Home > The First National Bank of Lafayette > Loan Charge- Offs and Recoveries
The First National Bank of Lafayette, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,789,000 | 669 |
| Loans secured by real estate, total | $28,000 | 2,663 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $28,000 | 2,663 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 1,937 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $36,000 | 3,948 |
| Loans to individuals | $1,725,000 | 418 |
| Credit card loan charge offs | $89,000 | 704 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,636,000 | 294 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,369,000 | 336 |
| Loans secured by real estate, total | $110,000 | 662 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $110,000 | 662 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 673 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $67,000 | 461 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $425,000 | 277 |
| Loans to individuals | $834,000 | 272 |
| Credit card loan recoveries | $9,000 | 846 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $825,000 | 189 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $420,000 | 1,537 |
| Loans secured by real estate, total | $-82,000 | 10,647 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-82,000 | 10,668 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 10,458 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-67,000 | 10,688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-389,000 | 10,865 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $891,000 | 510 |
| Credit card loan net charge offs | $80,000 | 683 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $811,000 | 379 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,246,000 | 665 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 211 |
| Commercial and industrial loans | $275,000 | 1,116 |
| Loans to individuals | $1,969,000 | 422 |
| Credit card loan charge offs | $53,000 | 978 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,916,000 | 288 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,291,000 | 416 |
| Loans secured by real estate, total | $143,000 | 667 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $143,000 | 667 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $13,000 | 249 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 755 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $90,000 | 475 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $101,000 | 1,084 |
| Loans to individuals | $1,047,000 | 267 |
| Credit card loan recoveries | $16,000 | 687 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,031,000 | 186 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $955,000 | 929 |
| Loans secured by real estate, total | $-143,000 | 11,269 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-143,000 | 11,294 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-13,000 | 9,908 |
| Secured by 1-4 family residential properties- net charge-offs | $-40,000 | 11,295 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-90,000 | 11,219 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 165 |
| Commercial and industrial loans | $174,000 | 1,217 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $922,000 | 527 |
| Credit card loan net charge offs | $37,000 | 1,085 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $885,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,100,000 | 701 |
| Loans secured by real estate, total | $216,000 | 1,125 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $216,000 | 1,123 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $87,000 | 1,182 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $129,000 | 805 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $8,000 | 6,051 |
| Loans to individuals | $1,876,000 | 401 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,876,000 | 246 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,323,000 | 423 |
| Loans secured by real estate, total | $303,000 | 409 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $303,000 | 408 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $18,000 | 207 |
| Secured by 1-4 family residential properties - total recoveries | $138,000 | 299 |
| Secured by multifamily residential properties | $6,000 | 356 |
| Secured by nonfarm nonresidential properties | $141,000 | 412 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $349,000 | 436 |
| Loans to individuals | $671,000 | 343 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $671,000 | 256 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $777,000 | 1,049 |
| Loans secured by real estate, total | $-87,000 | 11,699 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-87,000 | 11,729 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-18,000 | 10,373 |
| Secured by 1-4 family residential properties- net charge-offs | $-51,000 | 11,821 |
| Secured by multifamily residential properties | $-6,000 | 11,780 |
| Secured by nonfarm nonresidential properties | $-12,000 | 11,302 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-341,000 | 11,836 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,205,000 | 403 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,205,000 | 243 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,166,000 | 1,037 |
| Loans secured by real estate, total | $230,000 | 1,259 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $230,000 | 1,259 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $121,000 | 1,026 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $109,000 | 955 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $225,000 | 1,349 |
| Loans to individuals | $711,000 | 605 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $711,000 | 432 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $768,000 | 644 |
| Loans secured by real estate, total | $198,000 | 614 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $198,000 | 613 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $22,000 | 215 |
| Secured by 1-4 family residential properties - total recoveries | $108,000 | 396 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $68,000 | 676 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $224,000 | 717 |
| Loans to individuals | $346,000 | 498 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $343,000 | 400 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $398,000 | 1,604 |
| Loans secured by real estate, total | $32,000 | 2,651 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $32,000 | 2,652 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-22,000 | 10,897 |
| Secured by 1-4 family residential properties- net charge-offs | $13,000 | 2,603 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $41,000 | 1,237 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,000 | 5,495 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $365,000 | 677 |
| Credit card loan net charge offs | $-3,000 | 12,479 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $368,000 | 464 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $765,000 | 1,697 |
| Loans secured by real estate, total | $35,000 | 3,888 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $35,000 | 3,886 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 3,535 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $19,000 | 2,345 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $358,000 | 1,302 |
| Loans to individuals | $372,000 | 973 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $372,000 | 754 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $677,000 | 735 |
| Loans secured by real estate, total | $294,000 | 489 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $294,000 | 488 |
| Construction and land development | $2,000 | 785 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $223,000 | 211 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $69,000 | 678 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $196,000 | 863 |
| Loans to individuals | $187,000 | 744 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $183,000 | 640 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Loans secured by real estate, total | $-259,000 | 13,200 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-259,000 | 13,240 |
| Construction and land development | $-2,000 | 12,839 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-207,000 | 13,256 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-50,000 | 13,015 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $162,000 | 1,778 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $185,000 | 1,191 |
| Credit card loan net charge offs | $-4,000 | 13,184 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $189,000 | 859 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $590,000 | 2,605 |
| Loans secured by real estate, total | $499,000 | 1,303 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $499,000 | 1,303 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $385,000 | 662 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $114,000 | 1,576 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $91,000 | 3,235 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $91,000 | 2,866 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $81,000 | 3,820 |
| Loans secured by real estate, total | $47,000 | 1,618 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $47,000 | 1,618 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $45,000 | 805 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 188 |
| Commercial and industrial loans | $19,000 | 4,761 |
| Loans to individuals | $12,000 | 5,122 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $509,000 | 2,439 |
| Loans secured by real estate, total | $452,000 | 1,252 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $452,000 | 1,252 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $340,000 | 630 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $112,000 | 1,473 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 1,106 |
| Commercial and industrial loans | $-19,000 | 12,857 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $79,000 | 2,787 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 2,381 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.