Home > The First National Bank of Jefferson > Income and Expense

The First National Bank of Jefferson, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,388,0008,223
Total interest expense$873,0008,758
Net interest income$1,515,0007,659
Provision for loan and lease losses$52,0006,526
Total noninterest income$233,0007,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$96,0006,726
Total noninterest expense$1,067,0007,914
Salaries and employee benefits$531,0008,165
Premises and equipment expense$187,0006,921
Additional noninterest expense$349,0007,673
Pre-tax net operating income$629,0006,767
Securities gains (losses)$04,449
Applicable income taxes$187,0006,329
Income before extraordinary items$442,0006,973
Extraordinary gains, net$032
Net income$442,0006,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,193
Cash dividends$460,0003,708
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$442,0006,870
1997-12-31 (YTD Data)Rank
Total interest income$2,313,0008,617
Total interest expense$787,0009,299
Net interest income$1,526,0007,922
Provision for loan and lease losses$26,0007,586
Total noninterest income$185,0008,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,493
Trading account gains and feesNANA
Additional Noninterest Income$52,0008,342
Total noninterest expense$895,0008,702
Salaries and employee benefits$485,0008,709
Premises and equipment expense$158,0007,632
Additional noninterest expense$252,0008,826
Pre-tax net operating income$790,0006,584
Securities gains (losses)$-7,0009,846
Applicable income taxes$258,0006,177
Income before extraordinary items$525,0006,829
Extraordinary gains, net$044
Net income$525,0006,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,408
Cash dividends$498,0003,539
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$529,6906,743
1996-12-31 (YTD Data)Rank
Total interest income$2,181,0009,124
Total interest expense$748,0009,814
Net interest income$1,433,0008,427
Provision for loan and lease losses$-40,00011,174
Total noninterest income$177,0008,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0006,956
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,849
Total noninterest expense$934,0008,951
Salaries and employee benefits$474,0009,068
Premises and equipment expense$167,0007,688
Additional noninterest expense$293,0008,956
Pre-tax net operating income$716,0006,860
Securities gains (losses)$04,148
Applicable income taxes$245,0006,513
Income before extraordinary items$471,0007,101
Extraordinary gains, net$053
Net income$471,0007,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$427,0003,734
Sale, conversion, retirement of capital stock, net$0953
Net operating income$471,0007,045
1995-12-31 (YTD Data)Rank
Total interest income$2,242,0009,350
Total interest expense$717,00010,244
Net interest income$1,525,0008,465
Provision for loan and lease losses$08,958
Total noninterest income$162,0009,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0007,474
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$912,0009,314
Salaries and employee benefits$461,0009,441
Premises and equipment expense$150,0008,275
Additional noninterest expense$302,0009,224
Pre-tax net operating income$775,0006,936
Securities gains (losses)$-12,00010,219
Applicable income taxes$252,0006,622
Income before extraordinary items$511,0007,160
Extraordinary gains, net$065
Net income$511,0007,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,00011,288
Cash dividends$470,0003,501
Sale, conversion, retirement of capital stock, net$0809
Net operating income$519,0407,088
1994-12-31 (YTD Data)Rank
Total interest income$1,863,00010,053
Total interest expense$557,00010,820
Net interest income$1,306,0009,446
Provision for loan and lease losses$09,146
Total noninterest income$163,0009,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$107,0007,927
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,309
Total noninterest expense$924,0009,662
Salaries and employee benefits$439,0009,927
Premises and equipment expense$138,0008,875
Additional noninterest expense$347,0009,382
Pre-tax net operating income$545,0008,352
Securities gains (losses)$5,0002,624
Applicable income taxes$155,0008,217
Income before extraordinary items$395,0008,235
Extraordinary gains, net$0249
Net income$395,0008,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$135,0006,330
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$391,4008,313
1993-12-31 (YTD Data)Rank
Total interest income$1,822,00010,548
Total interest expense$599,00011,156
Net interest income$1,223,0009,994
Provision for loan and lease losses$010,371
Total noninterest income$177,0009,661
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0008,238
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,988
Total noninterest expense$1,142,0009,146
Salaries and employee benefits$439,00010,249
Premises and equipment expense$126,0009,610
Additional noninterest expense$577,0007,544
Pre-tax net operating income$259,00010,560
Securities gains (losses)$23,0004,484
Applicable income taxes$91,0009,959
Income before extraordinary items$191,00010,753
Extraordinary gains, net$03,149
Net income$191,00010,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0007,294
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-500,00013,238
Net operating income$175,36010,721
1992-12-31 (YTD Data)Rank
Total interest income$1,671,00011,573
Total interest expense$735,00011,651
Net interest income$936,00011,358
Provision for loan and lease losses$011,756
Total noninterest income$3,551,0001,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0007,968
Trading account gains and feesNANA
Additional Noninterest Income$3,432,000865
Total noninterest expense$1,260,0008,806
Salaries and employee benefits$460,00010,198
Premises and equipment expense$128,0009,751
Additional noninterest expense$672,0006,941
Pre-tax net operating income$3,227,0001,928
Securities gains (losses)$161,0002,318
Applicable income taxes$1,128,0001,882
Income before extraordinary items$2,260,0002,031
Extraordinary gains, net$1,178,000107
Net income$3,438,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0006,088
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,152,1301,966

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.