Home > The First National Bank of Lafayette > Assets and Liabilities
The First National Bank of Lafayette, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 238 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $856,161,000 | 607 |
| Cash and due from depository institutions | $50,388,000 | 746 |
| Interest-bearing balances | $48,000 | 5,379 |
| Securities | $169,706,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $87,000,000 | 186 |
| Net loans & leases | $512,074,000 | 620 |
| Loan loss allowance | $4,897,000 | 839 |
| Trading account assets | $4,212,000 | 123 |
| Bank premises and fixed assets | $9,912,000 | 741 |
| Other real estate owned | $53,000 | 746 |
| Goodwill and other intangibles | $12,728,000 | 327 |
| All other assets | $10,088,000 | 867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $856,161,000 | 607 |
| Total liabilities | $769,746,000 | 610 |
| Total deposits | $737,313,000 | 532 |
| Interest-bearing deposits | $571,339,000 | 582 |
| Deposits held in domestic offices | $737,313,000 | 525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,778,000 | 645 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,655,000 | 907 |
| Total equity capital | $86,415,000 | 561 |
| Total bank equity capital | $86,415,000 | 561 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,100,000 | 2,984 |
| Surplus | $68,756,000 | 331 |
| Undivided profits | $16,559,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,520,000 | 806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,187 |
| Income earned, not collected on loans | $6,880,000 | 358 |
| Earning assets | $773,040,000 | 608 |
| Long-term assets (5+ years) | $140,385,000 | 566 |
| Average Assets, year-to-date | $822,753,000 | 595 |
| Average Assets, quarterly | $844,792,500 | 604 |
| Volatile liabilities | $120,273,000 | 748 |
| Insider loans | $28,337,000 | 150 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $174,359,000 | 439 |
| Tier 1 (core) risk-based capital | $73,223,000 | 604 |
| Tier 2 risk-based capital | $4,897,000 | 720 |
| Total risk weighted assets | $574,642,200 | 581 |
| Total unused commitments | $174,359,000 | 441 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 263 | 711 |
| Assets and Liabilities | ||
| Total Assets: | $802,654,000 | 657 |
| Cash and due from depository institutions | $51,034,000 | 711 |
| Interest-bearing balances | $693,000 | 2,750 |
| Securities | $161,331,000 | 778 |
| Federal funds sold & reverse repurchase agreements | $87,000,000 | 208 |
| Net loans & leases | $464,648,000 | 706 |
| Loan loss allowance | $4,667,000 | 930 |
| Trading account assets | $1,827,000 | 161 |
| Bank premises and fixed assets | $10,930,000 | 686 |
| Other real estate owned | $250,000 | 711 |
| Goodwill and other intangibles | $14,700,000 | 288 |
| All other assets | $10,934,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $802,654,000 | 657 |
| Total liabilities | $714,207,000 | 672 |
| Total deposits | $688,836,000 | 606 |
| Interest-bearing deposits | $524,806,000 | 667 |
| Deposits held in domestic offices | $688,836,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,937,000 | 862 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,434,000 | 749 |
| Total equity capital | $88,447,000 | 560 |
| Total bank equity capital | $88,447,000 | 560 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,100,000 | 3,188 |
| Surplus | $68,756,000 | 347 |
| Undivided profits | $18,591,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,671,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 850 |
| Income earned, not collected on loans | $7,083,000 | 386 |
| Earning assets | $715,499,000 | 677 |
| Long-term assets (5+ years) | $114,983,000 | 643 |
| Average Assets, year-to-date | $773,902,600 | 653 |
| Average Assets, quarterly | $795,820,500 | 655 |
| Volatile liabilities | $100,883,000 | 867 |
| Insider loans | $9,251,000 | 468 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $141,352,000 | 531 |
| Tier 1 (core) risk-based capital | $73,044,000 | 631 |
| Tier 2 risk-based capital | $4,667,000 | 769 |
| Total risk weighted assets | $505,879,200 | 656 |
| Total unused commitments | $141,352,000 | 533 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 279 | 691 |
| Assets and Liabilities | ||
| Total Assets: | $769,787,000 | 700 |
| Cash and due from depository institutions | $58,593,000 | 691 |
| Interest-bearing balances | $6,415,000 | 759 |
| Securities | $204,088,000 | 660 |
| Federal funds sold & reverse repurchase agreements | $37,000,000 | 429 |
| Net loans & leases | $431,529,000 | 758 |
| Loan loss allowance | $6,377,000 | 764 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,449,000 | 708 |
| Other real estate owned | $565,000 | 691 |
| Goodwill and other intangibles | $17,064,000 | 260 |
| All other assets | $10,499,000 | 918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $769,787,000 | 700 |
| Total liabilities | $686,858,000 | 709 |
| Total deposits | $639,662,000 | 657 |
| Interest-bearing deposits | $482,364,000 | 736 |
| Deposits held in domestic offices | $639,662,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,298,000 | 598 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $7,898,000 | 758 |
| Total equity capital | $82,929,000 | 613 |
| Total bank equity capital | $82,929,000 | 613 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,100,000 | 3,322 |
| Surplus | $68,756,000 | 369 |
| Undivided profits | $13,073,000 | 1,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,135,000 | 1,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 909 |
| Income earned, not collected on loans | $6,426,000 | 439 |
| Earning assets | $679,032,000 | 720 |
| Long-term assets (5+ years) | $128,141,000 | 564 |
| Average Assets, year-to-date | $718,861,000 | 714 |
| Average Assets, quarterly | $748,150,000 | 710 |
| Volatile liabilities | $114,803,000 | 768 |
| Insider loans | $6,024,000 | 733 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $627,000 | 951 |
| Unused loan commitments | $107,226,000 | 651 |
| Tier 1 (core) risk-based capital | $63,648,000 | 736 |
| Tier 2 risk-based capital | $5,658,120 | 679 |
| Total risk weighted assets | $451,930,420 | 719 |
| Total unused commitments | $107,226,000 | 654 |
| Derivatives | $4,840,000 | 554 |
| 1994-12-31 | Rank | |
| # of Employees: | 302 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $662,416,000 | 777 |
| Cash and due from depository institutions | $46,432,000 | 662 |
| Interest-bearing balances | $138,000 | 4,863 |
| Securities | $195,296,000 | 703 |
| Federal funds sold & reverse repurchase agreements | $17,800,000 | 576 |
| Net loans & leases | $359,813,000 | 845 |
| Loan loss allowance | $6,055,000 | 802 |
| Trading account assets | $1,169,000 | 193 |
| Bank premises and fixed assets | $8,696,000 | 841 |
| Other real estate owned | $453,000 | 662 |
| Goodwill and other intangibles | $12,892,000 | 272 |
| All other assets | $19,865,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $662,416,000 | 777 |
| Total liabilities | $602,530,000 | 782 |
| Total deposits | $578,664,000 | 707 |
| Interest-bearing deposits | $417,203,000 | 819 |
| Deposits held in domestic offices | $578,664,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,359,000 | 946 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,237,000 | 2,963 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,270,000 | 892 |
| Total equity capital | $59,886,000 | 753 |
| Total bank equity capital | $59,886,000 | 753 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $55,259,000 | 403 |
| Undivided profits | $3,627,000 | 5,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,299,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 505 |
| Income earned, not collected on loans | $5,070,000 | 453 |
| Earning assets | $574,216,000 | 799 |
| Long-term assets (5+ years) | $117,523,000 | 592 |
| Average Assets, year-to-date | $661,615,200 | 759 |
| Average Assets, quarterly | $659,281,000 | 776 |
| Volatile liabilities | $75,765,000 | 953 |
| Insider loans | $5,675,000 | 742 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $533,000 | 802 |
| Unused loan commitments | $86,570,000 | 694 |
| Tier 1 (core) risk-based capital | $53,173,000 | 822 |
| Tier 2 risk-based capital | $4,631,460 | 767 |
| Total risk weighted assets | $369,093,460 | 809 |
| Total unused commitments | $86,570,000 | 700 |
| Derivatives | $7,000,000 | 543 |
| 1993-12-31 | Rank | |
| # of Employees: | 226 | 922 |
| Assets and Liabilities | ||
| Total Assets: | $466,329,000 | 1,039 |
| Cash and due from depository institutions | $36,807,000 | 922 |
| Interest-bearing balances | $5,000,000 | 1,216 |
| Securities | $140,105,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 574 |
| Net loans & leases | $237,147,000 | 1,174 |
| Loan loss allowance | $5,174,000 | 959 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,315,000 | 1,374 |
| Other real estate owned | $540,000 | 922 |
| Goodwill and other intangibles | $14,018,000 | 233 |
| All other assets | $8,397,000 | 1,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $466,329,000 | 1,039 |
| Total liabilities | $414,272,000 | 1,075 |
| Total deposits | $390,517,000 | 1,023 |
| Interest-bearing deposits | $290,528,000 | 1,188 |
| Deposits held in domestic offices | $390,517,000 | 1,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,440,000 | 805 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $49,000 | 4,645 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,266,000 | 821 |
| Total equity capital | $52,057,000 | 824 |
| Total bank equity capital | $52,057,000 | 824 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $43,792,000 | 451 |
| Undivided profits | $7,265,000 | 3,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,553,000 | 2,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $487,000 | 263 |
| Income earned, not collected on loans | $3,068,000 | 614 |
| Earning assets | $406,252,000 | 1,093 |
| Long-term assets (5+ years) | $44,068,000 | 1,351 |
| Average Assets, year-to-date | $455,285,000 | 1,034 |
| Average Assets, quarterly | $455,541,500 | 1,051 |
| Volatile liabilities | $51,801,000 | 1,168 |
| Insider loans | $3,089,000 | 1,349 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,427,000 | 615 |
| Unused loan commitments | $48,616,000 | 1,000 |
| Tier 1 (core) risk-based capital | $38,039,000 | 1,063 |
| Tier 2 risk-based capital | $3,005,370 | 1,107 |
| Total risk weighted assets | $238,260,870 | 1,183 |
| Total unused commitments | $48,616,000 | 1,025 |
| Derivatives | $12,000,000 | 495 |
| 1992-12-31 | Rank | |
| # of Employees: | 196 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $469,237,000 | 1,058 |
| Cash and due from depository institutions | $53,443,000 | 1,089 |
| Interest-bearing balances | $25,000,000 | 327 |
| Securities | $172,619,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $28,838,000 | 641 |
| Net loans & leases | $187,285,000 | 1,514 |
| Loan loss allowance | $5,262,000 | 961 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,989,000 | 1,844 |
| Other real estate owned | $949,000 | 1,089 |
| Goodwill and other intangibles | $15,305,000 | 219 |
| All other assets | $6,809,000 | 1,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,237,000 | 1,058 |
| Total liabilities | $420,107,000 | 1,090 |
| Total deposits | $389,264,000 | 1,073 |
| Interest-bearing deposits | $297,858,000 | 1,235 |
| Deposits held in domestic offices | $389,264,000 | 1,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,408,000 | 647 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $90,000 | 4,368 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,345,000 | 738 |
| Total equity capital | $49,130,000 | 836 |
| Total bank equity capital | $49,130,000 | 836 |
| Perpetual preferred stock | $3,000,000 | 80 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $43,792,000 | 434 |
| Undivided profits | $1,338,000 | 8,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,624,000 | 2,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,753,000 | 1,091 |
| Earning assets | $413,742,000 | 1,090 |
| Long-term assets (5+ years) | $35,784,000 | 1,587 |
| Average Assets, year-to-date | $423,304,200 | 1,143 |
| Average Assets, quarterly | $439,964,000 | 1,120 |
| Volatile liabilities | $59,089,000 | 1,058 |
| Insider loans | $75,000 | 6,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $37,002,000 | 1,162 |
| Tier 1 (core) risk-based capital | $33,825,000 | 1,134 |
| Tier 2 risk-based capital | $2,563,070 | 1,284 |
| Total risk weighted assets | $202,346,670 | 1,432 |
| Total unused commitments | $37,002,000 | 1,176 |
| Derivatives | $0 | 651 |