Home > The First National Bank of La Feria > Income and Expense
The First National Bank of La Feria, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 7,241 |
| Total interest expense | $1,296,000 | 7,855 |
| Net interest income | $2,134,000 | 6,651 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $707,000 | 3,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,173 |
| Total noninterest expense | $2,365,000 | 5,004 |
| Salaries and employee benefits | $1,320,000 | 4,725 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $731,000 | 5,056 |
| Pre-tax net operating income | $346,000 | 8,746 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $96,000 | 8,464 |
| Income before extraordinary items | $250,000 | 8,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $250,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,026 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $250,000 | 8,718 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 7,786 |
| Total interest expense | $1,096,000 | 8,711 |
| Net interest income | $2,069,000 | 7,009 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $687,000 | 4,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $534,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $2,436,000 | 5,110 |
| Salaries and employee benefits | $1,367,000 | 4,671 |
| Premises and equipment expense | $343,000 | 5,078 |
| Additional noninterest expense | $726,000 | 5,593 |
| Pre-tax net operating income | $235,000 | 9,578 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $35,000 | 7,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,990 |
| Total interest expense | $1,052,000 | 9,072 |
| Net interest income | $2,110,000 | 7,059 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $618,000 | 4,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $2,148,000 | 5,681 |
| Salaries and employee benefits | $1,228,000 | 5,107 |
| Premises and equipment expense | $281,000 | 5,914 |
| Additional noninterest expense | $639,000 | 6,263 |
| Pre-tax net operating income | $500,000 | 8,436 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $161,000 | 8,078 |
| Income before extraordinary items | $311,000 | 8,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $311,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $830,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $329,480 | 8,638 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,216 |
| Total interest expense | $818,000 | 9,505 |
| Net interest income | $2,088,000 | 7,356 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $637,000 | 4,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $2,074,000 | 6,021 |
| Salaries and employee benefits | $1,132,000 | 5,516 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $696,000 | 6,347 |
| Pre-tax net operating income | $616,000 | 7,915 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $199,000 | 7,360 |
| Income before extraordinary items | $400,000 | 8,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $400,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $411,390 | 8,132 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,491 |
| Total interest expense | $877,000 | 9,649 |
| Net interest income | $2,029,000 | 7,586 |
| Provision for loan and lease losses | $-21,000 | 12,590 |
| Total noninterest income | $565,000 | 5,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 3,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $2,067,000 | 6,160 |
| Salaries and employee benefits | $1,089,000 | 5,697 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $683,000 | 6,682 |
| Pre-tax net operating income | $548,000 | 8,314 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $367,000 | 8,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $367,000 | 8,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $202,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $367,000 | 8,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 8,689 |
| Total interest expense | $1,181,000 | 9,662 |
| Net interest income | $1,988,000 | 7,798 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $452,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,958,000 | 6,484 |
| Salaries and employee benefits | $1,009,000 | 5,975 |
| Premises and equipment expense | $270,000 | 6,436 |
| Additional noninterest expense | $679,000 | 6,896 |
| Pre-tax net operating income | $282,000 | 10,311 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $175,640 | 10,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.