Home > The First National Bank of Harrisburg > Income and Expense
The First National Bank of Harrisburg, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,961,000 | 2,180 |
| Total interest expense | $8,523,000 | 1,788 |
| Net interest income | $6,438,000 | 2,665 |
| Provision for loan and lease losses | $1,300,000 | 772 |
| Total noninterest income | $848,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $551,000 | 2,337 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $297,000 | 4,052 |
| Total noninterest expense | $3,596,000 | 3,530 |
| Salaries and employee benefits | $1,686,000 | 3,865 |
| Premises and equipment expense | $406,000 | 4,375 |
| Additional noninterest expense | $1,504,000 | 2,770 |
| Pre-tax net operating income | $2,390,000 | 2,899 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $390,000 | 4,495 |
| Income before extraordinary items | $2,015,000 | 2,533 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,015,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,142 |
| Cash dividends | $3,881,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,002,400 | 2,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,059,000 | 2,168 |
| Total interest expense | $8,119,000 | 1,906 |
| Net interest income | $6,940,000 | 2,502 |
| Provision for loan and lease losses | $900,000 | 1,074 |
| Total noninterest income | $1,135,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $625,000 | 2,102 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $510,000 | 2,792 |
| Total noninterest expense | $3,805,000 | 3,323 |
| Salaries and employee benefits | $1,771,000 | 3,705 |
| Premises and equipment expense | $446,000 | 4,075 |
| Additional noninterest expense | $1,588,000 | 2,586 |
| Pre-tax net operating income | $3,370,000 | 2,245 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $670,000 | 3,364 |
| Income before extraordinary items | $2,701,000 | 1,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,701,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,951 |
| Cash dividends | $2,817,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,700,200 | 1,896 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,197,000 | 2,354 |
| Total interest expense | $7,357,000 | 2,132 |
| Net interest income | $6,840,000 | 2,575 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $610,000 | 2,219 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $4,144,000 | 3,252 |
| Salaries and employee benefits | $2,108,000 | 3,174 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,556,000 | 3,023 |
| Pre-tax net operating income | $3,512,000 | 2,050 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $776,000 | 2,928 |
| Income before extraordinary items | $2,736,000 | 1,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,736,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 968 |
| Cash dividends | $2,160,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,736,000 | 1,776 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,572,000 | 2,312 |
| Total interest expense | $7,000,000 | 2,233 |
| Net interest income | $7,572,000 | 2,367 |
| Provision for loan and lease losses | $188,000 | 3,145 |
| Total noninterest income | $927,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $522,000 | 2,595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $405,000 | 3,294 |
| Total noninterest expense | $4,484,000 | 2,997 |
| Salaries and employee benefits | $2,135,000 | 3,108 |
| Premises and equipment expense | $414,000 | 4,395 |
| Additional noninterest expense | $1,935,000 | 2,468 |
| Pre-tax net operating income | $3,827,000 | 1,933 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $898,000 | 2,609 |
| Income before extraordinary items | $2,929,000 | 1,722 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,929,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,093 |
| Cash dividends | $6,557,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,929,000 | 1,699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,497,000 | 2,635 |
| Total interest expense | $4,965,000 | 2,477 |
| Net interest income | $6,532,000 | 2,773 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $805,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $450,000 | 3,051 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $355,000 | 3,679 |
| Total noninterest expense | $3,357,000 | 3,989 |
| Salaries and employee benefits | $1,703,000 | 3,821 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $1,356,000 | 3,632 |
| Pre-tax net operating income | $3,905,000 | 1,824 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $1,017,000 | 2,205 |
| Income before extraordinary items | $2,914,000 | 1,684 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,914,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,118 |
| Cash dividends | $1,600,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,894,760 | 1,696 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 2,491 |
| Total interest expense | $5,367,000 | 2,406 |
| Net interest income | $7,003,000 | 2,575 |
| Provision for loan and lease losses | $285,000 | 3,115 |
| Total noninterest income | $942,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $439,000 | 3,163 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $503,000 | 3,256 |
| Total noninterest expense | $3,544,000 | 3,868 |
| Salaries and employee benefits | $1,686,000 | 3,846 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $1,489,000 | 3,527 |
| Pre-tax net operating income | $4,116,000 | 1,680 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $865,000 | 2,592 |
| Income before extraordinary items | $3,251,000 | 1,568 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,251,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,488 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,251,000 | 1,476 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,035,000 | 3,475 |
| Total interest expense | $4,853,000 | 3,405 |
| Net interest income | $5,182,000 | 3,519 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $567,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $360,000 | 3,820 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $2,306,000 | 5,677 |
| Salaries and employee benefits | $1,078,000 | 5,665 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $1,053,000 | 4,849 |
| Pre-tax net operating income | $3,123,000 | 1,990 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $804,000 | 2,609 |
| Income before extraordinary items | $2,319,000 | 1,979 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,319,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $599,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,319,000 | 1,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.