Home > The First National Bank of Izard County > Income and Expense
The First National Bank of Izard County, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 2,955 |
| Total interest expense | $1,084,000 | 3,643 |
| Net interest income | $8,090,000 | 2,681 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,688,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $451,000 | 1,758 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,237,000 | 2,072 |
| Total noninterest expense | $5,722,000 | 2,852 |
| Salaries and employee benefits | $3,632,000 | 2,666 |
| Premises and equipment expense | $597,000 | 2,719 |
| Additional noninterest expense | $1,237,000 | 2,072 |
| Pre-tax net operating income | $4,056,000 | 2,162 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $660,000 | 1,719 |
| Income before extraordinary items | $3,396,000 | 2,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,396,000 | 2,197 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,396,000 | 2,176 |
| Net charge-offs | $-13,000 | 3,899 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,396,000 | 2,202 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 2,964 |
| Total interest expense | $367,000 | 3,757 |
| Net interest income | $4,021,000 | 2,731 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $869,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $224,000 | 1,763 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $645,000 | 1,941 |
| Total noninterest expense | $2,315,000 | 3,148 |
| Salaries and employee benefits | $1,447,000 | 2,971 |
| Premises and equipment expense | $328,000 | 2,579 |
| Additional noninterest expense | $645,000 | 1,938 |
| Pre-tax net operating income | $2,575,000 | 1,926 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $300,000 | 1,848 |
| Income before extraordinary items | $2,275,000 | 1,893 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,275,000 | 1,917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,275,000 | 1,893 |
| Net charge-offs | $-20,000 | 4,114 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,275,000 | 1,901 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 3,004 |
| Total interest expense | $156,000 | 3,763 |
| Net interest income | $1,960,000 | 2,767 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $551,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $111,000 | 1,787 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $440,000 | 1,636 |
| Total noninterest expense | $1,155,000 | 3,184 |
| Salaries and employee benefits | $707,000 | 3,053 |
| Premises and equipment expense | $183,000 | 2,468 |
| Additional noninterest expense | $440,000 | 1,636 |
| Pre-tax net operating income | $1,356,000 | 1,906 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $150,000 | 1,868 |
| Income before extraordinary items | $1,206,000 | 1,851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,206,000 | 1,851 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,206,000 | 1,851 |
| Net charge-offs | $-23,000 | 4,265 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,206,000 | 1,869 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,440,000 | 2,954 |
| Total interest expense | $312,000 | 3,721 |
| Net interest income | $7,128,000 | 2,852 |
| Provision for loan and lease losses | $125,000 | 2,070 |
| Total noninterest income | $1,519,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $419,000 | 1,896 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,100,000 | 2,236 |
| Total noninterest expense | $5,369,000 | 2,922 |
| Salaries and employee benefits | $3,293,000 | 2,797 |
| Premises and equipment expense | $616,000 | 2,680 |
| Additional noninterest expense | $1,100,000 | 2,236 |
| Pre-tax net operating income | $3,153,000 | 2,594 |
| Securities gains (losses) | $13,000 | 401 |
| Applicable income taxes | $500,000 | 2,024 |
| Income before extraordinary items | $2,666,000 | 2,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,666,000 | 2,590 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,666,000 | 2,592 |
| Net charge-offs | $39,000 | 1,660 |
| Cash dividends | $1,604,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,655,080 | 2,633 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 2,960 |
| Total interest expense | $225,000 | 3,605 |
| Net interest income | $5,127,000 | 2,881 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,099,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $310,000 | 1,921 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $789,000 | 2,318 |
| Total noninterest expense | $3,387,000 | 3,181 |
| Salaries and employee benefits | $2,100,000 | 3,041 |
| Premises and equipment expense | $453,000 | 2,702 |
| Additional noninterest expense | $789,000 | 2,318 |
| Pre-tax net operating income | $2,839,000 | 2,351 |
| Securities gains (losses) | $13,000 | 399 |
| Applicable income taxes | $450,000 | 1,909 |
| Income before extraordinary items | $2,402,000 | 2,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,402,000 | 2,347 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,402,000 | 2,347 |
| Net charge-offs | $17,000 | 1,656 |
| Cash dividends | $604,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,391,080 | 2,391 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,984 |
| Total interest expense | $145,000 | 3,566 |
| Net interest income | $3,284,000 | 2,919 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $714,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $204,000 | 1,939 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $510,000 | 2,369 |
| Total noninterest expense | $2,274,000 | 3,168 |
| Salaries and employee benefits | $1,417,000 | 3,020 |
| Premises and equipment expense | $304,000 | 2,700 |
| Additional noninterest expense | $553,000 | 3,533 |
| Pre-tax net operating income | $1,724,000 | 2,389 |
| Securities gains (losses) | $13,000 | 366 |
| Applicable income taxes | $300,000 | 1,853 |
| Income before extraordinary items | $1,437,000 | 2,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,437,000 | 2,412 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,437,000 | 2,412 |
| Net charge-offs | $13,000 | 1,486 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,426,210 | 2,456 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 2,887 |
| Total interest expense | $74,000 | 3,533 |
| Net interest income | $1,715,000 | 2,816 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $303,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $101,000 | 1,929 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $202,000 | 2,557 |
| Total noninterest expense | $1,132,000 | 3,176 |
| Salaries and employee benefits | $702,000 | 3,034 |
| Premises and equipment expense | $156,000 | 2,665 |
| Additional noninterest expense | $274,000 | 3,543 |
| Pre-tax net operating income | $886,000 | 2,268 |
| Securities gains (losses) | $13,000 | 345 |
| Applicable income taxes | $150,000 | 1,800 |
| Income before extraordinary items | $749,000 | 2,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $749,000 | 2,276 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $749,000 | 2,277 |
| Net charge-offs | $4,000 | 1,408 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $738,210 | 2,312 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,037,000 | 3,220 |
| Total interest expense | $336,000 | 3,634 |
| Net interest income | $5,701,000 | 3,147 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $1,749,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $436,000 | 1,757 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,313,000 | 2,363 |
| Total noninterest expense | $4,918,000 | 3,048 |
| Salaries and employee benefits | $3,154,000 | 2,857 |
| Premises and equipment expense | $473,000 | 3,109 |
| Additional noninterest expense | $1,291,000 | 3,321 |
| Pre-tax net operating income | $2,132,000 | 3,069 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $655,000 | 1,920 |
| Income before extraordinary items | $1,482,000 | 3,358 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,482,000 | 3,358 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,482,000 | 3,358 |
| Net charge-offs | $9,000 | 2,316 |
| Cash dividends | $250,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,478,050 | 3,343 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 3,277 |
| Total interest expense | $262,000 | 3,683 |
| Net interest income | $4,275,000 | 3,201 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,314,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $328,000 | 1,745 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $986,000 | 2,405 |
| Total noninterest expense | $3,147,000 | 3,306 |
| Salaries and employee benefits | $1,900,000 | 3,189 |
| Premises and equipment expense | $314,000 | 3,310 |
| Additional noninterest expense | $933,000 | 3,404 |
| Pre-tax net operating income | $2,442,000 | 2,697 |
| Securities gains (losses) | $5,000 | 1,760 |
| Applicable income taxes | $400,000 | 2,126 |
| Income before extraordinary items | $2,047,000 | 2,772 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,047,000 | 2,771 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,047,000 | 2,772 |
| Net charge-offs | $12,000 | 1,915 |
| Cash dividends | $250,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,042,800 | 2,747 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 3,313 |
| Total interest expense | $180,000 | 3,719 |
| Net interest income | $2,805,000 | 3,231 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $775,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $206,000 | 1,763 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $569,000 | 2,504 |
| Total noninterest expense | $1,957,000 | 3,421 |
| Salaries and employee benefits | $1,280,000 | 3,177 |
| Premises and equipment expense | $180,000 | 3,548 |
| Additional noninterest expense | $497,000 | 3,716 |
| Pre-tax net operating income | $1,623,000 | 2,678 |
| Securities gains (losses) | $5,000 | 1,571 |
| Applicable income taxes | $250,000 | 2,154 |
| Income before extraordinary items | $1,378,000 | 2,747 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,378,000 | 2,746 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,378,000 | 2,747 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,373,750 | 2,728 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 3,337 |
| Total interest expense | $90,000 | 3,791 |
| Net interest income | $1,369,000 | 3,253 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $309,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $102,000 | 1,759 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $207,000 | 2,803 |
| Total noninterest expense | $911,000 | 3,518 |
| Salaries and employee benefits | $652,000 | 3,148 |
| Premises and equipment expense | $39,000 | 4,399 |
| Additional noninterest expense | $220,000 | 3,850 |
| Pre-tax net operating income | $767,000 | 2,719 |
| Securities gains (losses) | $4,000 | 1,220 |
| Applicable income taxes | $100,000 | 2,283 |
| Income before extraordinary items | $671,000 | 2,751 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $671,000 | 2,749 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $671,000 | 2,751 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $667,520 | 2,723 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 3,241 |
| Total interest expense | $590,000 | 3,648 |
| Net interest income | $5,633,000 | 3,149 |
| Provision for loan and lease losses | $200,000 | 3,026 |
| Total noninterest income | $1,027,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $391,000 | 1,920 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $636,000 | 2,909 |
| Total noninterest expense | $4,626,000 | 3,142 |
| Salaries and employee benefits | $3,056,000 | 2,917 |
| Premises and equipment expense | $537,000 | 2,935 |
| Additional noninterest expense | $1,033,000 | 3,647 |
| Pre-tax net operating income | $1,834,000 | 3,048 |
| Securities gains (losses) | $130,000 | 1,255 |
| Applicable income taxes | $465,000 | 2,003 |
| Income before extraordinary items | $1,499,000 | 3,189 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,499,000 | 3,188 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,499,000 | 3,189 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,396,300 | 3,200 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 3,246 |
| Total interest expense | $485,000 | 3,630 |
| Net interest income | $4,250,000 | 3,162 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $750,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $292,000 | 1,926 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $458,000 | 2,912 |
| Total noninterest expense | $2,973,000 | 3,374 |
| Salaries and employee benefits | $1,811,000 | 3,254 |
| Premises and equipment expense | $387,000 | 3,009 |
| Additional noninterest expense | $775,000 | 3,646 |
| Pre-tax net operating income | $2,027,000 | 2,567 |
| Securities gains (losses) | $129,000 | 1,104 |
| Applicable income taxes | $450,000 | 1,806 |
| Income before extraordinary items | $1,706,000 | 2,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,706,000 | 2,656 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,706,000 | 2,657 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,604,090 | 2,690 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 3,266 |
| Total interest expense | $358,000 | 3,615 |
| Net interest income | $2,841,000 | 3,177 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $491,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $198,000 | 1,927 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $293,000 | 2,933 |
| Total noninterest expense | $1,989,000 | 3,378 |
| Salaries and employee benefits | $1,212,000 | 3,261 |
| Premises and equipment expense | $248,000 | 3,074 |
| Additional noninterest expense | $529,000 | 3,621 |
| Pre-tax net operating income | $1,343,000 | 2,552 |
| Securities gains (losses) | $119,000 | 926 |
| Applicable income taxes | $300,000 | 1,747 |
| Income before extraordinary items | $1,162,000 | 2,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,162,000 | 2,595 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,162,000 | 2,598 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,067,990 | 2,671 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,237 |
| Total interest expense | $190,000 | 3,655 |
| Net interest income | $1,459,000 | 3,098 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $259,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $123,000 | 1,889 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $136,000 | 2,868 |
| Total noninterest expense | $996,000 | 3,406 |
| Salaries and employee benefits | $612,000 | 3,270 |
| Premises and equipment expense | $121,000 | 3,144 |
| Additional noninterest expense | $263,000 | 3,675 |
| Pre-tax net operating income | $722,000 | 2,302 |
| Securities gains (losses) | $48,000 | 851 |
| Applicable income taxes | $150,000 | 1,637 |
| Income before extraordinary items | $620,000 | 2,355 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $620,000 | 2,354 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $620,000 | 2,355 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $581,120 | 2,422 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 3,259 |
| Total interest expense | $710,000 | 3,789 |
| Net interest income | $5,967,000 | 3,114 |
| Provision for loan and lease losses | $125,000 | 2,741 |
| Total noninterest income | $1,133,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $502,000 | 1,924 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $631,000 | 2,781 |
| Total noninterest expense | $4,489,000 | 3,213 |
| Salaries and employee benefits | $2,967,000 | 2,960 |
| Premises and equipment expense | $521,000 | 3,028 |
| Additional noninterest expense | $1,001,000 | 3,792 |
| Pre-tax net operating income | $2,486,000 | 2,742 |
| Securities gains (losses) | $46,000 | 1,274 |
| Applicable income taxes | $405,000 | 2,157 |
| Income before extraordinary items | $2,127,000 | 2,811 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,127,000 | 2,811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,127,000 | 2,813 |
| Net charge-offs | $30,000 | 2,932 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,088,360 | 2,798 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 3,303 |
| Total interest expense | $519,000 | 3,860 |
| Net interest income | $4,473,000 | 3,156 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $814,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $363,000 | 1,968 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $451,000 | 2,834 |
| Total noninterest expense | $2,849,000 | 3,525 |
| Salaries and employee benefits | $1,740,000 | 3,379 |
| Premises and equipment expense | $414,000 | 2,957 |
| Additional noninterest expense | $695,000 | 3,928 |
| Pre-tax net operating income | $2,438,000 | 2,410 |
| Securities gains (losses) | $35,000 | 1,215 |
| Applicable income taxes | $500,000 | 1,795 |
| Income before extraordinary items | $1,973,000 | 2,548 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,973,000 | 2,549 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,973,000 | 2,549 |
| Net charge-offs | $21,000 | 2,686 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,945,000 | 2,540 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,326 |
| Total interest expense | $338,000 | 3,877 |
| Net interest income | $2,959,000 | 3,184 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $538,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $235,000 | 1,987 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $303,000 | 2,797 |
| Total noninterest expense | $1,887,000 | 3,570 |
| Salaries and employee benefits | $1,172,000 | 3,370 |
| Premises and equipment expense | $277,000 | 2,967 |
| Additional noninterest expense | $438,000 | 4,041 |
| Pre-tax net operating income | $1,610,000 | 2,392 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $375,000 | 1,674 |
| Income before extraordinary items | $1,235,000 | 2,627 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,235,000 | 2,626 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,235,000 | 2,626 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,235,000 | 2,593 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 3,379 |
| Total interest expense | $164,000 | 3,902 |
| Net interest income | $1,453,000 | 3,246 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $259,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $114,000 | 2,019 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 2,788 |
| Total noninterest expense | $937,000 | 3,615 |
| Salaries and employee benefits | $589,000 | 3,405 |
| Premises and equipment expense | $139,000 | 2,994 |
| Additional noninterest expense | $209,000 | 4,138 |
| Pre-tax net operating income | $775,000 | 2,413 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $250,000 | 1,412 |
| Income before extraordinary items | $525,000 | 2,837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $525,000 | 2,836 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $525,000 | 2,836 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $525,000 | 2,820 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 3,332 |
| Total interest expense | $419,000 | 4,136 |
| Net interest income | $5,957,000 | 3,180 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,142,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $501,000 | 1,976 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $641,000 | 2,764 |
| Total noninterest expense | $4,627,000 | 3,209 |
| Salaries and employee benefits | $2,952,000 | 3,002 |
| Premises and equipment expense | $579,000 | 2,897 |
| Additional noninterest expense | $1,096,000 | 3,745 |
| Pre-tax net operating income | $2,472,000 | 2,801 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $500,000 | 1,979 |
| Income before extraordinary items | $1,972,000 | 2,955 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,972,000 | 2,953 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,972,000 | 2,954 |
| Net charge-offs | $14,000 | 3,234 |
| Cash dividends | $1,500,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,972,000 | 2,952 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 3,344 |
| Total interest expense | $275,000 | 4,277 |
| Net interest income | $4,500,000 | 3,193 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $865,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $374,000 | 1,996 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 2,779 |
| Total noninterest expense | $2,984,000 | 3,517 |
| Salaries and employee benefits | $1,756,000 | 3,409 |
| Premises and equipment expense | $440,000 | 2,901 |
| Additional noninterest expense | $788,000 | 3,841 |
| Pre-tax net operating income | $2,381,000 | 2,468 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $555,000 | 1,702 |
| Income before extraordinary items | $1,826,000 | 2,671 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,826,000 | 2,670 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,826,000 | 2,670 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,826,000 | 2,662 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,349 |
| Total interest expense | $159,000 | 4,406 |
| Net interest income | $3,001,000 | 3,198 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $588,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $247,000 | 1,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $341,000 | 2,742 |
| Total noninterest expense | $2,029,000 | 3,487 |
| Salaries and employee benefits | $1,207,000 | 3,365 |
| Premises and equipment expense | $323,000 | 2,744 |
| Additional noninterest expense | $499,000 | 3,952 |
| Pre-tax net operating income | $1,560,000 | 2,459 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $325,000 | 1,794 |
| Income before extraordinary items | $1,235,000 | 2,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,235,000 | 2,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,235,000 | 2,618 |
| Net charge-offs | $8,000 | 2,667 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,235,000 | 2,610 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,455 |
| Total interest expense | $77,000 | 4,423 |
| Net interest income | $1,415,000 | 3,307 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $282,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $122,000 | 2,015 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $160,000 | 2,756 |
| Total noninterest expense | $1,048,000 | 3,452 |
| Salaries and employee benefits | $629,000 | 3,327 |
| Premises and equipment expense | $172,000 | 2,684 |
| Additional noninterest expense | $247,000 | 3,998 |
| Pre-tax net operating income | $649,000 | 2,693 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $150,000 | 1,829 |
| Income before extraordinary items | $499,000 | 2,906 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $499,000 | 2,906 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $499,000 | 2,906 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $499,000 | 2,892 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 3,436 |
| Total interest expense | $292,000 | 4,432 |
| Net interest income | $5,676,000 | 3,291 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $1,191,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $460,000 | 2,169 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $731,000 | 2,674 |
| Total noninterest expense | $4,516,000 | 3,311 |
| Salaries and employee benefits | $2,958,000 | 3,018 |
| Premises and equipment expense | $514,000 | 3,214 |
| Additional noninterest expense | $1,044,000 | 3,948 |
| Pre-tax net operating income | $2,251,000 | 2,921 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $600,000 | 2,285 |
| Income before extraordinary items | $1,656,000 | 2,978 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,656,000 | 2,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,656,000 | 2,978 |
| Net charge-offs | $208,000 | 1,799 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,652,350 | 2,964 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,510 |
| Total interest expense | $213,000 | 4,488 |
| Net interest income | $4,133,000 | 3,366 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $870,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $346,000 | 2,168 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $524,000 | 2,753 |
| Total noninterest expense | $2,818,000 | 3,683 |
| Salaries and employee benefits | $1,753,000 | 3,469 |
| Premises and equipment expense | $379,000 | 3,290 |
| Additional noninterest expense | $686,000 | 4,182 |
| Pre-tax net operating income | $2,185,000 | 2,577 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $470,000 | 2,124 |
| Income before extraordinary items | $1,720,000 | 2,642 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,720,000 | 2,642 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,720,000 | 2,642 |
| Net charge-offs | $-9,000 | 4,713 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,716,050 | 2,623 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 3,536 |
| Total interest expense | $140,000 | 4,515 |
| Net interest income | $2,718,000 | 3,394 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $583,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $228,000 | 2,183 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $355,000 | 2,741 |
| Total noninterest expense | $1,911,000 | 3,657 |
| Salaries and employee benefits | $1,204,000 | 3,431 |
| Premises and equipment expense | $254,000 | 3,262 |
| Additional noninterest expense | $453,000 | 4,217 |
| Pre-tax net operating income | $1,390,000 | 2,607 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $320,000 | 2,087 |
| Income before extraordinary items | $1,071,000 | 2,705 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,071,000 | 2,705 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,071,000 | 2,705 |
| Net charge-offs | $34,000 | 2,273 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,070,230 | 2,687 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 3,568 |
| Total interest expense | $72,000 | 4,493 |
| Net interest income | $1,339,000 | 3,440 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $279,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $113,000 | 2,201 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $166,000 | 2,814 |
| Total noninterest expense | $950,000 | 3,724 |
| Salaries and employee benefits | $628,000 | 3,394 |
| Premises and equipment expense | $122,000 | 3,399 |
| Additional noninterest expense | $200,000 | 4,474 |
| Pre-tax net operating income | $668,000 | 2,612 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $170,000 | 2,008 |
| Income before extraordinary items | $499,000 | 2,756 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $499,000 | 2,756 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $499,000 | 2,756 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $498,250 | 2,743 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 3,479 |
| Total interest expense | $279,000 | 4,552 |
| Net interest income | $5,586,000 | 3,334 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,118,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $436,000 | 2,320 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $682,000 | 2,870 |
| Total noninterest expense | $4,314,000 | 3,494 |
| Salaries and employee benefits | $2,857,000 | 3,119 |
| Premises and equipment expense | $495,000 | 3,403 |
| Additional noninterest expense | $962,000 | 4,226 |
| Pre-tax net operating income | $2,390,000 | 2,749 |
| Securities gains (losses) | $186,000 | 920 |
| Applicable income taxes | $581,000 | 2,134 |
| Income before extraordinary items | $1,995,000 | 2,802 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,995,000 | 2,800 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,995,000 | 2,801 |
| Net charge-offs | $-11,000 | 5,013 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,851,780 | 2,865 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 3,482 |
| Total interest expense | $208,000 | 4,596 |
| Net interest income | $4,215,000 | 3,331 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $829,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $330,000 | 2,296 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $499,000 | 2,901 |
| Total noninterest expense | $2,736,000 | 3,845 |
| Salaries and employee benefits | $1,695,000 | 3,597 |
| Premises and equipment expense | $407,000 | 3,229 |
| Additional noninterest expense | $634,000 | 4,496 |
| Pre-tax net operating income | $2,308,000 | 2,386 |
| Securities gains (losses) | $183,000 | 858 |
| Applicable income taxes | $538,000 | 1,998 |
| Income before extraordinary items | $1,953,000 | 2,382 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,953,000 | 2,381 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,953,000 | 2,382 |
| Net charge-offs | $-12,000 | 4,973 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,810,260 | 2,453 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 3,472 |
| Total interest expense | $139,000 | 4,627 |
| Net interest income | $2,850,000 | 3,321 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $560,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $218,000 | 2,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 2,861 |
| Total noninterest expense | $1,842,000 | 3,841 |
| Salaries and employee benefits | $1,149,000 | 3,596 |
| Premises and equipment expense | $273,000 | 3,237 |
| Additional noninterest expense | $420,000 | 4,547 |
| Pre-tax net operating income | $1,568,000 | 2,328 |
| Securities gains (losses) | $141,000 | 771 |
| Applicable income taxes | $320,000 | 2,084 |
| Income before extraordinary items | $1,389,000 | 2,251 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,389,000 | 2,250 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,389,000 | 2,250 |
| Net charge-offs | $-15,000 | 5,114 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,274,790 | 2,332 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,463 |
| Total interest expense | $70,000 | 4,661 |
| Net interest income | $1,425,000 | 3,328 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $290,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $105,000 | 2,349 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,707 |
| Total noninterest expense | $928,000 | 3,860 |
| Salaries and employee benefits | $592,000 | 3,553 |
| Premises and equipment expense | $129,000 | 3,390 |
| Additional noninterest expense | $207,000 | 4,608 |
| Pre-tax net operating income | $787,000 | 2,295 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $170,000 | 1,989 |
| Income before extraordinary items | $638,000 | 2,349 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $638,000 | 2,349 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $638,000 | 2,349 |
| Net charge-offs | $-18,000 | 5,431 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $621,410 | 2,341 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 3,498 |
| Total interest expense | $296,000 | 4,641 |
| Net interest income | $5,555,000 | 3,356 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,032,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $403,000 | 2,501 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $629,000 | 2,978 |
| Total noninterest expense | $4,017,000 | 3,707 |
| Salaries and employee benefits | $2,589,000 | 3,331 |
| Premises and equipment expense | $513,000 | 3,427 |
| Additional noninterest expense | $915,000 | 4,456 |
| Pre-tax net operating income | $2,570,000 | 2,576 |
| Securities gains (losses) | $38,000 | 1,841 |
| Applicable income taxes | $625,000 | 2,027 |
| Income before extraordinary items | $1,983,000 | 2,749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,983,000 | 2,750 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,983,000 | 2,751 |
| Net charge-offs | $4,000 | 4,227 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,954,120 | 2,726 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 3,585 |
| Total interest expense | $222,000 | 4,718 |
| Net interest income | $4,060,000 | 3,442 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $819,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $295,000 | 2,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 2,859 |
| Total noninterest expense | $2,516,000 | 4,126 |
| Salaries and employee benefits | $1,524,000 | 3,888 |
| Premises and equipment expense | $337,000 | 3,731 |
| Additional noninterest expense | $655,000 | 4,560 |
| Pre-tax net operating income | $2,363,000 | 2,278 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $475,000 | 2,059 |
| Income before extraordinary items | $1,910,000 | 2,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,910,000 | 2,345 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,910,000 | 2,345 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,892,400 | 2,316 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 3,668 |
| Total interest expense | $149,000 | 4,741 |
| Net interest income | $2,625,000 | 3,515 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $533,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $187,000 | 2,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $346,000 | 2,860 |
| Total noninterest expense | $1,689,000 | 4,146 |
| Salaries and employee benefits | $1,009,000 | 3,931 |
| Premises and equipment expense | $230,000 | 3,719 |
| Additional noninterest expense | $450,000 | 4,547 |
| Pre-tax net operating income | $1,469,000 | 2,371 |
| Securities gains (losses) | $17,000 | 1,788 |
| Applicable income taxes | $450,000 | 1,728 |
| Income before extraordinary items | $1,036,000 | 2,692 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,036,000 | 2,693 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,036,000 | 2,694 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,024,100 | 2,660 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 3,768 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $1,257,000 | 3,620 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $250,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $89,000 | 2,705 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 2,922 |
| Total noninterest expense | $859,000 | 4,142 |
| Salaries and employee benefits | $497,000 | 3,990 |
| Premises and equipment expense | $118,000 | 3,697 |
| Additional noninterest expense | $244,000 | 4,410 |
| Pre-tax net operating income | $648,000 | 2,559 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $225,000 | 1,702 |
| Income before extraordinary items | $439,000 | 2,962 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $439,000 | 2,965 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $439,000 | 2,965 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $428,440 | 2,937 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 3,528 |
| Total interest expense | $309,000 | 4,901 |
| Net interest income | $5,692,000 | 3,362 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $1,333,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $438,000 | 2,520 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $895,000 | 2,483 |
| Total noninterest expense | $3,819,000 | 3,926 |
| Salaries and employee benefits | $2,463,000 | 3,509 |
| Premises and equipment expense | $478,000 | 3,745 |
| Additional noninterest expense | $878,000 | 4,723 |
| Pre-tax net operating income | $3,006,000 | 2,274 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $780,000 | 1,791 |
| Income before extraordinary items | $2,228,000 | 2,499 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,228,000 | 2,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,228,000 | 2,499 |
| Net charge-offs | $156,000 | 2,738 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,226,520 | 2,465 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,560 |
| Total interest expense | $229,000 | 4,996 |
| Net interest income | $4,265,000 | 3,398 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,064,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $336,000 | 2,489 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $728,000 | 2,389 |
| Total noninterest expense | $2,392,000 | 4,366 |
| Salaries and employee benefits | $1,447,000 | 4,062 |
| Premises and equipment expense | $342,000 | 3,890 |
| Additional noninterest expense | $603,000 | 4,939 |
| Pre-tax net operating income | $2,937,000 | 1,896 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $830,000 | 1,475 |
| Income before extraordinary items | $2,109,000 | 2,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,109,000 | 2,131 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,109,000 | 2,131 |
| Net charge-offs | $33,000 | 3,555 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,107,560 | 2,088 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,573 |
| Total interest expense | $153,000 | 5,041 |
| Net interest income | $2,839,000 | 3,397 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $793,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $225,000 | 2,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $568,000 | 2,142 |
| Total noninterest expense | $1,605,000 | 4,384 |
| Salaries and employee benefits | $969,000 | 4,077 |
| Premises and equipment expense | $221,000 | 3,982 |
| Additional noninterest expense | $415,000 | 4,890 |
| Pre-tax net operating income | $2,027,000 | 1,803 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $605,000 | 1,368 |
| Income before extraordinary items | $1,423,000 | 2,068 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,423,000 | 2,072 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,423,000 | 2,071 |
| Net charge-offs | $32,000 | 3,126 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,422,300 | 2,009 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,597 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $1,414,000 | 3,411 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $465,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $361,000 | 1,788 |
| Total noninterest expense | $770,000 | 4,514 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $160,000 | 5,406 |
| Pre-tax net operating income | $1,109,000 | 1,618 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $305,000 | 1,334 |
| Income before extraordinary items | $804,000 | 1,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $804,000 | 1,811 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $804,000 | 1,810 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $804,000 | 1,775 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 3,608 |
| Total interest expense | $338,000 | 5,195 |
| Net interest income | $5,701,000 | 3,378 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,108,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $414,000 | 2,733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $694,000 | 2,879 |
| Total noninterest expense | $3,907,000 | 3,980 |
| Salaries and employee benefits | $2,415,000 | 3,625 |
| Premises and equipment expense | $468,000 | 3,871 |
| Additional noninterest expense | $1,024,000 | 4,532 |
| Pre-tax net operating income | $2,902,000 | 2,210 |
| Securities gains (losses) | $15,000 | 2,476 |
| Applicable income taxes | $800,000 | 1,684 |
| Income before extraordinary items | $2,117,000 | 2,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,117,000 | 2,501 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,117,000 | 2,501 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,106,050 | 2,448 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 3,669 |
| Total interest expense | $260,000 | 5,250 |
| Net interest income | $4,225,000 | 3,432 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $849,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $311,000 | 2,760 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $538,000 | 2,903 |
| Total noninterest expense | $2,545,000 | 4,356 |
| Salaries and employee benefits | $1,457,000 | 4,148 |
| Premises and equipment expense | $344,000 | 3,972 |
| Additional noninterest expense | $744,000 | 4,626 |
| Pre-tax net operating income | $2,529,000 | 2,035 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $580,000 | 1,772 |
| Income before extraordinary items | $1,960,000 | 2,166 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,960,000 | 2,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,960,000 | 2,173 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,951,530 | 2,114 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 3,712 |
| Total interest expense | $178,000 | 5,269 |
| Net interest income | $2,762,000 | 3,486 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $582,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 2,852 |
| Total noninterest expense | $1,732,000 | 4,322 |
| Salaries and employee benefits | $1,007,000 | 4,089 |
| Premises and equipment expense | $225,000 | 4,036 |
| Additional noninterest expense | $500,000 | 4,635 |
| Pre-tax net operating income | $1,612,000 | 2,082 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $425,000 | 1,679 |
| Income before extraordinary items | $1,195,000 | 2,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,195,000 | 2,307 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,195,000 | 2,305 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,189,080 | 2,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 3,758 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $1,372,000 | 3,516 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $245,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $97,000 | 2,834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 3,191 |
| Total noninterest expense | $896,000 | 4,268 |
| Salaries and employee benefits | $504,000 | 4,144 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $281,000 | 4,373 |
| Pre-tax net operating income | $721,000 | 2,215 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $225,000 | 1,600 |
| Income before extraordinary items | $496,000 | 2,608 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $496,000 | 2,611 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $496,000 | 2,610 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $496,000 | 2,526 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 3,734 |
| Total interest expense | $492,000 | 5,156 |
| Net interest income | $5,736,000 | 3,475 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $1,157,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $410,000 | 2,887 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $747,000 | 2,797 |
| Total noninterest expense | $3,733,000 | 4,230 |
| Salaries and employee benefits | $2,422,000 | 3,649 |
| Premises and equipment expense | $443,000 | 4,098 |
| Additional noninterest expense | $868,000 | 5,124 |
| Pre-tax net operating income | $2,960,000 | 2,113 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $794,000 | 1,707 |
| Income before extraordinary items | $2,169,000 | 2,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,169,000 | 2,444 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,169,000 | 2,445 |
| Net charge-offs | $674,000 | 2,270 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,166,810 | 2,315 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,780 |
| Total interest expense | $386,000 | 5,186 |
| Net interest income | $4,319,000 | 3,530 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $913,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $306,000 | 2,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $607,000 | 2,662 |
| Total noninterest expense | $2,339,000 | 4,674 |
| Salaries and employee benefits | $1,451,000 | 4,232 |
| Premises and equipment expense | $312,000 | 4,268 |
| Additional noninterest expense | $576,000 | 5,405 |
| Pre-tax net operating income | $2,693,000 | 1,837 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $610,000 | 1,732 |
| Income before extraordinary items | $2,083,000 | 2,038 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,083,000 | 2,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,083,000 | 2,039 |
| Net charge-offs | $675,000 | 1,855 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,083,000 | 1,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 3,782 |
| Total interest expense | $269,000 | 5,207 |
| Net interest income | $2,909,000 | 3,514 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $639,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $204,000 | 2,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 2,527 |
| Total noninterest expense | $1,559,000 | 4,708 |
| Salaries and employee benefits | $974,000 | 4,241 |
| Premises and equipment expense | $224,000 | 4,138 |
| Additional noninterest expense | $361,000 | 5,570 |
| Pre-tax net operating income | $1,989,000 | 1,688 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $450,000 | 1,592 |
| Income before extraordinary items | $1,539,000 | 1,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,539,000 | 1,841 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,539,000 | 1,843 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,539,000 | 1,754 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 3,794 |
| Total interest expense | $137,000 | 5,274 |
| Net interest income | $1,471,000 | 3,507 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $366,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $101,000 | 2,916 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $265,000 | 2,260 |
| Total noninterest expense | $777,000 | 4,744 |
| Salaries and employee benefits | $490,000 | 4,257 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $174,000 | 5,657 |
| Pre-tax net operating income | $1,060,000 | 1,598 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $300,000 | 1,296 |
| Income before extraordinary items | $760,000 | 1,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $760,000 | 1,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $760,000 | 1,870 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $760,000 | 1,769 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 3,800 |
| Total interest expense | $714,000 | 5,158 |
| Net interest income | $5,955,000 | 3,483 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,283,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $444,000 | 2,819 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $839,000 | 2,370 |
| Total noninterest expense | $3,735,000 | 4,312 |
| Salaries and employee benefits | $2,460,000 | 3,603 |
| Premises and equipment expense | $457,000 | 4,269 |
| Additional noninterest expense | $818,000 | 5,378 |
| Pre-tax net operating income | $3,503,000 | 1,598 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $1,243,000 | 1,148 |
| Income before extraordinary items | $2,262,000 | 2,040 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,262,000 | 2,041 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,262,000 | 2,041 |
| Net charge-offs | $-90,000 | 7,250 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,260,700 | 1,953 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 3,822 |
| Total interest expense | $566,000 | 5,159 |
| Net interest income | $4,475,000 | 3,492 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $946,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $335,000 | 2,810 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $611,000 | 2,398 |
| Total noninterest expense | $2,429,000 | 4,676 |
| Salaries and employee benefits | $1,504,000 | 4,173 |
| Premises and equipment expense | $339,000 | 4,340 |
| Additional noninterest expense | $586,000 | 5,483 |
| Pre-tax net operating income | $2,992,000 | 1,498 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $993,000 | 1,095 |
| Income before extraordinary items | $1,999,000 | 1,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,999,000 | 1,837 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,999,000 | 1,837 |
| Net charge-offs | $-93,000 | 7,315 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,999,000 | 1,756 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 3,883 |
| Total interest expense | $400,000 | 5,152 |
| Net interest income | $2,905,000 | 3,564 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $669,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $216,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,246 |
| Total noninterest expense | $1,598,000 | 4,767 |
| Salaries and employee benefits | $1,009,000 | 4,178 |
| Premises and equipment expense | $226,000 | 4,382 |
| Additional noninterest expense | $363,000 | 5,720 |
| Pre-tax net operating income | $1,976,000 | 1,471 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $560,000 | 1,224 |
| Income before extraordinary items | $1,416,000 | 1,702 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,416,000 | 1,702 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,416,000 | 1,702 |
| Net charge-offs | $-80,000 | 7,357 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,416,000 | 1,633 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,932 |
| Total interest expense | $211,000 | 5,125 |
| Net interest income | $1,433,000 | 3,595 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $357,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,132 |
| Total noninterest expense | $784,000 | 4,851 |
| Salaries and employee benefits | $498,000 | 4,243 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $172,000 | 5,877 |
| Pre-tax net operating income | $1,006,000 | 1,425 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $225,000 | 1,388 |
| Income before extraordinary items | $781,000 | 1,513 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $781,000 | 1,513 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $781,000 | 1,513 |
| Net charge-offs | $-121,000 | 7,464 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $781,000 | 1,466 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 3,981 |
| Total interest expense | $1,033,000 | 5,143 |
| Net interest income | $5,784,000 | 3,571 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $1,280,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $487,000 | 2,690 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $793,000 | 2,505 |
| Total noninterest expense | $3,675,000 | 4,458 |
| Salaries and employee benefits | $2,437,000 | 3,651 |
| Premises and equipment expense | $442,000 | 4,501 |
| Additional noninterest expense | $796,000 | 5,639 |
| Pre-tax net operating income | $3,189,000 | 1,542 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $953,000 | 1,267 |
| Income before extraordinary items | $2,251,000 | 1,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,251,000 | 1,825 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,251,000 | 1,826 |
| Net charge-offs | $66,000 | 5,743 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,240,500 | 1,760 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 4,051 |
| Total interest expense | $793,000 | 5,244 |
| Net interest income | $4,331,000 | 3,618 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,024,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $370,000 | 2,735 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $654,000 | 2,368 |
| Total noninterest expense | $2,353,000 | 4,909 |
| Salaries and employee benefits | $1,505,000 | 4,260 |
| Premises and equipment expense | $335,000 | 4,548 |
| Additional noninterest expense | $513,000 | 5,987 |
| Pre-tax net operating income | $3,002,000 | 1,332 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $825,000 | 1,171 |
| Income before extraordinary items | $2,191,000 | 1,524 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,191,000 | 1,527 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,191,000 | 1,527 |
| Net charge-offs | $-5,000 | 7,383 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,180,780 | 1,462 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 4,073 |
| Total interest expense | $544,000 | 5,280 |
| Net interest income | $2,893,000 | 3,612 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $550,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $249,000 | 2,725 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $301,000 | 2,831 |
| Total noninterest expense | $1,573,000 | 4,918 |
| Salaries and employee benefits | $1,019,000 | 4,234 |
| Premises and equipment expense | $217,000 | 4,649 |
| Additional noninterest expense | $337,000 | 6,055 |
| Pre-tax net operating income | $1,870,000 | 1,393 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $550,000 | 1,135 |
| Income before extraordinary items | $1,333,000 | 1,644 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,333,000 | 1,643 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,333,000 | 1,644 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,323,770 | 1,572 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,100 |
| Total interest expense | $284,000 | 5,318 |
| Net interest income | $1,451,000 | 3,648 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $271,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $148,000 | 2,864 |
| Total noninterest expense | $782,000 | 4,991 |
| Salaries and employee benefits | $511,000 | 4,288 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $160,000 | 6,214 |
| Pre-tax net operating income | $940,000 | 1,386 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $300,000 | 1,048 |
| Income before extraordinary items | $652,000 | 1,682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $652,000 | 1,683 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $652,000 | 1,684 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $643,840 | 1,634 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,140 |
| Total interest expense | $1,453,000 | 5,230 |
| Net interest income | $5,635,000 | 3,635 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $1,135,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $476,000 | 3,001 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $659,000 | 2,762 |
| Total noninterest expense | $3,555,000 | 4,667 |
| Salaries and employee benefits | $2,342,000 | 3,878 |
| Premises and equipment expense | $450,000 | 4,682 |
| Additional noninterest expense | $763,000 | 5,934 |
| Pre-tax net operating income | $3,115,000 | 1,284 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $734,000 | 1,199 |
| Income before extraordinary items | $2,391,000 | 1,399 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,391,000 | 1,397 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,391,000 | 1,398 |
| Net charge-offs | $121,000 | 5,522 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,383,300 | 1,377 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 4,204 |
| Total interest expense | $1,133,000 | 5,280 |
| Net interest income | $4,160,000 | 3,691 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $806,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $352,000 | 3,033 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $454,000 | 2,977 |
| Total noninterest expense | $2,259,000 | 5,185 |
| Salaries and employee benefits | $1,437,000 | 4,507 |
| Premises and equipment expense | $334,000 | 4,742 |
| Additional noninterest expense | $488,000 | 6,308 |
| Pre-tax net operating income | $2,707,000 | 1,203 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $600,000 | 1,241 |
| Income before extraordinary items | $2,114,000 | 1,266 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,114,000 | 1,265 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,114,000 | 1,266 |
| Net charge-offs | $122,000 | 4,866 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,108,540 | 1,241 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 4,264 |
| Total interest expense | $790,000 | 5,311 |
| Net interest income | $2,713,000 | 3,739 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $530,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $235,000 | 3,006 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $295,000 | 3,035 |
| Total noninterest expense | $1,496,000 | 5,259 |
| Salaries and employee benefits | $964,000 | 4,549 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $312,000 | 6,421 |
| Pre-tax net operating income | $1,747,000 | 1,315 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $450,000 | 1,173 |
| Income before extraordinary items | $1,305,000 | 1,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,305,000 | 1,436 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,305,000 | 1,437 |
| Net charge-offs | $-35,000 | 8,058 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,299,080 | 1,413 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 4,299 |
| Total interest expense | $425,000 | 5,234 |
| Net interest income | $1,329,000 | 3,775 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $260,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $114,000 | 3,008 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $146,000 | 3,009 |
| Total noninterest expense | $758,000 | 5,145 |
| Salaries and employee benefits | $482,000 | 4,598 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $159,000 | 6,169 |
| Pre-tax net operating income | $831,000 | 1,542 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $300,000 | 1,049 |
| Income before extraordinary items | $539,000 | 1,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $539,000 | 1,985 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $539,000 | 1,985 |
| Net charge-offs | $-30,000 | 8,062 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $533,880 | 1,890 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 4,136 |
| Total interest expense | $2,214,000 | 5,065 |
| Net interest income | $5,774,000 | 3,574 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $1,215,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $525,000 | 2,902 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $690,000 | 2,685 |
| Total noninterest expense | $3,439,000 | 4,696 |
| Salaries and employee benefits | $2,269,000 | 4,072 |
| Premises and equipment expense | $438,000 | 4,836 |
| Additional noninterest expense | $732,000 | 5,705 |
| Pre-tax net operating income | $3,400,000 | 1,598 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $1,171,000 | 1,061 |
| Income before extraordinary items | $2,242,000 | 1,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,242,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,233,420 | 1,906 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 4,195 |
| Total interest expense | $1,735,000 | 5,077 |
| Net interest income | $4,276,000 | 3,633 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $905,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $393,000 | 2,921 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $512,000 | 2,773 |
| Total noninterest expense | $2,171,000 | 5,218 |
| Salaries and employee benefits | $1,361,000 | 4,775 |
| Premises and equipment expense | $346,000 | 4,699 |
| Additional noninterest expense | $464,000 | 6,108 |
| Pre-tax net operating income | $3,010,000 | 1,618 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $730,000 | 1,479 |
| Income before extraordinary items | $2,290,000 | 1,582 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,290,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,282,400 | 1,670 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 4,246 |
| Total interest expense | $1,224,000 | 5,059 |
| Net interest income | $2,780,000 | 3,691 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $605,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $251,000 | 2,998 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $354,000 | 2,764 |
| Total noninterest expense | $1,440,000 | 5,257 |
| Salaries and employee benefits | $922,000 | 4,772 |
| Premises and equipment expense | $201,000 | 5,131 |
| Additional noninterest expense | $317,000 | 6,042 |
| Pre-tax net operating income | $1,945,000 | 1,724 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $430,000 | 1,786 |
| Income before extraordinary items | $1,523,000 | 1,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,523,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,516,760 | 1,762 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 4,279 |
| Total interest expense | $643,000 | 5,103 |
| Net interest income | $1,381,000 | 3,697 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $277,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $155,000 | 2,981 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $460,000 | 4,819 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $161,000 | 5,988 |
| Pre-tax net operating income | $939,000 | 1,895 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $200,000 | 1,973 |
| Income before extraordinary items | $745,000 | 1,929 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $745,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $740,260 | 1,875 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 4,353 |
| Total interest expense | $2,614,000 | 5,137 |
| Net interest income | $5,411,000 | 3,775 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,279,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $542,000 | 2,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $737,000 | 2,680 |
| Total noninterest expense | $3,057,000 | 4,957 |
| Salaries and employee benefits | $2,115,000 | 4,202 |
| Premises and equipment expense | $362,000 | 5,313 |
| Additional noninterest expense | $580,000 | 6,217 |
| Pre-tax net operating income | $3,633,000 | 2,143 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,218,000 | 1,633 |
| Income before extraordinary items | $2,416,000 | 2,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,416,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,415,340 | 2,442 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 4,417 |
| Total interest expense | $1,926,000 | 5,205 |
| Net interest income | $3,984,000 | 3,833 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $949,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $401,000 | 2,894 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $548,000 | 2,694 |
| Total noninterest expense | $1,922,000 | 5,498 |
| Salaries and employee benefits | $1,273,000 | 4,913 |
| Premises and equipment expense | $264,000 | 5,379 |
| Additional noninterest expense | $385,000 | 6,492 |
| Pre-tax net operating income | $3,011,000 | 2,097 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $865,000 | 1,798 |
| Income before extraordinary items | $2,146,000 | 2,248 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,146,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,146,000 | 2,233 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,485 |
| Total interest expense | $1,274,000 | 5,241 |
| Net interest income | $2,602,000 | 3,910 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $543,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $266,000 | 2,898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $277,000 | 3,155 |
| Total noninterest expense | $1,266,000 | 5,560 |
| Salaries and employee benefits | $854,000 | 4,921 |
| Premises and equipment expense | $166,000 | 5,569 |
| Additional noninterest expense | $246,000 | 6,623 |
| Pre-tax net operating income | $1,879,000 | 2,271 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $535,000 | 1,969 |
| Income before extraordinary items | $1,344,000 | 2,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,344,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,344,000 | 2,393 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 4,549 |
| Total interest expense | $629,000 | 5,253 |
| Net interest income | $1,269,000 | 3,983 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $263,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $135,000 | 3,201 |
| Total noninterest expense | $673,000 | 5,382 |
| Salaries and employee benefits | $427,000 | 4,957 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $141,000 | 6,288 |
| Pre-tax net operating income | $859,000 | 2,435 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $634,000 | 2,517 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $634,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $634,000 | 2,491 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 4,415 |
| Total interest expense | $2,456,000 | 4,873 |
| Net interest income | $4,928,000 | 4,044 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,139,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $520,000 | 2,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $619,000 | 2,961 |
| Total noninterest expense | $3,107,000 | 4,767 |
| Salaries and employee benefits | $2,085,000 | 4,143 |
| Premises and equipment expense | $433,000 | 4,688 |
| Additional noninterest expense | $589,000 | 6,109 |
| Pre-tax net operating income | $2,960,000 | 2,804 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $885,000 | 2,345 |
| Income before extraordinary items | $2,087,000 | 3,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,087,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,078,600 | 3,013 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 4,421 |
| Total interest expense | $1,825,000 | 4,819 |
| Net interest income | $3,673,000 | 4,094 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $389,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $423,000 | 3,122 |
| Total noninterest expense | $2,015,000 | 5,247 |
| Salaries and employee benefits | $1,246,000 | 4,848 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $442,000 | 6,117 |
| Pre-tax net operating income | $2,470,000 | 2,678 |
| Securities gains (losses) | $12,000 | 854 |
| Applicable income taxes | $635,000 | 2,507 |
| Income before extraordinary items | $1,847,000 | 2,738 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,847,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,173 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,838,120 | 2,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 4,392 |
| Total interest expense | $1,214,000 | 4,682 |
| Net interest income | $2,422,000 | 4,134 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $536,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $253,000 | 3,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $283,000 | 3,118 |
| Total noninterest expense | $1,344,000 | 5,249 |
| Salaries and employee benefits | $834,000 | 4,860 |
| Premises and equipment expense | $218,000 | 4,670 |
| Additional noninterest expense | $292,000 | 6,152 |
| Pre-tax net operating income | $1,614,000 | 2,729 |
| Securities gains (losses) | $12,000 | 697 |
| Applicable income taxes | $395,000 | 2,637 |
| Income before extraordinary items | $1,231,000 | 2,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,231,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,374 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,221,880 | 2,751 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 4,366 |
| Total interest expense | $583,000 | 4,656 |
| Net interest income | $1,225,000 | 4,104 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $254,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $676,000 | 5,236 |
| Salaries and employee benefits | $407,000 | 4,953 |
| Premises and equipment expense | $121,000 | 4,385 |
| Additional noninterest expense | $148,000 | 6,100 |
| Pre-tax net operating income | $803,000 | 2,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $210,000 | 2,545 |
| Income before extraordinary items | $593,000 | 2,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $593,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $593,000 | 2,747 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 4,391 |
| Total interest expense | $1,672,000 | 4,962 |
| Net interest income | $4,816,000 | 4,067 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,080,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $556,000 | 2,825 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $524,000 | 3,287 |
| Total noninterest expense | $3,074,000 | 4,687 |
| Salaries and employee benefits | $1,887,000 | 4,305 |
| Premises and equipment expense | $466,000 | 4,386 |
| Additional noninterest expense | $721,000 | 5,493 |
| Pre-tax net operating income | $2,822,000 | 2,901 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $845,000 | 2,522 |
| Income before extraordinary items | $1,977,000 | 3,119 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,977,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,509 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,977,000 | 3,084 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 4,386 |
| Total interest expense | $1,174,000 | 5,001 |
| Net interest income | $3,625,000 | 4,051 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $811,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $409,000 | 2,872 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 3,272 |
| Total noninterest expense | $2,024,000 | 5,106 |
| Salaries and employee benefits | $1,147,000 | 4,961 |
| Premises and equipment expense | $359,000 | 4,295 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $2,412,000 | 2,642 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $600,000 | 2,640 |
| Income before extraordinary items | $1,812,000 | 2,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,812,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,812,000 | 2,647 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 4,385 |
| Total interest expense | $737,000 | 4,998 |
| Net interest income | $2,387,000 | 4,065 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $546,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $277,000 | 3,217 |
| Total noninterest expense | $1,358,000 | 5,072 |
| Salaries and employee benefits | $767,000 | 4,945 |
| Premises and equipment expense | $236,000 | 4,311 |
| Additional noninterest expense | $355,000 | 5,472 |
| Pre-tax net operating income | $1,575,000 | 2,654 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $400,000 | 2,616 |
| Income before extraordinary items | $1,175,000 | 2,700 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,175,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,175,000 | 2,660 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,428 |
| Total interest expense | $352,000 | 5,044 |
| Net interest income | $1,174,000 | 4,131 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $261,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $131,000 | 2,833 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $679,000 | 5,108 |
| Salaries and employee benefits | $382,000 | 4,987 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $756,000 | 2,684 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $210,000 | 2,520 |
| Income before extraordinary items | $546,000 | 2,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $546,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $546,000 | 2,776 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 4,302 |
| Total interest expense | $1,257,000 | 4,987 |
| Net interest income | $4,669,000 | 4,010 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,174,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $603,000 | 2,691 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $571,000 | 3,069 |
| Total noninterest expense | $2,980,000 | 4,682 |
| Salaries and employee benefits | $1,824,000 | 4,294 |
| Premises and equipment expense | $459,000 | 4,351 |
| Additional noninterest expense | $697,000 | 5,540 |
| Pre-tax net operating income | $2,863,000 | 2,694 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $875,000 | 2,377 |
| Income before extraordinary items | $1,988,000 | 2,934 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,988,000 | 2,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,468 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,988,000 | 2,878 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 4,302 |
| Total interest expense | $916,000 | 5,040 |
| Net interest income | $3,497,000 | 4,006 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $883,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $454,000 | 2,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $429,000 | 3,074 |
| Total noninterest expense | $1,937,000 | 5,147 |
| Salaries and employee benefits | $1,101,000 | 4,973 |
| Premises and equipment expense | $340,000 | 4,377 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $2,443,000 | 2,435 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $595,000 | 2,583 |
| Income before extraordinary items | $1,848,000 | 2,501 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,848,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,557 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,848,000 | 2,432 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,337 |
| Total interest expense | $600,000 | 5,104 |
| Net interest income | $2,318,000 | 4,022 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $584,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $295,000 | 2,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 3,052 |
| Total noninterest expense | $1,295,000 | 5,153 |
| Salaries and employee benefits | $738,000 | 4,980 |
| Premises and equipment expense | $226,000 | 4,401 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $1,607,000 | 2,436 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $365,000 | 2,728 |
| Income before extraordinary items | $1,242,000 | 2,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,242,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,602 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,242,000 | 2,382 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,339 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $1,170,000 | 3,975 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 2,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $120,000 | 3,347 |
| Total noninterest expense | $655,000 | 5,141 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $774,000 | 2,489 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $170,000 | 2,851 |
| Income before extraordinary items | $604,000 | 2,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $604,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $604,000 | 2,401 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 4,366 |
| Total interest expense | $1,311,000 | 5,303 |
| Net interest income | $4,563,000 | 3,958 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,086,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $532,000 | 2,954 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $554,000 | 3,401 |
| Total noninterest expense | $2,872,000 | 4,751 |
| Salaries and employee benefits | $1,637,000 | 4,560 |
| Premises and equipment expense | $499,000 | 4,063 |
| Additional noninterest expense | $736,000 | 5,336 |
| Pre-tax net operating income | $2,777,000 | 2,663 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $690,000 | 2,829 |
| Income before extraordinary items | $2,087,000 | 2,768 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,087,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,087,000 | 2,641 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,414 |
| Total interest expense | $1,015,000 | 5,335 |
| Net interest income | $3,384,000 | 4,015 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $811,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $377,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $434,000 | 3,394 |
| Total noninterest expense | $1,855,000 | 5,230 |
| Salaries and employee benefits | $949,000 | 5,425 |
| Premises and equipment expense | $368,000 | 4,109 |
| Additional noninterest expense | $538,000 | 5,395 |
| Pre-tax net operating income | $2,340,000 | 2,520 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $530,000 | 2,930 |
| Income before extraordinary items | $1,810,000 | 2,555 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,810,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,810,000 | 2,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 4,444 |
| Total interest expense | $702,000 | 5,331 |
| Net interest income | $2,239,000 | 4,036 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $531,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $230,000 | 3,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $301,000 | 3,286 |
| Total noninterest expense | $1,214,000 | 5,292 |
| Salaries and employee benefits | $697,000 | 5,103 |
| Premises and equipment expense | $238,000 | 4,211 |
| Additional noninterest expense | $279,000 | 6,197 |
| Pre-tax net operating income | $1,556,000 | 2,511 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $350,000 | 2,946 |
| Income before extraordinary items | $1,206,000 | 2,568 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,206,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,206,000 | 2,413 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 4,441 |
| Total interest expense | $367,000 | 5,296 |
| Net interest income | $1,122,000 | 4,035 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $268,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 3,023 |
| Total noninterest expense | $620,000 | 5,232 |
| Salaries and employee benefits | $350,000 | 5,087 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $770,000 | 2,548 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $600,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $600,000 | 2,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 4,348 |
| Total interest expense | $1,941,000 | 4,888 |
| Net interest income | $4,478,000 | 4,006 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $932,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $442,000 | 3,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 3,319 |
| Total noninterest expense | $2,788,000 | 4,695 |
| Salaries and employee benefits | $1,572,000 | 4,511 |
| Premises and equipment expense | $597,000 | 3,431 |
| Additional noninterest expense | $619,000 | 5,808 |
| Pre-tax net operating income | $2,622,000 | 2,789 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $546,000 | 3,284 |
| Income before extraordinary items | $2,076,000 | 2,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,076,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 9,248 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,076,000 | 2,628 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 4,132 |
| Total interest expense | $3,350,000 | 4,342 |
| Net interest income | $4,396,000 | 3,833 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $1,020,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $447,000 | 3,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $573,000 | 2,910 |
| Total noninterest expense | $2,473,000 | 4,987 |
| Salaries and employee benefits | $1,443,000 | 4,649 |
| Premises and equipment expense | $468,000 | 4,115 |
| Additional noninterest expense | $562,000 | 6,082 |
| Pre-tax net operating income | $2,843,000 | 2,391 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $895,000 | 2,250 |
| Income before extraordinary items | $1,948,000 | 2,590 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,948,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,948,000 | 2,516 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 4,393 |
| Total interest expense | $3,274,000 | 4,609 |
| Net interest income | $4,105,000 | 4,096 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $832,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 3,175 |
| Total noninterest expense | $2,323,000 | 5,117 |
| Salaries and employee benefits | $1,341,000 | 4,783 |
| Premises and equipment expense | $462,000 | 4,041 |
| Additional noninterest expense | $520,000 | 6,279 |
| Pre-tax net operating income | $2,614,000 | 2,666 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $795,000 | 2,531 |
| Income before extraordinary items | $1,819,000 | 2,784 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,819,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,819,000 | 2,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,893,000 | 4,466 |
| Total interest expense | $2,727,000 | 4,940 |
| Net interest income | $4,166,000 | 4,027 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $667,000 | 4,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,174 |
| Total noninterest expense | $2,185,000 | 5,349 |
| Salaries and employee benefits | $1,235,000 | 5,055 |
| Premises and equipment expense | $447,000 | 4,152 |
| Additional noninterest expense | $503,000 | 6,500 |
| Pre-tax net operating income | $2,632,000 | 2,690 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $1,020,000 | 2,191 |
| Income before extraordinary items | $1,624,000 | 3,053 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,624,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,863 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,616,320 | 3,026 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 4,541 |
| Total interest expense | $2,750,000 | 5,025 |
| Net interest income | $3,971,000 | 4,142 |
| Provision for loan and lease losses | $168,000 | 3,936 |
| Total noninterest income | $640,000 | 4,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,254 |
| Total noninterest expense | $2,145,000 | 5,316 |
| Salaries and employee benefits | $1,234,000 | 4,972 |
| Premises and equipment expense | $411,000 | 4,336 |
| Additional noninterest expense | $500,000 | 6,438 |
| Pre-tax net operating income | $2,298,000 | 2,989 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $855,000 | 2,583 |
| Income before extraordinary items | $1,455,000 | 3,340 |
| Extraordinary gains, net | $550,000 | 7 |
| Net income | $2,005,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,447,320 | 3,256 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 4,879 |
| Total interest expense | $2,594,000 | 5,276 |
| Net interest income | $3,682,000 | 4,544 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $578,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $1,975,000 | 5,707 |
| Salaries and employee benefits | $1,082,000 | 5,549 |
| Premises and equipment expense | $457,000 | 3,995 |
| Additional noninterest expense | $436,000 | 7,045 |
| Pre-tax net operating income | $2,161,000 | 3,289 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $700,000 | 3,235 |
| Income before extraordinary items | $1,472,000 | 3,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,472,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,464,520 | 3,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 5,334 |
| Total interest expense | $2,364,000 | 5,730 |
| Net interest income | $3,389,000 | 4,965 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $589,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $1,836,000 | 6,305 |
| Salaries and employee benefits | $986,000 | 6,055 |
| Premises and equipment expense | $395,000 | 4,577 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $2,142,000 | 3,234 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $675,000 | 3,255 |
| Income before extraordinary items | $1,472,000 | 3,245 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,472,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,468,550 | 3,218 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,847 |
| Total interest expense | $2,287,000 | 5,913 |
| Net interest income | $2,879,000 | 5,684 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $572,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $1,735,000 | 6,639 |
| Salaries and employee benefits | $913,000 | 6,493 |
| Premises and equipment expense | $353,000 | 4,989 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $1,716,000 | 4,005 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $500,000 | 4,196 |
| Income before extraordinary items | $1,227,000 | 3,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,227,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,219,190 | 3,895 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 6,246 |
| Total interest expense | $1,606,000 | 6,590 |
| Net interest income | $2,801,000 | 5,910 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,873 |
| Total noninterest expense | $1,700,000 | 6,987 |
| Salaries and employee benefits | $825,000 | 7,069 |
| Premises and equipment expense | $347,000 | 5,109 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $1,727,000 | 3,906 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $495,000 | 4,080 |
| Income before extraordinary items | $1,243,000 | 3,736 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,243,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,235,080 | 3,786 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 6,668 |
| Total interest expense | $1,493,000 | 7,224 |
| Net interest income | $2,681,000 | 6,198 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $457,000 | 5,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,692 |
| Total noninterest expense | $1,398,000 | 8,200 |
| Salaries and employee benefits | $645,000 | 8,429 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $488,000 | 8,347 |
| Pre-tax net operating income | $1,740,000 | 3,805 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $530,000 | 3,973 |
| Income before extraordinary items | $1,237,000 | 3,896 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,237,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,218,100 | 3,752 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 6,943 |
| Total interest expense | $1,862,000 | 7,445 |
| Net interest income | $2,601,000 | 6,401 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $1,284,000 | 8,718 |
| Salaries and employee benefits | $613,000 | 8,701 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $407,000 | 9,480 |
| Pre-tax net operating income | $1,739,000 | 3,536 |
| Securities gains (losses) | $-102,000 | 13,787 |
| Applicable income taxes | $420,000 | 4,612 |
| Income before extraordinary items | $1,217,000 | 3,755 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,217,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,292,480 | 3,293 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.