Home > The First National Bank of Jacksboro > Income and Expense
The First National Bank of Jacksboro, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 1,357 |
| Total interest expense | $1,314,000 | 965 |
| Net interest income | $3,768,000 | 1,475 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $460,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $293,000 | 1,200 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 2,916 |
| Total noninterest expense | $3,769,000 | 1,319 |
| Salaries and employee benefits | $2,144,000 | 1,218 |
| Premises and equipment expense | $588,000 | 1,018 |
| Additional noninterest expense | $1,037,000 | 1,598 |
| Pre-tax net operating income | $459,000 | 3,043 |
| Securities gains (losses) | $-480,000 | 7,262 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $-27,000 | 6,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,000 | 6,652 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-27,000 | 6,652 |
| Net charge-offs | $852,000 | 752 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 260 |
| Net operating income | $453,000 | 2,678 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,333,000 | 1,402 |
| Total interest expense | $6,048,000 | 1,007 |
| Net interest income | $14,285,000 | 1,560 |
| Provision for loan and lease losses | $395,000 | 3,777 |
| Total noninterest income | $1,666,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $999,000 | 1,477 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $667,000 | 2,708 |
| Total noninterest expense | $13,753,000 | 1,417 |
| Salaries and employee benefits | $7,594,000 | 1,294 |
| Premises and equipment expense | $2,399,000 | 1,031 |
| Additional noninterest expense | $3,760,000 | 1,794 |
| Pre-tax net operating income | $1,803,000 | 2,697 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $24,000 | 4,054 |
| Income before extraordinary items | $1,778,000 | 2,473 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,778,000 | 2,473 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,778,000 | 2,474 |
| Net charge-offs | $482,000 | 3,223 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 497 |
| Net operating income | $1,778,990 | 2,392 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,062,000 | 1,436 |
| Total interest expense | $4,605,000 | 1,031 |
| Net interest income | $10,457,000 | 1,608 |
| Provision for loan and lease losses | $160,000 | 4,413 |
| Total noninterest income | $1,136,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $724,000 | 1,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $412,000 | 2,990 |
| Total noninterest expense | $10,197,000 | 1,435 |
| Salaries and employee benefits | $5,554,000 | 1,341 |
| Premises and equipment expense | $1,803,000 | 1,050 |
| Additional noninterest expense | $2,840,000 | 1,785 |
| Pre-tax net operating income | $1,236,000 | 2,947 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $1,217,000 | 2,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,703 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,217,000 | 2,703 |
| Net charge-offs | $444,000 | 2,798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 474 |
| Net operating income | $1,217,990 | 2,606 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 1,477 |
| Total interest expense | $3,145,000 | 1,047 |
| Net interest income | $6,720,000 | 1,667 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $724,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $472,000 | 1,533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 3,147 |
| Total noninterest expense | $6,819,000 | 1,451 |
| Salaries and employee benefits | $3,624,000 | 1,378 |
| Premises and equipment expense | $1,194,000 | 1,068 |
| Additional noninterest expense | $2,001,000 | 1,715 |
| Pre-tax net operating income | $625,000 | 3,393 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $612,000 | 3,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $612,000 | 3,154 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $612,000 | 3,155 |
| Net charge-offs | $281,000 | 2,764 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 432 |
| Net operating income | $612,980 | 3,067 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 1,532 |
| Total interest expense | $1,640,000 | 1,046 |
| Net interest income | $3,150,000 | 1,775 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $321,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $224,000 | 1,579 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $3,291,000 | 1,504 |
| Salaries and employee benefits | $1,736,000 | 1,453 |
| Premises and equipment expense | $591,000 | 1,104 |
| Additional noninterest expense | $964,000 | 1,758 |
| Pre-tax net operating income | $180,000 | 4,394 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $173,000 | 4,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $173,000 | 4,214 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $173,000 | 4,215 |
| Net charge-offs | $143,000 | 2,398 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 435 |
| Net operating income | $173,970 | 4,156 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,019,000 | 1,543 |
| Total interest expense | $6,897,000 | 1,188 |
| Net interest income | $13,122,000 | 1,688 |
| Provision for loan and lease losses | $2,649,000 | 1,757 |
| Total noninterest income | $-5,120,000 | 7,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $943,000 | 1,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,063,000 | 7,638 |
| Total noninterest expense | $13,779,000 | 1,441 |
| Salaries and employee benefits | $6,933,000 | 1,424 |
| Premises and equipment expense | $2,443,000 | 1,070 |
| Additional noninterest expense | $4,403,000 | 1,634 |
| Pre-tax net operating income | $-8,426,000 | 7,306 |
| Securities gains (losses) | $132,000 | 1,927 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $-8,326,000 | 7,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,326,000 | 7,333 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,326,000 | 7,333 |
| Net charge-offs | $2,449,000 | 1,655 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $27,443,000 | 36 |
| Net operating income | $-8,458,000 | 7,321 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,107,000 | 1,556 |
| Total interest expense | $5,242,000 | 1,218 |
| Net interest income | $9,865,000 | 1,706 |
| Provision for loan and lease losses | $2,649,000 | 1,380 |
| Total noninterest income | $-5,384,000 | 7,754 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $713,000 | 1,617 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-6,097,000 | 7,757 |
| Total noninterest expense | $10,462,000 | 1,421 |
| Salaries and employee benefits | $5,366,000 | 1,375 |
| Premises and equipment expense | $1,842,000 | 1,069 |
| Additional noninterest expense | $3,254,000 | 1,636 |
| Pre-tax net operating income | $-8,630,000 | 7,521 |
| Securities gains (losses) | $136,000 | 1,679 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $-8,518,000 | 7,550 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,518,000 | 7,550 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,518,000 | 7,550 |
| Net charge-offs | $2,044,000 | 1,485 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $27,691,000 | 33 |
| Net operating income | $-8,654,000 | 7,542 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 1,545 |
| Total interest expense | $3,584,000 | 1,238 |
| Net interest income | $6,726,000 | 1,673 |
| Provision for loan and lease losses | $2,649,000 | 1,042 |
| Total noninterest income | $-5,771,000 | 7,824 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $460,000 | 1,670 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-6,231,000 | 7,829 |
| Total noninterest expense | $7,116,000 | 1,399 |
| Salaries and employee benefits | $3,613,000 | 1,370 |
| Premises and equipment expense | $1,255,000 | 1,064 |
| Additional noninterest expense | $2,248,000 | 1,570 |
| Pre-tax net operating income | $-8,810,000 | 7,665 |
| Securities gains (losses) | $136,000 | 1,206 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $-8,698,000 | 7,676 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,698,000 | 7,676 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,698,000 | 7,676 |
| Net charge-offs | $1,943,000 | 1,147 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $27,628,000 | 22 |
| Net operating income | $-8,834,000 | 7,677 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 1,587 |
| Total interest expense | $1,877,000 | 1,243 |
| Net interest income | $3,234,000 | 1,756 |
| Provision for loan and lease losses | $514,000 | 1,793 |
| Total noninterest income | $296,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $218,000 | 1,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $3,451,000 | 1,452 |
| Salaries and employee benefits | $1,787,000 | 1,398 |
| Premises and equipment expense | $631,000 | 1,080 |
| Additional noninterest expense | $1,033,000 | 1,698 |
| Pre-tax net operating income | $-435,000 | 7,129 |
| Securities gains (losses) | $-119,000 | 7,719 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $-566,000 | 7,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-566,000 | 7,303 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-566,000 | 7,304 |
| Net charge-offs | $452,000 | 1,655 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 367 |
| Net operating income | $-447,000 | 7,198 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,445,000 | 1,528 |
| Total interest expense | $10,528,000 | 1,125 |
| Net interest income | $11,917,000 | 1,856 |
| Provision for loan and lease losses | $2,518,000 | 2,175 |
| Total noninterest income | $1,278,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $845,000 | 1,962 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $433,000 | 3,430 |
| Total noninterest expense | $14,735,000 | 1,390 |
| Salaries and employee benefits | $7,546,000 | 1,319 |
| Premises and equipment expense | $2,613,000 | 1,037 |
| Additional noninterest expense | $4,576,000 | 1,626 |
| Pre-tax net operating income | $-4,058,000 | 7,069 |
| Securities gains (losses) | $3,762,000 | 160 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $-307,000 | 5,932 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-307,000 | 5,931 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-307,000 | 5,931 |
| Net charge-offs | $2,088,000 | 1,977 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $6,712,000 | 143 |
| Net operating income | $-4,069,000 | 7,163 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,077,000 | 1,535 |
| Total interest expense | $8,339,000 | 1,118 |
| Net interest income | $8,738,000 | 1,896 |
| Provision for loan and lease losses | $2,099,000 | 1,849 |
| Total noninterest income | $956,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $603,000 | 2,046 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $353,000 | 3,382 |
| Total noninterest expense | $10,943,000 | 1,401 |
| Salaries and employee benefits | $5,722,000 | 1,322 |
| Premises and equipment expense | $1,941,000 | 1,059 |
| Additional noninterest expense | $3,280,000 | 1,653 |
| Pre-tax net operating income | $-3,348,000 | 7,346 |
| Securities gains (losses) | $2,108,000 | 205 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $-1,251,000 | 6,882 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,251,000 | 6,884 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,251,000 | 6,884 |
| Net charge-offs | $946,000 | 2,260 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,658,000 | 114 |
| Net operating income | $-3,359,000 | 7,422 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,369,000 | 1,564 |
| Total interest expense | $5,802,000 | 1,130 |
| Net interest income | $5,567,000 | 1,974 |
| Provision for loan and lease losses | $1,315,000 | 1,767 |
| Total noninterest income | $658,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $398,000 | 2,036 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $260,000 | 3,238 |
| Total noninterest expense | $7,461,000 | 1,390 |
| Salaries and employee benefits | $3,998,000 | 1,275 |
| Premises and equipment expense | $1,296,000 | 1,083 |
| Additional noninterest expense | $2,167,000 | 1,678 |
| Pre-tax net operating income | $-2,551,000 | 7,501 |
| Securities gains (losses) | $3,079,000 | 123 |
| Applicable income taxes | $24,000 | 3,611 |
| Income before extraordinary items | $504,000 | 3,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 3,074 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $504,000 | 3,075 |
| Net charge-offs | $308,000 | 2,890 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,509,000 | 147 |
| Net operating income | $-2,421,050 | 7,570 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 1,456 |
| Total interest expense | $2,945,000 | 1,167 |
| Net interest income | $3,259,000 | 1,701 |
| Provision for loan and lease losses | $379,000 | 2,041 |
| Total noninterest income | $284,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $95,000 | 3,736 |
| Total noninterest expense | $3,683,000 | 1,359 |
| Salaries and employee benefits | $2,136,000 | 1,198 |
| Premises and equipment expense | $685,000 | 1,041 |
| Additional noninterest expense | $862,000 | 1,870 |
| Pre-tax net operating income | $-519,000 | 7,340 |
| Securities gains (losses) | $259,000 | 564 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $-272,000 | 7,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-272,000 | 7,153 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-272,000 | 7,154 |
| Net charge-offs | $62,000 | 3,352 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,472,000 | 85 |
| Net operating income | $-531,000 | 7,448 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,404,000 | 1,658 |
| Total interest expense | $11,728,000 | 1,392 |
| Net interest income | $11,676,000 | 1,909 |
| Provision for loan and lease losses | $2,674,000 | 1,503 |
| Total noninterest income | $1,024,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $719,000 | 2,305 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $305,000 | 4,065 |
| Total noninterest expense | $13,907,000 | 1,406 |
| Salaries and employee benefits | $8,446,000 | 1,179 |
| Premises and equipment expense | $2,153,000 | 1,271 |
| Additional noninterest expense | $3,308,000 | 1,859 |
| Pre-tax net operating income | $-3,881,000 | 7,706 |
| Securities gains (losses) | $2,860,000 | 99 |
| Applicable income taxes | $-18,000 | 6,836 |
| Income before extraordinary items | $-1,003,000 | 6,997 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,003,000 | 7,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 3,156 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $6,197,000 | 208 |
| Net operating income | $-3,805,800 | 7,783 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,793,000 | 1,764 |
| Total interest expense | $8,535,000 | 1,490 |
| Net interest income | $8,258,000 | 2,030 |
| Provision for loan and lease losses | $1,225,000 | 1,628 |
| Total noninterest income | $724,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $523,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $201,000 | 4,407 |
| Total noninterest expense | $9,913,000 | 1,468 |
| Salaries and employee benefits | $6,076,000 | 1,262 |
| Premises and equipment expense | $1,528,000 | 1,357 |
| Additional noninterest expense | $2,309,000 | 1,904 |
| Pre-tax net operating income | $-2,156,000 | 7,891 |
| Securities gains (losses) | $2,709,000 | 92 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $517,000 | 4,383 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $517,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,238 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,002,370 | 7,943 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,170,000 | 1,949 |
| Total interest expense | $5,517,000 | 1,586 |
| Net interest income | $4,653,000 | 2,357 |
| Provision for loan and lease losses | $1,224,000 | 1,082 |
| Total noninterest income | $777,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $309,000 | 2,584 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $468,000 | 2,350 |
| Total noninterest expense | $6,535,000 | 1,480 |
| Salaries and employee benefits | $3,924,000 | 1,321 |
| Premises and equipment expense | $1,014,000 | 1,366 |
| Additional noninterest expense | $1,597,000 | 1,809 |
| Pre-tax net operating income | $-2,329,000 | 8,200 |
| Securities gains (losses) | $2,691,000 | 97 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $362,000 | 4,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,560 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,329,000 | 8,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 2,163 |
| Total interest expense | $2,686,000 | 1,750 |
| Net interest income | $1,981,000 | 2,726 |
| Provision for loan and lease losses | $273,000 | 1,499 |
| Total noninterest income | $379,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $145,000 | 2,698 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,325 |
| Total noninterest expense | $3,366,000 | 1,423 |
| Salaries and employee benefits | $1,978,000 | 1,314 |
| Premises and equipment expense | $500,000 | 1,390 |
| Additional noninterest expense | $888,000 | 1,611 |
| Pre-tax net operating income | $-1,279,000 | 8,310 |
| Securities gains (losses) | $2,691,000 | 75 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,412,000 | 1,068 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,412,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,612 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,279,000 | 8,335 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,804,000 | 3,119 |
| Total interest expense | $6,044,000 | 2,988 |
| Net interest income | $6,760,000 | 3,188 |
| Provision for loan and lease losses | $916,000 | 1,522 |
| Total noninterest income | $1,040,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $595,000 | 2,690 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $445,000 | 3,534 |
| Total noninterest expense | $10,703,000 | 1,737 |
| Salaries and employee benefits | $6,534,000 | 1,549 |
| Premises and equipment expense | $1,326,000 | 1,972 |
| Additional noninterest expense | $2,843,000 | 1,935 |
| Pre-tax net operating income | $-3,819,000 | 8,414 |
| Securities gains (losses) | $177,000 | 469 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,642,000 | 8,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,642,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,708 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,819,000 | 8,422 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 3,558 |
| Total interest expense | $3,490,000 | 3,647 |
| Net interest income | $4,673,000 | 3,410 |
| Provision for loan and lease losses | $276,000 | 2,427 |
| Total noninterest income | $683,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $449,000 | 2,659 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $234,000 | 4,196 |
| Total noninterest expense | $7,078,000 | 1,942 |
| Salaries and employee benefits | $4,265,000 | 1,770 |
| Premises and equipment expense | $872,000 | 2,220 |
| Additional noninterest expense | $1,941,000 | 2,072 |
| Pre-tax net operating income | $-1,998,000 | 8,443 |
| Securities gains (losses) | $177,000 | 389 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,821,000 | 8,453 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,821,000 | 8,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,986 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,998,000 | 8,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 3,869 |
| Total interest expense | $1,908,000 | 4,146 |
| Net interest income | $2,944,000 | 3,590 |
| Provision for loan and lease losses | $54,000 | 4,290 |
| Total noninterest income | $380,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $300,000 | 2,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $4,210,000 | 2,181 |
| Salaries and employee benefits | $2,507,000 | 2,029 |
| Premises and equipment expense | $468,000 | 2,721 |
| Additional noninterest expense | $1,235,000 | 2,162 |
| Pre-tax net operating income | $-940,000 | 8,447 |
| Securities gains (losses) | $-56,000 | 8,322 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-996,000 | 8,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-996,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-940,000 | 8,465 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,984 |
| Total interest expense | $936,000 | 4,170 |
| Net interest income | $1,383,000 | 3,752 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $148,000 | 2,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $1,679,000 | 2,706 |
| Salaries and employee benefits | $1,049,000 | 2,452 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $499,000 | 2,625 |
| Pre-tax net operating income | $-125,000 | 8,187 |
| Securities gains (losses) | $-56,000 | 8,504 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-181,000 | 8,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-181,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-125,000 | 8,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,678 |
| Total interest expense | $0 | 8,665 |
| Net interest income | $0 | 8,676 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $0 | 8,678 |
| Salaries and employee benefits | $0 | 8,655 |
| Premises and equipment expense | $0 | 8,648 |
| Additional noninterest expense | $0 | 8,677 |
| Pre-tax net operating income | $0 | 7,943 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $0 | 7,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $0 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $0 | 7,965 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 4,447 |
| Total interest expense | $2,321,000 | 4,153 |
| Net interest income | $3,119,000 | 4,594 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $689,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $434,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,066 |
| Total noninterest expense | $2,242,000 | 4,876 |
| Salaries and employee benefits | $1,264,000 | 4,805 |
| Premises and equipment expense | $316,000 | 4,760 |
| Additional noninterest expense | $662,000 | 4,904 |
| Pre-tax net operating income | $1,526,000 | 3,741 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,526,000 | 3,166 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,526,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,379 |
| Cash dividends | $408,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,526,000 | 3,163 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 4,499 |
| Total interest expense | $1,524,000 | 4,076 |
| Net interest income | $1,982,000 | 4,743 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $490,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $208,000 | 3,670 |
| Total noninterest expense | $1,477,000 | 4,933 |
| Salaries and employee benefits | $832,000 | 4,869 |
| Premises and equipment expense | $210,000 | 4,785 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $965,000 | 3,879 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $965,000 | 3,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $965,000 | 3,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,282 |
| Cash dividends | $288,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $965,000 | 3,287 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 4,499 |
| Total interest expense | $745,000 | 4,015 |
| Net interest income | $981,000 | 4,771 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $160,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $721,000 | 5,036 |
| Salaries and employee benefits | $407,000 | 4,953 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $212,000 | 4,994 |
| Pre-tax net operating income | $420,000 | 4,171 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $420,000 | 3,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $420,000 | 3,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 4,558 |
| Total interest expense | $2,488,000 | 3,836 |
| Net interest income | $3,612,000 | 4,923 |
| Provision for loan and lease losses | $-18,000 | 8,516 |
| Total noninterest income | $590,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $516,000 | 2,990 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $2,638,000 | 5,193 |
| Salaries and employee benefits | $1,555,000 | 4,932 |
| Premises and equipment expense | $377,000 | 5,048 |
| Additional noninterest expense | $706,000 | 5,564 |
| Pre-tax net operating income | $1,582,000 | 4,250 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,562,000 | 3,690 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,562,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,617 |
| Cash dividends | $550,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,582,000 | 3,637 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 4,589 |
| Total interest expense | $1,784,000 | 3,818 |
| Net interest income | $2,671,000 | 4,984 |
| Provision for loan and lease losses | $16,000 | 6,296 |
| Total noninterest income | $430,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $386,000 | 2,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $1,990,000 | 5,156 |
| Salaries and employee benefits | $1,169,000 | 4,903 |
| Premises and equipment expense | $288,000 | 4,976 |
| Additional noninterest expense | $533,000 | 5,521 |
| Pre-tax net operating income | $1,095,000 | 4,543 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,075,000 | 3,970 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,075,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,539 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,095,000 | 3,873 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,593 |
| Total interest expense | $1,158,000 | 3,721 |
| Net interest income | $1,752,000 | 5,026 |
| Provision for loan and lease losses | $16,000 | 5,837 |
| Total noninterest income | $284,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $254,000 | 2,986 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $1,330,000 | 5,135 |
| Salaries and employee benefits | $783,000 | 4,879 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $360,000 | 5,435 |
| Pre-tax net operating income | $690,000 | 4,664 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $671,000 | 4,107 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $671,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,269 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $690,000 | 3,973 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 4,652 |
| Total interest expense | $562,000 | 3,694 |
| Net interest income | $854,000 | 5,125 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $142,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $668,000 | 5,160 |
| Salaries and employee benefits | $391,000 | 4,921 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $316,000 | 4,856 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $325,000 | 4,142 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $325,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $316,000 | 4,173 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 4,613 |
| Total interest expense | $2,061,000 | 3,559 |
| Net interest income | $3,309,000 | 5,096 |
| Provision for loan and lease losses | $162,000 | 4,106 |
| Total noninterest income | $540,000 | 5,073 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $527,000 | 3,018 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $2,495,000 | 5,320 |
| Salaries and employee benefits | $1,483,000 | 4,994 |
| Premises and equipment expense | $391,000 | 4,838 |
| Additional noninterest expense | $621,000 | 5,875 |
| Pre-tax net operating income | $1,192,000 | 4,813 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $-1,000 | 8,522 |
| Income before extraordinary items | $1,198,000 | 4,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,198,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,875 |
| Cash dividends | $912,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,193,000 | 4,153 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 4,641 |
| Total interest expense | $1,518,000 | 3,563 |
| Net interest income | $2,445,000 | 5,130 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $443,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $398,000 | 3,023 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $1,877,000 | 5,263 |
| Salaries and employee benefits | $1,118,000 | 4,921 |
| Premises and equipment expense | $299,000 | 4,760 |
| Additional noninterest expense | $460,000 | 5,869 |
| Pre-tax net operating income | $899,000 | 4,884 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $902,000 | 4,269 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $902,000 | 4,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,081 |
| Cash dividends | $360,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $898,000 | 4,203 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 4,620 |
| Total interest expense | $1,001,000 | 3,595 |
| Net interest income | $1,661,000 | 5,069 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $292,000 | 4,893 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $263,000 | 3,018 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $1,245,000 | 5,304 |
| Salaries and employee benefits | $739,000 | 4,976 |
| Premises and equipment expense | $199,000 | 4,771 |
| Additional noninterest expense | $307,000 | 5,910 |
| Pre-tax net operating income | $688,000 | 4,496 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $688,000 | 3,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $688,000 | 3,807 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,599 |
| Total interest expense | $501,000 | 3,636 |
| Net interest income | $847,000 | 5,003 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $145,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $623,000 | 5,323 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $155,000 | 5,907 |
| Pre-tax net operating income | $357,000 | 4,374 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $357,000 | 3,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $120,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $357,000 | 3,687 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,431,000 | 4,613 |
| Total interest expense | $2,120,000 | 3,853 |
| Net interest income | $3,311,000 | 4,982 |
| Provision for loan and lease losses | $73,000 | 5,772 |
| Total noninterest income | $557,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $513,000 | 3,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $2,465,000 | 5,268 |
| Salaries and employee benefits | $1,462,000 | 4,925 |
| Premises and equipment expense | $373,000 | 4,973 |
| Additional noninterest expense | $630,000 | 5,825 |
| Pre-tax net operating income | $1,330,000 | 4,423 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,341,000 | 3,838 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,341,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $853,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,330,000 | 3,694 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 4,653 |
| Total interest expense | $1,605,000 | 3,935 |
| Net interest income | $2,485,000 | 4,987 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $412,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $375,000 | 3,100 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $1,823,000 | 5,288 |
| Salaries and employee benefits | $1,114,000 | 4,863 |
| Premises and equipment expense | $280,000 | 4,953 |
| Additional noninterest expense | $429,000 | 6,135 |
| Pre-tax net operating income | $1,018,000 | 4,501 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,029,000 | 3,914 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,029,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $360,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,018,000 | 3,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 4,699 |
| Total interest expense | $1,083,000 | 4,000 |
| Net interest income | $1,641,000 | 5,020 |
| Provision for loan and lease losses | $34,000 | 5,657 |
| Total noninterest income | $274,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $249,000 | 3,072 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $1,220,000 | 5,273 |
| Salaries and employee benefits | $753,000 | 4,832 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $279,000 | 6,197 |
| Pre-tax net operating income | $661,000 | 4,584 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $671,000 | 3,979 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $671,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $661,000 | 3,847 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,722 |
| Total interest expense | $544,000 | 4,084 |
| Net interest income | $815,000 | 5,023 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $128,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $593,000 | 5,380 |
| Salaries and employee benefits | $363,000 | 4,955 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $348,000 | 3,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $338,000 | 3,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 4,880 |
| Total interest expense | $2,046,000 | 4,723 |
| Net interest income | $3,400,000 | 4,850 |
| Provision for loan and lease losses | $187,000 | 4,494 |
| Total noninterest income | $556,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $487,000 | 3,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 7,112 |
| Total noninterest expense | $2,383,000 | 5,252 |
| Salaries and employee benefits | $1,398,000 | 4,944 |
| Premises and equipment expense | $350,000 | 5,091 |
| Additional noninterest expense | $635,000 | 5,726 |
| Pre-tax net operating income | $1,386,000 | 4,320 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $1,396,000 | 3,689 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,396,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,638 |
| Cash dividends | $1,093,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,385,000 | 3,603 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 4,890 |
| Total interest expense | $2,928,000 | 4,825 |
| Net interest income | $3,206,000 | 4,838 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $482,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $426,000 | 3,227 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $2,319,000 | 5,216 |
| Salaries and employee benefits | $1,232,000 | 5,218 |
| Premises and equipment expense | $369,000 | 4,858 |
| Additional noninterest expense | $718,000 | 5,190 |
| Pre-tax net operating income | $1,149,000 | 4,531 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-4,000 | 8,955 |
| Income before extraordinary items | $1,153,000 | 3,906 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,153,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $912,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,153,000 | 3,776 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 4,973 |
| Total interest expense | $3,305,000 | 4,570 |
| Net interest income | $2,875,000 | 5,309 |
| Provision for loan and lease losses | $78,000 | 5,810 |
| Total noninterest income | $434,000 | 5,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $2,122,000 | 5,462 |
| Salaries and employee benefits | $1,146,000 | 5,398 |
| Premises and equipment expense | $377,000 | 4,697 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $1,109,000 | 4,971 |
| Securities gains (losses) | $-29,000 | 8,927 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $1,063,000 | 4,205 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,063,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $846,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,091,420 | 4,129 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 5,173 |
| Total interest expense | $2,834,000 | 4,803 |
| Net interest income | $2,768,000 | 5,466 |
| Provision for loan and lease losses | $129,000 | 4,610 |
| Total noninterest income | $465,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $2,080,000 | 5,544 |
| Salaries and employee benefits | $1,114,000 | 5,441 |
| Premises and equipment expense | $360,000 | 4,874 |
| Additional noninterest expense | $606,000 | 5,786 |
| Pre-tax net operating income | $1,024,000 | 5,238 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $1,018,000 | 4,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,018,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $840,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,020,000 | 4,339 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 5,265 |
| Total interest expense | $2,832,000 | 4,923 |
| Net interest income | $2,718,000 | 5,532 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $1,960,000 | 5,674 |
| Salaries and employee benefits | $1,043,000 | 5,609 |
| Premises and equipment expense | $333,000 | 5,056 |
| Additional noninterest expense | $584,000 | 5,860 |
| Pre-tax net operating income | $1,126,000 | 5,076 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $23,000 | 8,827 |
| Income before extraordinary items | $1,109,000 | 4,158 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,109,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $840,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,103,120 | 4,087 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,593 |
| Total interest expense | $2,645,000 | 5,190 |
| Net interest income | $2,607,000 | 5,886 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $364,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $1,878,000 | 5,902 |
| Salaries and employee benefits | $997,000 | 5,882 |
| Premises and equipment expense | $307,000 | 5,388 |
| Additional noninterest expense | $574,000 | 5,966 |
| Pre-tax net operating income | $1,087,000 | 5,575 |
| Securities gains (losses) | $290,000 | 576 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $1,111,000 | 4,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,111,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $876,100 | 5,090 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 6,025 |
| Total interest expense | $2,436,000 | 5,620 |
| Net interest income | $2,473,000 | 6,235 |
| Provision for loan and lease losses | $81,000 | 5,578 |
| Total noninterest income | $322,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $1,603,000 | 6,834 |
| Salaries and employee benefits | $871,000 | 6,609 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $487,000 | 7,162 |
| Pre-tax net operating income | $1,111,000 | 5,380 |
| Securities gains (losses) | $104,000 | 937 |
| Applicable income taxes | $220,000 | 6,838 |
| Income before extraordinary items | $995,000 | 4,537 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $995,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $909,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $909,720 | 4,777 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 6,070 |
| Total interest expense | $2,565,000 | 5,449 |
| Net interest income | $2,348,000 | 6,579 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $305,000 | 7,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $1,534,000 | 7,162 |
| Salaries and employee benefits | $816,000 | 7,016 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $512,000 | 7,160 |
| Pre-tax net operating income | $1,055,000 | 5,769 |
| Securities gains (losses) | $54,000 | 1,255 |
| Applicable income taxes | $206,000 | 7,316 |
| Income before extraordinary items | $903,000 | 4,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $903,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,369 |
| Cash dividends | $909,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $859,260 | 5,157 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,204 |
| Total interest expense | $1,925,000 | 5,779 |
| Net interest income | $2,515,000 | 6,452 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $232,000 | 8,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,534,000 | 7,496 |
| Salaries and employee benefits | $798,000 | 7,221 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $539,000 | 7,526 |
| Pre-tax net operating income | $1,213,000 | 5,200 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $999,000 | 4,556 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $999,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $990,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $995,720 | 4,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 6,462 |
| Total interest expense | $1,743,000 | 6,505 |
| Net interest income | $2,616,000 | 6,323 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $316,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,586,000 | 7,541 |
| Salaries and employee benefits | $806,000 | 7,287 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $568,000 | 7,614 |
| Pre-tax net operating income | $1,300,000 | 4,865 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $1,140,000 | 4,206 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $1,158,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $1,098,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,088,760 | 4,148 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 6,821 |
| Total interest expense | $1,944,000 | 7,235 |
| Net interest income | $2,616,000 | 6,382 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $210,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $1,528,000 | 7,810 |
| Salaries and employee benefits | $769,000 | 7,475 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $547,000 | 8,017 |
| Pre-tax net operating income | $1,260,000 | 4,727 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $342,000 | 5,442 |
| Income before extraordinary items | $961,000 | 4,664 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $961,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $945,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $929,180 | 4,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.