Home > The First National Bank of Hinton > Income and Expense
The First National Bank of Hinton, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 5,229 |
| Total interest expense | $2,961,000 | 4,842 |
| Net interest income | $2,970,000 | 5,486 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $1,841,000 | 6,292 |
| Salaries and employee benefits | $1,057,000 | 5,755 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $701,000 | 5,743 |
| Pre-tax net operating income | $1,334,000 | 4,746 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $389,000 | 4,976 |
| Income before extraordinary items | $945,000 | 4,710 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $945,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $945,000 | 4,658 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 5,536 |
| Total interest expense | $2,624,000 | 5,350 |
| Net interest income | $2,943,000 | 5,581 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,925 |
| Total noninterest expense | $1,800,000 | 6,457 |
| Salaries and employee benefits | $975,000 | 6,187 |
| Premises and equipment expense | $99,000 | 9,652 |
| Additional noninterest expense | $726,000 | 5,683 |
| Pre-tax net operating income | $1,285,000 | 5,008 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $321,000 | 5,768 |
| Income before extraordinary items | $970,000 | 4,722 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $970,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $4,950,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $965,500 | 4,719 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 5,897 |
| Total interest expense | $1,990,000 | 5,637 |
| Net interest income | $2,765,000 | 5,979 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,752,000 | 6,827 |
| Salaries and employee benefits | $952,000 | 6,352 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $654,000 | 6,646 |
| Pre-tax net operating income | $1,195,000 | 5,255 |
| Securities gains (losses) | $-20,000 | 10,331 |
| Applicable income taxes | $282,000 | 6,098 |
| Income before extraordinary items | $893,000 | 4,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $893,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $788,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $908,200 | 4,932 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 5,983 |
| Total interest expense | $1,946,000 | 5,966 |
| Net interest income | $2,856,000 | 5,869 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,681,000 | 7,249 |
| Salaries and employee benefits | $902,000 | 6,698 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $635,000 | 7,040 |
| Pre-tax net operating income | $1,237,000 | 5,067 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $336,000 | 5,656 |
| Income before extraordinary items | $929,000 | 4,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $908,560 | 4,831 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 6,024 |
| Total interest expense | $2,472,000 | 6,044 |
| Net interest income | $2,887,000 | 5,899 |
| Provision for loan and lease losses | $272,000 | 4,381 |
| Total noninterest income | $177,000 | 9,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $1,633,000 | 7,455 |
| Salaries and employee benefits | $875,000 | 6,767 |
| Premises and equipment expense | $144,000 | 9,299 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $1,159,000 | 5,060 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $312,000 | 5,769 |
| Income before extraordinary items | $864,000 | 5,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $864,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,729 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $851,590 | 4,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.