Home > The First National Bank of Lamesa > Income and Expense
The First National Bank of Lamesa, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 4,895 |
| Total interest expense | $2,654,000 | 4,659 |
| Net interest income | $3,544,000 | 5,018 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $372,000 | 5,755 |
| Gross Fiduciary activities income | $53,000 | 1,019 |
| Service charges on deposit accounts | $226,000 | 4,729 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 6,451 |
| Total noninterest expense | $3,668,000 | 4,246 |
| Salaries and employee benefits | $2,355,000 | 3,775 |
| Premises and equipment expense | $293,000 | 5,801 |
| Additional noninterest expense | $1,020,000 | 4,451 |
| Pre-tax net operating income | $228,000 | 7,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $655,000 | 2,761 |
| Income before extraordinary items | $-427,000 | 8,262 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-427,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-427,000 | 8,261 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 4,922 |
| Total interest expense | $1,927,000 | 4,663 |
| Net interest income | $2,673,000 | 5,041 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $290,000 | 5,698 |
| Gross Fiduciary activities income | $47,000 | 996 |
| Service charges on deposit accounts | $169,000 | 4,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,339 |
| Total noninterest expense | $1,894,000 | 5,436 |
| Salaries and employee benefits | $1,181,000 | 5,023 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $490,000 | 5,823 |
| Pre-tax net operating income | $1,069,000 | 4,583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,069,000 | 4,008 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,069,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,053 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,069,000 | 4,000 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 4,881 |
| Total interest expense | $1,251,000 | 4,594 |
| Net interest income | $1,815,000 | 5,006 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $209,000 | 5,531 |
| Gross Fiduciary activities income | $46,000 | 961 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $1,205,000 | 5,601 |
| Salaries and employee benefits | $777,000 | 5,076 |
| Premises and equipment expense | $145,000 | 5,863 |
| Additional noninterest expense | $283,000 | 6,250 |
| Pre-tax net operating income | $819,000 | 4,275 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $819,000 | 3,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $819,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $819,000 | 3,685 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,867 |
| Total interest expense | $604,000 | 4,558 |
| Net interest income | $913,000 | 4,983 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $125,000 | 5,107 |
| Gross Fiduciary activities income | $45,000 | 833 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $595,000 | 5,655 |
| Salaries and employee benefits | $392,000 | 5,082 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $443,000 | 4,031 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $443,000 | 3,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $443,000 | 3,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 5,021 |
| Total interest expense | $1,899,000 | 4,583 |
| Net interest income | $3,310,000 | 5,179 |
| Provision for loan and lease losses | $284,000 | 2,953 |
| Total noninterest income | $353,000 | 5,989 |
| Gross Fiduciary activities income | $39,000 | 1,077 |
| Service charges on deposit accounts | $231,000 | 4,744 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $2,412,000 | 5,489 |
| Salaries and employee benefits | $1,532,000 | 4,975 |
| Premises and equipment expense | $278,000 | 5,933 |
| Additional noninterest expense | $602,000 | 6,048 |
| Pre-tax net operating income | $967,000 | 5,446 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $958,000 | 4,933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $958,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,272 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $958,000 | 4,904 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 5,108 |
| Total interest expense | $1,341,000 | 4,616 |
| Net interest income | $2,423,000 | 5,270 |
| Provision for loan and lease losses | $266,000 | 2,440 |
| Total noninterest income | $275,000 | 5,956 |
| Gross Fiduciary activities income | $39,000 | 1,031 |
| Service charges on deposit accounts | $169,000 | 4,828 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $1,773,000 | 5,529 |
| Salaries and employee benefits | $1,127,000 | 5,018 |
| Premises and equipment expense | $192,000 | 6,137 |
| Additional noninterest expense | $454,000 | 5,994 |
| Pre-tax net operating income | $659,000 | 5,773 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $650,000 | 5,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $650,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 929 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $650,000 | 5,225 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 5,148 |
| Total interest expense | $835,000 | 4,668 |
| Net interest income | $1,596,000 | 5,300 |
| Provision for loan and lease losses | $236,000 | 1,894 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $38,000 | 979 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,160,000 | 5,581 |
| Salaries and employee benefits | $744,000 | 5,056 |
| Premises and equipment expense | $131,000 | 6,080 |
| Additional noninterest expense | $285,000 | 6,162 |
| Pre-tax net operating income | $396,000 | 6,013 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $387,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 750 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $387,000 | 5,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,249 |
| Total interest expense | $376,000 | 4,846 |
| Net interest income | $797,000 | 5,333 |
| Provision for loan and lease losses | $174,000 | 1,268 |
| Total noninterest income | $123,000 | 5,206 |
| Gross Fiduciary activities income | $39,000 | 856 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $570,000 | 5,666 |
| Salaries and employee benefits | $368,000 | 5,115 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $136,000 | 6,329 |
| Pre-tax net operating income | $176,000 | 6,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $167,000 | 5,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $167,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 431 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $167,000 | 5,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 5,295 |
| Total interest expense | $1,107,000 | 5,369 |
| Net interest income | $3,248,000 | 5,161 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $382,000 | 5,892 |
| Gross Fiduciary activities income | $48,000 | 1,066 |
| Service charges on deposit accounts | $219,000 | 5,038 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $2,445,000 | 5,381 |
| Salaries and employee benefits | $1,465,000 | 5,037 |
| Premises and equipment expense | $380,000 | 4,934 |
| Additional noninterest expense | $600,000 | 5,977 |
| Pre-tax net operating income | $1,085,000 | 5,028 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,085,000 | 4,475 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,085,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,672 |
| Cash dividends | $950,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,085,000 | 4,405 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 5,371 |
| Total interest expense | $812,000 | 5,410 |
| Net interest income | $2,355,000 | 5,263 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $308,000 | 5,755 |
| Gross Fiduciary activities income | $47,000 | 1,026 |
| Service charges on deposit accounts | $162,000 | 5,103 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,655,000 | 5,657 |
| Salaries and employee benefits | $1,098,000 | 4,979 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $362,000 | 6,613 |
| Pre-tax net operating income | $908,000 | 4,858 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $908,000 | 4,244 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $908,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,522 |
| Cash dividends | $675,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $908,000 | 4,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 5,490 |
| Total interest expense | $538,000 | 5,437 |
| Net interest income | $1,503,000 | 5,395 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $46,000 | 967 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,097,000 | 5,720 |
| Salaries and employee benefits | $738,000 | 4,980 |
| Premises and equipment expense | $125,000 | 6,210 |
| Additional noninterest expense | $234,000 | 6,731 |
| Pre-tax net operating income | $537,000 | 5,132 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $537,000 | 4,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $375,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $537,000 | 4,465 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,593 |
| Total interest expense | $275,000 | 5,436 |
| Net interest income | $719,000 | 5,533 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $118,000 | 5,380 |
| Gross Fiduciary activities income | $46,000 | 817 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $541,000 | 5,785 |
| Salaries and employee benefits | $374,000 | 4,952 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $108,000 | 6,955 |
| Pre-tax net operating income | $246,000 | 5,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $246,000 | 4,798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $246,000 | 4,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 5,145 |
| Total interest expense | $1,387,000 | 5,124 |
| Net interest income | $3,253,000 | 5,049 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $362,000 | 6,181 |
| Gross Fiduciary activities income | $43,000 | 1,101 |
| Service charges on deposit accounts | $231,000 | 4,940 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $88,000 | 6,742 |
| Total noninterest expense | $2,314,000 | 5,496 |
| Salaries and employee benefits | $1,585,000 | 4,668 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $1,101,000 | 4,920 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,101,000 | 4,379 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,101,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,739 |
| Cash dividends | $975,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,101,000 | 4,198 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 5,184 |
| Total interest expense | $1,103,000 | 5,069 |
| Net interest income | $2,400,000 | 5,114 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $282,000 | 6,147 |
| Gross Fiduciary activities income | $43,000 | 1,050 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 6,817 |
| Total noninterest expense | $1,782,000 | 5,371 |
| Salaries and employee benefits | $1,222,000 | 4,557 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $381,000 | 6,474 |
| Pre-tax net operating income | $900,000 | 4,830 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $900,000 | 4,288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $900,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $725,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $900,000 | 4,115 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,206 |
| Total interest expense | $776,000 | 5,026 |
| Net interest income | $1,572,000 | 5,185 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $202,000 | 5,982 |
| Gross Fiduciary activities income | $42,000 | 999 |
| Service charges on deposit accounts | $111,000 | 5,017 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $1,212,000 | 5,300 |
| Salaries and employee benefits | $846,000 | 4,443 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $250,000 | 6,527 |
| Pre-tax net operating income | $562,000 | 5,018 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $562,000 | 4,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $562,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $562,000 | 4,268 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,168 |
| Total interest expense | $398,000 | 5,051 |
| Net interest income | $798,000 | 5,104 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $121,000 | 5,446 |
| Gross Fiduciary activities income | $42,000 | 855 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $601,000 | 5,328 |
| Salaries and employee benefits | $424,000 | 4,439 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $318,000 | 4,639 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $318,000 | 4,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $318,000 | 3,881 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 4,773 |
| Total interest expense | $2,014,000 | 4,775 |
| Net interest income | $3,593,000 | 4,686 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $388,000 | 5,850 |
| Gross Fiduciary activities income | $40,000 | 1,161 |
| Service charges on deposit accounts | $259,000 | 4,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,304,000 | 5,372 |
| Salaries and employee benefits | $1,506,000 | 4,684 |
| Premises and equipment expense | $302,000 | 5,555 |
| Additional noninterest expense | $496,000 | 6,521 |
| Pre-tax net operating income | $1,577,000 | 3,977 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,577,000 | 3,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,577,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,062 |
| Cash dividends | $1,400,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,577,000 | 3,269 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 4,585 |
| Total interest expense | $3,478,000 | 4,228 |
| Net interest income | $3,190,000 | 4,851 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $401,000 | 5,676 |
| Gross Fiduciary activities income | $41,000 | 1,170 |
| Service charges on deposit accounts | $280,000 | 4,336 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $80,000 | 6,875 |
| Total noninterest expense | $2,318,000 | 5,219 |
| Salaries and employee benefits | $1,451,000 | 4,626 |
| Premises and equipment expense | $380,000 | 4,764 |
| Additional noninterest expense | $487,000 | 6,529 |
| Pre-tax net operating income | $1,173,000 | 4,474 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $1,090,000 | 4,056 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,090,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $1,250,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,090,000 | 3,928 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 4,498 |
| Total interest expense | $3,889,000 | 4,060 |
| Net interest income | $3,266,000 | 4,854 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $377,000 | 5,705 |
| Gross Fiduciary activities income | $48,000 | 1,056 |
| Service charges on deposit accounts | $256,000 | 4,454 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $2,232,000 | 5,283 |
| Salaries and employee benefits | $1,425,000 | 4,544 |
| Premises and equipment expense | $351,000 | 4,919 |
| Additional noninterest expense | $456,000 | 6,732 |
| Pre-tax net operating income | $1,311,000 | 4,479 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $1,290,000 | 3,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,290,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,718 |
| Cash dividends | $1,400,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,290,000 | 3,651 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 4,473 |
| Total interest expense | $3,576,000 | 3,967 |
| Net interest income | $3,294,000 | 4,836 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $500,000 | 4,956 |
| Gross Fiduciary activities income | $70,000 | 1,048 |
| Service charges on deposit accounts | $257,000 | 4,444 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $2,092,000 | 5,513 |
| Salaries and employee benefits | $1,320,000 | 4,815 |
| Premises and equipment expense | $269,000 | 5,815 |
| Additional noninterest expense | $503,000 | 6,500 |
| Pre-tax net operating income | $1,402,000 | 4,293 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $1,339,000 | 3,553 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,339,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,118 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,339,000 | 3,516 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 4,339 |
| Total interest expense | $3,918,000 | 3,758 |
| Net interest income | $3,205,000 | 4,904 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $421,000 | 5,450 |
| Gross Fiduciary activities income | $56,000 | 1,097 |
| Service charges on deposit accounts | $274,000 | 4,217 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $1,997,000 | 5,609 |
| Salaries and employee benefits | $1,325,000 | 4,684 |
| Premises and equipment expense | $199,000 | 6,731 |
| Additional noninterest expense | $473,000 | 6,624 |
| Pre-tax net operating income | $1,629,000 | 3,938 |
| Securities gains (losses) | $91,000 | 1,343 |
| Applicable income taxes | $540,000 | 3,661 |
| Income before extraordinary items | $1,180,000 | 3,982 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,180,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,117,210 | 4,043 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,363,000 | 4,326 |
| Total interest expense | $3,857,000 | 3,814 |
| Net interest income | $3,506,000 | 4,729 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $445,000 | 5,370 |
| Gross Fiduciary activities income | $88,000 | 1,078 |
| Service charges on deposit accounts | $272,000 | 4,375 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $1,859,000 | 5,946 |
| Salaries and employee benefits | $1,196,000 | 5,112 |
| Premises and equipment expense | $207,000 | 6,730 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $2,092,000 | 3,384 |
| Securities gains (losses) | $178,000 | 761 |
| Applicable income taxes | $729,000 | 3,136 |
| Income before extraordinary items | $1,541,000 | 3,287 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,541,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $1,150,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,419,960 | 3,448 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 4,371 |
| Total interest expense | $3,987,000 | 3,723 |
| Net interest income | $3,379,000 | 4,980 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $478,000 | 5,316 |
| Gross Fiduciary activities income | $103,000 | 1,099 |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $1,760,000 | 6,474 |
| Salaries and employee benefits | $1,132,000 | 5,472 |
| Premises and equipment expense | $202,000 | 6,991 |
| Additional noninterest expense | $426,000 | 7,665 |
| Pre-tax net operating income | $2,097,000 | 3,284 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $681,000 | 3,239 |
| Income before extraordinary items | $1,416,000 | 3,370 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,416,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,416,000 | 3,331 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 4,450 |
| Total interest expense | $3,586,000 | 4,064 |
| Net interest income | $3,607,000 | 4,721 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $445,000 | 5,588 |
| Gross Fiduciary activities income | $59,000 | 1,261 |
| Service charges on deposit accounts | $276,000 | 4,594 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $1,690,000 | 6,756 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $564,000 | 6,756 |
| Pre-tax net operating income | $2,362,000 | 3,011 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $775,000 | 2,957 |
| Income before extraordinary items | $1,593,000 | 3,072 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,593,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $1,150,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,588,980 | 3,050 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 4,454 |
| Total interest expense | $2,777,000 | 4,246 |
| Net interest income | $3,839,000 | 4,549 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $428,000 | 5,881 |
| Gross Fiduciary activities income | $79,000 | 1,223 |
| Service charges on deposit accounts | $254,000 | 4,984 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,655,000 | 7,113 |
| Salaries and employee benefits | $857,000 | 6,892 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $629,000 | 6,821 |
| Pre-tax net operating income | $2,612,000 | 2,708 |
| Securities gains (losses) | $-397,000 | 12,188 |
| Applicable income taxes | $707,000 | 3,065 |
| Income before extraordinary items | $1,508,000 | 3,156 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,508,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $1,200,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,777,960 | 2,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 4,516 |
| Total interest expense | $2,793,000 | 4,379 |
| Net interest income | $3,874,000 | 4,536 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $428,000 | 6,192 |
| Gross Fiduciary activities income | $102,000 | 1,202 |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,617,000 | 7,454 |
| Salaries and employee benefits | $839,000 | 7,080 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $612,000 | 7,227 |
| Pre-tax net operating income | $2,685,000 | 2,543 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,828,000 | 2,733 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,828,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,828,000 | 2,576 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,729 |
| Total interest expense | $3,451,000 | 4,588 |
| Net interest income | $3,719,000 | 4,761 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $393,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,222 |
| Total noninterest expense | $1,506,000 | 7,887 |
| Salaries and employee benefits | $752,000 | 7,591 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $582,000 | 7,671 |
| Pre-tax net operating income | $2,606,000 | 2,371 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $832,000 | 2,503 |
| Income before extraordinary items | $1,774,000 | 2,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,774,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $1,400,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,774,000 | 2,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.