Home > The First National Bank of Layton > Net charge- offs to loans
The First National Bank of Layton, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1195% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1641% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.6914% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2059% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4274% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5917% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0573% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1848% | 2,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1491% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0656% | 4,693 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4278% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2443% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1267% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2950% | 5,039 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4231% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1838% | 4,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0503% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2423% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3856% | 5,114 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8488% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,689 |
| Percentage Net Loans Charged-off:Construction & development | -0.0574% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4280% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8328% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0876% | 3,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5754% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1103% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1192% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6483% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 5,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 4,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7715% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2410% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3613% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0671% | 4,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5282% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2048% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9009% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0653% | 4,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 5,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1733% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4032% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3617% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0702% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 4,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2558% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8013% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1484% | 5,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 5,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.0922% | 5,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 5,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 5,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3356% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6040% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5772% | 5,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9324% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 5,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3436% | 5,975 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6801% | 4,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 5,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1481% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2019% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0961% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4075% | 5,762 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3464% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0541% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0751% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0610% | 5,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4534% | 6,069 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2889% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 5,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6672% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4501% | 5,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 5,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0642% | 5,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 5,789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2122% | 4,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 5,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1040% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2362% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3927% | 5,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0816% | 5,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 5,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1035% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 5,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3107% | 5,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5145% | 5,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6168% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.1416% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1088% | 6,128 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5505% | 4,791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5601% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3818% | 6,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3733% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0579% | 5,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 2,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.2214% | 696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2260% | 4,721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6502% | 6,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0503% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7470% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4234% | 6,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3206% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.3570% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1302% | 6,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2509% | 4,752 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1085% | 6,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3149% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2762% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3822% | 6,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2339% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.7508% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1572% | 6,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3005% | 4,788 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1334% | 6,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3745% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1504% | 5,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2541% | 5,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 3,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.1077% | 5,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5908% | 4,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6520% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2116% | 6,176 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0421% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9553% | 6,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4248% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 6,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0726% | 5,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0766% | 6,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7154% | 5,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 5,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5048% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2820% | 6,220 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1555% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1123% | 6,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1494% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 6,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.1040% | 5,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 6,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 4,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 6,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9964% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5632% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3579% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1105% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9566% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 6,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.1397% | 5,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 6,044 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0933% | 4,832 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3807% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3529% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8524% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.8806% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5823% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3033% | 676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0885% | 6,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9037% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4241% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8225% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1081% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1353% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0547% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6396% | 415 |
| Percentage Net Loans Charged-off: All other loans and lease | 54.3210% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0647% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7497% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0996% | 2,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9530% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3619% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8071% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 3,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8753% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7281% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1619% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4342% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6935% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8957% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0338% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.1706% | 1,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7888% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 3,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0877% | 3,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1547% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7727% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3601% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5138% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.7656% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4974% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0788% | 124 |
| Percentage Net Loans Charged-off:Construction & development | -0.4235% | 6,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.7038% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2921% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3299% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4039% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1175% | 5,926 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1759% | 1,313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3357% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1746% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2179% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3003% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 2.0237% | 1,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4969% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7186% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3885% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5997% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7608% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8208% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5120% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5021% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0769% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3533% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5918% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 2.5469% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6607% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0189% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8226% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8667% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 5,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7252% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6345% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6950% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7418% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5398% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5932% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 1.8071% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6506% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7806% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 5,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3951% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1929% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6423% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0758% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 6,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.3683% | 6,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2075% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2477% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7762% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3837% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9102% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8670% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9662% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9854% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 1.7155% | 2,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 3,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8026% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1662% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9160% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1868% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6077% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2686% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3063% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 2.2279% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6239% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1987% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1946% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5543% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5780% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0215% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4576% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4777% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 2.7308% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8769% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5984% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4832% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7887% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2887% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9932% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0866% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3221% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 3.2634% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6164% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0948% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 6,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 3,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3653% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8485% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6475% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1139% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 5.6982% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3312% | 2,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3524% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3427% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4553% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1026% | 4,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8060% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8566% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0707% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2141% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6099% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 4.8445% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 2,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7719% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6203% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5252% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1404% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0183% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0324% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9113% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0458% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3823% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 3.7631% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3704% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4805% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 3,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4171% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5831% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4516% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9202% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2350% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 4.1700% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2912% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3404% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9683% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4215% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3101% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9861% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3023% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5730% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8019% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 2.9573% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3667% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6478% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 3,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 4,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1762% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4202% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6657% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6616% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7200% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 1.1407% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 3,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6334% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0742% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1591% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3052% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.4913% | 1,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 3,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1484% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3045% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9555% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3718% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.5929% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6766% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4158% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.3115% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 7,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3166% | 3,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6045% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6145% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.2615% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0669% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6705% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 7,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 7,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 6,828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2752% | 7,799 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7682% | 1,926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 7,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 7,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 6,799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4832% | 7,900 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7505% | 1,907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.5977% | 7,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0661% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 5,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1790% | 1,227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7672% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0254% | 7,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8132% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1720% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4221% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0200% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.9535% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0429% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9312% | 6,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2765% | 2,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3121% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5871% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6258% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 8,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0322% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1697% | 6,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3597% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5191% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2781% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3114% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 8,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0501% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5674% | 6,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3191% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1255% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8725% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0351% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7973% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2069% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.3749% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0751% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4160% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0840% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1705% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.2751% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2767% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9837% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6390% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.2062% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3906% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1282% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7594% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2707% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.4084% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8591% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9672% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8476% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 8,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0664% | 8,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 8,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1277% | 8,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8506% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9467% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3369% | 1,061 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 7,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0857% | 8,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1713% | 8,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2545% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8665% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5460% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4214% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 8,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1365% | 8,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2957% | 8,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8154% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6167% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9649% | 1,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8145% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2723% | 8,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5927% | 9,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5876% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2435% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7652% | 941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4659% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.2377% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0629% | 8,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1531% | 9,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7999% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1188% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3854% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 3,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1927% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2300% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 6,592 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0323% | 10,330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0682% | 10,908 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1133% | 11,520 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 11,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 6,913 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |