Home > The First National Bank of Lake Charles > Loan Charge- Offs and Recoveries
The First National Bank of Lake Charles, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,311,000 | 827 |
| Loans secured by real estate, total | $1,000 | 4,759 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,000 | 4,757 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $1,000 | 3,941 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $17,000 | 140 |
| Commercial and industrial loans | $28,000 | 4,308 |
| Loans to individuals | $1,265,000 | 493 |
| Credit card loan charge offs | $62,000 | 862 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,203,000 | 361 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $598,000 | 586 |
| Loans secured by real estate, total | $60,000 | 988 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $60,000 | 988 |
| Construction and land development | $28,000 | 208 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 899 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,282 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 71 |
| Commercial and industrial loans | $90,000 | 1,089 |
| Loans to individuals | $402,000 | 393 |
| Credit card loan recoveries | $4,000 | 1,284 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $398,000 | 308 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $713,000 | 1,013 |
| Loans secured by real estate, total | $-59,000 | 10,579 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-59,000 | 10,600 |
| Construction and land development | $-28,000 | 10,779 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-27,000 | 10,641 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-4,000 | 10,093 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-29,000 | 1,104 |
| Commercial and industrial loans | $-62,000 | 10,544 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $863,000 | 515 |
| Credit card loan net charge offs | $58,000 | 822 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $805,000 | 382 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,350,000 | 919 |
| Loans secured by real estate, total | $8,000 | 4,086 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $8,000 | 4,087 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,249 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,859 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $138,000 | 1,930 |
| Loans to individuals | $1,204,000 | 547 |
| Credit card loan charge offs | $33,000 | 1,258 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,171,000 | 409 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $638,000 | 654 |
| Loans secured by real estate, total | $55,000 | 1,185 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $55,000 | 1,185 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $50,000 | 655 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $52,000 | 1,792 |
| Loans to individuals | $531,000 | 383 |
| Credit card loan recoveries | $3,000 | 1,534 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $528,000 | 287 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $712,000 | 1,101 |
| Loans secured by real estate, total | $-47,000 | 11,008 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-47,000 | 11,033 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-43,000 | 11,308 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-4,000 | 10,520 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $86,000 | 2,010 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $673,000 | 620 |
| Credit card loan net charge offs | $30,000 | 1,202 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $643,000 | 468 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,180,000 | 1,016 |
| Loans secured by real estate, total | $172,000 | 1,284 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $172,000 | 1,282 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $145,000 | 844 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $27,000 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $119,000 | 2,097 |
| Loans to individuals | $880,000 | 594 |
| Credit card loan charge offs | $75,000 | 796 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $805,000 | 456 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $9,000 | 304 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $548,000 | 727 |
| Loans secured by real estate, total | $102,000 | 871 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $102,000 | 869 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 738 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $58,000 | 676 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $122,000 | 998 |
| Loans to individuals | $295,000 | 539 |
| Credit card loan recoveries | $19,000 | 681 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $276,000 | 453 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $29,000 | 175 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $632,000 | 1,188 |
| Loans secured by real estate, total | $70,000 | 1,699 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $70,000 | 1,698 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 894 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-31,000 | 11,541 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-3,000 | 9,500 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $585,000 | 600 |
| Credit card loan net charge offs | $56,000 | 815 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $529,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-20,000 | 1,158 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $219,000 | 3,229 |
| Loans secured by real estate, total | $11,000 | 4,581 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $11,000 | 4,581 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,529 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,453 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 178 |
| Commercial and industrial loans | $18,000 | 5,318 |
| Loans to individuals | $189,000 | 1,406 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $189,000 | 1,159 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $125,000 | 2,455 |
| Loans secured by real estate, total | $25,000 | 2,205 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $25,000 | 2,204 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,384 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $30,000 | 3,240 |
| Loans to individuals | $70,000 | 1,433 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $70,000 | 1,277 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Loans secured by real estate, total | $-14,000 | 11,445 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-14,000 | 11,483 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-11,000 | 11,891 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-3,000 | 11,469 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 125 |
| Commercial and industrial loans | $-12,000 | 10,626 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $119,000 | 1,422 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $119,000 | 1,100 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $374,000 | 2,783 |
| Loans secured by real estate, total | $39,000 | 3,710 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $39,000 | 3,709 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $36,000 | 2,450 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,998 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 159 |
| Commercial and industrial loans | $74,000 | 3,677 |
| Loans to individuals | $257,000 | 1,265 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $257,000 | 1,001 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $162,000 | 2,180 |
| Loans secured by real estate, total | $15,000 | 2,954 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $15,000 | 2,954 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,800 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 195 |
| Commercial and industrial loans | $9,000 | 5,892 |
| Loans to individuals | $136,000 | 949 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $136,000 | 813 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Loans secured by real estate, total | $24,000 | 3,726 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $24,000 | 3,724 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 2,655 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,694 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 114 |
| Commercial and industrial loans | $65,000 | 3,001 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $121,000 | 1,603 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $121,000 | 1,242 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $491,000 | 2,965 |
| Loans secured by real estate, total | $42,000 | 4,462 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $42,000 | 4,461 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 3,490 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $17,000 | 3,016 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 184 |
| Commercial and industrial loans | $62,000 | 5,186 |
| Loans to individuals | $383,000 | 1,164 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $383,000 | 935 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $181,000 | 2,126 |
| Loans secured by real estate, total | $18,000 | 2,757 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $18,000 | 2,757 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $18,000 | 1,598 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $62,000 | 2,394 |
| Loans to individuals | $101,000 | 1,262 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $101,000 | 1,099 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $310,000 | 3,269 |
| Loans secured by real estate, total | $24,000 | 4,759 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $24,000 | 4,761 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 4,577 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $17,000 | 2,774 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 140 |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $282,000 | 1,136 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $282,000 | 852 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.