Home > The First National Bank of Layton > Income and Expense
The First National Bank of Layton, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 1,701 |
| Total interest expense | $172,000 | 3,832 |
| Net interest income | $4,244,000 | 1,437 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $365,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $193,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,585 |
| Total noninterest expense | $2,919,000 | 1,704 |
| Salaries and employee benefits | $1,729,000 | 1,671 |
| Premises and equipment expense | $233,000 | 2,177 |
| Additional noninterest expense | $957,000 | 1,560 |
| Pre-tax net operating income | $1,690,000 | 1,383 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,690,000 | 1,245 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,690,000 | 1,244 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,690,000 | 1,244 |
| Net charge-offs | $-74,000 | 5,148 |
| Cash dividends | $1,607,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,690,000 | 1,224 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,126,000 | 1,659 |
| Total interest expense | $640,000 | 3,572 |
| Net interest income | $16,486,000 | 1,465 |
| Provision for loan and lease losses | $45,000 | 3,544 |
| Total noninterest income | $3,527,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $832,000 | 1,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,695,000 | 1,227 |
| Total noninterest expense | $11,412,000 | 1,699 |
| Salaries and employee benefits | $6,904,000 | 1,620 |
| Premises and equipment expense | $1,075,000 | 1,949 |
| Additional noninterest expense | $3,433,000 | 1,699 |
| Pre-tax net operating income | $8,556,000 | 1,169 |
| Securities gains (losses) | $253,000 | 195 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $8,809,000 | 1,030 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,809,000 | 1,029 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,809,000 | 1,029 |
| Net charge-offs | $57,000 | 2,546 |
| Cash dividends | $4,622,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $8,556,000 | 1,046 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,538,000 | 1,682 |
| Total interest expense | $477,000 | 3,539 |
| Net interest income | $12,061,000 | 1,493 |
| Provision for loan and lease losses | $45,000 | 3,238 |
| Total noninterest income | $3,040,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $626,000 | 1,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,414,000 | 1,099 |
| Total noninterest expense | $8,513,000 | 1,702 |
| Salaries and employee benefits | $5,193,000 | 1,616 |
| Premises and equipment expense | $826,000 | 1,921 |
| Additional noninterest expense | $2,494,000 | 1,755 |
| Pre-tax net operating income | $6,543,000 | 1,151 |
| Securities gains (losses) | $-6,000 | 4,655 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $6,537,000 | 1,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,537,000 | 1,032 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,537,000 | 1,032 |
| Net charge-offs | $42,000 | 2,320 |
| Cash dividends | $2,718,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,543,000 | 1,027 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 1,706 |
| Total interest expense | $315,000 | 3,484 |
| Net interest income | $7,771,000 | 1,535 |
| Provision for loan and lease losses | $45,000 | 2,895 |
| Total noninterest income | $768,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $417,000 | 1,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 2,700 |
| Total noninterest expense | $5,595,000 | 1,737 |
| Salaries and employee benefits | $3,494,000 | 1,625 |
| Premises and equipment expense | $525,000 | 2,004 |
| Additional noninterest expense | $1,576,000 | 1,837 |
| Pre-tax net operating income | $2,899,000 | 1,559 |
| Securities gains (losses) | $-6,000 | 4,894 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,893,000 | 1,388 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,893,000 | 1,387 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,893,000 | 1,387 |
| Net charge-offs | $21,000 | 2,226 |
| Cash dividends | $1,891,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,899,000 | 1,379 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 1,701 |
| Total interest expense | $158,000 | 3,436 |
| Net interest income | $3,880,000 | 1,539 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $357,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $204,000 | 1,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,819 |
| Total noninterest expense | $2,835,000 | 1,719 |
| Salaries and employee benefits | $1,767,000 | 1,622 |
| Premises and equipment expense | $259,000 | 2,064 |
| Additional noninterest expense | $809,000 | 1,803 |
| Pre-tax net operating income | $1,357,000 | 1,611 |
| Securities gains (losses) | $-7,000 | 5,172 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,350,000 | 1,446 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,350,000 | 1,445 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,350,000 | 1,446 |
| Net charge-offs | $26,000 | 1,526 |
| Cash dividends | $1,163,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,357,000 | 1,426 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,506,000 | 1,704 |
| Total interest expense | $546,000 | 3,542 |
| Net interest income | $14,960,000 | 1,559 |
| Provision for loan and lease losses | $-100,000 | 5,369 |
| Total noninterest income | $1,682,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $852,000 | 1,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,527 |
| Total noninterest expense | $11,026,000 | 1,735 |
| Salaries and employee benefits | $6,955,000 | 1,592 |
| Premises and equipment expense | $1,082,000 | 1,999 |
| Additional noninterest expense | $2,989,000 | 1,935 |
| Pre-tax net operating income | $5,716,000 | 1,527 |
| Securities gains (losses) | $101,000 | 623 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,817,000 | 1,196 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,817,000 | 1,196 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,817,000 | 1,196 |
| Net charge-offs | $-1,000 | 4,501 |
| Cash dividends | $4,314,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,716,000 | 1,195 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,361,000 | 1,746 |
| Total interest expense | $403,000 | 3,571 |
| Net interest income | $10,958,000 | 1,599 |
| Provision for loan and lease losses | $-100,000 | 5,522 |
| Total noninterest income | $1,206,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $621,000 | 1,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,616 |
| Total noninterest expense | $8,147,000 | 1,771 |
| Salaries and employee benefits | $5,232,000 | 1,597 |
| Premises and equipment expense | $817,000 | 1,998 |
| Additional noninterest expense | $2,098,000 | 2,044 |
| Pre-tax net operating income | $4,117,000 | 1,608 |
| Securities gains (losses) | $101,000 | 594 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,218,000 | 1,323 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,218,000 | 1,322 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,218,000 | 1,323 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $3,519,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,117,000 | 1,334 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 1,771 |
| Total interest expense | $253,000 | 3,643 |
| Net interest income | $7,142,000 | 1,630 |
| Provision for loan and lease losses | $-100,000 | 5,616 |
| Total noninterest income | $806,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $403,000 | 1,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 2,564 |
| Total noninterest expense | $5,410,000 | 1,781 |
| Salaries and employee benefits | $3,503,000 | 1,600 |
| Premises and equipment expense | $525,000 | 2,041 |
| Additional noninterest expense | $1,382,000 | 2,058 |
| Pre-tax net operating income | $2,638,000 | 1,628 |
| Securities gains (losses) | $100,000 | 433 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,738,000 | 1,340 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,738,000 | 1,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,738,000 | 1,340 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $2,666,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,638,000 | 1,358 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 1,802 |
| Total interest expense | $114,000 | 3,810 |
| Net interest income | $3,479,000 | 1,662 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $332,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $196,000 | 1,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,058 |
| Total noninterest expense | $2,686,000 | 1,808 |
| Salaries and employee benefits | $1,734,000 | 1,625 |
| Premises and equipment expense | $268,000 | 2,035 |
| Additional noninterest expense | $684,000 | 2,082 |
| Pre-tax net operating income | $1,125,000 | 1,802 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,128,000 | 1,530 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,128,000 | 1,530 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,128,000 | 1,530 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $2,083,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,125,000 | 1,513 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 1,889 |
| Total interest expense | $465,000 | 3,775 |
| Net interest income | $12,904,000 | 1,740 |
| Provision for loan and lease losses | $270,000 | 2,111 |
| Total noninterest income | $2,425,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $867,000 | 1,361 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,558,000 | 1,834 |
| Total noninterest expense | $10,400,000 | 1,837 |
| Salaries and employee benefits | $6,680,000 | 1,627 |
| Premises and equipment expense | $1,052,000 | 2,058 |
| Additional noninterest expense | $2,668,000 | 2,181 |
| Pre-tax net operating income | $4,659,000 | 1,715 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,668,000 | 1,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,668,000 | 1,463 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,668,000 | 1,463 |
| Net charge-offs | $-9,000 | 4,966 |
| Cash dividends | $2,656,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,659,000 | 1,439 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 1,921 |
| Total interest expense | $348,000 | 3,801 |
| Net interest income | $9,496,000 | 1,777 |
| Provision for loan and lease losses | $170,000 | 2,239 |
| Total noninterest income | $1,867,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $664,000 | 1,344 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,203,000 | 1,812 |
| Total noninterest expense | $7,877,000 | 1,817 |
| Salaries and employee benefits | $4,983,000 | 1,626 |
| Premises and equipment expense | $811,000 | 2,023 |
| Additional noninterest expense | $2,083,000 | 2,112 |
| Pre-tax net operating income | $3,316,000 | 1,819 |
| Securities gains (losses) | $16,000 | 2,406 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,332,000 | 1,541 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,332,000 | 1,540 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,332,000 | 1,541 |
| Net charge-offs | $-17,000 | 5,049 |
| Cash dividends | $1,923,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,316,000 | 1,513 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 1,955 |
| Total interest expense | $229,000 | 3,844 |
| Net interest income | $6,224,000 | 1,808 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $1,129,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $475,000 | 1,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $654,000 | 2,031 |
| Total noninterest expense | $5,218,000 | 1,831 |
| Salaries and employee benefits | $3,329,000 | 1,629 |
| Premises and equipment expense | $544,000 | 2,009 |
| Additional noninterest expense | $1,345,000 | 2,184 |
| Pre-tax net operating income | $2,015,000 | 1,924 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,017,000 | 1,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,017,000 | 1,652 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,017,000 | 1,652 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $1,101,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,015,000 | 1,603 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 1,988 |
| Total interest expense | $115,000 | 3,859 |
| Net interest income | $3,045,000 | 1,850 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $628,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $237,000 | 1,236 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $391,000 | 1,773 |
| Total noninterest expense | $2,647,000 | 1,815 |
| Salaries and employee benefits | $1,628,000 | 1,679 |
| Premises and equipment expense | $277,000 | 1,992 |
| Additional noninterest expense | $742,000 | 1,965 |
| Pre-tax net operating income | $1,026,000 | 1,884 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,028,000 | 1,580 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,028,000 | 1,580 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,028,000 | 1,581 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $863,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,026,000 | 1,541 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,316,000 | 1,984 |
| Total interest expense | $481,000 | 3,801 |
| Net interest income | $11,835,000 | 1,845 |
| Provision for loan and lease losses | $185,000 | 2,416 |
| Total noninterest income | $2,537,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $995,000 | 1,229 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,542,000 | 1,824 |
| Total noninterest expense | $10,364,000 | 1,825 |
| Salaries and employee benefits | $6,402,000 | 1,651 |
| Premises and equipment expense | $1,142,000 | 1,962 |
| Additional noninterest expense | $2,820,000 | 2,121 |
| Pre-tax net operating income | $3,823,000 | 1,937 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,836,000 | 1,658 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,836,000 | 1,660 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,836,000 | 1,660 |
| Net charge-offs | $-43,000 | 5,523 |
| Cash dividends | $2,475,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,823,000 | 1,629 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 2,018 |
| Total interest expense | $361,000 | 3,849 |
| Net interest income | $8,769,000 | 1,882 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $1,978,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $747,000 | 1,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,231,000 | 1,763 |
| Total noninterest expense | $7,822,000 | 1,825 |
| Salaries and employee benefits | $4,757,000 | 1,667 |
| Premises and equipment expense | $880,000 | 1,952 |
| Additional noninterest expense | $2,185,000 | 2,046 |
| Pre-tax net operating income | $2,795,000 | 2,018 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,801,000 | 1,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,801,000 | 1,730 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,801,000 | 1,731 |
| Net charge-offs | $-73,000 | 5,728 |
| Cash dividends | $1,945,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,795,000 | 1,687 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 2,055 |
| Total interest expense | $238,000 | 3,905 |
| Net interest income | $5,713,000 | 1,913 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $1,197,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $487,000 | 1,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $710,000 | 1,948 |
| Total noninterest expense | $5,235,000 | 1,819 |
| Salaries and employee benefits | $3,161,000 | 1,678 |
| Premises and equipment expense | $594,000 | 1,929 |
| Additional noninterest expense | $1,480,000 | 2,016 |
| Pre-tax net operating income | $1,655,000 | 2,182 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,655,000 | 1,888 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,655,000 | 1,891 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,655,000 | 1,891 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $1,257,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,655,000 | 1,846 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,126 |
| Total interest expense | $118,000 | 3,970 |
| Net interest income | $2,729,000 | 1,983 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $582,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $245,000 | 1,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $337,000 | 1,967 |
| Total noninterest expense | $2,601,000 | 1,831 |
| Salaries and employee benefits | $1,549,000 | 1,722 |
| Premises and equipment expense | $293,000 | 1,975 |
| Additional noninterest expense | $759,000 | 1,962 |
| Pre-tax net operating income | $690,000 | 2,438 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $690,000 | 2,163 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $690,000 | 2,164 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $690,000 | 2,164 |
| Net charge-offs | $-13,000 | 5,532 |
| Cash dividends | $1,085,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $690,000 | 2,096 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 2,287 |
| Total interest expense | $512,000 | 3,969 |
| Net interest income | $10,009,000 | 2,121 |
| Provision for loan and lease losses | $-523,000 | 6,269 |
| Total noninterest income | $3,809,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,080,000 | 1,208 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,729,000 | 1,166 |
| Total noninterest expense | $12,216,000 | 1,571 |
| Salaries and employee benefits | $7,299,000 | 1,431 |
| Premises and equipment expense | $1,374,000 | 1,700 |
| Additional noninterest expense | $3,543,000 | 1,752 |
| Pre-tax net operating income | $2,125,000 | 2,886 |
| Securities gains (losses) | $121,000 | 1,125 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,246,000 | 2,485 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,246,000 | 2,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,246,000 | 2,485 |
| Net charge-offs | $66,000 | 3,543 |
| Cash dividends | $870,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,125,000 | 2,546 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 2,367 |
| Total interest expense | $385,000 | 4,027 |
| Net interest income | $7,285,000 | 2,206 |
| Provision for loan and lease losses | $-523,000 | 6,398 |
| Total noninterest income | $3,296,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $821,000 | 1,209 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,475,000 | 1,046 |
| Total noninterest expense | $9,557,000 | 1,503 |
| Salaries and employee benefits | $5,747,000 | 1,379 |
| Premises and equipment expense | $1,089,000 | 1,618 |
| Additional noninterest expense | $2,721,000 | 1,704 |
| Pre-tax net operating income | $1,547,000 | 2,979 |
| Securities gains (losses) | $115,000 | 899 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,662,000 | 2,540 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,662,000 | 2,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,662,000 | 2,540 |
| Net charge-offs | $-65,000 | 6,111 |
| Cash dividends | $870,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,547,000 | 2,630 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 2,426 |
| Total interest expense | $256,000 | 4,074 |
| Net interest income | $4,691,000 | 2,262 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,647,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $544,000 | 1,194 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,103,000 | 847 |
| Total noninterest expense | $6,948,000 | 1,396 |
| Salaries and employee benefits | $4,281,000 | 1,252 |
| Premises and equipment expense | $771,000 | 1,542 |
| Additional noninterest expense | $1,896,000 | 1,640 |
| Pre-tax net operating income | $390,000 | 4,571 |
| Securities gains (losses) | $117,000 | 716 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $507,000 | 3,928 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $507,000 | 3,934 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $507,000 | 3,934 |
| Net charge-offs | $79,000 | 2,407 |
| Cash dividends | $870,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $390,000 | 4,312 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 2,483 |
| Total interest expense | $127,000 | 4,134 |
| Net interest income | $2,290,000 | 2,297 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,855,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $266,000 | 1,203 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,589,000 | 601 |
| Total noninterest expense | $4,121,000 | 1,231 |
| Salaries and employee benefits | $2,594,000 | 1,057 |
| Premises and equipment expense | $450,000 | 1,363 |
| Additional noninterest expense | $1,077,000 | 1,457 |
| Pre-tax net operating income | $24,000 | 6,003 |
| Securities gains (losses) | $38,000 | 746 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $62,000 | 5,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,581 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $62,000 | 5,581 |
| Net charge-offs | $71,000 | 1,596 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $24,000 | 5,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 2,316 |
| Total interest expense | $537,000 | 4,311 |
| Net interest income | $9,951,000 | 2,098 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $37,483,000 | 258 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,179,000 | 1,170 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,304,000 | 183 |
| Total noninterest expense | $43,194,000 | 481 |
| Salaries and employee benefits | $32,213,000 | 360 |
| Premises and equipment expense | $2,284,000 | 1,041 |
| Additional noninterest expense | $8,697,000 | 784 |
| Pre-tax net operating income | $4,040,000 | 1,715 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,040,000 | 1,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,040,000 | 1,486 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,040,000 | 1,488 |
| Net charge-offs | $178,000 | 3,148 |
| Cash dividends | $2,173,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,040,000 | 1,455 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 2,327 |
| Total interest expense | $408,000 | 4,372 |
| Net interest income | $7,436,000 | 2,112 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $33,993,000 | 224 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $899,000 | 1,160 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,094,000 | 158 |
| Total noninterest expense | $37,490,000 | 435 |
| Salaries and employee benefits | $28,702,000 | 298 |
| Premises and equipment expense | $1,791,000 | 1,011 |
| Additional noninterest expense | $6,997,000 | 745 |
| Pre-tax net operating income | $3,739,000 | 1,467 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,739,000 | 1,238 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,739,000 | 1,237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,739,000 | 1,240 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $657,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,739,000 | 1,210 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 2,335 |
| Total interest expense | $277,000 | 4,388 |
| Net interest income | $4,950,000 | 2,108 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $29,112,000 | 193 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $585,000 | 1,155 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,527,000 | 142 |
| Total noninterest expense | $30,522,000 | 370 |
| Salaries and employee benefits | $24,181,000 | 239 |
| Premises and equipment expense | $1,254,000 | 968 |
| Additional noninterest expense | $5,087,000 | 679 |
| Pre-tax net operating income | $3,340,000 | 1,120 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,340,000 | 924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,340,000 | 925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,340,000 | 926 |
| Net charge-offs | $89,000 | 2,864 |
| Cash dividends | $657,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,340,000 | 885 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,315 |
| Total interest expense | $142,000 | 4,431 |
| Net interest income | $2,528,000 | 2,081 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $16,396,000 | 168 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $287,000 | 1,166 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,109,000 | 131 |
| Total noninterest expense | $16,516,000 | 349 |
| Salaries and employee benefits | $13,534,000 | 208 |
| Premises and equipment expense | $631,000 | 978 |
| Additional noninterest expense | $2,351,000 | 728 |
| Pre-tax net operating income | $2,208,000 | 848 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,208,000 | 708 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,208,000 | 707 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,208,000 | 709 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,208,000 | 681 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,188,000 | 2,525 |
| Total interest expense | $703,000 | 4,399 |
| Net interest income | $9,485,000 | 2,262 |
| Provision for loan and lease losses | $2,521,000 | 885 |
| Total noninterest income | $54,798,000 | 199 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,249,000 | 1,142 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $53,549,000 | 151 |
| Total noninterest expense | $60,431,000 | 373 |
| Salaries and employee benefits | $45,315,000 | 245 |
| Premises and equipment expense | $2,569,000 | 930 |
| Additional noninterest expense | $12,547,000 | 575 |
| Pre-tax net operating income | $1,331,000 | 3,535 |
| Securities gains (losses) | $-77,000 | 6,876 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,254,000 | 3,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,254,000 | 3,452 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,254,000 | 3,453 |
| Net charge-offs | $2,453,000 | 989 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,331,000 | 3,203 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 2,568 |
| Total interest expense | $548,000 | 4,435 |
| Net interest income | $7,133,000 | 2,289 |
| Provision for loan and lease losses | $2,631,000 | 689 |
| Total noninterest income | $41,884,000 | 197 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $946,000 | 1,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,938,000 | 150 |
| Total noninterest expense | $45,434,000 | 372 |
| Salaries and employee benefits | $34,244,000 | 245 |
| Premises and equipment expense | $1,952,000 | 929 |
| Additional noninterest expense | $9,238,000 | 588 |
| Pre-tax net operating income | $952,000 | 3,724 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $967,000 | 3,495 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $967,000 | 3,495 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $967,000 | 3,497 |
| Net charge-offs | $2,364,000 | 817 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $952,000 | 3,363 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 2,572 |
| Total interest expense | $389,000 | 4,400 |
| Net interest income | $4,732,000 | 2,302 |
| Provision for loan and lease losses | $2,166,000 | 603 |
| Total noninterest income | $25,434,000 | 210 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $635,000 | 1,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,799,000 | 152 |
| Total noninterest expense | $27,659,000 | 390 |
| Salaries and employee benefits | $20,193,000 | 270 |
| Premises and equipment expense | $1,274,000 | 945 |
| Additional noninterest expense | $6,192,000 | 586 |
| Pre-tax net operating income | $341,000 | 4,681 |
| Securities gains (losses) | $15,000 | 2,605 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $356,000 | 4,549 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $356,000 | 4,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $356,000 | 4,552 |
| Net charge-offs | $1,443,000 | 877 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $341,000 | 4,434 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 2,639 |
| Total interest expense | $213,000 | 4,303 |
| Net interest income | $2,303,000 | 2,382 |
| Provision for loan and lease losses | $1,099,000 | 572 |
| Total noninterest income | $9,930,000 | 243 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $322,000 | 1,083 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,608,000 | 173 |
| Total noninterest expense | $11,128,000 | 472 |
| Salaries and employee benefits | $8,064,000 | 337 |
| Premises and equipment expense | $562,000 | 1,061 |
| Additional noninterest expense | $2,502,000 | 691 |
| Pre-tax net operating income | $6,000 | 6,370 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $21,000 | 6,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $21,000 | 6,314 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $21,000 | 6,315 |
| Net charge-offs | $1,351,000 | 551 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $6,000 | 6,362 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,597,000 | 2,630 |
| Total interest expense | $1,303,000 | 3,784 |
| Net interest income | $9,294,000 | 2,358 |
| Provision for loan and lease losses | $1,395,000 | 1,984 |
| Total noninterest income | $21,288,000 | 355 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,334,000 | 1,103 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,954,000 | 270 |
| Total noninterest expense | $28,558,000 | 698 |
| Salaries and employee benefits | $20,284,000 | 485 |
| Premises and equipment expense | $1,943,000 | 1,286 |
| Additional noninterest expense | $6,331,000 | 1,111 |
| Pre-tax net operating income | $629,000 | 4,447 |
| Securities gains (losses) | $258,000 | 1,251 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $887,000 | 3,779 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $887,000 | 3,782 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $887,000 | 3,782 |
| Net charge-offs | $1,759,000 | 1,684 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $629,000 | 4,194 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,015,000 | 2,635 |
| Total interest expense | $1,042,000 | 3,734 |
| Net interest income | $6,973,000 | 2,358 |
| Provision for loan and lease losses | $1,018,000 | 1,942 |
| Total noninterest income | $14,012,000 | 390 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $990,000 | 1,125 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,022,000 | 297 |
| Total noninterest expense | $18,605,000 | 798 |
| Salaries and employee benefits | $12,835,000 | 562 |
| Premises and equipment expense | $1,415,000 | 1,333 |
| Additional noninterest expense | $4,355,000 | 1,192 |
| Pre-tax net operating income | $1,362,000 | 2,757 |
| Securities gains (losses) | $210,000 | 1,180 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,572,000 | 2,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,572,000 | 2,220 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,572,000 | 2,221 |
| Net charge-offs | $1,442,000 | 1,535 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,362,000 | 2,397 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 2,637 |
| Total interest expense | $750,000 | 3,650 |
| Net interest income | $4,627,000 | 2,373 |
| Provision for loan and lease losses | $213,000 | 3,445 |
| Total noninterest income | $8,032,000 | 441 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $631,000 | 1,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,401,000 | 333 |
| Total noninterest expense | $11,056,000 | 907 |
| Salaries and employee benefits | $7,508,000 | 655 |
| Premises and equipment expense | $854,000 | 1,479 |
| Additional noninterest expense | $2,694,000 | 1,311 |
| Pre-tax net operating income | $1,390,000 | 2,008 |
| Securities gains (losses) | $133,000 | 947 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,523,000 | 1,596 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,523,000 | 1,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,523,000 | 1,596 |
| Net charge-offs | $382,000 | 2,410 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,390,000 | 1,659 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 2,701 |
| Total interest expense | $405,000 | 3,570 |
| Net interest income | $2,229,000 | 2,467 |
| Provision for loan and lease losses | $158,000 | 2,702 |
| Total noninterest income | $3,928,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $286,000 | 1,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,642,000 | 328 |
| Total noninterest expense | $5,632,000 | 889 |
| Salaries and employee benefits | $3,803,000 | 651 |
| Premises and equipment expense | $448,000 | 1,433 |
| Additional noninterest expense | $1,381,000 | 1,279 |
| Pre-tax net operating income | $367,000 | 3,142 |
| Securities gains (losses) | $133,000 | 448 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $500,000 | 2,257 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $500,000 | 2,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $500,000 | 2,257 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $367,000 | 2,783 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,759,000 | 2,538 |
| Total interest expense | $2,439,000 | 3,055 |
| Net interest income | $9,320,000 | 2,342 |
| Provision for loan and lease losses | $685,000 | 3,631 |
| Total noninterest income | $10,909,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,183,000 | 1,270 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,726,000 | 464 |
| Total noninterest expense | $18,644,000 | 1,070 |
| Salaries and employee benefits | $12,719,000 | 765 |
| Premises and equipment expense | $1,217,000 | 2,075 |
| Additional noninterest expense | $4,708,000 | 1,530 |
| Pre-tax net operating income | $900,000 | 3,571 |
| Securities gains (losses) | $136,000 | 1,913 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,036,000 | 3,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,036,000 | 3,151 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,036,000 | 3,154 |
| Net charge-offs | $1,495,000 | 2,186 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $900,000 | 3,297 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 2,573 |
| Total interest expense | $1,949,000 | 3,020 |
| Net interest income | $6,981,000 | 2,388 |
| Provision for loan and lease losses | $685,000 | 3,058 |
| Total noninterest income | $5,937,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $894,000 | 1,298 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,043,000 | 571 |
| Total noninterest expense | $11,531,000 | 1,285 |
| Salaries and employee benefits | $7,370,000 | 984 |
| Premises and equipment expense | $741,000 | 2,541 |
| Additional noninterest expense | $3,420,000 | 1,549 |
| Pre-tax net operating income | $702,000 | 3,714 |
| Securities gains (losses) | $136,000 | 1,679 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $838,000 | 3,202 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $838,000 | 3,200 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $838,000 | 3,202 |
| Net charge-offs | $1,477,000 | 1,793 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $702,000 | 3,376 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 2,564 |
| Total interest expense | $1,387,000 | 2,964 |
| Net interest income | $4,673,000 | 2,385 |
| Provision for loan and lease losses | $332,000 | 3,464 |
| Total noninterest income | $2,014,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $591,000 | 1,327 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,423,000 | 1,012 |
| Total noninterest expense | $5,987,000 | 1,645 |
| Salaries and employee benefits | $3,577,000 | 1,391 |
| Premises and equipment expense | $466,000 | 2,671 |
| Additional noninterest expense | $1,944,000 | 1,806 |
| Pre-tax net operating income | $368,000 | 4,103 |
| Securities gains (losses) | $149,000 | 1,142 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $517,000 | 3,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 3,348 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $517,000 | 3,350 |
| Net charge-offs | $1,133,000 | 1,600 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $368,000 | 3,817 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 2,597 |
| Total interest expense | $744,000 | 2,928 |
| Net interest income | $2,312,000 | 2,437 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $273,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $286,000 | 1,367 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-13,000 | 7,583 |
| Total noninterest expense | $2,456,000 | 2,010 |
| Salaries and employee benefits | $1,439,000 | 1,740 |
| Premises and equipment expense | $222,000 | 2,864 |
| Additional noninterest expense | $795,000 | 2,134 |
| Pre-tax net operating income | $129,000 | 4,734 |
| Securities gains (losses) | $149,000 | 628 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $278,000 | 3,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 3,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $278,000 | 3,284 |
| Net charge-offs | $417,000 | 1,739 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $129,000 | 4,517 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,390,000 | 2,490 |
| Total interest expense | $3,888,000 | 2,800 |
| Net interest income | $9,502,000 | 2,298 |
| Provision for loan and lease losses | $4,985,000 | 1,439 |
| Total noninterest income | $-1,421,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,185,000 | 1,446 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,606,000 | 7,964 |
| Total noninterest expense | $9,012,000 | 2,207 |
| Salaries and employee benefits | $4,826,000 | 2,037 |
| Premises and equipment expense | $971,000 | 2,647 |
| Additional noninterest expense | $3,215,000 | 2,204 |
| Pre-tax net operating income | $-5,916,000 | 7,266 |
| Securities gains (losses) | $143,000 | 1,823 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,773,000 | 7,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,773,000 | 7,336 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,773,000 | 7,336 |
| Net charge-offs | $4,493,000 | 1,240 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,916,000 | 7,365 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,948,000 | 2,539 |
| Total interest expense | $3,076,000 | 2,802 |
| Net interest income | $6,872,000 | 2,378 |
| Provision for loan and lease losses | $3,708,000 | 1,296 |
| Total noninterest income | $-73,000 | 7,904 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $884,000 | 1,458 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-957,000 | 8,010 |
| Total noninterest expense | $6,538,000 | 2,276 |
| Salaries and employee benefits | $3,445,000 | 2,156 |
| Premises and equipment expense | $735,000 | 2,654 |
| Additional noninterest expense | $2,358,000 | 2,211 |
| Pre-tax net operating income | $-3,447,000 | 7,355 |
| Securities gains (losses) | $143,000 | 1,540 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,304,000 | 7,417 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,304,000 | 7,417 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,304,000 | 7,417 |
| Net charge-offs | $2,867,000 | 1,213 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,447,000 | 7,433 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,696,000 | 2,555 |
| Total interest expense | $2,205,000 | 2,734 |
| Net interest income | $4,491,000 | 2,401 |
| Provision for loan and lease losses | $3,708,000 | 937 |
| Total noninterest income | $-143,000 | 8,056 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $566,000 | 1,483 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-709,000 | 8,105 |
| Total noninterest expense | $4,310,000 | 2,319 |
| Salaries and employee benefits | $2,268,000 | 2,222 |
| Premises and equipment expense | $484,000 | 2,720 |
| Additional noninterest expense | $1,558,000 | 2,261 |
| Pre-tax net operating income | $-3,670,000 | 7,633 |
| Securities gains (losses) | $61,000 | 1,783 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,609,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,609,000 | 7,682 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,609,000 | 7,683 |
| Net charge-offs | $1,805,000 | 1,198 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,670,000 | 7,702 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 2,604 |
| Total interest expense | $1,172,000 | 2,681 |
| Net interest income | $2,157,000 | 2,505 |
| Provision for loan and lease losses | $3,390,000 | 518 |
| Total noninterest income | $-515,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $283,000 | 1,450 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-798,000 | 8,210 |
| Total noninterest expense | $2,108,000 | 2,312 |
| Salaries and employee benefits | $1,182,000 | 2,158 |
| Premises and equipment expense | $240,000 | 2,767 |
| Additional noninterest expense | $686,000 | 2,271 |
| Pre-tax net operating income | $-3,856,000 | 7,984 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,856,000 | 8,019 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,856,000 | 8,020 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,856,000 | 8,020 |
| Net charge-offs | $864,000 | 1,038 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,856,000 | 8,023 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,162,000 | 2,205 |
| Total interest expense | $5,912,000 | 2,552 |
| Net interest income | $11,250,000 | 1,971 |
| Provision for loan and lease losses | $4,609,000 | 1,057 |
| Total noninterest income | $1,967,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,141,000 | 1,565 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $826,000 | 2,418 |
| Total noninterest expense | $8,536,000 | 2,245 |
| Salaries and employee benefits | $5,000,000 | 2,031 |
| Premises and equipment expense | $1,023,000 | 2,571 |
| Additional noninterest expense | $2,513,000 | 2,326 |
| Pre-tax net operating income | $72,000 | 6,108 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $74,000 | 5,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $74,000 | 5,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,270,000 | 947 |
| Cash dividends | $1,616,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $72,000 | 6,111 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,397,000 | 2,182 |
| Total interest expense | $4,601,000 | 2,562 |
| Net interest income | $8,796,000 | 1,926 |
| Provision for loan and lease losses | $3,634,000 | 803 |
| Total noninterest income | $1,531,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $854,000 | 1,574 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $677,000 | 2,367 |
| Total noninterest expense | $6,652,000 | 2,156 |
| Salaries and employee benefits | $3,986,000 | 1,937 |
| Premises and equipment expense | $863,000 | 2,337 |
| Additional noninterest expense | $1,803,000 | 2,363 |
| Pre-tax net operating income | $41,000 | 6,611 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $43,000 | 6,438 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $43,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 1,258 |
| Cash dividends | $1,380,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $41,000 | 6,605 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,130 |
| Total interest expense | $3,172,000 | 2,575 |
| Net interest income | $6,083,000 | 1,846 |
| Provision for loan and lease losses | $3,634,000 | 530 |
| Total noninterest income | $1,029,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $546,000 | 1,620 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $483,000 | 2,305 |
| Total noninterest expense | $4,413,000 | 2,172 |
| Salaries and employee benefits | $2,627,000 | 1,979 |
| Premises and equipment expense | $605,000 | 2,241 |
| Additional noninterest expense | $1,181,000 | 2,388 |
| Pre-tax net operating income | $-935,000 | 7,875 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-933,000 | 7,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-933,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,729 |
| Cash dividends | $1,380,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-935,000 | 7,953 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 2,068 |
| Total interest expense | $1,723,000 | 2,532 |
| Net interest income | $3,207,000 | 1,740 |
| Provision for loan and lease losses | $3,033,000 | 300 |
| Total noninterest income | $522,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $263,000 | 1,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $259,000 | 2,166 |
| Total noninterest expense | $2,456,000 | 1,949 |
| Salaries and employee benefits | $1,542,000 | 1,706 |
| Premises and equipment expense | $310,000 | 2,195 |
| Additional noninterest expense | $604,000 | 2,297 |
| Pre-tax net operating income | $-1,760,000 | 8,352 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,758,000 | 8,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,758,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,263 |
| Cash dividends | $845,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,760,000 | 8,367 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,466,000 | 1,696 |
| Total interest expense | $8,775,000 | 2,154 |
| Net interest income | $16,691,000 | 1,343 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $2,011,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,042,000 | 1,706 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $969,000 | 2,264 |
| Total noninterest expense | $9,400,000 | 1,972 |
| Salaries and employee benefits | $6,058,000 | 1,651 |
| Premises and equipment expense | $1,125,000 | 2,310 |
| Additional noninterest expense | $2,217,000 | 2,430 |
| Pre-tax net operating income | $9,102,000 | 933 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $41,000 | 5,030 |
| Income before extraordinary items | $9,074,000 | 714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,074,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,988 |
| Cash dividends | $8,465,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,061,000 | 710 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,615,000 | 1,647 |
| Total interest expense | $6,730,000 | 2,113 |
| Net interest income | $12,885,000 | 1,303 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $1,562,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $766,000 | 1,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $796,000 | 2,131 |
| Total noninterest expense | $7,171,000 | 1,915 |
| Salaries and employee benefits | $4,668,000 | 1,616 |
| Premises and equipment expense | $844,000 | 2,290 |
| Additional noninterest expense | $1,659,000 | 2,393 |
| Pre-tax net operating income | $7,076,000 | 979 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $31,000 | 5,240 |
| Income before extraordinary items | $7,058,000 | 740 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,058,000 | 738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,750 |
| Cash dividends | $6,765,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,045,000 | 732 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 1,652 |
| Total interest expense | $4,620,000 | 2,067 |
| Net interest income | $8,533,000 | 1,332 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,052,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $518,000 | 1,698 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $534,000 | 2,156 |
| Total noninterest expense | $4,777,000 | 1,929 |
| Salaries and employee benefits | $3,095,000 | 1,658 |
| Premises and equipment expense | $547,000 | 2,359 |
| Additional noninterest expense | $1,135,000 | 2,342 |
| Pre-tax net operating income | $4,808,000 | 995 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $20,000 | 5,345 |
| Income before extraordinary items | $4,801,000 | 753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,801,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $4,665,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,788,000 | 752 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 1,633 |
| Total interest expense | $2,292,000 | 2,072 |
| Net interest income | $4,369,000 | 1,307 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $524,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $247,000 | 1,732 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $277,000 | 2,069 |
| Total noninterest expense | $2,457,000 | 1,879 |
| Salaries and employee benefits | $1,626,000 | 1,597 |
| Premises and equipment expense | $262,000 | 2,475 |
| Additional noninterest expense | $569,000 | 2,299 |
| Pre-tax net operating income | $2,436,000 | 967 |
| Securities gains (losses) | $13,000 | 644 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $2,439,000 | 742 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,439,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $975,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,426,000 | 736 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,789,000 | 1,631 |
| Total interest expense | $7,822,000 | 2,085 |
| Net interest income | $16,967,000 | 1,341 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $2,139,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,087,000 | 1,632 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,052,000 | 2,146 |
| Total noninterest expense | $9,472,000 | 1,882 |
| Salaries and employee benefits | $6,130,000 | 1,607 |
| Premises and equipment expense | $1,139,000 | 2,165 |
| Additional noninterest expense | $2,203,000 | 2,356 |
| Pre-tax net operating income | $9,444,000 | 1,038 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $46,000 | 5,508 |
| Income before extraordinary items | $9,398,000 | 792 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,398,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,906 |
| Cash dividends | $8,575,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,398,000 | 781 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,126,000 | 1,645 |
| Total interest expense | $5,551,000 | 2,127 |
| Net interest income | $12,575,000 | 1,370 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $1,569,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $828,000 | 1,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $741,000 | 2,253 |
| Total noninterest expense | $7,187,000 | 1,848 |
| Salaries and employee benefits | $4,637,000 | 1,609 |
| Premises and equipment expense | $870,000 | 2,148 |
| Additional noninterest expense | $1,680,000 | 2,300 |
| Pre-tax net operating income | $6,787,000 | 1,128 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $6,751,000 | 859 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,751,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $6,275,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,751,000 | 850 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,792,000 | 1,651 |
| Total interest expense | $3,454,000 | 2,154 |
| Net interest income | $8,338,000 | 1,384 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $959,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $520,000 | 1,683 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $439,000 | 2,403 |
| Total noninterest expense | $4,727,000 | 1,879 |
| Salaries and employee benefits | $3,022,000 | 1,637 |
| Premises and equipment expense | $584,000 | 2,133 |
| Additional noninterest expense | $1,121,000 | 2,315 |
| Pre-tax net operating income | $4,510,000 | 1,130 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $26,000 | 5,649 |
| Income before extraordinary items | $4,484,000 | 870 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,484,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $3,775,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,484,000 | 852 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 1,686 |
| Total interest expense | $1,659,000 | 2,148 |
| Net interest income | $3,976,000 | 1,444 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $431,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $251,000 | 1,678 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,686 |
| Total noninterest expense | $2,444,000 | 1,817 |
| Salaries and employee benefits | $1,578,000 | 1,578 |
| Premises and equipment expense | $284,000 | 2,197 |
| Additional noninterest expense | $582,000 | 2,220 |
| Pre-tax net operating income | $1,913,000 | 1,298 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $1,898,000 | 1,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,898,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $675,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,898,000 | 983 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,898,000 | 1,787 |
| Total interest expense | $4,933,000 | 2,218 |
| Net interest income | $13,965,000 | 1,571 |
| Provision for loan and lease losses | $486,000 | 1,938 |
| Total noninterest income | $1,776,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,075,000 | 1,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $701,000 | 2,769 |
| Total noninterest expense | $8,244,000 | 2,026 |
| Salaries and employee benefits | $5,011,000 | 1,853 |
| Premises and equipment expense | $900,000 | 2,598 |
| Additional noninterest expense | $2,333,000 | 2,139 |
| Pre-tax net operating income | $7,011,000 | 1,365 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,011,000 | 1,039 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,011,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,752 |
| Cash dividends | $6,091,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,011,000 | 1,015 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 1,813 |
| Total interest expense | $3,435,000 | 2,263 |
| Net interest income | $10,118,000 | 1,605 |
| Provision for loan and lease losses | $331,000 | 2,029 |
| Total noninterest income | $1,395,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $808,000 | 1,601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $587,000 | 2,586 |
| Total noninterest expense | $6,169,000 | 2,011 |
| Salaries and employee benefits | $3,783,000 | 1,834 |
| Premises and equipment expense | $658,000 | 2,641 |
| Additional noninterest expense | $1,728,000 | 2,150 |
| Pre-tax net operating income | $5,013,000 | 1,431 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,013,000 | 1,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,013,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $4,351,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,013,000 | 1,055 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 1,841 |
| Total interest expense | $2,122,000 | 2,303 |
| Net interest income | $6,544,000 | 1,645 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $871,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $512,000 | 1,643 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $359,000 | 2,725 |
| Total noninterest expense | $4,052,000 | 2,028 |
| Salaries and employee benefits | $2,438,000 | 1,869 |
| Premises and equipment expense | $419,000 | 2,723 |
| Additional noninterest expense | $1,195,000 | 2,059 |
| Pre-tax net operating income | $3,213,000 | 1,453 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,213,000 | 1,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,213,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $2,601,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,213,000 | 1,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 1,900 |
| Total interest expense | $1,006,000 | 2,322 |
| Net interest income | $3,089,000 | 1,732 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $420,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $248,000 | 1,645 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $1,958,000 | 2,109 |
| Salaries and employee benefits | $1,147,000 | 1,991 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $612,000 | 2,000 |
| Pre-tax net operating income | $1,451,000 | 1,564 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,451,000 | 1,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,451,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $301,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,451,000 | 1,168 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 1,887 |
| Total interest expense | $3,764,000 | 2,165 |
| Net interest income | $11,378,000 | 1,778 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $1,944,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,011,000 | 1,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $933,000 | 2,250 |
| Total noninterest expense | $7,497,000 | 2,123 |
| Salaries and employee benefits | $4,613,000 | 1,895 |
| Premises and equipment expense | $828,000 | 2,705 |
| Additional noninterest expense | $2,056,000 | 2,359 |
| Pre-tax net operating income | $5,475,000 | 1,555 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $658,000 | 2,864 |
| Income before extraordinary items | $4,817,000 | 1,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,817,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,423 |
| Cash dividends | $3,557,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,817,000 | 1,306 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,181,000 | 1,896 |
| Total interest expense | $2,822,000 | 2,124 |
| Net interest income | $8,359,000 | 1,796 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $1,464,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $746,000 | 1,773 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $718,000 | 2,224 |
| Total noninterest expense | $5,605,000 | 2,128 |
| Salaries and employee benefits | $3,497,000 | 1,862 |
| Premises and equipment expense | $625,000 | 2,678 |
| Additional noninterest expense | $1,483,000 | 2,417 |
| Pre-tax net operating income | $4,068,000 | 1,585 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $653,000 | 2,422 |
| Income before extraordinary items | $3,415,000 | 1,445 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,415,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,856 |
| Cash dividends | $2,570,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,415,000 | 1,400 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 1,919 |
| Total interest expense | $1,890,000 | 2,090 |
| Net interest income | $5,404,000 | 1,846 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $914,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $475,000 | 1,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $439,000 | 2,383 |
| Total noninterest expense | $3,613,000 | 2,191 |
| Salaries and employee benefits | $2,242,000 | 1,937 |
| Premises and equipment expense | $414,000 | 2,709 |
| Additional noninterest expense | $957,000 | 2,483 |
| Pre-tax net operating income | $2,555,000 | 1,654 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $648,000 | 1,817 |
| Income before extraordinary items | $1,907,000 | 1,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,907,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,833 |
| Cash dividends | $1,402,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,907,000 | 1,621 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 1,962 |
| Total interest expense | $953,000 | 2,099 |
| Net interest income | $2,624,000 | 1,900 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $438,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $225,000 | 1,875 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $213,000 | 2,370 |
| Total noninterest expense | $1,675,000 | 2,377 |
| Salaries and employee benefits | $1,007,000 | 2,181 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $461,000 | 2,552 |
| Pre-tax net operating income | $1,237,000 | 1,675 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $643,000 | 1,055 |
| Income before extraordinary items | $594,000 | 2,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,199 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $594,000 | 2,435 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,323,000 | 1,851 |
| Total interest expense | $4,367,000 | 2,039 |
| Net interest income | $10,956,000 | 1,783 |
| Provision for loan and lease losses | $1,010,000 | 1,171 |
| Total noninterest income | $1,667,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $949,000 | 1,827 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $718,000 | 2,923 |
| Total noninterest expense | $6,698,000 | 2,343 |
| Salaries and employee benefits | $3,984,000 | 2,130 |
| Premises and equipment expense | $769,000 | 2,853 |
| Additional noninterest expense | $1,945,000 | 2,477 |
| Pre-tax net operating income | $4,915,000 | 1,657 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,566,000 | 1,563 |
| Income before extraordinary items | $3,349,000 | 1,854 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,349,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,799 |
| Cash dividends | $861,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,349,000 | 1,766 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 1,893 |
| Total interest expense | $3,320,000 | 2,091 |
| Net interest income | $8,147,000 | 1,799 |
| Provision for loan and lease losses | $460,000 | 1,778 |
| Total noninterest income | $1,083,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $715,000 | 1,814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $368,000 | 3,689 |
| Total noninterest expense | $4,757,000 | 2,473 |
| Salaries and employee benefits | $2,937,000 | 2,176 |
| Premises and equipment expense | $554,000 | 2,954 |
| Additional noninterest expense | $1,266,000 | 2,752 |
| Pre-tax net operating income | $4,013,000 | 1,576 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,290,000 | 1,511 |
| Income before extraordinary items | $2,723,000 | 1,770 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,723,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,322 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,723,000 | 1,675 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 1,933 |
| Total interest expense | $2,250,000 | 2,128 |
| Net interest income | $5,274,000 | 1,856 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $704,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $472,000 | 1,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $232,000 | 3,755 |
| Total noninterest expense | $3,185,000 | 2,470 |
| Salaries and employee benefits | $1,984,000 | 2,140 |
| Premises and equipment expense | $350,000 | 3,074 |
| Additional noninterest expense | $851,000 | 2,733 |
| Pre-tax net operating income | $2,463,000 | 1,700 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $776,000 | 1,666 |
| Income before extraordinary items | $1,687,000 | 1,899 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,687,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,105 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,687,000 | 1,791 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 1,966 |
| Total interest expense | $1,175,000 | 2,089 |
| Net interest income | $2,546,000 | 1,914 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $345,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $224,000 | 1,823 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $1,516,000 | 2,552 |
| Salaries and employee benefits | $931,000 | 2,257 |
| Premises and equipment expense | $156,000 | 3,382 |
| Additional noninterest expense | $429,000 | 2,688 |
| Pre-tax net operating income | $1,175,000 | 1,779 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $359,000 | 1,778 |
| Income before extraordinary items | $816,000 | 1,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 654 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $816,000 | 1,829 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,592,000 | 1,981 |
| Total interest expense | $5,020,000 | 2,242 |
| Net interest income | $10,572,000 | 1,839 |
| Provision for loan and lease losses | $1,600,000 | 894 |
| Total noninterest income | $1,190,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $773,000 | 2,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 3,627 |
| Total noninterest expense | $5,624,000 | 2,628 |
| Salaries and employee benefits | $3,493,000 | 2,299 |
| Premises and equipment expense | $703,000 | 2,990 |
| Additional noninterest expense | $1,428,000 | 3,072 |
| Pre-tax net operating income | $4,538,000 | 1,788 |
| Securities gains (losses) | $93,000 | 1,818 |
| Applicable income taxes | $1,466,000 | 1,682 |
| Income before extraordinary items | $3,165,000 | 1,902 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,165,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 1,206 |
| Cash dividends | $263,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,101,760 | 1,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,496,000 | 2,533 |
| Total interest expense | $5,254,000 | 3,024 |
| Net interest income | $8,242,000 | 2,173 |
| Provision for loan and lease losses | $530,000 | 2,111 |
| Total noninterest income | $1,290,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $775,000 | 1,959 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $515,000 | 3,076 |
| Total noninterest expense | $5,221,000 | 2,719 |
| Salaries and employee benefits | $3,067,000 | 2,462 |
| Premises and equipment expense | $715,000 | 2,893 |
| Additional noninterest expense | $1,439,000 | 2,979 |
| Pre-tax net operating income | $3,781,000 | 1,860 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,148,000 | 1,884 |
| Income before extraordinary items | $2,633,000 | 1,993 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,633,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,363 |
| Cash dividends | $798,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,633,000 | 1,913 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,674,000 | 2,962 |
| Total interest expense | $4,828,000 | 3,428 |
| Net interest income | $6,846,000 | 2,597 |
| Provision for loan and lease losses | $351,000 | 2,561 |
| Total noninterest income | $1,324,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $698,000 | 1,979 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $626,000 | 2,570 |
| Total noninterest expense | $4,831,000 | 2,804 |
| Salaries and employee benefits | $2,759,000 | 2,574 |
| Premises and equipment expense | $791,000 | 2,603 |
| Additional noninterest expense | $1,281,000 | 3,223 |
| Pre-tax net operating income | $2,988,000 | 2,401 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $947,000 | 2,226 |
| Income before extraordinary items | $2,041,000 | 2,517 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,041,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,014 |
| Cash dividends | $278,000 | 4,635 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 804 |
| Net operating income | $2,041,000 | 2,517 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 3,353 |
| Total interest expense | $3,752,000 | 3,793 |
| Net interest income | $5,815,000 | 3,004 |
| Provision for loan and lease losses | $237,000 | 3,218 |
| Total noninterest income | $1,126,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $593,000 | 2,258 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $533,000 | 2,843 |
| Total noninterest expense | $4,530,000 | 2,968 |
| Salaries and employee benefits | $2,632,000 | 2,674 |
| Premises and equipment expense | $758,000 | 2,681 |
| Additional noninterest expense | $1,140,000 | 3,603 |
| Pre-tax net operating income | $2,174,000 | 3,126 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $634,000 | 3,099 |
| Income before extraordinary items | $1,540,000 | 3,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,540,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $273,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 948 |
| Net operating income | $1,540,000 | 3,137 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,479 |
| Total interest expense | $3,424,000 | 4,213 |
| Net interest income | $5,742,000 | 3,002 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $1,883,000 | 1,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $615,000 | 2,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,268,000 | 1,568 |
| Total noninterest expense | $4,403,000 | 2,946 |
| Salaries and employee benefits | $2,620,000 | 2,581 |
| Premises and equipment expense | $733,000 | 2,661 |
| Additional noninterest expense | $1,050,000 | 3,784 |
| Pre-tax net operating income | $2,997,000 | 2,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $959,000 | 2,380 |
| Income before extraordinary items | $2,038,000 | 2,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,038,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $238,000 | 5,066 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 868 |
| Net operating income | $2,038,000 | 2,425 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 3,992 |
| Total interest expense | $2,982,000 | 4,745 |
| Net interest income | $4,980,000 | 3,504 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,394,000 | 2,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $605,000 | 2,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,048 |
| Total noninterest expense | $3,941,000 | 3,218 |
| Salaries and employee benefits | $2,302,000 | 2,877 |
| Premises and equipment expense | $730,000 | 2,634 |
| Additional noninterest expense | $909,000 | 4,266 |
| Pre-tax net operating income | $2,313,000 | 3,109 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $716,000 | 3,184 |
| Income before extraordinary items | $1,597,000 | 3,171 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,597,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $237,000 | 5,059 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 750 |
| Net operating income | $1,597,000 | 3,110 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 5,014 |
| Total interest expense | $2,448,000 | 5,599 |
| Net interest income | $3,836,000 | 4,485 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $954,000 | 3,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $580,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,527 |
| Total noninterest expense | $3,053,000 | 4,253 |
| Salaries and employee benefits | $1,811,000 | 3,642 |
| Premises and equipment expense | $543,000 | 3,520 |
| Additional noninterest expense | $699,000 | 5,756 |
| Pre-tax net operating income | $1,737,000 | 3,834 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $485,000 | 4,244 |
| Income before extraordinary items | $1,252,000 | 3,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,252,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 935 |
| Net operating income | $1,252,000 | 3,682 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 5,568 |
| Total interest expense | $2,130,000 | 6,206 |
| Net interest income | $3,396,000 | 4,989 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $672,000 | 4,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,465 |
| Total noninterest expense | $2,492,000 | 5,009 |
| Salaries and employee benefits | $1,406,000 | 4,547 |
| Premises and equipment expense | $383,000 | 4,709 |
| Additional noninterest expense | $703,000 | 5,832 |
| Pre-tax net operating income | $1,576,000 | 4,278 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $447,000 | 4,548 |
| Income before extraordinary items | $1,129,000 | 4,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,129,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,129,000 | 4,140 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 5,766 |
| Total interest expense | $1,775,000 | 6,135 |
| Net interest income | $3,113,000 | 5,453 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $673,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,403 |
| Total noninterest expense | $2,473,000 | 5,212 |
| Salaries and employee benefits | $1,364,000 | 4,678 |
| Premises and equipment expense | $362,000 | 4,971 |
| Additional noninterest expense | $747,000 | 6,008 |
| Pre-tax net operating income | $1,313,000 | 4,905 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $972,000 | 4,628 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $972,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,664 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 906 |
| Net operating income | $972,000 | 4,673 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,663 |
| Total interest expense | $1,598,000 | 6,883 |
| Net interest income | $2,581,000 | 6,397 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $668,000 | 4,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $2,344,000 | 5,572 |
| Salaries and employee benefits | $1,285,000 | 4,937 |
| Premises and equipment expense | $324,000 | 5,535 |
| Additional noninterest expense | $735,000 | 6,331 |
| Pre-tax net operating income | $905,000 | 6,327 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $842,000 | 5,346 |
| Extraordinary gains, net | $78,000 | 1,813 |
| Net income | $920,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $145,000 | 6,191 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 985 |
| Net operating income | $842,000 | 5,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 7,447 |
| Total interest expense | $1,879,000 | 7,401 |
| Net interest income | $2,165,000 | 7,332 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $460,000 | 5,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,222 |
| Total noninterest expense | $2,119,000 | 6,112 |
| Salaries and employee benefits | $1,118,000 | 5,505 |
| Premises and equipment expense | $314,000 | 5,782 |
| Additional noninterest expense | $687,000 | 6,839 |
| Pre-tax net operating income | $491,000 | 8,468 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $374,000 | 8,474 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $374,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $82,000 | 6,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,000 | 8,112 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.