Home > The First National Bank of Highland > Income and Expense
The First National Bank of Highland, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 4,421 |
| Total interest expense | $2,799,000 | 4,373 |
| Net interest income | $4,018,000 | 4,379 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $571,000 | 5,124 |
| Gross Fiduciary activities income | $154,000 | 1,116 |
| Service charges on deposit accounts | $273,000 | 4,780 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $2,351,000 | 5,558 |
| Salaries and employee benefits | $1,210,000 | 5,198 |
| Premises and equipment expense | $404,000 | 4,673 |
| Additional noninterest expense | $737,000 | 6,316 |
| Pre-tax net operating income | $2,238,000 | 2,988 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $620,000 | 3,501 |
| Income before extraordinary items | $1,618,000 | 3,011 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $1,707,000 | 2,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,794 |
| Cash dividends | $814,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,618,000 | 2,858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 4,409 |
| Total interest expense | $4,094,000 | 3,996 |
| Net interest income | $3,658,000 | 4,814 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $1,061,000 | 3,159 |
| Gross Fiduciary activities income | $150,000 | 1,153 |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $688,000 | 2,573 |
| Total noninterest expense | $3,859,000 | 3,616 |
| Salaries and employee benefits | $1,750,000 | 3,653 |
| Premises and equipment expense | $582,000 | 3,466 |
| Additional noninterest expense | $1,527,000 | 3,547 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-11,000 | 13,400 |
| Income before extraordinary items | $371,000 | 8,498 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $371,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 13,679 |
| Cash dividends | $571,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $371,000 | 8,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.