Home > The First National Bank of Hico > Income and Expense
The First National Bank of Hico, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,376 |
| Total interest expense | $49,000 | 6,587 |
| Net interest income | $662,000 | 6,302 |
| Provision for loan and lease losses | $-5,000 | 6,569 |
| Total noninterest income | $176,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,078 |
| Total noninterest expense | $641,000 | 6,176 |
| Salaries and employee benefits | $345,000 | 6,172 |
| Premises and equipment expense | $43,000 | 6,484 |
| Additional noninterest expense | $253,000 | 5,878 |
| Pre-tax net operating income | $202,000 | 5,306 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $202,000 | 5,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $202,000 | 5,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $202,000 | 5,256 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $202,000 | 5,133 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 6,420 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $335,000 | 6,329 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $90,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $300,000 | 6,316 |
| Salaries and employee benefits | $171,000 | 6,225 |
| Premises and equipment expense | $21,000 | 6,548 |
| Additional noninterest expense | $108,000 | 6,157 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $125,000 | 4,970 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $125,000 | 4,971 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $125,000 | 4,972 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $125,000 | 4,868 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,473 |
| Total interest expense | $145,000 | 6,631 |
| Net interest income | $1,358,000 | 6,392 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $332,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $195,000 | 4,309 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $137,000 | 5,025 |
| Total noninterest expense | $1,224,000 | 6,385 |
| Salaries and employee benefits | $725,000 | 6,230 |
| Premises and equipment expense | $95,000 | 6,562 |
| Additional noninterest expense | $404,000 | 6,337 |
| Pre-tax net operating income | $466,000 | 4,993 |
| Securities gains (losses) | $-3,000 | 6,658 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $463,000 | 5,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $463,000 | 5,025 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $463,000 | 5,026 |
| Net charge-offs | $8,000 | 5,657 |
| Cash dividends | $259,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $466,000 | 4,821 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 6,570 |
| Total interest expense | $111,000 | 6,744 |
| Net interest income | $1,028,000 | 6,481 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $249,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $144,000 | 4,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 5,071 |
| Total noninterest expense | $892,000 | 6,473 |
| Salaries and employee benefits | $525,000 | 6,328 |
| Premises and equipment expense | $70,000 | 6,655 |
| Additional noninterest expense | $297,000 | 6,419 |
| Pre-tax net operating income | $385,000 | 5,041 |
| Securities gains (losses) | $-3,000 | 6,801 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $382,000 | 5,039 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $382,000 | 5,040 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $382,000 | 5,040 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $180,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $385,000 | 4,850 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,613 |
| Total interest expense | $75,000 | 6,826 |
| Net interest income | $690,000 | 6,523 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $165,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,087 |
| Total noninterest expense | $590,000 | 6,532 |
| Salaries and employee benefits | $351,000 | 6,368 |
| Premises and equipment expense | $45,000 | 6,725 |
| Additional noninterest expense | $194,000 | 6,493 |
| Pre-tax net operating income | $265,000 | 4,991 |
| Securities gains (losses) | $-3,000 | 6,872 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $262,000 | 4,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $262,000 | 4,998 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $262,000 | 4,998 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $180,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $265,000 | 4,787 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 6,651 |
| Total interest expense | $38,000 | 6,894 |
| Net interest income | $353,000 | 6,544 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $85,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 5,029 |
| Total noninterest expense | $292,000 | 6,601 |
| Salaries and employee benefits | $175,000 | 6,417 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $146,000 | 4,982 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $146,000 | 4,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 4,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $146,000 | 4,891 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $146,000 | 4,743 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,727 |
| Total interest expense | $167,000 | 7,018 |
| Net interest income | $1,386,000 | 6,609 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $353,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $216,000 | 4,243 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $137,000 | 4,957 |
| Total noninterest expense | $1,220,000 | 6,617 |
| Salaries and employee benefits | $730,000 | 6,425 |
| Premises and equipment expense | $116,000 | 6,707 |
| Additional noninterest expense | $374,000 | 6,629 |
| Pre-tax net operating income | $519,000 | 4,695 |
| Securities gains (losses) | $66,000 | 2,382 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $585,000 | 4,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $585,000 | 4,443 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $585,000 | 4,443 |
| Net charge-offs | $6,000 | 6,199 |
| Cash dividends | $327,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $519,000 | 4,491 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 6,791 |
| Total interest expense | $126,000 | 7,106 |
| Net interest income | $1,041,000 | 6,668 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $166,000 | 4,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $878,000 | 6,694 |
| Salaries and employee benefits | $527,000 | 6,499 |
| Premises and equipment expense | $73,000 | 6,888 |
| Additional noninterest expense | $278,000 | 6,682 |
| Pre-tax net operating income | $432,000 | 4,673 |
| Securities gains (losses) | $66,000 | 2,115 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $498,000 | 4,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,320 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $498,000 | 4,320 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $327,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $432,000 | 4,418 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,868 |
| Total interest expense | $85,000 | 7,186 |
| Net interest income | $686,000 | 6,742 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $208,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $112,000 | 4,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,609 |
| Total noninterest expense | $591,000 | 6,755 |
| Salaries and employee benefits | $352,000 | 6,549 |
| Premises and equipment expense | $47,000 | 6,976 |
| Additional noninterest expense | $192,000 | 6,711 |
| Pre-tax net operating income | $303,000 | 4,603 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $303,000 | 4,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $303,000 | 4,430 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $303,000 | 4,432 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $327,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $303,000 | 4,349 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 6,903 |
| Total interest expense | $44,000 | 7,232 |
| Net interest income | $347,000 | 6,765 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $90,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $291,000 | 6,824 |
| Salaries and employee benefits | $171,000 | 6,624 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $92,000 | 6,810 |
| Pre-tax net operating income | $146,000 | 4,683 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $147,000 | 4,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 4,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 4,490 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $327,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $146,000 | 4,438 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,962 |
| Total interest expense | $210,000 | 7,296 |
| Net interest income | $1,419,000 | 6,797 |
| Provision for loan and lease losses | $10,000 | 6,922 |
| Total noninterest income | $317,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $211,000 | 4,312 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $106,000 | 5,387 |
| Total noninterest expense | $1,223,000 | 6,836 |
| Salaries and employee benefits | $725,000 | 6,628 |
| Premises and equipment expense | $102,000 | 7,042 |
| Additional noninterest expense | $396,000 | 6,809 |
| Pre-tax net operating income | $503,000 | 4,371 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $503,000 | 4,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,310 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $503,000 | 4,310 |
| Net charge-offs | $-2,000 | 7,326 |
| Cash dividends | $162,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $503,000 | 4,168 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 7,072 |
| Total interest expense | $160,000 | 7,419 |
| Net interest income | $1,061,000 | 6,893 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $230,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $155,000 | 4,420 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $75,000 | 5,577 |
| Total noninterest expense | $885,000 | 6,958 |
| Salaries and employee benefits | $522,000 | 6,737 |
| Premises and equipment expense | $72,000 | 7,174 |
| Additional noninterest expense | $291,000 | 6,896 |
| Pre-tax net operating income | $406,000 | 4,492 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $406,000 | 4,445 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $406,000 | 4,447 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $406,000 | 4,447 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $162,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $406,000 | 4,267 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,138 |
| Total interest expense | $107,000 | 7,491 |
| Net interest income | $705,000 | 6,936 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $150,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $102,000 | 4,444 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $590,000 | 7,003 |
| Salaries and employee benefits | $353,000 | 6,763 |
| Premises and equipment expense | $46,000 | 7,265 |
| Additional noninterest expense | $191,000 | 6,970 |
| Pre-tax net operating income | $265,000 | 4,564 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $265,000 | 4,500 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $265,000 | 4,500 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $265,000 | 4,500 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $162,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $265,000 | 4,354 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,243 |
| Total interest expense | $55,000 | 7,590 |
| Net interest income | $350,000 | 7,015 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $287,000 | 7,141 |
| Salaries and employee benefits | $171,000 | 6,917 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $94,000 | 7,069 |
| Pre-tax net operating income | $145,000 | 4,601 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $145,000 | 4,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,436 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $145,000 | 4,434 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $162,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $145,000 | 4,319 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 7,307 |
| Total interest expense | $285,000 | 7,626 |
| Net interest income | $1,379,000 | 7,044 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $328,000 | 5,466 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $219,000 | 4,480 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $109,000 | 5,536 |
| Total noninterest expense | $1,199,000 | 7,147 |
| Salaries and employee benefits | $672,000 | 7,038 |
| Premises and equipment expense | $116,000 | 7,232 |
| Additional noninterest expense | $411,000 | 7,064 |
| Pre-tax net operating income | $458,000 | 4,087 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $463,000 | 3,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $463,000 | 3,970 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $463,000 | 3,970 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $265,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $458,000 | 3,902 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 7,387 |
| Total interest expense | $220,000 | 7,711 |
| Net interest income | $1,032,000 | 7,096 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $236,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $168,000 | 4,460 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $864,000 | 7,260 |
| Salaries and employee benefits | $485,000 | 7,131 |
| Premises and equipment expense | $70,000 | 7,497 |
| Additional noninterest expense | $309,000 | 7,088 |
| Pre-tax net operating income | $384,000 | 4,243 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $389,000 | 4,095 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $389,000 | 4,090 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $389,000 | 4,093 |
| Net charge-offs | $42,000 | 5,803 |
| Cash dividends | $265,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $384,000 | 4,020 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,455 |
| Total interest expense | $153,000 | 7,784 |
| Net interest income | $682,000 | 7,136 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $159,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $108,000 | 4,500 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $51,000 | 5,818 |
| Total noninterest expense | $584,000 | 7,298 |
| Salaries and employee benefits | $324,000 | 7,207 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $214,000 | 7,086 |
| Pre-tax net operating income | $237,000 | 4,441 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $237,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,327 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $237,000 | 4,327 |
| Net charge-offs | $27,000 | 5,411 |
| Cash dividends | $265,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $237,000 | 4,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,488 |
| Total interest expense | $78,000 | 7,842 |
| Net interest income | $345,000 | 7,140 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $283,000 | 7,350 |
| Salaries and employee benefits | $159,000 | 7,276 |
| Premises and equipment expense | $28,000 | 7,445 |
| Additional noninterest expense | $96,000 | 7,146 |
| Pre-tax net operating income | $141,000 | 4,593 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $141,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 4,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $141,000 | 4,447 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $265,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $141,000 | 4,285 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 7,474 |
| Total interest expense | $439,000 | 7,773 |
| Net interest income | $1,368,000 | 7,162 |
| Provision for loan and lease losses | $78,000 | 6,256 |
| Total noninterest income | $352,000 | 5,544 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $90,000 | 6,062 |
| Total noninterest expense | $1,113,000 | 7,391 |
| Salaries and employee benefits | $665,000 | 7,239 |
| Premises and equipment expense | $107,000 | 7,548 |
| Additional noninterest expense | $341,000 | 7,275 |
| Pre-tax net operating income | $529,000 | 4,781 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $531,000 | 4,359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $175,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $529,000 | 4,522 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 7,543 |
| Total interest expense | $348,000 | 7,838 |
| Net interest income | $1,014,000 | 7,239 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $269,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $202,000 | 4,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 6,203 |
| Total noninterest expense | $803,000 | 7,462 |
| Salaries and employee benefits | $474,000 | 7,344 |
| Premises and equipment expense | $77,000 | 7,630 |
| Additional noninterest expense | $252,000 | 7,308 |
| Pre-tax net operating income | $470,000 | 5,027 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $472,000 | 4,540 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $472,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $175,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $470,000 | 4,695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 7,617 |
| Total interest expense | $244,000 | 7,895 |
| Net interest income | $666,000 | 7,287 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $138,000 | 4,197 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $538,000 | 7,518 |
| Salaries and employee benefits | $315,000 | 7,417 |
| Premises and equipment expense | $52,000 | 7,661 |
| Additional noninterest expense | $171,000 | 7,306 |
| Pre-tax net operating income | $311,000 | 5,223 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $311,000 | 4,932 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $175,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $311,000 | 4,874 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,689 |
| Total interest expense | $127,000 | 7,942 |
| Net interest income | $330,000 | 7,352 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $269,000 | 7,542 |
| Salaries and employee benefits | $156,000 | 7,477 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $156,000 | 5,386 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $156,000 | 5,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $175,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $156,000 | 5,049 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 7,737 |
| Total interest expense | $529,000 | 7,919 |
| Net interest income | $1,221,000 | 7,469 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $383,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $240,000 | 4,540 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $143,000 | 5,654 |
| Total noninterest expense | $1,174,000 | 7,399 |
| Salaries and employee benefits | $667,000 | 7,344 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $402,000 | 7,026 |
| Pre-tax net operating income | $430,000 | 6,191 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,000 | 7,716 |
| Income before extraordinary items | $432,000 | 5,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $432,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $432,000 | 5,935 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 7,794 |
| Total interest expense | $393,000 | 7,967 |
| Net interest income | $901,000 | 7,544 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $286,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,491 |
| Total noninterest expense | $842,000 | 7,460 |
| Salaries and employee benefits | $491,000 | 7,361 |
| Premises and equipment expense | $73,000 | 7,755 |
| Additional noninterest expense | $278,000 | 7,170 |
| Pre-tax net operating income | $345,000 | 6,383 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $345,000 | 6,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $345,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $345,000 | 6,063 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 7,871 |
| Total interest expense | $257,000 | 8,024 |
| Net interest income | $589,000 | 7,626 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $187,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $109,000 | 4,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $563,000 | 7,498 |
| Salaries and employee benefits | $330,000 | 7,394 |
| Premises and equipment expense | $49,000 | 7,801 |
| Additional noninterest expense | $184,000 | 7,226 |
| Pre-tax net operating income | $213,000 | 6,559 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $213,000 | 6,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $213,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $213,000 | 6,275 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,950 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $285,000 | 7,723 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $94,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $290,000 | 7,490 |
| Salaries and employee benefits | $163,000 | 7,462 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $89,000 | 6,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $89,000 | 6,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $89,000 | 6,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,952 |
| Total interest expense | $426,000 | 8,046 |
| Net interest income | $1,054,000 | 7,765 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $277,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $164,000 | 5,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 6,126 |
| Total noninterest expense | $1,055,000 | 7,622 |
| Salaries and employee benefits | $649,000 | 7,442 |
| Premises and equipment expense | $90,000 | 7,919 |
| Additional noninterest expense | $316,000 | 7,501 |
| Pre-tax net operating income | $276,000 | 7,181 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $275,000 | 7,011 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $275,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $138,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $275,000 | 7,007 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 8,042 |
| Total interest expense | $305,000 | 8,121 |
| Net interest income | $777,000 | 7,875 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $206,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $115,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $778,000 | 7,654 |
| Salaries and employee benefits | $464,000 | 7,530 |
| Premises and equipment expense | $71,000 | 7,897 |
| Additional noninterest expense | $243,000 | 7,460 |
| Pre-tax net operating income | $205,000 | 7,400 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $204,000 | 7,203 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $204,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $138,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $204,000 | 7,201 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 8,097 |
| Total interest expense | $191,000 | 8,176 |
| Net interest income | $509,000 | 7,944 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $132,000 | 6,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $511,000 | 7,709 |
| Salaries and employee benefits | $302,000 | 7,613 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $159,000 | 7,515 |
| Pre-tax net operating income | $130,000 | 7,506 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $130,000 | 7,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $138,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $130,000 | 7,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,154 |
| Total interest expense | $90,000 | 8,217 |
| Net interest income | $244,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $251,000 | 7,747 |
| Salaries and employee benefits | $152,000 | 7,606 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $68,000 | 7,772 |
| Pre-tax net operating income | $49,000 | 7,711 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $49,000 | 7,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $138,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $49,000 | 7,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 8,150 |
| Total interest expense | $240,000 | 8,345 |
| Net interest income | $998,000 | 7,938 |
| Provision for loan and lease losses | $-20,000 | 8,519 |
| Total noninterest income | $254,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $153,000 | 5,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,387 |
| Total noninterest expense | $977,000 | 7,789 |
| Salaries and employee benefits | $585,000 | 7,669 |
| Premises and equipment expense | $85,000 | 8,029 |
| Additional noninterest expense | $307,000 | 7,604 |
| Pre-tax net operating income | $295,000 | 7,401 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $301,000 | 7,181 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $301,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $143,000 | 5,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $293,080 | 7,190 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 8,205 |
| Total interest expense | $158,000 | 8,433 |
| Net interest income | $751,000 | 7,981 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $177,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $729,000 | 7,775 |
| Salaries and employee benefits | $423,000 | 7,697 |
| Premises and equipment expense | $64,000 | 8,040 |
| Additional noninterest expense | $242,000 | 7,506 |
| Pre-tax net operating income | $199,000 | 7,633 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $207,000 | 7,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $118,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $199,000 | 7,420 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,234 |
| Total interest expense | $93,000 | 8,485 |
| Net interest income | $496,000 | 8,007 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $476,000 | 7,832 |
| Salaries and employee benefits | $276,000 | 7,733 |
| Premises and equipment expense | $31,000 | 8,342 |
| Additional noninterest expense | $169,000 | 7,410 |
| Pre-tax net operating income | $131,000 | 7,659 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $139,000 | 7,435 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $118,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $131,000 | 7,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,306 |
| Total interest expense | $41,000 | 8,598 |
| Net interest income | $250,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $238,000 | 7,889 |
| Salaries and employee benefits | $125,000 | 7,952 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $68,000 | 7,665 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $76,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $93,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,000 | 7,443 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 8,268 |
| Total interest expense | $157,000 | 8,595 |
| Net interest income | $988,000 | 8,038 |
| Provision for loan and lease losses | $-15,000 | 8,684 |
| Total noninterest income | $177,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $143,000 | 5,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $894,000 | 7,993 |
| Salaries and employee benefits | $513,000 | 7,942 |
| Premises and equipment expense | $68,000 | 8,377 |
| Additional noninterest expense | $313,000 | 7,627 |
| Pre-tax net operating income | $286,000 | 7,485 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $302,000 | 7,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $302,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,390 |
| Cash dividends | $322,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $285,000 | 7,240 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 8,332 |
| Total interest expense | $117,000 | 8,647 |
| Net interest income | $726,000 | 8,101 |
| Provision for loan and lease losses | $-15,000 | 8,789 |
| Total noninterest income | $138,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $668,000 | 7,987 |
| Salaries and employee benefits | $375,000 | 7,953 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $237,000 | 7,606 |
| Pre-tax net operating income | $211,000 | 7,642 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $217,000 | 7,379 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $217,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $307,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $211,000 | 7,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $558,000 | 8,384 |
| Total interest expense | $77,000 | 8,715 |
| Net interest income | $481,000 | 8,167 |
| Provision for loan and lease losses | $-15,000 | 8,879 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $451,000 | 8,013 |
| Salaries and employee benefits | $255,000 | 7,988 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $158,000 | 7,633 |
| Pre-tax net operating income | $132,000 | 7,678 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $132,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $290,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $132,000 | 7,411 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,432 |
| Total interest expense | $41,000 | 8,737 |
| Net interest income | $241,000 | 8,191 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $225,000 | 8,065 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 8,446 |
| Total interest expense | $223,000 | 8,683 |
| Net interest income | $934,000 | 8,208 |
| Provision for loan and lease losses | $-25,000 | 8,939 |
| Total noninterest income | $160,000 | 7,715 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $130,000 | 6,142 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $887,000 | 8,117 |
| Salaries and employee benefits | $526,000 | 7,987 |
| Premises and equipment expense | $76,000 | 8,401 |
| Additional noninterest expense | $285,000 | 7,867 |
| Pre-tax net operating income | $232,000 | 7,710 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $277,000 | 7,393 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $277,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $304,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $228,490 | 7,494 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 8,529 |
| Total interest expense | $174,000 | 8,768 |
| Net interest income | $698,000 | 8,286 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $119,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 6,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $661,000 | 8,112 |
| Salaries and employee benefits | $389,000 | 7,987 |
| Premises and equipment expense | $54,000 | 8,492 |
| Additional noninterest expense | $218,000 | 7,835 |
| Pre-tax net operating income | $156,000 | 7,936 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $203,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $263,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $154,490 | 7,725 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 8,579 |
| Total interest expense | $122,000 | 8,800 |
| Net interest income | $462,000 | 8,331 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $79,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $56,000 | 6,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $446,000 | 8,114 |
| Salaries and employee benefits | $259,000 | 8,018 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $95,000 | 8,051 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $102,000 | 7,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $102,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $263,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,000 | 7,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,598 |
| Total interest expense | $64,000 | 8,843 |
| Net interest income | $236,000 | 8,327 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $217,000 | 8,198 |
| Salaries and employee benefits | $129,000 | 8,056 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $234,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 8,555 |
| Total interest expense | $341,000 | 8,808 |
| Net interest income | $990,000 | 8,277 |
| Provision for loan and lease losses | $-8,000 | 9,180 |
| Total noninterest income | $139,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $861,000 | 8,227 |
| Salaries and employee benefits | $522,000 | 8,052 |
| Premises and equipment expense | $64,000 | 8,690 |
| Additional noninterest expense | $275,000 | 7,983 |
| Pre-tax net operating income | $276,000 | 7,646 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $87,000 | 6,093 |
| Income before extraordinary items | $244,000 | 7,599 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $244,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $203,300 | 7,723 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 8,674 |
| Total interest expense | $553,000 | 8,914 |
| Net interest income | $1,002,000 | 8,278 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $216,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $803,000 | 8,448 |
| Salaries and employee benefits | $475,000 | 8,285 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $273,000 | 8,052 |
| Pre-tax net operating income | $415,000 | 6,907 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $310,000 | 7,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $310,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $532,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $310,000 | 6,955 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 8,941 |
| Total interest expense | $584,000 | 9,079 |
| Net interest income | $935,000 | 8,618 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $157,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $768,000 | 8,653 |
| Salaries and employee benefits | $457,000 | 8,457 |
| Premises and equipment expense | $53,000 | 9,309 |
| Additional noninterest expense | $258,000 | 8,277 |
| Pre-tax net operating income | $324,000 | 7,798 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $246,000 | 7,805 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $246,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $74,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $252,240 | 7,768 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 9,076 |
| Total interest expense | $550,000 | 9,327 |
| Net interest income | $945,000 | 8,745 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $766,000 | 8,824 |
| Salaries and employee benefits | $467,000 | 8,523 |
| Premises and equipment expense | $49,000 | 9,658 |
| Additional noninterest expense | $250,000 | 8,555 |
| Pre-tax net operating income | $322,000 | 7,972 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $242,000 | 7,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,738 |
| Cash dividends | $52,000 | 6,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $242,000 | 7,964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 9,316 |
| Total interest expense | $575,000 | 9,538 |
| Net interest income | $907,000 | 9,003 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $154,000 | 8,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $769,000 | 8,874 |
| Salaries and employee benefits | $478,000 | 8,495 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $235,000 | 8,744 |
| Pre-tax net operating income | $292,000 | 8,440 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $73,000 | 7,940 |
| Income before extraordinary items | $219,000 | 8,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $219,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 10,144 |
| Cash dividends | $52,000 | 6,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $219,000 | 8,402 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 9,832 |
| Total interest expense | $540,000 | 9,999 |
| Net interest income | $843,000 | 9,565 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $132,000 | 8,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $751,000 | 9,221 |
| Salaries and employee benefits | $468,000 | 8,834 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $229,000 | 9,081 |
| Pre-tax net operating income | $224,000 | 9,440 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $49,000 | 9,272 |
| Income before extraordinary items | $175,000 | 9,372 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $175,000 | 9,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $175,000 | 9,328 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 10,384 |
| Total interest expense | $498,000 | 10,601 |
| Net interest income | $808,000 | 10,091 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $122,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $714,000 | 9,765 |
| Salaries and employee benefits | $447,000 | 9,276 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $215,000 | 9,764 |
| Pre-tax net operating income | $216,000 | 9,692 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $46,000 | 9,765 |
| Income before extraordinary items | $170,000 | 9,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $170,000 | 9,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,811 |
| Cash dividends | $39,000 | 7,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $170,000 | 9,539 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 10,858 |
| Total interest expense | $449,000 | 11,193 |
| Net interest income | $838,000 | 10,422 |
| Provision for loan and lease losses | $-40,000 | 11,560 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $697,000 | 10,200 |
| Salaries and employee benefits | $442,000 | 9,602 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $294,000 | 9,785 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $216,000 | 9,762 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $216,000 | 9,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,314 |
| Cash dividends | $81,000 | 7,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $216,000 | 9,733 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 11,281 |
| Total interest expense | $374,000 | 11,719 |
| Net interest income | $857,000 | 10,856 |
| Provision for loan and lease losses | $-80,000 | 12,105 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $679,000 | 10,790 |
| Salaries and employee benefits | $396,000 | 10,325 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $240,000 | 10,646 |
| Pre-tax net operating income | $371,000 | 9,568 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $257,000 | 9,615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $257,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $104,000 | 6,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $257,000 | 9,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 11,771 |
| Total interest expense | $451,000 | 11,937 |
| Net interest income | $809,000 | 11,473 |
| Provision for loan and lease losses | $-80,000 | 12,853 |
| Total noninterest income | $133,000 | 10,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $702,000 | 11,155 |
| Salaries and employee benefits | $370,000 | 10,938 |
| Premises and equipment expense | $39,000 | 12,577 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $320,000 | 10,079 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $295,000 | 9,542 |
| Extraordinary gains, net | $-36,000 | 12,608 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 12,387 |
| Cash dividends | $104,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $295,000 | 9,274 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 12,024 |
| Total interest expense | $607,000 | 12,258 |
| Net interest income | $869,000 | 11,638 |
| Provision for loan and lease losses | $-200,000 | 13,814 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $616,000 | 11,963 |
| Salaries and employee benefits | $343,000 | 11,517 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $589,000 | 7,793 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $82,000 | 820 |
| Net income | $589,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $507,000 | 6,891 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.