Home > The First National Bank of Lake Charles > Assets and Liabilities
The First National Bank of Lake Charles, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 193 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $574,475,000 | 830 |
| Cash and due from depository institutions | $56,794,000 | 916 |
| Interest-bearing balances | $25,799,000 | 164 |
| Securities | $120,886,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $75,959,000 | 210 |
| Net loans & leases | $297,882,000 | 996 |
| Loan loss allowance | $2,700,000 | 1,371 |
| Trading account assets | $3,381,000 | 131 |
| Bank premises and fixed assets | $12,965,000 | 565 |
| Other real estate owned | $222,000 | 916 |
| Goodwill and other intangibles | $223,000 | 2,218 |
| All other assets | $6,163,000 | 1,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $574,475,000 | 830 |
| Total liabilities | $522,902,000 | 825 |
| Total deposits | $515,348,000 | 720 |
| Interest-bearing deposits | $418,498,000 | 768 |
| Deposits held in domestic offices | $515,348,000 | 715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,862,000 | 1,894 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,692,000 | 1,050 |
| Total equity capital | $51,573,000 | 887 |
| Total bank equity capital | $51,573,000 | 887 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $29,118,000 | 650 |
| Undivided profits | $20,955,000 | 1,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,173,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,506 |
| Income earned, not collected on loans | $3,727,000 | 595 |
| Earning assets | $523,907,000 | 837 |
| Long-term assets (5+ years) | $140,068,000 | 567 |
| Average Assets, year-to-date | $560,952,400 | 810 |
| Average Assets, quarterly | $563,173,000 | 834 |
| Volatile liabilities | $72,931,000 | 1,048 |
| Insider loans | $14,339,000 | 263 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $358,000 | 1,142 |
| Unused loan commitments | $48,104,000 | 1,120 |
| Tier 1 (core) risk-based capital | $51,052,000 | 834 |
| Tier 2 risk-based capital | $2,700,000 | 1,176 |
| Total risk weighted assets | $332,398,000 | 898 |
| Total unused commitments | $48,104,000 | 1,124 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 214 | 872 |
| Assets and Liabilities | ||
| Total Assets: | $588,079,000 | 844 |
| Cash and due from depository institutions | $99,030,000 | 872 |
| Interest-bearing balances | $40,889,000 | 117 |
| Securities | $99,651,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $96,344,000 | 195 |
| Net loans & leases | $270,210,000 | 1,114 |
| Loan loss allowance | $2,793,000 | 1,409 |
| Trading account assets | $1,883,000 | 159 |
| Bank premises and fixed assets | $13,565,000 | 556 |
| Other real estate owned | $222,000 | 872 |
| Goodwill and other intangibles | $283,000 | 1,965 |
| All other assets | $6,891,000 | 1,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,079,000 | 844 |
| Total liabilities | $536,333,000 | 837 |
| Total deposits | $493,911,000 | 796 |
| Interest-bearing deposits | $405,240,000 | 832 |
| Deposits held in domestic offices | $493,911,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,039,000 | 606 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,383,000 | 947 |
| Total equity capital | $51,746,000 | 898 |
| Total bank equity capital | $51,746,000 | 898 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $29,118,000 | 677 |
| Undivided profits | $21,128,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,027,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,632,000 | 633 |
| Earning assets | $508,977,000 | 890 |
| Long-term assets (5+ years) | $52,524,000 | 1,233 |
| Average Assets, year-to-date | $545,254,000 | 871 |
| Average Assets, quarterly | $566,847,000 | 863 |
| Volatile liabilities | $120,206,000 | 774 |
| Insider loans | $11,700,000 | 375 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $155,000 | 1,307 |
| Unused loan commitments | $32,449,000 | 1,451 |
| Tier 1 (core) risk-based capital | $50,906,000 | 867 |
| Tier 2 risk-based capital | $2,793,000 | 1,173 |
| Total risk weighted assets | $308,373,700 | 975 |
| Total unused commitments | $32,449,000 | 1,461 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 233 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $520,377,000 | 959 |
| Cash and due from depository institutions | $69,260,000 | 825 |
| Interest-bearing balances | $16,414,000 | 276 |
| Securities | $147,317,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $35,715,000 | 443 |
| Net loans & leases | $245,162,000 | 1,200 |
| Loan loss allowance | $3,795,000 | 1,137 |
| Trading account assets | $1,473,000 | 170 |
| Bank premises and fixed assets | $12,905,000 | 584 |
| Other real estate owned | $548,000 | 825 |
| Goodwill and other intangibles | $344,000 | 1,751 |
| All other assets | $7,653,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,377,000 | 959 |
| Total liabilities | $466,397,000 | 963 |
| Total deposits | $444,584,000 | 893 |
| Interest-bearing deposits | $344,780,000 | 1,014 |
| Deposits held in domestic offices | $444,584,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,216,000 | 880 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,597,000 | 966 |
| Total equity capital | $53,980,000 | 890 |
| Total bank equity capital | $53,980,000 | 890 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $29,118,000 | 685 |
| Undivided profits | $23,362,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,329,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,097 |
| Income earned, not collected on loans | $3,275,000 | 709 |
| Earning assets | $446,081,000 | 1,018 |
| Long-term assets (5+ years) | $66,012,000 | 949 |
| Average Assets, year-to-date | $530,606,400 | 914 |
| Average Assets, quarterly | $511,568,000 | 962 |
| Volatile liabilities | $90,747,000 | 874 |
| Insider loans | $13,634,000 | 356 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $27,000 | 1,579 |
| Unused loan commitments | $27,926,000 | 1,575 |
| Tier 1 (core) risk-based capital | $52,736,000 | 861 |
| Tier 2 risk-based capital | $3,276,580 | 1,053 |
| Total risk weighted assets | $261,607,780 | 1,134 |
| Total unused commitments | $27,926,000 | 1,585 |
| Derivatives | $4,840,000 | 554 |
| 1994-12-31 | Rank | |
| # of Employees: | 162 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $357,154,000 | 1,323 |
| Cash and due from depository institutions | $50,560,000 | 1,205 |
| Interest-bearing balances | $16,589,000 | 234 |
| Securities | $107,239,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $13,950,000 | 697 |
| Net loans & leases | $168,560,000 | 1,664 |
| Loan loss allowance | $1,456,000 | 2,608 |
| Trading account assets | $1,150,000 | 195 |
| Bank premises and fixed assets | $6,859,000 | 1,063 |
| Other real estate owned | $6,000 | 1,205 |
| Goodwill and other intangibles | $403,000 | 1,567 |
| All other assets | $8,427,000 | 1,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,154,000 | 1,323 |
| Total liabilities | $327,273,000 | 1,313 |
| Total deposits | $311,382,000 | 1,215 |
| Interest-bearing deposits | $245,850,000 | 1,337 |
| Deposits held in domestic offices | $311,382,000 | 1,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,419,000 | 1,147 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000 | 5,280 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,462,000 | 1,172 |
| Total equity capital | $29,881,000 | 1,375 |
| Total bank equity capital | $29,881,000 | 1,375 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $25,128,000 | 718 |
| Undivided profits | $3,253,000 | 5,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,926,000 | 1,009 |
| Earning assets | $307,488,000 | 1,378 |
| Long-term assets (5+ years) | $28,707,000 | 1,895 |
| Average Assets, year-to-date | $332,829,800 | 1,358 |
| Average Assets, quarterly | $341,248,500 | 1,365 |
| Volatile liabilities | $55,318,000 | 1,178 |
| Insider loans | $11,015,000 | 408 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,879,000 | 2,009 |
| Tier 1 (core) risk-based capital | $32,057,000 | 1,282 |
| Tier 2 risk-based capital | $1,456,000 | 2,077 |
| Total risk weighted assets | $181,918,000 | 1,535 |
| Total unused commitments | $18,879,000 | 2,020 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 177 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $339,091,000 | 1,396 |
| Cash and due from depository institutions | $44,457,000 | 1,164 |
| Interest-bearing balances | $10,070,000 | 610 |
| Securities | $130,789,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,705 |
| Net loans & leases | $147,114,000 | 1,856 |
| Loan loss allowance | $1,786,000 | 2,268 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,338,000 | 1,148 |
| Other real estate owned | $66,000 | 1,164 |
| Goodwill and other intangibles | $463,000 | 1,407 |
| All other assets | $4,714,000 | 1,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,091,000 | 1,396 |
| Total liabilities | $305,782,000 | 1,411 |
| Total deposits | $292,657,000 | 1,365 |
| Interest-bearing deposits | $236,581,000 | 1,466 |
| Deposits held in domestic offices | $292,657,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,684,000 | 1,095 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,441,000 | 1,214 |
| Total equity capital | $33,309,000 | 1,225 |
| Total bank equity capital | $33,309,000 | 1,225 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $25,128,000 | 675 |
| Undivided profits | $6,681,000 | 3,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,139,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,096,000 | 1,578 |
| Earning assets | $293,123,000 | 1,465 |
| Long-term assets (5+ years) | $24,909,000 | 2,227 |
| Average Assets, year-to-date | $328,143,200 | 1,408 |
| Average Assets, quarterly | $328,970,000 | 1,437 |
| Volatile liabilities | $42,846,000 | 1,358 |
| Insider loans | $11,294,000 | 384 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,376,000 | 925 |
| Unused loan commitments | $19,373,000 | 1,929 |
| Tier 1 (core) risk-based capital | $32,846,000 | 1,209 |
| Tier 2 risk-based capital | $1,786,000 | 1,735 |
| Total risk weighted assets | $160,354,200 | 1,704 |
| Total unused commitments | $19,373,000 | 1,947 |
| Derivatives | $12,000,000 | 495 |
| 1992-12-31 | Rank | |
| # of Employees: | 167 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $337,458,000 | 1,456 |
| Cash and due from depository institutions | $42,920,000 | 1,289 |
| Interest-bearing balances | $25,070,000 | 322 |
| Securities | $154,105,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $17,525,000 | 960 |
| Net loans & leases | $110,902,000 | 2,434 |
| Loan loss allowance | $1,998,000 | 2,134 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,491,000 | 1,116 |
| Other real estate owned | $178,000 | 1,289 |
| Goodwill and other intangibles | $702,000 | 1,177 |
| All other assets | $4,635,000 | 1,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,458,000 | 1,456 |
| Total liabilities | $304,810,000 | 1,484 |
| Total deposits | $293,970,000 | 1,437 |
| Interest-bearing deposits | $246,635,000 | 1,471 |
| Deposits held in domestic offices | $293,970,000 | 1,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,543,000 | 1,144 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,297,000 | 1,271 |
| Total equity capital | $32,648,000 | 1,187 |
| Total bank equity capital | $32,648,000 | 1,187 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $25,128,000 | 655 |
| Undivided profits | $6,020,000 | 3,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,167,000 | 3,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $696,000 | 2,860 |
| Earning assets | $307,602,000 | 1,455 |
| Long-term assets (5+ years) | $23,627,000 | 2,269 |
| Average Assets, year-to-date | $329,760,400 | 1,462 |
| Average Assets, quarterly | $329,213,500 | 1,478 |
| Volatile liabilities | $41,013,000 | 1,367 |
| Insider loans | $94,000 | 5,877 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,799,000 | 1,833 |
| Tier 1 (core) risk-based capital | $31,946,000 | 1,188 |
| Tier 2 risk-based capital | $1,682,430 | 1,884 |
| Total risk weighted assets | $134,278,630 | 2,081 |
| Total unused commitments | $19,799,000 | 1,849 |
| Derivatives | $0 | 651 |