Home > The First National Bank of Johnstown > Assets and Liabilities
The First National Bank of Johnstown, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $30,105,000 | 8,631 |
| Cash and due from depository institutions | $1,344,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,040,000 | 8,753 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,957 |
| Net loans & leases | $17,717,000 | 8,301 |
| Loan loss allowance | $193,000 | 8,648 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,524,000 | 4,728 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $380,000 | 8,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,105,000 | 8,631 |
| Total liabilities | $26,877,000 | 8,596 |
| Total deposits | $26,581,000 | 8,500 |
| Interest-bearing deposits | $22,923,000 | 8,430 |
| Deposits held in domestic offices | $26,581,000 | 8,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $296,000 | 7,499 |
| Total equity capital | $3,228,000 | 8,616 |
| Total bank equity capital | $3,228,000 | 8,616 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $550,000 | 4,508 |
| Surplus | $850,000 | 7,645 |
| Undivided profits | $1,828,000 | 7,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $228,000 | 7,538 |
| Earning assets | $26,857,000 | 8,683 |
| Long-term assets (5+ years) | $5,351,000 | 6,092 |
| Average Assets, year-to-date | $29,189,400 | 8,549 |
| Average Assets, quarterly | $30,025,000 | 8,563 |
| Volatile liabilities | $3,271,000 | 8,076 |
| Insider loans | $64,000 | 8,480 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,507,000 | 6,206 |
| Tier 1 (core) risk-based capital | $3,133,000 | 8,606 |
| Tier 2 risk-based capital | $193,000 | 8,343 |
| Total risk weighted assets | $19,654,200 | 8,278 |
| Total unused commitments | $3,507,000 | 6,210 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $27,393,000 | 9,112 |
| Cash and due from depository institutions | $1,530,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,364,000 | 7,974 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 8,027 |
| Net loans & leases | $15,424,000 | 8,966 |
| Loan loss allowance | $140,000 | 9,581 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,516,000 | 4,684 |
| Other real estate owned | $55,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $419,000 | 8,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,393,000 | 9,112 |
| Total liabilities | $24,383,000 | 9,078 |
| Total deposits | $24,163,000 | 8,975 |
| Interest-bearing deposits | $20,238,000 | 9,007 |
| Deposits held in domestic offices | $24,163,000 | 8,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $220,000 | 8,727 |
| Total equity capital | $3,010,000 | 9,011 |
| Total bank equity capital | $3,010,000 | 9,011 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $550,000 | 4,673 |
| Surplus | $850,000 | 7,858 |
| Undivided profits | $1,610,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $212,000 | 8,085 |
| Earning assets | $23,873,000 | 9,217 |
| Long-term assets (5+ years) | $8,277,000 | 4,791 |
| Average Assets, year-to-date | $27,647,000 | 8,949 |
| Average Assets, quarterly | $28,116,500 | 9,006 |
| Volatile liabilities | $2,804,000 | 8,645 |
| Insider loans | $183,000 | 7,604 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,617,000 | 5,383 |
| Tier 1 (core) risk-based capital | $2,947,000 | 8,985 |
| Tier 2 risk-based capital | $140,000 | 9,297 |
| Total risk weighted assets | $17,224,600 | 8,862 |
| Total unused commitments | $4,617,000 | 5,388 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $26,842,000 | 9,532 |
| Cash and due from depository institutions | $1,035,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,809,000 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,097 |
| Net loans & leases | $13,232,000 | 9,630 |
| Loan loss allowance | $145,000 | 9,940 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $659,000 | 7,305 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $382,000 | 9,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,842,000 | 9,532 |
| Total liabilities | $23,988,000 | 9,502 |
| Total deposits | $23,742,000 | 9,402 |
| Interest-bearing deposits | $20,321,000 | 9,385 |
| Deposits held in domestic offices | $23,742,000 | 9,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $246,000 | 8,614 |
| Total equity capital | $2,854,000 | 9,412 |
| Total bank equity capital | $2,854,000 | 9,412 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $550,000 | 4,965 |
| Surplus | $850,000 | 8,145 |
| Undivided profits | $1,454,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $172,000 | 8,943 |
| Earning assets | $24,766,000 | 9,487 |
| Long-term assets (5+ years) | $6,451,000 | 5,253 |
| Average Assets, year-to-date | $26,954,600 | 9,392 |
| Average Assets, quarterly | $27,207,500 | 9,451 |
| Volatile liabilities | $1,801,000 | 9,683 |
| Insider loans | $459,000 | 5,730 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,506,000 | 6,903 |
| Tier 1 (core) risk-based capital | $2,859,000 | 9,350 |
| Tier 2 risk-based capital | $145,000 | 9,563 |
| Total risk weighted assets | $13,447,400 | 9,819 |
| Total unused commitments | $2,506,000 | 6,917 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $25,819,000 | 9,990 |
| Cash and due from depository institutions | $847,000 | 8,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,464,000 | 8,457 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 7,857 |
| Net loans & leases | $13,938,000 | 9,756 |
| Loan loss allowance | $118,000 | 10,734 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $301,000 | 9,537 |
| Other real estate owned | $126,000 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $418,000 | 9,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,819,000 | 9,990 |
| Total liabilities | $23,102,000 | 9,960 |
| Total deposits | $22,834,000 | 9,877 |
| Interest-bearing deposits | $19,736,000 | 9,823 |
| Deposits held in domestic offices | $22,834,000 | 9,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $268,000 | 8,724 |
| Total equity capital | $2,717,000 | 9,831 |
| Total bank equity capital | $2,717,000 | 9,831 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $550,000 | 5,226 |
| Surplus | $850,000 | 8,384 |
| Undivided profits | $1,317,000 | 8,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $187,000 | 9,019 |
| Earning assets | $24,127,000 | 9,907 |
| Long-term assets (5+ years) | $6,534,000 | 5,102 |
| Average Assets, year-to-date | $25,459,400 | 9,909 |
| Average Assets, quarterly | $26,108,500 | 9,922 |
| Volatile liabilities | $1,207,000 | 10,583 |
| Insider loans | $154,000 | 8,466 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,503,000 | 8,127 |
| Tier 1 (core) risk-based capital | $2,690,000 | 9,789 |
| Tier 2 risk-based capital | $118,000 | 10,354 |
| Total risk weighted assets | $13,128,600 | 10,188 |
| Total unused commitments | $1,503,000 | 8,140 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $24,821,000 | 10,459 |
| Cash and due from depository institutions | $692,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,411,000 | 7,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $11,050,000 | 10,742 |
| Loan loss allowance | $111,000 | 11,372 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $300,000 | 9,856 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $368,000 | 10,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,821,000 | 10,459 |
| Total liabilities | $22,343,000 | 10,438 |
| Total deposits | $20,842,000 | 10,512 |
| Interest-bearing deposits | $17,873,000 | 10,474 |
| Deposits held in domestic offices | $20,842,000 | 10,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 3,084 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $201,000 | 8,994 |
| Total equity capital | $2,478,000 | 10,213 |
| Total bank equity capital | $2,478,000 | 10,213 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $550,000 | 5,507 |
| Surplus | $850,000 | 8,612 |
| Undivided profits | $1,078,000 | 8,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 7,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $133,000 | 10,053 |
| Earning assets | $23,461,000 | 10,310 |
| Long-term assets (5+ years) | $6,228,000 | 5,426 |
| Average Assets, year-to-date | $24,140,200 | 10,476 |
| Average Assets, quarterly | $24,703,000 | 10,441 |
| Volatile liabilities | $2,046,000 | 9,615 |
| Insider loans | $303,000 | 7,125 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,608,000 | 6,763 |
| Tier 1 (core) risk-based capital | $2,478,000 | 10,314 |
| Tier 2 risk-based capital | $111,000 | 10,939 |
| Total risk weighted assets | $10,409,400 | 11,123 |
| Total unused commitments | $2,608,000 | 6,772 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $23,402,000 | 11,100 |
| Cash and due from depository institutions | $858,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,622,000 | 8,133 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 8,014 |
| Net loans & leases | $8,416,000 | 11,806 |
| Loan loss allowance | $94,000 | 12,209 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $317,000 | 10,063 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $289,000 | 11,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,402,000 | 11,100 |
| Total liabilities | $21,098,000 | 11,092 |
| Total deposits | $20,910,000 | 11,013 |
| Interest-bearing deposits | $18,367,000 | 10,907 |
| Deposits held in domestic offices | $20,910,000 | 11,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $188,000 | 9,522 |
| Total equity capital | $2,304,000 | 10,842 |
| Total bank equity capital | $2,304,000 | 10,842 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $550,000 | 5,755 |
| Surplus | $850,000 | 8,835 |
| Undivided profits | $904,000 | 9,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $94,000 | 11,206 |
| Earning assets | $21,938,000 | 10,987 |
| Long-term assets (5+ years) | $5,761,000 | 6,011 |
| Average Assets, year-to-date | $22,708,000 | 11,099 |
| Average Assets, quarterly | $23,780,000 | 11,006 |
| Volatile liabilities | $926,000 | 11,507 |
| Insider loans | $186,000 | 8,484 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $757,000 | 9,822 |
| Tier 1 (core) risk-based capital | $2,304,000 | 10,800 |
| Tier 2 risk-based capital | $94,000 | 11,750 |
| Total risk weighted assets | $7,907,900 | 12,226 |
| Total unused commitments | $757,000 | 9,847 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $21,298,000 | 11,810 |
| Cash and due from depository institutions | $1,300,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,122,000 | 8,705 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 10,630 |
| Net loans & leases | $8,002,000 | 12,310 |
| Loan loss allowance | $85,000 | 12,845 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $293,000 | 10,601 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $281,000 | 11,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,298,000 | 11,810 |
| Total liabilities | $19,148,000 | 11,818 |
| Total deposits | $18,974,000 | 11,741 |
| Interest-bearing deposits | $15,893,000 | 11,786 |
| Deposits held in domestic offices | $18,974,000 | 11,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $174,000 | 10,617 |
| Total equity capital | $2,150,000 | 11,199 |
| Total bank equity capital | $2,150,000 | 11,199 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $550,000 | 6,055 |
| Surplus | $850,000 | 8,943 |
| Undivided profits | $750,000 | 10,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $113,000 | 11,141 |
| Earning assets | $19,424,000 | 11,751 |
| Long-term assets (5+ years) | $4,788,000 | 6,645 |
| Average Assets, year-to-date | $21,269,400 | 11,693 |
| Average Assets, quarterly | $21,399,500 | 11,737 |
| Volatile liabilities | $600,000 | 12,637 |
| Insider loans | $151,000 | 4,641 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $525,000 | 10,473 |
| Tier 1 (core) risk-based capital | $2,150,000 | 11,154 |
| Tier 2 risk-based capital | $85,000 | 12,342 |
| Total risk weighted assets | $7,590,900 | 12,779 |
| Total unused commitments | $525,000 | 10,497 |
| Derivatives | $0 | 651 |