The First National Bank of Jasper, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$6,799,0001,187
Total interest expense$1,444,0001,629
Net interest income$5,355,0001,044
Provision for loan and lease losses$1,180,0001,058
Total noninterest income$1,033,0001,199
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$882,000429
Trading account gains and fees$0175
Additional Noninterest Income$151,0002,834
Total noninterest expense$3,753,0001,336
Salaries and employee benefits$1,791,0001,396
Premises and equipment expense$293,0002,250
Additional noninterest expense$1,669,0001,045
Pre-tax net operating income$1,455,000926
Securities gains (losses)$02,284
Applicable income taxes$508,000698
Income before extraordinary items$947,0001,153
Extraordinary gains, net$016
Net income$947,0001,155
Minority interest net income$091
Net income of bank and minority interests.$947,0001,155
Net charge-offs$180,0002,551
Cash dividends$3,000,000108
Sale, conversion, retirement of capital stock, net$65,000362
Net operating income$947,0001,121
2009-12-31 (YTD Data)Rank
Total interest income$28,394,0001,212
Total interest expense$8,482,0001,420
Net interest income$19,912,0001,095
Provision for loan and lease losses$4,118,0001,632
Total noninterest income$4,951,0001,112
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,884,000428
Trading account gains and fees$0211
Additional Noninterest Income$1,067,0002,070
Total noninterest expense$14,336,0001,434
Salaries and employee benefits$6,733,0001,490
Premises and equipment expense$1,163,0002,275
Additional noninterest expense$6,440,0001,193
Pre-tax net operating income$6,409,000672
Securities gains (losses)$1,057,000473
Applicable income taxes$2,482,000465
Income before extraordinary items$4,984,000687
Extraordinary gains, net$034
Net income$4,984,000687
Minority interest net income$0115
Net income of bank and minority interests.$4,984,000687
Net charge-offs$1,621,0002,282
Cash dividends$8,647,000207
Sale, conversion, retirement of capital stock, net$49,0001,068
Net operating income$4,275,810796
2009-09-30 (YTD Data)Rank
Total interest income$21,436,0001,226
Total interest expense$6,762,0001,403
Net interest income$14,674,0001,122
Provision for loan and lease losses$2,570,0001,632
Total noninterest income$3,716,0001,121
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,891,000430
Trading account gains and fees$0212
Additional Noninterest Income$825,0002,085
Total noninterest expense$10,755,0001,419
Salaries and employee benefits$5,092,0001,491
Premises and equipment expense$878,0002,287
Additional noninterest expense$4,785,0001,175
Pre-tax net operating income$5,065,000670
Securities gains (losses)$1,057,000364
Applicable income taxes$2,061,000454
Income before extraordinary items$4,061,000663
Extraordinary gains, net$027
Net income$4,061,000664
Minority interest net income$0118
Net income of bank and minority interests.$4,061,000665
Net charge-offs$914,0002,296
Cash dividends$5,765,000222
Sale, conversion, retirement of capital stock, net$37,000988
Net operating income$3,363,380802
2009-06-30 (YTD Data)Rank
Total interest income$14,324,0001,251
Total interest expense$4,741,0001,401
Net interest income$9,583,0001,161
Provision for loan and lease losses$1,432,0001,684
Total noninterest income$2,464,0001,128
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,871,000441
Trading account gains and fees$0193
Additional Noninterest Income$593,0002,006
Total noninterest expense$7,275,0001,427
Salaries and employee benefits$3,518,0001,477
Premises and equipment expense$580,0002,327
Additional noninterest expense$3,177,0001,198
Pre-tax net operating income$3,340,000691
Securities gains (losses)$03,136
Applicable income taxes$1,091,000563
Income before extraordinary items$2,249,000832
Extraordinary gains, net$021
Net income$2,249,000831
Minority interest net income$0112
Net income of bank and minority interests.$2,249,000832
Net charge-offs$803,0001,829
Cash dividends$2,882,000314
Sale, conversion, retirement of capital stock, net$43,000843
Net operating income$2,249,000802
2009-03-31 (YTD Data)Rank
Total interest income$7,185,0001,267
Total interest expense$2,467,0001,396
Net interest income$4,718,0001,171
Provision for loan and lease losses$666,0001,510
Total noninterest income$1,197,0001,103
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$909,000447
Trading account gains and fees$0171
Additional Noninterest Income$288,0002,017
Total noninterest expense$3,461,0001,441
Salaries and employee benefits$1,756,0001,493
Premises and equipment expense$302,0002,287
Additional noninterest expense$1,403,0001,181
Pre-tax net operating income$1,788,000701
Securities gains (losses)$02,434
Applicable income taxes$592,000560
Income before extraordinary items$1,196,000886
Extraordinary gains, net$015
Net income$1,196,000886
Minority interest net income$0102
Net income of bank and minority interests.$1,196,000888
Net charge-offs$163,0002,336
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$21,000736
Net operating income$1,196,000819
2008-12-31 (YTD Data)Rank
Total interest income$32,632,0001,174
Total interest expense$10,959,0001,482
Net interest income$21,673,000989
Provision for loan and lease losses$1,653,0002,029
Total noninterest income$5,018,0001,047
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,315,000521
Trading account gains and fees$0154
Additional Noninterest Income$1,703,0001,466
Total noninterest expense$12,939,0001,508
Salaries and employee benefits$6,979,0001,484
Premises and equipment expense$1,091,0002,435
Additional noninterest expense$4,869,0001,295
Pre-tax net operating income$12,099,000444
Securities gains (losses)$03,220
Applicable income taxes$4,250,000362
Income before extraordinary items$7,849,000499
Extraordinary gains, net$039
Net income$7,849,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,111,0001,847
Cash dividends$9,204,000322
Sale, conversion, retirement of capital stock, net$98,000983
Net operating income$7,849,000530
2008-09-30 (YTD Data)Rank
Total interest income$24,831,0001,181
Total interest expense$8,266,0001,532
Net interest income$16,565,000982
Provision for loan and lease losses$-2,0008,257
Total noninterest income$3,971,0001,050
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,423,000542
Trading account gains and fees$0148
Additional Noninterest Income$1,548,0001,341
Total noninterest expense$9,439,0001,548
Salaries and employee benefits$5,089,0001,546
Premises and equipment expense$832,0002,404
Additional noninterest expense$3,518,0001,297
Pre-tax net operating income$11,099,000461
Securities gains (losses)$03,106
Applicable income taxes$3,883,000380
Income before extraordinary items$7,216,000505
Extraordinary gains, net$031
Net income$7,216,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,0001,685
Cash dividends$6,868,000334
Sale, conversion, retirement of capital stock, net$76,000859
Net operating income$7,216,000524
2008-06-30 (YTD Data)Rank
Total interest income$16,763,0001,181
Total interest expense$5,709,0001,537
Net interest income$11,054,000975
Provision for loan and lease losses$-366,0008,439
Total noninterest income$2,736,0001,034
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,613,000532
Trading account gains and fees$0149
Additional Noninterest Income$1,123,0001,292
Total noninterest expense$6,223,0001,556
Salaries and employee benefits$3,322,0001,587
Premises and equipment expense$556,0002,402
Additional noninterest expense$2,345,0001,272
Pre-tax net operating income$7,933,000462
Securities gains (losses)$03,233
Applicable income taxes$2,788,000398
Income before extraordinary items$5,145,000540
Extraordinary gains, net$021
Net income$5,145,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,122
Cash dividends$4,532,000366
Sale, conversion, retirement of capital stock, net$64,000699
Net operating income$5,145,000530
2008-03-31 (YTD Data)Rank
Total interest income$8,678,0001,167
Total interest expense$3,121,0001,511
Net interest income$5,557,000964
Provision for loan and lease losses$-969,0008,491
Total noninterest income$1,383,0001,031
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$848,000492
Trading account gains and fees$0158
Additional Noninterest Income$535,0001,342
Total noninterest expense$3,126,0001,534
Salaries and employee benefits$1,641,0001,610
Premises and equipment expense$280,0002,408
Additional noninterest expense$1,205,0001,189
Pre-tax net operating income$4,783,000423
Securities gains (losses)$02,688
Applicable income taxes$1,698,000390
Income before extraordinary items$3,085,000494
Extraordinary gains, net$015
Net income$3,085,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,899
Cash dividends$2,196,000398
Sale, conversion, retirement of capital stock, net$33,000569
Net operating income$3,085,000473
2007-12-31 (YTD Data)Rank
Total interest income$37,481,0001,134
Total interest expense$14,974,0001,332
Net interest income$22,507,000979
Provision for loan and lease losses$255,0003,468
Total noninterest income$5,665,000996
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,347,000519
Trading account gains and fees$0178
Additional Noninterest Income$2,318,0001,234
Total noninterest expense$13,171,0001,403
Salaries and employee benefits$7,151,0001,419
Premises and equipment expense$1,124,0002,316
Additional noninterest expense$4,896,0001,161
Pre-tax net operating income$14,746,000599
Securities gains (losses)$5,0001,575
Applicable income taxes$5,131,000532
Income before extraordinary items$9,620,000681
Extraordinary gains, net$039
Net income$9,620,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,0001,194
Cash dividends$8,785,000462
Sale, conversion, retirement of capital stock, net$200,000756
Net operating income$9,616,750672
2007-09-30 (YTD Data)Rank
Total interest income$28,198,0001,133
Total interest expense$11,405,0001,310
Net interest income$16,793,000987
Provision for loan and lease losses$-134,0008,449
Total noninterest income$4,225,0001,000
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,459,000520
Trading account gains and fees$0184
Additional Noninterest Income$1,766,0001,230
Total noninterest expense$9,860,0001,389
Salaries and employee benefits$5,394,0001,411
Premises and equipment expense$834,0002,316
Additional noninterest expense$3,632,0001,137
Pre-tax net operating income$11,292,000635
Securities gains (losses)$5,0001,185
Applicable income taxes$3,913,000567
Income before extraordinary items$7,384,000715
Extraordinary gains, net$033
Net income$7,384,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0001,005
Cash dividends$6,545,000453
Sale, conversion, retirement of capital stock, net$165,000644
Net operating income$7,380,750705
2007-06-30 (YTD Data)Rank
Total interest income$18,775,0001,149
Total interest expense$7,592,0001,319
Net interest income$11,183,0001,005
Provision for loan and lease losses$176,0002,383
Total noninterest income$2,764,0001,029
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,587,000550
Trading account gains and fees$0168
Additional Noninterest Income$1,177,0001,246
Total noninterest expense$6,397,0001,438
Salaries and employee benefits$3,470,0001,480
Premises and equipment expense$542,0002,382
Additional noninterest expense$2,385,0001,170
Pre-tax net operating income$7,374,000668
Securities gains (losses)$5,0001,010
Applicable income taxes$2,553,000594
Income before extraordinary items$4,826,000749
Extraordinary gains, net$029
Net income$4,826,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,031
Cash dividends$4,306,000477
Sale, conversion, retirement of capital stock, net$124,000551
Net operating income$4,822,750744
2007-03-31 (YTD Data)Rank
Total interest income$9,345,0001,145
Total interest expense$3,797,0001,305
Net interest income$5,548,0001,003
Provision for loan and lease losses$55,0002,982
Total noninterest income$1,361,0001,025
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$760,000547
Trading account gains and fees$0195
Additional Noninterest Income$601,0001,200
Total noninterest expense$3,300,0001,401
Salaries and employee benefits$1,771,0001,464
Premises and equipment expense$269,0002,422
Additional noninterest expense$1,260,0001,078
Pre-tax net operating income$3,554,000689
Securities gains (losses)$01,187
Applicable income taxes$1,228,000620
Income before extraordinary items$2,326,000773
Extraordinary gains, net$022
Net income$2,326,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,000866
Cash dividends$2,066,000437
Sale, conversion, retirement of capital stock, net$84,000391
Net operating income$2,326,000761
2006-12-31 (YTD Data)Rank
Total interest income$34,498,0001,145
Total interest expense$12,580,0001,337
Net interest income$21,918,0001,015
Provision for loan and lease losses$683,0001,441
Total noninterest income$5,089,0001,082
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,215,000534
Trading account gains and fees$0130
Additional Noninterest Income$1,874,0001,432
Total noninterest expense$12,271,0001,455
Salaries and employee benefits$6,976,0001,404
Premises and equipment expense$1,037,0002,383
Additional noninterest expense$4,258,0001,257
Pre-tax net operating income$14,053,000726
Securities gains (losses)$01,687
Applicable income taxes$4,737,000667
Income before extraordinary items$9,316,000802
Extraordinary gains, net$051
Net income$9,316,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,401
Cash dividends$8,266,000457
Sale, conversion, retirement of capital stock, net$236,000730
Net operating income$9,316,000788
2006-09-30 (YTD Data)Rank
Total interest income$25,174,0001,184
Total interest expense$8,787,0001,388
Net interest income$16,387,0001,041
Provision for loan and lease losses$240,0002,508
Total noninterest income$3,792,0001,093
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,495,000512
Trading account gains and fees$0126
Additional Noninterest Income$1,297,0001,499
Total noninterest expense$9,021,0001,488
Salaries and employee benefits$5,109,0001,452
Premises and equipment expense$786,0002,372
Additional noninterest expense$3,126,0001,283
Pre-tax net operating income$10,918,000739
Securities gains (losses)$01,388
Applicable income taxes$3,725,000672
Income before extraordinary items$7,193,000814
Extraordinary gains, net$045
Net income$7,193,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,348
Cash dividends$6,244,000430
Sale, conversion, retirement of capital stock, net$156,000635
Net operating income$7,193,000805
2006-06-30 (YTD Data)Rank
Total interest income$16,292,0001,193
Total interest expense$5,394,0001,438
Net interest income$10,898,0001,044
Provision for loan and lease losses$146,0002,710
Total noninterest income$2,503,0001,103
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,662,000511
Trading account gains and fees$0126
Additional Noninterest Income$841,0001,536
Total noninterest expense$5,904,0001,520
Salaries and employee benefits$3,327,0001,494
Premises and equipment expense$527,0002,349
Additional noninterest expense$2,050,0001,307
Pre-tax net operating income$7,351,000737
Securities gains (losses)$01,185
Applicable income taxes$2,508,000673
Income before extraordinary items$4,843,000801
Extraordinary gains, net$039
Net income$4,843,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,487
Cash dividends$4,223,000434
Sale, conversion, retirement of capital stock, net$126,000502
Net operating income$4,843,000793
2006-03-31 (YTD Data)Rank
Total interest income$7,878,0001,213
Total interest expense$2,520,0001,457
Net interest income$5,358,0001,056
Provision for loan and lease losses$90,0002,132
Total noninterest income$1,197,0001,128
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$819,000502
Trading account gains and fees$0115
Additional Noninterest Income$378,0001,631
Total noninterest expense$2,936,0001,533
Salaries and employee benefits$1,659,0001,497
Premises and equipment expense$255,0002,433
Additional noninterest expense$1,022,0001,298
Pre-tax net operating income$3,529,000745
Securities gains (losses)$0955
Applicable income taxes$1,213,000685
Income before extraordinary items$2,316,000827
Extraordinary gains, net$021
Net income$2,316,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,608
Cash dividends$2,201,000393
Sale, conversion, retirement of capital stock, net$83,000337
Net operating income$2,316,000815
2005-12-31 (YTD Data)Rank
Total interest income$29,359,0001,123
Total interest expense$9,430,0001,193
Net interest income$19,929,0001,083
Provision for loan and lease losses$892,0001,163
Total noninterest income$4,647,0001,145
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,330,000511
Trading account gains and fees$0138
Additional Noninterest Income$1,317,0001,831
Total noninterest expense$11,067,0001,551
Salaries and employee benefits$5,917,0001,578
Premises and equipment expense$934,0002,515
Additional noninterest expense$4,216,0001,233
Pre-tax net operating income$12,617,000789
Securities gains (losses)$02,296
Applicable income taxes$4,270,000734
Income before extraordinary items$8,347,000865
Extraordinary gains, net$046
Net income$8,347,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,000771
Cash dividends$8,803,000425
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,347,000852
2005-09-30 (YTD Data)Rank
Total interest income$21,494,0001,116
Total interest expense$6,487,0001,234
Net interest income$15,007,0001,063
Provision for loan and lease losses$815,000928
Total noninterest income$3,497,0001,145
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,492,000513
Trading account gains and fees$0126
Additional Noninterest Income$1,005,0001,814
Total noninterest expense$8,027,0001,586
Salaries and employee benefits$4,213,0001,647
Premises and equipment expense$693,0002,532
Additional noninterest expense$3,121,0001,226
Pre-tax net operating income$9,662,000769
Securities gains (losses)$02,317
Applicable income taxes$3,277,000724
Income before extraordinary items$6,385,000843
Extraordinary gains, net$035
Net income$6,385,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,000619
Cash dividends$7,073,000363
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,385,000825
2005-06-30 (YTD Data)Rank
Total interest income$13,988,0001,108
Total interest expense$4,261,0001,168
Net interest income$9,727,0001,078
Provision for loan and lease losses$410,0001,163
Total noninterest income$2,303,0001,145
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,619,000513
Trading account gains and fees$0116
Additional Noninterest Income$684,0001,770
Total noninterest expense$5,296,0001,596
Salaries and employee benefits$2,741,0001,673
Premises and equipment expense$454,0002,553
Additional noninterest expense$2,101,0001,190
Pre-tax net operating income$6,324,000768
Securities gains (losses)$02,146
Applicable income taxes$2,146,000730
Income before extraordinary items$4,178,000837
Extraordinary gains, net$030
Net income$4,178,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,000610
Cash dividends$5,343,000322
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,178,000821
2005-03-31 (YTD Data)Rank
Total interest income$6,731,0001,134
Total interest expense$2,084,0001,127
Net interest income$4,647,0001,126
Provision for loan and lease losses$140,0001,548
Total noninterest income$1,115,0001,147
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$773,000518
Trading account gains and fees$0115
Additional Noninterest Income$342,0001,724
Total noninterest expense$2,716,0001,559
Salaries and employee benefits$1,434,0001,609
Premises and equipment expense$231,0002,529
Additional noninterest expense$1,051,0001,170
Pre-tax net operating income$2,906,000815
Securities gains (losses)$01,685
Applicable income taxes$976,000775
Income before extraordinary items$1,930,000904
Extraordinary gains, net$024
Net income$1,930,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,000749
Cash dividends$3,613,000227
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,930,000882
2004-12-31 (YTD Data)Rank
Total interest income$26,221,0001,081
Total interest expense$8,093,000997
Net interest income$18,128,0001,103
Provision for loan and lease losses$191,0003,781
Total noninterest income$4,363,0001,193
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,241,000533
Trading account gains and fees$0138
Additional Noninterest Income$1,122,0002,000
Total noninterest expense$11,432,0001,421
Salaries and employee benefits$6,447,0001,374
Premises and equipment expense$897,0002,528
Additional noninterest expense$4,088,0001,203
Pre-tax net operating income$10,868,000812
Securities gains (losses)$03,819
Applicable income taxes$3,639,000768
Income before extraordinary items$7,229,000910
Extraordinary gains, net$034
Net income$7,229,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,079
Cash dividends$12,112,000314
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,229,000874
2004-09-30 (YTD Data)Rank
Total interest income$19,573,0001,071
Total interest expense$6,093,000977
Net interest income$13,480,0001,095
Provision for loan and lease losses$61,0005,112
Total noninterest income$3,248,0001,224
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,411,000544
Trading account gains and fees$0134
Additional Noninterest Income$837,0002,012
Total noninterest expense$8,718,0001,403
Salaries and employee benefits$4,992,0001,314
Premises and equipment expense$675,0002,511
Additional noninterest expense$3,051,0001,198
Pre-tax net operating income$7,949,000841
Securities gains (losses)$03,710
Applicable income taxes$2,652,000804
Income before extraordinary items$5,297,000940
Extraordinary gains, net$026
Net income$5,297,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,782
Cash dividends$8,499,000318
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,297,000905
2004-06-30 (YTD Data)Rank
Total interest income$12,845,0001,076
Total interest expense$4,101,000958
Net interest income$8,744,0001,126
Provision for loan and lease losses$-94,0008,956
Total noninterest income$2,051,0001,267
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,563,000556
Trading account gains and fees$0130
Additional Noninterest Income$488,0002,225
Total noninterest expense$5,818,0001,391
Salaries and employee benefits$3,336,0001,305
Premises and equipment expense$450,0002,505
Additional noninterest expense$2,032,0001,190
Pre-tax net operating income$5,071,000860
Securities gains (losses)$03,413
Applicable income taxes$1,682,000836
Income before extraordinary items$3,389,000965
Extraordinary gains, net$021
Net income$3,389,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-176,0008,970
Cash dividends$4,886,000340
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,389,000930
2004-03-31 (YTD Data)Rank
Total interest income$6,359,0001,097
Total interest expense$2,068,000972
Net interest income$4,291,0001,149
Provision for loan and lease losses$-70,0009,017
Total noninterest income$1,064,0001,203
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$743,000578
Trading account gains and fees$0121
Additional Noninterest Income$321,0001,798
Total noninterest expense$2,928,0001,402
Salaries and employee benefits$1,704,0001,300
Premises and equipment expense$221,0002,553
Additional noninterest expense$1,003,0001,205
Pre-tax net operating income$2,497,000864
Securities gains (losses)$02,934
Applicable income taxes$829,000866
Income before extraordinary items$1,668,000978
Extraordinary gains, net$016
Net income$1,668,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,0009,004
Cash dividends$1,272,000538
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,668,000928
2003-12-31 (YTD Data)Rank
Total interest income$27,522,0001,019
Total interest expense$9,544,000934
Net interest income$17,978,0001,068
Provision for loan and lease losses$710,0001,602
Total noninterest income$4,263,0001,283
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,028,000568
Trading account gains and fees$0160
Additional Noninterest Income$1,235,0002,079
Total noninterest expense$11,467,0001,399
Salaries and employee benefits$6,257,0001,369
Premises and equipment expense$883,0002,532
Additional noninterest expense$4,327,0001,168
Pre-tax net operating income$10,064,000854
Securities gains (losses)$04,500
Applicable income taxes$3,267,000860
Income before extraordinary items$6,797,000950
Extraordinary gains, net$054
Net income$6,797,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,0001,214
Cash dividends$5,089,000615
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,797,000893
2003-09-30 (YTD Data)Rank
Total interest income$21,087,0001,021
Total interest expense$7,374,000945
Net interest income$13,713,0001,067
Provision for loan and lease losses$380,0002,093
Total noninterest income$3,157,0001,326
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,233,000587
Trading account gains and fees$0153
Additional Noninterest Income$924,0002,163
Total noninterest expense$8,695,0001,396
Salaries and employee benefits$4,690,0001,386
Premises and equipment expense$655,0002,564
Additional noninterest expense$3,350,0001,135
Pre-tax net operating income$7,795,000858
Securities gains (losses)$04,204
Applicable income taxes$2,518,000891
Income before extraordinary items$5,277,000953
Extraordinary gains, net$040
Net income$5,277,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,051
Cash dividends$4,080,000561
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,277,000889
2003-06-30 (YTD Data)Rank
Total interest income$14,205,0001,022
Total interest expense$5,011,000960
Net interest income$9,194,0001,059
Provision for loan and lease losses$380,0001,463
Total noninterest income$2,105,0001,320
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,489,000577
Trading account gains and fees$0150
Additional Noninterest Income$616,0002,161
Total noninterest expense$5,859,0001,381
Salaries and employee benefits$3,095,0001,398
Premises and equipment expense$437,0002,547
Additional noninterest expense$2,327,0001,092
Pre-tax net operating income$5,060,000875
Securities gains (losses)$03,782
Applicable income taxes$1,627,000926
Income before extraordinary items$3,433,000970
Extraordinary gains, net$030
Net income$3,433,000971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,000930
Cash dividends$3,071,000499
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,433,000900
2003-03-31 (YTD Data)Rank
Total interest income$7,186,0001,020
Total interest expense$2,571,000962
Net interest income$4,615,0001,049
Provision for loan and lease losses$300,000910
Total noninterest income$1,049,0001,293
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$758,000554
Trading account gains and fees$0134
Additional Noninterest Income$291,0002,154
Total noninterest expense$3,144,0001,290
Salaries and employee benefits$1,560,0001,388
Premises and equipment expense$215,0002,597
Additional noninterest expense$1,369,000914
Pre-tax net operating income$2,220,000993
Securities gains (losses)$02,891
Applicable income taxes$695,0001,064
Income before extraordinary items$1,525,0001,088
Extraordinary gains, net$021
Net income$1,525,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000870
Cash dividends$1,359,000524
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,525,0001,011
2002-12-31 (YTD Data)Rank
Total interest income$30,641,000997
Total interest expense$11,045,0001,010
Net interest income$19,596,000990
Provision for loan and lease losses$1,155,0001,177
Total noninterest income$4,261,0001,191
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,898,000562
Trading account gains and fees$0153
Additional Noninterest Income$1,363,0001,777
Total noninterest expense$11,077,0001,395
Salaries and employee benefits$6,081,0001,339
Premises and equipment expense$840,0002,570
Additional noninterest expense$4,156,0001,177
Pre-tax net operating income$11,625,000750
Securities gains (losses)$353,000809
Applicable income taxes$3,999,000729
Income before extraordinary items$7,979,000795
Extraordinary gains, net$070
Net income$7,979,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,003,000972
Cash dividends$5,419,000581
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,742,490789
2001-12-31 (YTD Data)Rank
Total interest income$37,611,000909
Total interest expense$18,001,000912
Net interest income$19,610,000904
Provision for loan and lease losses$1,203,0001,080
Total noninterest income$3,604,0001,280
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,589,000586
Trading account gains and fees$0177
Additional Noninterest Income$1,015,0002,018
Total noninterest expense$10,654,0001,377
Salaries and employee benefits$6,104,0001,221
Premises and equipment expense$880,0002,416
Additional noninterest expense$3,670,0001,281
Pre-tax net operating income$11,357,000682
Securities gains (losses)$209,0001,161
Applicable income taxes$3,953,000655
Income before extraordinary items$7,613,000734
Extraordinary gains, net$0105
Net income$7,613,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,293,000780
Cash dividends$5,362,000577
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,475,060718
2000-12-31 (YTD Data)Rank
Total interest income$39,351,000903
Total interest expense$19,283,000927
Net interest income$20,068,000858
Provision for loan and lease losses$1,021,0001,033
Total noninterest income$3,525,0001,174
Gross Fiduciary activities income$10,0001,218
Service charges on deposit accounts$2,609,000518
Trading account gains and fees$0180
Additional Noninterest Income$906,0001,980
Total noninterest expense$10,457,0001,326
Salaries and employee benefits$5,930,0001,192
Premises and equipment expense$905,0002,280
Additional noninterest expense$3,622,0001,256
Pre-tax net operating income$12,115,000660
Securities gains (losses)$01,956
Applicable income taxes$4,243,000618
Income before extraordinary items$7,872,000698
Extraordinary gains, net$038
Net income$7,872,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000932
Cash dividends$5,008,000619
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,872,000697
1999-12-31 (YTD Data)Rank
Total interest income$34,384,000971
Total interest expense$15,896,000975
Net interest income$18,488,000951
Provision for loan and lease losses$925,0001,036
Total noninterest income$3,158,0001,305
Gross Fiduciary activities income$4,0001,311
Service charges on deposit accounts$2,322,000575
Trading account gains and fees$0173
Additional Noninterest Income$832,0002,102
Total noninterest expense$10,066,0001,381
Salaries and employee benefits$6,100,0001,131
Premises and equipment expense$908,0002,243
Additional noninterest expense$3,058,0001,494
Pre-tax net operating income$10,655,000777
Securities gains (losses)$03,155
Applicable income taxes$3,760,000735
Income before extraordinary items$6,895,000832
Extraordinary gains, net$035
Net income$6,895,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$929,000746
Cash dividends$7,985,000482
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,895,000815
1998-12-31 (YTD Data)Rank
Total interest income$35,555,000931
Total interest expense$16,455,000965
Net interest income$19,100,000899
Provision for loan and lease losses$390,0002,106
Total noninterest income$2,910,0001,378
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,094,000588
Trading account gains and fees$0224
Additional Noninterest Income$816,0002,144
Total noninterest expense$9,697,0001,353
Salaries and employee benefits$6,145,0001,062
Premises and equipment expense$915,0002,117
Additional noninterest expense$2,637,0001,633
Pre-tax net operating income$11,923,000681
Securities gains (losses)$54,0001,672
Applicable income taxes$4,274,000650
Income before extraordinary items$7,703,000742
Extraordinary gains, net$032
Net income$7,703,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$733,000940
Cash dividends$6,388,000535
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,668,440718
1997-12-31 (YTD Data)Rank
Total interest income$35,023,000972
Total interest expense$16,246,0001,003
Net interest income$18,777,000954
Provision for loan and lease losses$1,185,000866
Total noninterest income$2,619,0001,431
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,030,000630
Trading account gains and fees$0239
Additional Noninterest Income$589,0002,515
Total noninterest expense$9,396,0001,399
Salaries and employee benefits$5,752,0001,139
Premises and equipment expense$919,0002,143
Additional noninterest expense$2,725,0001,575
Pre-tax net operating income$10,815,000761
Securities gains (losses)$03,944
Applicable income taxes$3,887,000741
Income before extraordinary items$6,928,000808
Extraordinary gains, net$044
Net income$6,928,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$897,000860
Cash dividends$4,362,000699
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,928,000788
1996-12-31 (YTD Data)Rank
Total interest income$32,229,0001,072
Total interest expense$14,786,0001,104
Net interest income$17,443,0001,043
Provision for loan and lease losses$911,0001,094
Total noninterest income$2,413,0001,593
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,878,000706
Trading account gains and fees$0262
Additional Noninterest Income$535,0002,793
Total noninterest expense$9,191,0001,547
Salaries and employee benefits$5,520,0001,205
Premises and equipment expense$902,0002,207
Additional noninterest expense$2,769,0001,858
Pre-tax net operating income$9,754,000804
Securities gains (losses)$8,0002,673
Applicable income taxes$3,440,000779
Income before extraordinary items$6,322,000851
Extraordinary gains, net$053
Net income$6,322,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$640,0001,192
Cash dividends$4,671,000703
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,316,800830
1995-12-31 (YTD Data)Rank
Total interest income$30,376,0001,150
Total interest expense$13,978,0001,190
Net interest income$16,398,0001,124
Provision for loan and lease losses$630,0001,292
Total noninterest income$2,251,0001,665
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,723,000769
Trading account gains and fees$0522
Additional Noninterest Income$528,0002,770
Total noninterest expense$9,100,0001,565
Salaries and employee benefits$5,146,0001,294
Premises and equipment expense$841,0002,371
Additional noninterest expense$3,113,0001,648
Pre-tax net operating income$8,919,000909
Securities gains (losses)$-75,00011,374
Applicable income taxes$3,070,000904
Income before extraordinary items$5,774,000932
Extraordinary gains, net$065
Net income$5,774,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,628
Cash dividends$5,154,000620
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,822,750925
1994-12-31 (YTD Data)Rank
Total interest income$26,173,0001,200
Total interest expense$10,560,0001,247
Net interest income$15,613,0001,169
Provision for loan and lease losses$269,0002,462
Total noninterest income$2,272,0001,668
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,683,000781
Trading account gains and fees$0475
Additional Noninterest Income$589,0002,622
Total noninterest expense$9,198,0001,598
Salaries and employee benefits$4,961,0001,364
Premises and equipment expense$857,0002,363
Additional noninterest expense$3,380,0001,635
Pre-tax net operating income$8,418,000924
Securities gains (losses)$75,000916
Applicable income taxes$2,870,000915
Income before extraordinary items$5,623,000922
Extraordinary gains, net$0249
Net income$5,623,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,319
Cash dividends$10,586,000333
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,573,500933
1993-12-31 (YTD Data)Rank
Total interest income$25,324,0001,256
Total interest expense$10,377,0001,294
Net interest income$14,947,0001,216
Provision for loan and lease losses$445,0002,287
Total noninterest income$2,338,0001,766
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,658,000793
Trading account gains and fees$0532
Additional Noninterest Income$680,0002,648
Total noninterest expense$8,792,0001,721
Salaries and employee benefits$4,539,0001,494
Premises and equipment expense$920,0002,226
Additional noninterest expense$3,333,0001,756
Pre-tax net operating income$8,048,000904
Securities gains (losses)$97,0002,547
Applicable income taxes$2,675,000947
Income before extraordinary items$5,470,000951
Extraordinary gains, net$312,000690
Net income$5,782,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,0001,436
Cash dividends$7,524,000349
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,405,010905
1992-12-31 (YTD Data)Rank
Total interest income$27,719,0001,316
Total interest expense$12,027,0001,471
Net interest income$15,692,0001,197
Provision for loan and lease losses$2,055,0001,126
Total noninterest income$2,524,0001,648
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,598,000816
Trading account gains and fees$0504
Additional Noninterest Income$926,0002,113
Total noninterest expense$8,989,0001,687
Salaries and employee benefits$4,658,0001,420
Premises and equipment expense$1,094,0001,930
Additional noninterest expense$3,237,0001,872
Pre-tax net operating income$7,172,000907
Securities gains (losses)$-28,00013,571
Applicable income taxes$2,149,0001,054
Income before extraordinary items$4,995,000954
Extraordinary gains, net$01,422
Net income$4,995,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,787,0001,040
Cash dividends$4,190,000437
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,014,600863

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.