Home > The First National Bank of Hoxie > Income and Expense
The First National Bank of Hoxie, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,281 |
| Total interest expense | $402,000 | 5,678 |
| Net interest income | $526,000 | 6,555 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,000 | 8,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-4,000 | 8,753 |
| Total noninterest expense | $437,000 | 6,561 |
| Salaries and employee benefits | $252,000 | 6,437 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $165,000 | 5,767 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-20,000 | 8,574 |
| Income before extraordinary items | $112,000 | 6,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $158,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $112,000 | 6,535 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 6,111 |
| Total interest expense | $1,433,000 | 5,346 |
| Net interest income | $2,169,000 | 6,421 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $30,000 | 7,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,546 |
| Total noninterest expense | $1,552,000 | 6,797 |
| Salaries and employee benefits | $1,106,000 | 6,038 |
| Premises and equipment expense | $78,000 | 8,135 |
| Additional noninterest expense | $368,000 | 7,268 |
| Pre-tax net operating income | $690,000 | 6,176 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $193,000 | 4,717 |
| Income before extraordinary items | $523,000 | 6,281 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $523,000 | 6,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,406 |
| Cash dividends | $33,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $504,020 | 6,330 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 6,154 |
| Total interest expense | $1,046,000 | 5,314 |
| Net interest income | $1,606,000 | 6,490 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $43,000 | 8,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,938 |
| Total noninterest expense | $1,157,000 | 6,815 |
| Salaries and employee benefits | $820,000 | 6,047 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $277,000 | 7,263 |
| Pre-tax net operating income | $492,000 | 6,433 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $134,000 | 4,941 |
| Income before extraordinary items | $385,000 | 6,447 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $385,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $33,000 | 5,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $365,020 | 6,525 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 6,153 |
| Total interest expense | $666,000 | 5,292 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $774,000 | 6,811 |
| Salaries and employee benefits | $543,000 | 6,088 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $191,000 | 7,181 |
| Pre-tax net operating income | $318,000 | 6,476 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $85,000 | 5,018 |
| Income before extraordinary items | $257,000 | 6,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $257,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $33,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $239,000 | 6,554 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,257 |
| Total interest expense | $315,000 | 5,338 |
| Net interest income | $521,000 | 6,611 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $389,000 | 6,845 |
| Salaries and employee benefits | $267,000 | 6,169 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $145,000 | 6,639 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $113,000 | 6,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $113,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $113,000 | 6,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 6,148 |
| Total interest expense | $1,062,000 | 5,491 |
| Net interest income | $2,229,000 | 6,338 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $80,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,464,000 | 6,943 |
| Salaries and employee benefits | $1,088,000 | 6,010 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $289,000 | 7,759 |
| Pre-tax net operating income | $845,000 | 5,661 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $248,000 | 4,463 |
| Income before extraordinary items | $637,000 | 5,826 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $637,000 | 5,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $608,200 | 5,845 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 6,206 |
| Total interest expense | $774,000 | 5,539 |
| Net interest income | $1,656,000 | 6,371 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $20,000 | 7,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,059,000 | 7,016 |
| Salaries and employee benefits | $785,000 | 6,079 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $216,000 | 7,779 |
| Pre-tax net operating income | $645,000 | 5,713 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $194,000 | 4,482 |
| Income before extraordinary items | $493,000 | 5,841 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $493,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $462,760 | 5,928 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 6,260 |
| Total interest expense | $514,000 | 5,575 |
| Net interest income | $1,088,000 | 6,433 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $694,000 | 7,116 |
| Salaries and employee benefits | $511,000 | 6,218 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $426,000 | 5,706 |
| Securities gains (losses) | $22,000 | 1,980 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $323,000 | 5,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $307,160 | 5,904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,254 |
| Total interest expense | $264,000 | 5,566 |
| Net interest income | $538,000 | 6,488 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $155,350 | 5,806 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 6,166 |
| Total interest expense | $1,326,000 | 5,269 |
| Net interest income | $2,030,000 | 6,552 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $75,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $34,000 | 7,662 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $41,000 | 7,788 |
| Total noninterest expense | $1,512,000 | 6,864 |
| Salaries and employee benefits | $1,127,000 | 5,850 |
| Premises and equipment expense | $94,000 | 8,145 |
| Additional noninterest expense | $291,000 | 7,823 |
| Pre-tax net operating income | $593,000 | 6,368 |
| Securities gains (losses) | $166,000 | 1,473 |
| Applicable income taxes | $205,000 | 4,894 |
| Income before extraordinary items | $554,000 | 6,116 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $554,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,810 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $432,820 | 6,491 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 6,216 |
| Total interest expense | $1,028,000 | 5,292 |
| Net interest income | $1,506,000 | 6,622 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $1,105,000 | 6,933 |
| Salaries and employee benefits | $834,000 | 5,874 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $209,000 | 7,910 |
| Pre-tax net operating income | $458,000 | 6,465 |
| Securities gains (losses) | $166,000 | 1,349 |
| Applicable income taxes | $174,000 | 4,875 |
| Income before extraordinary items | $450,000 | 6,096 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $450,000 | 6,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,773 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $330,480 | 6,600 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,220 |
| Total interest expense | $701,000 | 5,338 |
| Net interest income | $1,008,000 | 6,619 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $38,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $728,000 | 6,990 |
| Salaries and employee benefits | $561,000 | 5,836 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $131,000 | 8,025 |
| Pre-tax net operating income | $318,000 | 6,382 |
| Securities gains (losses) | $175,000 | 1,125 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $350,000 | 5,739 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $350,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $225,750 | 6,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,139 |
| Total interest expense | $359,000 | 5,376 |
| Net interest income | $530,000 | 6,467 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $363,000 | 7,025 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $64,000 | 8,103 |
| Pre-tax net operating income | $190,000 | 5,958 |
| Securities gains (losses) | $157,000 | 770 |
| Applicable income taxes | $107,000 | 3,820 |
| Income before extraordinary items | $240,000 | 4,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $240,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,670 | 6,162 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 5,863 |
| Total interest expense | $1,720,000 | 5,287 |
| Net interest income | $2,337,000 | 6,120 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $72,000 | 8,725 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $39,000 | 7,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,565,000 | 6,719 |
| Salaries and employee benefits | $1,151,000 | 5,633 |
| Premises and equipment expense | $120,000 | 7,886 |
| Additional noninterest expense | $294,000 | 7,852 |
| Pre-tax net operating income | $844,000 | 5,629 |
| Securities gains (losses) | $142,000 | 1,429 |
| Applicable income taxes | $232,000 | 4,884 |
| Income before extraordinary items | $754,000 | 5,358 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $754,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $646,080 | 5,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,912 |
| Total interest expense | $2,421,000 | 5,487 |
| Net interest income | $2,158,000 | 6,188 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $40,000 | 7,789 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,501,000 | 6,795 |
| Salaries and employee benefits | $1,093,000 | 5,666 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $307,000 | 7,799 |
| Pre-tax net operating income | $727,000 | 5,723 |
| Securities gains (losses) | $130,000 | 1,527 |
| Applicable income taxes | $196,000 | 5,065 |
| Income before extraordinary items | $661,000 | 5,363 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $661,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $560,900 | 5,673 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 6,075 |
| Total interest expense | $2,277,000 | 5,863 |
| Net interest income | $2,249,000 | 6,185 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $1,518,000 | 6,709 |
| Salaries and employee benefits | $1,137,000 | 5,428 |
| Premises and equipment expense | $82,000 | 8,748 |
| Additional noninterest expense | $299,000 | 7,955 |
| Pre-tax net operating income | $803,000 | 5,860 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $182,000 | 5,577 |
| Income before extraordinary items | $610,000 | 5,789 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $610,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $618,470 | 5,768 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 6,274 |
| Total interest expense | $1,862,000 | 6,242 |
| Net interest income | $2,239,000 | 6,204 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,523,000 | 6,713 |
| Salaries and employee benefits | $1,119,000 | 5,430 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $298,000 | 8,132 |
| Pre-tax net operating income | $788,000 | 5,980 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $209,000 | 5,616 |
| Income before extraordinary items | $572,000 | 6,035 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $572,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $577,110 | 5,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 6,330 |
| Total interest expense | $2,005,000 | 6,188 |
| Net interest income | $2,169,000 | 6,346 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $81,000 | 9,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $1,476,000 | 6,760 |
| Salaries and employee benefits | $1,101,000 | 5,398 |
| Premises and equipment expense | $98,000 | 8,759 |
| Additional noninterest expense | $277,000 | 8,331 |
| Pre-tax net operating income | $774,000 | 6,196 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $225,000 | 5,892 |
| Income before extraordinary items | $554,000 | 6,299 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $554,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 10,144 |
| Cash dividends | $1,372,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $550,450 | 6,208 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 6,360 |
| Total interest expense | $2,012,000 | 6,248 |
| Net interest income | $2,318,000 | 6,338 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $65,000 | 10,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $1,476,000 | 6,849 |
| Salaries and employee benefits | $1,121,000 | 5,393 |
| Premises and equipment expense | $108,000 | 8,773 |
| Additional noninterest expense | $247,000 | 8,886 |
| Pre-tax net operating income | $907,000 | 6,128 |
| Securities gains (losses) | $40,000 | 1,476 |
| Applicable income taxes | $298,000 | 5,740 |
| Income before extraordinary items | $649,000 | 6,126 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $649,000 | 6,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $621,400 | 6,189 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 6,575 |
| Total interest expense | $1,963,000 | 6,480 |
| Net interest income | $2,344,000 | 6,488 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $71,000 | 10,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $1,517,000 | 7,064 |
| Salaries and employee benefits | $1,124,000 | 5,498 |
| Premises and equipment expense | $115,000 | 8,909 |
| Additional noninterest expense | $278,000 | 9,102 |
| Pre-tax net operating income | $898,000 | 6,092 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $286,000 | 5,990 |
| Income before extraordinary items | $617,000 | 6,169 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $617,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $613,600 | 6,131 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 6,769 |
| Total interest expense | $1,971,000 | 6,533 |
| Net interest income | $2,261,000 | 6,763 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,573,000 | 7,054 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $316,000 | 9,085 |
| Pre-tax net operating income | $761,000 | 7,005 |
| Securities gains (losses) | $-54,000 | 11,219 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $508,000 | 7,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $508,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $546,880 | 6,899 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 6,996 |
| Total interest expense | $1,544,000 | 6,768 |
| Net interest income | $2,209,000 | 7,069 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $1,597,000 | 7,314 |
| Salaries and employee benefits | $1,110,000 | 5,601 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $358,000 | 9,258 |
| Pre-tax net operating income | $687,000 | 7,473 |
| Securities gains (losses) | $-37,000 | 10,819 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $503,000 | 7,288 |
| Extraordinary gains, net | $38,000 | 174 |
| Net income | $541,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $531,490 | 7,105 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 7,356 |
| Total interest expense | $1,507,000 | 7,181 |
| Net interest income | $2,126,000 | 7,372 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,459,000 | 7,966 |
| Salaries and employee benefits | $948,000 | 6,423 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $371,000 | 9,592 |
| Pre-tax net operating income | $846,000 | 6,591 |
| Securities gains (losses) | $164,000 | 1,897 |
| Applicable income taxes | $241,000 | 6,941 |
| Income before extraordinary items | $769,000 | 5,731 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $769,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $644,360 | 6,222 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 7,567 |
| Total interest expense | $1,793,000 | 7,639 |
| Net interest income | $2,164,000 | 7,334 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,250,000 | 8,844 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $333,000 | 10,407 |
| Pre-tax net operating income | $986,000 | 5,687 |
| Securities gains (losses) | $222,000 | 1,865 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $910,000 | 4,891 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $910,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 13,773 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $743,500 | 5,326 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.