Home > The First National Bank of Henry County > Income and Expense
The First National Bank of Henry County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 8,675 |
| Total interest expense | $1,021,000 | 9,182 |
| Net interest income | $1,656,000 | 8,128 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $236,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,292,000 | 7,884 |
| Salaries and employee benefits | $589,000 | 8,432 |
| Premises and equipment expense | $161,000 | 8,015 |
| Additional noninterest expense | $542,000 | 6,929 |
| Pre-tax net operating income | $570,000 | 8,052 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $194,000 | 7,520 |
| Income before extraordinary items | $373,000 | 8,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $373,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $374,980 | 8,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 9,335 |
| Total interest expense | $804,000 | 9,584 |
| Net interest income | $1,449,000 | 9,012 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,190,000 | 8,641 |
| Salaries and employee benefits | $539,000 | 9,050 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $462,000 | 8,905 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $305,000 | 9,089 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $305,000 | 9,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,000 | 9,163 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 10,488 |
| Total interest expense | $657,000 | 10,839 |
| Net interest income | $1,196,000 | 10,077 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,046,000 | 9,536 |
| Salaries and employee benefits | $473,000 | 9,926 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $438,000 | 8,845 |
| Pre-tax net operating income | $340,000 | 9,894 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $278,000 | 9,714 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $278,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,000 | 9,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 12,081 |
| Total interest expense | $561,000 | 12,480 |
| Net interest income | $887,000 | 11,575 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $888,000 | 10,564 |
| Salaries and employee benefits | $411,000 | 10,733 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $96,000 | 12,068 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $24,000 | 1,188 |
| Net income | $104,000 | 11,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $73,840 | 12,020 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.