Home > The First National Bank of Highland > Assets and Liabilities
The First National Bank of Highland, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $104,085,000 | 4,297 |
| Cash and due from depository institutions | $4,271,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,468,000 | 2,938 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 4,319 |
| Net loans & leases | $44,271,000 | 5,302 |
| Loan loss allowance | $1,200,000 | 3,147 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,463,000 | 2,114 |
| Other real estate owned | $460,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,102,000 | 5,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,085,000 | 4,297 |
| Total liabilities | $95,189,000 | 4,258 |
| Total deposits | $94,597,000 | 4,095 |
| Interest-bearing deposits | $81,518,000 | 4,116 |
| Deposits held in domestic offices | $94,597,000 | 4,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $592,000 | 4,719 |
| Total equity capital | $8,896,000 | 4,556 |
| Total bank equity capital | $8,896,000 | 4,556 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $370,000 | 7,182 |
| Surplus | $1,370,000 | 7,021 |
| Undivided profits | $7,156,000 | 3,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $352,000 | 5,254 |
| Earning assets | $94,789,000 | 4,335 |
| Long-term assets (5+ years) | $16,976,000 | 3,011 |
| Average Assets, year-to-date | $102,058,600 | 4,255 |
| Average Assets, quarterly | $102,262,500 | 4,318 |
| Volatile liabilities | $3,315,000 | 8,032 |
| Insider loans | $22,000 | 11,208 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,878,000 | 3,364 |
| Tier 1 (core) risk-based capital | $8,896,000 | 4,460 |
| Tier 2 risk-based capital | $665,160 | 4,132 |
| Total risk weighted assets | $52,677,760 | 4,672 |
| Total unused commitments | $8,878,000 | 3,383 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $105,689,000 | 4,315 |
| Cash and due from depository institutions | $4,447,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $47,228,000 | 2,885 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,807 |
| Net loans & leases | $43,623,000 | 5,370 |
| Loan loss allowance | $1,688,000 | 2,436 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,554,000 | 2,074 |
| Other real estate owned | $1,115,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,522,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,689,000 | 4,315 |
| Total liabilities | $97,686,000 | 4,262 |
| Total deposits | $96,870,000 | 4,131 |
| Interest-bearing deposits | $85,502,000 | 4,110 |
| Deposits held in domestic offices | $96,870,000 | 4,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $816,000 | 3,858 |
| Total equity capital | $8,003,000 | 4,785 |
| Total bank equity capital | $8,003,000 | 4,785 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $370,000 | 7,560 |
| Surplus | $1,370,000 | 6,979 |
| Undivided profits | $6,263,000 | 3,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 3,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $358,000 | 5,610 |
| Earning assets | $95,051,000 | 4,368 |
| Long-term assets (5+ years) | $19,611,000 | 2,649 |
| Average Assets, year-to-date | $107,254,000 | 4,151 |
| Average Assets, quarterly | $106,248,500 | 4,244 |
| Volatile liabilities | $2,164,000 | 9,749 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,092,000 | 4,082 |
| Tier 1 (core) risk-based capital | $8,003,000 | 4,713 |
| Tier 2 risk-based capital | $676,180 | 4,081 |
| Total risk weighted assets | $53,082,280 | 4,698 |
| Total unused commitments | $6,092,000 | 4,104 |
| Derivatives | $0 | 651 |