Home > The First National Bank of Jasper > Net charge- offs to loans

The First National Bank of Jasper, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%3,702
Percentage Net Loans Charged-off: Total real estate loans0.0804%3,514
Percentage Net Loans Charged-off:Construction & development0.3448%1,765
Percentage Net Loans Charged-off: Commercial real estate-0.0951%7,534
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0863%2,713
Percentage Net Loans Charged-off: Home equity loans0.1024%917
All other 1-4 family - Percent of loans charged-off, net0.0796%2,582
Percentage Net Loans Charged-off: Commercial and industrial0.1955%2,417
Percentage Net Loans Charged-off: Loans to individuals0.6881%2,277
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0168%545
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4178%4,137
Percentage Net Loans Charged-off: Total real estate loans0.4647%3,021
Percentage Net Loans Charged-off:Construction & development0.7751%2,722
Percentage Net Loans Charged-off: Commercial real estate-0.0617%7,688
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.7037%1,686
Percentage Net Loans Charged-off: Home equity loans1.7425%543
All other 1-4 family - Percent of loans charged-off, net0.2406%2,895
Percentage Net Loans Charged-off: Commercial and industrial0.1034%4,784
Percentage Net Loans Charged-off: Loans to individuals0.8134%3,157
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4743%1,297
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3100%4,099
Percentage Net Loans Charged-off: Total real estate loans0.4018%2,734
Percentage Net Loans Charged-off:Construction & development0.7467%2,313
Percentage Net Loans Charged-off: Commercial real estate-0.2479%7,817
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.6732%1,462
Percentage Net Loans Charged-off: Home equity loans1.6711%497
All other 1-4 family - Percent of loans charged-off, net0.2225%2,558
Percentage Net Loans Charged-off: Commercial and industrial0.0406%4,396
Percentage Net Loans Charged-off: Loans to individuals0.5107%3,678
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0848%1,621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4047%3,176
Percentage Net Loans Charged-off: Total real estate loans0.5762%1,962
Percentage Net Loans Charged-off:Construction & development0.9746%1,793
Percentage Net Loans Charged-off: Commercial real estate-0.0246%7,740
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.7718%1,183
Percentage Net Loans Charged-off: Home equity loans2.4578%301
All other 1-4 family - Percent of loans charged-off, net-0.0092%7,637
Percentage Net Loans Charged-off: Commercial and industrial-0.0070%6,898
Percentage Net Loans Charged-off: Loans to individuals0.4071%3,752
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1331%1,322
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1640%3,653
Percentage Net Loans Charged-off: Total real estate loans0.0190%3,571
Percentage Net Loans Charged-off:Construction & development0.1146%1,727
Percentage Net Loans Charged-off: Commercial real estate-0.0226%7,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0248%7,744
Percentage Net Loans Charged-off: Home equity loans-0.0511%5,862
All other 1-4 family - Percent of loans charged-off, net-0.0122%7,623
Percentage Net Loans Charged-off: Commercial and industrial0.5325%1,829
Percentage Net Loans Charged-off: Loans to individuals0.5092%2,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0135%6,641
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2838%3,509
Percentage Net Loans Charged-off: Total real estate loans0.4138%1,912
Percentage Net Loans Charged-off:Construction & development0.2090%2,391
Percentage Net Loans Charged-off: Commercial real estate1.1233%462
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1384%2,541
Percentage Net Loans Charged-off: Home equity loans0.2536%959
All other 1-4 family - Percent of loans charged-off, net0.0865%2,837
Percentage Net Loans Charged-off: Commercial and industrial-0.0780%7,442
Percentage Net Loans Charged-off: Loans to individuals0.6243%3,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0074%6,693
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2203%3,139
Percentage Net Loans Charged-off: Total real estate loans0.3588%1,491
Percentage Net Loans Charged-off:Construction & development0.2056%1,781
Percentage Net Loans Charged-off: Commercial real estate1.0396%323
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0510%2,825
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0729%2,406
Percentage Net Loans Charged-off: Commercial and industrial-0.1442%7,502
Percentage Net Loans Charged-off: Loans to individuals0.4442%3,429
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0100%6,709
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1151%3,633
Percentage Net Loans Charged-off: Total real estate loans0.2756%1,420
Percentage Net Loans Charged-off:Construction & development0.2216%1,278
Percentage Net Loans Charged-off: Commercial real estate0.7243%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0242%2,564
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0336%2,278
Percentage Net Loans Charged-off: Commercial and industrial-0.2973%7,706
Percentage Net Loans Charged-off: Loans to individuals0.2012%4,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0922%3,127
Percentage Net Loans Charged-off: Total real estate loans0.3603%878
Percentage Net Loans Charged-off:Construction & development0.6659%544
Percentage Net Loans Charged-off: Commercial real estate0.3257%372
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0837%1,453
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1157%1,215
Percentage Net Loans Charged-off: Commercial and industrial-0.6051%7,855
Percentage Net Loans Charged-off: Loans to individuals0.2025%3,339
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2074%2,558
Percentage Net Loans Charged-off: Total real estate loans0.1137%1,964
Percentage Net Loans Charged-off:Construction & development0.1828%1,025
Percentage Net Loans Charged-off: Commercial real estate0.0366%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1007%1,888
Percentage Net Loans Charged-off: Home equity loans-0.0267%6,004
All other 1-4 family - Percent of loans charged-off, net0.1477%1,475
Percentage Net Loans Charged-off: Commercial and industrial0.5824%1,721
Percentage Net Loans Charged-off: Loans to individuals0.0791%5,270
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0518%7,034
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%2,119
Percentage Net Loans Charged-off: Total real estate loans0.0805%1,690
Percentage Net Loans Charged-off:Construction & development0.1397%679
Percentage Net Loans Charged-off: Commercial real estate0.0445%917
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0462%1,944
Percentage Net Loans Charged-off: Home equity loans-0.0356%6,001
All other 1-4 family - Percent of loans charged-off, net0.0762%1,514
Percentage Net Loans Charged-off: Commercial and industrial0.6473%1,269
Percentage Net Loans Charged-off: Loans to individuals-0.1368%7,659
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0692%7,089
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1530%2,109
Percentage Net Loans Charged-off: Total real estate loans0.0208%2,158
Percentage Net Loans Charged-off:Construction & development0.0227%709
Percentage Net Loans Charged-off: Commercial real estate-0.0035%7,817
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0379%1,645
Percentage Net Loans Charged-off: Home equity loans-0.0533%6,004
All other 1-4 family - Percent of loans charged-off, net0.0711%1,267
Percentage Net Loans Charged-off: Commercial and industrial0.7526%957
Percentage Net Loans Charged-off: Loans to individuals-0.4676%8,006
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0299%6,949
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1587%1,668
Percentage Net Loans Charged-off: Total real estate loans-0.0206%7,941
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0068%7,948
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0566%8,120
Percentage Net Loans Charged-off: Home equity loans-0.1070%6,014
All other 1-4 family - Percent of loans charged-off, net-0.0385%8,020
Percentage Net Loans Charged-off: Commercial and industrial0.8586%665
Percentage Net Loans Charged-off: Loans to individuals-0.2928%7,628
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0597%7,024
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%4,526
Percentage Net Loans Charged-off: Total real estate loans-0.0435%8,239
Percentage Net Loans Charged-off:Construction & development-0.0748%7,781
Percentage Net Loans Charged-off: Commercial real estate-0.0911%8,181
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0072%2,743
Percentage Net Loans Charged-off: Home equity loans0.0221%646
All other 1-4 family - Percent of loans charged-off, net0.0016%2,697
Percentage Net Loans Charged-off: Commercial and industrial0.3067%2,099
Percentage Net Loans Charged-off: Loans to individuals-0.0528%7,604
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0115%6,865
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0173%7,687
Percentage Net Loans Charged-off: Total real estate loans-0.0634%8,296
Percentage Net Loans Charged-off:Construction & development-0.0927%7,801
Percentage Net Loans Charged-off: Commercial real estate-0.1201%8,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0144%7,968
Percentage Net Loans Charged-off: Home equity loans-0.0118%5,990
All other 1-4 family - Percent of loans charged-off, net-0.0153%7,955
Percentage Net Loans Charged-off: Commercial and industrial0.0866%2,493
Percentage Net Loans Charged-off: Loans to individuals-0.0301%7,231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0036%6,848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0347%7,803
Percentage Net Loans Charged-off: Total real estate loans-0.0123%7,892
Percentage Net Loans Charged-off:Construction & development-0.0069%7,679
Percentage Net Loans Charged-off: Commercial real estate0.0036%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0290%8,114
Percentage Net Loans Charged-off: Home equity loans-0.0089%5,949
All other 1-4 family - Percent of loans charged-off, net-0.0365%8,131
Percentage Net Loans Charged-off: Commercial and industrial-0.0480%7,057
Percentage Net Loans Charged-off: Loans to individuals-0.2021%7,681
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0100%6,894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0870%8,037
Percentage Net Loans Charged-off: Total real estate loans-0.0310%8,164
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0511%389
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.1115%8,388
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.1526%8,399
Percentage Net Loans Charged-off: Commercial and industrial-0.1011%7,342
Percentage Net Loans Charged-off: Loans to individuals-0.5816%8,007
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0182%6,955
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2307%2,030
Percentage Net Loans Charged-off: Total real estate loans0.0890%1,395
Percentage Net Loans Charged-off:Construction & development0.1308%354
Percentage Net Loans Charged-off: Commercial real estate0.1821%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0180%2,608
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0242%2,334
Percentage Net Loans Charged-off: Commercial and industrial0.5340%1,826
Percentage Net Loans Charged-off: Loans to individuals0.5260%3,468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0094%1,586
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2678%1,500
Percentage Net Loans Charged-off: Total real estate loans0.0727%1,377
Percentage Net Loans Charged-off:Construction & development0.2434%219
Percentage Net Loans Charged-off: Commercial real estate0.0733%696
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0144%8,027
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0193%8,057
Percentage Net Loans Charged-off: Commercial and industrial0.7230%1,238
Percentage Net Loans Charged-off: Loans to individuals0.4496%3,322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0184%1,345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2663%1,425
Percentage Net Loans Charged-off: Total real estate loans-0.0071%7,747
Percentage Net Loans Charged-off:Construction & development0.0214%368
Percentage Net Loans Charged-off: Commercial real estate-0.0145%8,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0191%8,072
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0255%8,111
Percentage Net Loans Charged-off: Commercial and industrial0.9770%930
Percentage Net Loans Charged-off: Loans to individuals0.2477%3,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0580%7,159
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1921%1,637
Percentage Net Loans Charged-off: Total real estate loans-0.0183%8,084
Percentage Net Loans Charged-off:Construction & development0.0426%193
Percentage Net Loans Charged-off: Commercial real estate-0.0145%8,250
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0575%8,362
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0763%8,402
Percentage Net Loans Charged-off: Commercial and industrial0.6054%924
Percentage Net Loans Charged-off: Loans to individuals0.5657%2,385
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0357%7,134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%6,544
Percentage Net Loans Charged-off: Total real estate loans0.0393%2,533
Percentage Net Loans Charged-off:Construction & development0.0062%723
Percentage Net Loans Charged-off: Commercial real estate0.0151%1,412
Percentage Net Loans Charged-off: Multi-family residential-0.1223%6,428
Percentage Net Loans Charged-off: 1-4 family residential0.0891%1,694
Percentage Net Loans Charged-off: Home equity loans0.0468%513
All other 1-4 family - Percent of loans charged-off, net0.1021%1,544
Percentage Net Loans Charged-off: Commercial and industrial-0.1184%7,760
Percentage Net Loans Charged-off: Loans to individuals0.3412%4,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0713%7,335
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0295%8,145
Percentage Net Loans Charged-off: Total real estate loans0.0567%1,840
Percentage Net Loans Charged-off:Construction & development0.0081%576
Percentage Net Loans Charged-off: Commercial real estate0.0382%978
Percentage Net Loans Charged-off: Multi-family residential-0.1682%6,383
Percentage Net Loans Charged-off: 1-4 family residential0.1178%1,231
Percentage Net Loans Charged-off: Home equity loans0.0632%397
All other 1-4 family - Percent of loans charged-off, net0.1344%1,112
Percentage Net Loans Charged-off: Commercial and industrial-0.2655%7,977
Percentage Net Loans Charged-off: Loans to individuals0.2207%4,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0838%7,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0889%8,466
Percentage Net Loans Charged-off: Total real estate loans0.0463%1,821
Percentage Net Loans Charged-off:Construction & development-0.0121%7,838
Percentage Net Loans Charged-off: Commercial real estate-0.0039%8,274
Percentage Net Loans Charged-off: Multi-family residential-0.2585%6,354
Percentage Net Loans Charged-off: 1-4 family residential0.1390%1,014
Percentage Net Loans Charged-off: Home equity loans0.1074%274
All other 1-4 family - Percent of loans charged-off, net0.1486%943
Percentage Net Loans Charged-off: Commercial and industrial-0.3908%8,083
Percentage Net Loans Charged-off: Loans to individuals0.0056%5,602
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1106%7,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1431%8,510
Percentage Net Loans Charged-off: Total real estate loans0.0581%1,267
Percentage Net Loans Charged-off:Construction & development-0.0163%7,834
Percentage Net Loans Charged-off: Commercial real estate-0.0081%8,414
Percentage Net Loans Charged-off: Multi-family residential-0.0803%6,281
Percentage Net Loans Charged-off: 1-4 family residential0.1553%779
Percentage Net Loans Charged-off: Home equity loans0.3268%124
All other 1-4 family - Percent of loans charged-off, net0.1041%897
Percentage Net Loans Charged-off: Commercial and industrial-0.4726%8,135
Percentage Net Loans Charged-off: Loans to individuals-0.4853%8,355
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0684%7,289
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%3,815
Percentage Net Loans Charged-off: Total real estate loans0.1113%1,712
Percentage Net Loans Charged-off:Construction & development0.0330%720
Percentage Net Loans Charged-off: Commercial real estate0.0710%1,203
Percentage Net Loans Charged-off: Multi-family residential0.1722%121
Percentage Net Loans Charged-off: 1-4 family residential0.1760%1,241
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.2259%1,028
Percentage Net Loans Charged-off: Commercial and industrial-0.0153%7,602
Percentage Net Loans Charged-off: Loans to individuals1.3932%1,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0212%7,325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1748%3,269
Percentage Net Loans Charged-off: Total real estate loans0.1330%1,275
Percentage Net Loans Charged-off:Construction & development0.0486%539
Percentage Net Loans Charged-off: Commercial real estate0.1377%786
Percentage Net Loans Charged-off: Multi-family residential0.5431%65
Percentage Net Loans Charged-off: 1-4 family residential0.1541%1,138
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1971%950
Percentage Net Loans Charged-off: Commercial and industrial-0.0299%7,587
Percentage Net Loans Charged-off: Loans to individuals1.5155%1,231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0353%7,392
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1978%2,806
Percentage Net Loans Charged-off: Total real estate loans0.1625%1,024
Percentage Net Loans Charged-off:Construction & development0.0791%405
Percentage Net Loans Charged-off: Commercial real estate0.0655%774
Percentage Net Loans Charged-off: Multi-family residential0.8363%41
Percentage Net Loans Charged-off: 1-4 family residential0.2246%785
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.2862%660
Percentage Net Loans Charged-off: Commercial and industrial-0.0222%7,450
Percentage Net Loans Charged-off: Loans to individuals1.6134%1,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0388%7,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2065%2,299
Percentage Net Loans Charged-off: Total real estate loans0.1854%747
Percentage Net Loans Charged-off:Construction & development0.0201%303
Percentage Net Loans Charged-off: Commercial real estate0.1279%421
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3174%509
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.4028%416
Percentage Net Loans Charged-off: Commercial and industrial-0.1289%7,909
Percentage Net Loans Charged-off: Loans to individuals1.8160%1,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0415%7,425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2530%3,136
Percentage Net Loans Charged-off: Total real estate loans0.0183%3,367
Percentage Net Loans Charged-off:Construction & development-0.1064%8,142
Percentage Net Loans Charged-off: Commercial real estate0.0213%1,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0637%2,119
Percentage Net Loans Charged-off: Home equity loans0.0825%447
All other 1-4 family - Percent of loans charged-off, net0.0591%2,106
Percentage Net Loans Charged-off: Commercial and industrial0.4463%2,949
Percentage Net Loans Charged-off: Loans to individuals1.2925%1,736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0641%7,680
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3390%2,382
Percentage Net Loans Charged-off: Total real estate loans0.0190%3,147
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0296%2,488
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0365%2,232
Percentage Net Loans Charged-off: Commercial and industrial0.6712%2,301
Percentage Net Loans Charged-off: Loans to individuals1.3513%1,491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1865%8,110
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%3,058
Percentage Net Loans Charged-off: Total real estate loans0.0153%701
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0171%1,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0399%499
Percentage Net Loans Charged-off: Home equity loans0.0071%350
All other 1-4 family - Percent of loans charged-off, net0.0469%421
Percentage Net Loans Charged-off: Commercial and industrial-0.1158%1,406
Percentage Net Loans Charged-off: Loans to individuals1.9214%187
Percentage Net Loans Charged-off: Credit card loans111.1111%6
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0117%367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2872%2,394
Percentage Net Loans Charged-off: Total real estate loans0.1665%164
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.3191%86
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.3763%77
Percentage Net Loans Charged-off: Commercial and industrial-0.0336%1,290
Percentage Net Loans Charged-off: Loans to individuals2.0365%181
Percentage Net Loans Charged-off: Credit card loans11.6900%36
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4852%1,355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2252%3,169
Percentage Net Loans Charged-off: Total real estate loans0.0183%719
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0338%587
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0395%506
Percentage Net Loans Charged-off: Commercial and industrial-0.1656%1,326
Percentage Net Loans Charged-off: Loans to individuals1.2564%374
Percentage Net Loans Charged-off: Credit card loans5.4286%144
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2860%2,877
Percentage Net Loans Charged-off: Total real estate loans-0.0082%1,247
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0144%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0165%1,354
Percentage Net Loans Charged-off: Commercial and industrial-0.0611%1,228
Percentage Net Loans Charged-off: Loans to individuals1.2019%440
Percentage Net Loans Charged-off: Credit card loans4.9194%225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2290%3,702
Percentage Net Loans Charged-off: Total real estate loans0.0135%861
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0230%722
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0262%669
Percentage Net Loans Charged-off: Commercial and industrial0.0983%709
Percentage Net Loans Charged-off: Loans to individuals0.6707%746
Percentage Net Loans Charged-off: Credit card loans2.9167%428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1519%4,607
Percentage Net Loans Charged-off: Total real estate loans-0.0316%1,389
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0536%1,489
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0603%1,485
Percentage Net Loans Charged-off: Commercial and industrial0.1658%557
Percentage Net Loans Charged-off: Loans to individuals0.3901%874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2240%3,715
Percentage Net Loans Charged-off: Total real estate loans0.0520%729
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0861%461
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0953%431
Percentage Net Loans Charged-off: Commercial and industrial0.0504%677
Percentage Net Loans Charged-off: Loans to individuals0.6242%514
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0099%1,082
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3118%4,076
Percentage Net Loans Charged-off: Total real estate loans0.1327%679
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.2070%316
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.2279%299
Percentage Net Loans Charged-off: Commercial and industrial0.2673%692
Percentage Net Loans Charged-off: Loans to individuals0.5881%652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0304%1,138
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8400%2,597
Percentage Net Loans Charged-off: Total real estate loans0.1478%838
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2147%377
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.2322%355
Percentage Net Loans Charged-off: Commercial and industrial1.0790%560
Percentage Net Loans Charged-off: Loans to individuals1.4500%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0276%1,177
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA