Home > The First National Bank of Grove > Income and Expense

The First National Bank of Grove, Income and Expense

2003-09-30 (YTD Data)Rank
Total interest income$2,124,0006,789
Total interest expense$700,0006,454
Net interest income$1,424,0006,788
Provision for loan and lease losses$144,0003,991
Total noninterest income$263,0006,291
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$213,0004,446
Trading account gains and fees$0153
Additional Noninterest Income$50,0007,214
Total noninterest expense$1,044,0007,092
Salaries and employee benefits$537,0007,197
Premises and equipment expense$140,0006,961
Additional noninterest expense$367,0006,597
Pre-tax net operating income$499,0006,289
Securities gains (losses)$102,0001,734
Applicable income taxes$35,0006,476
Income before extraordinary items$566,0005,555
Extraordinary gains, net$040
Net income$566,0005,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,724
Cash dividends$273,0003,630
Sale, conversion, retirement of capital stock, net$0722
Net operating income$470,1205,833
2003-06-30 (YTD Data)Rank
Total interest income$1,423,0006,823
Total interest expense$478,0006,519
Net interest income$945,0006,811
Provision for loan and lease losses$97,0003,927
Total noninterest income$176,0006,278
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$138,0004,480
Trading account gains and fees$0150
Additional Noninterest Income$38,0007,030
Total noninterest expense$701,0007,085
Salaries and employee benefits$355,0007,254
Premises and equipment expense$96,0006,867
Additional noninterest expense$250,0006,527
Pre-tax net operating income$323,0006,343
Securities gains (losses)$100,0001,516
Applicable income taxes$25,0006,463
Income before extraordinary items$398,0005,415
Extraordinary gains, net$030
Net income$398,0005,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,423
Cash dividends$191,0003,574
Sale, conversion, retirement of capital stock, net$0589
Net operating income$304,0005,867
2003-03-31 (YTD Data)Rank
Total interest income$706,0006,887
Total interest expense$238,0006,625
Net interest income$468,0006,843
Provision for loan and lease losses$44,0004,021
Total noninterest income$90,0006,155
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$20,0006,924
Total noninterest expense$336,0007,229
Salaries and employee benefits$168,0007,426
Premises and equipment expense$45,0007,066
Additional noninterest expense$123,0006,572
Pre-tax net operating income$178,0006,113
Securities gains (losses)$78,0001,136
Applicable income taxes$25,0005,890
Income before extraordinary items$231,0004,935
Extraordinary gains, net$021
Net income$231,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,925
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$160,8005,668
2002-12-31 (YTD Data)Rank
Total interest income$2,924,0006,929
Total interest expense$1,252,0006,306
Net interest income$1,672,0007,156
Provision for loan and lease losses$155,0004,849
Total noninterest income$364,0006,011
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$296,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$68,0007,131
Total noninterest expense$1,257,0007,349
Salaries and employee benefits$624,0007,611
Premises and equipment expense$177,0007,070
Additional noninterest expense$456,0006,775
Pre-tax net operating income$624,0006,348
Securities gains (losses)$22,0003,078
Applicable income taxes$225,0004,937
Income before extraordinary items$421,0006,738
Extraordinary gains, net$070
Net income$421,0006,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,693
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$406,7006,685
2001-12-31 (YTD Data)Rank
Total interest income$2,726,0007,516
Total interest expense$1,438,0007,102
Net interest income$1,288,0007,707
Provision for loan and lease losses$109,0005,460
Total noninterest income$384,0005,793
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$309,0004,083
Trading account gains and fees$0177
Additional Noninterest Income$75,0007,000
Total noninterest expense$1,154,0007,563
Salaries and employee benefits$579,0007,765
Premises and equipment expense$160,0007,369
Additional noninterest expense$415,0007,033
Pre-tax net operating income$409,0006,936
Securities gains (losses)$-4,0009,172
Applicable income taxes$144,0005,510
Income before extraordinary items$261,0007,367
Extraordinary gains, net$0105
Net income$261,0007,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$263,5607,235
2000-12-31 (YTD Data)Rank
Total interest income$2,223,0008,201
Total interest expense$1,297,0007,587
Net interest income$926,0008,635
Provision for loan and lease losses$93,0005,470
Total noninterest income$393,0005,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,061
Trading account gains and feesNANA
Additional Noninterest Income$93,0006,597
Total noninterest expense$1,098,0007,747
Salaries and employee benefits$565,0007,890
Premises and equipment expense$154,0007,532
Additional noninterest expense$379,0007,323
Pre-tax net operating income$128,0008,703
Securities gains (losses)$01,956
Applicable income taxes$35,0007,503
Income before extraordinary items$93,0008,753
Extraordinary gains, net$038
Net income$93,0008,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,827
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$93,0008,738
1999-12-31 (YTD Data)Rank
Total interest income$1,900,0008,613
Total interest expense$1,090,0007,941
Net interest income$810,0009,041
Provision for loan and lease losses$150,0004,234
Total noninterest income$396,0005,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0003,813
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,202
Total noninterest expense$1,047,0007,986
Salaries and employee benefits$537,0008,119
Premises and equipment expense$134,0007,956
Additional noninterest expense$376,0007,482
Pre-tax net operating income$9,0009,376
Securities gains (losses)$30,0001,197
Applicable income taxes$-15,0009,693
Income before extraordinary items$54,0009,222
Extraordinary gains, net$035
Net income$54,0009,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,853
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$24,0009,321
1998-12-31 (YTD Data)Rank
Total interest income$1,742,0009,001
Total interest expense$991,0008,446
Net interest income$751,0009,375
Provision for loan and lease losses$86,0005,448
Total noninterest income$161,0008,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0006,343
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,765
Total noninterest expense$992,0008,138
Salaries and employee benefits$510,0008,297
Premises and equipment expense$129,0008,085
Additional noninterest expense$353,0007,639
Pre-tax net operating income$-166,0009,975
Securities gains (losses)$04,449
Applicable income taxes$-17,00010,046
Income before extraordinary items$-149,0009,995
Extraordinary gains, net$032
Net income$-149,0009,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,805
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-149,0009,960
1997-12-31 (YTD Data)Rank
Total interest income$1,100,00010,200
Total interest expense$557,0009,948
Net interest income$543,00010,297
Provision for loan and lease losses$70,0005,912
Total noninterest income$118,0009,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0007,244
Trading account gains and feesNANA
Additional Noninterest Income$20,0009,849
Total noninterest expense$844,0008,876
Salaries and employee benefits$416,0009,157
Premises and equipment expense$137,0008,082
Additional noninterest expense$291,0008,412
Pre-tax net operating income$-253,00010,602
Securities gains (losses)$6,0002,665
Applicable income taxes$-63,00010,655
Income before extraordinary items$-184,00010,592
Extraordinary gains, net$044
Net income$-184,00010,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,380
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-188,44010,571
1996-12-31 (YTD Data)Rank
Total interest income$162,00011,384
Total interest expense$62,00011,355
Net interest income$100,00011,394
Provision for loan and lease losses$30,0007,397
Total noninterest income$15,00011,281
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,0009,717
Trading account gains and feesNANA
Additional Noninterest Income$3,00011,282
Total noninterest expense$203,00011,364
Salaries and employee benefits$111,00011,338
Premises and equipment expense$34,00011,051
Additional noninterest expense$58,00011,356
Pre-tax net operating income$-118,00010,982
Securities gains (losses)$04,148
Applicable income taxes$-34,00011,035
Income before extraordinary items$-84,00010,974
Extraordinary gains, net$053
Net income$-84,00010,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$2,425,000271
Net operating income$-84,00010,928

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.