Home > The First National Bank of La Follette > Income and Expense
The First National Bank of La Follette, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 3,067 |
| Total interest expense | $2,310,000 | 3,183 |
| Net interest income | $7,248,000 | 2,983 |
| Provision for loan and lease losses | $1,557,000 | 2,404 |
| Total noninterest income | $1,560,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $736,000 | 1,969 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $824,000 | 2,454 |
| Total noninterest expense | $7,593,000 | 2,557 |
| Salaries and employee benefits | $2,918,000 | 3,195 |
| Premises and equipment expense | $621,000 | 3,634 |
| Additional noninterest expense | $4,054,000 | 1,778 |
| Pre-tax net operating income | $-342,000 | 6,152 |
| Securities gains (losses) | $29,000 | 2,945 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-313,000 | 6,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-313,000 | 6,254 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-313,000 | 6,254 |
| Net charge-offs | $1,325,000 | 2,317 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-342,000 | 6,226 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 3,119 |
| Total interest expense | $1,752,000 | 3,273 |
| Net interest income | $5,433,000 | 3,023 |
| Provision for loan and lease losses | $1,521,000 | 1,957 |
| Total noninterest income | $1,254,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $555,000 | 2,007 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $699,000 | 2,264 |
| Total noninterest expense | $5,875,000 | 2,466 |
| Salaries and employee benefits | $2,268,000 | 3,116 |
| Premises and equipment expense | $469,000 | 3,657 |
| Additional noninterest expense | $3,138,000 | 1,693 |
| Pre-tax net operating income | $-709,000 | 6,654 |
| Securities gains (losses) | $29,000 | 2,736 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-680,000 | 6,765 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-680,000 | 6,766 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-680,000 | 6,766 |
| Net charge-offs | $1,386,000 | 1,843 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-709,000 | 6,731 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 3,125 |
| Total interest expense | $1,162,000 | 3,397 |
| Net interest income | $3,680,000 | 2,983 |
| Provision for loan and lease losses | $1,416,000 | 1,578 |
| Total noninterest income | $682,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $368,000 | 2,013 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $314,000 | 2,775 |
| Total noninterest expense | $4,016,000 | 2,423 |
| Salaries and employee benefits | $1,538,000 | 3,075 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $2,166,000 | 1,625 |
| Pre-tax net operating income | $-1,070,000 | 7,039 |
| Securities gains (losses) | $24,000 | 2,293 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,046,000 | 7,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,046,000 | 7,106 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,046,000 | 7,108 |
| Net charge-offs | $1,231,000 | 1,536 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,070,000 | 7,089 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 3,172 |
| Total interest expense | $588,000 | 3,482 |
| Net interest income | $1,840,000 | 3,008 |
| Provision for loan and lease losses | $1,001,000 | 1,167 |
| Total noninterest income | $312,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $182,000 | 2,035 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $130,000 | 3,077 |
| Total noninterest expense | $2,242,000 | 2,180 |
| Salaries and employee benefits | $772,000 | 3,105 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $1,313,000 | 1,355 |
| Pre-tax net operating income | $-1,091,000 | 7,440 |
| Securities gains (losses) | $18,000 | 1,558 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,073,000 | 7,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,073,000 | 7,487 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,073,000 | 7,488 |
| Net charge-offs | $1,084,000 | 985 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,091,000 | 7,480 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 3,073 |
| Total interest expense | $3,181,000 | 3,277 |
| Net interest income | $7,463,000 | 2,899 |
| Provision for loan and lease losses | $2,200,000 | 2,361 |
| Total noninterest income | $1,307,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $834,000 | 1,985 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $473,000 | 3,302 |
| Total noninterest expense | $7,185,000 | 2,728 |
| Salaries and employee benefits | $3,407,000 | 2,852 |
| Premises and equipment expense | $661,000 | 3,618 |
| Additional noninterest expense | $3,117,000 | 2,274 |
| Pre-tax net operating income | $-615,000 | 6,058 |
| Securities gains (losses) | $267,000 | 1,328 |
| Applicable income taxes | $-195,000 | 6,755 |
| Income before extraordinary items | $-153,000 | 5,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-153,000 | 5,761 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-153,000 | 5,761 |
| Net charge-offs | $3,346,000 | 1,506 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-323,880 | 5,946 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 3,030 |
| Total interest expense | $2,543,000 | 3,253 |
| Net interest income | $5,676,000 | 2,865 |
| Provision for loan and lease losses | $1,796,000 | 2,044 |
| Total noninterest income | $1,063,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $638,000 | 1,949 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $425,000 | 3,079 |
| Total noninterest expense | $5,548,000 | 2,669 |
| Salaries and employee benefits | $2,651,000 | 2,777 |
| Premises and equipment expense | $503,000 | 3,608 |
| Additional noninterest expense | $2,394,000 | 2,187 |
| Pre-tax net operating income | $-605,000 | 6,406 |
| Securities gains (losses) | $264,000 | 1,092 |
| Applicable income taxes | $47,000 | 3,362 |
| Income before extraordinary items | $-388,000 | 6,322 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-388,000 | 6,323 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-388,000 | 6,322 |
| Net charge-offs | $2,981,000 | 1,185 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-652,000 | 6,529 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 2,976 |
| Total interest expense | $1,822,000 | 3,188 |
| Net interest income | $3,832,000 | 2,833 |
| Provision for loan and lease losses | $649,000 | 2,599 |
| Total noninterest income | $740,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $427,000 | 1,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $313,000 | 2,929 |
| Total noninterest expense | $3,737,000 | 2,669 |
| Salaries and employee benefits | $1,803,000 | 2,764 |
| Premises and equipment expense | $340,000 | 3,602 |
| Additional noninterest expense | $1,594,000 | 2,213 |
| Pre-tax net operating income | $186,000 | 4,731 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $23,000 | 3,629 |
| Income before extraordinary items | $168,000 | 4,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 4,740 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $168,000 | 4,740 |
| Net charge-offs | $1,642,000 | 1,271 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $163,600 | 4,679 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,006 |
| Total interest expense | $980,000 | 3,106 |
| Net interest income | $1,858,000 | 2,891 |
| Provision for loan and lease losses | $255,000 | 2,532 |
| Total noninterest income | $379,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $212,000 | 1,874 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $167,000 | 2,780 |
| Total noninterest expense | $1,794,000 | 2,684 |
| Salaries and employee benefits | $860,000 | 2,916 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $760,000 | 2,084 |
| Pre-tax net operating income | $188,000 | 4,149 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $182,000 | 4,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,027 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $182,000 | 4,027 |
| Net charge-offs | $328,000 | 1,693 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,300 | 3,913 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,619,000 | 2,896 |
| Total interest expense | $5,063,000 | 2,931 |
| Net interest income | $7,556,000 | 2,852 |
| Provision for loan and lease losses | $4,419,000 | 1,097 |
| Total noninterest income | $1,705,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,094,000 | 1,626 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $611,000 | 2,865 |
| Total noninterest expense | $9,290,000 | 2,072 |
| Salaries and employee benefits | $3,779,000 | 2,647 |
| Premises and equipment expense | $700,000 | 3,514 |
| Additional noninterest expense | $4,811,000 | 1,313 |
| Pre-tax net operating income | $-4,448,000 | 7,756 |
| Securities gains (losses) | $53,000 | 1,553 |
| Applicable income taxes | $-1,718,000 | 7,879 |
| Income before extraordinary items | $-2,677,000 | 7,546 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,677,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,727,000 | 1,416 |
| Cash dividends | $185,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,710,920 | 7,626 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 2,933 |
| Total interest expense | $3,929,000 | 2,947 |
| Net interest income | $5,628,000 | 2,891 |
| Provision for loan and lease losses | $1,628,000 | 1,352 |
| Total noninterest income | $1,323,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,032,000 | 1,318 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $291,000 | 3,737 |
| Total noninterest expense | $7,233,000 | 1,988 |
| Salaries and employee benefits | $2,772,000 | 2,717 |
| Premises and equipment expense | $529,000 | 3,511 |
| Additional noninterest expense | $3,932,000 | 1,167 |
| Pre-tax net operating income | $-1,910,000 | 7,840 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $-728,000 | 7,969 |
| Income before extraordinary items | $-1,165,000 | 7,586 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,165,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 1,295 |
| Cash dividends | $185,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,175,880 | 7,698 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 2,924 |
| Total interest expense | $2,700,000 | 2,987 |
| Net interest income | $3,802,000 | 2,832 |
| Provision for loan and lease losses | $415,000 | 2,122 |
| Total noninterest income | $885,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $676,000 | 1,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $209,000 | 3,679 |
| Total noninterest expense | $3,585,000 | 2,624 |
| Salaries and employee benefits | $1,859,000 | 2,734 |
| Premises and equipment expense | $357,000 | 3,505 |
| Additional noninterest expense | $1,369,000 | 2,077 |
| Pre-tax net operating income | $687,000 | 3,732 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $250,000 | 2,430 |
| Income before extraordinary items | $454,000 | 4,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,946 |
| Cash dividends | $186,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $443,120 | 4,206 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 2,917 |
| Total interest expense | $1,387,000 | 3,090 |
| Net interest income | $1,968,000 | 2,743 |
| Provision for loan and lease losses | $310,000 | 1,342 |
| Total noninterest income | $421,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $325,000 | 1,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,724,000 | 2,707 |
| Salaries and employee benefits | $866,000 | 2,938 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $674,000 | 2,076 |
| Pre-tax net operating income | $355,000 | 3,796 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $135,000 | 2,445 |
| Income before extraordinary items | $222,000 | 4,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $222,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,328 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $220,720 | 4,364 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,124,000 | 3,044 |
| Total interest expense | $5,373,000 | 3,287 |
| Net interest income | $7,751,000 | 2,813 |
| Provision for loan and lease losses | $530,000 | 2,245 |
| Total noninterest income | $1,538,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,190,000 | 1,507 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $348,000 | 3,996 |
| Total noninterest expense | $7,088,000 | 2,554 |
| Salaries and employee benefits | $3,653,000 | 2,698 |
| Premises and equipment expense | $699,000 | 3,449 |
| Additional noninterest expense | $2,736,000 | 2,012 |
| Pre-tax net operating income | $1,671,000 | 3,703 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $628,000 | 2,447 |
| Income before extraordinary items | $1,052,000 | 4,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,052,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,663 |
| Cash dividends | $976,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,046,240 | 4,204 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 3,062 |
| Total interest expense | $3,965,000 | 3,313 |
| Net interest income | $5,767,000 | 2,836 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,148,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $875,000 | 1,504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $273,000 | 3,925 |
| Total noninterest expense | $5,141,000 | 2,619 |
| Salaries and employee benefits | $2,626,000 | 2,786 |
| Premises and equipment expense | $527,000 | 3,409 |
| Additional noninterest expense | $1,988,000 | 2,014 |
| Pre-tax net operating income | $1,549,000 | 3,407 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $567,000 | 2,369 |
| Income before extraordinary items | $985,000 | 3,927 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $985,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,142 |
| Cash dividends | $976,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $983,080 | 3,916 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 3,089 |
| Total interest expense | $2,600,000 | 3,348 |
| Net interest income | $3,835,000 | 2,866 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $687,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $569,000 | 1,542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $3,379,000 | 2,680 |
| Salaries and employee benefits | $1,798,000 | 2,757 |
| Premises and equipment expense | $346,000 | 3,476 |
| Additional noninterest expense | $1,235,000 | 2,162 |
| Pre-tax net operating income | $993,000 | 3,549 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $362,000 | 2,512 |
| Income before extraordinary items | $631,000 | 4,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $631,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,291 |
| Cash dividends | $542,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $631,000 | 4,054 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 3,193 |
| Total interest expense | $1,277,000 | 3,376 |
| Net interest income | $1,827,000 | 3,005 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $373,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $270,000 | 1,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,591,000 | 2,826 |
| Salaries and employee benefits | $830,000 | 2,978 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $586,000 | 2,233 |
| Pre-tax net operating income | $534,000 | 3,374 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $196,000 | 2,427 |
| Income before extraordinary items | $338,000 | 3,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $338,000 | 3,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $173,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $338,000 | 3,889 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,609,000 | 3,191 |
| Total interest expense | $4,454,000 | 3,316 |
| Net interest income | $7,155,000 | 3,046 |
| Provision for loan and lease losses | $252,000 | 3,085 |
| Total noninterest income | $1,413,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,081,000 | 1,639 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $332,000 | 4,107 |
| Total noninterest expense | $6,819,000 | 2,575 |
| Salaries and employee benefits | $3,814,000 | 2,545 |
| Premises and equipment expense | $563,000 | 3,949 |
| Additional noninterest expense | $2,442,000 | 2,144 |
| Pre-tax net operating income | $1,497,000 | 4,288 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $497,000 | 3,165 |
| Income before extraordinary items | $1,001,000 | 4,716 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,001,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,587 |
| Cash dividends | $1,141,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,000,330 | 4,713 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,558,000 | 3,208 |
| Total interest expense | $3,207,000 | 3,321 |
| Net interest income | $5,351,000 | 3,082 |
| Provision for loan and lease losses | $188,000 | 2,984 |
| Total noninterest income | $1,052,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $807,000 | 1,646 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 4,132 |
| Total noninterest expense | $4,884,000 | 2,689 |
| Salaries and employee benefits | $2,695,000 | 2,684 |
| Premises and equipment expense | $380,000 | 4,231 |
| Additional noninterest expense | $1,809,000 | 2,157 |
| Pre-tax net operating income | $1,331,000 | 4,048 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $444,000 | 3,028 |
| Income before extraordinary items | $888,000 | 4,455 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $888,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,635 |
| Cash dividends | $968,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $887,330 | 4,447 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 3,247 |
| Total interest expense | $2,016,000 | 3,353 |
| Net interest income | $3,517,000 | 3,119 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $678,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $526,000 | 1,668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $3,248,000 | 2,712 |
| Salaries and employee benefits | $1,812,000 | 2,670 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $1,194,000 | 2,185 |
| Pre-tax net operating income | $827,000 | 4,250 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $574,000 | 4,553 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $574,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,269 |
| Cash dividends | $795,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $574,000 | 4,545 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 3,263 |
| Total interest expense | $962,000 | 3,355 |
| Net interest income | $1,720,000 | 3,172 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $311,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $257,000 | 1,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $1,484,000 | 2,899 |
| Salaries and employee benefits | $819,000 | 2,909 |
| Premises and equipment expense | $218,000 | 2,807 |
| Additional noninterest expense | $447,000 | 2,819 |
| Pre-tax net operating income | $487,000 | 3,799 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $155,000 | 2,991 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,473 |
| Cash dividends | $373,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $332,000 | 4,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 3,122 |
| Total interest expense | $2,933,000 | 3,395 |
| Net interest income | $7,219,000 | 2,968 |
| Provision for loan and lease losses | $458,000 | 2,038 |
| Total noninterest income | $1,298,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,048,000 | 1,655 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,723 |
| Total noninterest expense | $5,832,000 | 2,820 |
| Salaries and employee benefits | $3,355,000 | 2,701 |
| Premises and equipment expense | $425,000 | 4,668 |
| Additional noninterest expense | $2,052,000 | 2,424 |
| Pre-tax net operating income | $2,227,000 | 3,425 |
| Securities gains (losses) | $24,000 | 1,190 |
| Applicable income taxes | $717,000 | 2,773 |
| Income before extraordinary items | $1,534,000 | 3,730 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,534,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,186 |
| Cash dividends | $778,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,517,680 | 3,727 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 3,112 |
| Total interest expense | $2,083,000 | 3,401 |
| Net interest income | $5,404,000 | 2,958 |
| Provision for loan and lease losses | $378,000 | 1,794 |
| Total noninterest income | $973,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $787,000 | 1,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $4,213,000 | 2,888 |
| Salaries and employee benefits | $2,434,000 | 2,737 |
| Premises and equipment expense | $545,000 | 3,117 |
| Additional noninterest expense | $1,234,000 | 2,975 |
| Pre-tax net operating income | $1,786,000 | 3,312 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $601,000 | 2,635 |
| Income before extraordinary items | $1,201,000 | 3,662 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,201,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 784 |
| Cash dividends | $768,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,190,280 | 3,646 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 3,096 |
| Total interest expense | $1,319,000 | 3,381 |
| Net interest income | $3,576,000 | 2,940 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $643,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $526,000 | 1,598 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $2,811,000 | 2,873 |
| Salaries and employee benefits | $1,597,000 | 2,766 |
| Premises and equipment expense | $420,000 | 2,718 |
| Additional noninterest expense | $794,000 | 3,032 |
| Pre-tax net operating income | $1,168,000 | 3,311 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $390,000 | 2,657 |
| Income before extraordinary items | $794,000 | 3,651 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $794,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 565 |
| Cash dividends | $345,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $783,280 | 3,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 3,076 |
| Total interest expense | $627,000 | 3,399 |
| Net interest income | $1,791,000 | 2,926 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $334,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $1,440,000 | 2,821 |
| Salaries and employee benefits | $794,000 | 2,787 |
| Premises and equipment expense | $209,000 | 2,768 |
| Additional noninterest expense | $437,000 | 2,772 |
| Pre-tax net operating income | $565,000 | 3,371 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $183,000 | 2,750 |
| Income before extraordinary items | $390,000 | 3,680 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $390,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 651 |
| Cash dividends | $172,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $384,560 | 3,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,534,000 | 2,955 |
| Total interest expense | $2,284,000 | 3,272 |
| Net interest income | $7,250,000 | 2,794 |
| Provision for loan and lease losses | $495,000 | 1,977 |
| Total noninterest income | $1,241,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,122,000 | 1,564 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,114 |
| Total noninterest expense | $5,693,000 | 2,781 |
| Salaries and employee benefits | $3,249,000 | 2,649 |
| Premises and equipment expense | $873,000 | 2,591 |
| Additional noninterest expense | $1,571,000 | 3,011 |
| Pre-tax net operating income | $2,303,000 | 3,200 |
| Securities gains (losses) | $61,000 | 1,584 |
| Applicable income taxes | $760,000 | 2,610 |
| Income before extraordinary items | $1,604,000 | 3,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,604,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,587 |
| Cash dividends | $1,127,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,562,520 | 3,466 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 2,944 |
| Total interest expense | $1,682,000 | 3,272 |
| Net interest income | $5,426,000 | 2,771 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $833,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $841,000 | 1,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-8,000 | 8,986 |
| Total noninterest expense | $4,106,000 | 2,851 |
| Salaries and employee benefits | $2,403,000 | 2,658 |
| Premises and equipment expense | $624,000 | 2,685 |
| Additional noninterest expense | $1,079,000 | 3,208 |
| Pre-tax net operating income | $1,958,000 | 2,935 |
| Securities gains (losses) | $58,000 | 1,547 |
| Applicable income taxes | $659,000 | 2,416 |
| Income before extraordinary items | $1,357,000 | 3,227 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,357,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,635 |
| Cash dividends | $955,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,318,140 | 3,229 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 2,915 |
| Total interest expense | $1,118,000 | 3,262 |
| Net interest income | $3,651,000 | 2,720 |
| Provision for loan and lease losses | $135,000 | 2,929 |
| Total noninterest income | $601,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $567,000 | 1,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $2,773,000 | 2,819 |
| Salaries and employee benefits | $1,556,000 | 2,742 |
| Premises and equipment expense | $214,000 | 4,562 |
| Additional noninterest expense | $1,003,000 | 2,379 |
| Pre-tax net operating income | $1,344,000 | 2,825 |
| Securities gains (losses) | $54,000 | 1,410 |
| Applicable income taxes | $461,000 | 2,331 |
| Income before extraordinary items | $937,000 | 3,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $937,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $782,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $900,820 | 3,127 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 2,938 |
| Total interest expense | $562,000 | 3,286 |
| Net interest income | $1,812,000 | 2,736 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $276,000 | 1,554 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-19,000 | 9,095 |
| Total noninterest expense | $1,326,000 | 2,930 |
| Salaries and employee benefits | $783,000 | 2,745 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $346,000 | 3,320 |
| Pre-tax net operating income | $668,000 | 2,805 |
| Securities gains (losses) | $54,000 | 1,148 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $490,000 | 2,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $172,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $453,280 | 3,066 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 2,861 |
| Total interest expense | $2,517,000 | 3,316 |
| Net interest income | $7,340,000 | 2,638 |
| Provision for loan and lease losses | $354,000 | 2,831 |
| Total noninterest income | $1,219,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,167,000 | 1,473 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $5,251,000 | 2,939 |
| Salaries and employee benefits | $3,034,000 | 2,738 |
| Premises and equipment expense | $807,000 | 2,736 |
| Additional noninterest expense | $1,410,000 | 3,260 |
| Pre-tax net operating income | $2,954,000 | 2,542 |
| Securities gains (losses) | $69,000 | 2,220 |
| Applicable income taxes | $1,020,000 | 2,151 |
| Income before extraordinary items | $2,003,000 | 2,862 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,003,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $660,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,957,460 | 2,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,428,000 | 2,892 |
| Total interest expense | $1,967,000 | 3,329 |
| Net interest income | $5,461,000 | 2,668 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $962,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $873,000 | 1,496 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $3,895,000 | 2,961 |
| Salaries and employee benefits | $2,257,000 | 2,762 |
| Premises and equipment expense | $611,000 | 2,731 |
| Additional noninterest expense | $1,027,000 | 3,321 |
| Pre-tax net operating income | $2,228,000 | 2,619 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $761,000 | 2,270 |
| Income before extraordinary items | $1,510,000 | 2,946 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,510,000 | 2,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,234 |
| Cash dividends | $495,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,481,620 | 2,849 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 2,966 |
| Total interest expense | $1,360,000 | 3,325 |
| Net interest income | $3,515,000 | 2,758 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $685,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $610,000 | 1,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $2,627,000 | 2,940 |
| Salaries and employee benefits | $1,521,000 | 2,746 |
| Premises and equipment expense | $410,000 | 2,708 |
| Additional noninterest expense | $696,000 | 3,249 |
| Pre-tax net operating income | $1,348,000 | 2,828 |
| Securities gains (losses) | $34,000 | 2,284 |
| Applicable income taxes | $453,000 | 2,472 |
| Income before extraordinary items | $929,000 | 3,132 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $929,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $330,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $906,220 | 3,025 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 2,957 |
| Total interest expense | $686,000 | 3,369 |
| Net interest income | $1,775,000 | 2,729 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $370,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $315,000 | 1,328 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $1,310,000 | 2,916 |
| Salaries and employee benefits | $769,000 | 2,701 |
| Premises and equipment expense | $202,000 | 2,737 |
| Additional noninterest expense | $339,000 | 3,282 |
| Pre-tax net operating income | $730,000 | 2,654 |
| Securities gains (losses) | $32,000 | 1,647 |
| Applicable income taxes | $253,000 | 2,307 |
| Income before extraordinary items | $509,000 | 2,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $165,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $487,560 | 2,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 2,976 |
| Total interest expense | $3,167,000 | 3,391 |
| Net interest income | $6,997,000 | 2,732 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $1,001,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $983,000 | 1,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $4,907,000 | 2,978 |
| Salaries and employee benefits | $2,828,000 | 2,781 |
| Premises and equipment expense | $835,000 | 2,581 |
| Additional noninterest expense | $1,244,000 | 3,511 |
| Pre-tax net operating income | $2,741,000 | 2,686 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $925,000 | 2,344 |
| Income before extraordinary items | $1,897,000 | 2,925 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,897,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,272 |
| Cash dividends | $707,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,842,730 | 2,888 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,608,000 | 2,916 |
| Total interest expense | $5,509,000 | 2,882 |
| Net interest income | $6,099,000 | 2,907 |
| Provision for loan and lease losses | $289,000 | 3,307 |
| Total noninterest income | $1,060,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $947,000 | 1,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $4,593,000 | 3,034 |
| Salaries and employee benefits | $2,571,000 | 2,879 |
| Premises and equipment expense | $773,000 | 2,720 |
| Additional noninterest expense | $1,249,000 | 3,374 |
| Pre-tax net operating income | $2,277,000 | 2,873 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $677,000 | 2,736 |
| Income before extraordinary items | $1,651,000 | 3,004 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,651,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,339 |
| Cash dividends | $1,914,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,614,790 | 2,953 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,341,000 | 3,043 |
| Total interest expense | $5,344,000 | 3,122 |
| Net interest income | $5,997,000 | 2,949 |
| Provision for loan and lease losses | $1,186,000 | 930 |
| Total noninterest income | $903,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $800,000 | 1,734 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $4,534,000 | 2,975 |
| Salaries and employee benefits | $2,504,000 | 2,826 |
| Premises and equipment expense | $829,000 | 2,497 |
| Additional noninterest expense | $1,201,000 | 3,427 |
| Pre-tax net operating income | $1,180,000 | 4,764 |
| Securities gains (losses) | $13,000 | 1,082 |
| Applicable income taxes | $297,000 | 4,614 |
| Income before extraordinary items | $896,000 | 4,693 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $896,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,155,000 | 675 |
| Cash dividends | $1,110,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $886,250 | 4,729 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,962,000 | 2,944 |
| Total interest expense | $4,787,000 | 3,052 |
| Net interest income | $6,175,000 | 2,842 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $728,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $615,000 | 2,161 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $113,000 | 6,337 |
| Total noninterest expense | $4,375,000 | 3,051 |
| Salaries and employee benefits | $2,372,000 | 2,953 |
| Premises and equipment expense | $788,000 | 2,574 |
| Additional noninterest expense | $1,215,000 | 3,389 |
| Pre-tax net operating income | $2,198,000 | 3,102 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $685,000 | 2,948 |
| Income before extraordinary items | $1,529,000 | 3,189 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,529,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,480 |
| Cash dividends | $703,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,517,960 | 3,178 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,393,000 | 3,110 |
| Total interest expense | $4,637,000 | 3,213 |
| Net interest income | $5,756,000 | 2,997 |
| Provision for loan and lease losses | $280,000 | 2,772 |
| Total noninterest income | $549,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $482,000 | 2,637 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $3,586,000 | 3,537 |
| Salaries and employee benefits | $1,939,000 | 3,442 |
| Premises and equipment expense | $674,000 | 2,857 |
| Additional noninterest expense | $973,000 | 4,047 |
| Pre-tax net operating income | $2,439,000 | 2,847 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $803,000 | 2,735 |
| Income before extraordinary items | $1,640,000 | 3,025 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,640,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,465 |
| Cash dividends | $1,158,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,637,320 | 2,944 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 3,324 |
| Total interest expense | $4,337,000 | 3,401 |
| Net interest income | $5,387,000 | 3,253 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $464,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $405,000 | 3,193 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $3,378,000 | 3,722 |
| Salaries and employee benefits | $1,723,000 | 3,793 |
| Premises and equipment expense | $649,000 | 2,941 |
| Additional noninterest expense | $1,006,000 | 3,882 |
| Pre-tax net operating income | $2,293,000 | 3,133 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $753,000 | 3,064 |
| Income before extraordinary items | $1,547,000 | 3,278 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,547,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,386 |
| Cash dividends | $1,240,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,542,310 | 3,207 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,593 |
| Total interest expense | $3,801,000 | 3,891 |
| Net interest income | $5,251,000 | 3,375 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $429,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $373,000 | 3,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $3,055,000 | 4,250 |
| Salaries and employee benefits | $1,618,000 | 4,020 |
| Premises and equipment expense | $614,000 | 3,132 |
| Additional noninterest expense | $823,000 | 5,100 |
| Pre-tax net operating income | $2,400,000 | 2,887 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $798,000 | 2,852 |
| Income before extraordinary items | $1,604,000 | 3,001 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,604,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $829,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,602,660 | 2,966 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,394,000 | 3,851 |
| Total interest expense | $3,536,000 | 4,117 |
| Net interest income | $4,858,000 | 3,634 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $381,000 | 6,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $2,935,000 | 4,377 |
| Salaries and employee benefits | $1,568,000 | 4,123 |
| Premises and equipment expense | $510,000 | 3,703 |
| Additional noninterest expense | $857,000 | 4,963 |
| Pre-tax net operating income | $2,184,000 | 3,233 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $725,000 | 3,141 |
| Income before extraordinary items | $1,471,000 | 3,302 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,471,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $536,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,462,960 | 3,293 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,166 |
| Total interest expense | $2,490,000 | 4,673 |
| Net interest income | $4,614,000 | 3,827 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $386,000 | 6,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $2,849,000 | 4,610 |
| Salaries and employee benefits | $1,467,000 | 4,361 |
| Premises and equipment expense | $480,000 | 3,931 |
| Additional noninterest expense | $902,000 | 5,159 |
| Pre-tax net operating income | $2,031,000 | 3,380 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $655,000 | 3,259 |
| Income before extraordinary items | $1,376,000 | 3,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,376,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $486,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,376,000 | 3,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 4,447 |
| Total interest expense | $2,476,000 | 4,857 |
| Net interest income | $4,296,000 | 4,129 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $307,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $2,700,000 | 4,928 |
| Salaries and employee benefits | $1,383,000 | 4,610 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $920,000 | 5,272 |
| Pre-tax net operating income | $1,786,000 | 3,704 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $549,000 | 3,855 |
| Income before extraordinary items | $1,245,000 | 3,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,245,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $435,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,239,480 | 3,681 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 4,862 |
| Total interest expense | $3,018,000 | 5,131 |
| Net interest income | $3,912,000 | 4,540 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $263,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $2,398,000 | 5,498 |
| Salaries and employee benefits | $1,285,000 | 4,870 |
| Premises and equipment expense | $321,000 | 5,703 |
| Additional noninterest expense | $792,000 | 6,122 |
| Pre-tax net operating income | $1,738,000 | 3,537 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $549,000 | 3,689 |
| Income before extraordinary items | $1,202,000 | 3,801 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,202,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $405,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,193,030 | 3,550 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.