Home > The First National Bank of Keystone > Assets and Liabilities
The First National Bank of Keystone, Assets and Liabilities
1998-12-31 | Rank | |
# of Employees: | 87 | 1,985 |
Assets and Liabilities | ||
Total Assets: | $1,139,941,000 | 476 |
Cash and due from depository institutions | $40,524,000 | 1,985 |
Interest-bearing balances | $26,909,000 | 201 |
Securities | $74,771,000 | 1,579 |
Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
Net loans & leases | $583,960,000 | 546 |
Loan loss allowance | $11,342,000 | 423 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $4,595,000 | 1,740 |
Other real estate owned | $132,000 | 1,985 |
Goodwill and other intangibles | $2,400,000 | 927 |
All other assets | $433,559,000 | 82 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,139,941,000 | 476 |
Total liabilities | $950,785,000 | 508 |
Total deposits | $870,100,000 | 459 |
Interest-bearing deposits | $858,077,000 | 403 |
Deposits held in domestic offices | $870,100,000 | 456 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $51,606,000 | 596 |
Subordinated debt | $0 | 255 |
All other liabilities | $29,079,000 | 324 |
Total equity capital | $189,156,000 | 287 |
Total bank equity capital | $189,156,000 | 287 |
Perpetual preferred stock | $0 | 199 |
Common stock | $1,760,000 | 2,109 |
Surplus | $2,400,000 | 4,847 |
Undivided profits | $184,996,000 | 163 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,068,000 | 1,250 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $835,000 | 187 |
Income earned, not collected on loans | $9,310,000 | 278 |
Earning assets | $685,640,000 | 661 |
Long-term assets (5+ years) | $178,194,000 | 547 |
Average Assets, year-to-date | $957,031,000 | 537 |
Average Assets, quarterly | $1,112,763,000 | 478 |
Volatile liabilities | $614,635,000 | 248 |
Insider loans | $433,000 | 5,654 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $338,115,000 | 52 |
Unused loan commitments | $0 | 10,110 |
Tier 1 (core) risk-based capital | $188,446,000 | 269 |
Tier 2 risk-based capital | $11,342,000 | 413 |
Total risk weighted assets | $2,417,423,200 | 195 |
Total unused commitments | $0 | 10,111 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 71 | 2,536 |
Assets and Liabilities | ||
Total Assets: | $847,507,000 | 615 |
Cash and due from depository institutions | $14,537,000 | 2,536 |
Interest-bearing balances | $10,041,000 | 439 |
Securities | $14,041,000 | 6,220 |
Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,723 |
Net loans & leases | $460,530,000 | 668 |
Loan loss allowance | $16,169,000 | 343 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $4,612,000 | 1,716 |
Other real estate owned | $149,000 | 2,536 |
Goodwill and other intangibles | $3,200,000 | 731 |
All other assets | $342,438,000 | 83 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $847,507,000 | 615 |
Total liabilities | $696,445,000 | 657 |
Total deposits | $545,904,000 | 684 |
Interest-bearing deposits | $531,568,000 | 628 |
Deposits held in domestic offices | $545,904,000 | 680 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $135,000,000 | 324 |
Subordinated debt | $0 | 260 |
All other liabilities | $15,541,000 | 484 |
Total equity capital | $151,062,000 | 338 |
Total bank equity capital | $151,062,000 | 338 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,760,000 | 2,117 |
Surplus | $2,400,000 | 4,847 |
Undivided profits | $146,902,000 | 193 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,444,000 | 1,135 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,141,000 | 79 |
Income earned, not collected on loans | $10,679,000 | 260 |
Earning assets | $492,612,000 | 887 |
Long-term assets (5+ years) | $77,056,000 | 964 |
Average Assets, year-to-date | $643,191,600 | 726 |
Average Assets, quarterly | $754,421,500 | 656 |
Volatile liabilities | $369,019,000 | 358 |
Insider loans | $339,000 | 6,386 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $319,874,000 | 37 |
Unused loan commitments | $750,000 | 9,191 |
Tier 1 (core) risk-based capital | $150,573,000 | 313 |
Tier 2 risk-based capital | $16,169,000 | 305 |
Total risk weighted assets | $1,866,300,300 | 230 |
Total unused commitments | $750,000 | 9,202 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 54 | 3,490 |
Assets and Liabilities | ||
Total Assets: | $527,609,000 | 930 |
Cash and due from depository institutions | $7,905,000 | 3,490 |
Interest-bearing balances | $3,411,000 | 1,116 |
Securities | $11,692,000 | 7,373 |
Federal funds sold & reverse repurchase agreements | $24,000,000 | 551 |
Net loans & leases | $470,837,000 | 695 |
Loan loss allowance | $12,203,000 | 453 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,582,000 | 3,005 |
Other real estate owned | $179,000 | 3,490 |
Goodwill and other intangibles | $4,000,000 | 613 |
All other assets | $6,414,000 | 1,304 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $527,609,000 | 930 |
Total liabilities | $444,750,000 | 1,001 |
Total deposits | $352,467,000 | 1,111 |
Interest-bearing deposits | $342,652,000 | 989 |
Deposits held in domestic offices | $352,467,000 | 1,103 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $85,304,000 | 436 |
Subordinated debt | $0 | 298 |
All other liabilities | $6,979,000 | 790 |
Total equity capital | $82,859,000 | 600 |
Total bank equity capital | $82,859,000 | 600 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,760,000 | 2,253 |
Surplus | $2,400,000 | 4,906 |
Undivided profits | $78,699,000 | 343 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,326,000 | 1,014 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,326,000 | 59 |
Income earned, not collected on loans | $5,589,000 | 456 |
Earning assets | $509,940,000 | 885 |
Long-term assets (5+ years) | $398,655,000 | 253 |
Average Assets, year-to-date | $501,677,600 | 940 |
Average Assets, quarterly | $534,755,500 | 904 |
Volatile liabilities | $195,532,000 | 573 |
Insider loans | $319,000 | 6,687 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $402,357,000 | 22 |
Unused loan commitments | $4,950,000 | 5,105 |
Tier 1 (core) risk-based capital | $82,859,000 | 558 |
Tier 2 risk-based capital | $6,143,630 | 632 |
Total risk weighted assets | $485,430,930 | 679 |
Total unused commitments | $4,950,000 | 5,119 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 42 | 4,498 |
Assets and Liabilities | ||
Total Assets: | $381,757,000 | 1,262 |
Cash and due from depository institutions | $7,127,000 | 4,498 |
Interest-bearing balances | $3,706,000 | 1,223 |
Securities | $12,294,000 | 7,493 |
Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,714 |
Net loans & leases | $347,155,000 | 892 |
Loan loss allowance | $5,502,000 | 850 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,613,000 | 4,425 |
Other real estate owned | $31,000 | 4,498 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $9,787,000 | 955 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $381,757,000 | 1,262 |
Total liabilities | $336,773,000 | 1,294 |
Total deposits | $150,263,000 | 2,585 |
Interest-bearing deposits | $142,673,000 | 2,384 |
Deposits held in domestic offices | $150,263,000 | 2,576 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $183,288,000 | 274 |
Subordinated debt | $0 | 337 |
All other liabilities | $3,222,000 | 1,444 |
Total equity capital | $44,984,000 | 1,035 |
Total bank equity capital | $44,984,000 | 1,035 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,760,000 | 2,311 |
Surplus | $2,400,000 | 4,913 |
Undivided profits | $40,824,000 | 649 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,483,000 | 1,298 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,085,000 | 127 |
Income earned, not collected on loans | $6,740,000 | 427 |
Earning assets | $366,905,000 | 1,212 |
Long-term assets (5+ years) | $215,749,000 | 371 |
Average Assets, year-to-date | $273,784,600 | 1,650 |
Average Assets, quarterly | $353,446,000 | 1,335 |
Volatile liabilities | $201,070,000 | 552 |
Insider loans | $369,000 | 6,479 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $270,102,000 | 37 |
Unused loan commitments | $0 | 11,319 |
Tier 1 (core) risk-based capital | $44,984,000 | 993 |
Tier 2 risk-based capital | $4,463,290 | 807 |
Total risk weighted assets | $356,024,690 | 869 |
Total unused commitments | $0 | 11,320 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 31 | 6,009 |
Assets and Liabilities | ||
Total Assets: | $162,738,000 | 2,784 |
Cash and due from depository institutions | $8,155,000 | 6,009 |
Interest-bearing balances | $5,911,000 | 605 |
Securities | $12,612,000 | 7,842 |
Federal funds sold & reverse repurchase agreements | $8,950,000 | 1,050 |
Net loans & leases | $130,013,000 | 2,134 |
Loan loss allowance | $3,000,000 | 1,396 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $771,000 | 7,065 |
Other real estate owned | $11,000 | 6,009 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $2,226,000 | 3,497 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $162,738,000 | 2,784 |
Total liabilities | $137,150,000 | 2,997 |
Total deposits | $72,331,000 | 5,084 |
Interest-bearing deposits | $66,645,000 | 4,779 |
Deposits held in domestic offices | $72,331,000 | 5,076 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $64,110,000 | 473 |
Subordinated debt | $0 | 372 |
All other liabilities | $709,000 | 3,981 |
Total equity capital | $25,588,000 | 1,624 |
Total bank equity capital | $25,588,000 | 1,624 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,760,000 | 2,372 |
Surplus | $2,400,000 | 4,888 |
Undivided profits | $21,428,000 | 1,104 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,217,000 | 2,299 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $539,000 | 233 |
Income earned, not collected on loans | $649,000 | 3,179 |
Earning assets | $157,486,000 | 2,649 |
Long-term assets (5+ years) | $43,642,000 | 1,320 |
Average Assets, year-to-date | $132,795,200 | 3,277 |
Average Assets, quarterly | $153,595,000 | 2,928 |
Volatile liabilities | $59,844,000 | 1,122 |
Insider loans | $455,000 | 5,974 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $90,638,000 | 46 |
Unused loan commitments | $0 | 11,812 |
Tier 1 (core) risk-based capital | $25,588,000 | 1,615 |
Tier 2 risk-based capital | $1,612,390 | 1,911 |
Total risk weighted assets | $127,603,190 | 2,123 |
Total unused commitments | $0 | 11,813 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 27 | 6,938 |
Assets and Liabilities | ||
Total Assets: | $112,946,000 | 3,983 |
Cash and due from depository institutions | $10,851,000 | 6,938 |
Interest-bearing balances | $8,390,000 | 732 |
Securities | $16,253,000 | 7,034 |
Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
Net loans & leases | $77,235,000 | 3,269 |
Loan loss allowance | $1,500,000 | 2,622 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $690,000 | 7,569 |
Other real estate owned | $44,000 | 6,938 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $2,873,000 | 2,525 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $112,946,000 | 3,983 |
Total liabilities | $97,029,000 | 4,185 |
Total deposits | $63,242,000 | 5,871 |
Interest-bearing deposits | $58,837,000 | 5,544 |
Deposits held in domestic offices | $63,242,000 | 5,862 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $33,500,000 | 598 |
Subordinated debt | $0 | 413 |
All other liabilities | $287,000 | 7,746 |
Total equity capital | $15,917,000 | 2,527 |
Total bank equity capital | $15,917,000 | 2,527 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,760,000 | 2,413 |
Surplus | $2,400,000 | 4,842 |
Undivided profits | $11,757,000 | 2,017 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,801,000 | 1,487 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,307,000 | 115 |
Income earned, not collected on loans | $631,000 | 2,859 |
Earning assets | $106,878,000 | 3,881 |
Long-term assets (5+ years) | $30,019,000 | 1,906 |
Average Assets, year-to-date | $108,182,400 | 4,046 |
Average Assets, quarterly | $112,033,000 | 3,981 |
Volatile liabilities | $35,201,000 | 1,548 |
Insider loans | $507,000 | 5,666 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $35,628,000 | 136 |
Unused loan commitments | $0 | 12,206 |
Tier 1 (core) risk-based capital | $15,917,000 | 2,472 |
Tier 2 risk-based capital | $938,980 | 3,055 |
Total risk weighted assets | $73,913,980 | 3,476 |
Total unused commitments | $0 | 12,208 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 24 | 7,704 |
Assets and Liabilities | ||
Total Assets: | $106,805,000 | 4,260 |
Cash and due from depository institutions | $11,990,000 | 7,704 |
Interest-bearing balances | $8,817,000 | 850 |
Securities | $17,496,000 | 6,661 |
Federal funds sold & reverse repurchase agreements | $15,218,000 | 1,092 |
Net loans & leases | $60,694,000 | 4,121 |
Loan loss allowance | $1,000,000 | 3,729 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $467,000 | 9,143 |
Other real estate owned | $0 | 7,704 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $940,000 | 6,646 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $106,805,000 | 4,260 |
Total liabilities | $96,433,000 | 4,311 |
Total deposits | $86,994,000 | 4,572 |
Interest-bearing deposits | $81,986,000 | 4,265 |
Deposits held in domestic offices | $86,994,000 | 4,565 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $8,000,000 | 1,113 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $1,439,000 | 2,429 |
Total equity capital | $10,372,000 | 3,745 |
Total bank equity capital | $10,372,000 | 3,745 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,600,000 | 2,680 |
Surplus | $1,600,000 | 6,294 |
Undivided profits | $7,172,000 | 3,061 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 12,912 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $475,000 | 4,302 |
Earning assets | $102,225,000 | 4,092 |
Long-term assets (5+ years) | $45,963,000 | 1,261 |
Average Assets, year-to-date | $97,228,400 | 4,538 |
Average Assets, quarterly | $104,315,500 | 4,326 |
Volatile liabilities | $15,695,000 | 2,861 |
Insider loans | $359,000 | 2,496 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $0 | 12,570 |
Tier 1 (core) risk-based capital | $10,372,000 | 3,684 |
Tier 2 risk-based capital | $728,050 | 3,836 |
Total risk weighted assets | $57,883,150 | 4,363 |
Total unused commitments | $0 | 12,572 |
Derivatives | $0 | 651 |