Home > The First National Bank of Lafayette > Income and Expense
The First National Bank of Lafayette, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $56,816,000 | 629 |
| Total interest expense | $21,779,000 | 755 |
| Net interest income | $35,037,000 | 540 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $9,796,000 | 582 |
| Gross Fiduciary activities income | $1,051,000 | 454 |
| Service charges on deposit accounts | $6,106,000 | 240 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,639,000 | 920 |
| Total noninterest expense | $25,542,000 | 592 |
| Salaries and employee benefits | $9,528,000 | 725 |
| Premises and equipment expense | $3,711,000 | 569 |
| Additional noninterest expense | $12,303,000 | 491 |
| Pre-tax net operating income | $18,641,000 | 485 |
| Securities gains (losses) | $286,000 | 579 |
| Applicable income taxes | $6,849,000 | 482 |
| Income before extraordinary items | $12,078,000 | 513 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,078,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,537 |
| Cash dividends | $13,871,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,894,960 | 494 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $53,100,000 | 699 |
| Total interest expense | $20,264,000 | 840 |
| Net interest income | $32,836,000 | 614 |
| Provision for loan and lease losses | $-755,000 | 11,404 |
| Total noninterest income | $9,525,000 | 604 |
| Gross Fiduciary activities income | $912,000 | 537 |
| Service charges on deposit accounts | $6,202,000 | 271 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,411,000 | 1,025 |
| Total noninterest expense | $26,330,000 | 627 |
| Salaries and employee benefits | $9,071,000 | 768 |
| Premises and equipment expense | $3,421,000 | 655 |
| Additional noninterest expense | $13,838,000 | 522 |
| Pre-tax net operating income | $16,786,000 | 517 |
| Securities gains (losses) | $-340,000 | 11,348 |
| Applicable income taxes | $6,265,000 | 504 |
| Income before extraordinary items | $10,181,000 | 566 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,181,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $955,000 | 929 |
| Cash dividends | $3,149,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,398,600 | 546 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $49,925,000 | 759 |
| Total interest expense | $18,219,000 | 960 |
| Net interest income | $31,706,000 | 649 |
| Provision for loan and lease losses | $-43,000 | 11,570 |
| Total noninterest income | $9,183,000 | 634 |
| Gross Fiduciary activities income | $663,000 | 654 |
| Service charges on deposit accounts | $6,393,000 | 281 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,127,000 | 1,094 |
| Total noninterest expense | $25,479,000 | 658 |
| Salaries and employee benefits | $9,543,000 | 739 |
| Premises and equipment expense | $3,197,000 | 714 |
| Additional noninterest expense | $12,739,000 | 567 |
| Pre-tax net operating income | $15,453,000 | 577 |
| Securities gains (losses) | $-363,000 | 11,773 |
| Applicable income taxes | $5,668,000 | 568 |
| Income before extraordinary items | $9,422,000 | 621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,422,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 1,049 |
| Cash dividends | $8,372,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 561 |
| Net operating income | $9,654,320 | 604 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $41,224,000 | 814 |
| Total interest expense | $12,351,000 | 1,072 |
| Net interest income | $28,873,000 | 691 |
| Provision for loan and lease losses | $-2,150,000 | 12,559 |
| Total noninterest income | $8,261,000 | 670 |
| Gross Fiduciary activities income | $622,000 | 668 |
| Service charges on deposit accounts | $5,625,000 | 300 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $2,013,000 | 1,128 |
| Total noninterest expense | $23,307,000 | 713 |
| Salaries and employee benefits | $10,359,000 | 680 |
| Premises and equipment expense | $2,666,000 | 835 |
| Additional noninterest expense | $10,282,000 | 689 |
| Pre-tax net operating income | $15,977,000 | 545 |
| Securities gains (losses) | $-1,485,000 | 12,455 |
| Applicable income taxes | $5,314,000 | 546 |
| Income before extraordinary items | $9,178,000 | 615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,178,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,604 |
| Cash dividends | $13,654,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,128,400 | 555 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,402,000 | 1,164 |
| Total interest expense | $7,234,000 | 1,811 |
| Net interest income | $20,168,000 | 919 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $6,088,000 | 855 |
| Gross Fiduciary activities income | $426,000 | 820 |
| Service charges on deposit accounts | $4,078,000 | 373 |
| Trading account gains and fees | $1,000 | 508 |
| Additional Noninterest Income | $1,583,000 | 1,483 |
| Total noninterest expense | $16,497,000 | 979 |
| Salaries and employee benefits | $7,358,000 | 917 |
| Premises and equipment expense | $1,728,000 | 1,242 |
| Additional noninterest expense | $7,411,000 | 949 |
| Pre-tax net operating income | $9,759,000 | 748 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $3,669,000 | 705 |
| Income before extraordinary items | $6,092,000 | 857 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,092,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $165,000 | 5,881 |
| Sale, conversion, retirement of capital stock, net | $-3,000,000 | 13,271 |
| Net operating income | $6,090,720 | 810 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 4,738 |
| Total interest expense | $1,974,000 | 7,166 |
| Net interest income | $5,192,000 | 3,509 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,537,000 | 2,349 |
| Gross Fiduciary activities income | $116,000 | 1,218 |
| Service charges on deposit accounts | $1,025,000 | 1,301 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $396,000 | 3,731 |
| Total noninterest expense | $4,520,000 | 3,146 |
| Salaries and employee benefits | $1,927,000 | 3,314 |
| Premises and equipment expense | $450,000 | 4,355 |
| Additional noninterest expense | $2,143,000 | 2,643 |
| Pre-tax net operating income | $2,209,000 | 2,825 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $832,000 | 2,503 |
| Income before extraordinary items | $1,377,000 | 3,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,377,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 2,439 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $8,288,000 | 111 |
| Net operating income | $1,377,000 | 3,095 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.