The First National Bank of Leesport, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$18,561,0001,748
Total interest expense$10,363,0001,448
Net interest income$8,198,0002,145
Provision for loan and lease losses$1,253,000813
Total noninterest income$5,079,000941
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$386,0003,309
Trading account gains and fees$0173
Additional Noninterest Income$4,693,000678
Total noninterest expense$10,189,0001,367
Salaries and employee benefits$4,947,0001,398
Premises and equipment expense$1,262,0001,618
Additional noninterest expense$3,980,0001,173
Pre-tax net operating income$1,835,0003,556
Securities gains (losses)$50,000982
Applicable income taxes$512,0003,591
Income before extraordinary items$1,373,0003,472
Extraordinary gains, net$035
Net income$1,373,0003,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,414
Cash dividends$760,0002,746
Sale, conversion, retirement of capital stock, net$255,000693
Net operating income$1,336,5003,527
1998-12-31 (YTD Data)Rank
Total interest income$14,559,0002,239
Total interest expense$7,739,0001,976
Net interest income$6,820,0002,487
Provision for loan and lease losses$590,0001,525
Total noninterest income$1,066,0002,943
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$280,0004,143
Trading account gains and fees$0224
Additional Noninterest Income$786,0002,201
Total noninterest expense$6,049,0002,155
Salaries and employee benefits$2,913,0002,315
Premises and equipment expense$942,0002,066
Additional noninterest expense$2,194,0001,926
Pre-tax net operating income$1,247,0004,758
Securities gains (losses)$32,0002,083
Applicable income taxes$211,0006,064
Income before extraordinary items$1,068,0004,279
Extraordinary gains, net$032
Net income$1,068,0004,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,785
Cash dividends$874,0002,449
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,041,1204,275
1997-12-31 (YTD Data)Rank
Total interest income$12,939,0002,540
Total interest expense$6,184,0002,429
Net interest income$6,755,0002,574
Provision for loan and lease losses$500,0001,761
Total noninterest income$938,0003,204
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$297,0004,110
Trading account gains and fees$0239
Additional Noninterest Income$641,0002,366
Total noninterest expense$5,286,0002,438
Salaries and employee benefits$2,619,0002,529
Premises and equipment expense$701,0002,731
Additional noninterest expense$1,966,0002,123
Pre-tax net operating income$1,907,0003,692
Securities gains (losses)$7,0002,566
Applicable income taxes$416,0004,760
Income before extraordinary items$1,498,0003,365
Extraordinary gains, net$044
Net income$1,498,0003,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,402
Cash dividends$858,0002,454
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,492,5403,300
1996-12-31 (YTD Data)Rank
Total interest income$12,278,0002,709
Total interest expense$5,466,0002,785
Net interest income$6,812,0002,585
Provision for loan and lease losses$210,0003,297
Total noninterest income$628,0004,427
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$293,0004,295
Trading account gains and fees$0262
Additional Noninterest Income$335,0003,808
Total noninterest expense$4,920,0002,776
Salaries and employee benefits$2,364,0002,837
Premises and equipment expense$708,0002,762
Additional noninterest expense$1,848,0002,634
Pre-tax net operating income$2,310,0003,026
Securities gains (losses)$04,148
Applicable income taxes$543,0003,885
Income before extraordinary items$1,767,0002,742
Extraordinary gains, net$053
Net income$1,767,0002,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,159
Cash dividends$632,0002,944
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,767,0002,702
1995-12-31 (YTD Data)Rank
Total interest income$11,489,0002,898
Total interest expense$5,252,0002,904
Net interest income$6,237,0002,856
Provision for loan and lease losses$270,0002,431
Total noninterest income$530,0004,966
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$270,0004,675
Trading account gains and fees$0522
Additional Noninterest Income$260,0004,378
Total noninterest expense$4,498,0002,987
Salaries and employee benefits$2,237,0002,978
Premises and equipment expense$670,0002,921
Additional noninterest expense$1,591,0002,944
Pre-tax net operating income$1,999,0003,498
Securities gains (losses)$-34,00010,920
Applicable income taxes$450,0004,524
Income before extraordinary items$1,515,0003,221
Extraordinary gains, net$065
Net income$1,515,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,382
Cash dividends$536,0003,180
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,541,1803,150
1994-12-31 (YTD Data)Rank
Total interest income$10,093,0003,011
Total interest expense$3,911,0003,117
Net interest income$6,182,0002,922
Provision for loan and lease losses$168,0003,376
Total noninterest income$415,0006,003
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$240,0005,195
Trading account gains and fees$0475
Additional Noninterest Income$175,0005,718
Total noninterest expense$4,556,0003,023
Salaries and employee benefits$2,303,0002,873
Premises and equipment expense$574,0003,402
Additional noninterest expense$1,679,0003,000
Pre-tax net operating income$1,873,0003,626
Securities gains (losses)$03,600
Applicable income taxes$402,0004,746
Income before extraordinary items$1,471,0003,227
Extraordinary gains, net$0249
Net income$1,471,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,163
Cash dividends$572,0002,910
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,471,0003,261
1993-12-31 (YTD Data)Rank
Total interest income$9,757,0003,162
Total interest expense$3,926,0003,216
Net interest income$5,831,0003,109
Provision for loan and lease losses$100,0005,727
Total noninterest income$413,0006,350
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$241,0005,249
Trading account gains and fees$0532
Additional Noninterest Income$172,0006,134
Total noninterest expense$4,140,0003,379
Salaries and employee benefits$2,209,0002,970
Premises and equipment expense$466,0004,116
Additional noninterest expense$1,465,0003,580
Pre-tax net operating income$2,004,0003,304
Securities gains (losses)$2,0006,773
Applicable income taxes$488,0004,275
Income before extraordinary items$1,518,0003,207
Extraordinary gains, net$03,149
Net income$1,518,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0004,368
Cash dividends$524,0002,962
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,516,4803,041
1992-12-31 (YTD Data)Rank
Total interest income$10,247,0003,407
Total interest expense$4,597,0003,573
Net interest income$5,650,0003,242
Provision for loan and lease losses$330,0003,911
Total noninterest income$357,0007,020
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$246,0005,195
Trading account gains and fees$0504
Additional Noninterest Income$111,0007,728
Total noninterest expense$3,919,0003,574
Salaries and employee benefits$2,129,0003,033
Premises and equipment expense$407,0004,729
Additional noninterest expense$1,383,0003,833
Pre-tax net operating income$1,758,0003,506
Securities gains (losses)$33,0004,829
Applicable income taxes$386,0004,927
Income before extraordinary items$1,405,0003,264
Extraordinary gains, net$01,422
Net income$1,405,0003,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0003,539
Cash dividends$578,0002,484
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,379,2603,087

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.