Home > The First National Bank of Howard > Income and Expense
The First National Bank of Howard, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $58,000 | 6,386 |
| Total interest expense | $3,000 | 6,368 |
| Net interest income | $55,000 | 6,382 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $11,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 6,018 |
| Total noninterest expense | $53,000 | 6,409 |
| Salaries and employee benefits | $25,000 | 6,404 |
| Premises and equipment expense | $2,000 | 6,386 |
| Additional noninterest expense | $26,000 | 6,382 |
| Pre-tax net operating income | $13,000 | 5,908 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $13,000 | 5,954 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $13,000 | 5,955 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $13,000 | 5,955 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $13,000 | 5,907 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 6,480 |
| Total interest expense | $11,000 | 6,465 |
| Net interest income | $196,000 | 6,478 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $52,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $31,000 | 5,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,026 |
| Total noninterest expense | $194,000 | 6,496 |
| Salaries and employee benefits | $89,000 | 6,491 |
| Premises and equipment expense | $9,000 | 6,485 |
| Additional noninterest expense | $96,000 | 6,484 |
| Pre-tax net operating income | $54,000 | 5,962 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $52,000 | 6,002 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $52,000 | 6,002 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $52,000 | 6,003 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $45,000 | 4,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $52,000 | 5,967 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $148,000 | 6,560 |
| Total interest expense | $8,000 | 6,545 |
| Net interest income | $140,000 | 6,559 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $40,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $24,000 | 6,056 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $16,000 | 6,105 |
| Total noninterest expense | $142,000 | 6,579 |
| Salaries and employee benefits | $64,000 | 6,570 |
| Premises and equipment expense | $7,000 | 6,564 |
| Additional noninterest expense | $71,000 | 6,565 |
| Pre-tax net operating income | $38,000 | 6,056 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $38,000 | 6,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $38,000 | 6,073 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $38,000 | 6,074 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $25,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $38,000 | 6,051 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 6,630 |
| Total interest expense | $5,000 | 6,611 |
| Net interest income | $89,000 | 6,629 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $25,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $10,000 | 6,188 |
| Total noninterest expense | $93,000 | 6,645 |
| Salaries and employee benefits | $42,000 | 6,639 |
| Premises and equipment expense | $4,000 | 6,628 |
| Additional noninterest expense | $47,000 | 6,629 |
| Pre-tax net operating income | $21,000 | 6,108 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $21,000 | 6,127 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $21,000 | 6,128 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $21,000 | 6,129 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $21,000 | 6,098 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 6,702 |
| Total interest expense | $3,000 | 6,679 |
| Net interest income | $42,000 | 6,701 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $12,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $49,000 | 6,719 |
| Salaries and employee benefits | $23,000 | 6,713 |
| Premises and equipment expense | $2,000 | 6,696 |
| Additional noninterest expense | $24,000 | 6,701 |
| Pre-tax net operating income | $5,000 | 6,155 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $5,000 | 6,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 6,181 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,000 | 6,182 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $5,000 | 6,161 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 6,783 |
| Total interest expense | $14,000 | 6,765 |
| Net interest income | $157,000 | 6,782 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $49,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 6,266 |
| Total noninterest expense | $186,000 | 6,798 |
| Salaries and employee benefits | $92,000 | 6,792 |
| Premises and equipment expense | $10,000 | 6,780 |
| Additional noninterest expense | $84,000 | 6,789 |
| Pre-tax net operating income | $20,000 | 6,143 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $19,000 | 6,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,000 | 6,213 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $19,000 | 6,214 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $23,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $19,000 | 6,164 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $129,000 | 6,865 |
| Total interest expense | $11,000 | 6,845 |
| Net interest income | $118,000 | 6,862 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $38,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $136,000 | 6,877 |
| Salaries and employee benefits | $68,000 | 6,872 |
| Premises and equipment expense | $8,000 | 6,855 |
| Additional noninterest expense | $60,000 | 6,866 |
| Pre-tax net operating income | $20,000 | 6,223 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $19,000 | 6,285 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $19,000 | 6,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,000 | 6,286 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $15,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $19,000 | 6,234 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $86,000 | 6,914 |
| Total interest expense | $7,000 | 6,895 |
| Net interest income | $79,000 | 6,911 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $26,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $16,000 | 6,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,362 |
| Total noninterest expense | $88,000 | 6,929 |
| Salaries and employee benefits | $45,000 | 6,922 |
| Premises and equipment expense | $5,000 | 6,908 |
| Additional noninterest expense | $38,000 | 6,922 |
| Pre-tax net operating income | $17,000 | 6,224 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $16,000 | 6,306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 6,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $16,000 | 6,308 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $15,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $16,000 | 6,240 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $44,000 | 6,995 |
| Total interest expense | $4,000 | 6,970 |
| Net interest income | $40,000 | 6,992 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $12,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $51,000 | 7,006 |
| Salaries and employee benefits | $23,000 | 7,000 |
| Premises and equipment expense | $3,000 | 6,974 |
| Additional noninterest expense | $25,000 | 6,970 |
| Pre-tax net operating income | $1,000 | 6,323 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,000 | 6,404 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,000 | 6,405 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000 | 6,405 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,000 | 6,329 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 7,051 |
| Total interest expense | $18,000 | 7,043 |
| Net interest income | $207,000 | 7,048 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $49,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $31,000 | 6,511 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $220,000 | 7,063 |
| Salaries and employee benefits | $104,000 | 7,055 |
| Premises and equipment expense | $12,000 | 7,040 |
| Additional noninterest expense | $104,000 | 7,038 |
| Pre-tax net operating income | $36,000 | 6,077 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $35,000 | 6,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 6,223 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $35,000 | 6,225 |
| Net charge-offs | $3,000 | 5,835 |
| Cash dividends | $25,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $35,000 | 6,082 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,155 |
| Total interest expense | $13,000 | 7,146 |
| Net interest income | $165,000 | 7,152 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $36,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $24,000 | 6,589 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,456 |
| Total noninterest expense | $168,000 | 7,168 |
| Salaries and employee benefits | $78,000 | 7,161 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $80,000 | 7,139 |
| Pre-tax net operating income | $33,000 | 6,196 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $32,000 | 6,327 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $32,000 | 6,326 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $32,000 | 6,326 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $32,000 | 6,193 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $126,000 | 7,218 |
| Total interest expense | $9,000 | 7,208 |
| Net interest income | $117,000 | 7,213 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $24,000 | 6,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $114,000 | 7,227 |
| Salaries and employee benefits | $54,000 | 7,220 |
| Premises and equipment expense | $6,000 | 7,197 |
| Additional noninterest expense | $54,000 | 7,195 |
| Pre-tax net operating income | $27,000 | 6,205 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $26,000 | 6,360 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,359 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $26,000 | 6,360 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $10,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $26,000 | 6,219 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 7,276 |
| Total interest expense | $4,000 | 7,271 |
| Net interest income | $61,000 | 7,269 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $59,000 | 7,290 |
| Salaries and employee benefits | $27,000 | 7,283 |
| Premises and equipment expense | $3,000 | 7,258 |
| Additional noninterest expense | $29,000 | 7,242 |
| Pre-tax net operating income | $14,000 | 6,290 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $13,000 | 6,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $13,000 | 6,401 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $13,000 | 6,276 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 7,326 |
| Total interest expense | $23,000 | 7,318 |
| Net interest income | $242,000 | 7,321 |
| Provision for loan and lease losses | $1,000 | 6,485 |
| Total noninterest income | $57,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $38,000 | 6,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $231,000 | 7,340 |
| Salaries and employee benefits | $109,000 | 7,333 |
| Premises and equipment expense | $14,000 | 7,315 |
| Additional noninterest expense | $108,000 | 7,307 |
| Pre-tax net operating income | $67,000 | 5,848 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $64,000 | 5,988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $64,000 | 5,990 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $64,000 | 5,990 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $53,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $64,000 | 5,876 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $208,000 | 7,402 |
| Total interest expense | $18,000 | 7,392 |
| Net interest income | $190,000 | 7,392 |
| Provision for loan and lease losses | $1,000 | 6,380 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,000 | 6,554 |
| Total noninterest expense | $172,000 | 7,415 |
| Salaries and employee benefits | $80,000 | 7,409 |
| Premises and equipment expense | $11,000 | 7,391 |
| Additional noninterest expense | $81,000 | 7,382 |
| Pre-tax net operating income | $60,000 | 5,956 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $58,000 | 6,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 6,056 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $58,000 | 6,056 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $53,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $58,000 | 5,945 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $150,000 | 7,469 |
| Total interest expense | $13,000 | 7,464 |
| Net interest income | $137,000 | 7,461 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $27,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $111,000 | 7,497 |
| Salaries and employee benefits | $52,000 | 7,487 |
| Premises and equipment expense | $8,000 | 7,465 |
| Additional noninterest expense | $51,000 | 7,466 |
| Pre-tax net operating income | $52,000 | 5,936 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $50,000 | 6,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 6,008 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $50,000 | 6,009 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $28,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $50,000 | 5,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $81,000 | 7,528 |
| Total interest expense | $7,000 | 7,526 |
| Net interest income | $74,000 | 7,515 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $13,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $59,000 | 7,556 |
| Salaries and employee benefits | $26,000 | 7,547 |
| Premises and equipment expense | $4,000 | 7,520 |
| Additional noninterest expense | $29,000 | 7,505 |
| Pre-tax net operating income | $28,000 | 6,011 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $26,000 | 6,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $26,000 | 6,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $26,000 | 6,042 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $26,000 | 6,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 7,601 |
| Total interest expense | $26,000 | 7,597 |
| Net interest income | $270,000 | 7,586 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $65,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 6,275 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $254,000 | 7,621 |
| Salaries and employee benefits | $112,000 | 7,617 |
| Premises and equipment expense | $35,000 | 7,533 |
| Additional noninterest expense | $107,000 | 7,594 |
| Pre-tax net operating income | $81,000 | 5,538 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $77,000 | 5,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $77,000 | 5,694 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $77,000 | 5,694 |
| Net charge-offs | $-3,000 | 7,359 |
| Cash dividends | $70,000 | 3,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $77,000 | 5,558 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $218,000 | 7,718 |
| Total interest expense | $20,000 | 7,709 |
| Net interest income | $198,000 | 7,700 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $49,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,000 | 6,828 |
| Total noninterest expense | $187,000 | 7,731 |
| Salaries and employee benefits | $82,000 | 7,733 |
| Premises and equipment expense | $27,000 | 7,626 |
| Additional noninterest expense | $78,000 | 7,702 |
| Pre-tax net operating income | $60,000 | 5,769 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $58,000 | 5,905 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $58,000 | 5,905 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $58,000 | 5,905 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $45,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $58,000 | 5,771 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $142,000 | 7,786 |
| Total interest expense | $14,000 | 7,778 |
| Net interest income | $128,000 | 7,771 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $34,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $123,000 | 7,801 |
| Salaries and employee benefits | $53,000 | 7,802 |
| Premises and equipment expense | $18,000 | 7,693 |
| Additional noninterest expense | $52,000 | 7,775 |
| Pre-tax net operating income | $39,000 | 5,884 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $37,000 | 5,990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $37,000 | 5,992 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $37,000 | 5,991 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $37,000 | 5,890 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $77,000 | 7,886 |
| Total interest expense | $8,000 | 7,875 |
| Net interest income | $69,000 | 7,866 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $60,000 | 7,909 |
| Salaries and employee benefits | $27,000 | 7,905 |
| Premises and equipment expense | $7,000 | 7,827 |
| Additional noninterest expense | $26,000 | 7,873 |
| Pre-tax net operating income | $28,000 | 5,936 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $27,000 | 6,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $27,000 | 6,034 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $27,000 | 6,034 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $20,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $27,000 | 5,914 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 7,962 |
| Total interest expense | $17,000 | 7,967 |
| Net interest income | $268,000 | 7,939 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $80,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $62,000 | 6,303 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $241,000 | 7,991 |
| Salaries and employee benefits | $115,000 | 7,983 |
| Premises and equipment expense | $27,000 | 7,921 |
| Additional noninterest expense | $99,000 | 7,964 |
| Pre-tax net operating income | $107,000 | 5,069 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $103,000 | 5,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $103,000 | 5,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $103,000 | 5,152 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $96,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $103,000 | 5,082 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,050 |
| Total interest expense | $13,000 | 8,055 |
| Net interest income | $205,000 | 8,023 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $180,000 | 8,071 |
| Salaries and employee benefits | $86,000 | 8,064 |
| Premises and equipment expense | $20,000 | 8,002 |
| Additional noninterest expense | $74,000 | 8,045 |
| Pre-tax net operating income | $88,000 | 5,334 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $86,000 | 5,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $86,000 | 5,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $86,000 | 5,376 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $76,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $86,000 | 5,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,136 |
| Total interest expense | $8,000 | 8,148 |
| Net interest income | $147,000 | 8,095 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $44,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $123,000 | 8,164 |
| Salaries and employee benefits | $58,000 | 8,157 |
| Premises and equipment expense | $13,000 | 8,085 |
| Additional noninterest expense | $52,000 | 8,117 |
| Pre-tax net operating income | $68,000 | 5,415 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $66,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 5,455 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $66,000 | 5,455 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $66,000 | 5,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $81,000 | 8,188 |
| Total interest expense | $4,000 | 8,199 |
| Net interest income | $77,000 | 8,150 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $63,000 | 8,214 |
| Salaries and employee benefits | $29,000 | 8,211 |
| Premises and equipment expense | $8,000 | 8,085 |
| Additional noninterest expense | $26,000 | 8,154 |
| Pre-tax net operating income | $34,000 | 5,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $32,000 | 5,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 5,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $32,000 | 5,961 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $20,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $32,000 | 5,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 8,214 |
| Total interest expense | $25,000 | 8,248 |
| Net interest income | $345,000 | 8,169 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $84,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $302,000 | 8,244 |
| Salaries and employee benefits | $131,000 | 8,245 |
| Premises and equipment expense | $40,000 | 8,126 |
| Additional noninterest expense | $131,000 | 8,141 |
| Pre-tax net operating income | $127,000 | 5,947 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $122,000 | 5,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $122,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $112,000 | 4,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $122,000 | 5,935 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,307 |
| Total interest expense | $21,000 | 8,321 |
| Net interest income | $268,000 | 8,259 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $230,000 | 8,311 |
| Salaries and employee benefits | $102,000 | 8,317 |
| Premises and equipment expense | $34,000 | 8,147 |
| Additional noninterest expense | $94,000 | 8,211 |
| Pre-tax net operating income | $98,000 | 6,412 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $97,000 | 6,198 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $97,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $97,000 | 6,348 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,380 |
| Total interest expense | $15,000 | 8,393 |
| Net interest income | $190,000 | 8,313 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $34,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $25,000 | 6,713 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $154,000 | 8,384 |
| Salaries and employee benefits | $70,000 | 8,390 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $59,000 | 8,289 |
| Pre-tax net operating income | $70,000 | 6,567 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $67,000 | 6,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $56,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $67,000 | 6,510 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 8,423 |
| Total interest expense | $7,000 | 8,428 |
| Net interest income | $104,000 | 8,355 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $14,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $73,000 | 8,437 |
| Salaries and employee benefits | $37,000 | 8,433 |
| Premises and equipment expense | $10,000 | 8,273 |
| Additional noninterest expense | $26,000 | 8,364 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $44,000 | 6,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 6,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $44,000 | 6,566 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,395 |
| Total interest expense | $38,000 | 8,436 |
| Net interest income | $475,000 | 8,295 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $91,000 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $272,000 | 8,481 |
| Salaries and employee benefits | $145,000 | 8,468 |
| Premises and equipment expense | $27,000 | 8,415 |
| Additional noninterest expense | $100,000 | 8,422 |
| Pre-tax net operating income | $294,000 | 6,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $279,000 | 6,509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $279,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $104,000 | 5,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $279,000 | 6,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,440 |
| Total interest expense | $28,000 | 8,476 |
| Net interest income | $355,000 | 8,341 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $201,000 | 8,501 |
| Salaries and employee benefits | $109,000 | 8,486 |
| Premises and equipment expense | $18,000 | 8,446 |
| Additional noninterest expense | $74,000 | 8,436 |
| Pre-tax net operating income | $226,000 | 6,861 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $215,000 | 6,737 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $215,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $56,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $215,000 | 6,729 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,506 |
| Total interest expense | $19,000 | 8,530 |
| Net interest income | $236,000 | 8,412 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $47,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $135,000 | 8,554 |
| Salaries and employee benefits | $74,000 | 8,537 |
| Premises and equipment expense | $13,000 | 8,471 |
| Additional noninterest expense | $48,000 | 8,492 |
| Pre-tax net operating income | $148,000 | 6,972 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $142,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $142,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $28,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $142,000 | 6,796 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 8,558 |
| Total interest expense | $9,000 | 8,569 |
| Net interest income | $117,000 | 8,470 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $67,000 | 8,592 |
| Salaries and employee benefits | $36,000 | 8,585 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $24,000 | 8,517 |
| Pre-tax net operating income | $74,000 | 7,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $70,000 | 6,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $28,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $70,000 | 6,844 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 8,544 |
| Total interest expense | $55,000 | 8,569 |
| Net interest income | $432,000 | 8,470 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $76,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $257,000 | 8,622 |
| Salaries and employee benefits | $135,000 | 8,610 |
| Premises and equipment expense | $31,000 | 8,517 |
| Additional noninterest expense | $91,000 | 8,580 |
| Pre-tax net operating income | $251,000 | 7,250 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $237,000 | 7,141 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $237,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $68,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $237,000 | 7,136 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $346,000 | 8,619 |
| Total interest expense | $41,000 | 8,633 |
| Net interest income | $305,000 | 8,551 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $56,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $188,000 | 8,681 |
| Salaries and employee benefits | $99,000 | 8,667 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $65,000 | 8,639 |
| Pre-tax net operating income | $173,000 | 7,525 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $163,000 | 7,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $163,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $40,000 | 5,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $163,000 | 7,413 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,672 |
| Total interest expense | $27,000 | 8,673 |
| Net interest income | $202,000 | 8,616 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $122,000 | 8,724 |
| Salaries and employee benefits | $60,000 | 8,728 |
| Premises and equipment expense | $16,000 | 8,603 |
| Additional noninterest expense | $46,000 | 8,662 |
| Pre-tax net operating income | $112,000 | 7,618 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $106,000 | 7,488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $106,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $40,000 | 4,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $106,000 | 7,495 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 8,698 |
| Total interest expense | $13,000 | 8,700 |
| Net interest income | $102,000 | 8,635 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $64,000 | 8,738 |
| Salaries and employee benefits | $34,000 | 8,728 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $21,000 | 8,687 |
| Pre-tax net operating income | $55,000 | 7,632 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,000 | 7,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,678 |
| Total interest expense | $33,000 | 8,715 |
| Net interest income | $365,000 | 8,626 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $79,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $59,000 | 6,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $253,000 | 8,777 |
| Salaries and employee benefits | $141,000 | 8,757 |
| Premises and equipment expense | $20,000 | 8,729 |
| Additional noninterest expense | $92,000 | 8,721 |
| Pre-tax net operating income | $191,000 | 7,729 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $184,000 | 7,656 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $184,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $84,000 | 5,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $184,000 | 7,626 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,736 |
| Total interest expense | $25,000 | 8,752 |
| Net interest income | $268,000 | 8,692 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $60,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $185,000 | 8,796 |
| Salaries and employee benefits | $103,000 | 8,779 |
| Premises and equipment expense | $14,000 | 8,745 |
| Additional noninterest expense | $68,000 | 8,729 |
| Pre-tax net operating income | $143,000 | 7,856 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $139,000 | 7,756 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $139,000 | 7,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $56,000 | 4,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $139,000 | 7,719 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $194,000 | 8,756 |
| Total interest expense | $17,000 | 8,770 |
| Net interest income | $177,000 | 8,707 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $122,000 | 8,809 |
| Salaries and employee benefits | $67,000 | 8,796 |
| Premises and equipment expense | $9,000 | 8,746 |
| Additional noninterest expense | $46,000 | 8,737 |
| Pre-tax net operating income | $95,000 | 7,870 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $94,000 | 7,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $94,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $28,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $94,000 | 7,737 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $95,000 | 8,832 |
| Total interest expense | $8,000 | 8,846 |
| Net interest income | $87,000 | 8,791 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $60,000 | 8,882 |
| Salaries and employee benefits | $33,000 | 8,866 |
| Premises and equipment expense | $5,000 | 8,804 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $47,000 | 7,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-3,000 | 8,662 |
| Income before extraordinary items | $50,000 | 7,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $50,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,000 | 7,739 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,841 |
| Total interest expense | $38,000 | 8,858 |
| Net interest income | $298,000 | 8,817 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $56,000 | 7,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $241,000 | 8,913 |
| Salaries and employee benefits | $128,000 | 8,898 |
| Premises and equipment expense | $20,000 | 8,870 |
| Additional noninterest expense | $93,000 | 8,836 |
| Pre-tax net operating income | $133,000 | 8,010 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $125,000 | 7,995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $125,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $94,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $125,000 | 7,949 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $244,000 | 8,902 |
| Total interest expense | $27,000 | 8,911 |
| Net interest income | $217,000 | 8,878 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $55,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $39,000 | 7,302 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $174,000 | 8,959 |
| Salaries and employee benefits | $92,000 | 8,957 |
| Premises and equipment expense | $15,000 | 8,911 |
| Additional noninterest expense | $67,000 | 8,884 |
| Pre-tax net operating income | $98,000 | 8,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $93,000 | 8,116 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $93,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $71,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $93,000 | 8,063 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $166,000 | 8,960 |
| Total interest expense | $18,000 | 8,968 |
| Net interest income | $148,000 | 8,932 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $113,000 | 9,018 |
| Salaries and employee benefits | $58,000 | 9,017 |
| Premises and equipment expense | $11,000 | 8,942 |
| Additional noninterest expense | $44,000 | 8,937 |
| Pre-tax net operating income | $74,000 | 8,098 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $71,000 | 8,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $37,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $71,000 | 8,008 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $81,000 | 9,017 |
| Total interest expense | $9,000 | 9,012 |
| Net interest income | $72,000 | 8,986 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $57,000 | 9,060 |
| Salaries and employee benefits | $29,000 | 9,058 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $22,000 | 8,979 |
| Pre-tax net operating income | $37,000 | 8,090 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $37,000 | 8,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $37,000 | 7,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 9,030 |
| Total interest expense | $44,000 | 9,049 |
| Net interest income | $294,000 | 8,994 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $73,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $59,000 | 7,289 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $263,000 | 9,098 |
| Salaries and employee benefits | $153,000 | 9,071 |
| Premises and equipment expense | $28,000 | 9,018 |
| Additional noninterest expense | $82,000 | 9,054 |
| Pre-tax net operating income | $104,000 | 8,183 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $18,000 | 6,842 |
| Income before extraordinary items | $86,000 | 8,296 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $86,000 | 8,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $86,000 | 8,186 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $259,000 | 9,106 |
| Total interest expense | $35,000 | 9,119 |
| Net interest income | $224,000 | 9,071 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $55,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $189,000 | 9,159 |
| Salaries and employee benefits | $113,000 | 9,129 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $56,000 | 9,122 |
| Pre-tax net operating income | $90,000 | 8,283 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $21,000 | 6,780 |
| Income before extraordinary items | $69,000 | 8,420 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $69,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $69,000 | 8,306 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $175,000 | 9,152 |
| Total interest expense | $25,000 | 9,166 |
| Net interest income | $150,000 | 9,113 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $35,000 | 8,698 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $125,000 | 9,192 |
| Salaries and employee benefits | $74,000 | 9,165 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $37,000 | 9,156 |
| Pre-tax net operating income | $60,000 | 8,304 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $46,000 | 8,458 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $46,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $46,000 | 8,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 9,193 |
| Total interest expense | $13,000 | 9,205 |
| Net interest income | $74,000 | 9,168 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $63,000 | 9,235 |
| Salaries and employee benefits | $36,000 | 9,220 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $20,000 | 9,182 |
| Pre-tax net operating income | $28,000 | 8,341 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 9,209 |
| Total interest expense | $64,000 | 9,229 |
| Net interest income | $330,000 | 9,156 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $72,000 | 8,725 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,821 |
| Total noninterest expense | $255,000 | 9,275 |
| Salaries and employee benefits | $137,000 | 9,251 |
| Premises and equipment expense | $26,000 | 9,194 |
| Additional noninterest expense | $92,000 | 9,195 |
| Pre-tax net operating income | $147,000 | 8,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $37,000 | 6,721 |
| Income before extraordinary items | $110,000 | 8,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $110,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $110,000 | 8,193 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 9,417 |
| Total interest expense | $162,000 | 9,420 |
| Net interest income | $361,000 | 9,350 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $74,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $240,000 | 9,535 |
| Salaries and employee benefits | $130,000 | 9,521 |
| Premises and equipment expense | $25,000 | 9,449 |
| Additional noninterest expense | $85,000 | 9,453 |
| Pre-tax net operating income | $195,000 | 7,911 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $138,000 | 8,106 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $138,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $138,000 | 7,994 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 9,614 |
| Total interest expense | $208,000 | 9,651 |
| Net interest income | $436,000 | 9,543 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $65,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $257,000 | 9,803 |
| Salaries and employee benefits | $134,000 | 9,784 |
| Premises and equipment expense | $27,000 | 9,705 |
| Additional noninterest expense | $96,000 | 9,660 |
| Pre-tax net operating income | $244,000 | 8,161 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $169,000 | 8,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $169,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $169,000 | 8,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 9,959 |
| Total interest expense | $158,000 | 9,993 |
| Net interest income | $364,000 | 9,879 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $78,000 | 9,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $270,000 | 10,095 |
| Salaries and employee benefits | $141,000 | 10,064 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $106,000 | 9,883 |
| Pre-tax net operating income | $172,000 | 8,705 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $54,000 | 7,584 |
| Income before extraordinary items | $118,000 | 8,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $118,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $118,000 | 8,804 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $540,000 | 10,202 |
| Total interest expense | $144,000 | 10,253 |
| Net interest income | $396,000 | 10,089 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $284,000 | 10,285 |
| Salaries and employee benefits | $164,000 | 10,237 |
| Premises and equipment expense | $20,000 | 10,310 |
| Additional noninterest expense | $100,000 | 10,125 |
| Pre-tax net operating income | $195,000 | 8,927 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $54,000 | 8,266 |
| Income before extraordinary items | $142,000 | 9,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $142,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $141,280 | 8,981 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 10,667 |
| Total interest expense | $151,000 | 10,728 |
| Net interest income | $413,000 | 10,535 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $69,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $283,000 | 10,731 |
| Salaries and employee benefits | $154,000 | 10,716 |
| Premises and equipment expense | $21,000 | 10,754 |
| Additional noninterest expense | $108,000 | 10,463 |
| Pre-tax net operating income | $199,000 | 9,585 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $64,000 | 9,013 |
| Income before extraordinary items | $135,000 | 9,730 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $135,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $135,000 | 9,681 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 11,180 |
| Total interest expense | $177,000 | 11,254 |
| Net interest income | $434,000 | 11,029 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $68,000 | 10,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $280,000 | 11,265 |
| Salaries and employee benefits | $154,000 | 11,218 |
| Premises and equipment expense | $18,000 | 11,323 |
| Additional noninterest expense | $108,000 | 11,014 |
| Pre-tax net operating income | $222,000 | 9,649 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $141,000 | 9,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $141,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $141,000 | 9,822 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 11,644 |
| Total interest expense | $201,000 | 11,753 |
| Net interest income | $479,000 | 11,446 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $293,000 | 11,728 |
| Salaries and employee benefits | $158,000 | 11,704 |
| Premises and equipment expense | $15,000 | 11,854 |
| Additional noninterest expense | $120,000 | 11,424 |
| Pre-tax net operating income | $260,000 | 10,042 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $156,000 | 10,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $156,000 | 10,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $156,000 | 10,382 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 12,302 |
| Total interest expense | $186,000 | 12,369 |
| Net interest income | $421,000 | 12,193 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $60,000 | 11,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $288,000 | 12,382 |
| Salaries and employee benefits | $155,000 | 12,332 |
| Premises and equipment expense | $13,000 | 12,510 |
| Additional noninterest expense | $120,000 | 12,113 |
| Pre-tax net operating income | $193,000 | 10,949 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $117,000 | 11,195 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $117,000 | 11,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $117,000 | 11,237 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 12,998 |
| Total interest expense | $177,000 | 13,053 |
| Net interest income | $373,000 | 12,867 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $59,000 | 12,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $298,000 | 12,990 |
| Salaries and employee benefits | $158,000 | 12,932 |
| Premises and equipment expense | $13,000 | 13,180 |
| Additional noninterest expense | $127,000 | 12,689 |
| Pre-tax net operating income | $134,000 | 11,602 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $90,000 | 11,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $90,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $90,000 | 11,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 13,518 |
| Total interest expense | $234,000 | 13,638 |
| Net interest income | $445,000 | 13,249 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $67,000 | 12,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $282,000 | 13,612 |
| Salaries and employee benefits | $149,000 | 13,559 |
| Premises and equipment expense | $12,000 | 13,814 |
| Additional noninterest expense | $121,000 | 13,313 |
| Pre-tax net operating income | $230,000 | 10,788 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $163,000 | 11,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $163,000 | 11,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $160,900 | 10,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.