Home > The First National Bank of Holdrege > Income and Expense
The First National Bank of Holdrege, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 5,083 |
| Total interest expense | $152,000 | 5,768 |
| Net interest income | $2,792,000 | 4,953 |
| Provision for loan and lease losses | $-161,000 | 6,099 |
| Total noninterest income | $769,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $245,000 | 3,578 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $524,000 | 3,214 |
| Total noninterest expense | $2,818,000 | 4,622 |
| Salaries and employee benefits | $1,671,000 | 4,384 |
| Premises and equipment expense | $328,000 | 4,506 |
| Additional noninterest expense | $819,000 | 4,869 |
| Pre-tax net operating income | $904,000 | 4,305 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $35,000 | 3,849 |
| Income before extraordinary items | $869,000 | 4,189 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $869,000 | 4,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $869,000 | 4,190 |
| Net charge-offs | $-71,000 | 6,072 |
| Cash dividends | $221,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $869,000 | 4,136 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 5,153 |
| Total interest expense | $115,000 | 5,835 |
| Net interest income | $2,068,000 | 5,025 |
| Provision for loan and lease losses | $-50,000 | 6,143 |
| Total noninterest income | $410,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $229,000 | 4,028 |
| Total noninterest expense | $2,024,000 | 4,758 |
| Salaries and employee benefits | $1,243,000 | 4,417 |
| Premises and equipment expense | $241,000 | 4,588 |
| Additional noninterest expense | $540,000 | 5,139 |
| Pre-tax net operating income | $504,000 | 4,789 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $495,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $495,000 | 4,624 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $495,000 | 4,625 |
| Net charge-offs | $-8,000 | 5,577 |
| Cash dividends | $221,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $495,000 | 4,577 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 5,204 |
| Total interest expense | $78,000 | 5,873 |
| Net interest income | $1,349,000 | 5,080 |
| Provision for loan and lease losses | $-50,000 | 6,289 |
| Total noninterest income | $273,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $156,000 | 3,995 |
| Total noninterest expense | $1,337,000 | 4,811 |
| Salaries and employee benefits | $819,000 | 4,474 |
| Premises and equipment expense | $173,000 | 4,491 |
| Additional noninterest expense | $345,000 | 5,237 |
| Pre-tax net operating income | $335,000 | 4,755 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $329,000 | 4,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $329,000 | 4,594 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $329,000 | 4,595 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $221,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $329,000 | 4,541 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 5,306 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $655,000 | 5,177 |
| Provision for loan and lease losses | $-50,000 | 6,471 |
| Total noninterest income | $128,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $71,000 | 4,080 |
| Total noninterest expense | $677,000 | 4,824 |
| Salaries and employee benefits | $406,000 | 4,534 |
| Premises and equipment expense | $93,000 | 4,386 |
| Additional noninterest expense | $178,000 | 5,242 |
| Pre-tax net operating income | $156,000 | 4,813 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $153,000 | 4,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,659 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $153,000 | 4,659 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $21,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $153,000 | 4,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 5,362 |
| Total interest expense | $256,000 | 5,625 |
| Net interest income | $2,509,000 | 5,279 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $554,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $311,000 | 4,045 |
| Total noninterest expense | $2,595,000 | 4,955 |
| Salaries and employee benefits | $1,621,000 | 4,566 |
| Premises and equipment expense | $311,000 | 4,774 |
| Additional noninterest expense | $663,000 | 5,421 |
| Pre-tax net operating income | $468,000 | 5,066 |
| Securities gains (losses) | $23,000 | 2,279 |
| Applicable income taxes | $15,000 | 4,190 |
| Income before extraordinary items | $476,000 | 4,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $476,000 | 4,958 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $476,000 | 4,958 |
| Net charge-offs | $-18,000 | 6,270 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $453,690 | 4,947 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 5,515 |
| Total interest expense | $167,000 | 5,883 |
| Net interest income | $1,805,000 | 5,394 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $386,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,290 |
| Total noninterest expense | $1,916,000 | 5,011 |
| Salaries and employee benefits | $1,149,000 | 4,723 |
| Premises and equipment expense | $243,000 | 4,711 |
| Additional noninterest expense | $524,000 | 5,353 |
| Pre-tax net operating income | $275,000 | 5,430 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $267,000 | 5,395 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $267,000 | 5,396 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $267,000 | 5,397 |
| Net charge-offs | $-8,000 | 6,072 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $266,030 | 5,314 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,557 |
| Total interest expense | $106,000 | 6,006 |
| Net interest income | $1,191,000 | 5,430 |
| Provision for loan and lease losses | $-50,000 | 6,635 |
| Total noninterest income | $273,000 | 4,379 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $119,000 | 3,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 4,181 |
| Total noninterest expense | $1,185,000 | 5,191 |
| Salaries and employee benefits | $780,000 | 4,705 |
| Premises and equipment expense | $176,000 | 4,543 |
| Additional noninterest expense | $229,000 | 6,000 |
| Pre-tax net operating income | $329,000 | 4,755 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $323,000 | 4,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $323,000 | 4,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $323,000 | 4,627 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $250,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $323,000 | 4,525 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,568 |
| Total interest expense | $57,000 | 6,000 |
| Net interest income | $601,000 | 5,449 |
| Provision for loan and lease losses | $-50,000 | 6,800 |
| Total noninterest income | $126,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $622,000 | 5,135 |
| Salaries and employee benefits | $378,000 | 4,818 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $149,000 | 5,682 |
| Pre-tax net operating income | $155,000 | 4,820 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $152,000 | 4,705 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $152,000 | 4,706 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $152,000 | 4,707 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $152,000 | 4,609 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 5,559 |
| Total interest expense | $340,000 | 5,802 |
| Net interest income | $2,516,000 | 5,445 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $508,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $254,000 | 3,811 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $254,000 | 4,289 |
| Total noninterest expense | $2,553,000 | 5,126 |
| Salaries and employee benefits | $1,558,000 | 4,750 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $638,000 | 5,705 |
| Pre-tax net operating income | $471,000 | 4,983 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $20,000 | 4,211 |
| Income before extraordinary items | $451,000 | 5,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $451,000 | 5,062 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $451,000 | 5,063 |
| Net charge-offs | $-50,000 | 6,857 |
| Cash dividends | $279,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $451,000 | 4,863 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 5,645 |
| Total interest expense | $280,000 | 5,791 |
| Net interest income | $1,874,000 | 5,546 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $372,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $193,000 | 3,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 4,397 |
| Total noninterest expense | $1,951,000 | 5,125 |
| Salaries and employee benefits | $1,186,000 | 4,732 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $490,000 | 5,715 |
| Pre-tax net operating income | $295,000 | 5,319 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $15,000 | 4,256 |
| Income before extraordinary items | $280,000 | 5,399 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $280,000 | 5,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $280,000 | 5,398 |
| Net charge-offs | $-15,000 | 6,693 |
| Cash dividends | $279,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $280,000 | 5,203 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 5,530 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $1,352,000 | 5,429 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $244,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $123,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,386 |
| Total noninterest expense | $1,280,000 | 5,194 |
| Salaries and employee benefits | $807,000 | 4,709 |
| Premises and equipment expense | $184,000 | 4,574 |
| Additional noninterest expense | $289,000 | 5,975 |
| Pre-tax net operating income | $316,000 | 4,776 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $10,000 | 4,237 |
| Income before extraordinary items | $306,000 | 4,785 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $306,000 | 4,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $306,000 | 4,788 |
| Net charge-offs | $-11,000 | 6,664 |
| Cash dividends | $279,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $306,000 | 4,596 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 5,482 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $677,000 | 5,461 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $132,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $592,000 | 5,405 |
| Salaries and employee benefits | $388,000 | 4,846 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $122,000 | 6,243 |
| Pre-tax net operating income | $217,000 | 4,389 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $213,000 | 4,268 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $213,000 | 4,271 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $213,000 | 4,272 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $213,000 | 4,120 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 5,287 |
| Total interest expense | $644,000 | 5,366 |
| Net interest income | $3,100,000 | 5,182 |
| Provision for loan and lease losses | $510,000 | 3,430 |
| Total noninterest income | $791,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $260,000 | 3,875 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $531,000 | 3,027 |
| Total noninterest expense | $2,741,000 | 5,116 |
| Salaries and employee benefits | $1,669,000 | 4,645 |
| Premises and equipment expense | $318,000 | 5,106 |
| Additional noninterest expense | $754,000 | 5,531 |
| Pre-tax net operating income | $640,000 | 4,421 |
| Securities gains (losses) | $43,000 | 2,681 |
| Applicable income taxes | $27,000 | 4,008 |
| Income before extraordinary items | $656,000 | 4,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 4,255 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $656,000 | 4,255 |
| Net charge-offs | $324,000 | 3,712 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $614,720 | 4,237 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,282 |
| Total interest expense | $510,000 | 5,380 |
| Net interest income | $2,383,000 | 5,170 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $663,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $196,000 | 3,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $467,000 | 2,802 |
| Total noninterest expense | $1,900,000 | 5,328 |
| Salaries and employee benefits | $1,157,000 | 4,886 |
| Premises and equipment expense | $232,000 | 5,210 |
| Additional noninterest expense | $511,000 | 5,779 |
| Pre-tax net operating income | $636,000 | 4,128 |
| Securities gains (losses) | $43,000 | 2,413 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $670,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 3,836 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $670,000 | 3,836 |
| Net charge-offs | $326,000 | 3,153 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $627,430 | 3,833 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,322 |
| Total interest expense | $349,000 | 5,438 |
| Net interest income | $1,586,000 | 5,207 |
| Provision for loan and lease losses | $460,000 | 2,409 |
| Total noninterest income | $550,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $126,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 2,359 |
| Total noninterest expense | $1,273,000 | 5,363 |
| Salaries and employee benefits | $792,000 | 4,854 |
| Premises and equipment expense | $164,000 | 5,129 |
| Additional noninterest expense | $317,000 | 6,013 |
| Pre-tax net operating income | $403,000 | 4,192 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $397,000 | 3,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 3,994 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $397,000 | 3,995 |
| Net charge-offs | $334,000 | 2,563 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $397,000 | 3,893 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,543 |
| Total interest expense | $163,000 | 5,679 |
| Net interest income | $728,000 | 5,415 |
| Provision for loan and lease losses | $460,000 | 1,497 |
| Total noninterest income | $418,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $362,000 | 1,682 |
| Total noninterest expense | $604,000 | 5,537 |
| Salaries and employee benefits | $393,000 | 4,913 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $137,000 | 6,296 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $379,000 | 1,563 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $79,000 | 5,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 5,754 |
| Total interest expense | $776,000 | 5,772 |
| Net interest income | $2,666,000 | 5,622 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $424,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $223,000 | 4,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 4,588 |
| Total noninterest expense | $2,769,000 | 5,251 |
| Salaries and employee benefits | $1,748,000 | 4,607 |
| Premises and equipment expense | $326,000 | 5,230 |
| Additional noninterest expense | $695,000 | 5,913 |
| Pre-tax net operating income | $-29,000 | 5,838 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-29,000 | 5,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-29,000 | 5,995 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-29,000 | 5,995 |
| Net charge-offs | $378,000 | 3,996 |
| Cash dividends | $75,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-29,000 | 5,892 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 5,902 |
| Total interest expense | $555,000 | 6,014 |
| Net interest income | $1,981,000 | 5,729 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $317,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $161,000 | 4,357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $156,000 | 4,593 |
| Total noninterest expense | $2,028,000 | 5,325 |
| Salaries and employee benefits | $1,252,000 | 4,784 |
| Premises and equipment expense | $254,000 | 5,206 |
| Additional noninterest expense | $522,000 | 5,944 |
| Pre-tax net operating income | $220,000 | 5,180 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $211,000 | 5,249 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $211,000 | 5,251 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $211,000 | 5,252 |
| Net charge-offs | $-11,000 | 7,481 |
| Cash dividends | $75,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $211,000 | 5,085 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 6,025 |
| Total interest expense | $337,000 | 6,289 |
| Net interest income | $1,293,000 | 5,794 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $211,000 | 4,933 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $100,000 | 4,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 4,471 |
| Total noninterest expense | $1,374,000 | 5,297 |
| Salaries and employee benefits | $857,000 | 4,733 |
| Premises and equipment expense | $170,000 | 5,243 |
| Additional noninterest expense | $347,000 | 5,973 |
| Pre-tax net operating income | $130,000 | 5,325 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $124,000 | 5,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,391 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $124,000 | 5,391 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $124,000 | 5,264 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,139 |
| Total interest expense | $169,000 | 6,411 |
| Net interest income | $630,000 | 5,894 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $645,000 | 5,543 |
| Salaries and employee benefits | $429,000 | 4,797 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $71,000 | 5,402 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 5,701 |
| Total interest expense | $835,000 | 6,395 |
| Net interest income | $3,197,000 | 5,220 |
| Provision for loan and lease losses | $605,000 | 4,238 |
| Total noninterest income | $376,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $233,000 | 4,366 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $143,000 | 5,171 |
| Total noninterest expense | $2,940,000 | 5,248 |
| Salaries and employee benefits | $1,883,000 | 4,555 |
| Premises and equipment expense | $325,000 | 5,466 |
| Additional noninterest expense | $732,000 | 6,029 |
| Pre-tax net operating income | $28,000 | 5,323 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $28,000 | 5,424 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $28,000 | 5,423 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $28,000 | 5,423 |
| Net charge-offs | $519,000 | 3,732 |
| Cash dividends | $10,737,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $24,520 | 5,396 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,849 |
| Total interest expense | $647,000 | 6,460 |
| Net interest income | $2,268,000 | 5,386 |
| Provision for loan and lease losses | $530,000 | 3,714 |
| Total noninterest income | $285,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $107,000 | 5,290 |
| Total noninterest expense | $2,219,000 | 5,224 |
| Salaries and employee benefits | $1,443,000 | 4,497 |
| Premises and equipment expense | $239,000 | 5,566 |
| Additional noninterest expense | $537,000 | 6,088 |
| Pre-tax net operating income | $-196,000 | 6,016 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $-194,000 | 6,114 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-194,000 | 6,115 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-194,000 | 6,114 |
| Net charge-offs | $255,000 | 3,939 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-199,000 | 6,091 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 5,988 |
| Total interest expense | $448,000 | 6,490 |
| Net interest income | $1,435,000 | 5,526 |
| Provision for loan and lease losses | $530,000 | 2,897 |
| Total noninterest income | $190,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $121,000 | 4,290 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,460,000 | 5,316 |
| Salaries and employee benefits | $947,000 | 4,602 |
| Premises and equipment expense | $164,000 | 5,555 |
| Additional noninterest expense | $349,000 | 6,164 |
| Pre-tax net operating income | $-365,000 | 6,503 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-366,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-366,000 | 6,615 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-366,000 | 6,615 |
| Net charge-offs | $261,000 | 3,109 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-369,000 | 6,602 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 6,128 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $666,000 | 5,712 |
| Provision for loan and lease losses | $400,000 | 1,987 |
| Total noninterest income | $88,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $718,000 | 5,319 |
| Salaries and employee benefits | $494,000 | 4,508 |
| Premises and equipment expense | $76,000 | 5,763 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $-364,000 | 7,153 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-366,000 | 7,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-366,000 | 7,296 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-366,000 | 7,296 |
| Net charge-offs | $266,000 | 1,885 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-366,000 | 7,252 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 5,839 |
| Total interest expense | $1,103,000 | 6,609 |
| Net interest income | $3,215,000 | 5,216 |
| Provision for loan and lease losses | $1,019,000 | 2,685 |
| Total noninterest income | $436,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $173,000 | 5,079 |
| Total noninterest expense | $1,637,000 | 6,695 |
| Salaries and employee benefits | $1,984,000 | 4,482 |
| Premises and equipment expense | $358,000 | 5,373 |
| Additional noninterest expense | $-705,000 | 8,313 |
| Pre-tax net operating income | $995,000 | 3,769 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $980,000 | 3,329 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $980,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 1,641 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $972,160 | 3,483 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 5,863 |
| Total interest expense | $855,000 | 6,656 |
| Net interest income | $2,437,000 | 5,224 |
| Provision for loan and lease losses | $247,000 | 3,873 |
| Total noninterest income | $336,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $196,000 | 4,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $809,000 | 7,453 |
| Salaries and employee benefits | $1,512,000 | 4,442 |
| Premises and equipment expense | $256,000 | 5,516 |
| Additional noninterest expense | $-959,000 | 8,392 |
| Pre-tax net operating income | $1,717,000 | 2,564 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $1,707,000 | 2,062 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,707,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,064 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,699,080 | 2,173 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 5,884 |
| Total interest expense | $596,000 | 6,696 |
| Net interest income | $1,645,000 | 5,200 |
| Provision for loan and lease losses | $-98,000 | 8,396 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $124,000 | 4,405 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $108,000 | 4,918 |
| Total noninterest expense | $1,452,000 | 5,241 |
| Salaries and employee benefits | $995,000 | 4,531 |
| Premises and equipment expense | $151,000 | 5,813 |
| Additional noninterest expense | $306,000 | 6,137 |
| Pre-tax net operating income | $523,000 | 4,299 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $516,000 | 3,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,029 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $511,100 | 3,913 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,953 |
| Total interest expense | $318,000 | 6,728 |
| Net interest income | $808,000 | 5,284 |
| Provision for loan and lease losses | $-65,000 | 8,439 |
| Total noninterest income | $118,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $525,000 | 4,384 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $114,000 | 6,829 |
| Pre-tax net operating income | $272,000 | 4,370 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $271,000 | 4,030 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $271,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $266,100 | 3,978 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,728 |
| Total interest expense | $1,368,000 | 6,617 |
| Net interest income | $3,621,000 | 4,928 |
| Provision for loan and lease losses | $-1,105,000 | 8,512 |
| Total noninterest income | $478,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $300,000 | 4,077 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $178,000 | 5,284 |
| Total noninterest expense | $3,720,000 | 4,341 |
| Salaries and employee benefits | $1,966,000 | 4,433 |
| Premises and equipment expense | $280,000 | 5,951 |
| Additional noninterest expense | $1,474,000 | 3,469 |
| Pre-tax net operating income | $1,484,000 | 3,922 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $26,000 | 5,300 |
| Income before extraordinary items | $1,457,000 | 3,517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,457,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-742,000 | 8,515 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,457,980 | 3,504 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 5,689 |
| Total interest expense | $1,050,000 | 6,599 |
| Net interest income | $2,781,000 | 4,865 |
| Provision for loan and lease losses | $-1,045,000 | 8,540 |
| Total noninterest income | $356,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 4,070 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $2,850,000 | 4,248 |
| Salaries and employee benefits | $1,498,000 | 4,379 |
| Premises and equipment expense | $185,000 | 6,272 |
| Additional noninterest expense | $1,167,000 | 3,267 |
| Pre-tax net operating income | $1,332,000 | 3,730 |
| Securities gains (losses) | $-14,000 | 7,864 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $1,299,000 | 3,283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,299,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-734,000 | 8,544 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,312,860 | 3,243 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,660 |
| Total interest expense | $712,000 | 6,584 |
| Net interest income | $1,892,000 | 4,837 |
| Provision for loan and lease losses | $-955,000 | 8,588 |
| Total noninterest income | $242,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $1,839,000 | 4,375 |
| Salaries and employee benefits | $980,000 | 4,478 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $751,000 | 3,362 |
| Pre-tax net operating income | $1,250,000 | 3,027 |
| Securities gains (losses) | $-14,000 | 8,066 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $1,225,000 | 2,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-730,000 | 8,599 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,238,860 | 2,550 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 5,531 |
| Total interest expense | $358,000 | 6,585 |
| Net interest income | $1,010,000 | 4,660 |
| Provision for loan and lease losses | $-850,000 | 8,628 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $932,000 | 4,349 |
| Salaries and employee benefits | $507,000 | 4,395 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $365,000 | 3,415 |
| Pre-tax net operating income | $1,053,000 | 2,079 |
| Securities gains (losses) | $-14,000 | 8,315 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $1,034,000 | 1,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,034,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-722,000 | 8,631 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,048,000 | 1,632 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 4,886 |
| Total interest expense | $1,313,000 | 6,396 |
| Net interest income | $4,907,000 | 4,061 |
| Provision for loan and lease losses | $-500,000 | 8,598 |
| Total noninterest income | $465,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $296,000 | 4,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 5,416 |
| Total noninterest expense | $7,794,000 | 2,258 |
| Salaries and employee benefits | $1,954,000 | 4,351 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $5,445,000 | 978 |
| Pre-tax net operating income | $-1,922,000 | 8,572 |
| Securities gains (losses) | $-39,000 | 7,847 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $-1,966,000 | 8,597 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,966,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-407,000 | 8,638 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,927,000 | 8,582 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 4,724 |
| Total interest expense | $942,000 | 6,454 |
| Net interest income | $4,005,000 | 3,843 |
| Provision for loan and lease losses | $-500,000 | 8,671 |
| Total noninterest income | $339,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $219,000 | 4,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,522 |
| Total noninterest expense | $3,509,000 | 3,525 |
| Salaries and employee benefits | $1,495,000 | 4,242 |
| Premises and equipment expense | $286,000 | 5,100 |
| Additional noninterest expense | $1,728,000 | 2,248 |
| Pre-tax net operating income | $1,335,000 | 4,041 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $1,298,000 | 3,543 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,298,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-396,000 | 8,691 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,325,720 | 3,474 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 5,362 |
| Total interest expense | $595,000 | 6,496 |
| Net interest income | $2,049,000 | 4,652 |
| Provision for loan and lease losses | $-500,000 | 8,712 |
| Total noninterest income | $234,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,267 |
| Total noninterest expense | $2,071,000 | 3,907 |
| Salaries and employee benefits | $990,000 | 4,298 |
| Premises and equipment expense | $194,000 | 5,024 |
| Additional noninterest expense | $887,000 | 2,857 |
| Pre-tax net operating income | $712,000 | 4,592 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $679,000 | 4,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $679,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-391,000 | 8,724 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $706,720 | 4,033 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,504 |
| Total interest expense | $283,000 | 6,510 |
| Net interest income | $957,000 | 4,840 |
| Provision for loan and lease losses | $-250,000 | 8,719 |
| Total noninterest income | $120,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $1,116,000 | 3,678 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $494,000 | 2,565 |
| Pre-tax net operating income | $211,000 | 5,728 |
| Securities gains (losses) | $-28,000 | 8,452 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $178,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-231,000 | 8,732 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $205,160 | 5,301 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 5,191 |
| Total interest expense | $1,092,000 | 6,070 |
| Net interest income | $3,845,000 | 4,747 |
| Provision for loan and lease losses | $-610,000 | 8,757 |
| Total noninterest income | $482,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $303,000 | 4,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $4,560,000 | 3,488 |
| Salaries and employee benefits | $1,963,000 | 4,178 |
| Premises and equipment expense | $393,000 | 4,908 |
| Additional noninterest expense | $2,204,000 | 2,271 |
| Pre-tax net operating income | $377,000 | 7,137 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $365,000 | 6,909 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $365,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-457,000 | 8,781 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $367,940 | 6,883 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 5,184 |
| Total interest expense | $813,000 | 5,976 |
| Net interest income | $2,858,000 | 4,782 |
| Provision for loan and lease losses | $-610,000 | 8,786 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 4,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,547 |
| Total noninterest expense | $3,479,000 | 3,415 |
| Salaries and employee benefits | $1,526,000 | 4,035 |
| Premises and equipment expense | $300,000 | 4,841 |
| Additional noninterest expense | $1,653,000 | 2,234 |
| Pre-tax net operating income | $336,000 | 7,042 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $328,000 | 6,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-328,000 | 8,789 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $330,940 | 6,719 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 5,135 |
| Total interest expense | $539,000 | 5,852 |
| Net interest income | $1,904,000 | 4,757 |
| Provision for loan and lease losses | $-520,000 | 8,806 |
| Total noninterest income | $239,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $147,000 | 4,204 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $2,316,000 | 3,392 |
| Salaries and employee benefits | $1,008,000 | 4,046 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $1,121,000 | 2,190 |
| Pre-tax net operating income | $347,000 | 6,313 |
| Securities gains (losses) | $19,000 | 1,124 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $361,000 | 5,704 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $361,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-323,000 | 8,804 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $342,190 | 5,794 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,258 |
| Total interest expense | $270,000 | 5,763 |
| Net interest income | $899,000 | 4,962 |
| Provision for loan and lease losses | $-230,000 | 8,867 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $1,187,000 | 3,340 |
| Salaries and employee benefits | $541,000 | 3,853 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $551,000 | 2,218 |
| Pre-tax net operating income | $61,000 | 7,759 |
| Securities gains (losses) | $15,000 | 882 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $72,000 | 7,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $72,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-265,000 | 8,885 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,750 | 7,612 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 4,837 |
| Total interest expense | $1,203,000 | 5,106 |
| Net interest income | $3,815,000 | 4,645 |
| Provision for loan and lease losses | $-1,700,000 | 8,945 |
| Total noninterest income | $499,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $343,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,612 |
| Total noninterest expense | $6,882,000 | 2,317 |
| Salaries and employee benefits | $1,936,000 | 4,107 |
| Premises and equipment expense | $432,000 | 4,539 |
| Additional noninterest expense | $4,514,000 | 1,088 |
| Pre-tax net operating income | $-868,000 | 8,777 |
| Securities gains (losses) | $52,000 | 1,708 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $-818,000 | 8,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-818,000 | 8,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-586,000 | 8,946 |
| Cash dividends | $999,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-870,000 | 8,788 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 4,737 |
| Total interest expense | $926,000 | 5,000 |
| Net interest income | $2,925,000 | 4,560 |
| Provision for loan and lease losses | $-1,380,000 | 8,997 |
| Total noninterest income | $377,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $261,000 | 3,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 5,640 |
| Total noninterest expense | $5,849,000 | 2,039 |
| Salaries and employee benefits | $1,466,000 | 4,025 |
| Premises and equipment expense | $299,000 | 4,760 |
| Additional noninterest expense | $4,084,000 | 909 |
| Pre-tax net operating income | $-1,167,000 | 8,923 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $-1,125,000 | 8,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,125,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-544,000 | 8,989 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,169,000 | 8,928 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 4,648 |
| Total interest expense | $639,000 | 4,917 |
| Net interest income | $2,003,000 | 4,472 |
| Provision for loan and lease losses | $-1,350,000 | 9,050 |
| Total noninterest income | $269,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $176,000 | 3,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $4,718,000 | 1,711 |
| Salaries and employee benefits | $968,000 | 4,090 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $3,556,000 | 718 |
| Pre-tax net operating income | $-1,096,000 | 9,001 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $-1,076,000 | 9,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,076,000 | 9,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-462,000 | 9,043 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,116,000 | 9,006 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,737 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $962,000 | 4,595 |
| Provision for loan and lease losses | $-250,000 | 9,065 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $1,025,000 | 3,676 |
| Salaries and employee benefits | $468,000 | 4,219 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $462,000 | 2,544 |
| Pre-tax net operating income | $324,000 | 4,642 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $327,000 | 4,039 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $327,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 9,034 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $313,420 | 4,028 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 4,449 |
| Total interest expense | $1,618,000 | 4,662 |
| Net interest income | $4,070,000 | 4,310 |
| Provision for loan and lease losses | $-100,000 | 9,026 |
| Total noninterest income | $506,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $331,000 | 4,084 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $175,000 | 5,552 |
| Total noninterest expense | $3,548,000 | 4,064 |
| Salaries and employee benefits | $2,100,000 | 3,775 |
| Premises and equipment expense | $417,000 | 4,596 |
| Additional noninterest expense | $1,031,000 | 4,175 |
| Pre-tax net operating income | $1,128,000 | 4,836 |
| Securities gains (losses) | $76,000 | 2,141 |
| Applicable income taxes | $36,000 | 6,492 |
| Income before extraordinary items | $1,168,000 | 4,206 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,168,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 9,057 |
| Cash dividends | $2,700,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,094,280 | 4,214 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 4,461 |
| Total interest expense | $1,255,000 | 4,680 |
| Net interest income | $3,076,000 | 4,312 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $380,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $244,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,527 |
| Total noninterest expense | $2,486,000 | 4,290 |
| Salaries and employee benefits | $1,502,000 | 3,908 |
| Premises and equipment expense | $309,000 | 4,620 |
| Additional noninterest expense | $675,000 | 4,587 |
| Pre-tax net operating income | $970,000 | 4,632 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $27,000 | 6,632 |
| Income before extraordinary items | $990,000 | 4,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $990,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,759 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $944,410 | 3,956 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 4,393 |
| Total interest expense | $869,000 | 4,678 |
| Net interest income | $2,125,000 | 4,207 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $267,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $162,000 | 4,116 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $1,666,000 | 4,272 |
| Salaries and employee benefits | $1,028,000 | 3,822 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $441,000 | 4,662 |
| Pre-tax net operating income | $726,000 | 4,332 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $708,000 | 3,829 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $708,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,056 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $708,000 | 3,638 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,492 |
| Total interest expense | $452,000 | 4,657 |
| Net interest income | $1,011,000 | 4,362 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $778,000 | 4,455 |
| Salaries and employee benefits | $508,000 | 3,848 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $182,000 | 5,306 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $340,000 | 3,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 9,120 |
| Cash dividends | $900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $340,000 | 3,703 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 4,045 |
| Total interest expense | $2,268,000 | 4,426 |
| Net interest income | $4,737,000 | 3,832 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $691,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $329,000 | 4,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $362,000 | 3,869 |
| Total noninterest expense | $3,661,000 | 3,810 |
| Salaries and employee benefits | $2,230,000 | 3,424 |
| Premises and equipment expense | $487,000 | 4,017 |
| Additional noninterest expense | $944,000 | 4,374 |
| Pre-tax net operating income | $1,767,000 | 3,705 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $1,726,000 | 3,137 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,726,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-223,000 | 9,303 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,726,000 | 3,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,707,000 | 3,741 |
| Total interest expense | $3,709,000 | 4,033 |
| Net interest income | $4,998,000 | 3,427 |
| Provision for loan and lease losses | $-4,350,000 | 9,605 |
| Total noninterest income | $502,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $167,000 | 5,302 |
| Total noninterest expense | $4,371,000 | 3,164 |
| Salaries and employee benefits | $2,762,000 | 2,703 |
| Premises and equipment expense | $469,000 | 4,106 |
| Additional noninterest expense | $1,140,000 | 3,664 |
| Pre-tax net operating income | $5,479,000 | 1,341 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $62,000 | 6,510 |
| Income before extraordinary items | $5,432,000 | 1,010 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,432,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 9,534 |
| Cash dividends | $564,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,417,150 | 975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 3,244 |
| Total interest expense | $5,156,000 | 3,225 |
| Net interest income | $5,430,000 | 3,242 |
| Provision for loan and lease losses | $-300,000 | 9,866 |
| Total noninterest income | $623,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $393,000 | 3,291 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,468 |
| Total noninterest expense | $4,465,000 | 3,018 |
| Salaries and employee benefits | $2,364,000 | 2,976 |
| Premises and equipment expense | $468,000 | 3,997 |
| Additional noninterest expense | $1,633,000 | 2,612 |
| Pre-tax net operating income | $1,888,000 | 3,464 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $35,000 | 7,503 |
| Income before extraordinary items | $1,853,000 | 2,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,853,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,646,000 | 531 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,853,000 | 2,739 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,983,000 | 2,706 |
| Total interest expense | $6,473,000 | 2,277 |
| Net interest income | $5,510,000 | 3,150 |
| Provision for loan and lease losses | $975,000 | 1,002 |
| Total noninterest income | $1,410,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $408,000 | 3,170 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,002,000 | 1,863 |
| Total noninterest expense | $4,591,000 | 2,935 |
| Salaries and employee benefits | $2,683,000 | 2,635 |
| Premises and equipment expense | $466,000 | 4,015 |
| Additional noninterest expense | $1,442,000 | 2,957 |
| Pre-tax net operating income | $1,354,000 | 4,400 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $-222,000 | 10,047 |
| Income before extraordinary items | $1,584,000 | 3,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,584,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 663 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,576,000 | 3,096 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 2,227 |
| Total interest expense | $8,142,000 | 1,875 |
| Net interest income | $6,521,000 | 2,619 |
| Provision for loan and lease losses | $10,697,000 | 207 |
| Total noninterest income | $823,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $552,000 | 2,333 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $271,000 | 4,233 |
| Total noninterest expense | $5,100,000 | 2,554 |
| Salaries and employee benefits | $2,497,000 | 2,721 |
| Premises and equipment expense | $449,000 | 4,018 |
| Additional noninterest expense | $2,154,000 | 1,965 |
| Pre-tax net operating income | $-8,453,000 | 10,461 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $411,000 | 4,344 |
| Income before extraordinary items | $-8,863,000 | 10,452 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-8,863,000 | 10,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,109,000 | 278 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-8,864,000 | 10,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,821,000 | 2,055 |
| Total interest expense | $8,595,000 | 1,806 |
| Net interest income | $7,226,000 | 2,413 |
| Provision for loan and lease losses | $3,300,000 | 411 |
| Total noninterest income | $1,096,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $629,000 | 2,088 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $467,000 | 2,963 |
| Total noninterest expense | $4,062,000 | 3,128 |
| Salaries and employee benefits | $2,456,000 | 2,696 |
| Premises and equipment expense | $472,000 | 3,899 |
| Additional noninterest expense | $1,134,000 | 3,512 |
| Pre-tax net operating income | $960,000 | 5,957 |
| Securities gains (losses) | $206,000 | 690 |
| Applicable income taxes | $1,088,000 | 2,266 |
| Income before extraordinary items | $78,000 | 10,088 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $78,000 | 10,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,197,000 | 310 |
| Cash dividends | $179,000 | 5,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-53,840 | 10,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,309,000 | 2,073 |
| Total interest expense | $8,483,000 | 1,854 |
| Net interest income | $7,826,000 | 2,305 |
| Provision for loan and lease losses | $1,400,000 | 792 |
| Total noninterest income | $877,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $595,000 | 2,277 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $282,000 | 4,230 |
| Total noninterest expense | $4,015,000 | 3,334 |
| Salaries and employee benefits | $2,644,000 | 2,521 |
| Premises and equipment expense | $471,000 | 3,964 |
| Additional noninterest expense | $900,000 | 4,752 |
| Pre-tax net operating income | $3,288,000 | 2,178 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $1,103,000 | 2,155 |
| Income before extraordinary items | $2,213,000 | 2,231 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,213,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $994,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,194,240 | 2,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,813,000 | 2,127 |
| Total interest expense | $8,068,000 | 1,937 |
| Net interest income | $7,745,000 | 2,325 |
| Provision for loan and lease losses | $440,000 | 1,736 |
| Total noninterest income | $696,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $529,000 | 2,543 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $4,628,000 | 2,909 |
| Salaries and employee benefits | $2,505,000 | 2,668 |
| Premises and equipment expense | $421,000 | 4,333 |
| Additional noninterest expense | $1,702,000 | 2,749 |
| Pre-tax net operating income | $3,373,000 | 2,183 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $1,122,000 | 2,150 |
| Income before extraordinary items | $2,257,000 | 2,229 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,257,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $945,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,252,980 | 2,211 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,079,000 | 2,174 |
| Total interest expense | $6,486,000 | 1,926 |
| Net interest income | $7,593,000 | 2,379 |
| Provision for loan and lease losses | $900,000 | 996 |
| Total noninterest income | $691,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $492,000 | 2,799 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $4,635,000 | 2,977 |
| Salaries and employee benefits | $2,379,000 | 2,788 |
| Premises and equipment expense | $392,000 | 4,663 |
| Additional noninterest expense | $1,864,000 | 2,739 |
| Pre-tax net operating income | $2,749,000 | 2,579 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $881,000 | 2,541 |
| Income before extraordinary items | $1,880,000 | 2,585 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,880,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,261 |
| Cash dividends | $894,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,871,840 | 2,615 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,023,000 | 2,373 |
| Total interest expense | $6,298,000 | 2,058 |
| Net interest income | $6,725,000 | 2,679 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $757,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $312,000 | 4,360 |
| Total noninterest expense | $3,831,000 | 3,627 |
| Salaries and employee benefits | $2,213,000 | 2,966 |
| Premises and equipment expense | $438,000 | 4,355 |
| Additional noninterest expense | $1,180,000 | 4,251 |
| Pre-tax net operating income | $3,051,000 | 2,238 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $964,000 | 2,345 |
| Income before extraordinary items | $2,112,000 | 2,371 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,112,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 1,363 |
| Cash dividends | $897,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,094,750 | 2,242 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,751,000 | 2,563 |
| Total interest expense | $7,309,000 | 2,317 |
| Net interest income | $6,442,000 | 2,843 |
| Provision for loan and lease losses | $775,000 | 2,197 |
| Total noninterest income | $720,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $357,000 | 3,985 |
| Total noninterest expense | $3,419,000 | 4,013 |
| Salaries and employee benefits | $1,906,000 | 3,347 |
| Premises and equipment expense | $383,000 | 4,960 |
| Additional noninterest expense | $1,130,000 | 4,583 |
| Pre-tax net operating income | $2,968,000 | 2,093 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $855,000 | 2,436 |
| Income before extraordinary items | $2,123,000 | 2,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,123,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,905 |
| Cash dividends | $897,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,115,900 | 1,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.