Home > The First National Bank of Leedey > Income and Expense

The First National Bank of Leedey, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,594,000	9,986
Total interest expense	$924,000	9,256
Net interest income	$670,000	10,471
Provision for loan and lease losses	$17,000	8,136
Total noninterest income	$88,000	10,121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	8,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	9,839
Total noninterest expense	$364,000	11,081
Salaries and employee benefits	$200,000	11,015
Premises and equipment expense	$49,000	10,667
Additional noninterest expense	$115,000	10,951
Pre-tax net operating income	$377,000	8,647
Securities gains (losses)	$0	4,148
Applicable income taxes	$129,000	8,234
Income before extraordinary items	$248,000	8,851
Extraordinary gains, net	$0	53
Net income	$248,000	8,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,970
Cash dividends	$276,000	4,742
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$248,000	8,786
1995-12-31 (YTD Data)		Rank
Total interest income	$1,696,000	10,188
Total interest expense	$1,000,000	9,256
Net interest income	$696,000	10,856
Provision for loan and lease losses	$9,000	8,431
Total noninterest income	$91,000	10,478
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	8,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,398
Total noninterest expense	$453,000	11,222
Salaries and employee benefits	$253,000	11,133
Premises and equipment expense	$52,000	11,019
Additional noninterest expense	$148,000	11,074
Pre-tax net operating income	$325,000	9,574
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$105,000	9,072
Income before extraordinary items	$217,000	9,749
Extraordinary gains, net	$0	65
Net income	$217,000	9,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$85,000	7,107
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$219,010	9,695
1994-12-31 (YTD Data)		Rank
Total interest income	$1,496,000	10,739
Total interest expense	$776,000	9,729
Net interest income	$720,000	11,309
Provision for loan and lease losses	$0	9,146
Total noninterest income	$69,000	11,514
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	9,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	11,499
Total noninterest expense	$557,000	11,325
Salaries and employee benefits	$253,000	11,642
Premises and equipment expense	$53,000	11,525
Additional noninterest expense	$251,000	10,511
Pre-tax net operating income	$232,000	10,642
Securities gains (losses)	$0	3,600
Applicable income taxes	$98,000	9,409
Income before extraordinary items	$134,000	11,015
Extraordinary gains, net	$0	249
Net income	$134,000	11,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,205
Cash dividends	$163,000	5,898
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$134,000	11,070
1993-12-31 (YTD Data)		Rank
Total interest income	$1,524,000	11,190
Total interest expense	$843,000	9,817
Net interest income	$681,000	11,941
Provision for loan and lease losses	$-39,000	12,684
Total noninterest income	$55,000	12,417
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	10,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	12,609
Total noninterest expense	$529,000	12,007
Salaries and employee benefits	$243,000	12,259
Premises and equipment expense	$69,000	11,541
Additional noninterest expense	$217,000	11,505
Pre-tax net operating income	$246,000	10,648
Securities gains (losses)	$22,000	4,534
Applicable income taxes	$122,000	9,263
Income before extraordinary items	$146,000	11,254
Extraordinary gains, net	$0	3,149
Net income	$146,000	11,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$195,000	5,540
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$131,920	11,225
1992-12-31 (YTD Data)		Rank
Total interest income	$1,186,000	12,632
Total interest expense	$539,000	12,577
Net interest income	$647,000	12,530
Provision for loan and lease losses	$0	11,756
Total noninterest income	$33,000	13,491
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	11,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	13,144
Total noninterest expense	$398,000	13,178
Salaries and employee benefits	$193,000	13,232
Premises and equipment expense	$58,000	12,372
Additional noninterest expense	$147,000	13,001
Pre-tax net operating income	$282,000	10,311
Securities gains (losses)	$41,000	4,460
Applicable income taxes	$103,000	9,836
Income before extraordinary items	$220,000	10,323
Extraordinary gains, net	$0	1,422
Net income	$220,000	10,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	9,616
Cash dividends	$135,000	5,978
Sale, conversion, retirement of capital stock, net	$-665,000	13,870
Net operating income	$192,120	10,373

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.