The First National Bank of Lake Charles, Net Loans and Leases

1997-12-31Rank
Net loans and leases$297,882,000996
Loan loss allowance$2,700,0001,371
Total loans and leases$300,582,0001,000
Unearned income$04,740
Loans and leases, gross$300,582,0001,003
All real estate loans$144,498,0001,394
Real estate loans in domestic offices$144,498,0001,393
Construction and development loans$10,516,0001,376
Commercial RE$48,836,0001,065
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,263,0001,683
1-4 family residential loans$81,635,0001,474
Farmland loans$248,0006,269
Loans held in foreign officesNANA
Farm loans$1,004,0004,619
Commercial and industrial loans$33,682,0001,143
To non-U.S. addressees$0228
Loans to individuals$97,435,000450
Credit card loans$4,100,000584
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$93,335,000385
All other loans & leases$23,963,000362
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$21,338,000109
Other loans$2,625,000586
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$182,000927
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$270,210,0001,114
Loan loss allowance$2,793,0001,409
Total loans and leases$273,003,0001,116
Unearned income$06,436
Loans and leases, gross$273,003,0001,124
All real estate loans$133,986,0001,549
Real estate loans in domestic offices$133,986,0001,548
Construction and development loans$10,117,0001,448
Commercial RE$43,626,0001,167
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,378,0001,708
1-4 family residential loans$76,464,0001,621
Farmland loans$401,0005,932
Loans held in foreign officesNANA
Farm loans$1,039,0004,750
Commercial and industrial loans$25,894,0001,472
To non-U.S. addressees$0238
Loans to individuals$97,300,000523
Credit card loans$2,698,000866
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$94,602,000440
All other loans & leases$14,784,000514
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$11,486,000211
Other loans$3,298,000576
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$206,000980
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$245,162,0001,200
Loan loss allowance$3,795,0001,137
Total loans and leases$248,957,0001,201
Unearned income$06,974
Loans and leases, gross$248,957,0001,210
All real estate loans$133,368,0001,525
Real estate loans in domestic offices$133,368,0001,525
Construction and development loans$8,623,0001,535
Commercial RE$40,597,0001,213
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,325,0001,767
1-4 family residential loans$80,495,0001,533
Farmland loans$328,0006,325
Loans held in foreign officesNANA
Farm loans$1,555,0004,308
Commercial and industrial loans$33,233,0001,112
To non-U.S. addressees$0259
Loans to individuals$71,145,000682
Credit card loans$1,224,0001,514
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$69,921,000585
All other loans & leases$9,656,000650
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$8,249,000305
Other loans$1,205,0001,084
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$202,000612
Memoranda:
Loans not secured by real estate$2,405,000347
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$168,560,0001,664
Loan loss allowance$1,456,0002,608
Total loans and leases$170,016,0001,670
Unearned income$267,0003,522
Loans and leases, gross$170,016,0001,678
All real estate loans$86,811,0002,171
Real estate loans in domestic offices$86,811,0002,169
Construction and development loans$2,819,0003,261
Commercial RE$36,590,0001,320
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$2,460,0002,179
1-4 family residential loans$44,656,0002,485
Farmland loans$286,0006,691
Loans held in foreign officesNANA
Farm loans$995,0005,145
Commercial and industrial loans$22,901,0001,475
To non-U.S. addressees$0273
Loans to individuals$53,912,000801
Credit card loans$805,0001,959
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$53,107,000704
All other loans & leases$5,664,000894
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$4,978,000469
Other loans$686,0001,575
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$1,793,000411
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$147,114,0001,856
Loan loss allowance$1,786,0002,268
Total loans and leases$148,900,0001,867
Unearned income$176,0004,561
Loans and leases, gross$148,900,0001,876
All real estate loans$83,734,0002,218
Real estate loans in domestic offices$83,734,0002,217
Construction and development loans$4,276,0002,314
Commercial RE$38,828,0001,218
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,284,0003,204
1-4 family residential loans$38,984,0002,772
Farmland loans$362,0006,458
Loans held in foreign officesNANA
Farm loans$972,0005,258
Commercial and industrial loans$19,195,0001,699
To non-U.S. addressees$0272
Loans to individuals$37,967,000985
Credit card loans$666,0002,180
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$37,301,000876
All other loans & leases$7,208,000784
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$5,565,000461
Other loans$1,643,000967
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$2,624,000319
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$110,902,0002,434
Loan loss allowance$1,998,0002,134
Total loans and leases$112,900,0002,434
Unearned income$609,0002,670
Loans and leases, gross$112,900,0002,443
All real estate loans$66,062,0002,814
Real estate loans in domestic offices$66,062,0002,814
Construction and development loans$2,403,0003,347
Commercial RE$34,878,0001,367
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,414,0003,034
1-4 family residential loans$27,040,0003,766
Farmland loans$327,0006,650
Loans held in foreign officesNANA
Farm loans$749,0005,675
Commercial and industrial loans$17,156,0001,976
To non-U.S. addressees$0266
Loans to individuals$23,705,0001,467
Credit card loans$573,0002,429
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$23,132,0001,324
All other loans & leases$5,837,000974
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$2,320,000911
Other loans$3,517,000606
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$1,882,000458
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA