Home > The First National Bank of Kensington > Income and Expense
The First National Bank of Kensington, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 12,621 |
| Total interest expense | $353,000 | 12,424 |
| Net interest income | $475,000 | 12,619 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $39,000 | 12,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $398,000 | 12,659 |
| Salaries and employee benefits | $285,000 | 11,821 |
| Premises and equipment expense | $10,000 | 13,209 |
| Additional noninterest expense | $103,000 | 12,900 |
| Pre-tax net operating income | $88,000 | 11,941 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $82,000 | 11,990 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $109,000 | 11,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,780 | 11,866 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 12,988 |
| Total interest expense | $448,000 | 12,985 |
| Net interest income | $572,000 | 12,835 |
| Provision for loan and lease losses | $235,000 | 4,801 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $375,000 | 13,284 |
| Salaries and employee benefits | $264,000 | 12,449 |
| Premises and equipment expense | $12,000 | 13,814 |
| Additional noninterest expense | $99,000 | 13,543 |
| Pre-tax net operating income | $-5,000 | 12,756 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-8,000 | 12,918 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-8,000 | 12,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,943 |
| Cash dividends | $7,000 | 8,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-5,000 | 12,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.