Home > The First National Bank of Jasper > Assets and Liabilities
The First National Bank of Jasper, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 131 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $569,952,000 | 1,226 |
| Cash and due from depository institutions | $69,092,000 | 1,185 |
| Interest-bearing balances | $60,580,000 | 569 |
| Securities | $150,829,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $335,923,000 | 1,367 |
| Loan loss allowance | $8,769,000 | 974 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,086,000 | 2,906 |
| Other real estate owned | $1,652,000 | 1,185 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,370,000 | 2,360 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $569,952,000 | 1,226 |
| Total liabilities | $530,011,000 | 1,182 |
| Total deposits | $508,928,000 | 1,103 |
| Interest-bearing deposits | $423,514,000 | 1,156 |
| Deposits held in domestic offices | $508,928,000 | 1,101 |
| % insured | 78.16% | 6,570 |
| Federal funds purchased & repurchase agreements | $17,173,000 | 752 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $287,000 | 5,013 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,623,000 | 1,338 |
| Total equity capital | $39,941,000 | 1,698 |
| Total bank equity capital | $39,941,000 | 1,695 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $306,000 | 4,533 |
| Surplus | $17,173,000 | 1,818 |
| Undivided profits | $22,462,000 | 1,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,142,000 | 1,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,476,000 | 1,259 |
| Earning assets | $547,332,000 | 1,150 |
| Long-term assets (5+ years) | $136,497,000 | 1,020 |
| Average Assets, year-to-date | $571,660,500 | 1,219 |
| Average Assets, quarterly | $571,660,500 | 1,219 |
| Volatile liabilities | $182,454,000 | 808 |
| Insider loans | $12,534,000 | 524 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $68,247,000 | 1,022 |
| Tier 1 (core) risk-based capital | $37,334,000 | 1,722 |
| Tier 2 risk-based capital | $4,484,000 | 1,321 |
| Total risk weighted assets | $354,398,000 | 1,373 |
| Total unused commitments | $68,247,000 | 1,025 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 131 | 1,207 |
| Assets and Liabilities | ||
| Total Assets: | $573,369,000 | 1,216 |
| Cash and due from depository institutions | $14,484,000 | 1,207 |
| Interest-bearing balances | $292,000 | 5,943 |
| Securities | $134,720,000 | 958 |
| Federal funds sold & reverse repurchase agreements | $49,886,000 | 149 |
| Net loans & leases | $359,556,000 | 1,312 |
| Loan loss allowance | $7,769,000 | 1,102 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,185,000 | 2,892 |
| Other real estate owned | $1,289,000 | 1,207 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,249,000 | 2,216 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $573,369,000 | 1,216 |
| Total liabilities | $531,540,000 | 1,181 |
| Total deposits | $517,669,000 | 1,076 |
| Interest-bearing deposits | $421,771,000 | 1,160 |
| Deposits held in domestic offices | $517,669,000 | 1,073 |
| % insured | 77.50% | 6,670 |
| Federal funds purchased & repurchase agreements | $9,830,000 | 1,069 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $254,000 | 5,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,787,000 | 1,304 |
| Total equity capital | $41,829,000 | 1,591 |
| Total bank equity capital | $41,829,000 | 1,590 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $306,000 | 4,584 |
| Surplus | $17,107,000 | 1,826 |
| Undivided profits | $24,416,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,774,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,330,000 | 1,400 |
| Earning assets | $544,454,000 | 1,164 |
| Long-term assets (5+ years) | $139,658,000 | 1,007 |
| Average Assets, year-to-date | $568,581,600 | 1,221 |
| Average Assets, quarterly | $573,900,500 | 1,215 |
| Volatile liabilities | $176,620,000 | 837 |
| Insider loans | $12,534,000 | 543 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $69,375,000 | 1,027 |
| Tier 1 (core) risk-based capital | $39,321,000 | 1,602 |
| Tier 2 risk-based capital | $4,890,000 | 1,244 |
| Total risk weighted assets | $388,230,000 | 1,299 |
| Total unused commitments | $69,375,000 | 1,029 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 130 | 1,230 |
| Assets and Liabilities | ||
| Total Assets: | $574,432,000 | 1,236 |
| Cash and due from depository institutions | $13,867,000 | 1,230 |
| Interest-bearing balances | $6,200,000 | 2,734 |
| Securities | $128,126,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $47,096,000 | 176 |
| Net loans & leases | $375,105,000 | 1,281 |
| Loan loss allowance | $6,928,000 | 1,150 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,969,000 | 3,021 |
| Other real estate owned | $1,647,000 | 1,230 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,622,000 | 3,264 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $574,432,000 | 1,236 |
| Total liabilities | $529,965,000 | 1,196 |
| Total deposits | $511,617,000 | 1,090 |
| Interest-bearing deposits | $419,727,000 | 1,170 |
| Deposits held in domestic offices | $511,617,000 | 1,086 |
| % insured | 77.87% | 6,748 |
| Federal funds purchased & repurchase agreements | $13,733,000 | 909 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $243,000 | 5,260 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,372,000 | 1,242 |
| Total equity capital | $44,467,000 | 1,555 |
| Total bank equity capital | $44,467,000 | 1,555 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $306,000 | 4,645 |
| Surplus | $17,094,000 | 1,819 |
| Undivided profits | $27,067,000 | 1,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,522,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,543,000 | 1,370 |
| Earning assets | $556,527,000 | 1,160 |
| Long-term assets (5+ years) | $134,652,000 | 1,044 |
| Average Assets, year-to-date | $567,384,750 | 1,234 |
| Average Assets, quarterly | $569,485,500 | 1,242 |
| Volatile liabilities | $181,742,000 | 835 |
| Insider loans | $12,954,000 | 525 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $73,803,000 | 1,037 |
| Tier 1 (core) risk-based capital | $41,268,000 | 1,555 |
| Tier 2 risk-based capital | $5,069,000 | 1,206 |
| Total risk weighted assets | $403,575,000 | 1,279 |
| Total unused commitments | $73,803,000 | 1,041 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 133 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $564,539,000 | 1,261 |
| Cash and due from depository institutions | $14,281,000 | 1,244 |
| Interest-bearing balances | $634,000 | 5,116 |
| Securities | $143,485,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $6,368,000 | 1,555 |
| Net loans & leases | $389,632,000 | 1,259 |
| Loan loss allowance | $5,901,000 | 1,300 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,013,000 | 3,047 |
| Other real estate owned | $1,942,000 | 1,244 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,818,000 | 3,196 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $564,539,000 | 1,261 |
| Total liabilities | $519,042,000 | 1,242 |
| Total deposits | $503,322,000 | 1,124 |
| Interest-bearing deposits | $415,951,000 | 1,192 |
| Deposits held in domestic offices | $503,322,000 | 1,123 |
| % insured | 68.93% | 6,223 |
| Federal funds purchased & repurchase agreements | $10,015,000 | 1,081 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $457,000 | 5,265 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,248,000 | 1,137 |
| Total equity capital | $45,497,000 | 1,505 |
| Total bank equity capital | $45,497,000 | 1,505 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $306,000 | 4,704 |
| Surplus | $17,101,000 | 1,819 |
| Undivided profits | $28,090,000 | 1,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,462,000 | 1,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,512,000 | 1,358 |
| Earning assets | $540,119,000 | 1,215 |
| Long-term assets (5+ years) | $148,393,000 | 932 |
| Average Assets, year-to-date | $565,035,670 | 1,259 |
| Average Assets, quarterly | $566,407,000 | 1,259 |
| Volatile liabilities | $174,955,000 | 882 |
| Insider loans | $12,805,000 | 558 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $68,137,000 | 1,139 |
| Tier 1 (core) risk-based capital | $42,345,000 | 1,523 |
| Tier 2 risk-based capital | $5,179,000 | 1,182 |
| Total risk weighted assets | $413,531,000 | 1,268 |
| Total unused commitments | $68,137,000 | 1,142 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 137 | 1,207 |
| Assets and Liabilities | ||
| Total Assets: | $568,275,000 | 1,257 |
| Cash and due from depository institutions | $12,215,000 | 1,207 |
| Interest-bearing balances | $86,000 | 6,202 |
| Securities | $142,151,000 | 875 |
| Federal funds sold & reverse repurchase agreements | $12,365,000 | 972 |
| Net loans & leases | $391,004,000 | 1,267 |
| Loan loss allowance | $5,775,000 | 1,261 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,999,000 | 3,072 |
| Other real estate owned | $2,057,000 | 1,207 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,484,000 | 3,346 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $568,275,000 | 1,257 |
| Total liabilities | $520,671,000 | 1,235 |
| Total deposits | $502,533,000 | 1,118 |
| Interest-bearing deposits | $413,141,000 | 1,191 |
| Deposits held in domestic offices | $502,533,000 | 1,116 |
| % insured | 71.97% | 5,736 |
| Federal funds purchased & repurchase agreements | $12,086,000 | 995 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $547,000 | 5,252 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,505,000 | 1,072 |
| Total equity capital | $47,604,000 | 1,464 |
| Total bank equity capital | $47,604,000 | 1,464 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $306,000 | 4,731 |
| Surplus | $17,079,000 | 1,796 |
| Undivided profits | $30,219,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,413,000 | 1,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,746,000 | 1,248 |
| Earning assets | $545,606,000 | 1,201 |
| Long-term assets (5+ years) | $140,499,000 | 964 |
| Average Assets, year-to-date | $565,284,000 | 1,259 |
| Average Assets, quarterly | $565,284,000 | 1,259 |
| Volatile liabilities | $175,663,000 | 891 |
| Insider loans | $13,120,000 | 540 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $64,528,000 | 1,245 |
| Tier 1 (core) risk-based capital | $44,152,000 | 1,475 |
| Tier 2 risk-based capital | $5,277,000 | 1,149 |
| Total risk weighted assets | $421,609,000 | 1,244 |
| Total unused commitments | $64,528,000 | 1,248 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 139 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $562,293,000 | 1,260 |
| Cash and due from depository institutions | $9,469,000 | 1,189 |
| Interest-bearing balances | $90,000 | 5,823 |
| Securities | $149,228,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $393,038,000 | 1,265 |
| Loan loss allowance | $5,272,000 | 1,336 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,025,000 | 3,066 |
| Other real estate owned | $2,014,000 | 1,189 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,519,000 | 3,360 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $562,293,000 | 1,260 |
| Total liabilities | $516,074,000 | 1,237 |
| Total deposits | $488,798,000 | 1,107 |
| Interest-bearing deposits | $402,142,000 | 1,187 |
| Deposits held in domestic offices | $488,798,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,545,000 | 821 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,094,000 | 4,638 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,637,000 | 1,223 |
| Total equity capital | $46,219,000 | 1,480 |
| Total bank equity capital | $46,219,000 | 1,480 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $306,000 | 4,763 |
| Surplus | $17,057,000 | 1,762 |
| Undivided profits | $28,856,000 | 1,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 5,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,653,000 | 1,366 |
| Earning assets | $542,356,000 | 1,191 |
| Long-term assets (5+ years) | $152,774,000 | 876 |
| Average Assets, year-to-date | $555,281,600 | 1,225 |
| Average Assets, quarterly | $561,666,000 | 1,250 |
| Volatile liabilities | $186,194,000 | 840 |
| Insider loans | $13,092,000 | 553 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $67,544,000 | 1,231 |
| Tier 1 (core) risk-based capital | $42,935,000 | 1,491 |
| Tier 2 risk-based capital | $5,392,000 | 1,104 |
| Total risk weighted assets | $433,876,000 | 1,199 |
| Total unused commitments | $67,544,000 | 1,232 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 147 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $561,039,000 | 1,244 |
| Cash and due from depository institutions | $9,666,000 | 1,133 |
| Interest-bearing balances | $72,000 | 5,433 |
| Securities | $141,968,000 | 831 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $398,251,000 | 1,246 |
| Loan loss allowance | $4,084,000 | 1,514 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,574,000 | 3,330 |
| Other real estate owned | $1,532,000 | 1,133 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,048,000 | 2,766 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $561,039,000 | 1,244 |
| Total liabilities | $515,674,000 | 1,211 |
| Total deposits | $478,107,000 | 1,104 |
| Interest-bearing deposits | $431,371,000 | 1,074 |
| Deposits held in domestic offices | $478,107,000 | 1,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,056,000 | 617 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $878,000 | 5,342 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,633,000 | 1,460 |
| Total equity capital | $45,365,000 | 1,503 |
| Total bank equity capital | $45,365,000 | 1,503 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $306,000 | 4,805 |
| Surplus | $17,036,000 | 1,742 |
| Undivided profits | $28,023,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,209,000 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,973,000 | 1,277 |
| Earning assets | $540,291,000 | 1,175 |
| Long-term assets (5+ years) | $150,500,000 | 881 |
| Average Assets, year-to-date | $553,528,750 | 1,221 |
| Average Assets, quarterly | $555,209,500 | 1,249 |
| Volatile liabilities | $189,689,000 | 796 |
| Insider loans | $13,289,000 | 538 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $63,909,000 | 1,366 |
| Tier 1 (core) risk-based capital | $44,616,000 | 1,444 |
| Tier 2 risk-based capital | $4,118,000 | 1,374 |
| Total risk weighted assets | $442,945,000 | 1,178 |
| Total unused commitments | $63,909,000 | 1,369 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 146 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $549,380,000 | 1,268 |
| Cash and due from depository institutions | $15,354,000 | 1,152 |
| Interest-bearing balances | $66,000 | 5,453 |
| Securities | $142,595,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $380,818,000 | 1,292 |
| Loan loss allowance | $4,101,000 | 1,442 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,432,000 | 3,420 |
| Other real estate owned | $1,380,000 | 1,152 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,801,000 | 2,804 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $549,380,000 | 1,268 |
| Total liabilities | $503,902,000 | 1,236 |
| Total deposits | $465,321,000 | 1,122 |
| Interest-bearing deposits | $419,195,000 | 1,090 |
| Deposits held in domestic offices | $465,321,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,530,000 | 645 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,459,000 | 5,054 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,592,000 | 1,464 |
| Total equity capital | $45,478,000 | 1,513 |
| Total bank equity capital | $45,478,000 | 1,513 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $306,000 | 4,844 |
| Surplus | $17,024,000 | 1,724 |
| Undivided profits | $28,148,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,449,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,612,000 | 1,423 |
| Earning assets | $523,479,000 | 1,214 |
| Long-term assets (5+ years) | $143,271,000 | 909 |
| Average Assets, year-to-date | $551,025,330 | 1,227 |
| Average Assets, quarterly | $548,989,000 | 1,249 |
| Volatile liabilities | $173,522,000 | 881 |
| Insider loans | $13,176,000 | 542 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $64,633,000 | 1,401 |
| Tier 1 (core) risk-based capital | $44,869,000 | 1,450 |
| Tier 2 risk-based capital | $4,195,000 | 1,324 |
| Total risk weighted assets | $432,330,000 | 1,194 |
| Total unused commitments | $64,633,000 | 1,401 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 149 | 1,129 |
| Assets and Liabilities | ||
| Total Assets: | $548,598,000 | 1,251 |
| Cash and due from depository institutions | $14,373,000 | 1,129 |
| Interest-bearing balances | $39,000 | 5,773 |
| Securities | $144,521,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $380,889,000 | 1,260 |
| Loan loss allowance | $3,631,000 | 1,562 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,477,000 | 3,372 |
| Other real estate owned | $188,000 | 1,129 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,150,000 | 2,972 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $548,598,000 | 1,251 |
| Total liabilities | $500,983,000 | 1,220 |
| Total deposits | $460,028,000 | 1,136 |
| Interest-bearing deposits | $412,819,000 | 1,111 |
| Deposits held in domestic offices | $460,028,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,515,000 | 624 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $969,000 | 5,039 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,471,000 | 1,125 |
| Total equity capital | $47,615,000 | 1,485 |
| Total bank equity capital | $47,615,000 | 1,485 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $306,000 | 4,862 |
| Surplus | $16,993,000 | 1,721 |
| Undivided profits | $30,316,000 | 1,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,386,000 | 1,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,046,000 | 1,241 |
| Earning assets | $525,449,000 | 1,193 |
| Long-term assets (5+ years) | $134,207,000 | 931 |
| Average Assets, year-to-date | $551,848,000 | 1,220 |
| Average Assets, quarterly | $551,848,000 | 1,220 |
| Volatile liabilities | $173,298,000 | 859 |
| Insider loans | $13,257,000 | 532 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $70,505,000 | 1,354 |
| Tier 1 (core) risk-based capital | $45,114,000 | 1,437 |
| Tier 2 risk-based capital | $3,631,000 | 1,480 |
| Total risk weighted assets | $432,269,000 | 1,177 |
| Total unused commitments | $70,505,000 | 1,354 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 158 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $555,098,000 | 1,217 |
| Cash and due from depository institutions | $16,181,000 | 1,064 |
| Interest-bearing balances | $56,000 | 5,306 |
| Securities | $146,042,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $382,674,000 | 1,243 |
| Loan loss allowance | $4,689,000 | 1,178 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,511,000 | 3,328 |
| Other real estate owned | $239,000 | 1,064 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,451,000 | 2,541 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $555,098,000 | 1,217 |
| Total liabilities | $510,502,000 | 1,182 |
| Total deposits | $450,494,000 | 1,155 |
| Interest-bearing deposits | $401,747,000 | 1,135 |
| Deposits held in domestic offices | $450,494,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,565,000 | 461 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,118,000 | 4,816 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,325,000 | 1,346 |
| Total equity capital | $44,596,000 | 1,562 |
| Total bank equity capital | $44,596,000 | 1,562 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $306,000 | 4,891 |
| Surplus | $16,960,000 | 1,705 |
| Undivided profits | $27,330,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,651,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,988,000 | 1,364 |
| Earning assets | $528,772,000 | 1,172 |
| Long-term assets (5+ years) | $136,697,000 | 860 |
| Average Assets, year-to-date | $550,938,200 | 1,183 |
| Average Assets, quarterly | $552,132,500 | 1,216 |
| Volatile liabilities | $187,879,000 | 792 |
| Insider loans | $13,266,000 | 524 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $82,519,000 | 1,201 |
| Tier 1 (core) risk-based capital | $44,192,000 | 1,467 |
| Tier 2 risk-based capital | $4,689,000 | 1,141 |
| Total risk weighted assets | $440,084,000 | 1,139 |
| Total unused commitments | $82,519,000 | 1,202 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 157 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $549,167,000 | 1,222 |
| Cash and due from depository institutions | $19,720,000 | 1,067 |
| Interest-bearing balances | $32,000 | 5,623 |
| Securities | $135,939,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $382,752,000 | 1,220 |
| Loan loss allowance | $4,565,000 | 1,153 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,411,000 | 3,337 |
| Other real estate owned | $65,000 | 1,067 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,280,000 | 2,323 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $549,167,000 | 1,222 |
| Total liabilities | $505,267,000 | 1,180 |
| Total deposits | $459,959,000 | 1,117 |
| Interest-bearing deposits | $413,299,000 | 1,083 |
| Deposits held in domestic offices | $459,959,000 | 1,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,233,000 | 582 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,228,000 | 3,408 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,847,000 | 1,213 |
| Total equity capital | $43,900,000 | 1,568 |
| Total bank equity capital | $43,900,000 | 1,568 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $306,000 | 4,894 |
| Surplus | $16,927,000 | 1,674 |
| Undivided profits | $26,667,000 | 1,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,882,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,381,000 | 1,278 |
| Earning assets | $518,723,000 | 1,176 |
| Long-term assets (5+ years) | $123,490,000 | 933 |
| Average Assets, year-to-date | $549,898,250 | 1,185 |
| Average Assets, quarterly | $546,665,000 | 1,215 |
| Volatile liabilities | $176,330,000 | 819 |
| Insider loans | $13,275,000 | 526 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $92,780,000 | 1,106 |
| Tier 1 (core) risk-based capital | $44,162,000 | 1,466 |
| Tier 2 risk-based capital | $4,565,000 | 1,142 |
| Total risk weighted assets | $444,122,000 | 1,102 |
| Total unused commitments | $92,780,000 | 1,107 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 156 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $544,163,000 | 1,236 |
| Cash and due from depository institutions | $17,097,000 | 1,101 |
| Interest-bearing balances | $15,000 | 6,066 |
| Securities | $132,231,000 | 901 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $383,863,000 | 1,218 |
| Loan loss allowance | $5,120,000 | 1,020 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,320,000 | 3,393 |
| Other real estate owned | $0 | 1,101 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,652,000 | 2,228 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $544,163,000 | 1,236 |
| Total liabilities | $501,752,000 | 1,204 |
| Total deposits | $462,802,000 | 1,130 |
| Interest-bearing deposits | $396,678,000 | 1,142 |
| Deposits held in domestic offices | $462,802,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,570,000 | 620 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,791,000 | 4,097 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,589,000 | 1,232 |
| Total equity capital | $42,411,000 | 1,605 |
| Total bank equity capital | $42,411,000 | 1,605 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $306,000 | 4,925 |
| Surplus | $16,885,000 | 1,680 |
| Undivided profits | $25,220,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,882,000 | 1,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,975,000 | 1,351 |
| Earning assets | $516,109,000 | 1,194 |
| Long-term assets (5+ years) | $115,454,000 | 981 |
| Average Assets, year-to-date | $550,142,000 | 1,203 |
| Average Assets, quarterly | $550,428,500 | 1,215 |
| Volatile liabilities | $169,703,000 | 851 |
| Insider loans | $12,957,000 | 547 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $141,154,000 | 800 |
| Tier 1 (core) risk-based capital | $43,801,000 | 1,479 |
| Tier 2 risk-based capital | $5,120,000 | 1,028 |
| Total risk weighted assets | $439,128,000 | 1,123 |
| Total unused commitments | $141,154,000 | 800 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 155 | 1,099 |
| Assets and Liabilities | ||
| Total Assets: | $556,694,000 | 1,203 |
| Cash and due from depository institutions | $17,659,000 | 1,099 |
| Interest-bearing balances | $216,000 | 3,928 |
| Securities | $136,207,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $392,310,000 | 1,165 |
| Loan loss allowance | $5,143,000 | 1,001 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,348,000 | 3,338 |
| Other real estate owned | $62,000 | 1,099 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,108,000 | 2,291 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $556,694,000 | 1,203 |
| Total liabilities | $513,473,000 | 1,158 |
| Total deposits | $460,377,000 | 1,134 |
| Interest-bearing deposits | $390,057,000 | 1,152 |
| Deposits held in domestic offices | $460,377,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,304,000 | 504 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,093,000 | 4,686 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,699,000 | 912 |
| Total equity capital | $43,221,000 | 1,586 |
| Total bank equity capital | $43,221,000 | 1,586 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $306,000 | 4,935 |
| Surplus | $16,845,000 | 1,650 |
| Undivided profits | $26,070,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,675,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,197,000 | 1,198 |
| Earning assets | $528,733,000 | 1,156 |
| Long-term assets (5+ years) | $114,836,000 | 965 |
| Average Assets, year-to-date | $553,131,500 | 1,194 |
| Average Assets, quarterly | $553,131,500 | 1,194 |
| Volatile liabilities | $180,681,000 | 785 |
| Insider loans | $12,734,000 | 525 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $161,532,000 | 723 |
| Tier 1 (core) risk-based capital | $43,501,000 | 1,469 |
| Tier 2 risk-based capital | $5,143,000 | 1,008 |
| Total risk weighted assets | $453,289,000 | 1,064 |
| Total unused commitments | $161,532,000 | 723 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 153 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $549,569,000 | 1,188 |
| Cash and due from depository institutions | $19,858,000 | 1,111 |
| Interest-bearing balances | $5,000 | 6,425 |
| Securities | $130,083,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $388,527,000 | 1,159 |
| Loan loss allowance | $5,245,000 | 970 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,421,000 | 3,267 |
| Other real estate owned | $116,000 | 1,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,564,000 | 2,191 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $549,569,000 | 1,188 |
| Total liabilities | $506,948,000 | 1,152 |
| Total deposits | $452,066,000 | 1,125 |
| Interest-bearing deposits | $360,847,000 | 1,226 |
| Deposits held in domestic offices | $452,066,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,055,000 | 521 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,194,000 | 3,158 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,633,000 | 1,034 |
| Total equity capital | $42,621,000 | 1,565 |
| Total bank equity capital | $42,621,000 | 1,565 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $306,000 | 4,957 |
| Surplus | $16,760,000 | 1,621 |
| Undivided profits | $25,555,000 | 1,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,571,000 | 1,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,226,000 | 1,237 |
| Earning assets | $518,615,000 | 1,152 |
| Long-term assets (5+ years) | $103,603,000 | 1,053 |
| Average Assets, year-to-date | $528,673,200 | 1,182 |
| Average Assets, quarterly | $544,576,500 | 1,192 |
| Volatile liabilities | $182,875,000 | 877 |
| Insider loans | $8,092,000 | 871 |
| FHLB advances | $3,600,000 | 3,731 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $156,732,000 | 721 |
| Tier 1 (core) risk-based capital | $43,157,000 | 1,444 |
| Tier 2 risk-based capital | $5,245,000 | 974 |
| Total risk weighted assets | $442,751,000 | 1,071 |
| Total unused commitments | $156,732,000 | 721 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 153 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $539,584,000 | 1,217 |
| Cash and due from depository institutions | $15,421,000 | 1,137 |
| Interest-bearing balances | $46,000 | 5,543 |
| Securities | $130,833,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $382,260,000 | 1,172 |
| Loan loss allowance | $5,023,000 | 1,026 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,407,000 | 3,238 |
| Other real estate owned | $175,000 | 1,137 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,488,000 | 2,200 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $539,584,000 | 1,217 |
| Total liabilities | $497,312,000 | 1,178 |
| Total deposits | $435,298,000 | 1,154 |
| Interest-bearing deposits | $345,881,000 | 1,274 |
| Deposits held in domestic offices | $435,298,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,006,000 | 476 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,368,000 | 3,500 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,640,000 | 1,006 |
| Total equity capital | $42,272,000 | 1,549 |
| Total bank equity capital | $42,272,000 | 1,549 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $306,000 | 4,993 |
| Surplus | $16,681,000 | 1,613 |
| Undivided profits | $25,285,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,071,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,209,000 | 1,223 |
| Earning assets | $513,139,000 | 1,167 |
| Long-term assets (5+ years) | $101,908,000 | 1,058 |
| Average Assets, year-to-date | $523,449,250 | 1,208 |
| Average Assets, quarterly | $531,518,500 | 1,214 |
| Volatile liabilities | $185,398,000 | 869 |
| Insider loans | $6,810,000 | 1,020 |
| FHLB advances | $3,600,000 | 3,902 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $140,911,000 | 806 |
| Tier 1 (core) risk-based capital | $42,976,000 | 1,446 |
| Tier 2 risk-based capital | $5,023,000 | 1,021 |
| Total risk weighted assets | $432,360,000 | 1,094 |
| Total unused commitments | $140,911,000 | 806 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 154 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $523,453,000 | 1,237 |
| Cash and due from depository institutions | $18,164,000 | 1,117 |
| Interest-bearing balances | $23,000 | 6,012 |
| Securities | $120,540,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $372,929,000 | 1,181 |
| Loan loss allowance | $4,945,000 | 1,034 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,484,000 | 3,147 |
| Other real estate owned | $174,000 | 1,117 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,162,000 | 2,033 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $523,453,000 | 1,237 |
| Total liabilities | $482,943,000 | 1,202 |
| Total deposits | $436,050,000 | 1,144 |
| Interest-bearing deposits | $342,567,000 | 1,255 |
| Deposits held in domestic offices | $436,050,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,264,000 | 577 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,534,000 | 3,805 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,095,000 | 1,026 |
| Total equity capital | $40,510,000 | 1,564 |
| Total bank equity capital | $40,510,000 | 1,564 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $306,000 | 4,994 |
| Surplus | $16,650,000 | 1,571 |
| Undivided profits | $23,554,000 | 1,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,767,000 | 1,286 |
| Earning assets | $493,492,000 | 1,194 |
| Long-term assets (5+ years) | $85,663,000 | 1,200 |
| Average Assets, year-to-date | $518,071,000 | 1,222 |
| Average Assets, quarterly | $522,187,000 | 1,228 |
| Volatile liabilities | $166,394,000 | 929 |
| Insider loans | $6,819,000 | 1,002 |
| FHLB advances | $3,600,000 | 3,921 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $141,992,000 | 793 |
| Tier 1 (core) risk-based capital | $42,617,000 | 1,422 |
| Tier 2 risk-based capital | $4,945,000 | 1,020 |
| Total risk weighted assets | $429,880,000 | 1,074 |
| Total unused commitments | $141,992,000 | 793 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $520,921,000 | 1,214 |
| Cash and due from depository institutions | $15,296,000 | 1,141 |
| Interest-bearing balances | $484,000 | 3,291 |
| Securities | $122,110,000 | 1,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $372,024,000 | 1,152 |
| Loan loss allowance | $4,905,000 | 1,026 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,553,000 | 3,051 |
| Other real estate owned | $115,000 | 1,141 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,823,000 | 2,049 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $520,921,000 | 1,214 |
| Total liabilities | $480,388,000 | 1,181 |
| Total deposits | $434,136,000 | 1,125 |
| Interest-bearing deposits | $339,554,000 | 1,246 |
| Deposits held in domestic offices | $434,136,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,176,000 | 666 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,879,000 | 2,061 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,197,000 | 1,013 |
| Total equity capital | $40,533,000 | 1,528 |
| Total bank equity capital | $40,533,000 | 1,528 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $306,000 | 4,991 |
| Surplus | $16,608,000 | 1,523 |
| Undivided profits | $23,619,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,884,000 | 1,170 |
| Earning assets | $494,618,000 | 1,166 |
| Long-term assets (5+ years) | $91,272,000 | 1,122 |
| Average Assets, year-to-date | $515,380,000 | 1,218 |
| Average Assets, quarterly | $515,380,000 | 1,218 |
| Volatile liabilities | $149,468,000 | 989 |
| Insider loans | $6,507,000 | 1,040 |
| FHLB advances | $13,600,000 | 2,058 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $121,612,000 | 876 |
| Tier 1 (core) risk-based capital | $42,069,000 | 1,407 |
| Tier 2 risk-based capital | $4,905,000 | 1,010 |
| Total risk weighted assets | $429,003,000 | 1,040 |
| Total unused commitments | $121,612,000 | 876 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 151 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $509,839,000 | 1,222 |
| Cash and due from depository institutions | $14,165,000 | 1,106 |
| Interest-bearing balances | $57,000 | 5,548 |
| Securities | $117,521,000 | 1,072 |
| Federal funds sold & reverse repurchase agreements | $3,470,000 | 3,103 |
| Net loans & leases | $363,284,000 | 1,167 |
| Loan loss allowance | $4,734,000 | 1,039 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,449,000 | 3,086 |
| Other real estate owned | $71,000 | 1,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,879,000 | 2,047 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $509,839,000 | 1,222 |
| Total liabilities | $468,944,000 | 1,195 |
| Total deposits | $434,147,000 | 1,108 |
| Interest-bearing deposits | $341,657,000 | 1,204 |
| Deposits held in domestic offices | $434,147,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,709,000 | 1,066 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,442,000 | 1,842 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,646,000 | 1,084 |
| Total equity capital | $40,895,000 | 1,493 |
| Total bank equity capital | $40,895,000 | 1,493 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $306,000 | 5,014 |
| Surplus | $16,525,000 | 1,508 |
| Undivided profits | $24,064,000 | 1,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,737,000 | 1,217 |
| Earning assets | $484,332,000 | 1,177 |
| Long-term assets (5+ years) | $88,824,000 | 1,124 |
| Average Assets, year-to-date | $515,194,000 | 1,156 |
| Average Assets, quarterly | $510,469,500 | 1,211 |
| Volatile liabilities | $130,377,000 | 1,081 |
| Insider loans | $7,264,000 | 896 |
| FHLB advances | $17,100,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $179,603,000 | 651 |
| Tier 1 (core) risk-based capital | $41,871,000 | 1,385 |
| Tier 2 risk-based capital | $4,734,000 | 1,020 |
| Total risk weighted assets | $416,790,000 | 1,065 |
| Total unused commitments | $179,603,000 | 651 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 150 | 1,112 |
| Assets and Liabilities | ||
| Total Assets: | $511,100,000 | 1,192 |
| Cash and due from depository institutions | $20,502,000 | 1,112 |
| Interest-bearing balances | $8,000 | 6,533 |
| Securities | $112,448,000 | 1,101 |
| Federal funds sold & reverse repurchase agreements | $1,516,000 | 4,114 |
| Net loans & leases | $365,322,000 | 1,125 |
| Loan loss allowance | $4,767,000 | 1,020 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,436,000 | 3,064 |
| Other real estate owned | $272,000 | 1,112 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,604,000 | 2,041 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $511,100,000 | 1,192 |
| Total liabilities | $469,943,000 | 1,168 |
| Total deposits | $422,677,000 | 1,105 |
| Interest-bearing deposits | $328,621,000 | 1,230 |
| Deposits held in domestic offices | $422,677,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,353,000 | 958 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $29,737,000 | 1,348 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,176,000 | 1,146 |
| Total equity capital | $41,157,000 | 1,453 |
| Total bank equity capital | $41,157,000 | 1,453 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $306,000 | 5,023 |
| Surplus | $16,522,000 | 1,460 |
| Undivided profits | $24,329,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 2,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,578,000 | 1,240 |
| Earning assets | $479,294,000 | 1,163 |
| Long-term assets (5+ years) | $95,429,000 | 1,047 |
| Average Assets, year-to-date | $516,532,750 | 1,138 |
| Average Assets, quarterly | $515,336,000 | 1,166 |
| Volatile liabilities | $129,723,000 | 1,055 |
| Insider loans | $7,111,000 | 903 |
| FHLB advances | $27,100,000 | 1,352 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $177,534,000 | 650 |
| Tier 1 (core) risk-based capital | $41,637,000 | 1,357 |
| Tier 2 risk-based capital | $4,767,000 | 993 |
| Total risk weighted assets | $415,682,000 | 1,037 |
| Total unused commitments | $177,534,000 | 651 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 145 | 1,153 |
| Assets and Liabilities | ||
| Total Assets: | $519,572,000 | 1,147 |
| Cash and due from depository institutions | $13,991,000 | 1,153 |
| Interest-bearing balances | $73,000 | 5,429 |
| Securities | $113,513,000 | 1,090 |
| Federal funds sold & reverse repurchase agreements | $20,499,000 | 602 |
| Net loans & leases | $360,198,000 | 1,116 |
| Loan loss allowance | $4,612,000 | 1,034 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,257,000 | 3,130 |
| Other real estate owned | $288,000 | 1,153 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,826,000 | 1,939 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $519,572,000 | 1,147 |
| Total liabilities | $478,365,000 | 1,126 |
| Total deposits | $415,386,000 | 1,101 |
| Interest-bearing deposits | $326,080,000 | 1,209 |
| Deposits held in domestic offices | $415,386,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,313,000 | 905 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,898,000 | 1,013 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,768,000 | 1,179 |
| Total equity capital | $41,207,000 | 1,422 |
| Total bank equity capital | $41,207,000 | 1,422 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $306,000 | 5,019 |
| Surplus | $16,475,000 | 1,437 |
| Undivided profits | $24,426,000 | 1,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,428,000 | 1,197 |
| Earning assets | $494,283,000 | 1,106 |
| Long-term assets (5+ years) | $96,032,000 | 1,034 |
| Average Assets, year-to-date | $518,343,670 | 1,114 |
| Average Assets, quarterly | $521,904,500 | 1,124 |
| Volatile liabilities | $142,616,000 | 946 |
| Insider loans | $7,196,000 | 856 |
| FHLB advances | $42,100,000 | 970 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $175,249,000 | 632 |
| Tier 1 (core) risk-based capital | $41,113,000 | 1,333 |
| Tier 2 risk-based capital | $4,612,000 | 1,007 |
| Total risk weighted assets | $412,626,000 | 1,016 |
| Total unused commitments | $175,249,000 | 632 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 147 | 1,123 |
| Assets and Liabilities | ||
| Total Assets: | $524,237,000 | 1,116 |
| Cash and due from depository institutions | $13,214,000 | 1,123 |
| Interest-bearing balances | $21,000 | 6,219 |
| Securities | $102,095,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $34,940,000 | 343 |
| Net loans & leases | $362,661,000 | 1,072 |
| Loan loss allowance | $4,654,000 | 1,020 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,180,000 | 3,172 |
| Other real estate owned | $366,000 | 1,123 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,781,000 | 1,923 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $524,237,000 | 1,116 |
| Total liabilities | $484,154,000 | 1,089 |
| Total deposits | $414,818,000 | 1,085 |
| Interest-bearing deposits | $326,447,000 | 1,194 |
| Deposits held in domestic offices | $414,818,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,828,000 | 723 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,542,000 | 984 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,966,000 | 1,117 |
| Total equity capital | $40,083,000 | 1,424 |
| Total bank equity capital | $40,083,000 | 1,424 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $306,000 | 5,052 |
| Surplus | $16,467,000 | 1,395 |
| Undivided profits | $23,310,000 | 1,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,959,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,302,000 | 1,230 |
| Earning assets | $499,717,000 | 1,072 |
| Long-term assets (5+ years) | $97,006,000 | 1,045 |
| Average Assets, year-to-date | $517,729,500 | 1,118 |
| Average Assets, quarterly | $517,729,500 | 1,118 |
| Volatile liabilities | $144,585,000 | 888 |
| Insider loans | $11,441,000 | 489 |
| FHLB advances | $42,100,000 | 924 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $181,000,000 | 603 |
| Tier 1 (core) risk-based capital | $40,587,000 | 1,331 |
| Tier 2 risk-based capital | $4,654,000 | 987 |
| Total risk weighted assets | $413,418,000 | 981 |
| Total unused commitments | $181,000,000 | 603 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 149 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $511,222,000 | 1,133 |
| Cash and due from depository institutions | $19,370,000 | 1,116 |
| Interest-bearing balances | $6,000 | 6,602 |
| Securities | $101,647,000 | 1,270 |
| Federal funds sold & reverse repurchase agreements | $14,728,000 | 808 |
| Net loans & leases | $365,014,000 | 1,074 |
| Loan loss allowance | $4,691,000 | 1,009 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,049,000 | 3,255 |
| Other real estate owned | $340,000 | 1,116 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,074,000 | 2,036 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $511,222,000 | 1,133 |
| Total liabilities | $468,848,000 | 1,111 |
| Total deposits | $405,807,000 | 1,095 |
| Interest-bearing deposits | $323,858,000 | 1,201 |
| Deposits held in domestic offices | $405,807,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,659,000 | 917 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $43,827,000 | 995 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,555,000 | 985 |
| Total equity capital | $42,374,000 | 1,352 |
| Total bank equity capital | $42,374,000 | 1,352 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $306,000 | 5,068 |
| Surplus | $16,222,000 | 1,402 |
| Undivided profits | $25,846,000 | 1,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,938,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,213,000 | 1,254 |
| Earning assets | $481,395,000 | 1,110 |
| Long-term assets (5+ years) | $98,019,000 | 1,068 |
| Average Assets, year-to-date | $515,779,800 | 1,068 |
| Average Assets, quarterly | $509,677,500 | 1,121 |
| Volatile liabilities | $130,461,000 | 957 |
| Insider loans | $12,099,000 | 447 |
| FHLB advances | $42,100,000 | 938 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $182,739,000 | 582 |
| Tier 1 (core) risk-based capital | $42,025,000 | 1,282 |
| Tier 2 risk-based capital | $4,691,000 | 985 |
| Total risk weighted assets | $415,163,000 | 975 |
| Total unused commitments | $182,739,000 | 582 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 148 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $508,133,000 | 1,124 |
| Cash and due from depository institutions | $13,363,000 | 1,116 |
| Interest-bearing balances | $57,000 | 5,698 |
| Securities | $105,532,000 | 1,213 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 5,609 |
| Net loans & leases | $379,581,000 | 1,000 |
| Loan loss allowance | $4,683,000 | 999 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,073,000 | 3,188 |
| Other real estate owned | $473,000 | 1,116 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,936,000 | 2,297 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $508,133,000 | 1,124 |
| Total liabilities | $463,565,000 | 1,106 |
| Total deposits | $401,083,000 | 1,083 |
| Interest-bearing deposits | $316,012,000 | 1,217 |
| Deposits held in domestic offices | $401,083,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,595,000 | 885 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $43,162,000 | 999 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,725,000 | 1,168 |
| Total equity capital | $44,568,000 | 1,279 |
| Total bank equity capital | $44,568,000 | 1,279 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $306,000 | 5,089 |
| Surplus | $16,219,000 | 1,362 |
| Undivided profits | $28,043,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,166,000 | 1,317 |
| Earning assets | $485,345,000 | 1,080 |
| Long-term assets (5+ years) | $102,652,000 | 1,027 |
| Average Assets, year-to-date | $516,919,250 | 1,058 |
| Average Assets, quarterly | $516,958,500 | 1,095 |
| Volatile liabilities | $125,530,000 | 947 |
| Insider loans | $13,043,000 | 400 |
| FHLB advances | $42,100,000 | 923 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $172,707,000 | 598 |
| Tier 1 (core) risk-based capital | $43,703,000 | 1,209 |
| Tier 2 risk-based capital | $4,683,000 | 963 |
| Total risk weighted assets | $422,158,000 | 941 |
| Total unused commitments | $172,707,000 | 599 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 151 | 1,107 |
| Assets and Liabilities | ||
| Total Assets: | $525,784,000 | 1,067 |
| Cash and due from depository institutions | $14,532,000 | 1,107 |
| Interest-bearing balances | $3,000 | 6,815 |
| Securities | $100,555,000 | 1,301 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 5,642 |
| Net loans & leases | $400,163,000 | 916 |
| Loan loss allowance | $4,617,000 | 1,000 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,129,000 | 3,100 |
| Other real estate owned | $549,000 | 1,107 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,748,000 | 2,061 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $525,784,000 | 1,067 |
| Total liabilities | $480,750,000 | 1,050 |
| Total deposits | $401,646,000 | 1,061 |
| Interest-bearing deposits | $320,933,000 | 1,171 |
| Deposits held in domestic offices | $401,646,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,287,000 | 565 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,366,000 | 992 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,451,000 | 1,161 |
| Total equity capital | $45,034,000 | 1,199 |
| Total bank equity capital | $45,034,000 | 1,199 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $306,000 | 5,122 |
| Surplus | $16,202,000 | 1,314 |
| Undivided profits | $28,526,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,105,000 | 1,277 |
| Earning assets | $500,829,000 | 1,013 |
| Long-term assets (5+ years) | $98,024,000 | 1,108 |
| Average Assets, year-to-date | $519,848,000 | 1,044 |
| Average Assets, quarterly | $521,148,500 | 1,058 |
| Volatile liabilities | $126,571,000 | 911 |
| Insider loans | $13,052,000 | 391 |
| FHLB advances | $42,100,000 | 920 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $145,230,000 | 673 |
| Tier 1 (core) risk-based capital | $45,395,000 | 1,132 |
| Tier 2 risk-based capital | $4,617,000 | 964 |
| Total risk weighted assets | $442,596,000 | 885 |
| Total unused commitments | $145,230,000 | 674 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 151 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $516,513,000 | 1,070 |
| Cash and due from depository institutions | $8,158,000 | 1,094 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $106,879,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $1,670,000 | 4,930 |
| Net loans & leases | $389,246,000 | 927 |
| Loan loss allowance | $4,605,000 | 996 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,143,000 | 3,040 |
| Other real estate owned | $1,064,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,353,000 | 2,045 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $516,513,000 | 1,070 |
| Total liabilities | $467,966,000 | 1,065 |
| Total deposits | $405,123,000 | 1,037 |
| Interest-bearing deposits | $326,100,000 | 1,140 |
| Deposits held in domestic offices | $405,123,000 | 1,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,064,000 | 848 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $43,899,000 | 926 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,880,000 | 1,185 |
| Total equity capital | $48,547,000 | 1,146 |
| Total bank equity capital | $48,547,000 | 1,146 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $306,000 | 5,133 |
| Surplus | $16,091,000 | 1,306 |
| Undivided profits | $32,150,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,170,000 | 1,211 |
| Earning assets | $497,797,000 | 1,021 |
| Long-term assets (5+ years) | $97,518,000 | 1,078 |
| Average Assets, year-to-date | $516,880,000 | 1,057 |
| Average Assets, quarterly | $516,880,000 | 1,057 |
| Volatile liabilities | $113,164,000 | 981 |
| Insider loans | $12,600,000 | 381 |
| FHLB advances | $42,100,000 | 859 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $144,951,000 | 653 |
| Tier 1 (core) risk-based capital | $47,177,000 | 1,085 |
| Tier 2 risk-based capital | $4,605,000 | 952 |
| Total risk weighted assets | $431,562,000 | 888 |
| Total unused commitments | $144,951,000 | 654 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 151 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $517,247,000 | 1,076 |
| Cash and due from depository institutions | $18,608,000 | 1,103 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $93,318,000 | 1,442 |
| Federal funds sold & reverse repurchase agreements | $11,376,000 | 1,035 |
| Net loans & leases | $384,181,000 | 928 |
| Loan loss allowance | $4,535,000 | 1,022 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,187,000 | 2,998 |
| Other real estate owned | $1,010,000 | 1,103 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,567,000 | 2,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,247,000 | 1,076 |
| Total liabilities | $469,126,000 | 1,065 |
| Total deposits | $406,832,000 | 1,042 |
| Interest-bearing deposits | $328,523,000 | 1,124 |
| Deposits held in domestic offices | $406,832,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,700,000 | 849 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,126,000 | 964 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,468,000 | 1,223 |
| Total equity capital | $48,121,000 | 1,139 |
| Total bank equity capital | $48,121,000 | 1,139 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $306,000 | 5,173 |
| Surplus | $16,091,000 | 1,276 |
| Undivided profits | $31,724,000 | 1,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,150,000 | 1,263 |
| Earning assets | $488,877,000 | 1,036 |
| Long-term assets (5+ years) | $89,588,000 | 1,186 |
| Average Assets, year-to-date | $547,230,400 | 971 |
| Average Assets, quarterly | $531,026,000 | 1,034 |
| Volatile liabilities | $112,846,000 | 981 |
| Insider loans | $12,962,000 | 360 |
| FHLB advances | $42,100,000 | 879 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $162,612,000 | 596 |
| Tier 1 (core) risk-based capital | $46,781,000 | 1,080 |
| Tier 2 risk-based capital | $4,535,000 | 977 |
| Total risk weighted assets | $426,029,000 | 900 |
| Total unused commitments | $162,612,000 | 597 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 152 | 1,107 |
| Assets and Liabilities | ||
| Total Assets: | $544,805,000 | 1,020 |
| Cash and due from depository institutions | $12,537,000 | 1,107 |
| Interest-bearing balances | $254,000 | 4,464 |
| Securities | $94,304,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,595 |
| Net loans & leases | $427,670,000 | 830 |
| Loan loss allowance | $4,337,000 | 1,074 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,259,000 | 2,927 |
| Other real estate owned | $904,000 | 1,107 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,130,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $544,805,000 | 1,020 |
| Total liabilities | $497,422,000 | 1,010 |
| Total deposits | $397,465,000 | 1,078 |
| Interest-bearing deposits | $322,452,000 | 1,166 |
| Deposits held in domestic offices | $397,465,000 | 1,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,750,000 | 489 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $52,759,000 | 810 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,448,000 | 1,286 |
| Total equity capital | $47,383,000 | 1,157 |
| Total bank equity capital | $47,383,000 | 1,157 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $306,000 | 5,204 |
| Surplus | $15,702,000 | 1,284 |
| Undivided profits | $31,375,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,188,000 | 1,304 |
| Earning assets | $522,229,000 | 978 |
| Long-term assets (5+ years) | $87,864,000 | 1,222 |
| Average Assets, year-to-date | $554,726,250 | 977 |
| Average Assets, quarterly | $555,355,000 | 1,001 |
| Volatile liabilities | $153,783,000 | 737 |
| Insider loans | $13,260,000 | 349 |
| FHLB advances | $52,100,000 | 738 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $125,779,000 | 728 |
| Tier 1 (core) risk-based capital | $45,881,000 | 1,109 |
| Tier 2 risk-based capital | $4,337,000 | 1,020 |
| Total risk weighted assets | $466,194,000 | 821 |
| Total unused commitments | $125,779,000 | 729 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 156 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $565,905,000 | 982 |
| Cash and due from depository institutions | $18,235,000 | 1,073 |
| Interest-bearing balances | $217,000 | 4,679 |
| Securities | $97,132,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,880 |
| Net loans & leases | $440,931,000 | 799 |
| Loan loss allowance | $4,476,000 | 1,025 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,126,000 | 2,971 |
| Other real estate owned | $802,000 | 1,073 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,678,000 | 2,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $565,905,000 | 982 |
| Total liabilities | $518,881,000 | 962 |
| Total deposits | $400,267,000 | 1,075 |
| Interest-bearing deposits | $325,012,000 | 1,145 |
| Deposits held in domestic offices | $400,267,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,763,000 | 378 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $54,431,000 | 782 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,420,000 | 1,335 |
| Total equity capital | $47,024,000 | 1,152 |
| Total bank equity capital | $47,024,000 | 1,152 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $306,000 | 5,214 |
| Surplus | $15,552,000 | 1,273 |
| Undivided profits | $31,166,000 | 1,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $869,000 | 3,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,158,000 | 1,280 |
| Earning assets | $538,281,000 | 948 |
| Long-term assets (5+ years) | $89,371,000 | 1,137 |
| Average Assets, year-to-date | $558,033,330 | 979 |
| Average Assets, quarterly | $568,309,000 | 967 |
| Volatile liabilities | $175,391,000 | 679 |
| Insider loans | $13,317,000 | 339 |
| FHLB advances | $52,100,000 | 723 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $104,333,000 | 827 |
| Tier 1 (core) risk-based capital | $44,896,000 | 1,104 |
| Tier 2 risk-based capital | $4,476,000 | 961 |
| Total risk weighted assets | $479,292,000 | 787 |
| Total unused commitments | $104,333,000 | 831 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 153 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $570,713,000 | 966 |
| Cash and due from depository institutions | $16,598,000 | 1,087 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $95,672,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $449,535,000 | 775 |
| Loan loss allowance | $4,606,000 | 987 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,847,000 | 3,180 |
| Other real estate owned | $234,000 | 1,087 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,827,000 | 2,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $570,713,000 | 966 |
| Total liabilities | $524,080,000 | 944 |
| Total deposits | $399,385,000 | 1,059 |
| Interest-bearing deposits | $328,074,000 | 1,124 |
| Deposits held in domestic offices | $399,385,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,823,000 | 370 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $52,894,000 | 772 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,978,000 | 1,205 |
| Total equity capital | $46,633,000 | 1,147 |
| Total bank equity capital | $46,633,000 | 1,147 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $306,000 | 5,231 |
| Surplus | $15,552,000 | 1,251 |
| Undivided profits | $30,775,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,247,000 | 1,259 |
| Earning assets | $545,208,000 | 924 |
| Long-term assets (5+ years) | $92,892,000 | 1,060 |
| Average Assets, year-to-date | $554,097,500 | 981 |
| Average Assets, quarterly | $554,097,500 | 981 |
| Volatile liabilities | $182,262,000 | 652 |
| Insider loans | $13,337,000 | 342 |
| FHLB advances | $52,100,000 | 703 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $97,893,000 | 835 |
| Tier 1 (core) risk-based capital | $44,700,000 | 1,095 |
| Tier 2 risk-based capital | $4,606,000 | 925 |
| Total risk weighted assets | $484,792,000 | 765 |
| Total unused commitments | $97,893,000 | 839 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 152 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $537,482,000 | 999 |
| Cash and due from depository institutions | $15,819,000 | 1,089 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $88,407,000 | 1,393 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,979 |
| Net loans & leases | $424,500,000 | 805 |
| Loan loss allowance | $4,534,000 | 979 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,729,000 | 3,269 |
| Other real estate owned | $183,000 | 1,089 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,843,000 | 2,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $537,482,000 | 999 |
| Total liabilities | $493,915,000 | 980 |
| Total deposits | $391,753,000 | 1,054 |
| Interest-bearing deposits | $321,367,000 | 1,117 |
| Deposits held in domestic offices | $391,753,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,033,000 | 465 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $54,274,000 | 758 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,855,000 | 1,013 |
| Total equity capital | $43,567,000 | 1,205 |
| Total bank equity capital | $43,567,000 | 1,205 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $306,000 | 5,243 |
| Surplus | $12,552,000 | 1,462 |
| Undivided profits | $30,709,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,537,000 | 1,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,261,000 | 1,303 |
| Earning assets | $512,909,000 | 958 |
| Long-term assets (5+ years) | $94,595,000 | 1,024 |
| Average Assets, year-to-date | $510,317,800 | 999 |
| Average Assets, quarterly | $526,271,500 | 1,014 |
| Volatile liabilities | $158,879,000 | 723 |
| Insider loans | $13,455,000 | 332 |
| FHLB advances | $50,000,000 | 704 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $123,686,000 | 685 |
| Tier 1 (core) risk-based capital | $41,534,000 | 1,148 |
| Tier 2 risk-based capital | $4,534,000 | 914 |
| Total risk weighted assets | $449,529,000 | 808 |
| Total unused commitments | $123,686,000 | 685 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 159 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $517,848,000 | 991 |
| Cash and due from depository institutions | $23,033,000 | 1,015 |
| Interest-bearing balances | $6,000 | 6,737 |
| Securities | $92,119,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $392,677,000 | 853 |
| Loan loss allowance | $4,382,000 | 951 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,953,000 | 2,994 |
| Other real estate owned | $362,000 | 1,015 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,704,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,848,000 | 991 |
| Total liabilities | $477,527,000 | 966 |
| Total deposits | $372,695,000 | 1,057 |
| Interest-bearing deposits | $309,133,000 | 1,115 |
| Deposits held in domestic offices | $372,695,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,590,000 | 438 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,490,000 | 754 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,752,000 | 1,217 |
| Total equity capital | $40,321,000 | 1,218 |
| Total bank equity capital | $40,321,000 | 1,218 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $306,000 | 5,361 |
| Surplus | $12,531,000 | 1,395 |
| Undivided profits | $27,484,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 2,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,801,000 | 1,111 |
| Earning assets | $484,802,000 | 966 |
| Long-term assets (5+ years) | $110,566,000 | 869 |
| Average Assets, year-to-date | $505,059,800 | 967 |
| Average Assets, quarterly | $506,058,000 | 992 |
| Volatile liabilities | $128,228,000 | 799 |
| Insider loans | $9,195,000 | 475 |
| FHLB advances | $50,000,000 | 672 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $164,409,000 | 525 |
| Tier 1 (core) risk-based capital | $38,953,000 | 1,171 |
| Tier 2 risk-based capital | $4,382,000 | 899 |
| Total risk weighted assets | $415,377,000 | 835 |
| Total unused commitments | $164,409,000 | 527 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 160 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $492,490,000 | 995 |
| Cash and due from depository institutions | $14,915,000 | 989 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $106,237,000 | 1,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $362,726,000 | 890 |
| Loan loss allowance | $4,472,000 | 930 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,200,000 | 2,744 |
| Other real estate owned | $441,000 | 989 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,971,000 | 1,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,490,000 | 995 |
| Total liabilities | $456,271,000 | 969 |
| Total deposits | $390,521,000 | 986 |
| Interest-bearing deposits | $329,111,000 | 1,007 |
| Deposits held in domestic offices | $390,521,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,660,000 | 790 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,339,000 | 824 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,751,000 | 798 |
| Total equity capital | $36,219,000 | 1,271 |
| Total bank equity capital | $36,219,000 | 1,271 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $306,000 | 5,528 |
| Surplus | $11,558,000 | 1,451 |
| Undivided profits | $24,355,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,654,000 | 1,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,281,000 | 1,084 |
| Earning assets | $468,963,000 | 966 |
| Long-term assets (5+ years) | $108,552,000 | 838 |
| Average Assets, year-to-date | $477,199,600 | 970 |
| Average Assets, quarterly | $491,451,500 | 985 |
| Volatile liabilities | $99,780,000 | 992 |
| Insider loans | $8,366,000 | 523 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $96,469,000 | 729 |
| Tier 1 (core) risk-based capital | $35,729,000 | 1,221 |
| Tier 2 risk-based capital | $4,472,000 | 871 |
| Total risk weighted assets | $377,403,100 | 877 |
| Total unused commitments | $96,469,000 | 729 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $454,865,000 | 1,057 |
| Cash and due from depository institutions | $14,590,000 | 983 |
| Interest-bearing balances | $4,000 | 6,637 |
| Securities | $101,500,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $329,266,000 | 951 |
| Loan loss allowance | $4,188,000 | 938 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,303,000 | 2,615 |
| Other real estate owned | $288,000 | 983 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,918,000 | 1,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $454,865,000 | 1,057 |
| Total liabilities | $423,415,000 | 1,028 |
| Total deposits | $368,488,000 | 1,021 |
| Interest-bearing deposits | $309,818,000 | 1,040 |
| Deposits held in domestic offices | $368,488,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,827,000 | 826 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,264,000 | 1,027 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,836,000 | 965 |
| Total equity capital | $31,450,000 | 1,408 |
| Total bank equity capital | $31,450,000 | 1,408 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $306,000 | 5,705 |
| Surplus | $11,428,000 | 1,447 |
| Undivided profits | $19,716,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,766,000 | 1,194 |
| Earning assets | $430,770,000 | 1,018 |
| Long-term assets (5+ years) | $94,406,000 | 1,013 |
| Average Assets, year-to-date | $442,223,400 | 1,039 |
| Average Assets, quarterly | $451,431,500 | 1,052 |
| Volatile liabilities | $94,407,000 | 1,012 |
| Insider loans | $8,825,000 | 498 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $194,000 | 1,203 |
| Unused loan commitments | $123,421,000 | 634 |
| Tier 1 (core) risk-based capital | $32,736,000 | 1,321 |
| Tier 2 risk-based capital | $4,188,000 | 894 |
| Total risk weighted assets | $343,427,300 | 936 |
| Total unused commitments | $123,421,000 | 634 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 173 | 969 |
| Assets and Liabilities | ||
| Total Assets: | $442,034,000 | 1,050 |
| Cash and due from depository institutions | $12,282,000 | 969 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $97,091,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $323,332,000 | 894 |
| Loan loss allowance | $4,192,000 | 919 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,277,000 | 2,476 |
| Other real estate owned | $460,000 | 969 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,592,000 | 1,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $442,034,000 | 1,050 |
| Total liabilities | $407,639,000 | 1,034 |
| Total deposits | $377,462,000 | 972 |
| Interest-bearing deposits | $317,331,000 | 1,008 |
| Deposits held in domestic offices | $377,462,000 | 969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,660,000 | 682 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $375,000 | 4,345 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,142,000 | 860 |
| Total equity capital | $34,395,000 | 1,311 |
| Total bank equity capital | $34,395,000 | 1,311 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $306,000 | 5,779 |
| Surplus | $11,372,000 | 1,375 |
| Undivided profits | $22,717,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,904,000 | 1,096 |
| Earning assets | $420,423,000 | 1,020 |
| Long-term assets (5+ years) | $94,353,000 | 939 |
| Average Assets, year-to-date | $434,970,800 | 1,020 |
| Average Assets, quarterly | $432,097,000 | 1,057 |
| Volatile liabilities | $89,199,000 | 907 |
| Insider loans | $11,920,000 | 326 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $985,000 | 1,062 |
| Unused loan commitments | $130,018,000 | 576 |
| Tier 1 (core) risk-based capital | $33,770,000 | 1,254 |
| Tier 2 risk-based capital | $4,191,990 | 851 |
| Total risk weighted assets | $335,359,390 | 881 |
| Total unused commitments | $130,018,000 | 579 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 163 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $445,518,000 | 1,063 |
| Cash and due from depository institutions | $13,303,000 | 1,062 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $91,379,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $332,133,000 | 908 |
| Loan loss allowance | $4,535,000 | 900 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,267,000 | 2,435 |
| Other real estate owned | $157,000 | 1,062 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,279,000 | 1,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,518,000 | 1,063 |
| Total liabilities | $412,764,000 | 1,038 |
| Total deposits | $353,082,000 | 1,066 |
| Interest-bearing deposits | $308,879,000 | 1,047 |
| Deposits held in domestic offices | $353,082,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,919,000 | 492 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,581,000 | 1,731 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,182,000 | 980 |
| Total equity capital | $32,754,000 | 1,369 |
| Total bank equity capital | $32,754,000 | 1,369 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $306,000 | 6,028 |
| Surplus | $11,226,000 | 1,396 |
| Undivided profits | $21,222,000 | 1,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,870,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,261,000 | 954 |
| Earning assets | $423,512,000 | 1,031 |
| Long-term assets (5+ years) | $78,263,000 | 951 |
| Average Assets, year-to-date | $427,090,600 | 1,068 |
| Average Assets, quarterly | $434,358,000 | 1,076 |
| Volatile liabilities | $118,317,000 | 759 |
| Insider loans | $14,824,000 | 257 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $246,000 | 1,255 |
| Unused loan commitments | $71,399,000 | 833 |
| Tier 1 (core) risk-based capital | $32,309,000 | 1,313 |
| Tier 2 risk-based capital | $4,200,930 | 818 |
| Total risk weighted assets | $335,740,430 | 893 |
| Total unused commitments | $71,399,000 | 836 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 165 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $428,487,000 | 1,141 |
| Cash and due from depository institutions | $12,316,000 | 1,125 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $101,236,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $306,670,000 | 1,006 |
| Loan loss allowance | $4,247,000 | 1,007 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,260,000 | 2,420 |
| Other real estate owned | $65,000 | 1,125 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,940,000 | 1,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,487,000 | 1,141 |
| Total liabilities | $398,740,000 | 1,113 |
| Total deposits | $355,819,000 | 1,103 |
| Interest-bearing deposits | $302,320,000 | 1,109 |
| Deposits held in domestic offices | $355,819,000 | 1,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,659,000 | 619 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,411,000 | 2,505 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,851,000 | 1,023 |
| Total equity capital | $29,747,000 | 1,521 |
| Total bank equity capital | $29,747,000 | 1,521 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $306,000 | 6,382 |
| Surplus | $11,226,000 | 1,452 |
| Undivided profits | $18,215,000 | 1,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 2,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,787,000 | 1,209 |
| Earning assets | $407,906,000 | 1,094 |
| Long-term assets (5+ years) | $57,908,000 | 1,143 |
| Average Assets, year-to-date | $395,472,200 | 1,178 |
| Average Assets, quarterly | $414,263,000 | 1,166 |
| Volatile liabilities | $108,482,000 | 822 |
| Insider loans | $18,195,000 | 256 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $583,000 | 917 |
| Unused loan commitments | $64,239,000 | 908 |
| Tier 1 (core) risk-based capital | $29,743,000 | 1,438 |
| Tier 2 risk-based capital | $3,852,100 | 915 |
| Total risk weighted assets | $307,773,000 | 976 |
| Total unused commitments | $64,239,000 | 914 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 157 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $380,489,000 | 1,265 |
| Cash and due from depository institutions | $12,029,000 | 1,211 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $99,350,000 | 1,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $261,796,000 | 1,132 |
| Loan loss allowance | $3,976,000 | 1,089 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,995,000 | 2,556 |
| Other real estate owned | $87,000 | 1,211 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,232,000 | 1,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,489,000 | 1,265 |
| Total liabilities | $352,325,000 | 1,244 |
| Total deposits | $330,150,000 | 1,192 |
| Interest-bearing deposits | $273,378,000 | 1,251 |
| Deposits held in domestic offices | $330,150,000 | 1,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,610,000 | 894 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,889,000 | 2,458 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,676,000 | 1,090 |
| Total equity capital | $28,164,000 | 1,612 |
| Total bank equity capital | $28,164,000 | 1,612 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $306,000 | 6,727 |
| Surplus | $11,149,000 | 1,455 |
| Undivided profits | $16,709,000 | 1,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,433,000 | 1,565 |
| Earning assets | $361,146,000 | 1,229 |
| Long-term assets (5+ years) | $33,245,000 | 1,662 |
| Average Assets, year-to-date | $370,864,200 | 1,248 |
| Average Assets, quarterly | $377,322,500 | 1,259 |
| Volatile liabilities | $77,719,000 | 965 |
| Insider loans | $18,898,000 | 277 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $638,000 | 942 |
| Unused loan commitments | $65,395,000 | 884 |
| Tier 1 (core) risk-based capital | $28,015,000 | 1,543 |
| Tier 2 risk-based capital | $3,356,020 | 1,027 |
| Total risk weighted assets | $267,861,920 | 1,098 |
| Total unused commitments | $65,395,000 | 888 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 162 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $372,145,000 | 1,277 |
| Cash and due from depository institutions | $12,557,000 | 1,205 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $98,320,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $252,458,000 | 1,129 |
| Loan loss allowance | $3,738,000 | 1,155 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,013,000 | 2,461 |
| Other real estate owned | $2,000 | 1,205 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,795,000 | 1,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,145,000 | 1,277 |
| Total liabilities | $346,767,000 | 1,246 |
| Total deposits | $314,263,000 | 1,210 |
| Interest-bearing deposits | $258,498,000 | 1,268 |
| Deposits held in domestic offices | $314,263,000 | 1,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,583,000 | 751 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,711,000 | 2,670 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,210,000 | 1,244 |
| Total equity capital | $25,378,000 | 1,642 |
| Total bank equity capital | $25,378,000 | 1,642 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $306,000 | 7,106 |
| Surplus | $11,149,000 | 1,393 |
| Undivided profits | $13,923,000 | 1,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,183,000 | 1,657 |
| Earning assets | $350,778,000 | 1,243 |
| Long-term assets (5+ years) | $27,486,000 | 1,967 |
| Average Assets, year-to-date | $360,744,200 | 1,271 |
| Average Assets, quarterly | $368,320,000 | 1,281 |
| Volatile liabilities | $80,289,000 | 919 |
| Insider loans | $23,156,000 | 229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $595,000 | 765 |
| Unused loan commitments | $106,560,000 | 619 |
| Tier 1 (core) risk-based capital | $27,395,000 | 1,503 |
| Tier 2 risk-based capital | $3,275,800 | 1,032 |
| Total risk weighted assets | $261,601,700 | 1,104 |
| Total unused commitments | $106,560,000 | 623 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 192 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $355,123,000 | 1,337 |
| Cash and due from depository institutions | $11,219,000 | 1,079 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $101,360,000 | 1,359 |
| Federal funds sold & reverse repurchase agreements | $6,690,000 | 2,094 |
| Net loans & leases | $228,796,000 | 1,213 |
| Loan loss allowance | $4,001,000 | 1,155 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,266,000 | 2,244 |
| Other real estate owned | $249,000 | 1,079 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,543,000 | 2,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,123,000 | 1,337 |
| Total liabilities | $322,068,000 | 1,351 |
| Total deposits | $304,713,000 | 1,302 |
| Interest-bearing deposits | $253,706,000 | 1,363 |
| Deposits held in domestic offices | $304,713,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,206,000 | 1,245 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,188,000 | 1,258 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,961,000 | 1,348 |
| Total equity capital | $33,055,000 | 1,239 |
| Total bank equity capital | $33,055,000 | 1,239 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $306,000 | 7,483 |
| Surplus | $11,149,000 | 1,315 |
| Undivided profits | $21,600,000 | 1,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,577,000 | 2,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $903,000 | 1,946 |
| Earning assets | $336,846,000 | 1,302 |
| Long-term assets (5+ years) | $25,964,000 | 2,148 |
| Average Assets, year-to-date | $351,787,000 | 1,317 |
| Average Assets, quarterly | $353,901,500 | 1,329 |
| Volatile liabilities | $65,116,000 | 1,005 |
| Insider loans | $15,499,000 | 291 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,206,000 | 972 |
| Unused loan commitments | $17,851,000 | 2,045 |
| Tier 1 (core) risk-based capital | $32,359,000 | 1,233 |
| Tier 2 risk-based capital | $3,049,350 | 1,093 |
| Total risk weighted assets | $242,996,250 | 1,161 |
| Total unused commitments | $17,851,000 | 2,062 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 188 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $347,216,000 | 1,426 |
| Cash and due from depository institutions | $12,990,000 | 1,131 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $95,032,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $11,530,000 | 1,432 |
| Net loans & leases | $220,284,000 | 1,326 |
| Loan loss allowance | $4,262,000 | 1,129 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,474,000 | 2,123 |
| Other real estate owned | $240,000 | 1,131 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,666,000 | 2,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,216,000 | 1,426 |
| Total liabilities | $313,115,000 | 1,445 |
| Total deposits | $300,011,000 | 1,411 |
| Interest-bearing deposits | $248,331,000 | 1,466 |
| Deposits held in domestic offices | $300,011,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,978,000 | 1,196 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,969,000 | 1,687 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,157,000 | 1,314 |
| Total equity capital | $34,101,000 | 1,151 |
| Total bank equity capital | $34,101,000 | 1,151 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $306,000 | 7,867 |
| Surplus | $11,149,000 | 1,286 |
| Undivided profits | $22,646,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,565,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $912,000 | 2,184 |
| Earning assets | $326,846,000 | 1,367 |
| Long-term assets (5+ years) | $59,341,000 | 1,002 |
| Average Assets, year-to-date | $344,632,400 | 1,405 |
| Average Assets, quarterly | $346,846,000 | 1,414 |
| Volatile liabilities | $59,547,000 | 1,053 |
| Insider loans | $1,725,000 | 408 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $875,000 | 762 |
| Unused loan commitments | $19,678,000 | 1,843 |
| Tier 1 (core) risk-based capital | $34,101,000 | 1,126 |
| Tier 2 risk-based capital | $2,968,490 | 1,136 |
| Total risk weighted assets | $236,185,590 | 1,231 |
| Total unused commitments | $19,678,000 | 1,858 |
| Derivatives | $0 | 651 |