Home > The First National Bank of Lake Charles > Net charge- offs to loans
The First National Bank of Lake Charles, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2518% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.2866% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2232% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7093% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1423% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9854% | 13 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2736% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8120% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6702% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2675% | 514 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1276% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7411% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3643% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1845% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 6,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1931% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0564% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2645% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0140% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3571% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4162% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0337% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 6,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0973% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0561% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |