Home > The First National Bank of Lake Charles > Income and Expense
The First National Bank of Lake Charles, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,580,000 | 938 |
| Total interest expense | $16,402,000 | 995 |
| Net interest income | $20,178,000 | 885 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $7,885,000 | 670 |
| Gross Fiduciary activities income | $1,306,000 | 406 |
| Service charges on deposit accounts | $4,396,000 | 312 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,183,000 | 1,033 |
| Total noninterest expense | $17,529,000 | 819 |
| Salaries and employee benefits | $7,020,000 | 946 |
| Premises and equipment expense | $2,754,000 | 738 |
| Additional noninterest expense | $7,755,000 | 705 |
| Pre-tax net operating income | $9,914,000 | 823 |
| Securities gains (losses) | $-108,000 | 10,779 |
| Applicable income taxes | $3,135,000 | 892 |
| Income before extraordinary items | $6,671,000 | 831 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,671,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 1,013 |
| Cash dividends | $6,586,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,744,440 | 806 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,310,000 | 996 |
| Total interest expense | $15,099,000 | 1,084 |
| Net interest income | $20,211,000 | 925 |
| Provision for loan and lease losses | $-290,000 | 11,369 |
| Total noninterest income | $7,614,000 | 710 |
| Gross Fiduciary activities income | $1,216,000 | 461 |
| Service charges on deposit accounts | $4,262,000 | 354 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,136,000 | 1,103 |
| Total noninterest expense | $17,406,000 | 889 |
| Salaries and employee benefits | $6,877,000 | 976 |
| Premises and equipment expense | $2,714,000 | 801 |
| Additional noninterest expense | $7,815,000 | 823 |
| Pre-tax net operating income | $10,709,000 | 747 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,524,000 | 769 |
| Income before extraordinary items | $7,185,000 | 761 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,185,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 1,101 |
| Cash dividends | $9,076,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,185,000 | 737 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,681,000 | 999 |
| Total interest expense | $13,048,000 | 1,277 |
| Net interest income | $22,633,000 | 840 |
| Provision for loan and lease losses | $-68,000 | 11,640 |
| Total noninterest income | $11,062,000 | 563 |
| Gross Fiduciary activities income | $1,094,000 | 517 |
| Service charges on deposit accounts | $4,571,000 | 362 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,397,000 | 636 |
| Total noninterest expense | $21,524,000 | 743 |
| Salaries and employee benefits | $9,566,000 | 735 |
| Premises and equipment expense | $3,256,000 | 706 |
| Additional noninterest expense | $8,702,000 | 747 |
| Pre-tax net operating income | $12,239,000 | 699 |
| Securities gains (losses) | $-419,000 | 11,792 |
| Applicable income taxes | $4,024,000 | 720 |
| Income before extraordinary items | $7,796,000 | 736 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,796,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 1,188 |
| Cash dividends | $4,125,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,072,540 | 710 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,071,000 | 1,541 |
| Total interest expense | $6,419,000 | 1,945 |
| Net interest income | $13,652,000 | 1,323 |
| Provision for loan and lease losses | $-236,000 | 12,358 |
| Total noninterest income | $4,921,000 | 934 |
| Gross Fiduciary activities income | $728,000 | 610 |
| Service charges on deposit accounts | $2,849,000 | 497 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,344,000 | 1,494 |
| Total noninterest expense | $11,431,000 | 1,297 |
| Salaries and employee benefits | $5,271,000 | 1,273 |
| Premises and equipment expense | $1,496,000 | 1,392 |
| Additional noninterest expense | $4,664,000 | 1,247 |
| Pre-tax net operating income | $7,378,000 | 1,030 |
| Securities gains (losses) | $-976,000 | 12,396 |
| Applicable income taxes | $2,151,000 | 1,127 |
| Income before extraordinary items | $4,251,000 | 1,195 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,251,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Cash dividends | $5,100,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,895,160 | 1,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,608,000 | 1,608 |
| Total interest expense | $6,412,000 | 2,015 |
| Net interest income | $13,196,000 | 1,372 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,998,000 | 1,171 |
| Gross Fiduciary activities income | $626,000 | 680 |
| Service charges on deposit accounts | $2,509,000 | 551 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $863,000 | 2,269 |
| Total noninterest expense | $11,229,000 | 1,365 |
| Salaries and employee benefits | $5,147,000 | 1,302 |
| Premises and equipment expense | $1,421,000 | 1,497 |
| Additional noninterest expense | $4,661,000 | 1,349 |
| Pre-tax net operating income | $5,965,000 | 1,163 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $1,978,000 | 1,221 |
| Income before extraordinary items | $4,011,000 | 1,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,011,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Cash dividends | $3,350,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,994,920 | 1,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,753,000 | 1,586 |
| Total interest expense | $8,827,000 | 1,918 |
| Net interest income | $13,926,000 | 1,328 |
| Provision for loan and lease losses | $-240,000 | 13,835 |
| Total noninterest income | $3,788,000 | 1,183 |
| Gross Fiduciary activities income | $545,000 | 731 |
| Service charges on deposit accounts | $2,469,000 | 554 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $774,000 | 2,352 |
| Total noninterest expense | $11,661,000 | 1,355 |
| Salaries and employee benefits | $4,649,000 | 1,424 |
| Premises and equipment expense | $1,412,000 | 1,516 |
| Additional noninterest expense | $5,600,000 | 1,195 |
| Pre-tax net operating income | $6,293,000 | 1,035 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $2,009,000 | 1,111 |
| Income before extraordinary items | $4,288,000 | 1,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,288,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 3,269 |
| Cash dividends | $3,200,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,285,280 | 1,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.