Home > The First National Bank of Jackson County > Income and Expense
The First National Bank of Jackson County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 5,733 |
| Total interest expense | $1,990,000 | 6,486 |
| Net interest income | $3,320,000 | 5,080 |
| Provision for loan and lease losses | $384,000 | 1,921 |
| Total noninterest income | $553,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $2,469,000 | 5,050 |
| Salaries and employee benefits | $1,199,000 | 5,221 |
| Premises and equipment expense | $256,000 | 6,253 |
| Additional noninterest expense | $1,014,000 | 4,303 |
| Pre-tax net operating income | $1,020,000 | 5,912 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $418,000 | 4,795 |
| Income before extraordinary items | $614,000 | 6,536 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $614,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $353,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,320 | 6,564 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,396 |
| Total interest expense | $1,394,000 | 7,223 |
| Net interest income | $2,871,000 | 5,796 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $2,299,000 | 5,544 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $286,000 | 5,920 |
| Additional noninterest expense | $849,000 | 5,429 |
| Pre-tax net operating income | $1,036,000 | 5,810 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $333,000 | 5,479 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,727 |
| Cash dividends | $281,000 | 4,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $703,000 | 5,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 6,856 |
| Total interest expense | $1,339,000 | 7,745 |
| Net interest income | $2,683,000 | 6,191 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $561,000 | 5,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 5,167 |
| Total noninterest expense | $2,278,000 | 5,704 |
| Salaries and employee benefits | $1,156,000 | 5,405 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $865,000 | 5,553 |
| Pre-tax net operating income | $761,000 | 7,023 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $556,000 | 7,108 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $556,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $196,000 | 5,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $550,240 | 6,884 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 7,110 |
| Total interest expense | $1,588,000 | 8,244 |
| Net interest income | $2,733,000 | 6,150 |
| Provision for loan and lease losses | $515,000 | 2,930 |
| Total noninterest income | $343,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,949,000 | 6,510 |
| Salaries and employee benefits | $949,000 | 6,334 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $815,000 | 5,971 |
| Pre-tax net operating income | $612,000 | 7,622 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $168,000 | 8,209 |
| Income before extraordinary items | $481,000 | 7,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $481,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,103 |
| Cash dividends | $193,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $453,620 | 7,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.