Home > The First National Bank of Lake Providence > Income and Expense
The First National Bank of Lake Providence, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,326,000 | 6,647 |
Total interest expense | $1,923,000 | 6,641 |
Net interest income | $2,403,000 | 6,473 |
Provision for loan and lease losses | $15,000 | 7,935 |
Total noninterest income | $297,000 | 7,112 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $256,000 | 4,859 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 9,663 |
Total noninterest expense | $1,497,000 | 7,284 |
Salaries and employee benefits | $848,000 | 6,832 |
Premises and equipment expense | $314,000 | 5,437 |
Additional noninterest expense | $335,000 | 8,857 |
Pre-tax net operating income | $1,188,000 | 5,279 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $374,000 | 5,178 |
Income before extraordinary items | $814,000 | 5,378 |
Extraordinary gains, net | $0 | 65 |
Net income | $814,000 | 5,375 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,181 |
Cash dividends | $510,000 | 3,261 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $814,000 | 5,351 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,602,000 | 7,185 |
Total interest expense | $1,555,000 | 6,740 |
Net interest income | $2,047,000 | 7,457 |
Provision for loan and lease losses | $100,000 | 4,522 |
Total noninterest income | $412,000 | 6,033 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,831 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $148,000 | 6,243 |
Total noninterest expense | $1,511,000 | 7,564 |
Salaries and employee benefits | $816,000 | 7,117 |
Premises and equipment expense | $309,000 | 5,586 |
Additional noninterest expense | $386,000 | 8,964 |
Pre-tax net operating income | $848,000 | 6,635 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $244,000 | 6,632 |
Income before extraordinary items | $604,000 | 6,508 |
Extraordinary gains, net | $0 | 249 |
Net income | $604,000 | 6,525 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $168,000 | 2,790 |
Cash dividends | $480,000 | 3,320 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $604,000 | 6,558 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,443,000 | 7,615 |
Total interest expense | $1,456,000 | 7,349 |
Net interest income | $1,987,000 | 7,717 |
Provision for loan and lease losses | $10,000 | 9,731 |
Total noninterest income | $351,000 | 7,009 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,892 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 8,348 |
Total noninterest expense | $1,521,000 | 7,763 |
Salaries and employee benefits | $818,000 | 7,212 |
Premises and equipment expense | $279,000 | 6,196 |
Additional noninterest expense | $424,000 | 8,987 |
Pre-tax net operating income | $807,000 | 6,775 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $220,000 | 7,257 |
Income before extraordinary items | $587,000 | 6,888 |
Extraordinary gains, net | $82,000 | 1,762 |
Net income | $669,000 | 6,475 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 4,259 |
Cash dividends | $510,000 | 3,011 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $587,000 | 6,634 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,690,000 | 7,927 |
Total interest expense | $1,661,000 | 8,010 |
Net interest income | $2,029,000 | 7,669 |
Provision for loan and lease losses | $40,000 | 9,471 |
Total noninterest income | $322,000 | 7,436 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $257,000 | 5,024 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 9,539 |
Total noninterest expense | $1,438,000 | 8,144 |
Salaries and employee benefits | $785,000 | 7,356 |
Premises and equipment expense | $270,000 | 6,436 |
Additional noninterest expense | $383,000 | 9,787 |
Pre-tax net operating income | $873,000 | 6,231 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $232,000 | 6,961 |
Income before extraordinary items | $641,000 | 6,284 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $641,000 | 6,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 8,022 |
Cash dividends | $510,000 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $641,000 | 5,947 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.