929 |
| Average Assets, year-to-date | $166,824,000 | 3,298 |
| Average Assets, quarterly | $166,824,000 | 3,298 |
| Volatile liabilities | $32,975,000 | 3,001 |
| Insider loans | $4,136,000 | 1,501 |
| FHLB advances | $4,883,000 | 3,485 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,853,000 | 2,643 |
| Tier 1 (core) risk-based capital | $15,529,000 | 3,464 |
| Tier 2 risk-based capital | $1,081,000 | 3,624 |
| Total risk weighted assets | $86,229,000 | 4,104 |
| Total unused commitments | $25,853,000 | 2,648 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $168,918,000 | 3,270 |
| Cash and due from depository institutions | $6,626,000 | 3,021 |
| Interest-bearing balances | $1,541,000 | 2,335 |
| Securities | $85,271,000 | 1,493 |
| Federal funds sold & reverse repurchase agreements | $6,296,000 | 1,805 |
| Net loans & leases | $65,629,000 | 4,703 |
| Loan loss allowance | $1,329,000 | 3,252 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,776,000 | 3,484 |
| Other real estate owned | $0 | 3,021 |
| Goodwill and other intangibles | $277,000 | 2,427 |
| All other assets | $2,043,000 | 4,798 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $168,918,000 | 3,270 |
| Total liabilities | $153,439,000 | 3,246 |
| Total deposits | $147,058,000 | 3,097 |
| Interest-bearing deposits | $128,168,000 | 3,012 |
| Deposits held in domestic offices | $147,058,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,777,000 | 3,368 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $604,000 | 4,282 |
| Total equity capital | $15,479,000 | 3,544 |
| Total bank equity capital | $15,479,000 | 3,544 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $2,500,000 | 5,061 |
| Undivided profits | $11,979,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,561,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $366,000 | 391 |
| Income earned, not collected on loans | $1,181,000 | 2,570 |
| Earning assets | $158,737,000 | 3,204 |
| Long-term assets (5+ years) | $42,725,000 | 2,079 |
| Average Assets, year-to-date | $167,705,200 | 3,167 |
| Average Assets, quarterly | $164,998,500 | 3,302 |
| Volatile liabilities | $31,912,000 | 3,017 |
| Insider loans | $4,643,000 | 1,314 |
| FHLB advances | $5,777,000 | 3,214 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,587,000 | 3,187 |
| Tier 1 (core) risk-based capital | $15,121,000 | 3,501 |
| Tier 2 risk-based capital | $1,123,000 | 3,503 |
| Total risk weighted assets | $89,614,000 | 3,978 |
| Total unused commitments | $18,587,000 | 3,187 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $161,079,000 | 3,364 |
| Cash and due from depository institutions | $5,840,000 | 3,072 |
| Interest-bearing balances | $1,481,000 | 2,455 |
| Securities | $88,921,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $481,000 | 5,180 |
| Net loans & leases | $61,191,000 | 4,909 |
| Loan loss allowance | $2,101,000 | 2,196 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,327,000 | 3,874 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $295,000 | 2,357 |
| All other assets | $2,024,000 | 4,812 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $161,079,000 | 3,364 |
| Total liabilities | $145,121,000 | 3,372 |
| Total deposits | $134,836,000 | 3,309 |
| Interest-bearing deposits | $117,373,000 | 3,195 |
| Deposits held in domestic offices | $134,836,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 3,023 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,780,000 | 2,794 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $785,000 | 3,757 |
| Total equity capital | $15,958,000 | 3,452 |
| Total bank equity capital | $15,958,000 | 3,452 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $2,500,000 | 5,042 |
| Undivided profits | $12,458,000 | 2,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,851,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $452,000 | 363 |
| Income earned, not collected on loans | $1,255,000 | 2,475 |
| Earning assets | $152,074,000 | 3,282 |
| Long-term assets (5+ years) | $39,633,000 | 2,224 |
| Average Assets, year-to-date | $167,402,000 | 3,170 |
| Average Assets, quarterly | $163,858,000 | 3,275 |
| Volatile liabilities | $36,538,000 | 2,672 |
| Insider loans | $3,675,000 | 1,603 |
| FHLB advances | $8,780,000 | 2,661 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,562,000 | 3,389 |
| Tier 1 (core) risk-based capital | $15,266,000 | 3,458 |
| Tier 2 risk-based capital | $1,071,000 | 3,597 |
| Total risk weighted assets | $84,677,000 | 4,106 |
| Total unused commitments | $16,562,000 | 3,392 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $166,637,000 | 3,244 |
| Cash and due from depository institutions | $6,051,000 | 2,954 |
| Interest-bearing balances | $1,151,000 | 2,693 |
| Securities | $95,067,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $495,000 | 5,072 |
| Net loans & leases | $60,069,000 | 4,917 |
| Loan loss allowance | $2,079,000 | 2,202 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,344,000 | 3,825 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $314,000 | 2,322 |
| All other assets | $2,297,000 | 4,453 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $166,637,000 | 3,244 |
| Total liabilities | $151,341,000 | 3,219 |
| Total deposits | $139,184,000 | 3,183 |
| Interest-bearing deposits | $122,144,000 | 3,076 |
| Deposits held in domestic offices | $139,184,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,782,000 | 1,673 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,783,000 | 3,125 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $592,000 | 4,148 |
| Total equity capital | $15,296,000 | 3,473 |
| Total bank equity capital | $15,296,000 | 3,473 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $2,500,000 | 5,042 |
| Undivided profits | $11,796,000 | 2,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,922,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $483,000 | 345 |
| Income earned, not collected on loans | $1,180,000 | 2,515 |
| Earning assets | $156,782,000 | 3,171 |
| Long-term assets (5+ years) | $37,687,000 | 2,382 |
| Average Assets, year-to-date | $169,509,670 | 3,148 |
| Average Assets, quarterly | $166,911,000 | 3,214 |
| Volatile liabilities | $37,235,000 | 2,569 |
| Insider loans | $4,122,000 | 1,396 |
| FHLB advances | $6,783,000 | 2,989 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,907,000 | 3,110 |
| Tier 1 (core) risk-based capital | $15,181,000 | 3,431 |
| Tier 2 risk-based capital | $1,072,000 | 3,553 |
| Total risk weighted assets | $84,749,000 | 4,051 |
| Total unused commitments | $18,907,000 | 3,114 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $167,185,000 | 3,207 |
| Cash and due from depository institutions | $5,997,000 | 2,994 |
| Interest-bearing balances | $1,178,000 | 2,884 |
| Securities | $95,007,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $2,256,000 | 4,401 |
| Net loans & leases | $59,463,000 | 4,886 |
| Loan loss allowance | $2,055,000 | 2,210 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,399,000 | 3,748 |
| Other real estate owned | $10,000 | 2,994 |
| Goodwill and other intangibles | $333,000 | 2,282 |
| All other assets | $1,720,000 | 5,023 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,185,000 | 3,207 |
| Total liabilities | $151,197,000 | 3,188 |
| Total deposits | $142,757,000 | 3,097 |
| Interest-bearing deposits | $124,601,000 | 3,031 |
| Deposits held in domestic offices | $142,757,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,786,000 | 2,808 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $654,000 | 4,219 |
| Total equity capital | $15,988,000 | 3,403 |
| Total bank equity capital | $15,988,000 | 3,403 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $2,500,000 | 5,021 |
| Undivided profits | $12,488,000 | 2,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,546,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,039,000 | 2,783 |
| Earning assets | $157,904,000 | 3,128 |
| Long-term assets (5+ years) | $32,810,000 | 2,590 |
| Average Assets, year-to-date | $170,946,000 | 3,121 |
| Average Assets, quarterly | $170,946,000 | 3,121 |
| Volatile liabilities | $33,991,000 | 2,696 |
| Insider loans | $4,287,000 | 1,326 |
| FHLB advances | $7,786,000 | 2,684 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,943,000 | 2,590 |
| Tier 1 (core) risk-based capital | $14,781,000 | 3,464 |
| Tier 2 risk-based capital | $1,055,000 | 3,547 |
| Total risk weighted assets | $83,380,000 | 4,048 |
| Total unused commitments | $23,943,000 | 2,598 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $174,707,000 | 3,096 |
| Cash and due from depository institutions | $6,295,000 | 3,010 |
| Interest-bearing balances | $1,159,000 | 2,763 |
| Securities | $93,904,000 | 1,432 |
| Federal funds sold & reverse repurchase agreements | $2,362,000 | 3,726 |
| Net loans & leases | $67,165,000 | 4,511 |
| Loan loss allowance | $2,036,000 | 2,224 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,394,000 | 3,737 |
| Other real estate owned | $10,000 | 3,010 |
| Goodwill and other intangibles | $491,000 | 2,051 |
| All other assets | $2,086,000 | 4,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,707,000 | 3,096 |
| Total liabilities | $158,227,000 | 3,079 |
| Total deposits | $149,045,000 | 2,968 |
| Interest-bearing deposits | $131,446,000 | 2,893 |
| Deposits held in domestic offices | $149,045,000 | 2,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,789,000 | 2,631 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $393,000 | 5,380 |
| Total equity capital | $16,480,000 | 3,240 |
| Total bank equity capital | $16,480,000 | 3,240 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $2,500,000 | 5,004 |
| Undivided profits | $12,980,000 | 2,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,351,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $483,000 | 368 |
| Income earned, not collected on loans | $1,212,000 | 2,490 |
| Earning assets | $164,590,000 | 3,029 |
| Long-term assets (5+ years) | $25,859,000 | 3,092 |
| Average Assets, year-to-date | $163,501,600 | 3,165 |
| Average Assets, quarterly | $172,680,500 | 3,101 |
| Volatile liabilities | $34,173,000 | 2,653 |
| Insider loans | $4,033,000 | 1,367 |
| FHLB advances | $8,789,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,599,000 | 3,476 |
| Tier 1 (core) risk-based capital | $15,431,000 | 3,294 |
| Tier 2 risk-based capital | $1,166,000 | 3,273 |
| Total risk weighted assets | $92,433,000 | 3,736 |
| Total unused commitments | $14,599,000 | 3,478 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $170,654,000 | 3,142 |
| Cash and due from depository institutions | $6,172,000 | 3,026 |
| Interest-bearing balances | $1,126,000 | 2,942 |
| Securities | $96,062,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $63,064,000 | 4,685 |
| Loan loss allowance | $2,277,000 | 2,008 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,377,000 | 3,735 |
| Other real estate owned | $31,000 | 3,026 |
| Goodwill and other intangibles | $509,000 | 2,007 |
| All other assets | $2,439,000 | 4,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,654,000 | 3,142 |
| Total liabilities | $154,903,000 | 3,120 |
| Total deposits | $143,865,000 | 3,076 |
| Interest-bearing deposits | $124,022,000 | 3,036 |
| Deposits held in domestic offices | $143,865,000 | 3,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,254 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,792,000 | 2,594 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $446,000 | 5,357 |
| Total equity capital | $15,751,000 | 3,360 |
| Total bank equity capital | $15,751,000 | 3,360 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $2,500,000 | 4,976 |
| Undivided profits | $12,251,000 | 2,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,692,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $528,000 | 358 |
| Income earned, not collected on loans | $1,293,000 | 2,432 |
| Earning assets | $160,252,000 | 3,083 |
| Long-term assets (5+ years) | $28,519,000 | 2,881 |
| Average Assets, year-to-date | $160,700,250 | 3,229 |
| Average Assets, quarterly | $163,427,500 | 3,226 |
| Volatile liabilities | $35,099,000 | 2,558 |
| Insider loans | $2,607,000 | 2,077 |
| FHLB advances | $8,792,000 | 2,458 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,909,000 | 3,171 |
| Tier 1 (core) risk-based capital | $14,723,000 | 3,416 |
| Tier 2 risk-based capital | $1,128,000 | 3,335 |
| Total risk weighted assets | $89,106,000 | 3,826 |
| Total unused commitments | $16,909,000 | 3,174 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $156,201,000 | 3,344 |
| Cash and due from depository institutions | $6,262,000 | 3,106 |
| Interest-bearing balances | $1,146,000 | 3,086 |
| Securities | $86,300,000 | 1,476 |
| Federal funds sold & reverse repurchase agreements | $1,272,000 | 5,496 |
| Net loans & leases | $57,675,000 | 4,924 |
| Loan loss allowance | $2,238,000 | 2,009 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,366,000 | 3,711 |
| Other real estate owned | $150,000 | 3,106 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,176,000 | 4,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,201,000 | 3,344 |
| Total liabilities | $140,295,000 | 3,343 |
| Total deposits | $133,026,000 | 3,264 |
| Interest-bearing deposits | $118,212,000 | 3,118 |
| Deposits held in domestic offices | $133,026,000 | 3,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,890,000 | 2,860 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $379,000 | 5,871 |
| Total equity capital | $15,906,000 | 3,331 |
| Total bank equity capital | $15,906,000 | 3,331 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $2,500,000 | 4,950 |
| Undivided profits | $12,406,000 | 2,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,599,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $517,000 | 388 |
| Income earned, not collected on loans | $1,246,000 | 2,411 |
| Earning assets | $146,393,000 | 3,284 |
| Long-term assets (5+ years) | $29,662,000 | 2,675 |
| Average Assets, year-to-date | $157,382,330 | 3,273 |
| Average Assets, quarterly | $156,528,500 | 3,305 |
| Volatile liabilities | $30,144,000 | 2,823 |
| Insider loans | $4,247,000 | 1,271 |
| FHLB advances | $6,890,000 | 2,709 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,931,000 | 3,214 |
| Tier 1 (core) risk-based capital | $15,049,000 | 3,306 |
| Tier 2 risk-based capital | $1,014,000 | 3,588 |
| Total risk weighted assets | $79,913,000 | 4,104 |
| Total unused commitments | $15,931,000 | 3,226 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $156,856,000 | 3,301 |
| Cash and due from depository institutions | $6,078,000 | 3,006 |
| Interest-bearing balances | $1,153,000 | 3,053 |
| Securities | $85,207,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $61,003,000 | 4,705 |
| Loan loss allowance | $2,081,000 | 2,097 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,452,000 | 3,593 |
| Other real estate owned | $174,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,942,000 | 4,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,856,000 | 3,301 |
| Total liabilities | $141,123,000 | 3,292 |
| Total deposits | $132,655,000 | 3,229 |
| Interest-bearing deposits | $116,492,000 | 3,160 |
| Deposits held in domestic offices | $132,655,000 | 3,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,253 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,890,000 | 2,774 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $378,000 | 5,942 |
| Total equity capital | $15,733,000 | 3,304 |
| Total bank equity capital | $15,733,000 | 3,304 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $2,500,000 | 4,930 |
| Undivided profits | $12,233,000 | 2,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,651,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,141,000 | 2,683 |
| Earning assets | $147,363,000 | 3,235 |
| Long-term assets (5+ years) | $19,363,000 | 3,450 |
| Average Assets, year-to-date | $157,973,000 | 3,260 |
| Average Assets, quarterly | $157,973,000 | 3,260 |
| Volatile liabilities | $31,890,000 | 2,668 |
| Insider loans | $4,903,000 | 1,078 |
| FHLB advances | $6,890,000 | 2,632 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,689,000 | 3,482 |
| Tier 1 (core) risk-based capital | $14,956,000 | 3,281 |
| Tier 2 risk-based capital | $1,070,000 | 3,370 |
| Total risk weighted assets | $84,595,000 | 3,893 |
| Total unused commitments | $13,689,000 | 3,494 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $159,090,000 | 3,231 |
| Cash and due from depository institutions | $10,903,000 | 3,011 |
| Interest-bearing balances | $1,165,000 | 2,941 |
| Securities | $73,378,000 | 1,677 |
| Federal funds sold & reverse repurchase agreements | $4,035,000 | 3,267 |
| Net loans & leases | $65,880,000 | 4,476 |
| Loan loss allowance | $2,003,000 | 2,135 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,519,000 | 3,502 |
| Other real estate owned | $166,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,209,000 | 4,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,090,000 | 3,231 |
| Total liabilities | $143,406,000 | 3,217 |
| Total deposits | $136,082,000 | 3,122 |
| Interest-bearing deposits | $119,767,000 | 3,027 |
| Deposits held in domestic offices | $136,082,000 | 3,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,890,000 | 2,806 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $434,000 | 5,632 |
| Total equity capital | $15,684,000 | 3,267 |
| Total bank equity capital | $15,684,000 | 3,267 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $2,500,000 | 4,887 |
| Undivided profits | $12,184,000 | 2,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,360,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $549,000 | 344 |
| Income earned, not collected on loans | $1,467,000 | 2,150 |
| Earning assets | $144,458,000 | 3,250 |
| Long-term assets (5+ years) | $22,320,000 | 3,115 |
| Average Assets, year-to-date | $151,939,400 | 3,219 |
| Average Assets, quarterly | $152,910,500 | 3,297 |
| Volatile liabilities | $33,948,000 | 2,538 |
| Insider loans | $5,069,000 | 1,010 |
| FHLB advances | $6,890,000 | 2,642 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,626,000 | 3,928 |
| Tier 1 (core) risk-based capital | $14,813,000 | 3,236 |
| Tier 2 risk-based capital | $1,094,000 | 3,274 |
| Total risk weighted assets | $86,618,000 | 3,790 |
| Total unused commitments | $10,626,000 | 3,932 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $152,869,000 | 3,222 |
| Cash and due from depository institutions | $7,679,000 | 2,784 |
| Interest-bearing balances | $218,000 | 4,369 |
| Securities | $70,270,000 | 1,592 |
| Federal funds sold & reverse repurchase agreements | $6,723,000 | 2,160 |
| Net loans & leases | $63,254,000 | 4,491 |
| Loan loss allowance | $2,003,000 | 1,994 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,683,000 | 3,261 |
| Other real estate owned | $150,000 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,110,000 | 4,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,869,000 | 3,222 |
| Total liabilities | $137,688,000 | 3,212 |
| Total deposits | $135,645,000 | 2,989 |
| Interest-bearing deposits | $120,875,000 | 2,883 |
| Deposits held in domestic offices | $135,645,000 | 2,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,600,000 | 4,331 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $443,000 | 5,772 |
| Total equity capital | $15,181,000 | 3,167 |
| Total bank equity capital | $15,181,000 | 3,167 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $2,500,000 | 4,833 |
| Undivided profits | $11,681,000 | 2,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 4,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,600,000 | 2,125 |
| Earning assets | $140,465,000 | 3,197 |
| Long-term assets (5+ years) | $32,544,000 | 2,349 |
| Average Assets, year-to-date | $143,227,000 | 3,260 |
| Average Assets, quarterly | $147,496,500 | 3,280 |
| Volatile liabilities | $27,986,000 | 2,871 |
| Insider loans | $5,377,000 | 891 |
| FHLB advances | $1,600,000 | 4,089 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,493,000 | 3,434 |
| Tier 1 (core) risk-based capital | $14,407,000 | 3,180 |
| Tier 2 risk-based capital | $1,063,000 | 3,209 |
| Total risk weighted assets | $84,073,000 | 3,739 |
| Total unused commitments | $12,493,000 | 3,442 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $148,477,000 | 3,185 |
| Cash and due from depository institutions | $8,628,000 | 2,852 |
| Interest-bearing balances | $1,113,000 | 2,265 |
| Securities | $62,371,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,104 |
| Net loans & leases | $70,812,000 | 4,048 |
| Loan loss allowance | $1,971,000 | 1,939 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,201,000 | 3,725 |
| Other real estate owned | $67,000 | 2,852 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,298,000 | 3,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,477,000 | 3,185 |
| Total liabilities | $132,581,000 | 3,211 |
| Total deposits | $132,050,000 | 2,957 |
| Interest-bearing deposits | $116,108,000 | 2,907 |
| Deposits held in domestic offices | $132,050,000 | 2,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $531,000 | 5,577 |
| Total equity capital | $15,896,000 | 2,925 |
| Total bank equity capital | $15,896,000 | 2,925 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $2,500,000 | 4,817 |
| Undivided profits | $12,396,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,933,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 708 |
| Income earned, not collected on loans | $1,090,000 | 2,481 |
| Earning assets | $136,396,000 | 3,195 |
| Long-term assets (5+ years) | $37,347,000 | 2,021 |
| Average Assets, year-to-date | $143,135,800 | 3,158 |
| Average Assets, quarterly | $143,359,000 | 3,244 |
| Volatile liabilities | $32,691,000 | 2,479 |
| Insider loans | $11,345,000 | 365 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,374,000 | 2,713 |
| Tier 1 (core) risk-based capital | $15,691,000 | 2,856 |
| Tier 2 risk-based capital | $1,176,090 | 2,840 |
| Total risk weighted assets | $93,292,090 | 3,275 |
| Total unused commitments | $16,374,000 | 2,717 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $143,445,000 | 3,224 |
| Cash and due from depository institutions | $8,666,000 | 2,644 |
| Interest-bearing balances | $1,000,000 | 2,421 |
| Securities | $63,186,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,444 |
| Net loans & leases | $64,792,000 | 4,244 |
| Loan loss allowance | $2,298,000 | 1,618 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,766,000 | 4,366 |
| Other real estate owned | $65,000 | 2,644 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,720,000 | 3,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,445,000 | 3,224 |
| Total liabilities | $129,456,000 | 3,231 |
| Total deposits | $123,987,000 | 3,066 |
| Interest-bearing deposits | $109,388,000 | 2,990 |
| Deposits held in domestic offices | $123,987,000 | 3,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,016,000 | 1,693 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $453,000 | 5,663 |
| Total equity capital | $13,989,000 | 3,139 |
| Total bank equity capital | $13,989,000 | 3,139 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $10,489,000 | 2,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,844,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $371,000 | 365 |
| Income earned, not collected on loans | $843,000 | 2,748 |
| Earning assets | $131,228,000 | 3,218 |
| Long-term assets (5+ years) | $36,629,000 | 2,203 |
| Average Assets, year-to-date | $144,641,000 | 3,072 |
| Average Assets, quarterly | $141,382,500 | 3,237 |
| Volatile liabilities | $27,463,000 | 2,716 |
| Insider loans | $10,452,000 | 393 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,991,000 | 2,883 |
| Tier 1 (core) risk-based capital | $14,747,000 | 2,962 |
| Tier 2 risk-based capital | $1,086,820 | 2,918 |
| Total risk weighted assets | $85,734,220 | 3,414 |
| Total unused commitments | $14,991,000 | 2,890 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $145,932,000 | 3,092 |
| Cash and due from depository institutions | $7,251,000 | 2,570 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $62,862,000 | 1,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $71,332,000 | 3,719 |
| Loan loss allowance | $2,279,000 | 1,577 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,975,000 | 3,949 |
| Other real estate owned | $104,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,408,000 | 3,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,932,000 | 3,092 |
| Total liabilities | $131,513,000 | 3,101 |
| Total deposits | $125,830,000 | 3,007 |
| Interest-bearing deposits | $110,454,000 | 2,948 |
| Deposits held in domestic offices | $125,830,000 | 3,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,019,000 | 1,402 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $664,000 | 4,787 |
| Total equity capital | $14,419,000 | 3,107 |
| Total bank equity capital | $14,419,000 | 3,107 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $10,919,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,298,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $686,000 | 214 |
| Income earned, not collected on loans | $1,251,000 | 1,735 |
| Earning assets | $134,194,000 | 3,097 |
| Long-term assets (5+ years) | $33,383,000 | 2,192 |
| Average Assets, year-to-date | $154,692,400 | 2,797 |
| Average Assets, quarterly | $148,835,500 | 2,998 |
| Volatile liabilities | $22,295,000 | 2,759 |
| Insider loans | $8,128,000 | 494 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,388,000 | 2,727 |
| Tier 1 (core) risk-based capital | $14,128,000 | 3,019 |
| Tier 2 risk-based capital | $1,136,500 | 2,721 |
| Total risk weighted assets | $89,777,600 | 3,105 |
| Total unused commitments | $15,388,000 | 2,736 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $161,282,000 | 2,775 |
| Cash and due from depository institutions | $10,170,000 | 2,744 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $64,455,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
| Net loans & leases | $80,783,000 | 3,334 |
| Loan loss allowance | $2,090,000 | 1,721 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,863,000 | 4,054 |
| Other real estate owned | $30,000 | 2,744 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,781,000 | 2,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,282,000 | 2,775 |
| Total liabilities | $146,961,000 | 2,738 |
| Total deposits | $138,792,000 | 2,683 |
| Interest-bearing deposits | $122,464,000 | 2,618 |
| Deposits held in domestic offices | $138,792,000 | 2,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,632,000 | 1,212 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $537,000 | 5,644 |
| Total equity capital | $14,321,000 | 3,094 |
| Total bank equity capital | $14,321,000 | 3,094 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $10,821,000 | 2,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,336,000 | 1,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $392,000 | 364 |
| Income earned, not collected on loans | $1,326,000 | 1,672 |
| Earning assets | $146,438,000 | 2,816 |
| Long-term assets (5+ years) | $24,541,000 | 2,416 |
| Average Assets, year-to-date | $161,024,600 | 2,658 |
| Average Assets, quarterly | $161,305,500 | 2,728 |
| Volatile liabilities | $24,548,000 | 2,508 |
| Insider loans | $1,626,000 | 2,461 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,022,000 | 2,199 |
| Tier 1 (core) risk-based capital | $14,179,000 | 2,990 |
| Tier 2 risk-based capital | $1,291,500 | 2,312 |
| Total risk weighted assets | $102,521,600 | 2,701 |
| Total unused commitments | $19,022,000 | 2,205 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $158,238,000 | 2,898 |
| Cash and due from depository institutions | $9,288,000 | 2,753 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $59,875,000 | 2,023 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $79,347,000 | 3,425 |
| Loan loss allowance | $1,689,000 | 2,202 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,853,000 | 4,012 |
| Other real estate owned | $1,991,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,084,000 | 2,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,238,000 | 2,898 |
| Total liabilities | $145,358,000 | 2,859 |
| Total deposits | $134,142,000 | 2,853 |
| Interest-bearing deposits | $118,754,000 | 2,783 |
| Deposits held in domestic offices | $134,142,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,722,000 | 1,110 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $494,000 | 5,995 |
| Total equity capital | $12,880,000 | 3,436 |
| Total bank equity capital | $12,880,000 | 3,436 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $9,380,000 | 2,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,865,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 686 |
| Income earned, not collected on loans | $1,365,000 | 1,597 |
| Earning assets | $142,022,000 | 2,967 |
| Long-term assets (5+ years) | $32,502,000 | 1,861 |
| Average Assets, year-to-date | $152,801,000 | 2,865 |
| Average Assets, quarterly | $156,333,500 | 2,893 |
| Volatile liabilities | $24,145,000 | 2,505 |
| Insider loans | $2,563,000 | 1,677 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,387,000 | 2,090 |
| Tier 1 (core) risk-based capital | $13,068,000 | 3,284 |
| Tier 2 risk-based capital | $1,294,760 | 2,341 |
| Total risk weighted assets | $103,186,860 | 2,698 |
| Total unused commitments | $19,387,000 | 2,103 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 66 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $144,871,000 | 3,151 |
| Cash and due from depository institutions | $7,809,000 | 2,941 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,808,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $82,422,000 | 3,229 |
| Loan loss allowance | $2,193,000 | 1,778 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,720,000 | 4,209 |
| Other real estate owned | $2,318,000 | 2,941 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,794,000 | 2,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,871,000 | 3,151 |
| Total liabilities | $131,967,000 | 3,129 |
| Total deposits | $119,448,000 | 3,209 |
| Interest-bearing deposits | $105,763,000 | 3,120 |
| Deposits held in domestic offices | $119,448,000 | 3,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,077,000 | 1,010 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $442,000 | 6,736 |
| Total equity capital | $12,904,000 | 3,402 |
| Total bank equity capital | $12,904,000 | 3,402 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $9,404,000 | 2,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,588,000 | 1,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,451,000 | 1,548 |
| Earning assets | $130,230,000 | 3,194 |
| Long-term assets (5+ years) | $24,674,000 | 2,139 |
| Average Assets, year-to-date | $135,023,000 | 3,226 |
| Average Assets, quarterly | $140,030,500 | 3,203 |
| Volatile liabilities | $27,482,000 | 2,009 |
| Insider loans | $2,962,000 | 1,463 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,447,000 | 2,183 |
| Tier 1 (core) risk-based capital | $12,759,000 | 3,341 |
| Tier 2 risk-based capital | $1,312,160 | 2,275 |
| Total risk weighted assets | $104,091,860 | 2,626 |
| Total unused commitments | $17,447,000 | 2,194 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $130,439,000 | 3,412 |
| Cash and due from depository institutions | $5,459,000 | 3,477 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,166,000 | 3,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $79,749,000 | 3,240 |
| Loan loss allowance | $1,545,000 | 2,479 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,652,000 | 4,309 |
| Other real estate owned | $1,576,000 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,837,000 | 2,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,439,000 | 3,412 |
| Total liabilities | $118,970,000 | 3,408 |
| Total deposits | $110,769,000 | 3,431 |
| Interest-bearing deposits | $97,613,000 | 3,341 |
| Deposits held in domestic offices | $110,769,000 | 3,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,170,000 | 1,504 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $700,000 | 3,481 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $331,000 | 6,892 |
| Total equity capital | $11,469,000 | 3,541 |
| Total bank equity capital | $11,469,000 | 3,541 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $7,969,000 | 2,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,209,000 | 1,619 |
| Earning assets | $118,915,000 | 3,424 |
| Long-term assets (5+ years) | $18,413,000 | 2,721 |
| Average Assets, year-to-date | $128,680,400 | 3,376 |
| Average Assets, quarterly | $130,004,000 | 3,400 |
| Volatile liabilities | $20,172,000 | 2,519 |
| Insider loans | $2,410,000 | 1,741 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,651,000 | 2,033 |
| Tier 1 (core) risk-based capital | $12,323,000 | 3,348 |
| Tier 2 risk-based capital | $1,235,970 | 2,401 |
| Total risk weighted assets | $98,568,270 | 2,684 |
| Total unused commitments | $18,651,000 | 2,044 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $124,540,000 | 3,631 |
| Cash and due from depository institutions | $5,779,000 | 3,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,169,000 | 3,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $74,123,000 | 3,407 |
| Loan loss allowance | $1,331,000 | 2,902 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,681,000 | 4,230 |
| Other real estate owned | $0 | 3,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,788,000 | 3,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,540,000 | 3,631 |
| Total liabilities | $113,077,000 | 3,643 |
| Total deposits | $107,448,000 | 3,632 |
| Interest-bearing deposits | $95,119,000 | 3,536 |
| Deposits held in domestic offices | $107,448,000 | 3,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,352,000 | 1,451 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $277,000 | 7,908 |
| Total equity capital | $11,463,000 | 3,569 |
| Total bank equity capital | $11,463,000 | 3,569 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $7,963,000 | 2,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 2,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $867,000 | 2,041 |
| Earning assets | $115,292,000 | 3,590 |
| Long-term assets (5+ years) | $16,000,000 | 3,153 |
| Average Assets, year-to-date | $120,997,400 | 3,650 |
| Average Assets, quarterly | $123,085,000 | 3,647 |
| Volatile liabilities | $17,433,000 | 2,676 |
| Insider loans | $1,899,000 | 2,160 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,688,000 | 1,909 |
| Tier 1 (core) risk-based capital | $11,463,000 | 3,493 |
| Tier 2 risk-based capital | $1,128,020 | 2,572 |
| Total risk weighted assets | $90,038,720 | 2,857 |
| Total unused commitments | $19,688,000 | 1,927 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $115,425,000 | 3,976 |
| Cash and due from depository institutions | $5,284,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,103,000 | 3,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $67,482,000 | 3,779 |
| Loan loss allowance | $1,118,000 | 3,390 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,545,000 | 4,550 |
| Other real estate owned | $302,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,709,000 | 4,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,425,000 | 3,976 |
| Total liabilities | $105,008,000 | 4,006 |
| Total deposits | $102,409,000 | 3,913 |
| Interest-bearing deposits | $90,359,000 | 3,892 |
| Deposits held in domestic offices | $102,409,000 | 3,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,133,000 | 1,996 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $466,000 | 6,116 |
| Total equity capital | $10,417,000 | 3,722 |
| Total bank equity capital | $10,417,000 | 3,722 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $6,917,000 | 3,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 3,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $838,000 | 2,376 |
| Earning assets | $106,585,000 | 3,940 |
| Long-term assets (5+ years) | $20,340,000 | 2,577 |
| Average Assets, year-to-date | $111,436,600 | 4,008 |
| Average Assets, quarterly | $113,439,500 | 4,014 |
| Volatile liabilities | $14,289,000 | 3,094 |
| Insider loans | $384,000 | 2,363 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,933,000 | 2,221 |
| Tier 1 (core) risk-based capital | $10,417,000 | 3,660 |
| Tier 2 risk-based capital | $1,031,980 | 2,820 |
| Total risk weighted assets | $82,472,380 | 3,177 |
| Total unused commitments | $14,933,000 | 2,239 |
| Derivatives | $0 | 651 |