Home > The First National Bank of Lafayette > Net charge- offs to loans
The First National Bank of Lafayette, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0877% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4035% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4989% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1688% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0773% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1422% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5437% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5277% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0123% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6436% | 520 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0484% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2224% | 1,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0468% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5362% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7730% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0494% | 562 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1267% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2997% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1666% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.1405% | 548 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 8,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2957% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0665% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1598% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4052% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4188% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3803% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2308% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4781% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.2537% | 19 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2651% | 6,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6270% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4084% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8348% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8754% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0268% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |