Home > The First National Bank of Herman > Income and Expense
The First National Bank of Herman, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $332,000 | 6,521 |
| Total interest expense | $23,000 | 6,492 |
| Net interest income | $309,000 | 6,509 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $37,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $245,000 | 6,564 |
| Salaries and employee benefits | $132,000 | 6,552 |
| Premises and equipment expense | $43,000 | 6,247 |
| Additional noninterest expense | $70,000 | 6,567 |
| Pre-tax net operating income | $101,000 | 5,766 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $101,000 | 5,743 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $101,000 | 5,745 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $101,000 | 5,745 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $39,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $101,000 | 5,703 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 6,590 |
| Total interest expense | $12,000 | 6,546 |
| Net interest income | $155,000 | 6,577 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $19,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $127,000 | 6,631 |
| Salaries and employee benefits | $62,000 | 6,639 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $44,000 | 6,585 |
| Pre-tax net operating income | $47,000 | 5,779 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 5,735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $47,000 | 5,735 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $26,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $47,000 | 5,705 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,664 |
| Total interest expense | $58,000 | 6,623 |
| Net interest income | $595,000 | 6,651 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $49,000 | 5,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 6,034 |
| Total noninterest expense | $539,000 | 6,688 |
| Salaries and employee benefits | $329,000 | 6,647 |
| Premises and equipment expense | $76,000 | 6,458 |
| Additional noninterest expense | $134,000 | 6,727 |
| Pre-tax net operating income | $141,000 | 5,852 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $141,000 | 5,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 5,878 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $141,000 | 5,878 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $42,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $141,000 | 5,822 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $475,000 | 6,751 |
| Total interest expense | $45,000 | 6,704 |
| Net interest income | $430,000 | 6,743 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $65,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $36,000 | 6,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 6,079 |
| Total noninterest expense | $373,000 | 6,782 |
| Salaries and employee benefits | $218,000 | 6,750 |
| Premises and equipment expense | $57,000 | 6,520 |
| Additional noninterest expense | $98,000 | 6,804 |
| Pre-tax net operating income | $122,000 | 5,919 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $122,000 | 5,932 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $122,000 | 5,934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $122,000 | 5,934 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $19,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $122,000 | 5,868 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $305,000 | 6,811 |
| Total interest expense | $32,000 | 6,739 |
| Net interest income | $273,000 | 6,806 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $43,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $23,000 | 6,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $255,000 | 6,823 |
| Salaries and employee benefits | $151,000 | 6,795 |
| Premises and equipment expense | $39,000 | 6,543 |
| Additional noninterest expense | $65,000 | 6,848 |
| Pre-tax net operating income | $61,000 | 6,024 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $61,000 | 6,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,076 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $61,000 | 6,077 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $61,000 | 5,993 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 6,892 |
| Total interest expense | $16,000 | 6,825 |
| Net interest income | $131,000 | 6,881 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $131,000 | 6,889 |
| Salaries and employee benefits | $76,000 | 6,858 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $35,000 | 6,902 |
| Pre-tax net operating income | $23,000 | 6,124 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $23,000 | 6,178 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $23,000 | 6,179 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $23,000 | 6,179 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $23,000 | 6,094 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,944 |
| Total interest expense | $80,000 | 6,888 |
| Net interest income | $573,000 | 6,938 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $85,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $49,000 | 6,245 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $36,000 | 6,037 |
| Total noninterest expense | $559,000 | 6,938 |
| Salaries and employee benefits | $350,000 | 6,867 |
| Premises and equipment expense | $78,000 | 6,702 |
| Additional noninterest expense | $131,000 | 7,000 |
| Pre-tax net operating income | $99,000 | 5,917 |
| Securities gains (losses) | $62,000 | 2,589 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $161,000 | 5,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,882 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $161,000 | 5,884 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $140,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $99,000 | 5,911 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,050 |
| Total interest expense | $62,000 | 6,994 |
| Net interest income | $432,000 | 7,042 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $65,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $35,000 | 6,358 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 6,096 |
| Total noninterest expense | $396,000 | 7,051 |
| Salaries and employee benefits | $235,000 | 6,990 |
| Premises and equipment expense | $58,000 | 6,780 |
| Additional noninterest expense | $103,000 | 7,084 |
| Pre-tax net operating income | $101,000 | 6,001 |
| Securities gains (losses) | $62,000 | 2,306 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $163,000 | 5,878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $163,000 | 5,877 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $163,000 | 5,877 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $97,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $101,000 | 5,968 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 7,109 |
| Total interest expense | $41,000 | 7,062 |
| Net interest income | $290,000 | 7,098 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $44,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $263,000 | 7,106 |
| Salaries and employee benefits | $151,000 | 7,072 |
| Premises and equipment expense | $42,000 | 6,773 |
| Additional noninterest expense | $70,000 | 7,144 |
| Pre-tax net operating income | $71,000 | 6,009 |
| Securities gains (losses) | $34,000 | 2,279 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $105,000 | 5,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,909 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $105,000 | 5,909 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $55,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $71,000 | 5,966 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $164,000 | 7,173 |
| Total interest expense | $21,000 | 7,125 |
| Net interest income | $143,000 | 7,158 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $134,000 | 7,164 |
| Salaries and employee benefits | $76,000 | 7,127 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $38,000 | 7,174 |
| Pre-tax net operating income | $32,000 | 6,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $32,000 | 6,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 6,192 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $32,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $32,000 | 6,066 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 7,185 |
| Total interest expense | $114,000 | 7,161 |
| Net interest income | $649,000 | 7,171 |
| Provision for loan and lease losses | $8,000 | 6,385 |
| Total noninterest income | $85,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $49,000 | 6,336 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $602,000 | 7,182 |
| Salaries and employee benefits | $363,000 | 7,122 |
| Premises and equipment expense | $98,000 | 6,847 |
| Additional noninterest expense | $141,000 | 7,263 |
| Pre-tax net operating income | $124,000 | 5,685 |
| Securities gains (losses) | $104,000 | 2,037 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $228,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $228,000 | 5,462 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $228,000 | 5,462 |
| Net charge-offs | $13,000 | 6,026 |
| Cash dividends | $110,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $124,000 | 5,670 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,246 |
| Total interest expense | $90,000 | 7,236 |
| Net interest income | $505,000 | 7,225 |
| Provision for loan and lease losses | $8,000 | 6,246 |
| Total noninterest income | $63,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $38,000 | 6,352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $438,000 | 7,256 |
| Salaries and employee benefits | $240,000 | 7,232 |
| Premises and equipment expense | $75,000 | 6,865 |
| Additional noninterest expense | $123,000 | 7,285 |
| Pre-tax net operating income | $122,000 | 5,726 |
| Securities gains (losses) | $104,000 | 1,756 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $226,000 | 5,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $226,000 | 5,389 |
| Net charge-offs | $15,000 | 5,648 |
| Cash dividends | $110,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $122,000 | 5,677 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,306 |
| Total interest expense | $63,000 | 7,296 |
| Net interest income | $342,000 | 7,286 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $285,000 | 7,342 |
| Salaries and employee benefits | $150,000 | 7,330 |
| Premises and equipment expense | $51,000 | 6,905 |
| Additional noninterest expense | $84,000 | 7,353 |
| Pre-tax net operating income | $99,000 | 5,691 |
| Securities gains (losses) | $49,000 | 1,610 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $148,000 | 5,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,365 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $148,000 | 5,366 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $78,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $99,000 | 5,619 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 7,373 |
| Total interest expense | $33,000 | 7,348 |
| Net interest income | $164,000 | 7,352 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $144,000 | 7,395 |
| Salaries and employee benefits | $74,000 | 7,391 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $44,000 | 7,397 |
| Pre-tax net operating income | $43,000 | 5,856 |
| Securities gains (losses) | $16,000 | 1,172 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $3,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,000 | 5,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,428 |
| Total interest expense | $166,000 | 7,401 |
| Net interest income | $686,000 | 7,403 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $66,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $591,000 | 7,462 |
| Salaries and employee benefits | $354,000 | 7,388 |
| Premises and equipment expense | $92,000 | 7,127 |
| Additional noninterest expense | $145,000 | 7,537 |
| Pre-tax net operating income | $161,000 | 5,304 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $161,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,413 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $161,000 | 5,415 |
| Net charge-offs | $8,000 | 6,622 |
| Cash dividends | $140,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $161,000 | 5,281 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 7,531 |
| Total interest expense | $129,000 | 7,509 |
| Net interest income | $519,000 | 7,506 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $46,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,000 | 6,908 |
| Total noninterest expense | $407,000 | 7,594 |
| Salaries and employee benefits | $225,000 | 7,557 |
| Premises and equipment expense | $71,000 | 7,183 |
| Additional noninterest expense | $111,000 | 7,620 |
| Pre-tax net operating income | $158,000 | 5,393 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $158,000 | 5,479 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $158,000 | 5,480 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $158,000 | 5,481 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $107,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $158,000 | 5,317 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $439,000 | 7,586 |
| Total interest expense | $88,000 | 7,574 |
| Net interest income | $351,000 | 7,549 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $44,000 | 6,953 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $269,000 | 7,664 |
| Salaries and employee benefits | $150,000 | 7,625 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $70,000 | 7,701 |
| Pre-tax net operating income | $126,000 | 5,354 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $126,000 | 5,377 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $126,000 | 5,378 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $126,000 | 5,379 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 5,243 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 7,691 |
| Total interest expense | $46,000 | 7,672 |
| Net interest income | $174,000 | 7,651 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $139,000 | 7,759 |
| Salaries and employee benefits | $77,000 | 7,705 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $38,000 | 7,773 |
| Pre-tax net operating income | $58,000 | 5,561 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $58,000 | 5,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,583 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $58,000 | 5,582 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $42,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $58,000 | 5,479 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,734 |
| Total interest expense | $243,000 | 7,697 |
| Net interest income | $711,000 | 7,694 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $81,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $36,000 | 6,705 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,000 | 6,476 |
| Total noninterest expense | $601,000 | 7,801 |
| Salaries and employee benefits | $353,000 | 7,716 |
| Premises and equipment expense | $93,000 | 7,445 |
| Additional noninterest expense | $155,000 | 7,878 |
| Pre-tax net operating income | $191,000 | 4,833 |
| Securities gains (losses) | $52,000 | 2,600 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $243,000 | 4,663 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $243,000 | 4,662 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $243,000 | 4,663 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $177,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $191,000 | 4,768 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,819 |
| Total interest expense | $191,000 | 7,777 |
| Net interest income | $534,000 | 7,762 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $27,000 | 6,750 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $400,000 | 7,923 |
| Salaries and employee benefits | $218,000 | 7,888 |
| Premises and equipment expense | $72,000 | 7,472 |
| Additional noninterest expense | $110,000 | 7,958 |
| Pre-tax net operating income | $197,000 | 4,935 |
| Securities gains (losses) | $52,000 | 2,277 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $249,000 | 4,635 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $249,000 | 4,633 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $249,000 | 4,636 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $177,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $197,000 | 4,803 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,898 |
| Total interest expense | $132,000 | 7,856 |
| Net interest income | $355,000 | 7,826 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $18,000 | 6,781 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $261,000 | 8,014 |
| Salaries and employee benefits | $136,000 | 8,008 |
| Premises and equipment expense | $54,000 | 7,432 |
| Additional noninterest expense | $71,000 | 8,040 |
| Pre-tax net operating income | $136,000 | 5,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $136,000 | 4,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 4,959 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $136,000 | 4,959 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $135,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $136,000 | 4,872 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 7,945 |
| Total interest expense | $68,000 | 7,917 |
| Net interest income | $178,000 | 7,873 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $127,000 | 8,075 |
| Salaries and employee benefits | $67,000 | 8,063 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $37,000 | 8,035 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 7,936 |
| Total interest expense | $365,000 | 7,889 |
| Net interest income | $713,000 | 7,893 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $98,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 6,766 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $565,000 | 8,058 |
| Salaries and employee benefits | $354,000 | 7,983 |
| Premises and equipment expense | $91,000 | 7,705 |
| Additional noninterest expense | $120,000 | 8,171 |
| Pre-tax net operating income | $242,000 | 5,624 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $243,000 | 5,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $243,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $108,000 | 4,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $242,000 | 5,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 8,022 |
| Total interest expense | $292,000 | 7,943 |
| Net interest income | $533,000 | 7,982 |
| Provision for loan and lease losses | $4,000 | 6,911 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $31,000 | 6,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $388,000 | 8,162 |
| Salaries and employee benefits | $223,000 | 8,133 |
| Premises and equipment expense | $75,000 | 7,660 |
| Additional noninterest expense | $90,000 | 8,225 |
| Pre-tax net operating income | $217,000 | 5,976 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $218,000 | 5,608 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $218,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $108,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $217,000 | 5,788 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 8,074 |
| Total interest expense | $209,000 | 8,000 |
| Net interest income | $354,000 | 8,029 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $49,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $246,000 | 8,251 |
| Salaries and employee benefits | $138,000 | 8,241 |
| Premises and equipment expense | $55,000 | 7,604 |
| Additional noninterest expense | $53,000 | 8,324 |
| Pre-tax net operating income | $157,000 | 6,076 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $158,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $88,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $157,000 | 5,864 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,076 |
| Total interest expense | $117,000 | 8,000 |
| Net interest income | $184,000 | 8,051 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $124,000 | 8,291 |
| Salaries and employee benefits | $68,000 | 8,293 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $32,000 | 8,284 |
| Pre-tax net operating income | $83,000 | 6,214 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $49,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $83,000 | 5,985 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 8,087 |
| Total interest expense | $516,000 | 7,936 |
| Net interest income | $685,000 | 8,099 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $45,000 | 6,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $55,000 | 6,998 |
| Total noninterest expense | $590,000 | 8,232 |
| Salaries and employee benefits | $366,000 | 8,142 |
| Premises and equipment expense | $92,000 | 7,832 |
| Additional noninterest expense | $132,000 | 8,330 |
| Pre-tax net operating income | $189,000 | 6,901 |
| Securities gains (losses) | $-15,000 | 7,664 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $173,000 | 6,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $173,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $112,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $187,850 | 6,812 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 8,155 |
| Total interest expense | $387,000 | 7,982 |
| Net interest income | $497,000 | 8,184 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $80,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $408,000 | 8,282 |
| Salaries and employee benefits | $235,000 | 8,239 |
| Premises and equipment expense | $78,000 | 7,692 |
| Additional noninterest expense | $95,000 | 8,355 |
| Pre-tax net operating income | $163,000 | 7,095 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $144,000 | 7,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $144,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $112,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $161,820 | 6,971 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 8,222 |
| Total interest expense | $258,000 | 8,023 |
| Net interest income | $332,000 | 8,249 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $29,000 | 7,026 |
| Total noninterest expense | $273,000 | 8,328 |
| Salaries and employee benefits | $162,000 | 8,278 |
| Premises and equipment expense | $52,000 | 7,734 |
| Additional noninterest expense | $59,000 | 8,429 |
| Pre-tax net operating income | $105,000 | 7,213 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $104,000 | 7,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $96,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $104,000 | 7,077 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,286 |
| Total interest expense | $124,000 | 8,098 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $140,000 | 8,355 |
| Salaries and employee benefits | $84,000 | 8,296 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $35,000 | 8,371 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $65,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 8,233 |
| Total interest expense | $412,000 | 8,069 |
| Net interest income | $657,000 | 8,255 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $91,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $48,000 | 6,921 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $582,000 | 8,340 |
| Salaries and employee benefits | $377,000 | 8,207 |
| Premises and equipment expense | $83,000 | 7,999 |
| Additional noninterest expense | $122,000 | 8,484 |
| Pre-tax net operating income | $166,000 | 7,509 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $164,000 | 7,422 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $164,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,133 |
| Cash dividends | $106,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $166,000 | 7,409 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 8,312 |
| Total interest expense | $294,000 | 8,156 |
| Net interest income | $492,000 | 8,332 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $72,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $36,000 | 7,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $410,000 | 8,416 |
| Salaries and employee benefits | $255,000 | 8,301 |
| Premises and equipment expense | $65,000 | 7,986 |
| Additional noninterest expense | $90,000 | 8,537 |
| Pre-tax net operating income | $154,000 | 7,605 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $152,000 | 7,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $152,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $106,000 | 4,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $154,000 | 7,458 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,373 |
| Total interest expense | $176,000 | 8,243 |
| Net interest income | $337,000 | 8,363 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $262,000 | 8,481 |
| Salaries and employee benefits | $160,000 | 8,403 |
| Premises and equipment expense | $44,000 | 7,973 |
| Additional noninterest expense | $58,000 | 8,585 |
| Pre-tax net operating income | $120,000 | 7,567 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $120,000 | 7,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $120,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $83,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $120,000 | 7,390 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,404 |
| Total interest expense | $80,000 | 8,307 |
| Net interest income | $170,000 | 8,393 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $126,000 | 8,532 |
| Salaries and employee benefits | $79,000 | 8,428 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $30,000 | 8,585 |
| Pre-tax net operating income | $67,000 | 7,475 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $38,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 8,363 |
| Total interest expense | $289,000 | 8,214 |
| Net interest income | $664,000 | 8,375 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $96,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $590,000 | 8,436 |
| Salaries and employee benefits | $376,000 | 8,283 |
| Premises and equipment expense | $87,000 | 8,002 |
| Additional noninterest expense | $127,000 | 8,597 |
| Pre-tax net operating income | $170,000 | 7,780 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $170,000 | 7,711 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $170,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $116,000 | 5,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $170,000 | 7,674 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $707,000 | 8,409 |
| Total interest expense | $211,000 | 8,241 |
| Net interest income | $496,000 | 8,421 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $73,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $413,000 | 8,492 |
| Salaries and employee benefits | $253,000 | 8,381 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $91,000 | 8,630 |
| Pre-tax net operating income | $156,000 | 7,810 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $156,000 | 7,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $156,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $116,000 | 4,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $156,000 | 7,651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $469,000 | 8,416 |
| Total interest expense | $133,000 | 8,258 |
| Net interest income | $336,000 | 8,427 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $45,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $265,000 | 8,523 |
| Salaries and employee benefits | $160,000 | 8,442 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $60,000 | 8,640 |
| Pre-tax net operating income | $116,000 | 7,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $116,000 | 7,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $116,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $116,000 | 7,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,494 |
| Total interest expense | $64,000 | 8,336 |
| Net interest income | $168,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $128,000 | 8,613 |
| Salaries and employee benefits | $77,000 | 8,534 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $64,000 | 7,716 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $51,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 8,472 |
| Total interest expense | $233,000 | 8,354 |
| Net interest income | $679,000 | 8,468 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $112,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $60,000 | 7,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $606,000 | 8,506 |
| Salaries and employee benefits | $406,000 | 8,285 |
| Premises and equipment expense | $74,000 | 8,296 |
| Additional noninterest expense | $126,000 | 8,703 |
| Pre-tax net operating income | $185,000 | 7,827 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $189,000 | 7,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $189,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $96,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $185,000 | 7,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 8,520 |
| Total interest expense | $173,000 | 8,402 |
| Net interest income | $509,000 | 8,508 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $85,000 | 7,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $413,000 | 8,618 |
| Salaries and employee benefits | $261,000 | 8,471 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $94,000 | 8,739 |
| Pre-tax net operating income | $181,000 | 7,780 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $185,000 | 7,570 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $185,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $96,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $181,000 | 7,531 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,560 |
| Total interest expense | $117,000 | 8,446 |
| Net interest income | $345,000 | 8,543 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $262,000 | 8,712 |
| Salaries and employee benefits | $160,000 | 8,617 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $65,000 | 8,770 |
| Pre-tax net operating income | $138,000 | 7,641 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $138,000 | 7,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $72,000 | 4,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $138,000 | 7,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,598 |
| Total interest expense | $60,000 | 8,485 |
| Net interest income | $175,000 | 8,564 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $127,000 | 8,764 |
| Salaries and employee benefits | $78,000 | 8,678 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $24,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 8,660 |
| Total interest expense | $232,000 | 8,658 |
| Net interest income | $681,000 | 8,591 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $92,000 | 8,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $597,000 | 8,666 |
| Salaries and employee benefits | $392,000 | 8,443 |
| Premises and equipment expense | $79,000 | 8,355 |
| Additional noninterest expense | $126,000 | 8,888 |
| Pre-tax net operating income | $176,000 | 7,906 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $190,000 | 7,805 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $190,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $143,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $169,840 | 7,788 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,753 |
| Total interest expense | $173,000 | 8,772 |
| Net interest income | $502,000 | 8,671 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $70,000 | 8,442 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $391,000 | 8,831 |
| Salaries and employee benefits | $242,000 | 8,698 |
| Premises and equipment expense | $60,000 | 8,390 |
| Additional noninterest expense | $89,000 | 8,964 |
| Pre-tax net operating income | $181,000 | 7,816 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $197,000 | 7,603 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $197,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $143,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $176,420 | 7,597 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $451,000 | 8,803 |
| Total interest expense | $116,000 | 8,835 |
| Net interest income | $335,000 | 8,709 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $238,000 | 8,926 |
| Salaries and employee benefits | $145,000 | 8,843 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $54,000 | 9,041 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $160,000 | 7,346 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $117,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $139,420 | 7,378 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,859 |
| Total interest expense | $58,000 | 8,897 |
| Net interest income | $167,000 | 8,757 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $119,000 | 8,973 |
| Salaries and employee benefits | $69,000 | 8,922 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $72,000 | 7,648 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $65,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 8,882 |
| Total interest expense | $302,000 | 8,882 |
| Net interest income | $672,000 | 8,778 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $92,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $51,000 | 7,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $583,000 | 8,810 |
| Salaries and employee benefits | $385,000 | 8,566 |
| Premises and equipment expense | $76,000 | 8,504 |
| Additional noninterest expense | $122,000 | 9,062 |
| Pre-tax net operating income | $181,000 | 8,001 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $181,000 | 7,940 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $181,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $174,280 | 7,858 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 9,118 |
| Total interest expense | $394,000 | 9,166 |
| Net interest income | $664,000 | 8,914 |
| Provision for loan and lease losses | $47,000 | 6,791 |
| Total noninterest income | $94,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $575,000 | 8,992 |
| Salaries and employee benefits | $366,000 | 8,770 |
| Premises and equipment expense | $82,000 | 8,588 |
| Additional noninterest expense | $127,000 | 9,210 |
| Pre-tax net operating income | $136,000 | 8,160 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $138,000 | 8,106 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $138,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $136,000 | 8,007 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 9,325 |
| Total interest expense | $432,000 | 9,366 |
| Net interest income | $665,000 | 9,187 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $91,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $561,000 | 9,214 |
| Salaries and employee benefits | $371,000 | 8,897 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $114,000 | 9,542 |
| Pre-tax net operating income | $175,000 | 8,475 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $53,000 | 7,189 |
| Income before extraordinary items | $128,000 | 8,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $128,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $81,000 | 6,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $123,740 | 8,566 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 9,573 |
| Total interest expense | $404,000 | 9,633 |
| Net interest income | $643,000 | 9,418 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $97,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $539,000 | 9,504 |
| Salaries and employee benefits | $342,000 | 9,238 |
| Premises and equipment expense | $69,000 | 9,247 |
| Additional noninterest expense | $128,000 | 9,719 |
| Pre-tax net operating income | $187,000 | 8,644 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $52,000 | 7,609 |
| Income before extraordinary items | $143,000 | 8,688 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $143,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $85,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $137,160 | 8,691 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 9,799 |
| Total interest expense | $390,000 | 9,906 |
| Net interest income | $669,000 | 9,567 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $526,000 | 9,686 |
| Salaries and employee benefits | $343,000 | 9,339 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $127,000 | 9,895 |
| Pre-tax net operating income | $211,000 | 8,864 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $61,000 | 8,140 |
| Income before extraordinary items | $150,000 | 8,981 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $150,000 | 8,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $150,000 | 8,913 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 10,214 |
| Total interest expense | $392,000 | 10,348 |
| Net interest income | $695,000 | 9,956 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $220,000 | 7,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $563,000 | 9,888 |
| Salaries and employee benefits | $380,000 | 9,390 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $124,000 | 10,294 |
| Pre-tax net operating income | $352,000 | 8,726 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $231,000 | 8,902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $231,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $98,000 | 6,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $230,350 | 8,874 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 10,722 |
| Total interest expense | $401,000 | 10,873 |
| Net interest income | $672,000 | 10,468 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $75,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $503,000 | 10,579 |
| Salaries and employee benefits | $313,000 | 10,252 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $129,000 | 10,805 |
| Pre-tax net operating income | $224,000 | 9,638 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $77,000 | 9,213 |
| Income before extraordinary items | $140,000 | 9,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $140,000 | 9,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $94,000 | 6,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $144,550 | 9,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 11,313 |
| Total interest expense | $395,000 | 11,344 |
| Net interest income | $586,000 | 11,163 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $480,000 | 11,103 |
| Salaries and employee benefits | $294,000 | 10,804 |
| Premises and equipment expense | $54,000 | 10,964 |
| Additional noninterest expense | $132,000 | 11,291 |
| Pre-tax net operating income | $182,000 | 10,574 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $132,000 | 10,638 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $132,000 | 10,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $107,000 | 6,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $132,000 | 10,612 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 11,763 |
| Total interest expense | $334,000 | 11,888 |
| Net interest income | $636,000 | 11,591 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $529,000 | 11,457 |
| Salaries and employee benefits | $296,000 | 11,244 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $141,000 | 11,905 |
| Pre-tax net operating income | $192,000 | 10,955 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $71,000 | 10,001 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,000 | 11,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 12,141 |
| Total interest expense | $372,000 | 12,347 |
| Net interest income | $694,000 | 11,904 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $75,000 | 11,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $553,000 | 11,889 |
| Salaries and employee benefits | $303,000 | 11,615 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $146,000 | 12,476 |
| Pre-tax net operating income | $216,000 | 10,902 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $143,000 | 11,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $143,000 | 11,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $143,000 | 11,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 12,671 |
| Total interest expense | $469,000 | 12,886 |
| Net interest income | $699,000 | 12,323 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $549,000 | 12,361 |
| Salaries and employee benefits | $316,000 | 11,834 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $139,000 | 13,103 |
| Pre-tax net operating income | $233,000 | 10,770 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $157,000 | 11,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 13,380 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $151,150 | 10,924 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.